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HomeMy WebLinkAboutResolution_06-04/05_10/07/2004• RESOLUTION NO. 06 -04/05 A RESOLUTION OF THE VILLAGE COUNCIL OF THE VILLAGE OF TEQUESTA, PALM BEACI-1 COUNTY, FLORIDA, AWARDING AONE-YEAR EXTENSION OF THE CONTRACT FOR PROPERTY AND CASUALTY INSURANCE TO PREFERRED GOVERNMENTAL INSURANCE TRUST, IN THE AMOUNT OF $178,911.00 FOR FY 2004/2005 BUDGET ALLOCATION, AND AUTHORIZING THE VILLAGE MANAGER TO EXECUTE THE CONTRACT ON BEHALF OF THE VILLAGE. • t_/ NOW, THEREFORE, BE IT RESOLVED BY THE VILLAGE COUNCIL. OF THE VILLAGE OF TEQUESTA, PALM B EACH C OUNTY, F LORIDA, A S FOLLOWS: Section 1. The Preferred Governmental Insurance Trust renewal quote attached hereto as Exhibit "A" and incorporated by reference as a part of this Resolution is hereby approved and the Village Manager of the Village of Tequesta is authorized to execute the same on behalf of the Village of Tequesta. THE FOREGOING RESOLUTION WAS OFFERED by Councilmember [rig-~-, who moved its adoption. The motion was seconded by Councilmember ~u,ti~ OLtC2~ ,and upon being put to a vote, the vote was as follows: FOR ADOPTION AGAINST ADOPTION Pa:~ ~~-~~ ~ ~-S lZ'2i% fl-~ C'x 1 K-Q.. ~ ° ~e e'1 C' C~ ~D~wa~~ ~. 12~sn~ ~L k~-~~( ~ ~~ ~1 `YG~ ~~~ The Mayor thereupon declared the Resolution duly passed and adopted this 7th day of October, A.D., 2004. MAYOR OF 'TEQUESTA ,~ Pat Watkins • ATTEST: ~. ~-L~ .wen Carlisle, Village Clerk • ~~) MEMORANDUM • TO: FROM: DATE: SUBJECT Robert Garlo Daniel, J. Gallagher 9/28/04 Property and Casualty Insurance Attached is a Renewal Quote for Property and Casualty Insurance for our Village which will, if approved, become effective October 1, 2004. Requests for quotes have been solicited from other companies but Acordia representing Preferred Government Insurance Trust was the only company opting to submit a quote. I spoke with representatives of the other companies who did not bid and they said that they could not compete with PGIT. It is worth noting that the total package for 2004-2005 is $178,911.00, approximately .063 less than we paid in the year 2003-2004 of $190,993.00 and even less than we paid in 2002-2003 of $186,267.00. This year's premium does not take into account a return of premium of approximately $10,000.00, due to duplications I discovered in my review prior to requesting quotes. • C] RENEWAL QUOTE FOR Tequesta, Village of Effective: 10/01 /2004 Presented by: Acordia Southeast 501 S. Flagler Dr. #600 West Palm Beach, FL 33401 09/ 10/2004 The brief description of coverage contained in this proposal is being provided as an accommodation only and is not intended to cover or describe all policy terms. For more complete and detailed information relating to the scope and limits of coverage, please refer directly to the policy documents. Specimen forms are available upon request. 9/10/2004 9:22:57 AM • Preferred Governmental Insurance Trust (PGIT) ~....~I~_.~.E Gav~RdxE[+se~ ~ NillR!SiLE . 94S? To protect members of the fund from large losses and to protect the financial security of the fund, the PGIT board of trustees has elected to purchase an extremely conservative excess of loss insurance structure. We stress PGIT excess of loss structure because an excess structure provides PGIT members several levels of protection that reinsurance does not. Foremost among these is the fact that PGIT's excess of loss policies list every individual member a named insured, giving every member direct access to the insurance company for payment of claims. Reinsurers are only responsible to the trust itself. Therefore, if a trust became financially troubled, there is no guarantee from an insurance company that any individual claim will be paid or even that a reimbursement will go towards the originating claim. PGIT is anon-assessable Trust approved by the Florida State Legislature. PGIT members are not constrained by notice requirements or punitive run-off claims costs to exit. Public Risk Underwriters (PRU) PRU is one of the premier insurance service organizations for public entities in the United States. Our exclusive focus and in-depth understanding