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HomeMy WebLinkAboutDocumentation_Pension General_Tab 03_08/03/2009_.:,_~; General Employees' Pension Fund As of June 30, 2009 ,,. _'•'':: . ~ ~~, 17:\NA IN1'F:~T\1! \T:~l)1'I~>>R:=. ~\i:. }(} VVL :~ ei~i~fiii:it~C3AD SUITE 250 P.O. Box 1067 BROOKFIELD, WISCONSIN 53008-1067 www.DANAINVESTMENT.COM This page intentionally left blank Table of Contents This page intentionally left blank Signs of Recovery i i i i i w i i i i i - S&P 500 is up over 45% from the March 9th low. - Retail sales recovering from the 4th Quarter: now positive. - Durable goods orders are growing. - Bank stocks have doubled from their lows. Goldman Sachs Group Inc. {GS) - Existing home sales 31 Oac 2008 to :i1 Jul 2009 ~Da~!y~ High: 166x20 U 5. Do;ta~ Lo•.u 5q.t30 have rebounded in some markets and prices are stabilizing. - Personal consumption expenditures grew in the 1St Quarter after contracting for 6 months. L~ct:t61.630 ;ir~n~'!r~'`~ ,~II~ ft N~ ~ ~ ~ ,~! r r ;~L ~ • Jan Feb hoar Apr h9ay Jun Jul 160 130 zo 100 ao 60 - Volatility, a measure of - -- _ _ __ -- _ _-- _ _- -- __ _- - JPMorgan Chase & Co (JPM} High; 39,4'0 market risk, is at a 10 ~'JDCo o~g t~ 31 Jw ~OOQ IDailyJ Las•: 13960 fact: 38 3 ~ 0 month low. So - Consumer confidence has rebounded. a~G ~; ~~ . ~j }~ ~ ao r ~iE, f i ~~ I 4. l (~ ~ ~ 2(] Jan Feb h9ar Apr AAay Jun Jul Village of Tequesta General Employees' Pension Fund Obtain a reasonable total rate ofreturn, with reasonable consistency while attempting to protect the assets against the inroads of inflation. Performance over 3-5 year market cycle to be in excess of composite indices. Investment Objectives: Managers perfomrance to be in the top 40% ofMobius Universe. Total Retum to be equal to actuarial earnings assumption and equal or exceed CPI plus 3%over3-5 year cycle. Comparative Indices: ~ 60`% SBcP 500 / 40% Lehman GovtJCredit intermediate ~Iot nx>re than 5% of funds assets invested in any one issuing company or aggregate investment in one company exceed 5% of outstanding capital stock ofthe company. Fquity -Investments in stock. not to exceed Investment Restrictions: (d)% at cost or 70% at market. Listed on National Exchange. Fixed -Standard & Poor's Investment Grade or Moody's investment grade. Value of bonds in single corporation shall not exceed 10"/° ofthe total fund. Total Retum '' _ ~~ Fiscal 3rd Qtr 2009 * Fiscal Year-to-Date * Avera e Annual Since g hiccntion ', ~ ' ~ i ~ " • ih;?~ ~~ ~~ Blend: 60% S&P 500 10.29% -7.90% -0.47% ,~,~~ .~~ 40% G/C Intermediate k~~: ;r: Employees' Fixed Income _ _ Govt/Credit Intermediate -0.26'%. 6.06°/~ 1.67% 6.53% Employees' Large Cap Core 13.13'% -22.20% S&P 500 15.93% -19.47% ~.~"'~• c Employees' Large Cap Growth 11A0°/~ -17.37% ' , ~ ; _,: Russell 1000 Growth 16.32% -13.89% °~~~ ~ Employees' International 22.62'% -20.48% ~ ~` MSCI EAFE 25.85% -13.16% Fiscal = 9-30 .~ ~ ~F * Unannualized v ~ Village of Tequesta General Employees' Pension Fund ~9 i 1 i ~ ~1 Equity . 53.8"-~~ Fi!~ed Inconx w~ ~<~ -4•l. l "„ ,t, 1 Cati11 c~' ~'.l~ll l~ail'n[1 _'. l"~~ Equity Allocation Fixed Income Allocation .~i'lle Y' ~ot~1111 at1' Dana L:u'ge B~uxls &mds Mortgage (':q~ (irMCtil Receivable Bonds I2~F' ~~ 14.R"~o Income ~ ~i ~ 733;, OJ"/ Money ~~: <-~~ ' ,~ Market- ~ : _ a . i Dana Lirgc ~~ C;tpCorc ~~ Dana Ir;,, .;_ ~-International ~>ni{s Taxeble Bond ;6.(Y%~ ~ 3. i ~;~ ~ 8 ~r~,~ Funds b.~°~, 7 Second Quarter Review DANA INVESTMENT ADVISORS, INC. Dana Large Cap core The Dana Large Cap Equity strategy had adouble-digit return of +13.2% during the second quarter, though this trailed the +15.9% return of the S&P 500 (the index's best return in over a decade). While our portfolio holdings outperformed the broader market on many fundamental measures (earnings surprises, dividend increases, valuations, ROE and others), the market was buying beaten-down stocks on hopes of a swift economic recovery. Nowhere was this more evident than the Consumer Discretionary and Financial sectors, where our portfolios had weak relative performance, despite strong returns from many of our Financial holdings (Goldman Sachs up +39.4%, MetLife up +31.8%, JP Morgan up +292%). Relative strength in our portfolios came in the Energy, Industrial and Material sectors. We also saw strength in the Technology sector with positions in Apple Inc. up +35.5% and Microsoft Corporation up +30.1 %. State Street Gorp. (STY) Goldman Sachs Group (GS) General Dynamics Gorp (GD) Union Pacific Corp. (UNP) Transocean Ltd. (RIG) Precision Castparts Corp. (PCP) GameStop Corp. (GME) Broadridge Financial. (BR) Bristol-Myers Squibb Go. (BMI~ Wal-Mart Stores. (WMT) VF Corp. (VFG) Q2 Sector Contributors ^ Energy -strong results from oil service and exploration and production holdings, relative underweight in underperforming integrated oil segment ^ Industrials -aerospace /defense, industrial machinery holdings outperformed Q2 Sector Detractors ^ Consumer Discretionary -underweight higher beta retail and media, poor performance from GameStop ^ Information Technology - lack of exposure to semiconductors, underperformance in Cisco and Broadridge vs. respective industry peers ^ Materials -portfolio holdings up +33.5% vs. +35.5% for sector, underweight in major bank category Selected Additions ^ McGraw-Hill (MHP) -corporate debt issuance improving, demand for S&P market analytics, strong competitive positioning results in high margins ^ Ross Stores Inc. (ROSY) -discount retailer prospering despite recession as consumers "trade down", rising estimate trends & solid free cash flow generation ^ CME Group Inc. (CME) -strong barriers to entry with little exposure to credit risk or housing price declines, leverage to rebounding commodity prices Selected Deletions ^ Nike Inc. (NKE) -valuation stretched relative to peer group with unattractive earnings growth, margins trending lower ^ VF Corp (VFC) -consecutive negative earnings surprises, disappointing guidance, underperformance relative to peers ^ Sysco (SYY) -declining consumer restaurant spending pressuring earnings growth & margins, negative EPS revision trends ^ Nasdaq OMX Group (NDAQ) -negative revision trends, CME offered more fa- vorable risk/reward prospects Avg. Market Cap ($billions) 63.0 71.3 Median Market Cap ($billions) 23.9 6.9 Dividend Yield 2.38% 2.99% 3 Year Return on Equity 21.7 17.6 Price/Earnings (12month trailing) 12.5 13.6 Trailing 3 Years Earnings Growth 16.3 12.3 PEG Ratio 0.8 1.1 Alpha (0.85) 1.82 3.83 Beta 0.91 0.92 0.86 Batting Average .417 .550 .675 Info Ratio 0.07 0.66 0.86 Dana Investment Advisors, Inc. 115800 ~'. Bluemound Rd., Suite 250, Brookfield, WI 53005 1-800-765-0157 I www.danainvestment.com I info@danainvestrncnt.com Apple Inc 3.1 Oracle Corp 2.4 Sempra Energy 2.4 International Business Machines 2.4 Mckesson Corp 2.4 Microsoft Corp 2.3 Occidental Petroleum Corp 2.3 Becton Dickinson & Co 2.2 Cisco Systems Inc 2.1 CME Group Inc e ' •• w 2.1 4~~~'' 4:~ 3" ~~"~ ° Tv )'?j•{ ~.~ C'~-A~-yam--`' -;' Large S&P Core 500 Consumer Discretionary 8.1 9.0 Consumer Staples 11.9 12.0 Energy 12.9 12.5 Financials 13.5 13.6 Health Care 14.1 14.0 Industrials 10.3 9.9 Information Technology 18.6 18.4 Materials 3.3 3.2 Telecomm Services 3.5 3.6 Utilities 3.9 3.9 IMPORTANT INFORMATION Performance 20 15 3 10 d ~ 5 d N 0 .~ 7 ~ -5 a N -10 0 c~ -15 -0.22 -20 -25 -30 2Q2009 YTD 1 year 3 year 5 year Since Inception Dana Large Cap Core ~ S&P500 612.9/99-12/31/99 2000 2001 2002 2003 2004 2005 2006 2007 2008 Total Return (Gross of Fees) 8.59% 8.78% 0.74% -19.07% 30.50% 12.20% 13.12% 14.55% 5.85% -33.2% Benchmark Return 9.41% -9.10% -11.88% -22.10% 28.68% 10.88% 4.89% 15.80% 5.49% -37.0% Number of Portfolios in Composite 9 23 55 143 145 186 219 296 410 367 Composite Assets at Period End (US $ millions) 8.9 63.6 104.1 160.5 268.5 366.5 485.0 610.0 639.5 413.3 Percent of Firm Assets 0.8% 4.2% 5.5% 7.6% 13.0% 15.9% 17.3% 21.7% 22.9% 17.8% Composite Dispersion (%) N/A 1.29% 1.60% 0.80% 0.89% 0.59% 0.80% 0.77% 1.13% 1.64% Total Firm Assets (US $ millions) 1,186.3 1,528.0 1,883.7 2,099.9 2,064.8 2,307.6 2,810.7 2,814.9 2,794.3 2,327.2 Dana Investment Advisors, Inc. has prepared and presented this report in compliance with the Global Investment Pertormance Standards (GIPSY""). The CFA Institute has not been involved with the preparation or review of this report. NOTES Dana Investment Advisors, Inc. (Dana) is an independent investment management firm established in 1980. Dana manages a variety of equity, fixed income and balanced portfolios for primarily U.S. institutional clients. Dana maintains a complete list and description of composites, which is available upon request. The benchmark for the Large Cap Equity composite is the Standard & Poor's 500 Index. (Market Capitalization Weighted). The composite was created June 29, 1999. Performance is calculated in US Dollars utilizing atime- weighted total rate of return. Total return for the composite is represented by the asset-weighted returns of the portfolios within the composite. Trade-Date Valuation is used. The Large Cap Equity composite does not have a minimum size criterion for composite membership. All fee-paying, discretionary accounts with similar investment objectives are included. The composite includes the equity segment of balanced accounts. Cash is allocated to these segments based on the average cash position of the "equity only" portfolios in the composite. Leverage is not used in this composite as a means to generate higher returns. There are two non-fee paying portfolios in the composite. The dispersion of annual returns is measured by the standard deviation of equal-weighted portfolio returns represented within the composite for the full year. The standard deviation presented is based upon annualized quarterly standard deviation of returns. The standard deviation of the annual returns presented for the time period 2000 to 2008 is 18.00% for the composite and 19.16% for the Standard & Poor's 500 Index. In March of 2006, Dana added a portfolio manager to the strategy's lead portfolio management team. Effective July 1, 2007, three portfolio manager/analysts transitioned from being Dana employees to being sub-advisors assisting in the management of some composite portfolios. In addition, a lead portfolio manager rejoined Dana as an employee in February of 2008. Performance results are calculated and presented before investment management and custodial fees, but after all applicable trading costs. The composite contains both traditional commission paying and bundled-fee portfolios. Transaction costs are allocated to bundled-fee portfolios at the current prevailing per share commission rate charged by our preferred list of non-directed institutional brokers. Bundled fee portfolios comprise 19.4% of composite assets as of 12/31/08. Dana investment management fees may vary based upon the differences in size, composition and servicing needs of client accounts. Investment management fees would reduce the returns presented, for example: a $1,000,000 portfolio with an advisory fee of 0.75% per annum earning a 10% annual return would have paid a total compounded advisory fee of $50,368 over a five year period. The resulting average annual return for the period would be 9.17%. Past performance is not indicative of future results. A complete description of Dana's investment advisory fee schedule is contained in the Firm's Form ADV Part II, a copy of which is available upon request. Dana [nvestYnent Advisors, Inc. 115800 W. Blucnunuid Kd., Suite X50, Brookfield, 1-800-'765-0157 I wtvw.danainrestmcntcom I infoadarrliuvesnncnt.com Dana Large Core Portfolio Characteristics Consistent Portfolio Characteristics Lower Valuation + Higher Growth + Better Profitability vs. S&P 500 15 - 13.6 12.2 10 ~ Dana LC S&P 500 _: ~'~~~s~,' 20 17.3 15 - 12.3 -y 10 Dana LC S8~P 500 ~ -- - - -- 100 , 71 75 62.4 50 21.9 25 - 6.9 0- Dana LC S8~P 500 Actual Composite Holdings as of June 30, 2009 1(' f 4t' `,,y ~ ... d ~. ~ • ,~ ~~~ ~~ ~eCOnd Quarter Revlew ~: DANA INVESTMENT ADVISORS, INC. .- ~ Dana Large Cap Growth i Dana's Large Growth composite posted a +11.82% return in the second quarter, trailing the benchmark Russell 1000 Growth index. Large Growth and Large Value returns were comparable in Q209, with returns of +16.3% and +16.7% respectively for the Russell 1000 Growth and 1000 Value indices. Large Growth has outperformed Large Value on a year-to-date basis by over 14% through Q209. Investors are typically willing to assign higher valuations to companies with more predictable growth characteristics, especially in recessionary environments where growth is hard to find. We retain a favorable view for ~ the outlook for growth stocks, as growth currently does not command a valuation premium to cyclical alternatives. Pactiv Corp. (PTV) Valmont Industries Inc. (VMI) priceline.com (PCLN) General Dynamics (GD) Adobe Systems (ADBE) Transocean Ltd. (RIG) Q2 Sector Contributors ^ Materials -Pactiv up almost +50%, Mosaic also outperformed the rest of the Agricultural Chemicals Group ^ Industrials -aerospace /defense overweight, Valmont Industries strong performer ^ Consumer Staples -most holdings modestly outperformed their respective industry peers, Colgate +21%, Philip Morris Intl +24% Y~~ q2 Sector Detractors Gamestop Corp. (GME) ^ Consumer Discretionary -underweight higher beta retail and media, poor Cephalon Inc. (CEPH) performance from Gamestop Panera Bread Co. (PNRA) ^ Health Care -biotech holdings down an average of -6% vs. +3% overall indus- C.R. Bard Inc. (BCR) try, medical technology holdings also lagged peers in quarter Genz}Rne Corp. (GENZ) Bank of New York Mellon (BK) • Financials -portfolio holdings up +10% vs. +32% for sector, underweight in major conglomerates, Bank of New York lagged major bank peers Selected Additions ^ Priceline.com (PCLN) -global online travel company benefitting from increasingly price-conscious travelers, attractive valuation with solid growth in sales, earnings & free cash flow, positive estimate revision & surprise trends ^ McCormick & Co. (MKC) -leading player inspices/seasonings continues to experience steady growth despite recession, margin expansion & solid free cash flow trends, stock trading near low end of 10 year historical valuation range ^ Medco Health Solutions Inc. (MHS) -leading pharmacy benefit manager has strong tailwind from generic drug trends, high teens EPS growth with margin expansion & steadily rising free cash flow Selected Deletions ^ Sysco (SYY) -declining consumer spending on eating out pressuring earnings growth & margins, negative EPS revision trends ^ Dentsply International (XRAY) -leading maker/distributor of dental products experiencing worse than anticipated fundamentals as dentists cut cap ex spending, negative EPS surprise and downward estimate revision trends ^ MasterCard Inc. (MA) -strong performer's valuation not as attractive compared to original buy point, traded into BRCM which offerred superior risk/reward proposition Avg. Market Cap ($billions) 42.8 65.1 Median Market Cap ($billions) 21.0 3.6 Dividend Yield 1.48% 1.78% 3 Year Return on Equity 25.1% 26.0% Price/Earnings (12month trailing) 13.9 15.5 Trailing 3 Years Earnings Growth 26.3% 19.1 PEG Ratio 0.5 0.8 Alpha (0.60) 3.04 3.36 Beta 0.89 0.89 0.88 Batting Average .575 .700 .636 Info Ratio 0.08 0.74 0.61 Dana Investment Advisors, Inc. 115800 W. Bluemound Rd., Suite 250, Brookfield, WI 53005 1-800-765-0157 I www.danainvesrinent.com I info@d nainvestment.com Apple Inc 2.4 Google Inc-CIA 2.4 Broadcom Corp - Class A 2.2 Microchip Technology Inc 2.1 Oracle Corp 2.1 Qualcomm Inc. 2.1 Hewlett-Packard Co 2.1 Adobe Systems Inc 2.1 EMC Corp 2.0 FPL Group Inc 2.0 Large Russell Growth 1000 Growth Consumer Discretionary 10.0 10.4 Consumer Staples 16.5 17.1 Energy 4.4 4.2 Financials 4.7 5.3 Health Care 17.7 17.5 Industrials 10.0 9.7 Information Technology 31.2 30.6 Materials 3.6 3.8 Telecommunication 0.6 0.6 Utilities 1.0 1.0 IMPORTANT INFORMATION Performance 20 15 c ~ 10 °' 5 ~ 0 d N '~ -5 'c -10 c a -15 o -20 ~ -25 -30 2Q2009 YTD 1 year 3 year 5 year Since Inception Dana Large Cap Growth ^ Russell 1000 Growth _ 3/31/01-12/31/01 2002 2003 2004 2005 2006 2007 2008 Total Return (Gross of Fees) 6.47% -28.37% 34.91 % 12.92% 11.26% 12.50% 15.82% -36.72% Benchmark Return -12.63% -27.88% 29.75% 6.30% 5.36% 9.07% 11.81% -38.44% Number of Portfolios in Composite 1 1 1 1 1 1 22 66 Composite Assets at End of Period (US $ millions) 21.9 18.2 21.4 21.5 21.0 22.5 47.7 66.1 Percent of Firm Assets 1.2% 0.9% 1.0% 0.9% 0.7% 0.8% 1.7% 2.8 Composite Dispersion (%) N/A N/A N/A N/A N/A N/A N/A* 0.53% Total Firm Assets (US $ millions) 1,883.7 2,099.9 2,064.8 2,307.6 2,810.7 2,814.9 2,794.3 2,327.2 'Only one account was in the composite for the entire year Dana Investment Advisors, Inc. has prepared and presented this report in compliance with the Global Investment Performance Standards (GIPSY""). The CFA Institute has not been involved with the preparation or review of this report. NOTES Dana Investment Advisors, Inc. (Dana) is an independent investment management firm established in 1980. Dana manages a variety of equity, fixed income and balanced portfolios for primarily U.S. institutional clients. Dana maintains a complete list and description of composites, which is available upon request. The benchmark for the Large Cap Growth composite is the Russell 1000 Growth Index. (Market Capitalization Weighted). The composite was created February 23, 2001. Performance is calculated in US Dollars utilizing atime-weighted total rate of return. Total return for the composite is represented by the asset-weighted returns of the portfolios within the composite. Trade Date valuation is used. The Dana Large Cap Growth composite does not have a minimum size criterion for composite membership. All fee-paying, discretionary accounts with similar investment objectives are included. The composite does not include the equity segment of balanced accounts. Leverage is not used in this composite as a means to generate higher returns. There are no non-fee paying portfolios in the composite. The dispersion of annual returns is measured by the standard deviation ofasset-weighted portfolio returns represented within the composite for the full year. The standard deviation presented is based upon annualized quarterly standard deviation of returns. The standard deviation of the annual returns presented for the time period 2002 to 2008 is 23.91 % for the composite and 22.13% for the Russell 1000 Growth Index. Performance results are calculated and presented before investment management and custodial fees, but after all applicable trading costs. The composite contains both traditional commission paying and bundled-fee portfolios. Transaction costs are allocated to bundled-fee portfolios at the current prevailing per share commission rate charged by our preferred list ofnon-directed institutional brokers. Bundled fee portfolios comprise 10.4% of composite assets as of 12/31/08. Dana investment management fees may vary based upon the differences in size, composition and servicing needs of client accounts. Investment management fees would reduce the returns presented, for example: a $1,000,000 portfolio with an advisory fee of 0.75% per annum earning a 10% annual return would have paid a total compounded advisory fee of $50,368 over a five year period. The resulting average annual return for the period would be 9.17%. Past performance is not indicative of future results. A complete description of Dana's investment advisory fee schedule is contained in the Firm's Form ADV Part II, a copy of which is available upon request. Dana Investment Ad~~sors, Inc. 11800 W. Bluemound Rd., Suite 250, Brookfield, WI 53005 1-800-765-0157 I www.danainvcstmenta>m I info@danainvestmcntcom Dana Large Growth Portfolio Characteristics Consistent Portfolio Characteristics Lower Valuation + Higher Growth + Better Profitability vs. Russell 1000G 20.0 15.5 15.0 13.9 -- - 10.0 Dana Large Russell 1000 Growth Growth 20.0 18.6 16.0 15.0 - Dana Large Russell 1000 Growth Growth 20.0 1 13.9 15.0 15.0 ~~ 10.0 Dana Large Russe111000 Growth Growth ~~~ ~ ~~ 30.0 ~ 26.3 25.0 ~ 19.1 20.0 !, 15.0 - - --- ;; Dana Large Russe111000 Growth Growth 25.0 24.8 23.7 ~° ;~. - _-:~ .. 20.0 Dana Large Russe111000 Growth Growth 100.0 75.0 1 65.1 42.8 50.0 - .21.0 25.0 - 3.6 0.0 Dana Large Russe111000 Growth Growth Actual Composite Holdings as of June 30, 2009 1 . rt; Dana Investment Advisors, Inc. ~~" PORTFOLIO HOLDINGS Portfolio: ? 0$7comp - T'equesta General Employees Pension Fund - As of 06/30/2009 Comp Shares/ PAR Identifier Description Price Market Value Pct. Assets Accruals Cur. Owed Yield Cash Short Term Investments 000009 Cash -Money Fund 19,203.19 1.73 .00 .01 Total Short Term Investments 19,203.19 1.73 .00 .01 Bonds Agency Bonds 10,000 31359MU68 FANNIE MAE 5.375% Due 08/15/2009 100.64 10,063.76 .91 201.56 5.34 10,000 31359MYN7 FANNIE MAE 4.25% Due 08/15/2010 103.93 10,393.20 .94 159.38 4.09 5,000 31359MZL0 FANNIE MAE 4.75% Due 12/15/2010 105.62 5,281.10 .48 9.90 4.50 7,000 31359MHK2 FANNIE MAE 5.5% Due 03/15/2011 107.28 7,509.60 .68 112.29 5.13 10,000 31359MZ30 FANNIE MAE 5% Due 10/15/2011 108.00 10,799.70 .97 104.17 4.63 10,000 3128X26U4 FREDDIE MAC 4.35% Due 04/27/2012 106.69 10,668.51 .96 76.12 4.08 3,000 3134A4SA3 FREDDIE MAC 4.5% Due 01/15/2013 107.91 3,237.39 .29 61.87 4.17 10,000 3134A4TZ7 FREDDIE MAC 4.5% Due 07/15/2013 107.69 10,768.50 .97 206.25 4.18 5,000 3134A4UK8 FREDDIE MAC 4.875% Due 11/15/2013 109.01 5,450.25 .49 30.47 4.47 8,000 31359MA45 FANNIE MAE 5% Due 04/15/2015 109.50 8,760.39 .79 83.33 4.57 8,000 31359M7X5 FANNIE MAE 5% Due 05/11/2017 108.92 8,713.52 .79 54.44 4.59 Total Agency Bonds 91,645.92 8.27 1,099.78 4.53 Corporate Bonds 5,000 459745FP5 INTL LEASE FINANCE CORP 5% Due 04/15/2010 92.50 4,625.00 .42 52.08 5.41 5,000 500255AM6 KOHLS CORPORATION 6.3% Due 03/01/2011 104.47 5,223.56 .47 104.13 6.03 5,000 06423AA06 BANK ONE CORP 5.9% Due 11/15/2011 104.50 5,225.00 .47 36.88 5.65 5,000 587499A46 MERCANTILE SAFE DEP & TR 5.7% Due 11/15/2011 102.13 5,106.47 .46 35.63 5.58 5,000 054303A05 AVON PRODUCTS INC 4.625% Due 05/15/2013 102.00 5,100.00 .46 28.91 4.53 5,000 38141GD04 GOLDMAN SACHS GROUP INC 5.25% Due 10/15/2013 102.38 5,118.75 .46 54.69 5.13 5,000 774341AA9 ROCKWELL COLLINS 4.75% Due 12/01/2013 101.00 5,050.00 .46 19.13 4.70 5,000 90333WAB4 US BANK NA 6.3% Due 02/04/2014 109.09 5,454.38 .49 127.75 5.78 5,000 40429CCR1 HSBC FINANCE CORP 5.25% Due 04/15/2015 95.00 4,750.03 .43 54.69 5.53 5,000 548661CH8 LOWES COMPANIES INC 5% Due 10/15/2015 105.50 5,275.00 .48 52.08 4.74 5,000 92976GAE1 WACHOVIA BANK NA 5.6% Due 03/15/2016 95.75 4,787.50 .43 81.67 5.85 5,000 494368688 KIMBERLY-CLARK 6.125% Due 08/01/2017 109.63 5,481.25 .49 126.75 5.59 5,000 48121CYK6 JP MORGAN CHASE BANK NA 6% Due 10/01/2017 97.38 4,868.75 .44 74.17 6.16 10,000 06739FFS5 BARCLAYS BANK PLC 6.75% Due 05/22/2019 99.69 9,969.03 .90 71.25 6.77 Total Corporate Bonds 76,034.72 6.86 919.81 5.61 Mortgage Bonds 8,867.60 3128P7BG7 FG C90939 5.5% Due 12/01/2025 103.45 9,173.35 .83 39.29 5.32 8,120.83 3128P7CP6 FG C90978 6% Due 07/01/2026 104.72 8,504.38 .77 39.25 5.73 9,552.97 3128P7CU5 FG C90983 5.5% Due 08/01/2026 103.45 9,882.34 .89 42.32 5.32 9,310.30 314108GA6 FN 884093 6% Due 05/01/2036 104.68 9,745.75 .88 45.00 5.73 Total Mortgage Bonds 37,305.82 3.37 165.86 5.52 Taxable Bond Funds 311 SHY Ishares Barclays 1-3Yr Trs Bd 83.71 26,033.81 2.35 .00 3.31 1,100 IEI Ishares Lehman 3-7 YearTrea 110.79 121,869.00 11.00 .00 2.89 50 GVI iShares Lehman Intermediate 104.10 5,205.00 .47 .00 4.12 335 MBB Ishares Lehman Mbs Fixed-Rat 105.28 35,268.80 3.18 .00 4.32 Total Taxable Bond Funds 188,376.61 17.00 .00 3.25 Treasury Bonds 15,000 912828HS2 US TREASURY N/B 2% Due 02/28/2010 101.03 15,154.69 1.37 99.46 1.98 15,000 912828EJ5 US TREASURY N/B 4.25% Due 10/15/2010 104.63 15,693.75 1.42 132.38 4.06 10,000 912828FW5 US TREASURY N/B 4.625% Due 10/31/2011 107.66 10,765.63 .97 76.66 4.30 15,000 912828HT0 US TREASURY N/B 2.75% Due 02/28/2013 102.86 15,428.91 1.39 136.75 2.67 Page 1 of 4 • ~~ Dana Investment Advisors, Inc. ~~" PORTFOLIO HOLDINGS 'ort~olio: ~~$7comp - Tequesta General Employees Pension Fund - As of 06/30/2009 ;omp Shares/ PAR Identifier Description Price Market Value Pct. Assets Accruals Cur. Owed Yield 5,000 912828DV9 US TREASURY N/B 4.125% Due 05/15/2015 106.67 5,333.59 .48 25.78 3.87 5,000 912828EE6 US TREASURY N/B 4.25% Due 08/15/2015 107.20 5,360.16 .48 79.25 3.96 5,000 912828FF2 US TREASURY N/B 5.125% Due 05!15/2016 112.06 5,603.13 .51 32.03 4.57 15,000 912828GH7 US TREASURY N/B 4.625% Due 02/15/2017 108.70 16,305.47 1.47 258.72 4.25 7,000 912828HH6 US TREASURY N/B 425% Due 11/15/2017 105.95 7,416.72 .67 37.19 4.01 Total Treasury Bonds 97,062.05 8.76 878.22 3.58 Total Bonds 490,425.12 44.27 3,063.67 4.09 cocks Domestic Equity Strategy 151 ABT 246 ACN 148 ADBE 65 ARG 122 AXP 180 ABC 73 AMGN 55 APA 72 AAPL 193 T 247 BK 139 BAX 108 BDX 116 BMC 175 BMY 175 BRCM 200 BR 58 CVX 440 CSCO 25 CME 88 KO 54 CL 58 COP 43 BCR 232 CVS 163 DTV 220 EBAY 649 EMC 55 XOM 116 FDO 107 FE 75 FLS 104 FMC 76 FPL 294 GME 92 BGC 131 GD 300 GE 72 GIS 52 GENZ 76 GILD 34 GS 11 GOOG 233 HPO Abbott Laboratories 47.04 7,103.04 .64 .00 3.40 Accenture Ltd-CIA 33.46 8,231.16 .74 .00 1.49 Adobe Systems Inc 28.30 4,188.40 .38 .00 .00 Airgas Inc 40.53 2,634.45 .24 .00 1.78 American Express Co 23.24 2,835.28 .26 21.96 3.10 AmerisourceBergen Corp 17.74 3,193.20 .29 .00 1.13 Amgen Inc 52.94 3,864.62 .35 .00 .00 Apache Corp 72.15 3,968.25 .36 .00 .83 Apple Inc 142.43 10,254.96 .93 .00 .00 AT&T Inc 24.84 4,794.12 .43 .00 6.60 Bank Of New York Mellon Corp 29.31 7,239.57 .65 .00 1.23 Baxter International 52.96 7,361.44 .66 36.14 1.96 Becton Dickinson & Co 71.31 7,701.48 .70 .00 1.85 BMC Software Inc 33.79 3,919.64 .35 .00 .00 Bristol-Myers Squibb Co 20.00 3,500.00 .32 .00 6.20 Broadcom Corp - Class A 24.79 4,338.25 .39 .00 .00 Broadridge Financial Solutions 16.58 3,316.00 .30 14.00 1.69 Chevron Corp 66.25 3,842.50 .35 .00 3.92 Cisco Systems Inc 18.65 8,206.00 .74 .00 .00 CME Group Inc 311.12 7,778.00 .70 .00 1.48 Coca-Cola Co/The 47.99 4,223.12 .38 36.08 3.42 Colgate-Palmolive Co 70.74 3,819.96 .34 .00 2.49 Conocophillips 42.06 2,439.48 22 .00 4.47 CR Bard Inc 74.45 3,201.35 29 .00 .91 CVS Caremark Corp 31.87 7,393.84 .67 .00 .96 DirecTV Group Inc/The 24.71 4,027.73 .36 .00 .00 Ebay Inc 17.13 3,768.60 .34 .00 .00 EMC Corp 13.10 8,501.90 .77 .00 .00 Exxon Mobil Corp 69.91 3,845.05 .35 .00 2.40 Family Dollar Stores Inc 28.30 3,282.80 .30 15.66 1.91 Firstenergy Corp 38.75 4,146.25 .37 .00 5.68 Flowserve Corp 69.81 5,235.75 .47 20.25 1.55 FMC Carp 47.30 4,919.20 .44 13.00 1.06 FPL Group Inc 56.86 4,321.36 .39 .00 3.32 Gamestop Corp-Class A 22.01 6,470.94 .58 .00 .00 General Cable Corp 37.58 3,457.36 .31 .00 .00 General Dynamics Corp. 55.39 7,256.09 .65 49.78 2.74 General Electric Co 11.72 3,516.00 .32 30.00 3.41 General Mills Inc 56.02 4,033.44 .36 .00 3.36 Genzyme Corp 55.67 2,894.84 .26 .00 .00 Gilead Sciences Inc 46.84 3,559.84 .32 .00 .00 Goldman Sachs Group Inc 147.44 5,012.96 .45 .00 .95 Google Inc-CIA 421.59 4,637.49 .42 .00 .00 Hewlett-Packard Co 38.65 9,005.45 .81 18.64 .83 Page2of4 Ortf0~l0: 10$~COmp Comp Shares/ PAR Identifier Dana Investment Advisors, Inc. PORTFOLIO HOLDINGS -~et~l,le~~a General Employees I~en~ion Fund - Description Price Market Value Pct. ssets 1 ~~ =~~ As of06l30/2009 Accruals Cur. Owed Yield 195 HNZ HJ Heinz Co 35.70 6,961.50 .63 81.90 4.71 128 HON Honeywelllnternationallnc 31.40 4,019.20 .36 .00 3.85 76 IBM International Business Machine 104.42 7,935.92 .72 .00 2.11 2,558 IWF Ishares Russell 1000 Growth 41.03 104,954.74 9.47 .00 1.52 70 JNJ Johnson & Johnson 56.80 3,976.00 .36 .00 3.45 110 JPM JP Morgan Chase 34.06 3,746.60 .34 .00 .59 169 KR Kroger Co 22.05 3,726.45 .34 .00 1.63 41 LMT Lockheed Martin Corp 80.65 3,306.65 .30 .00 2.83 116 MKC McCormick and Co. Inc. 32.29 3,745.64 .34 .00 2.97 113 MCD McDonald'S Corp 57.49 6,496.37 .59 .00 3.48 237 MHP Mcgraw-Hill Companies Inc 30.11 7,136.07 .64 .00 2.99 102 MCK Mckesson Corp 44.00 4,488.00 .41 1224 1.09 72 MHS Medco Health Solutions Inc 45.61 3,283.92 .30 .00 .00 125 MDT Medtronic Inc 34.89 4,361.25 .39 .00 2.35 153 MET Metlife Inc 30.01 4,591.53 .41 .00 2.47 191 MCHP Microchip Technology Inc 22.55 4,307.05 .39 .00 6.01 383 MSFT Microsoft Corp 23.77 9,103.91 .82 .00 2.19 48 MOS Mosaic 44.30 2,126.40 .19 .00 .45 95 NOV National Oilwell Varco Inc 32.66 3,102.70 .28 .00 .00 56 NBL Noble Energy Inc 58.97 3,302.32 .30 .00 1.22 54 NUE Nucor Corp 44.43 2,399.22 .22 18.90 3.15 64 OXY Occidental Petroleum Corp 65.81 4,211.84 .38 21.12 2.01 419 ORCL Oracle Corp 21.42 8,974.98 .81 .00 .93 118 PTV Pactiv Corp 21.70 2,560.60 .23 .00 .00 58 PNRA Panera Bread Co (CL A) 49.86 2,891.88 .26 .00 .00 106 BTU Peabody Energy Corp. 30.16 3,196.96 .29 .00 .80 182 PM Philip Morris International 43.62 7,938.84 .72 98.28 4.95 50 PNC PNC Global Investment Servicin 38.81 1,940.50 .18 .00 1.03 96 PCP Precision Castparts Corp 73.03 7,010.88 .63 .00 .16 35 PCLN Priceline Com Inc 111.55 3,904.25 .35 .00 .00 75 PG Procter & Gamble Co 51.10 3,832.50 .35 .00 3.44 93 OCOM Qualcomm Inc. 45.20 4,203.60 .38 .00 1.50 100 ROST Ross Stores Inc 38.60 3,860.00 .35 .00 1.14 96 SRE Sempra Energy 49.63 4,764.48 .43 37.44 3.14 113 RIG Transocean Inc 74.29 8,394.77 .76 .00 .00 159 UNP Union Pacific Corp 52.06 8,277.54 .75 42.93 2.07 240 UNM Unum Group 15.86 3,806.40 .34 .00 1.89 57 VMI Valmont Industries Inc 72.08 4,108.56 .37 8.55 .83 128 VZ Verizon Communications Inc 30.73 3,933.44 .36 .00 5.99 135 WMT Wal-Mart Stores Inc 48.44 6,539.40 .59 .00 2.25 208 WMB Williams Cos Inc 15.61 3,246.88 .29 .00 2.82 110 XTO XTO Energy Inc 38.14 4,195.40 .38 13.75 1.31 Total Domestic Equity Strategy 520,106.30 46.95 590.62 1.78 International Equity Strategy 400 AEG Aegon N.V.-Ny Reg Shr 6.16 2,464.00 .22 .00 6.23 452 AZ Allianz SE-ADR 9.21 4,162.92 .38 .00 3.69 139 BASFY BASF S.E. 39.75 5,525.25 .50 .00 4.76 132 CAJ Canon Inc-Spons ADR 32.53 4,293.96 .39 .00 3.02 451 CX Cemex Sab-Spons ADR Part Cer 9.34 4,212.34 .38 .00 .00 119 CCU CIACerveceriasUnidas-ADR 35.00 4,165.00 .38 .00 2.39 418 DNSKY Danske Bank A/S-Unspons ADR 8.65 3,615.70 .33 .00 .00 89 EONGY E.ON AG -Sponsored ADR 35.42 3,152.46 .28 .00 4.17 89 ENH Endurance Specialty Holdings 29.30 2,607.70 .24 .00 3.41 105 HENOY Henkel KGAA -Spons ADR 31.40 3,297.00 .30 .00 1.54 Page3of4 ~ Dana Investment Advisors, Inc. PORTFOLIO HOLDINGS z~ ~~ 'ortfolio: 1087comp - Tequesta General Employees Pension Fund - As of 06/30/2009 ;omp Shares/ PAR Identifier Description Price Market Value Pct. Assets Accruals Cur. Owed Yield 210 EFG Ishares Msci Eafe Growth Inx 46.19 9,699.90 .88 .00 3.31 279 KTC KT Corp-Sp Adr 14.36 4,006.44 .36 .00 2.14 412 MAKSY Marks 8 Spencer PLC -ADR 10.00 4,120.00 .37 .00 5.10 180 DCM NTT Docomo Inc-Spon ADR 14.55 2,619.00 .24 .00 3.12 106 SNY Sanofi-Aventis-ADR 29.49 3,125.94 .28 .00 3.79 80 TMX Telefonos De Mexico-Sp ADR L 16.21 1,296.80 .12 .00 3.79 146 TNTTY TNT Nv -ADR 19.50 2,847.00 .26 .00 2.28 56 TM Toyota Motor Corp -Spon ADR 75.53 4,229.68 .38 .00 2.55 65 VIVDY Vivendi 23.90 1,553.50 .14 .00 5.99 172 YARN Yara International-ADR 27.92 4,802.24 .43 .00 2.03 131 ZFSVY Zurich Financial Svcs-ADR 17.66 2,313.46 .21 .00 4.48 Total International Equity Strategy 78,110.29 7.05 .00 3.08 Total Stocks Total Portfolio Interest Receivable Paydown Receivable Accruals Dividends Accrued Total Portfolio with Accruals 8 Receivables 598,216.59 54.00 590.62 1.95 1,107,844.90 0.00 0.00 3,063.67 590.62 1,111,499.19 he market prices shown on these pages represent the last reported sa/e on the valuation date as to listed securities or the bid price in the case of ver--the-counter quotations. Prices on bonds and some other investments are based on round lot price quotations and are for eva/nation purposes on/y and gay not represent actua/market values. Bonds sold on an odd lot basis (less than $> mi/lion) may have a dollar price lower than the round lot quote. Where o regular market exists, prices shown are estimates by sources considered re/iab/e by Dana Investment Advisors, Inc. Whi/e the prices are obtained from ources we consider re/iab/e, we cannot guarantee them. Page 4 of 4 Q2 2009 Equity Market Summary - Earnings reports provide upside surprises and revisions move higher - Economic indicators begin to show signs of bottoming - Appetite for risk returns, driving a global equity market rally - S&P 500 +15.9%, best quarter since 1998 - Cyclical sectors and low quality stocks lead the market - Small cap stocks (+20.7%) outperform large caps - Large value stocks outperformed large growth in Q2, growth stocks still have a significant lead over value for the full year - Technology stocks remain in favor, large cap technology + 19% in Q2 and +24% YTD - Risk trade faded in June, utilities best performing sector in the month S&P 500 Earnings History - S&P 500 earnings peaked in 2006 at nearly $90 and fell to $49.50 in 2008 - Operating earnings decline -6% in 2007, -40% in 2008 - Q4 2008 marked the first time in history the S&P 500 recorded a negative earnings quarter - Possible inflection point? Earnings expected to stabilize in Q3 2009 and begin to grow in Q4 - 1.2% year over year growth forecasted for 2009, +33% for 2010 100 90 80 70 - 60 ~ 50 w 40 - 30 - 20 - 10 x'11 ~~ ~~~U~ ILI_~~~. ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ .~ ~ ~ ~ ~ ~ ~ ~ ~ N N N N N N (O CD (O CO CO CO CO CO CO (O (O CO (O (O CO (O CO (O CO CO O O O O O O O O O O O v v v v v O OD O O O O CO O CO CO O O O O O -~ O N A O OD O N .A O) 00 O N ,P 07 00 O N A O OD O N ~A O O O (D 19 EPS Revisions Moving Higher - Q 1 2009 earnings reports were weak but better then expected - EPS revisions stabilized and began to move higher for the full year Globa! Earnings. Revision Ratio 1.6 J 1,~ a 12 0 G ~ 1.0 0.8 a; a s C.6 :~ 0 `k' 0.4 C,2 1•G9onth Earnings Revision Ratio -3•P.lanth Earnings Revision Ratio Average Earnings Revision RaEiG 88 $9 90 91 92 93 9~ 95 86 97 $$ 99 00 41 Oi 03 04 q5 06 Ot 08 08 .ni.ircr: ~:lerrill Lp7ch ~~It~tE71 ~!uanU~~U's•~ <,cra~:-~;~. r:r=.~=~ ~6E~, - Trailing twelve month operating earnings of $43 are 50% below peak levels - Earnings may begin to show signs of bottoming by the end of 2009 - Revenue growth remains challenging 2~ Economic Indicators Improving Investors focus on the "second derivative" of growth Signs that the recession is losing steam Seven often LEI indicators increased in May, employment trends remain a drag 10% US Index of Leading Indicators (YOY%) 8% 6% -0% ?% o% 2% .d% i -6% ~oa __- -~--_ ~os 'as n~ 8% 6% I e% I 2% I - - - u% zw s% 6% Launch full tlata release 10% 21 Inflation Expectations - Accommodative global policy and quantitative easing reduces the threat of deflation - Anticipated bottoming in global economies - Rising commodity prices, resource sensitive international markets (Brazil, Russia, Australia, Canada) outperform in Q2 - Deflation still a near term reality -unemployment rate remains high, home prices are still falling and capacity utilization is low US Breakeven: Nominal -Real Yields 2.50% 2.00% 1.50% 1.00% 0.50% 0.00% ~O~\O~ \,~h~OO X00\00 ~~~\00 "~\x\00 ~~ ~ ~ ~ 00 O°~ 00 OQ' O°~ O°' O°~ O°~ O\~co~ O\O~~ ~\~~~ ~\00~ ~\~c,~~ ~\00~ co\~p\ co\~O~ 2 Risk Taking Makes Comeback - Cyclical sectors lead S&P 500 higher in Q2 • Financials +36%, Technology +20%, Industrials +19%, Consumer Discretionary +18% • Stable telecom, health care, staple sectors lag - Junk bonds +24%, 10-year Treasury Bond -6% - VIX drops 40%, levels not seen since prior to Lehman collapse CBOE VIX Volatility Index 90 Max: 79.13 (24-UCT-0B), Min: 10.02 (10-FE6-U7), Last: 25.93 r26-JUN-09) 90 RO 80 70 so 50 40 30 20 70 so 50 40 30 20 10 10 -: I D - _- - ----- - ii '05 '00 'D7 '08 Low Quality Rally The 40% rally in the S&P 500 from March 9th through June 12th was led by low quality stocks - S&P 500 unprofitable companies +75% - Negative free cash flow +65% - Negative ROE +71 - Top quartile leverage +66% - Top quartile short interest +63% - Stocks priced < $5/sh +166% - Small Cap (market cap under $2bin) +l 14% - Trading under BV +86% - Average return of stocks with quality rating of B or lower +78% 3/9/2009 - 6/12/2009 Returns by S&P Stock Quality Rating 140 120 100 c 80 L 3 Y ~ 60 40 20 0 2 A+ A A- B+ B B- C N/A Quality Rating Low Quality Rally ['he 55% rally in the Russe112000 from March 9th through June 5th was ed by low quality stocks • Russell 2000 unprofitable companies +82% • Negative free cash flow +62% • Negative ROE +84% • Top quartile leverage +60% • Stocks priced < $5/sh +115% • Trading under BV +76% • Average return of S&P 500 stocks with quality rating of B or lower +78% 3/9/2009 - 6/12/2009 Returns by S&P Stock Quality Rating 140 ~ 120 100 L 80 3 ~+ ~ 60 40 20 0 N/A 25 A+ A A- B+ B B- C Quality Rating Market Bull and Bear Arguments Bull Case: • Sidelined cash levels are high • Economic indicators are improving, including consumer confidence • Credit markets have thawed • Cyclical sectors have led the recent rally, signaling improving economy • EPS revisions are moving higher Bear Case: • Business and consumer deleveraging will weigh on the economy • Equity markets ran ahead of fundamentals • Potential for higher taxes and regulation may depress market multiples • Positive EPS surprises driven by cost cutting, lack of top line growth 1.4 - US MZM Money Supply !Russell 3QOQ Market Value 1.2~ Ratio of Liquid Money Supply /Total Stock Market Value Rose Above lx 1 d.v Q.~ 4.4 0.~ '99 '00 '01 '02 '03 '04 US 'L16 '07 '08 t1AN~ i\Va?5('~1F:NT Ai)4'IS(1R5, INC. Strong Fundamentals Dana Large Core The table below shows Dana Large Core holdings that have raised their dividend payments since October 1, 2008. Dividend Company Yield Increase United Technologies 3.30% 20.30% Becton Dickinson & Co 2.00% 15.80% Wal-Mart Stores Inc. 2.20% 14.70% Airgas Inc. 1.69% 12.50% Sempra Energy 3.50% 11.40% Abbott Laboratories 3.80% 11.10% International Business Machine 2.10% 10.00% Honeywell International Inc. 3.80% 10.00% Procter & Gamble Co. 3.50% 10.00% Nucor Corp. 3.20% 9.40% Sysco Corp. 4.30% 9.10% Medtronic 2.20% 9.00% Ni1ce Inc . (C 1 B) 1.80% 8.70% General Dynamics Corp. 3.20% 8.60% Johnson & Johnson 3.55% 6.52% Exxon Mobil Corporation 2.41% 5.00% XTO Energy Inc. 1.50% 4.20% CenterPo int Energy Inc . 7.61 % 4.11 Occidental Petroleum Corp. 2.30% 3.10% AT&T Inc 6.40% 2.50% VF Corp 3.50% 1.70% Edison International 4.21% 1.64% Microchip Technology 6.90% 0.30% Oracle Corp. 1.00% Initiated Strong Fundamentals Dana Large Growth The table below shows Dana Large Growth holdings that have raised their dividend payments since October 1, 2008. Dividend Company Yield Increase Abbott Laboratories 3.59% 11.11% AT&T Inc. 6.69% 2.50% Becton Dickinson & Co. 1.97% 15.79% Coca-Cola. Co. 3.47% 7.89% Colgate-Palmolive Co. 2.72% 10.00% CVS Caremark Corp. 1.02% 10.51% Dun & Bradstreet Corp. 1.63% 13.33% FPL Group Inc. 3.44% 6.18% General Dynamics Corp. 2.70% 8.57% IBM 2.09% 10.00% Johnson & Johnson 3.55% 6.52% Microchip Technology Inc. 6.28% 0.30% Monsanto Co. 1.24% 10.42% Nike Inc. 1.85% 8.70% Oracle Corporation 1.05% Initiated Sysco Corporation 4.07% 9.09% Wal-Mart Stores Inc. 2.18% 14.74% XTO Energy Inc. 1.22% 4.17% 2! High Quality Lagged The McDonald's Conundrum - McDonald's reported another strong quarter on April 22nd, company has not missed quarterly earnings estimates in the past four years - Coffee initiatives, international expansion, dollar menu driving growth • Expected to grow earnings 6% in 2009 and 10% in 2010 - Comp Store Sales have remained positive throughout recession • World wide comp store sales positive since May 2003 - Margins improving, industry leading ROE, exceptional cash flow, 3.5% dividend yield, 3-year dividend growth of 41 - MCD trading at 14x earnings, a 13% discount to its fast food peers and 40% discount to the average consumer discretionary stock - Strong fundamentals did not necessarily lead to outperformance in Q2 -• Goodyear Tire & Rubber; unprofitable, highly leveraged, burning cash but outperforms broad market and consumer discretionary sector in Q2 Q2 Returns ~- MCD +6% ~ GT +80% -- ~ 110 90 - - - - 70 - - - --- -- - --- 30 10 - ---- -- - --- - ' - i -10 X00 X00 X00 X00 X00 X00 X00 X00 X00 X00 X00 X00 ~O~' X00 3~0^ x\01 D~~~ ~~~~ ~~~0 h~0~ ~\,~0, h~~0 h~~0 `o~0`L 000 0~,~0 O~~O 000 O O O O O O O O O O O O O O 29 Fixed Income - Fed continues to maintain short term rates at near zero . - Obama stimulus plan has yet to show any positive effects on the economy - in particular the j ob market . - Corporate spreads continue to tighten during the quarter, continuing the price recovery since the credit crisis of 2008. Almost all of the non-financial corporate bonds now trade at par or premium . - Lower quality bonds had the highest total returns in the second quarter. - Longer treasuries and agencies had negative returns for the quarter. - Avoiding credit risks and maintaining income as the major component of return will be key goals this year. - Corporates and mortgages should outperform treasuries for the remainder of the year. s.s s.o ------- - --------------------- 4.5 ----- ----------------------------- 4.0 ---------------- --- ---------------- 3.5 ------ - ---------------- 3.0 -------- -- ------------- 2.5 ------------------------- ------------- 2.0 ----- - ---- ----- --------------- -------' 1.5 -----------------------------! ----------------------- -------------------- 0.5 - ------------------------------- ------------------------- 03 Months 06 Months 02 Years OS Years 10 Years 30 Years ~-Dec 31, 2008 0.08 0.26 0.76 1.55 2.21 2.68 -~-Mar 31, 2009 0.20 0.42 0.80 1.66 2.66 3.53 -+~ -Jun 30, 2009 0.18 0.34 1.1 1 2.56 3.53 4.33 3l This page intentionally left blank