HomeMy WebLinkAboutMinutes_Pension General_11/6/2017 TEQUESTA GENERAL EMPLOYEES' PENSION TRUST FUND
REGULAR BOARD MEETING MINUTES
NOVEMBER 6, 2017
CALL TO ORDER
The Regular Quarterly Board Meeting of the Tequesta General Employees' Pension Trust
Fund was held in the Village Chambers, 345 Tequesta Drive, Tequesta, Florida, on November
6, 2017. The meeting was called to order at 8:30 a.m.
ROLL CALL
A roll call was requested by Chairman Michael Rhodes. In attendance at the meeting were:
Chairman Michael Rhodes, Secretary Bernard Ward, Board Member Michelle Gload, Jesse
Oakley III and Board Member Dennis Rick.
Also in attendance were Attorney Bonni Jensen, Pension Administrator Kerry Dutton,
Investment Monitor Tyler Grumbles, Dana Advisory Greg Peters, ASB Real Estate
Representative Georgette Baxter and finance director Chris Quirk. Also in attendance was
retiree JoAnn Forsythe and members of the public.
PUBLIC COMMENT
None
APPROVAL OF AGENDA
Chairman Rhodes requested item 15 to be moved up for discussion after the consent agenda.
He also requested the vendor list and item 8 be discussed with item 13.
MOTION:
Board Member Gload made a motion to approve the agenda as amended. Board
Member Rick seconded the motion, which carried by 6-0 vote.
CONSENT AGENDA
6. Ratification of invoices paid since last quarterly meeting
Check# Paid Date Vendor Description Amount
1290 8/14/2017 Pension Resource Centers $800.00
Administrator Fee-August 2017
Invoice#15690
1291 8/14/2017 Klausner, Kaufman,Jensen&Levinson $3,871.00
Legal Services Rendered through 7-31-17
Invoice#20314
1292 8/14/2017 DANA Investment Advisors $545.65
Management Fee-2nd Quarter 2017
Account#451856610 Invoice#56183
1293 8/14/2017 DANA Investment Advisors $2,235.15
Management Fee-2nd Quarter 2017
Account#451856620 Invoice#56226
1294 9/20/2017 Pension Resource Centers $800.00
Administrator Fee-Sept 2017
Invoice#15760
1295 9/20/2017 Klausner, Kaufman,Jensen&Levinson $477.00
Legal Services Rendered through 8-30-17
Invoice#20452
1296 9/20/2017 Gehring Group, Inc $1,269.08
Fiduciary Liability Insurance Renewal
1 011 7-1 0/1 8
1297 10/12/2017 Pension Resource Centers $1,000.00
Administrator Fee-Oct 2017
Invoice#15822
1298 10/12/2017 Klausner, Kaufman, Jensen&Levinson $53.00
Legal Services Rendered through 9-28-17
Invoice#20588
1299 10/12/2017 &Co $3,125.00
3rd Quarter 2017
Invoice#23368
Total: $14.175.88
Custodian
7/17/2017 ASB Capital Management $1,165.28
2nd Qtr 2017
10/162017 ASB Capital Management $1,170.84
3rd Qtr 2017
10/172017 Fiduciary Trust International GE-DANA R&D $459.96
3rd Qtr 2017 Fee
10/17/2017 Fiduciary Trust International PE $135.56
3rd Qtr 2017 Fee
10/312017 Fiduciary Trust International GE-DANA EQ $184.96
3rd Qtr 2017 Fee
Total: $17,292.48
7. Reporting of new applicants for participation in Pension Plan:
Patricia Nawrocki
William Davis
8. Terminated non-vested employees who have not yet taken their contributions:
Akino Seino—payment issued 611217
9. Terminated employees who have not yet taken their contributions:
Following members were notifled via mail on April 24, 2017:
Derek Watson— 10/27/2013
Brett Steele—05/16/2014
Nathan Litteral — 12/29/2014
Martin Meehan — 02/13/2016
Simon Jamason— 05/10/2016
The Board confirmed Cynthia Morabito was not notified with the above members on April 24,
2017.