of the unique risk exposures and operating environment of the public sector allows us to tailor customized products and services to meet our clients' needs. PRU is part of Brown and Brown, the Eighth largest insurance intermediary in the United States. With premium volume exceeding $5,000,000,000, Brown and Brown is the largest agent for many national insurance companies. The buying power and premium leverage within this organization is surpassed by few agencies. Preferred Governmental Claims Solutions (PGCS) PGCS is dedicated to exclusively serving Florida governmental agencies. PGCS administers and closely controls all claims from start to finish. This team of full- time, licensed adjusters understands federal laws and state statutes governing actions against public entities. Atoll-free telephone number is provided to facilitate reporting of claims. The brief description of coverage contained in this proposal is being provided as an accommodation only and is not intended to cover or describe all policy terms. For more complete and detailed information relating to the scope and limits of coverage, please refer directly to the policy documents. Specimen forms are available upon request. 9/10/2004 9:22:57 AM Named Insured: Tequesta, Village of ~~~'~" PREF~RR~4 vObEP.`M~(~.TA~ 1~SURP.MC[ YRJS- Term: 10/01/2004 to 10/01/2005 Company: Preferred Governmental Insurance Trust (Not rated by AM Best) PROPERTY /INLAND MARINE COVERAGE Building & Contents Limit. per attached schedule $11,822,329 Loss Limit $11,822,329 Extensions of Coveraue Accounts Receivable Limit $250,000 Business Interruption Limit $100,000 Debris Removal $250,000 Demolition, Ordinance, and Increased Cost of Construction Limit $250,000 Extra Expense Limit $250,000 Lawns, Plants, Trees and Shrubs Limit $25,000 New Locations $250,000 Pollution Cleanup Expense Limit $50,000 Unscheduled Locations $100,000 Flood Limit -Per Occurrence and Aggregate $1,000,000 Excess of NFIP. whether purchased or notl Earthquake Limit -Per Occurrence and Aggregate $0 Boiler & Machinery $11,822,329 Inland Marine Communication Equipment $50,000 Contractor's /Mobile Equipment -ACV $179,303 Electronic Data Processing $151,274 Emergency Services Portable Equipment $250,000 Fine Arts -ACV $100,000 Other Inland Marine $279,000 Rented, Borrowed, Leased Equipment $50,000 Valuable Papers -ACV $100,000 Watercraft -Not Hull Coverage, Limited to Property Perils Only $45,000 Deductibles Per Occurrence Building & Contents and Extensions of Coverage $10,000 Per Occurrence for Named Windstorm 3 Subject to Minimum of: $30,000 Per Excess Flood $10,000 Per Earthquake $0 The brief description of coverage contained in this proposal is being provided as an accommodation only and is not intended to cover or describe all policy terms. For more complete and detailed information relating to the scope and limits of coverage, please refer directly to the policy documents. Specimen forms are available upon request. 9/10/2004 9:22:57 AM Named Insured: Tequesta, Village of ~~~"'~" P F2EF6RR~p Gv'v~R `. 'AFNTp~, I;i5UF4'yC~. T.P.w~_ Term: 10/01/2004 to 10/01/2005 Company: Preferred Governmental Insurance Trust (Not rated by AM Best) GENERAL LIABILITY COVERAGE Bodily Injury and Property Damage Limit $2,000,000 Personal Injury and Advertising Injury Included Products & Completed Operations Aggregate Limit Included General Aggregate Limit $4,000,000 Employee Benefits Liability Limit, per person $2,000,000 Employee Benefits Liability Aggregate Limit $4,000,000 Retroactive Date 10/1/1999 Fire Damage Limit $50,000 General Liability Deductible $2,500 LAW ENFORCEMENT LIABILITY COVERAGE Law Enforcement Liability Limit: Per Person $2,000,000 Per Occurrence $2,000,000 Aggregate $2,000,000 Law Enforcement Liability Deductible $7,500 PUBLIC OFFICIALS LIABILITY COVERAGE Public Officials Liability Limit: Per Claim $1,000,000 Aggregate $1,000,000 Public Officials Liability Deductible $5,000 EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE Employment Related Practices Liability Limit: Per Person $1,000,000 Per Occurrence $1,000,000 Aggregate $1,000,000 Employment Related Practices Liability Deductible $5,000 The brief description of coverage contained in this proposal is being provided as an accommodation only and is not intended to cover or describe all policy terms. For more complete and detailed information relating to the scope and limits of coverage, please refer directly to the policy documents. Specimen forms are available upon request. 9/10/2004 9:22:57 AM • • AUTOMOBILE COVERAGE COVERAGE SYMBOL LIMIT DEDUCTIBLE Liability 1 $2,000,000 $2,500 Personal Injury Protection 5 Statutory $0 Added PIP N/A Not Included Auto Medical Payments N/A Not Included Uninsured /Underinsured N/A Not Included Motorist Physical Damage 2, 8 Actual cash value, or cost of Per attached Comprehensive Coverage repair, whichever is less, minus schedule deductible. Physical Damage Collision 2, 8 Actual cash value, or cost of Per attached Coverage repair, whichever is less, minus schedule deductible. Physical Damage Towing N/A Not Included and Labor ~~~ PR~FEi.R RHO (iQVEF{4M~NTA4 i;vS4[RaNGE fiUS~ CRIME Form & Description: Limit Deductible B -Forgery and Alteration C -Theft, Disappearance or Destruction F -Computer Fraud O -Employee Dishonesty, per loss Not Included Not Included Not Included Not Included The brief description of coverage contained in this proposal is being provided as an accommodation only and is not intended to cover or describe all policy terms. For more complete and detailed information relating to the scope and limits of coverage, please refer directly to the policy documents. Specimen forms are available upon request. 9/10/2004 9:22:57 AM OTHER NOTES OF IMPORTANCE/ ADDITIONAL INFORMATION: Premium Breakout: Property: $ 43,613 I/M: $ 3,527 GL: $ 45,000 POL: $ 8,903 EPLI: $ 4,745 LEL: $ 18,150 AL: $ 46,250 APD: 8 723 Total: $178,911 Optional Quotes / Coveras~es: Property - TRIA Coverage is available, upon request, for an Additional Premium of $2,600 • • The brief description of coverage contained in this proposal is being provided as an accommodation only and is not intended to cover or describe all policy terms. For more complete and detailed information relating to the scope and limits of coverage, please refer directly to the policy documents. Specimen forms are available upon request. 9/10/2004 9:22:57 AM ~~ ~ PH~FErI?R.~U GOVERNMENTAL. INSU~a~cETrt~sr • • Property Schedule Tequesta, Village of Agreement No.: PK FL1 0502505 04-03 Agent: Acordia Southeast (West Palm Beach, FL) Agreement Period: 10/01 /2004 through 10/01/2005 Unit # Description Address Site Name --------------•--------•------------- -Region - - - - Sq Ft Prot Class - - Eff_-Date property Contents Total Insured Occupancy Type % Sprinkler Const Type Year Built Term Dat Value Value Value 001 Police & Fire Station 357 Tequesta Drive Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ---------------'------------"•--.-•" -"-----•---•--------- ------- ----• ----- ----- $2,693,450 $450,000 $3,143,450 MNC 2002 10/01 /2005 002 Chemical Storage 2280 County Line Rd. Seacoast 1 4 10/01 /2004 Tequesta, FL 33456 --°-----•--------•---.°------------ ------•-------------- --------•----------- ------------------- ------------------ $18,448 $2,389 $20,837 Frame 1975 10/01/2005 003 Recreation Bldg. 2280 County Line Rd. Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ----------------•---•-•---••-•-•----- --------------------- --------------••--•-- --•--...-•-------- -----------------•- 564,569 $1,194 $65,763 JM 1975 10/01/2005 004 Restrooms 2280 County Line Rd. Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ------------------------------------• --••----------------- ------------•------- ----•----•-------- ------------------ $73,793 $0 $73,793 JM 1975 10/01/2005 005 Equip. Storage 2280 County Line Rd. Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ------------------------------------- --------------------- -------------------- ------------------ ------------------ $18,448 $8,956 $27,404 NC 1980 10/01/2005 006 Pump Bldg. 416 Cypress Drive Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ------------------------------------- ---•-•--------•------ -------------------- ------•----------- --------•-•------- $4,304 $35,822 $40,126 48C -Pump/Lift Statio FR 1975 10/01 /2005 007 Well Field /l4 Bldg. 901 N. Old Dixie Hwy Seacoast 1 4 10/01!2004 Tequesta, FL 33458 ------------------------------------- --------------•-•---- -•----•------------. ..