HomeMy WebLinkAboutDocumentation_Regular_Tab 7-E_5/14/1998 1.f
ov„. A VILLAGE OF TEQUESTA
Post Office Box 3273 • 357 Tequesta Drive
= r Tequesta, Florida 33469-0273 • (561) 575-6200
a 11 a Fax:(561)575-6203
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TEQUESTA EMPLOYEES' PENSION TRUST FUND
BOARD OF TRUSTEES MEETING
JANUARY 28, 1998
I. CALL TO ORDER AND ROLL CALL
The Tequesta Employees' Pension Trust Fund Board of Trustees .
held a regularly scheduled meeting in the Village
Administration Office conference room, 250 Tequesta Drive,
Suite 300., Tequesta, Florida, on Wednesday, January 28,
1998 . The meeting was called to order at 9:07 A.M. by
Secretary Thomas G. Bradford, who conducted the meeting in
the absence of Chairman Ron T. Mackail. A roll call was
taken by Betty Laur, the Recording Secretary. Boardmembers
in attendance at the meeting were: James B. Trube, William
Sharpless, Carl C. Hansen, Allan Oslund; and Thomas G.
Bradford. Also in attendance were Finance Director Bill
Kascavelis, Attorney Tracey Biagiotti sitting in for Village
Attorney John C. Randolph, and. Loomis, Sayles & Company
representative Peter V. Van Beuren. Chairman Ron T. Mackail
and Boardmember Shawn Thurmond were absent from the meeting.
II. APPROVAL OF AGENDA '
Boardmember Hansen requested addition under Any Other
Matters of discussion of terms of office. Finance Director
Kascavelis requested addition under Any Other Matters of
authorization of a member of the Board to sign the annual
report.
Boardmember Hansen made a motion to approve the agenda as
amended. Boardmember Oslund seconded the motion. The vote
on the motion was:
Recycled Paper
BOARD OF TRUSTEES
TEQUESTA EMPLOYEES' PENSION TRUST FUND
MEETING MINUTES
January 28, 1998
PAGE 2
Thomas Bradford for
Carl Hansen - for
Allan Oslund - for
William Sharpless - for
James Trube - for
The motion was therefore passed and adopted and the Agenda
was approved as amended.
III. APPROVAL OF MINUTES
A) Tequesta Employees' Pension Trust Fund Board of Trustees
meeting minutes for December 15, 1997
. ' Boardmember Trube made a motion to approve the minutes as
submitted. Boardmember Sharpless seconded the motion.
The vote on the motion was:
Thomas Bradford - for
Carl Hansen - for •
Allan Oslund - for
William Sharpless. - for
James Trube - for
The motion was therefore passed and adopted and the
minutes were approved as submitted.
IV. STANDING REPORTS
A) Approval of New Applicants for Participation in Plan
(December '1997) :
1) None
B) Approval of Beneficiary Changes (December 1997)
BOARD OF TRUSTEES
TEQUESTA EMPLOYEES' PENSION TRUST FUND
FETING MINUTES
January 28, 1998
PAGE 3
1) None
C) Request for Withdrawal of Contributions (employees
terminating employment with village (December 1997)
1) None
No action was needed on these three items since there had
been no activity.
V. FINANCIAL REPORTS (Bill Kascavelis, Finance Director)
A. Report of Employee and Employer Contributions and
Reconciliation to Custodial Broker Statements (September
- December, 1997)
1) Florida Municipal Pension Trust Account Statement
9/30/97
A) Clarification of transfers reported under
Employer Section of Report
Finance Director Kascavelis explained that
Boardmember Trube had requested clarification of
expenditures on the 9/30/97 report entitled
"Transfers". Research through Florida League of
Cities clarified that the $3,491.81 listed on the
Fire Department report and $211.99 on the General
Employees report were amounts paid from the
individual funds for custodial banker and
investment management fees for a one-year period.
Boardmember Hansen made a motion to approve the
Florida Municipal Pension Trust Participant Account
Statement for the period 10/1/96 through 9/30/97 as
submitted. Boardmember Trube seconded the motion.
The vote on the motion was:
Thomas Bradford - for
BOARD OF TRUSTEES
TEQUESTA EMPLOYEES' PENSION TRUST FUND
MEETING MINUTES
January 28, 1998
PAGE 4
Carl Hansen - for
Allan Oslund - for
William Sharpless - for
James Trube - for
The motion was therefore passed and adopted.
2) Prudential Securities, Inc., Account Statements
10/31/97 and 12/31/97
Finance Director Kascavelis distributed replacement
pages for the November reconciliation because of an
incorrect figure for dividend income for November.
Finance Director Kascavelis explained that the
reconciliation statement took all account activity
and placed it into a spread sheet to account for
all transactions at cost rather than market value,
and that he received an account statement from
Loomis Sayles and Company showing the actual cost.
The spread sheet information was used to transfer
the acttal allocation to Fire, Police, and General
Employees. Finance Director Kascavelis reported
that the Prudential statements had been reconciled
for October, November, and December, 1997.
Secretary Bradford questioned the value of
reconciliation to the Village, to which Finance
Director Kascavelis responded that since Prudential
reported at market value a monthly reconciliation
at cost was necessary to produce an income and
expense statement for the three funds. Finance
Director Kascavelis explained that with Florida
League of Cities they had done this work, however,
it must now be done locally; and a computer
template had been set up with the help of'' the
external auditor. Finance Director Kascavelis
explained that there had been a reconciliation of
the custodial broker's statement with Loomis Bayles
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BOARD OF TRUSTEES
TEQUESTA EMPLOYEES' PENSION TRUST FOND
MEETING MINUTES
January 28, 1998
PAGE 5
and Company's statement for October, November, and
December 1997, including allocation of funds to the
three separate accounts. Small differences were
attributed to rounding figures. Finance Director
Kascavelis reported that the League had understated
the amount to be transmitted to the Village for
which he had just received a check, and that amount
would be reported on a future report.
Boardmembers expressed concern that the
reconciliation was a lot of work; Finance Director
Kascavelis responded that reconciliation was
necessary in order to make proper allocations to
the three separate funds. Discussion ensued
regarding whether the information needed to be
presented to the Board. Finance Director
Kascavelis expressed his opinion that the Board
should be aware of whether the figures balanced
monthly, and confirmed that in the future these
reports would be a part of the Boardmembers'
packets.
Boardmember Oslund made a motion to approve the
Prudential Securities, Inc. account statements for
10-1-97 through 12-31-97. Boardmember Sharpless
seconded the motion. The vote on the motion was:
Thomas Bradford - for
Carl Hansen - for
Allan Oslund - for
William Sharpless - for
James Trube - for
•
The motion was therefore passed and adopted.
B. Loomis, Sayles & Company, L.P. , Investment Manager's
Financial Statement Quarter Ending 12/31/97, Peter V. Van
Beuren, V.P. & Senior Partner)
BOARD OF TRUSTEES
TEQIIESTA EMPLOYEES' PENSION TRUST FUND
MEETING MINUTES
January 28, 1998
PAGE 6
1) Review and Discussion:
Mr. Van Beuren presented an Investment Review
booklet for the Village of Tequesta Employees'
Pension Trust Fund dated January 28, 1998 prepared
by Loon4s, Sayles & Company. Section One contained
information regarding the firm and highlighting
personnel which made up the investment team and the
Florida office strategies. Mr. Van Beuren
explained that Loomis, Sayles and Company's style
of management for equities was in looking for
wealth creator companies with unique
characteristics of growing at a much higher rate
than benchmark companies; a high return on equity;
and al reasonable relationship between earnings and
growth rates. The style of management for fixed
income was described as to stay within the high
quality parameters of the guidelines and to find
incremental yields and returns through going down
through the top three investment grades of the
fixed income spectrum, A through AAA. Section two
contained a general boilerplate for investment
guidelines. Investment objectives, long-term asset
mix guidelines, restrictions, and benchmarks were
listed.1 The investment strategy of the Village was
shown at 50% equities, 50% fixed income, with cash
at the, discretion of Loomis Sayles and Company.
Boardmember Hansen questioned what would have been
done five or ten years ago compared to the present
time and how often the guidelines were changed.
Mr. Van Beuren explained that assets should be
longer term in pension funds, and the same approach
should have been taken in the past as now, as long
as the ' economic environment was realistic. The
Asian problems had caused difficulty since October,
1997, however, strategy was still to find better
companies which would achieve objectives. The goal
was to increase appreciation and decrease risk, and
BOARD OF TRUSTEES
TEQIIESTA EMPLOYEES' PENSION TRUST FUND
MEETING MINUTES
January 28, 1998
PAGE 10
portfolio investment mix from 50% stocks and 50* bonds to
60% stocks and 40% bonds. Finance Director Kascavelis
read aloud from a letter from the Village Attorney which .
advised the proposed investment policy was legal but the
Board would have to recommend its approval to the Village
Council, the Village Council would have to adopt the
plan, and the Board would then be authorized to conduct
business per the revised plan. During discussion,
Secretary Bradford pointed out that the current plan
required the adoption of investment guidelines.
Mr. Van Beuren reviewed the draft proposed investment
guidelines, and suggested changes which could be made so
that the guidelines would conform to the current plan and
could therefore be adopted by the Board. This would
assure that guidelines were in place as required by the
current plan; and the original draft proposed investment
guidelines could be recommended to the Village Council
for their adoption.
After discussion, the following deletions/changes were
recommended by W. Van Beuren:
1. Page 1, item 2 (A) 1: strike out (60%) and (40%) .
2. Page 2, item 3 (A) 3 (b) I: strike out (25% of the
bonds at time of purchase may be rated Baa
investment grade) .
3. Page 3, item 3 (A) 3 (b) iii: this item could be
stricken out or left in if some lower grade bonds
were desired, which Loomis Sayles and Company
recommended in order to get a little better
incremental performance on the margin.
4. Page 3, B (1) : Strike out (60%) .
Secretary Bradford commented that item 3 (a) 1 on page 2
r%
BOARD OF TRUSTEES
TEQUESTA EMPLOYEES', PENSION TRUST FUND
MEETING MINUTES.
January 28, 1998
PAGE 9
Palmquist at the end of two years, and that prices
would probably increase. Discussion ensued
regarding ways the proposal could be changed to
make , it perpetual. Boardmember Sharpless
recommended that this agreement be accepted as
written but that Mr. Palmquist be informed that a
perpetual agreement was desired at renewal.
Attorney Biagiotti pointed out that item 7 stated
the agreement could be renewed for subsequent
periods upon mutual agreement by the parties.
Finance Director Kascaveli$ commented this would be
presented to the Board in September 1999 before it
expired.
Boardmember Sharpless made a motion to approve the
Actuarial Services Agreement from Gabriel, Roeder,
Smith & Company as written at this time.
Boardm tuber Hansen seconded the motion. The vote
on thejmolion was:
Thomas Bradford - for
Carl Hansen - for
Allan Oslund. - for
William Sharpless - for
James Trube - for
The motion was therefore passed and adopted.
VII. EMPLOYEES' PENSION FOND INVESTMENT POLICY (Draft prepared by
Loomis, Bayles & Company, L.P. )
A) Review
Finance Director Kascavelis distributed a handout of the
current plan. 1Mr. Van Beuren announced that a draft of a
proposed investment policy had been submitted for the
Board' s consideration, which proposed change in the
BOARD OF TRUSTEES
TEQUESTA EMPLOYEES' PENSION TRUST FUND
MEETING MINUTES
January 28, 1998
PAGE 8
The motion was therefore passed and adopted.
VI. Agreements to be Reviewed and Approved
A) Actuarial Services Agreement Gabriel, Roeder, Smith &
Company, Consultants and Actuaries
1) Review for Approval
Attorney Tracey Biagotti stated that the agreement
• had been reviewed for form . and sufficiency.
Finance Director Kascavelis reported that the
original agreement had called for an actuarial
audit every year, and the Board had requested an
audit every other year to lower costs. Mr.
Palmquist had revised his actuarial services
agreement to meet the Board' s request. The two-
year agreement contained a provision that the
contract could be terminated upon 30 days written
notice. Discussion ensued regarding item 3, which
was unclear regarding fees. Attorney Biagiotti
explained that the first agreement had called for
an audit annually for a flat $525 per month, then
the subsequent agreement was drafted which called
for an actuarial audit every two years so that the
charge for the year no audit was performed was
dropped to $200 per month, while the charge for the
year an audit was done remained at $55 per month.
Finance Director Kascavelis commented that the
Board was not saving money, but the Board had
wanted to go to an arrangement where better
information would be provided. Boardmember Oslund
questioned whether a perpetual agreement should be
considered so that it would not have to be renewed
every two years. . Finance Director Kascavelis
speculated that a new proposal would be made by Mr.
• r,
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BOARD OF TRUSTEES
TEQUESTA EMPLOYEES'iPENSION TRUST FUND
MEETING MINUTES
January 28, 1998
PAGE 7
history had shown large cap stock returns 10% -
11W, iwhich he believed would come back. Mr. Van
Beuren verified that he did not foresee the
benchmarks changing in the near future. Mr. Van
Beuren commented that the page listing financial
market review and total returns would ,contain two
columns in future presentations for comparison
purposes. Total returns for the two months ending
12/97 performance was reviewed. Boardmember
Sharp].ess commented that Loomis Sayles and Company
had done an excellent job of buying stock in
volatile conditions. Section 3 contained the
portfolid status report, summary of investment
position report, and portfolio diversification
report, which were reviewed by Mr. Van Beuren. The
difference between duration and maturity as used by
bond managers was explained as duration being tied .
to correlation between receiving interest payments
along ; with principal payments on calls; while
maturity was described as a function of the average
numberlof. years before bonds mature. Section 4 was
a list of economic benchmarks, comparing them over
the past five years. Section 5 was a listing of
purchases made for the Village from 10/1/97 through
12/31/97. Section 6 was the portfolio as of
12/31/97.
II
Boardmember Sharpless made a motion to accept the
Investment Review as presented by Peter Van Beuren
for the financial quarter ending 12/31/97.
Boardmember Hansen seconded the motion. The vote
on the motion was:
Thomas Bradford - for
Carl Hansen - for
Allan Oslund - for
William Sharpless - for
James. Trube - for
BOARD OF TRUSTEES
TEQUESTA EMPLOYEES' PENSION TRUST FUND
MEETING MINUTES
January 28, 1998
PAGE 11
contained the exact language used in the plan document;
however, the operative statute, Florida Statute 280.02,
might be more or less restrictive than this language.
Therefore, Secretary Bradford suggested the statute
might need to be referenced. Discussion ensued.
Secretary Bradford questioned whether item B on page 3
disallowed derivatives, to which Mr. Van Beuren responded
that a derivative was an investment vehicle that was a
substitute for something else, and was covered in B (3) .
After discussion, Boardmember Hansen pointed out that
page 4, item 7 allowed leeway to make changes. Mr. Van
Beuren recommended review of the investment guidelines
annually or when things change. Boardmember Sharpless
questioned how the Board would know if total fund
performance in manager performance rankings fell below
the 50th percentile as stated in item 5 W . Mr. Van
Beuren explained that the Board would be alerted to this
possibility if they saw substantial underperformance by
Loomis Sayles and Company for three or four consecutive
quarters, and should then request performance rankings.
Mr. Van Beuren stated he could provide that information
in his quarterly report. In response to Secretary
Bradford's question regarding item 5 (B) , Mr. Van Beuren
explained that it was the responsibility of Loomis,
Sayles and Company to notify the Village of loss by the
manager of any senior investment personnel servicing the
Village's account. In regard to item 5 (D) , failure to
attain a 60% vote of confidence by the Board of Trustees,
Secretary Bradford commented that in a hypothetical case
where the Board voted 4-3 to make a change, that would
not be 60%, but the vote would have to be 5-2 in order to
meet the 60% requirement. Discussion ensued that all of
item 5 were really flags to alert the Board of potential
problems.
During discussion, Secretary Bradford questioned whether
the current plan was a local law plan, and stated that if
so, it could be changed; if not, it could not be changed-
BOARD OF TRUSTEES
TEQUESTA EMPLOYEES' PENSION TRUST FUND
MEETING MINUTES
January 28, 1998 -
PAGE 12
-which the Village Attorney needed to find out. Another
item mentioned by the Village Attorney was that any
proposed changes to the plan must be approved by the two
unions.
Boardmember Oslund recommended adoption of the draft
investment guidelines with the changes discussed, as well
as beginning the procedure for getting the original draft
investment guidelines adopted by the Village Council.
B) Motions
Boardmember Sharpless made a motion to approve the
proposed Investment Policy Statement with the deletions
recommended by Mom. Van Beuren. Boardmember Trube
seconded the motion. The vote on the motion was:
Thomas Bradford for
Carl Hansen - for
Allah Oslund - for
William Sharpless - for
James Trube - for
The motion was therefore passed and adopted.
Secretary Bradford questioned whether the Board desired
to recommend to the Village Council to look into the
legal ability to amend those sections of the plan that
would require amendment per Mr. Van Beuren's original
investment policy statement. Boardmember Sharpless
suggested that on page 13 of the plan excerpt provided to
the Board, starting with B, items 1 through 7 be taken
out and in their place insert the investments list on
page 2 of Mr. Van Beuren' s guidelines 1 through 3 (3
would include A, B, & C) . Secretary Bradford requested
that Finance Director Kascavelis obtain a legal opinion
from Village Attorney Randolph whether the authorizing
legislation allowing for the opt out of the Florida
E
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BOARD OF TRUSTEES
TEQUESTA EMPLOYEES' PENSION TRUST FUND
MEETING MINUTES
January 28, 1998
PAGE 13
Retirement System enables the Village to amend those
provisions because Tequesta' s Police are covered under
the plan. Attorney Biagiotti stated she would check and
with Attorney Randolph and have a letter sent to the
Village. Boardmember Oslund pointed out that in item 15
(C) , 50% would need to be changed also, and that someone
should review the whole document to be sure all changes
were made. Attorney Biagiotti agreed to review the
document.
Boardmember Hansen made a motion to recommend that the
Village Council pursue making the recommended changes to
the existing Plan. Boardmember Sharpless seconded the
motion. The vote on the motion was:
Thomas Bradford - for
Carl Hansen - for
Allan Oslund - for
William Sharpless - for
James Trube - for
The motion was therefore passed and adopted.
VIII. ANY OTHER MATTERS
Secretary Bradford responded to Boardmember Hansen' s
question regarding the term of office for Boardmembers that
he believed the terms were for two years, and if Mr. Hansen
resigned from the Village Council he believed he could still
serve as a member of the Board as a Village resident.
Secretary Bradford advised that the Plan stated there were
seven members of the Board: 3 appointed by the Village
Council, 3 appointed by the employees, and the seventh
appointed by the Board. The 3 members appointed by the
employees were one from Fire, one from Police, and one from
the General Employees. The three members appointed by the
Village Council were the Village Manager, a resident, and
t
BOARD OF TRUSTEES
TEQUESTA EMPLOYEES' PENSION TRUST FUND
MEETING MINUTES
January 28, 1998
PAGE 14
possibly the Mayor. Secretary Bradford stated that the Plan
would need, to be researched to see if the Mayor was to be a
member of the Board. Boardmember Hansen requested a
definite date for reappointment of each Boardmember.
Secretary Bradford advised that Finance Director Kascavelis
should have a regular process to review terms and their
terms of office. Finance Director Kascavelis stated he
would coordinate with the Village Clerk. Boardmember
Sharpless stated that according to the Plan, the Mayor did
not have to be appointed as a member of the Board, but that
the three members appointed by the Village Council must be
legal residents; and that all Boardmembers had two-year
terms. Boardmember Trube questioned whether the terms of •
the members of the original Firefighters' Board ended when
that Board became the present Board.
Finance Director Kascavelis explained that the annual report
would need to be signed for submittal to the Division of
Retirement before the next scheduled meeting. Secretary
Bradford commented that he believed this Board had been .
appointed approximately January 1996, and if so, two year
terms would now be expiring.
Boardmember oslund made a motion to authorize the Chairman
to sign the annual report which would be submitted to the
Division of Retirement by March 15, 1998. Boardmember
Hansen seconded the motion. The vote on the motion was:
Thomas Bradford - for
Carl Hansen - for
Allan Oslund - for
William Sharpless - for
James Trube - for
The motion was therefore passed and adopted.
IX. ADJOURNMENT
BOARD OF TRUSTEES
TEQUESTA EMPLOYEES' PENSION TRUST FUND
MEETING MINUTES
January 28, 1998
PAGE 15
Boardmember Hansen moved that the meeting be adjourned.
Boardmember Oslund seconded the motion. The vote on the
motion was:
Thomas Bradford - for
Carl Hansen - for
Allan Oslund - for
William Sharpless - for
James Trube - for
The motion was therefore passed and adopted and the meeting
was adjourned at 11:20 A.M.
Respectfully submitted,
alt4Ajt
Betty Laur
Recording Secretary
ATTEST:
Joann Manganiello
Village Clerk
DATE APPROVED: