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VILLAGE OF TEQUESTA
Posc ONice Box 3273 • 250 Tequesta Drive • Suite 300
Tequesta, Florida 33469-0273 (561) 575-6200
Fax: (561) 575-6203
I.
II.
TEQUESTA EMPLOYEES' PENSION TRUST FUND
BOARD OF TRUSTEES MEETING
JANUARY 27, 1999
CALL TO ORDER AND ROLL CALL
The Tequesta Employees' Pension Trust Fund Board of Trustees
held a regularly scheduled meeting at the Village Hall, 357
Tequesta Drive, Tequesta, Florida, on Wednesday, January 27,
1999. The meeting was. called to order at 9:00 A.M. by
Chairman Ron T. Mackail. A roll call was taken by Betty
Laur, the Recording Secretary. Boardmembers in attendance
at the meeting were: William Sharpless, Chairman Ron T.
Mackail, Carl C. Hansen, and Secretary Tom Bradford. Also
in attendance were Attorney John McCracken sitting in for
Village Attorney John C. Randolph, Finance Director Connie
Holloman, and Loomis, Sayler & Company representative Peter
V. Van Beuren. Boardmembers Cheryl De~lasio and Shawn
Miller were absent from the meeting. Peter Allen, who had
been on an emergency call, arrived at 10:05 A.M.
APPROVAL OF AGENDA
Boardmember Bradford made a motioa to approve the ageada as
submitted. Boardmember Hansen secoaded the motion. The
vote oa the motion vas:
Roa T. Mackail - for
Thomas Bradford - for
Carl C. 8ansea - for
William Sharpless - for
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BOARD OF TRIISTEES
TE~UESTA E1~LOYEES' PENSION TRUST FUND
NESTING MINUTES
January 27, 1999
PAGE 2
The motion was therefore passed aad adopted aad the Agenda
was approved as submitted.
III. APPROVAL OF NTNUTES
A) Tequesta Employees' Peasioa Trust Fund Board of Trustees
meeting minutes for October 28, 1998, 1998
Boardmember Bradford made a motion to approve the minutes
as submitted. Boardmember Hansen seconded the motion.
The vote on the motion was:
Ron T. Ma.ckail - for
Thomas Bradford - for
Carl C. Hansen - for
William Sharpless - for
The motion was therefore passed and adopted and the
minutes were approved as submitted.
IV. STANDING REPORTS
A) Approval of New Applicants for Participation fn Plan
(October 1998-January 1999):
1) Noel Hamzik, 11/9/98
2) Kara Irwin, 11/30/98
3) James Peters, 12/22/98
4) RiCki Nix, 1/3/99
5) Andrew Terwilliger, 1/11/99
B) Approval of Beneficiary Changes (October 1998 - January
1999)
1) None
o r
BOARD OF TRIISTEES
TEQIIESTA EN~LOYEES'
b~ETING MINdTES
January 26, 1999
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PENSION TRIIST FDND
Boardmember Bradford made a motion to approve the new
applicants for participation is the pension plan.
Boardmember Sharpiess seconded the motion. The vote oa
the motiom was:
Ron T. Mackail - for
Thomas Bradford - for
Carl C. Hansen - for
William Sharpless - for
The motion was therefore passed and adopted.
C) Request for Withdrawal of Contributions (employees
terminating employment with village (October 199$ -
Jaauary 1999)
Name Term. Date Payout Amount
Shawn Thurman 11/1/98 $6,241.10
Boardmember Haasea made a motion to approve the request
for withdrawal of contributions for those employees
listed October 1998 through January 1999. Boardmember
Sharpless seconded the motion. The vote oa the motion
was:
Roa T. Mackail - for
Thomas Bradford - for
Carl C. Haasea - for
William Sharpless - for
The motion was therefore passed and adopted.
