HomeMy WebLinkAboutHandouts_Regular_9/12/2019 (2)T
C.7
L n1
O +�
CZ
W
0
0 O
CDL
cz
^, ui
:3.O E
^0 >
i i
E
O O
C-
-j 0 0
.. U
U)
CZ O (n
O � CZ
� O �
m �
N
L
O OLO
C� Chi
cz ca.
M
Q
W
WHO
J
z�a
i
V=0
No Text
4U
O
U
-4
6i�
N
.O
4.4
�"
0
Q }
J
W
WHO
Z
V=O
Aii
10
n-
No Text
No Text
00
70
T
Cz��
N
70
�0
��W��
70
-�,
U)
T
O
O
7C3
W
W
�
n,
W
cz
CIO
U)
i
CO
Q)
E
E
O
>70
O
M
0
.�
i
O
—
a)
+-�
_
Cz
�--�
_
Q
O
E
4-
kuvr�+
U)
D
-
c
E_
�
V�
• '"�
U)
U
)
O
O
Cz
�—�
(a)
=
�
0-
6«
-1--•
X
�
m
Cz
'
QQ)
c
°'
o
a3'
O
O
O
C�
cZ
O
E
a)
a'
v
4�
o
-�
0
%+ -
V
U)
O
a�
-
o
"�
Q1
i
O
O
70
O
Cz
• ��
>
C
_
N
CY
>
U
0
i
O
c
m
Q
•>
E�
0
a�
U
4-0
_o
_�
�
+J
O
0
O
Q
_�
O
O
U)
0•0)
U)
>
C
CIO
c0
0
U
�(�
o
o
7
CD.
T
O
O
N
.—
cz
L)
°�
E
Q
Q
>
O
o
O
cz
m
0O
N
- W
U)
4—'
C�
C�
(�
Q
cn
i
(Z
Q
70
E
a)
O
O
E
Z
O
2cz
- L
a-
1
1
I
I
I
I
+-'
�°'
U)
•+—
O:3
c
W Q,
y=O
No Text
ri
Q },
J
W
WHO
J
Z O c¢
G
V=0
-
NORTH -WEFT
a i,,; —
RESIDENCE
3 BR / 3.5 BATII
.DEN/FAMTLY1,1M.
.38W SF E:
:3
I 2W
r7l_-
S.r.
lox"
L
;3
T,,- I-T
T
LEVELS 3-7 FLOOR PLAN NORTI I
NORTH-EAST
RESIDENCE-
3 BIR / 3.5 BATH
DEN I FAMILY RIM.
3950 Sl-
SOUTH
RESIDENCE
4 BR 15.5 BATH , FAMILY RM.
+ FORMAL DINING
5335 SF
No Text
M
T
No Text
4- LO
TN O T
co W
c� J > cz
O cz
� � s
CO U N
N
CZ > N
0 4-j
a-%
..� E O Q O
O � U E
O
..—I O cn O CV C'd
Ucn
r.
O (n O V
CIO N M Cz
E 6
U :— a�
O cn
E,
� 0) -
U E`�° _�
o
.; U
�r
U Cz p
> 4- ;
0
N E -O c� �-
O 0 U �30
0 a) c o a� O W p,
i- o a- Q z U=O
r im
i
,
r
s
4
11 if
A
QQ�OpUE Opc'�''Am
o �
J z
Mnfie P1
SPONSOR OF THE
FLORIDA MUNICIPAL
_ INSURANCETRUST-
NOTICEOF CHANGE IN POLICY TERMS
Florida Municipal Insurance Trust
2018-2019 Coverage Year
GENERAL LIABILITY/PUBLIC OFFICIALS LIABILITY COVERAGE
Base Coverage Agreement (FMIT CA)
Definitions:
E. "Blanket Coverage." Amended to clarify that the term refers to certain covered first -
party property damage claims.
G. "Claim." Added new definition for this previously undefined but common term used
throughout the Coverage Agreement.
HH. "Damages." Amended to state the term means sums sought or ordered by a court
to be paid as compensation for loss or injury.
L. "Employment Practices Liability." Amended to remove Public Employee
Relations Commission (PERC) from scope of covered Employment Practices
Liability (EPL) claims. Also, rearranged misplaced wording related to covered civil
rights claims arising from EPL actions.
M. "Errors and Omissions." Amended to clarify scope of coverage applies to any
error, omission, misstatement, neglect or breach of duty for which a Claim alleging
Member liability for Damages is made. Further, amended definition to specify that
other types of liability covered elsewhere in the policy or that are expressly excluded
from the policy are excluded from this definition.
N. "Incidental Contract." Amended to add "Interlocal Agreements" to existing list of
covered contracts.
O. "Incidental Medical Malpractice Injury." Amended to clarify coverage applies to
non -medical professional employees or agents of insured Member.
V. "Occurrence." Amended to remove list of all liability types for brevity and restated
definition to include an event or accident which results in a claim for damages
covered by the Coverage Agreement.
your
RESOURCE
your ADVOCATE I your
op�OGUE Ofc'�''"m
o Ah
SPONSOR OF THE
FLORIDA MUNICIPAL
- INSURANCE TRUST-
Z. "Property Damage." Amended to clarify the definition excludes inverse
condemnation, takings or private property rights deprivations.
DD. "Suit." Amended to remove list of all liability types for brevity.
Exclusions:
Amended the following exclusions respectively, to provide the exclusions apply to any claim, suit
or liability arising when such claim types occur:
A.
Breach of contract claims
F.
Airport or airfield claims
G.
Pollution claims
H.
Lead exposure claims
S.
Inverse condemnation claims
RR.
Cyber liability claims
DD. Non -monetary relief claims. Amended exclusion to specify additional
types of claims for non -monetary relief which are excluded from coverage.
Further, clarified that when non -monetary claims are the only causes of
action contained in a suit, such claims or suits are also excluded.
COVERAGE ENDORSEMENTS
Errors and Omissions (E&O) Liability Endorsement
Amended endorsement name to "Public Officials E&O and Employment Practices Liability
Endorsement" to more accurately reflect coverage content. Reorganized subsections. Amended
coverage grant wording to mirror base general liability form. Amended Definitions subsection by
adding a "Civil Rights Liability" definition. Amended E&O Exclusion subsection by excluding
Employee Benefits Program E&O from ordinary E&O coverage. Also, amended E&O Exclusion
section by clearly limiting coverage to defense only for claims that allege fraudulent, dishonest
acts, etc. and for which a final judgment confirms such deliberate or fraudulent acts.
Employee Benefit Program Administration Errors and Omissions Endorsement
Amended coverage grant wording to mirror base general liability form. Amended Definitions
subsection with clearer definition of "Employee Benefit Program Errors and Omissions." Also,
your
RESOURCE
your ADVOCATE I your
oQ�OpUE pp
Ce
oAh=
W
n
SPONSOR OF THE
FLORIDA MUNICIPAL
— INSURANCETRUST—
amended Exclusions subsection to exclude all other types of liability from Employee Benefit
Program Errors and Omissions coverage.
Law Enforcement Liability Endorsement
Added coverage grant wording to mirror base general liability form. Also, amended Definitions
subsection by adding a "Civil Rights Liability" definition.
Medical Directors/EMTs Endorsement
Amended endorsement to specify the phrase "Medical Attendants" refers to Emergency Medical
Technicians and Paramedics. Further, amended Exclusions section to state the potentially
relevant coverage exclusion "T." does not apply to this endorsement.
FMIT 2-Year Rate Program
Amended endorsement to add Member deductible as one of the coverage terms which must
remain unchanged from year one to year two as a condition for fixed rate.
Base Coverage Agreement (FMIT CA- School Entities)
Amended school entity General/Professional Liability Coverage Agreement form to conform with
all changes to non -school entity General/Professional Liability Coverage Agreement form.
PROPERTY COVERAGE
COVERAGE EXTENSIONS
Immediate Stabilization and Property Damage Mitigation Services
Added a new coverage extension "x." to provide new coverage for immediate damage stabilization
and loss mitigation services.
COVERAGE ENDORSEMENTS
Named Storm Percentage Deductible Endorsements (A and B)
your
RESOURCE
your ADVOCATE I your
op�OGUE ppc'r'"m
Ce -
o z
J
n
W
Qi i�fE
SPONSOR OF THE
FLORIDA MUNICIPAL
— INSURANCETRUST—
Amendedendorsements to add coverage for wind driven rain. Further, added clarification that all
non -storm surge flooding is excluded from this endorsement, and is therefore covered as
elsewhere provided in the Coverage Agreement.
Broad Form Property Damage Endorsement (Damage to Property of Others)
Amended endorsement by creating subsections for coverage grant, coverage exclusions and
coverage limit. Further, amended Exclusions section to state the potentially relevant coverage
exclusion W." does not apply to this endorsement."
Terrorism -Related Property Damage Endorsement
Amended endorsement to add new coverage for approved crisis management firm services
following Terrorism events.
your
RESOURCE
your your
ADVOCATE PARTNER