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HomeMy WebLinkAboutDocumentation_Pension Public Safety_Tab_03_08/03/2009-.. - • fi f i ~ i ; Rock~rvood Ca ital Advisors ~ ..~ ,; ~~` ~ - .~ Strategy Review Presented By: Anthony K. Brown Senior Partner Tony@ rockwoodcapital.com Village of Tequesta Public Safety Officers' Pension Fund Second Quarter 2009 Review August 03, 2009 ROCKWOOD CAPITAL ADVISORS s ~ # '~ • ^ investment Polk ~ ~ ~.:~ + y .~ 2nd Quarter 2009 Objectives The Board recognizes that the obligations of the Fund are long-term and that the investment policy should be made with a view toward performance and return over a number of years. The general investment objective, then, is to obtain a reasonable total rate of return -defined as interest and dividend income plus realized and unrealized capital gains or losses - ommensurate with the Prudent Investor Rule and any other applicable statute. Reasonable consistency of return and protection of assets against the inroads of inflation are paramount. However, the volatility of interest rates and securities markets make it necessary to judge results within the context of several years rather than over short periods of two years or less. Performance The performance of the total Fund will be measured for rolling three and five year periods and compared to the return of a portfolio comprised of 60% S&P 500 Stock Index and 40% Barclays Intermediate Government/Credit Bond Index. On a relative basis, performance for the combined portfolio over three to five year periods is expected to be in the 40% of the PSN Universe. Additionally, on an absolute basis, performance for the combined portfolio over three to five year periods is expected to meet or exceed the actuarial earnings assumption of 8%. Authorized Investments All investments made or held in the fund shall be limited to, obligations issued by the United States Government or guaranteed as to principal and interest by the US Govt. or by an agency of the US Govt. Additionally, stocks, commingled funds administered by national or state banks, mutual funds and bonds or other evidence of indebtedness, issued or guaranteed by a corporation organized under the laws of the United States, any state or organized territory of the United States or the District of Columbia. Fixed income securities are to be ranked Investment Grade by S & P or Moody's and 90% of the equities shall be rated by a major rating service in the top three quality grades. Not more than 5% of the Fund's assets shall be invested in the common stock, capital stock or debt of any one issuing company, nor shall the aggregate investment in any one issuing company exceed 5% of the outstanding capital stock of the company. Foreign securities shall not exceed 10% of the value at cost of the fund. ROCKWOOD CAPITAL ADVISORS PAGE 1 ~ Portfolio Summary Tequesta Public Safety Officers' Pension Fund Beginning Market Ending Market ~ % of Portfolio Est. Annual Income Current Yield Fixed Income $1,448,132 $1,513,302 37.1% $58,841 3.9% Equity $1,972,930 $2,454,617 59.8% $44,786 1.8% Cash & Equivalents $406,276 $125,342 3.1 % $251 0.2% Accrued Income $16,207 $14,464 -- -- -- -r„+~I $3,843,546 $4,107,725 100% $103,878 2.5% Total Fund Performance Fixed Income 37.1% Equity 59.8 Cash & Equivalents 3.1 20 15 10 5 0 -5 -10 -15 -20 Tequesta Public Safety 60% S&P 500 ~ 40% Barclays Int CJC ROCKWOOD CAPITAL ADVISORS PAGE 2 2nd Quarter 2009 Quarter One Year r r r ~ ~ ~~ ~~ i # ~ • • ~, ';`,. ,. ue Summa ~- ~. ~ ~ .~. ~~ a 1 ~ ~ + 2nd ~uUi~t~i ~'uv~ Tequesta Public Safety Officers' Pension Fund Market Value Changes Total $ Change this quarter $264 179 2nd Quarter Summary Beginning Market Balance $3,843,546 Interest /Dividends 27,452 Contributions 85,414 Net Disbursements (37,003) Net Realized & Unrealized (G/L) 188,316 Ending Market Balance $4,107,725 2nd Quarter Total Fund Return ~ 5.6% Fiscal Year Summary Beginning Market Balance (9/30/2008) $4,243,949 Interest /Dividends 76,868 Contributions 324,838 Net Disbursements (96,657) Net Realized & Unrealized (G/L) (441,273) Ending Market Balance $4,107,725 ~ROCKWOOD CAPITAL ADVISORS PAGE 3 M(B)illions $$$ 2nd Quarter 2009 If you spent a million dollars a day.._ as Congress did in the Stimulus Bill. every single day since Jesus was born... Now, let's quadruple that amount... you still