Cynthia Morabito— 10/10/2017
10.Benefit Approvals — Plan Administrator Kerry Dutton, Pension Resource Centers
END OF CONSENT AGENDA
MOTION:
Secretary Ward made a motion to approve the Consent Agenda as amended. Board
Member Gload seconded the motion, which carried by unanimous 5-0 vote.
15.Request for Pro-Rated Pension Benefit from Retiree JoAnn Forsythe - Plan Administrator
Kerry Dutton, Pension Resource Centers
Ms. Dutton reviewed the material which was included with the meeting materials. Ms. Jensen
reviewed the request made by JoAnn Forsythe. She explained Mrs. Forsythe is requesting a
pro-rated benefit for the month which her retirement commenced. She stated this is an informal
hearing process and stated an appeal can be filed if the Board was to deny the request today.
Mrs. Forsythe approached the Board. She references the specific wording found within the
ordinance which she found to be unclear due to normal retirement and early retirement being
referenced. She quoted Mrs. Jensen's email on the understanding of the language. Mrs.
Forsythe reviewed the timeline of her retirement process. A lengthy discussed ensued on the
language and interpretation of the ordinance. The board discussed the Fund's previous
practice along with the practice of other local plans. Mrs. Forsythe restated the language
difference between the reference of retirement date and normal retirement. The Board
discussed at great length the differences on the language Mrs. Forsythe brought forth. Mrs.
Forsythe stated her concerns regarding the ordinance and the definitions. Chairman Rhoades
clearly stated the 2 issues at hand to be; (1) Definition of Retirement, (2) Implementation of the
Definition. Mrs. Jensen reviewed the options the Board has available to address the issue at
hand. She stated an approval of this request will have some issues that will arise. She stated
the board could also deny the request or amend the plan to reflect the process that Mrs.
Forsythe has requested. Mrs. Jensen stated the plan document can be changed to include
language clearly stating there will be no proration for partial months. Board Member Oakley
confirmed the disability benefits specifically state the pro-ration of the benefit for partial
months. She also stated this would also apply to partial months resulting from a member's
passing. Mrs. Jensen suggested the benefit commencement date definition be confirmed with
GRS. The Board discussed requesting additional information from GRS.
MOTION:
Secretary Ward made a motion to gather more information on the ordinance, on the
retirement process and request GRS review and present the findings at the next board
meeting. Board Member Oakley seconded the motion, which carried by unanimous 5-0
vote.
Mrs. Forsythe thanked the Board.
APPROVAL OF MINUTES
1. Tequesta General Employees' Pension Trust Fund Board of Trustees Regular Quarterly
Meeting Minutes — July 31, 2017.
The Board requests multiple typographical and wording changes. The Board requested the re-
line copy be included at the next Board meeting.
MOTION:
Board Member Rick made a motion to approve the July 31, 2017 Regular Quarterly
Meeting Minutes as amended. Board Member Gload seconded the motion, which
carried by 5-0 vote
PRESENTATIONS
2. ASB Performance Report— Georgette Baxter, ASB Investments
Ms. Baxter approached the Board. The Board gave notice of 30 minute presentation time. Ms.
Baxter reviewed the two institutional funds with over 360 investors. She reviewed the team
structure with the firm reviewing the changes in leadership. She continued by reviewing the
investor base. ASB just allocated $150 million from Oregon's General Employees' Pension
Fund which will be reflected by the end of the quarter. The return since inception was 4.33%
and the return for the quarter ending September 30, 2017 was .79%. She reviewed the factors
driving underperformance and explained the performance expected going forward. She stated
the year to year changes and overall performance percentages as follows; industrial 55.9%,
office 6.4%, residential 4.2%, and retail at 4.0%. Board member Ward questioned the leasing
within the retail market with recent decline due to online retail. Ms. Baxter confirmed the firm's
retail selections are street front retail with high traffic locations. Ms. Baxter reviewed the full
market cycle notating a full cycle is typically a 10 year period. There was a brief discussion on
the markets driving the returns up after the downturn of the market. Ms. Baxter reviewed the
asset allocations compared to the target allocations. She reviewed the investment criteria
specifically the building structural attributes and desirable locations. She stated the new New
York building was purchased with a line of credit and is already a 100% leased therefore the
building will bring ASB up to 18% leverage. She noted with core real estates a high single digit
return is to be expected. She briefly reviewed the property types broken out by location. ASB
has queues for redemptions and incoming funds. There was brief discussion on expiring
leases and income tax due to a pending bill. Ms. Baxter thanked the board.