---•--------•---- ------------------ $64,569 $135,824 $200,393 FR 1975 10/01/2005 008 Chlorinator equip 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ------------------------------------- --------------------- --•--••---°-------- -------•---------- ------------------ $0 $54,926 $54,926 FR 1977 10/01/2005 009 Pumps/Motors 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ------------------------------------- -------------------•- •------------------- ------•----------- ------------------ $0 $14,329 $14,329 FR 1977 10/01/2005 010 Diesel Generator 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ------------------------------------- --------------------- -------•-•-•-------- ------------------ ----------•------- $0 $71,644 $71,644 FR 1977 10/01/2005 011 Tenant occupied bldg 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 -------•--------------------------••- •-•--•-----•--------- -----------••---•--- ----------•------- ------------------ $18,448 $0 $18,448 FR 1977 10/01/2005 012 Ground storage tank 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 22 - On Ground Li uid q ------------------•-- -------------------- FR •------•---------- 1977 ---------~-------- 10/01/2005 $319,870 $0 $319,870 013 Water Plant filters 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ------------------------------------- --------------------- -------------------• ------------------ ------------------ $601,247 $0 $601,247 FR 1977 10/01/2005 ~~ Property Schedule P R e.F.~ ~ R t ~ °'1~Rti~~"TA` 3su~a.~cE TK~:s,. Tequesta, Village of Agreement No.: PK FL1 0502505 04-03 Agent: Acordia Southeast (Wes[ Palm Beach, FL) Agreement Period:l0/01/2004through 10/01/2005 Unit aY Description Address Site Name ------------------•-------- -Region -- - Sq Ft Prot Class - Eff_-Date - property Contents Total Insured Occupancy Type % Sprinkler Const Type Year Built Term Dat Value Value Value 014 Surge tank 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ------------------------•------------ ----•------•---•--•-- -------------------- ------------------ ------------------ $7,379 $0 57,379 FR 1977 10/01/2005 015 Ground storage tank 901 N. Old Dixie Hwy Seacoast 1 4 10/O1 /2004 Tequesta, FL 33458 22 •- On Ground Liquid FR 1991 10/01 /2005 $634,675 $0 $634,675 016 Water Trmnt Facility Bldg. 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ----------------•--------•----------- ------------•-------• - - ---°.. ---•--•- ..........-------•• --------------•-•• $4,839,688 $0 $4,839,688 FR 2000 10/01 /2005 017 Sulfuric Acid Tank 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 -------------------------•----------- ----•-•-------------- ---------•---------- -•-••--••-•-------- -----------------•- $0 $0 $0 FR 2000 10/01/2005 018 Caustic Soda Tank 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ---•-•------------------------------- --------------------- -------------------- -----------------• -------------•---- $0 $0 $0 FR 2000 10/01/2005 019 Hydrogen Peroxide Tank 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ------------------------------------- --------------------- -------------------- ---------------•-- ------------------ $0 $0 $0 FR 2000 10/01/2005 020 Degasifier, Clearwell, pumps 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ------------------------------------- --------------------- ---------••--------- ------------------ -----•------------ $0 $0 $0 FR 2000 10/01/2005 021 Scavenger Tank 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 -------------•----------...---------- -----•----..........- -•------------------ ----••------•----- ------°----•----- $0 $0 $0 FR 2000 10/01/2005 022 Well R1 and R2 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 -----------------•------------------- .....--•--••-•---••-- ------------•------- --•-••-•----------- ---••----------•-- $0 $0 $0 FR 2000 10/01/2005 023 Emergency Generator 901 N. Old Dixie Hwy Seacoast 1 4 10/O1 /2004 Tequesta, FL 33458 ------------------------------------- --------------------- -------------------- ------------------ ------------------ $0 SO $0 FR 2000 10/01/2005 024 Generator Fuel Tank 901 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ------------•--•-•------------•----•- --------------------- -------------------- ------------------ --------•--------- $0 $0 $0 FR 2000 10/01/2005 025 Well field #5/pumps Tequesta Park Seacoast 1 4 10/O1 /2004 Tequesta, FL 33458 -•---------•---••-------•------------ ---•------••--------- -------------------- --•--------------- ------------...... $0 $65,674 $65,674 48C -Pump/Lift Statio FR 1980 10/01/2005 026 Warehouse 861 N. Old Dixie Hwy Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 --•------------------------------•-•- --------------------- -------------------- ------------------ ------------------ $24,598 $59,702 $84,300 NC 1976 10/01/2005 027 Recreation Center 399 Seabrook Rd Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ------------------------•---•-------- ------...--•------•-- --------------------- ------------------ ------------•---... $428,593 $29,852 $458,445 MNC 1963 10/01/2005 028 Control Bldg./Water 136 Bridge Road Seacoast 1 4 10/01/2004 Tequesta, FL 33458 -----------•---------------••-•------ --------------------- •--------•---------- -------•---------- ------------------ $12,298 $16,883 $29,181 FR 1997 10/01/2005 029 Maint. Garage 136 Bridge Road Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 '-'•••'•••-------'----'---'•'•---•--- --'------•---•---•--- --------N ------- ---•-- $498,263 $57,964 $556,227 C 1997 10/01 /2005 ~~~~ PREFERFZcU GG`rEi2;MENTAL INS,ilRAVCE TRI;S' Property Schedule • Tequesta, Village of Agreement No.: PK FL1 0502505 04-03 Agent: Acordia Southeast (West Palm Beach, FL) Agreement Period: 10/01 /2004 through 10/01 /2005 Site Name Region Sq Ft Prot Class Eff. Date property Contents Total Insured Unit # Description Address --------------------•--------•------- Occupancy Type - ---- ----------- % Sprinkler - Const Type - Year Built - - Term Dat Value Value Value 030 Service Pumps 136 Bridge Road Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ...---------•-------°------------•-- --------------------- -------------------- ------•------------ -----------------• $0 $39,393 $39,393 48C -Pump/Lift Statio FR 1997 10/01 /2005 031 Above Ground Storage Tank 136 Bridge Road Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 •-•------------•----------•---------- --•------------------ -------------------- -------•---------- ----°-------....- $270,235 $0 $270,235 FR 1997 10/01/2005 032 Storage Building 136 Bridge Road Seacoast 1 4 10/O1 /2004 Tequesta, FL 33458 ---------------------•-•-•----------- --------------------- - - ------- -------- ------------------ ------------------ $23,185 $2,814 $25,999 FR 1997 10/01 /2005 033 Admin. Offices 250 Tequesta Dr. Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 -----------------------------••------ --------------------- -------------------- -----------•------ ------------------ $0 $84,413 $84,413 MFR 1981 10/01/2005 034 Pump and Equip W. End of Robert St. Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 $0 $5,628 $5,628 48C -Pump/Lift Statio FR 1972 10/01 /2005 035 Pump and Equip N. End of Homewood Rd Seacoast 1 4 10/01/2004 Tequesta, FL 33458 ----•-------------••----------------- ------------••-•----- --•-•----•------•--- ------------------ ------•----------- $0 $5,628 $5,628 48C -Pump/Lift Statio FR 1973 10/01/2005 036 Pump and Equip Corner of Country Club Dr. Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 •----------------------------------•- --------------------- --------------------- ------------------ ------------------ $0 $5,628 $5,628 48C -Pump/Lift Statio FR 1971 10/01/2005 037 Pump and Equip Along Counrt Club Dr. Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ------------•---•--•----------------- --------------------- --•----------------- -•---------------- ------------------ $0 $5,628 $5,628 48C -Pump/Lift Statio FR 1971 10/01/2005 038 Pump and Equip Turtle Creek Development Seacoast 1 4 10/01 /2004 Tequesta, FL 33458 ----------------------•-•-----•------ ---------•----------- -----------------... ..---------------• •----------------• $0 $5,628 $5,628 48C -Pump/Lift Statio FR 1974 10/01 /2005 039 Skateboard Park 399 Seabrook Seacoast 1 4 10/01/2004 Tequesta, FL 33469 ------••----------------------------- --------------••-•-•- -------------------- ------------------ -•--•-•----------- $46,350 $0 $46,350 NC 2003 10/01/2005 Total $10,662,410 $1,159,919 $11,822,329 Inland Marine Schedule PREFERRcU GOVFR`dMENTh. L. ~vSJ~~~~F rn~sT Tequesra, Village of Agreement No.: PK FL1 0502505 04-03 Agent: Acordia Southeast (West Palm Beach, FL) • • Agreement Period: 10/01 /2004 through 10/01 /2005 Item tJ Description Classification Code Department Eff. Date ------------------ Value Deductible Term Date 0000 Automatic -Contractor's/Mobile Equipment Contractor's /Mobile 10/01 /04 - --------'----" $100 000 $5 000 00 Equipment -ACV 10/01/05 , , 0001 Additional -Unscheduled Contractors/Mobile Equipment (Item Limit $15,000) Contractors /Mobile __10/01/04- $79 303 $5 000.00 Equipment -ACV 10/01 /05 , , CE000 Automatic -Communications Equipment Communication Equipment _100? /0~1_ $50,000 $5,000.00 10/01/05 E000 Automatic -Electronic Data Processing Equipment Electronic Data Processing 10/01 /04- $100,000 $5,000.00 10/01/05 E001 Additional -Unscheduled EDP Equip (Item limit $15K) Electronic Data Processing 10/01 /04 - ---------------- $51,274 $5,000.00 10/01/05 F000 Automatic -Fine Arts (Maximum Limit per Item $5,000) Fine Arts -ACV 10/01 /04- ---------------- $100,000 $5,000.00 10/01/05 P000 Automatic -Emergency Services Portable Equipment Emergency Services Portable 10/01 /04- $250 000 $5 000.00 quipment 10/01 /05 , , R000 Automatic -Rented, Borrowed, Leased Equipment Rented, Borrowed, Leased _ 10/01 /04- - - - - - - $50 000 $5 000.00 Equipment 10/01/05 , , 0000 Automatic -Miscellaneous Property Other Inland Marine 10/01 /04- ------...-•---•- $25,000 $5,000.00 10/01/05 0001 Additional -Unscheduled Miscellaneous Property (Item Limit $15K) Other Inland Marine __10/01 /04- $254,000 $5,000.00 10/01/05 VP000 Automatic -Valuable Papers Valuable Papers -ACV 10/01 /04- ---------------- $100,000 $5,000.00 10/01/05 W001 Unscheduled Watercraft Watercraft -Not Hull _10/01 /04 - --------------- $45,000 $5,000.00 Coverage, Limited to Property 10/01/05 Total ~ $1,204,577 f ar~~:';~K 3.„65 ~~~~ Vehicle Schedule GOVERNMENTAL. !VSJFA.~CE TEST Tequesru, Vi'lloge of Agreement No.: PK FL1 0502505 04-03 Agent: Acordia Southeast (West Palm Beach, FL) • • Agreement Period: 10/01 /2004 through 10/01/2005 Unit # Make Model/Description Department GVW AL Deductible Eff Date Term Date Comp Deductible Eff Date Term Date Value Qty Year VIN # Vehicle Type License # Coll Deductible Eff Date Term Date 001 Utility Trailer $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $9,500 1 1977 Trailer $1,000 10/01/2004 10/01/2005 002 Ford F100 Pickup $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $6,000 1 1988 0036 Light Truck $1,000 10/01/2004 10/01/2005 003 GMC Pickup $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $6,000 1 1989 1483 Light Truck $1,000 10/01/2004 10/01/2005 004 GMC Pickup $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $6,000 1 1989 1747 Light Truck $1,000 10/01/2004 10/01/2005 006 Chevrolet Sierra Pickup $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $6,000 1 1992 2636 Light Truck $1,000 10/01/2004 10/01/2005 007 Ford Ranger Pickup $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $6,000 1 1993 9927 Light Truck $1,000 10/01/2004 10/01/2005 008 Ford E450 $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $55,000 1 1997 5577 Ambulance $1,000 10/01/2004 10/01/2005 009 Chevrolet Lumina $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $6,000 1 1993 4335 Light Truck $1,000 10/01/2004 10/01/2005 010 Sutphen Pumper $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $75,000 1 1991 4818 Fire Truck $1,000 10/01/2004 10/01/2005 011 Ford Ranger Pickup $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $(,,OOp 1 1994 1607 Light Truck $1,000 10/01/2004 10/01/2005 012 Ford Crown Victoria $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $10,200 1 1994 0682 Police Car $1,000 10/01/2004 10/01/2005 013 Chevrolet K5 Blazer $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $6,000 1 1994 5854 Light Truck $1,000 10/01/2004 10/01/2005 015 ------------- Sutphen ------------------------ 100 Aerial ----------------------------------------------------- ------------------------------- -------------------------- $2,500 ------------------------ 10/01/2004 --------------------- 10/01/2005 --------------------- $1,000 ------------------------------ 10/01/2004 --------------------- 10/01/2005 --------------------- $90,000 --------------------------- 1 1994 3005 .Fire Truck $1,000 10/01/2004 10/01/2005 016 Pace Aerican Cargo $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $9,000 1 1995 9169 Trailer $1,000 10/01/2004 10/01/2005 017 Jeep Cherokee $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $6,000 1 1995 2641 Light Truck $1,000 10/01/2004 10/01/2005 018 Ford Crown Victoria $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $10,200 1 1996 0978 Police Car $1,000 10/01/2004 10/01/2005 ~~ ~~ Vehicle Schedule PREF~RR~,D ~ GOVER'~M~N TAL ~~S~Fw~~~ T^~~~ Tequesta, Village of Agreement No.: PK FL1 0502505 04-03 Agent: Acordia Southeast (West Palm Beach, FL) • • Agreement Period: 10/01 /2004 through 10/01/2005 Unit # --..._..-°° Make -•---------------------- Model/Description ------°---------------------°---•-----------°-°- Department ----------------------...------ GVW •--------------•--•-•-°-- AL Deductible -------------...-•------ Eff Date --------------------- Term Date ----------•--•---•---- Comp Deductible --•--•---•-------------------- Eff Date ----•---------------- Term Date --------------------- Value ------ - -- --- Qty Year VIN # Vehicle Type License # Coll Deductible Eff Date Term Date - - ------------- 019 Ford Crown Victoria $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $10,200, 1 1996 0979 Police Car $1,000 10/01/2004 10/01/2005 020 Chevrolet S 10 Pickup $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $6,000 1 1996 0159 Light Truck $1,000 10/01/2004 10/01/2005 021 Ford E450 $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $55,000 1 1997 5576 Ambulance $1,000 10/01/2004 10/01/2005 022 Chevrolet S 10 Pickup $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $6,050 1 1997 9542 Light Truck $1,000 10/01/2004 10/01/2005 023 Ford Crown Victoria $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $13,500 1 1998 1401 Police Car $1,000 10/01/2004 10/01/2005 024 Ford Crown Victoria $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $13,500 1 1998 1402 Police Car $1,000 10/01/2004 10/01/2005 025 Dodge Ram Pickup $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $6,000 1 1996 2757 Light Truck $1,000 10/01/2004 10/01/2005 026 Ford Crown Victoria $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $15,500 1 1999 5578 Police Car $1,000 10/01/2004 10/01/2005 027 Ford Crown Victoria $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $15,500 1 1999 5579 Police Car $1,000 10/01/2004 10/01/2005 028 Chevrolet K5 Blazer $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $10,200 1 1994 8905 Police Car $1,000 10/01/2004 10/01/2005 028 Ford Taurus $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $15,500 1 1999 8867 Police Car $1,000 10/01/2004 10/01/2005 029 GMC Dump Truck $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $24,000 1 1999 5221 Heavy Truck $1,000 10/01/2004 10/01/2005 030 Chevrolet S 10 Pickup $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $9,000 1 2000 3853 Light Truck $1,000 10/01/2004 10/01/2005 031 Ford Crown Victoria $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $18,000, 1 2000 3398 Police Car $1,000 10/01/2004 10/01/2005 032 Ford Crown Victoria $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $tg~000 1 2000 3397 Police Car $1,000 10/01/2004 10/01/2005 033 Chevrolet Pickup $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $q,p00 1 2000 2671 Light Truck $1,000 10/01/2004 10/01/2005 P P f2..E:,F,E: R_R,c G GO'JER~MENTAL '.SJ~iAACE TaLSr • • Vehicle Schedule Tequesta, Village of Agreement No.: PK FL1 0502505 04-03 Agent: Acordia Southeast (West Palm Beach, FL) Agreement Period: 10/01 /2004 through 10/01 /2005 Unit # Make Model/Description Department GVW AL Deductible Eff Date Term Date Comp Deductible Eff Date Term Date Value Qty Year VIN # Vehicle Type License # Coll Deductible Eff Date Term Date 034 Dodge Ram Pickup $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $10,000 1 2001 7988 Light Truck $1,000 10/01/2004 10/01/2005 035 Unknown Open Trailer $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $11,000 1 2000 8062 Trailer $1,000 10/01/2004 10/01/2005 036 arley Davidso Motorcycle $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $6,150 1 2000 0861 Motorcycle $1,000 10/01/2004 10/01/2005 037 Ford Crown Victoria $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $21,000 1 2001 3089 Police Car $1,000 10/01/2004 10/01/2005 038 Ford Crown Victoria $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $21,000 1 2001 0659 Police Car $1,000 10/01/2004 10/01/2005 039 Ford F 150 $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $12,000 1 2002 8226 Light Truck $1,000 10/01/2004 10/01/2005 040 Ford F 150 $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $12,000 1 2002 8227 Light Truck $1,000 10/01/2004 10/01/2005 041 Ford F 150 $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $12,000 1 2002 8228 Light Truck $1,000 10/01/2004 10/01/2005 042 Ford F 150 $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $12,000 1 2002 0586 Light Truck $1,000 10/01/2004 10/01/2005 043 Ford Styleside $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $15,000 1 2003 7281 Light Truck $1,000 10/01/2004 10/01/2005 044 Ford Styleside $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $15,000 1 2003 6394 Light Truck $1,000 10/01/2004 10/01/2005 045 Ford Econoline $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $20,000 1 2003 2034 Light Truck $1,000 10/01/2004 10/01/2005 046 Jeep Grand Cherokee $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $25,000 1 2004 3703 Light Truck $1,000 10/01/2004 10/01/2005 047 Chevrolet C3500 Truck w/Boom $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $30,000 1 2003 3619 Medium Truck $1,000 10/01/2004 10/01/2005 048 Ford F150 Supercrew 4x4 $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $27,000 1 2004 1FTPW14574KB60573 Light Truck Added $1,000 10/01/2004 10/01/2005 049 Chevrolet K1500 Tahoe $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $30,800; 1 2004 1GNEK13Z04R115142 Li ht Truck Added $1,000 10/01/2004 10/01/2005 ~~ Vehicle Schedule PR~F~RRcU GO+lER1~MENTAL "VSUFA\Cc TRUST Tequesta, V>tllage f~f Agreement No.: PK FL1 0502505 04-03 Agent: Acordia Southeast (West Palm Beach, FL) • • Agreement Period: l0/01/2004 through 10/01/2005 Unit # Make Model/Description Department GVW AL Deductible Eff Date Term Date Comp Deductible Eff Date Term Date Value Qty Year VIN # Vehicle Type License # Coll Deductible Eff Date Term Date 050 Ford Crown Victoria Policelntercep[or Police $2,500 10/01/2004 10/01/2005 $1,000 10/01/2004 10/01/2005 $22,000 1 2004 2FAFP71W84X141543 Police Car added $1,000 10/01/2004 10/01/2005 051 Ford Crown Victoria Police Interceptor Police $2,500 10/01 /2004 10/01 /2005 $1,000 10/01 /2004 10/01 /2005 $22,000 1 2004 2FAFP71W6X141542 Police Car added $1,000 10/01/2004 10/01/2005 Total $881,800 VILLAGE OF TEQUESTA PREMIUM SUMMARY 10/1/04 Covera a '02-03 02-03 Limits '03-04 03-04 Limits '04-05 '04-05 Limits Premium- Premium Premium Pro ert $ 50,977 $14,886,876 $ 52,478 $14,931 876 $ 43,613 $11,822,329 F'ro .Ded. $ 5,000 $ 10,000 $ 10.000 Inland Marine incl. $ 5,109 $ 3,527 Genl. Liabili $ 71 419 NOE-$7,980,447 $ 47,675 NOE-$8,259,763 $ 45,000 NOE $9,217,662 Lfabilit C3ed. none $ 2 500 $ 2;500 Auto Liabilit $ 46,023 42 Units $ 48 849 47 units $ 46,250 51 Units Auto Ded. none $ 2,500 $ 2,500 Auto Ph s Dam. incl. $ 7,347 $ 8,723 Prof. Lia./Law $ 12,848 $ 29,535 $ 31,798 Total S 186 267 S 190 993 S 178,911 Increase 2.50% Note: The 03-04 term had duplicate coverage and the return premium Approx 510,000 West Palm Beach fnsuruace • Borzderi~ • Employee Benefits