wouldn't have spent as much,.. ROCKWOOD CAPITAL ADVISORS PAGE 4 Relief The "enthusiastic bull" that emerged in March, continued its charge for the better part of the 2"d Quarter, leading to renewed optimism that the worst may be over for the financial markets - at least for now. While the recession remains with us, its severity seems to be lessening. Overall, the quarter brought a "global sigh of relied' that "the world is not coming to an end" as emerging markets and commodities were the big winners. The S&P 500 Index surged 15.9% while the Dow )ones Industrial Average gained 12.0%. However, foreign investors in developed markets and emerging markets fared better as the Morgan Stanley EAFE Index rose 23.8%. The markets seem to have moved past the pain and recalibrated over the past few months. Investors are no longer concerned about the possibilities of a total bank failure, the ensuing wllapse of the financial system and the "end of the world." The likelihood of a second Great Depression seems to have faded from investors' minds, although we are left with a recession that is deeper and longer than any post-World War II contraction. The massive government and central bank efforts to support economic recovery and improve lending conditions appear to have stabilized the financial markets and prevented the precipitous decline that many had feared. We have never seen the level of international cooperation on the economic front that exists today. This intervention has buoyed consumer and business confidence -bosh key drivers within a capitalistic system. The equity rally that began March 9~' seems to be taking a breather as investors attempt to align recent gains with economic expectations. While the rally has been impressive, a "time out" or short term consolidation phase would be considered healthy for its overall longevity. A pullback will give the bears an opportunity to justify their positions before the market resumes its longer-term uptrend. It is therefore reasonable to expect a choppy environment in the interim as investors digest recent gains. ROCKWOOD CAPITAL ADVISORS PAGE 5 2nd Quarter 2009 Equity The construction of your portfolio continues to evolve as the market transitions from bear to bull. Such transitions are often initially accompanied by dramatic price recoveries within the most damaged areas, a "dash for trash" (i.e. financials and commodity-based industries such as oil, ste~e/, and gvlc~, and lackluster results from defensive aromas such as consumer staples and select healthcare, which had a negative impact on the portfolio for the quarter. During this first phase of recovery, it is critical to be disciplined by not overreacting to typical price behavior. True leadership will take longer to emerge. The Equity Portfolio continues to benefit from an increased allocation within the strengthening consumer discretionary and technology sectors and from an overweight in the healthcare area. Also, a reduction in holdings within the defensive consumer staples area has been a positive contributor. While the portfolio is currently well positioned, we will continue to monitor and make adjustments when warranted. In fact, the recent price weakness is likely to provide a growing list of buy opportunities in the near future. Performance 40 20 ~ s.fi 8.2 a z ~.6 . 0 -20 -40 -6.2 -6.3 -27.4 -26.6 QTR YTD One Year Three Vaarc -4.2 Four Years ~ Tequesta Public Safety -~,3 30 ^ Russe113000 Inception ROCKWOOD CAPITAL ADVISORS PAGE 6 2nd Quarter 2 009 Equity Par~o~io Portfolio Summary # of Stocks 3 7 Beta 0.9 Yield 1. g% P/E 15.Ox Style Box Top 10 Holdings 1.Oracle Systems Corp. 3.4% 2. Qualcomm Inc. 3.3% 3. Hewlett Packard Co. 3.3% 4. Ross Stores Inc. 3.2% 5. Stericycle Inc. 3.0% 6. Nike Inc. 3.0% 7. Henry Schein Inc. 3.0% 8. Staples Inc. 3.0% 9.Int'I Business Corp. 2.9% 10. Medco Health Solutions Inc. 2.9% Five Best Impact 1. CAvens & Minorlnc +33.0 2. Sigma-Aldrich Corp. +31.5 3. Boston Scientific Corp. +27.4 4. TJX Companies Inc. New +23.2 5. Yum Brands Inc. Five Worst Imp 1. Burger King Holdings Inc. +22.0 act -27.4 2. Celgene Corp. -12.4 3. Choice Hotels Int' I -7.4 4. Qwest Communications -6.6 5. Wal Mart Stores Inc. -6.5 ROCKWOOD CAPITAL ADVISORS PAGE 7 2nd Quarter 2009 Equity Analysis' and Attribution Sector Allocation Health Info 3E 3C 2° 2C 1E 1( C Performance ao°io 30% 20% 17.7% 14.5% 15.5% 15.8 % 19.4 10% 81% 8.9% 38% ~ 8.3% 0% -10% -20% -30% Staples Discretionary Health Materials Info Care Tech ndustrial Tele Finance Util 18.0% 10.1% 3 9% -0.8% Energy 1.9% 35.1 0.0% -28.0% Industrial Tele Finance 8.8% -17.2% Util Rockwood ~ S&P 500 „~~~ROCKWOOD CAPITAL ADVISORS PAGE 8 2nd Quarter 2009 2nd Quarter 100% -I i 80% 60% o I 40 /o ~ 20% - 0% -20% I -40% 1 -60 -80 -100% Consumer Health Staples Disc Care 43.3 -46.6 "Dash for Trash" (Previous Year vs. Current Rally) Materials Info Tech Industrials Energy Finance 90.9 41 9 --54.1 C p Year Ended 3/8/09 23.7 -47.3 ^ Bull Rally (3/9 - 6/30) ___. Utilities Int'I 44.5 -54.5 ~~~RO( K~1OOD CAPI"r .A 1. ADS ISORS P 37.4 42.9 ~~, . ~- , ~: - ~ t:. r E ui Transactiar~s ~ .. ,..~ q tY ~.. ~. 2nd Quarter 2009 Sold Purchased Stock Stock Mkt Cap May Celgene Corp. May Choice Hotels Int'I SCap -Growth Hudson City Bancorp Inc. Lowes Cos lnc LCap -Growth June Burger King Holdings Inc. June Netgear Inc. SCap -Growth Entergy Corp. New Qwest Communications I MCap -Blend Marsh & McLennan Cos. Yahoo Inc I LCap -Growth Sector I Industry Desc Con Desc Discount hotel, resort and cruise line Con Desc Home improvement retailer with about 1,600 stores in 49 states and Canada. Info. Tech I Leading supplier of networking gear for small businesses and home users. Telecom I Offers cons. & corp. wireline and wireless services, primarily in western U.S. Info. Tech One~of the world's largest providers of online, Internet content and services. Commissions Paid 2nd Quarter Fiscal 2009 Year-to-Date Lynch, Jones & Ryan $ 913 $ 2,029 ROCKWOOD CAPITAL ADVISORS PAGE 10 ~ Equity Holdings Exchange - CASH & EQUIVALENTS ACV ALBERTO-CULVER CO. NEW BAX BAXTER INT'L INC. BSX BOSTON SCIENTIFIC CORP. CHH CHOICE HOTELS INT'L COST COSTCO WHOLESALE CORP. NEW CVX CHEVRON CORP. HEW HEWITTASSOCIATESINC. HNZ HJ HEINZ CO. HPO HEWLETT PACKARD CO. HSIC HENRY SCHEIN INC. IBM INT'L BUSINESS CORP. JNJ JOHNSON & JOHNSON KO COCA COLA CO. KR KROGER CO. LMT LOCKHEED MARTIN CORP. LOW LOWES COS INC LSTR LANDSTAR SYSTEM INC. MCD MCDONALD'S CORP. MHS MEDCO HEALTH SOLUTIONS INC. NHP NATIONWIDE HEALTH PROPERTIE: NKE NIKE INC. NTGR NETGEARINC. OMI OWENS & MINOR INC ORCL ORACLE SYSTEMS CORP. PEP PEPSICOINC. PGR PROGRESSIVE CORP. - O QWEST COMMUNICATIONS OCOM QUALCOMMINC. ROST ROSS STORES INC. SIAL SIGMA-ALDRICH CORP. SPLS STAPLES INC. SRCL STERICYCLE INC. STJ ST. JUDE MEDICAL INC. TJX TJX COMPANIES INC. NEW WMT WAL MART STORES INC. YHOO YAHOO INC YUM YUM BRANDS INC. Portfolio Total Market Price 1.00 Total Market Value % Mkt Current Yield 7,237 0.3 0.2 55,946 2.3 1.2 58,542 2.4 2.0 _ 66,518 2.7 0.0 69,667 2.8 2.8 53,926 2.2 1.6 66,250 2.7 3.9 57,773 2.3 0.0 57 070 2.3 4.7 7,237 1.00 7,237 2,200 27.41 60,309 1,100 58.90 64,791 6,560 11.66 76,473 2,600 28.93 75,210 1,180 62.80 74,103 1,000 78.57 78,567 _~< 2,065 1,525 693 1,150 1, 992 950 1, 570 2,420 3,930 1,090 4,675 4,270 1, 770 2,010 1, 390 3,600 1,440 33.67 '- 43.67 109.33 49.65 57.46 20.30 64.92 20.64 43.64 52.86 49.50 31.54 61.18 14.70 40.23 20.84 62.96 15.90 4.45 35.44 30.41 54.73 15.63 33.13 39.87 25.41 58.56 16.16 28.07 66,594 75,769 57, 097 74, 303 86,933 50,213 77,720 76, 330 86,871 62,637 55,520 81,917 68,626 74,353 63,430 62,724 61,119 76,078 56,265 47,713 68,982 53,100 76,707 62,545 52,776 $2,498,703 26.61 47.95 104.42 56.80 80.65 19.41 35.91 57.49 45.61 25.74 51.78 14.41 43.82 21.42 54.96 15.11 4.15 45.20 20.17 51.53 41.10 31.46 48.44 15.66 Annual ISS Income CGQ 14 N/A 660 0.34 r 1,144 0.46 - 0.37 -.- 1,924 0.77 850 0.04 2,600 0.66 - 0.29 79,977 3.3 0.8 661 0.49 73,124 3.0 0.0 - 0.85 72,363 2.9 2.1 1,525 0.25 65,320 2.7 3.5 2,254 0.18 62,920 2.6 3.4 2,132 0.11 63,945 2.6 1.6 1,044 0.79 57,262 2.3 2.8 1,619 0.21 71,533 54,616 71,608 62,291 73,883 61, 387 - 60,472 84,181 59,906 70,639 59, 221 80,004 77,586 68,888 72,909 74,203 71,103 2.8 2.9 2.2 2.5 2.5 3.4 2.4 2.9 2.4 3.3 65,751 2.7 63,456 2.6 60,604 2.5 62,679 2.5 $2,464,635 ~ 100.0 1.9 1,296 0.58 0.5 319 0.10 _ 3.5 1,900 0.54 0.0 - 0.44 -.._. 6.8 4,259 0.75 1.9 1,420 0.05 ,, 0.0 - 0.79 2.1 1,270 0.89 _ 0.9 786 0.43 3.3 1, 962 0.29 0.0 - 0.67 7.7 4,566 0.29 _ 1.5 1,204 0.69 1.1 884 0.23 1.2 806 0.33 1.6 1,188 0.77 =- 0.0 0.21 0.0 - 0.61 _ _ 1.5 1,003 0.90 2.3 1,428 0.35 ~, '; , 0.0 - 0.86 2.3 1,429 0.62 1.8 $44,801 ROCKWOOD CAPITAL ADVISORS PAGE 11 2nd Quarter 2 009 Pro~cy Voting Record Meeting Shares Date Agenda Item Baxter International Inc. (BAX) Mgmt Vote Rec Cast 1,100 5/5/2009 Elect Directors For For Ratify Auditors For For Report on Animal Testing Against Against Boston Scientific Corp. (BSX) 6,560 5/5/2009 Elect Directors For For Ratify Auditors For For Other Business For For Celgene Corp. (CELG) 6/17/2009 Elect Directors For For Ratify Auditors For For Amend Omnibus Stock Plan For For Require a Majority Vote for the Election of birectors Against Against Chevron Corporation (CVX) 1,000 5/27/2009 Elect Directors For For Ratify Auditors For For Amend Executive Incentive Bonus Plan For For Amend Omnibus Stock Plan For For Amend Articles/Bylaws/Charter -Call Special Against Against Meetings Advisory Vote to Ratify Named Executive Officers' Against Against Compensation Adopt Quantitative GHG Goals for Products and Against Against Operations Adopt Guidelines for Country Selection Against Against Adopt Human Rights Policy Against Against Report on Market Specific Environmental Laws Against Against Copart, Inc. (CPRT) 411 412 0 0 9 Approve Stock-for-Salary/Bonus Plan For For Entergy Corp. (ETR) Henry Schein, Inc. (HSIC) 1,525 5/812009 Elect Directors For For Amend Omnibus Stock Plari For For Approve Executive Incentive Bonus Plan For For Ratify Auditors For For Hudson City Bancorp, Inc. (HCBK) International Business Machines Corp. (IBM) 693 4128/2009 Elect Directors For For Ratify Auditors For For Meeting Mgmt Vote Shares Date Agenda Item Rec Cast Approve Executive Incentive Bonus Plan For For Provide for Cumulative Voting Against Againsf Review Executive Compensation Against Against Advisory Vote to Ratify Named Executive Officers' Against Against Compensation Landstar System, Inc. (LSTR) 1,992 4/30/2009 Elect Directors For For Ratify Auditors For For Amend Omnibus Stock Plan For For Lockheed Martin Corp. (LMT) 710 4/2312009 Elect Directors For For Ratify Auditors For For Reduce Supermajority Vote Requirement For For Report on Space-based Weapons Program Against Against Adopt a Policy in which the Company will not Make or Against Against Promise to Make Any Death Benefit Payments to Senior Executives Advisory Vote to Ratify Named Executive Officers' Against Against Compensation Marsh & McLennan Companies, Inc. (MMC) 5/21/2009 Elect Directors For For Ratify Auditors For For Reincorporate in Another State from Delaware to Against Against North Dakota Amend Articles/Bylaws/Charter-- Call Special Against Against Meetings Report on Political Contributions _..__ Against Against McDonald's Corp. (MCD) 950 5/27/2009 Elect Directors For For Ratify Auditors For For Amend Omriibus Stock Plan For For Approve Executive Incentive Bonus Plan For _. For _. Advisory Vote to Ratify Named Executive Officers' Against Against Compensation Phase out Sales of Eggsfrom Battery Cage Hens Against Against Medco Health Solutions, Inc. (MHS) 1,570 5/21/2009 Elect Directors For For _w. _... i2atify Auditors For For _.. Approve Executive Incentive Bonus Plan For For Mettler-Toledo International Inc. (MTD) ROCKWOOD CAPITAL ADVISORS PAGE 12 2nd Quarter 2009 Pro ~Y Voti n g Recard Meeting Mgmt Vote Sha res Date Agenda Item Rec Cast Nationwide Health Properties, Inc. (NHP) 2,420 5/5/2009 Elect Directors For For RatiTyAuditors For For Owens & Minor, Inc. (OMI) 1,380 4/24/2009 Elect Directors For For Ratify Auditors For For PepsiCo, Inc. (PEP) _ _ 1,090 5/6/2009 Elect Directors For For Ratify Auditors For For _._-.. w. Amend Executive Incentive Bonus Plan For For Report on Recycling Against Against Report on Genetically Engineered Products Against Against Report on Charitable Contributions Against Against Advisory Vote to Ratify Named Executive Officers' Against Against Compensation Ross Stores, Inc. (ROSY) 2,010 5/20/2009 Elect Directors For For Ratify Auditors For For Sigma-Aldrich Corp. (SIAL) 1,390 5/5/2009 Elect Directors For For Ratify Auditors For For St. Jude Medical, Inc. (STJ) 1,730 5/8/2009 Elect Directors For For Approve Executive Incentive Bonus Plan For For Ratify Auditors For For Staples, Inc. (SPLS) 3,600 6/9/2009 Elect Directors For For Amend Qualified Employee Stock Purchase Plan For For Amend IJonqualified Employee Stock Purchase Plan For For Ratify Auditors For For Reincorporate in Another State [from Delaware to Against Against North Dakota] Stericycle, Inc. (SRCL) 1,440 5/28/2009 Elect Directors For For Ratify Auditors For ......For... T. Rowe Price Group, Inc. (TROW) The Coca-Cola Company (KO) 1,300 4/22/2009 Elect Directors For For Meeting Mgmt Vote Shares Date Agenda Item Rec Cast Ratify Auditors For For Advisory Vote to Ratify Named Executive Officers' Against Againsf Compensation Require Independent Board Chairman Against Against Amend Bylaws to Establish a Board Committee on Against Against Human Rights Performance-Based Awards Against Againsf The Kroger Co. (KR) 2,900 6/25!2009 Elect Directors For For Ratify Auditors For For Increase Purchasing of Cage Free Eggs Against Against Require a Majority Vote for the Election of Directors Against Against The Progressive Corp. (PGR) 4,675 4/24/2009 Elect Directors For For Require Advance Notice for Shareholder Proposals For For Amend Nomjnation Procedures for the Board For For Ratify Auditors For For The TJX Companies, Inc. (TJX) 2,090 6/2/2009 Elect Directors For For Amend Omnibus Stock Plan For For Ratify Auditors For For Wal-Mart Stores, Ina (WMT) 1,310 6/5/2009 Elect Directors For For Ratify Auditors For For Amend EE0 Policy toProhibit Discrimination based Against Against on Sexual Orientation and Gender Identity ... ........ Pay For Superior Performance Against Against Advisory Vote to Ratify Named Executive Officers' Against Against Compensation Report on Political Contributions Against Against Amend Articles/Bylaws/Charter-- CaII Special Against Against Meetings Stock Retention/Holding Period Against Against Wells Fargo and Company (WFC) ROCKWOOD CAPITAL ADVISORS PAGE 13 2nd Quarter 2009 Meeting Mgmt Vote Shares Date Agenda Item Rec Cast Yum Brands, Inc. (YUM) 1,880 5/21/2009 Elect Directors For For __ _ Ratify Auditors _ For For Approve Executive Incentive Bonus Plan For For Submit Shareholder Rights Plan (Poison Pill) to Against Against Shareholder Vote Advisory Vote to Ratify Named Executive Officers' Against Againsf Compensation Report on Sustainability and Food Safety in the Against Against Supply Chain Adopt Principles for Health Care Reform Against Against Report on Animal Welfare Policies Against Against *" If there are no shares listed, a proxy was voted but shares were not held at the end of the quarter. Refer to prior holdings reports. "' ROCKWOOD CAPITAL ADVISORS PAGE 14 2nd Quarter 2 009 Proxy Footnote Rockwood Capital Advisors, through our equity sub-adviser, Contravisory Research & Management Co., has retained Institutional Shareholder Services ("ISS") to coordinate and vote proxies with respect to client securities. Proxy voting is an important right of shareholders and reasonable care and diligence must be undertaken to ensure that such rights are properly and timely exercised. When the Adviser has discretion to vote the proxies of its clients, they will be voted by ISS in accordance with their Proxy Voting Guidelines in effect from time to time. The Adviser believes that having proxies voted by a professional proxy voting service which has the staff and resources to carefully evaluate voting issues is in the best interests of its clients and will remove the possibility of encountering conflicts of interest on the part of the Adviser with respect to the voting of proxies. The Compliance Officer has reviewed the most recent ISS Proxy Voting Guidelines and believes that having proxies voted in accordance with such guidelines is consistent with the best interests of the Adviser's clients. The Chief Compliance Officer has also determined that ISS, as a leading proxy voting firm, has the capacity and competency to adequately analyze proxy issues. The Compliance Officer has also received information from ISS demonstrating to the satisfaction of the Compliance Officer that ISS has adopted procedures to ensure that it is independent with respect to its proxy voting decisions, including using "Chinese wall" and other procedures to segregate its proxy voting operations from its corporate servicing operations. ISS has agreed to notify the Adviser if it believes ISS faces a material conflict of interest with respect to voting the proxies of a particular issuer. The Compliance Officer will monitor ISS to ensure that all proxies are being properly voted by periodically engaging in "spot reviews" of votes made by ISS. The Compliance Officer will also have ISS confirm annually that it is maintaining appropriate records as set forth below. Client quarterly reports contain information with respect to each voted proxy about which the client portfolio held during the period, including (a) the name of the issuer, (b) the proposal voted upon, and (c) how ISS voted the client's proxy. Additionally, the Compliance Officer will maintain files relating to the Adviser's proxy voting procedures in an easily accessible place. Records will be maintained and preserved for five years from the end of the fiscal year during which the last entry was made on a record, with records for the first two years kept in the offices of the Adviser. Records of the following will be included in the files: Copies of this proxy voting policy and procedures, and any amendments thereto. A copy of each written client request for information on how ISS voted such client's proxies, and a copy of any written response to any (written or oral) client request for information on how ISS voted its proxies. The Adviser has arranged with ISS to have ISS maintain and make available promptly upon request (i) copies of each proxy statement that is received for one of Adviser's clients, provided however that ISS and the Adviser may rely on obtaining a copy of proxy statements from the SEC's EDGAR system for those proxy statements that are so available, (ii) a record of each vote that ISS casts for one of Adviser's clients and (iii) a copy of any document ISS created that was material to making a decision how to vote proxies, or that memorializes that decision. ROCKWOOD CAPITAL ADVISORS PAGE l5 2nd Quarter 2009 ~ Fixed Income ~~~ .~ Waiting for the Fog to Lift We feel that the US economy is currently at a major inflexion point The June payroll report (released July 2), in our view, had a surprisingly strong negative impact on investor sentiment June payrolls came in at aworse-than-expected loss of 467,000 jobs with the unemployment rate rising to 9.5%. 7.2 million workers have lost their jobs since the beginning of the recession. However, the employment data is viewed as a lagging indicator by most economists, meaning the jobs picture probably won't improve until months after the recession ends. So, it is important to analyze leading and coincident economic indicators to get a better sense of the current state of the economy and its likely direction. Some highly respected economists have come to very different conclusions regarding the health of the "green shoots" that began to sprout earlier in the year. Prior to the release of the June jobs data, investors were becoming increasingly concerned about the tremendous amount of liquidity that the Fed has injected into the banking system. Also, given the ballooning federal budget deficit, bond investors feared the onslaught of Treasury bond issuance that would be necessary to pay the bills. Interest rates were expected to soar as an inducement for investors to take down this unprecedented amount of debt. In addition, many analysts are expecting growth to resume. Bank of America/Merrill Lynch recently declared that the recession ended in Q2 and that "a fragile recovery has begun." US Treasury Yield Curves s°i° 5% 4% - _ w~ „s 3°i° ~.. • - z°i° ~ . 6/30/2009 1 % 12/31 /2008 - - - 6/30/2008 0% 3 2 5 10 30 m05 yes yrs yes yes ROCKWOOD CAPITAL ADVISORS PAGE lE 2nd Quarter 2009 Fixed Income ~~ On the other hand, economist David Rosenberg, after looking at 60 years of data, concluded that "the yield on the 10-year Treasury note has never bottomed before the unemployment rate peaks." Most forecasters do not expect the jobless rate to peak until 2010, meaning Rosenberg believes interest rates could fall substantially over the next several months. Rosenberg's interest rate forecast would coincide with the beliefs of a growing number of analysts who anticipate an economic relapse as it is becoming increasingly clear that the economic stimulus package is having only limited success. A recent GAO study found that 90% of stimulus funds have gone to cover state government shortfalls in education and healthcare spending. Not exactly an engine of job creation. While yield spreads on corporate bonds have narrowed from the Armageddon levels of several months ago, they remain wide from a historical perspective and appear to be pricing in a rather dire economic outlook. We believe that corporate bonds continue to offer some of the best values in the fixed income arena. In summary, we would characterize the current environment as one with "low visibility." One can make a strong argument for both economic resurgence and for continued recession. Thus, our client portfolios are rather "neutral" with respect to sector allocations and durations relative to their assigned benchmarks. We are overweight corporate bond and underweight US Treasuries. We continue to monitor the incoming data and will adjust the portfolios as needed to maximize our clients' risk-adjusted returns. Performance Zo 15 10 6.1 5 1.8 1.7 ,. a 2 '' 5.6 -5 -10 Quarter One Year Three Years a.s a.s a.s a.7 Tequesta Public Safety ~; ~ ,_~~ ~ ^ Barclays Int. G/C Four Year Inception ROCKWOOD CAPITAL ADVISORS PAGE 17 2nd Quarter 2009 Fixed Portfolio Structure Characteristics 60 50 Tequesta Public Barclays Int. Safety G/C ao Average Maturity 4.0 yrs 4.5 yrs 30 Effective Duration 3.4 yrs 3.9 yrs zo Yield to Maturity 3.0% 3.1% 10 0 Cash 7% Corporates 35% Portfolio ABS4 MBS Mort a es 9 9 7% U.S. Treasuries 34% Agencies 13% Corporates 29% Effective Maturity Index Agencies 21% U.S. Treasuries 46% ~~~ROCKWOOD CAPITAL ADVISORS PAGE 18 2nd Quarter 2 009 1 to 3 years 3 to 5 years 5 to 10 years 10+ years Tequesta Public Safety ^ Barclays Int. G/C International 4% Fixed Holdings Par Cusip Issuer Moody's / S&P Coupon Rate Maturity Date 118 - CASH 8~ EQUIVALENTS Aaa /AAA 0.00 07/01/2009 30 0258166A AMERICAN EXPRESS CO SR NT 7.2 A3 /BBB+ 7.25 05/20/2014 20 06051GDX BANKAMER FDG CORP MTN-L 5.65 A2 /A 5.65 05/01/2018 15 06406HBL BANK NEW YORK MTN BK ENT FR 4 Aa2 /AA- 4.30 05/15/2014 25 07388VAB A-2-FIXED RTBEAR STEARNS COMMER~ Aaa /AAA 5.33 01/12/2045 10 12189TBA BURLINGTON NORTHN SANTA FE CP Baa1 /BBB 5.75 03/15/2018 15 14041NEF A-FIXEDRTCAPITALONE MULTI-ASSET Aaa/AAA 4.85 04/15!2011 20 161571CP A-FIXED RTCHASE ISSUANCE TRUST20 Aaa /AAA 4.65 03/15/2013 11 17275RAC CISCO SYS INC SR NT 5.5%16 Al /A+ 5.50 02/22/2016 15 172967DZ CITIGROUP INC GLBL SR 5.25%12 A3 /A 5.25 02/27/2012 15 172967ES CITIGROUP INC SR NT 6.125%18 A3 /A 6.13 05/15/2018 35 219350AT CORNING INC NT 7%051524 Baal /BBB+ 7.00 05/15/2024 25 25179MAH DEVON ENERGY CORP NEW SR NT 6 Baal /BBB+ 6.30 01/15/2019 10 260543BX DOW CHEM CO SR NT CR SENS 19 Baa3 /BBB- 8.55 05/15/2019 15 26884LAA EOT CORP SR NT 8.125%19 Baal /BBB 8.13 06/01/2019 20 29379VAE ENTERPRISE PRODS OPER LLC GTD Baa3 /BBB- 4.60 08/01/2012 20 30161 MAE EXELON GENERATION CO LLC SRN A3 /BBB 6.20 10/01 /2017 105 31359MHK FEDERAL NATL MTG ASSN FR 5 Aaa /AAA 5.50 03/15/2011 100 3137EABU FEDERAL HOME LN MTG CORP REFR Aaa /AAA 3.13 10/25/2010 9 36200EUP GNMA I POOL 599190 Aaa /AAA 6.00 03/15/2035 46 36291W7H GNMA I POOL 640896 Aaa /AAA 7.00 04/15/2035 59 36291XMW GNMA I POOL 641273 Aaa /AAA 4.50 04/15/2035 30 36962G4C GENERAL ELEC CAP CORP MTN BE Aa2 /AA+ 5.90 05/13/2014 30 38141EA3 GOLDMAN SACHS GRP INC MTN BE Al /A 6.00 05/01/2014 30 46625HGY JPMORGAN CHASE & CO SR NT 6%0 Aaa /A+ 6.00 01/15/2018 25 565849AD MARATHON OIL CORP SR NT 6%17 Baal /BBB+ 6.00 10/01/2017 15 59018YJ3 MERRILL LYNCH CO INC MTN BE F A2 /A 6.05 08/15/2012 25 59217EBW MET LIFE GLOBAL FUNDING Aa2 /AA- 5.13 06/10/2014 15 595620AD MIDAMERICAN ENERGY CO FR 4.65 A2 /A- 4.65 10/01!2014 20 61166WAF MONSANTO CO NEW SR NT 5.125%1 A2 /A+ 5.13 04/15/2018 35 61747YCE MORGAN STANLEY FR 6%042815 A2 /A 6.00 04/28/2015 15 665859AK NORTHERN TR CORP SR NT 4.625% Al /AA- 4.63 05/01/2014 15 806605AJ SCHERING PLOUGH CORP NT 6%17 Baal /A- 6.00 09!15/2017 15 816851AN SEMPRA ENERGY NT 6.5%16 Baal /BBB+ 6.50 06/01/2016 20 907818CZ UNION PAC CORP NT 5.75%17 Baal /BBB 5.75 11/15/2017 Market Original Price Cost 100.00 118,105 103.44 31,503 88.36 18,688 101.61 14,995 93.65 25,137 103.98 14,981 102.52 19,999 105.94 11,015 34,680 25,240 107.04 ~ 15,208 100.68 19,990 99.54 20,089 103.09 100, 276 104.51 9,814 107.38 48,926 100.34 57,931 102.07 31,070 100.26 99.22 103.96 103.60 99.74 102.76 106.50 104.38 100.80 14,073 20,002 33,665 15,000 14,994 14,967 19,992 Market I % of Value Port 2nd Quarter 2009 1 I CG 0.100 Dur I Grade 0.08 --- 4.11 --- 6.84 C+ 4.42 --- 2.49 --- 6.92 B ~ ~n --- 17,861 1.09 7.471 15,330 0.93 3.932 23,525 1.43 3.934 20,545 1.25 3.812 3.36 11,870 0.72 4.456 5.61 B - 14,919 0.91 6.219 2.41 C 13,237 0.81 6.584 6.89 C 35,042 2.13 7.090 9.32 --- 27,468 1.67 5.371 7.25 B+ 10,132 0.62 8.520 6.69 --- 16,211 0.99 7.121 7.01 --- 20,190 1.23 4.356 2.87 --- 20,217 1.23 6.271 6.48 B 114,575 6.97 1.057 1.63 --- 103,667 6.31 0.763 1.29 --- 9,922 0.60 4.179 3.44 --- 49,150 2.99 4.314 2.65 --- '; 59,650 3.63 4.337 3.91 --- 30,856 1.88 5.409 4.23 --- 31, 585 1.92 4.971 4.21 B+ i 30,632 1.86 6.100 6.63 B 25,831 1.57 5.718 6.57 B 15,382 0.94 5.953 2.78 C+ 24,880 1.51 5.305 4.37 --- 15,768 0.96 3.810 4.69 6- 20,937 1.27 4.621 7.23 B+ 35,276 2.15 6.024 4.90 B+ 15,530 0.95 3.990 4.35 -- 16,240 0.99 5.023 6.59 B+ 15,782 0.96 5.721 5.65 -- 20,308 1.24 5.627 6.75 B- ROCKWOOD CAPITAL ADVISORS PAGE 19 Fixed Holdings s __ . , ~ 2nd Quarter 2 009 80 912828JZ UNITED STATES TREAS NTS 1.750 230 912828KG UNITED STATES TREAS NTS 1.375 150 912828KU UNITED STATES TREAS NTS 0.875 100 912828KX UNITED STATES TREAS NTS 1.875 25 92343VAJ VERIZON COMMUNICATIONS INC P Portfolio Total Moody's / S8~P Coupon Rate Maturity Date Market Price Original Cost Market Value % of Port YTM Eff Dur CG Grade Aaa /AAA 1.75 01/31/2014 97.19 78,569 78,334 4.77 2.401 4.42 --- Aaa /AAA 1.38 03/15/2012 99.81 230,448 230,480 14.03 1.448 2.66 --- Aaa /AAA 0.88 05/31!2011 99.64 148,729 149,573 9.10 1.064 1.90 --- Aaa /AAA 1.88 06/15/2012 100.73 100,746 100,809 6.14 1.622 2.89 --- A3/A 4.35 02/15/2013 102.15 24,971 25,947 1.58 3.711 3.33 8- $1,619,463 $1,643,090 100% ROCKWOOD CAPITAL ADVISORS PAGE 20 ~1r~reCedented Market Conditions ~ ~ ~.N .~ e~ ~~ ~ ~` ~~ x ~ ti~ x~~ h , •~ i • The current economic crisis was triggered by falling home prices; unfortunately they continue to tumble. • Financial institutions have greatly reduced their borrowings in an effort to repair decimated balance sheets. • On the other hand, the Fed is attempting to fill the void, becoming the lender of last resort. While probably necessary, the Fed's aggressive stance could be inflationary at some point. Taal federal Reserve bank Credk 2pog lxtrnooe zna re 2,400 2,200 . . 2~Op 2.000 a¢s2aa, .roso.sr 2.000 1,800 1,800 1,800 1,800 1,400 ~r 1,400 p 1.200 1,20gt5 1.ooa 1.000 800 wlazooe 800 600 a68 xe 800 400 400 200 200 0 ~ 0 ~ a _ ~' m ~ a a a a ~ a a a~ a ~~ a"s ROCKWOOD CAPITAL ADVISORS Changes In The Case ShNer Composite-10 Fbme Pries Index 2S% 25% aatnwa ]OA094 20% 20% 15x Yeerover-Yem 15% Change ,6% ' 10% 6% ,,~ ^ r1 r~ /~ i ' 5% ~~ ° ~ ~ o% t ,,~ ,, lr,' ``'" Ouartercver-Quarter ~ Ch g% 5% ange i ` , -5% ` ~,~, ~ r .~~v^~ -10% r a px ~--~8x -10% -15% -20% lnrnwa as 4ox -15% -20% i ~ ~ i 9 ~ ~ ~ ~ ~ S ~ ~ ~ E ~ ~ ~ i 2nd Quarter 2009 Leverage In The Markets: Bonds Vs Stocks 00 1 1700 1.800 7 1,600 1500 1,500 1,400 1,400 1,300 1,300 1200 Bond Market Leverapa 1100 Pnmary Cwaler N5t Bortomngs 1 100 1,100 1,000 1,000 900 900 b soo eoo 8 ~o0 200 800 600 ~ 500 500 400 ~" 400 300 a ~~~~.-'~ 300 200 i-~~~ '- ,7 r 200 100 ~ ^ .l '-' StocM Market Leverage 100 0 _. - _ Nat Borrowing 0 100 -100 ~ ~ ~ ~ ~ ~ ~ ~ ~ 8 8 ~ ~ 8 ~ - _ 'a 'a ~ ~ ~ = a ~ ~ a ~ ~ ~ Q ~ ~ ~ a a ~ ~ m a m PAGE 21 e R { y ~ r I { • • • ~ ~ • ~~ H istoric Buying Opportunity. . ; .. ~.'~~~ • Investment grade corporates, asset-backed and commercial mortgage-backed securities are all trading at attractive levels versus Treasuries. • Residential MBS, despite good recent performance, is still attractive given the Fed's plan to purchase $1.25 trillion this year. Investment Grade Spreads 11r op5on-.ad7~stea S~xead ~oas~ a M+e r.+anw tr+vesmca cede comas: Mitsrr rra~ 700 700 ,. ~, 650 650 soo fioo 550 550 .SOD 600 aso a5o r ~ aoo a aD0 g ~ 1 y 950 r3 p 35D 9~ v;6rooe. xfe 900 1Mt P^.n0i. 96T 250 250 umrooo.xos 200 200 150 ttKnvae. f~a 15D sn~oos,tto 100 100 scan mn,fi9 yHn2C95. }9 x26 ^JOt, nn 50 50 F g g g ~ ~ ~ ~ ~ ~ ~ P R ~ ~ ~ R ~ s ~ ~ ~ a ~ ~ -a a ~ ~ a' - $ a S ~ ~ "a °' S ~ S z ROCKWOOD CAPITAL ADVISORS PAGE 22 2nd Quarter 2009 Risk of H i der Treasu Yields ~ #~ #r g ~ .. ,,. ~ . • Although the Treasury plans to issue an unprecedented amount of securities to fund government spending, the Fed's plan to purchase Treasuries will offset some of the pressure for higher yields. ~~~ROCKWOOD CAPITAL ADVISORS PAGE 23 2nd Quarter 2 009 1 Zk Rockwood Capital Advisors, LLC 721 Emerson Road, Suite 565 St. Louis, MO 63141 314-962-8336 • toll -free 1-888-962-8336 rockwoodcapital.com