V. FINANCIAL REPORTS
A) Loomis, Bayles & Company, L.P., Investment Manager's
Financial Statement for Quarter Eadiag December 31, 1998
(Peter V. Van Beuren, V.P. & Sr. Partner)
BQARD OF TRIISTEES
TEQULSTA EMPLOYEES' PENSION TRIIST FUND
MEETING MINOTES
Jaauary 26, 1999
PAGE 4
1) Review aad Discussioa:
Mr. Van Beuren presented an Investment Review booklet
for the Village of Tequesta Employees' Pension Trust
Fund for the period ending December 31, 1998. Mr. Van
Beuren reviewed the report booklet beginning with
Section Two, and explained that the mix was still at
50~ for fixed income and 50~ for equities. Mr. Van
Beuren explained that during 1998 interest rates had
trended downward which facilitated higher stock
market valuations. Total returns year to year on
both stock and bond indexes had been quite positive.
The results for the year had been quite favorable for
the pension trust plan both for equities and fixed
income securities. Mr. Van Beuren explained these
were unusual returns. Mr. van Beuren explained that
his firm was trying to stay as close to the 50~/50~
allocation as possible, and were right on the mark at
the end of the year. If cash came in at the end of
the evaluation period that percentage could be
slightly off. Securities which had substantially
higher growth characteristics than the S&P 500 were
selected with a price earnings multiple higher than
that of the S&P 500. Mr. Van Beuren explained that
the price earnings multiple would probably drop
during 1999. The authority for changing the
allocation mix was discussed. Mr. Van Bueren
explained that he believed a change was now in
progress. Mr. van Beuren commented that one way to
add value to the portfolio was to overweight or
underweight certain sectors of the economy, trying to
avoid underperforming areas. Selecting longer
maturities was also a strategy, staying within the A
- AAA rated securities. Mr. Van Beuren explained
that his firm was now limited to buying in sizes of
$25,000 because of the size of the pension fund, and
there would be more opportunities when the fund grew
to where $1 million sizes could be purchased. Mr.
$OARD OF TRIISTEES
Tl3QIIESTA EN~L03CEES' PENSION TRIIST FUND
FETING MINUTES
January 26, 1999
PAGE 5
Van Beuren announced the fund had now crossed the $1
million level, and that the total fund as of 12/31/98
was $1,094,326.
Mr. Van Beuren anticipated that in 1999 and 2000,
retirement accounts would be controlled more by
individuals. Important things happening throughout
the world would guide Loomis Sayles & Company; for
example, governments that had previously ignored
these matters were now providing liquidity to make
their currencies stable and thence their financial
markets. Mr. Van Beuren explained that there was a
cooperati:~te movement to help countries get over their
major financial problems. Brazil, South America, and
the Far East and were being helped by the
International Monetary Fund. Mr. Van Beuren
commented that the world had changed with the
development of high technology and computers and
companies were more efficient. The United States was
a leader in this field. Mr. Van Beuren predicted 1D+
years of terrific growth around the world, and that
corrections and pullbacks would recover. Mr. Van
Beuren predicted continued slower growth with
inflation curtailed, downward interest rates, and
softened earnings. The challenge would be to find
companies with above average growth rates in
comparison to their .values end to target those early.
Mr. Van Beuren stated the current market was very
momentum driven, meaning that when buyers of common
stocks were interested in a security they would
generally accumulate shares for some time, after
which they would leave it and go to something else,
and a distribution process would begin. The energy
sector was not predicted to be high during 1999.
Boardmember Hansen questioned why more was not
invested in Intel, which was doing very well. Mr.
Van Beuren responded that diversity was very
important in a smaller portfolio to minimize risk,
BOARD OF TRIISTEES
TEQIIESTA EI~~LOYEES'
b~ETING ffiINOTE3
January 26, 1999
PAGE 6
PENSION TRIIST F'O1~TD
and that sizes would grow as the portfolio grew. Mr.
Van Beuren explained that approximately 25 separate
companies were the right number for diversification
for a $1 million account, and explained that their
firm managed a hypothetical 35-company portfolio as
a model, which was up 55~ during 1998. Nlr. Van
Beuren commented that if the allocation mix was
changed to 60~ they might add to the list of
companies, and that Microsoft might be added at some
point. Mr. Van Beuren reviewed purchases and sales
made during the past quarter, and mentioned that
corporate biographies were also included in the
report. IMS Health was described by Mr. Van Beuren.