MOTION:
Secretary Ward made a motion to approve the presentation by ASB. Board Member
Rick seconded the motion, which carried by 5-0 vote
3. Quarterly Performance Report as of September 30, 2017 — Greg Peters, Dana Advisory
Greg Peters, Dana Advisor, presented to the Board the Dana Advisors Investment Performance Report
as of September 30, 2017. He reviewed the bond characteristics for the quarter. He stated the portfolio
is of high quality. He continued to review the asset allocation stating in the past 2 quarters the market
has started to stabilize. He stated the quarter return gross of fee to be 6.02% versus the benchmark of
4.48%. He reviewed the performance gross fees through September 30, 2017 contributing to the
quarters return. He reviewed the performance of the market environment during quarter. Mr. Peters
explained Dana's investment strategy including the sector basis. He noted the Federal Reserve is
expected to raise rates once more. Mr. Peter's stated a new record high, value outperformed growth.
Growth was leading at 8.65%. He stated Telecom turned positive this quarter as well. Mr. Peters noted
the top performance contributors and the top performance detractors during this quarter. He reviewed
the price to earnings ratios. He reviewed the top 50 performers stating a few of the most recognizable
names. He reviewed the historical market which captured the down turn and that shows limiting on the
downside of market performance while participating in the upside of the market performance.
MOTION:
Board Member Ward made a motion to approve the presentation by Dana Advisory.
Board Member Oakley seconded the motion, which carried by 5-0 vote
4. Quarterly Performance Report as of September 30, 2017 - Tyler Grumbles, And Co
Consulting
Tyler Grumbles reported the performance as of September 30, 2017.He stated the
depreciation of the US dollar is helping the emerging market sector. International is now the
best preforming asset class at 19.6%, the S&P was up at 18.6% and the US aggregate was
flat at 0.1%. Mr. Grumbles reviewed the market and sector performance for the quarter. He
reviewed the asset allocation stating the real estate capital call is reflected. Mr. Grumbles
reported that for quarter ending September 30, 2017 the Plan's market value was $4,923,982
and the asset allocations were as follows; Domestic Equity 50.5%, International Equity 15.5%,
Domestic Fixed Income 18.8%, Global Fixed Income 4.9%, total Real Estate 9.6% and Cash
Equivalent 0.6%. He reviewed the cash flow during the quarter. He stated the assets gained
4.0% for the quarter compared to the 3.67% benchmark. The FYTD gross return of 14.16%
ranked in the top 12 percentile of the peer fund universe. He reviewed the trailing returns
highlighting EuroPacific. Mr. Grumbles noted the Plan exceed the expectant rate of return for
the fiscal year. Mr. Grumbles reviewed and commented on individual manager performance.
He reviewed the income and capital gain for the fiscal year. He stated this year was a great
fiscal year for the plan. Mr. Grumbles reviewed the objectives listed on the compliance
checklist. Mr. Grumbles had no recommendation on asset allocations at this time.
MOTION:
Board Member Rick made a motion to approve the And Co Consulting September 30,
2017 Investment Performance Report as presented. Secretary Ward seconded the
motion, which carried by unanimous 5-0 vote
5. Annual Investment Policy Statement Review-Tyler Grumbles, And Co Consulting
Mr. Grumbles reviewed the Investment Policy Statement. He reviewed the target allocation
chart which reflected the asset class, target, appropriate target range and the benchmark
index. He noted all target ranges listed are within 5% of the target. He explained if an asset
falls outside of the target range there is an automatic rebalance in place to bring the assets
back to target. He noted on a relative basis the total portfolio performance will rank in top 40%.
He confirmed most of the clients with And Co have the 40% specified within the policy. He
confirmed the commissions recapture firm and the firm's purpose. Mr. Grumbles also reviewed
the addendum for the recent fee reduction. He reviewed the criteria for investment manager
review and the addendum for Dana.
MOTION:
Secretary Ward made a motion to re-adopt the Investment Policy Statement as
presented. Board Member Oakley seconded the motion, which carried by unanimous 5-
0 vote
NEW BUSINESS
11.Summary of Actions for Village Council Presentation — Attorney Bonni Jensen, Klausner,
Kaufman, Jensen & Levinson
Ms. Jensen reviewed the power point slides for the upcoming Village Council presentation.
She confirmed the power point will be given to the council in advance of the presentation.
Chairman Rhoades requested the projector confirmed with Village Clerk for the presentation.
Ms. Jensen confirmed the Village presentation is going to be held on December 7, 2017. There
was a brief discussion on who would present at the meeting. Secretary Ward confirmed his
attendance to be upcoming meeting.
12. Annual Conference Cancellation — Attorney Bonni Jensen, Klausner, Kaufman, Jensen &
Levinson
Ms. Jensen stated her Firm has decided to cancel the annual conference. She explained the
impact of the hurricane caused damage to the hotel for which the conference was to be held.
She explained the Firm will be sending the money which was to be used for the conference to
the hurricane victims and recovery directly.
BUDGET REPORT
13.Quarterly Budget Report — Revenue & Expenditure Report — Board Member, Michelle
Gload, Finance Department
Ms. Gload reviewed the revenue and expenditure report to date. She stated all invoices for the
fiscal year are recorded. She noted everything was in line with the budget. She stated the
contribution receivables are accruals and not included in the And Co report.
MOTION:
Secretary Ward made a motion to approve the quarterly Budget Report. Board Member
Rick seconded the motion, which carried by unanimous 5-0 vote.
ADMINISTRATIVE REPORT
16. Electronic Filing Requirement Letter—Actuary Jeffery Amrose, GRS
Ms. Jensen reviewed a new requirement by the state which requires the Actuarial Valuation to
be inputted online and don so by the Actuary not the staff. She explained this applies to all
Valuations and submission of paper copies to the State is no longer available.
17.FPPTA Winter Trustees School — Plan Administrator Kerry Dutton, Pension Resource
Centers
Mrs. Dutton reviewed the dates and location of the upcoming winter trustees school.
ANY OTHER MATTER
18.2018 Calendar Schedule
Ms. Dutton informed the Board no action is needed and this is simply a calendar of the pension
conferences during the year.
20.Election of Officers
Ms. Dutton advised the Board of Ms. Gload's no contested nomination and therefore was re-
elected for another term. She notified the Board of the election results memorandum that was
distributed to the active participants prior to the meeting date.
21.Participant Workshop
Ms. Jensen confirmed the Village agreed to the December 1't workshop date. She reviewed
the location and time along with the coordinating details for food. Ms. Gload suggested using a
local restaurant for supplying the food. There was discussion on possible information to be
included in the workshop presentation. Ms. Jensen confirmed all information can be composed
in one single power point. She confirmed the process of notification to the members.
There was a brief meeting regarding changing the fiduciary liability to the spring meeting
annually for discussion and approval. The Board requested to have a new broker along with at
least one additional policy quote for comparison at the next meeting.
Mr. Grumbles informed the Board of his scheduling conflict and stated his associate John
McCann will be attending.
19.Approved Red-Line Minutes — June 13, 2017
Mr. Rhodes requested once more to have all meeting minutes available 4 weeks after the
meeting.
A discussion ensued on the non-vested members who have yet to take a refund of their
contribution. Ms. Jensen suggested sending a letter to notify the members annually. Chairman
Rhodes requested to add the annual letters to the spring agenda going forward. He also
requested the removal of termination dates on the agenda.
Ms. Jensen opened the floor for nominations of chairman. Mr. Ward noted little interested in
becoming chairman and noted Michael Rhoades history on the Board along with his pension
knowledge.
MOTION:
Secretary Ward made a motion to nominate Michael Rhoades as chairman. Board
Member Gload seconded the motion, which carried by unanimous 5-0 vote.
ADJOURNMENT
There being no further business, the meeting was adjourned at 1:06 p.m.
Board Member
Village of Tequesta General Employees' Pension Plan