Foreign investments were discussed and the ability to
invest in multinational companies. Boardmember
Bradford reported that the Village Council had
approved an Ordinance December 10, 1998 on second and
final reading so that the Board now had the option to
invest in securities up to 60~, and to purchase
foreign securities up to 10~ of the fund assets.
Boardmember Bradford made a motion to approve the
report by Peter Van Beuren for the period ending
December 31, 1998. Boardmember Hansen seconded the
motion. The vote oa the motion was:
Roa T. Mackail - for
Thomas Bradford - for.
Carl C. Hansen - for
Nilliam Sharpless - for
The motion ovas therefore passed and adopted.
B) Prudential Securities, Inc., Custodial Broker, Account
Statements (October - December, 1998)
Boardmember Bradford made a motion to approve the
Prudential Securities, Inc., account statements for the
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BOARD OF TRIISTEES
TEQIIESTA E~LOYEES' PENSION TRIIST FUND
FETING MINQTES
January 26, 1999
PAGE 7
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period ending December 31, 1998. Chairman Mackail
seconded the motion. The vote oa the motion was:
Ron T. Mackail - for
Thomas Bradford - for
Carl C. Haasea - for
William Sharpless - for
The motion was therefore passed and adopted.
VI. PAY~1'PS TO BS REVIEWED AND APPROVED
A) 10/20/98 Gabriel, Roeder, Smith & Co. - $525 (Monthly,
Retainer - October)
12/4/98 Gabriel, Roeder, Smith & Co. - $525 (Monthly
Retainer - November)
12/22/98 Gabriel, Roeder, Smith & Co. - $525 (Monthly
Retainer - December)
12/16/98 Jones, Foster, Johnston & Stubbs - $479 (Legal
Services)
11/25/98 Jones, Foster, Johnston & Stubbs - $335 (Legal
Services)
11/30/98 Loomis Sayles & Co. - $2,216.00 (Management
Services)
Boardmember Bradford made a motion to approve the
"` payments shown oa the agenda. Boardmember Haasea
seconded the motion. The vote oa the motion was:
Ron T. Mackaii - for
Thomas Bradford - for
Carl C. Hansen - for
William Sharpless - for
The motion was therefore passed and adopted.
BQARD OF TRUSTEES
TEQUESTA E~LOYEES'
NSETING MINOTES
January 26, 1999
PAGE 8
PENSION TRUST FUND
ViI. Ordinance No. 538 Amending Pension Fund investment Options
Boardmember Bradford reported that the Board had recommended
to the Village Council consideration of an amendment to the
Plan to allow the option to invest in foreign securities up
to the maximum allowed by law, and to invest in securities
up to 605. The village Council had approved the request,
and the Board now had the authority to make investments in
securities not to exceed 60g, which included foreign
securities of up to 10~. Mr. Van Beuren clarified that the
10g was a total fund percentage allocation; and stated as an
example that on a $i million account $600,000 would be
permitted in equities. Attorney McCracken explained that in
that example, the 10~ could be foreign equities and bonds'.
Mr. Van Beuren commented that his company would probably not
go up to the lOg maximum immediately, but this would allow
investment in foreign based companies such as Royai Dutch
Petroleum, Tyco International, etc.
Chairman Mackail made a motion to grant Loomis Sales &
Company authority to allow investment of 60~ is securities,
10% of which could be is foreign-based securities that are
traded fa the form of ADRs on a flatioaal exchange, within
the statutory limitations. Boardmember Hansen seconded the
motion. The vote oa the motion was:
Ron T. Mackail - for
Thomas Bradford - for
Carl C. Hansen - for
William Sharpless - for
The motion was therefore gassed and adopted.
VIII. CONSIDERATION OF SELECTION OF INDEPENDENT LEGAL CODNSEL -
William M. Sharpless, Esquire
Boardmember 5harpless explained that he had great respect
for the law firm of Jones, Foster, Johnston & Stubbs and
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BOARD OF TRUSTEES
TEQU'ESTA ENpLOYEES' PENSION TRUST FUND
MEETING MINUTES
January 26, 1999
PAGE 9
that this was no reflection on their services; however,
because of possible conflict of interest it was recommended
at the training classes that all Boards of Trustees have
their own independent attorneys. Boardmember Sharpless
commented that he had spoken to members of other Boards who
also recommended independent counsel. Boardmember Sharpless
reported he had spoken about this matter to members of this
Board after the last meeting, and had been asked to speak to
some other attorneys.
Boardmember Peter Allen joined -the meeting at 10:05 a.m.
Boardmember Sharpless reported he had spoken with Peter Van
Beuren, who had consulted other members of Loomis Sayles &
Company, who had recommended attorney Lee Danar and Attorney
Steven Sipen. Steve Palmquist had recommended Attorney
Bonnie Jensen. Attorney Sipen~s fees were $200 per hour
plus travel expenses from Miami Beach; Attorney Daner's fees
were $180 per hour plus travel expenses from Sarasota, and .~.
since their firm represented Palm Beach Gardens that traval
expenses could be shared; and Attorney Jensen~s fee was $145
per hour with no travel expenses since she was located in
West Palm Beach. Boardmember Hansen questioned the possible
conflict of interest on the part of Jones, Foster, Johnson
& Stubbs. Boardmember Sharpless explained that all members
of the Board should only be concerned with one thing--the
welfare of the participants in all three plans--and not the
cost to the Village. Since the firm of Jones, Foster,
Johnson & Stubbs represented the Village in many other
matters, they might have concerns regarding the cost.
Chairman Mackail asked Attorney McCracken whether he
believed there was a conflict of interest. Attorney
McCracken responded that his firm had handled the Town of
Palm Beach and their pension fund for more than twenty years
and had had no conflict to their knowledge. Attorney
McCracken explained that there were frequently conflicts
between unions and municipalities, but no conflict had been
presented to them, and commented that many seminars were
BOARD OF TRIISTEES
TEQUESTA EMPLOYEES' PENSION TROST FUND
MEETING MINUTES
Jaauary 26, 1999
PAGE 10
sponsored by unions who recommended independent counsel.
Chairman Mackail expressed his opinion that this Board's
interest had always been in the pension fund and that the
fund had grown successfully using the Jones Foster firm.
Chairman Mackail did not recommend making a change because
he did not believe the cost was prohibitive. Boardmember
Hansen and Boardmember Allen expressed a desire to table
this item until the next meeting to allow time to study the
matter. Secretary Bradford reported that at a meeting of the
employees the previous week they had heard a presentation
from a firm regarding defined benefit versus defined
contribution plans. Secretary Bradford stated he believed
there was a real possibility that the employees might
abolish the current plan in favor of a defined contribution
plan, and therefore believed this was nat the time to make
a change. Boardmember Sharpless stated that in light of
this information from Secretary Bradford, he agreed the
Board should not pursue this matter further, and he believed
that if Jones Foster Johnston & Stubbs represented both the
Town of Palm Beach and the~.r pension fund with no conflicts
for twenty years, that nothing further should be done at
this time.
IX. ADJOURl~NT
Boardmemb~r 8aasea a motioa to adjourn the meeting.
Boardmember Sharpless seconded the motioa. The vote oa the
motf on was
Roa T. Mackail - for
Thomas Bradford - for
Peter Allea - for
Carl C. 8aasea - for
Nilliam Sharpless - for
The motion was therefore passed aad adopted, and the meeting
was adjourned at 10:22 A.M.
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BARD OF TRIISTEES
TEQIIESTA E~LOYEES' PENSION TRIIST FUND
~BTING MINIITES
Jaauary 26, 1999
PAGE 11
Respectfully submitted,
~~ ~
Betty Laur
Recording Secretary
ATTEST:
Joann Manganiello
Village Clerk
DATE APPROVED: