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CAFR_FY Ending_09/30/1978VILLAGE OF TEQUESTA, FLORIDA FINANCIAL STATEMENTS WITH ACCOUNTANTS' REPORT THEREON SEPTEMBER 30, 1978 NOWLEN, LYNCH & STEWART CERTIFIED PUBLIC ACCOUNTANTS 220 FLAGLER COURT BUILDING POST OFFICE BOX 347 WEST PALM BEACH, FLORIDA 33002 TELEPHONE 13051 659-3060 EVERETT B- NOW LEN, CPA M EMBER 9 W. F. LYNCH, CPA (1597-19641 AMERICAN INSTITUTE OF V. G. STEWART, CPA 19 79 12 Februar GER TIFIED PUBLIC ACCOUNTANTS OF ALAN L. TEDAMONSO N, CPA , y FLORIDA INSTITUTE EDWARD T HOLT, GPA GER TIFIED PUBLIC ACCOUNTANTS WILLIAM C. KISKER, JR, CPA BELLE GLADE, FLORIDA OFFICE WILLIAM B MINER, CPA 333 S E 2ND STREET JANET R. BA RICE VIG H, GSA POST OFFICE BOX 335 RICHARD C. ALLEN, GPA BELLE GLADE, FLORIDA 33d30 B. E. WEEKS, CPA TELEPHONE 13051 996 5612 JACLYN J. TEDAMONSO N, GPA R. GREGORY SMITH, CPA ROBERT W. HENDRI X, JR , CPA Honorable Mayor and Village Council Village of Tequesta, Florida We have examined the financial statements of the various funds and account groups of the Village of Tequesta, Florida, for the year ended September 30, 1978, and have issued our report thereon dated February 6, 1979. As a part of our examination we reviewed and tested the Village's system of internal accounting control to the extent we considered necessary to evaluate the system as required by generally accepted auditing standards. Under these standards the purpose of such evaluation is to establish a basis for reliance thereon in determining the nature, timing, and extent of other auditing procedures that are necessary for express- ing an opinion on the financial statements. The objective of internal accounting control is to provide reasonable, but not absolute, assurance as to the safeguarding of assets against loss from unauthorized use or disposition, and the reliability for financial records for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance recognizes that the cost of a system of internal accounting control should not exceed the benefits derived and also recognizes that the evaluation of these factors necessarily requires estimates and judgments by management. There are inherent limitations that should be recognized in considering the potential effectiveness of any system of internal accounting control. In the performance of most control procedures, errors can result from misunderstanding of instructions, mistakes of judgment, carelessness, or other personal factors. Control procedures whose effectiveness depends upon segregation of duties can be circumvented by collusion. Similarly, control procedures can be circumvented intentionally by management with respect either to the execution and recording of transactions or with respect to the estimates and judgments required in the preparation of financial ti Honorable Mayor and Village Council Page 2 February 6, 1979 statements. Further, projection of any evaluation of internal accounting control to future periods is subject to the risk that the procedures may become inadequate because of changes in conditions, and that the degree of compliance with the procedures may deteriorate. Our study and evaluation of the Village's system of internal accounting control for the year ended September 30, 1978, which was made for the purpose set forth in the first paragraph above, was not designed for the purpose of expressing an opinion on internal accounting control and it would not necessarily disclose all weaknesses in the system. However, such study and evaluation disclosed the following conditions that we believe to be weaknesses. 1. A written plan of organization which specifies the division of duties and areas of responsibilit'es concerned with accounting and administrative controls relating to the safeguarding of assets, custody of financial records, and the eliability of financial statements needs to be adopted. Currently, the Village is making progress in this area. 2. The Village should update and maintain its inventory of fixed assets in accordance with Chapter 10.300 Rules of the Auditor General - Tangible Personal Property. 3. Minutes of council meetings should be signed by the Village Clerk and the councilmembers. 4. All overtime payroll slips. from the Police Department should be dated so as to clearly designate the payroll period. All slips should be kept on file. We noted that several slips could not be located. Items #1-2 described above were weaknesses existing in the previous year. We appreciate the cooperation and courtesy shown us by your officials and employees. Sincerely, _ ~ -~ Nowlen, Lynch & .Stewart VILLAGE OF TEQUESTA, FLORIDA SEPTEMBER 30, 1978 TABLE OF CONTENTS ACCOUNTANTS' REPORT COMBINED BALANCE SHEET- ALL FUNDS AND ACCOUNT GROUPS GENERAL FUND Balance Sheet Statement of Changes in Fund Balance Statement of Revenues, Expenditures, Encumbrances and Transfers SPECIAL REVENUE FUNDS Combined Balance Sheet Combined Statement of Changes in Fund Balance Statement of Revenues and Expenditures - Federal Revenue Sharing Trust Fund Statement of Revenues and Expenditures - Antirecession Fiscal Assistance Fund DEBT SERVICE FUND Balance Sheet Statement of Revenues, Transfers, Expenditures and Fund Balance WATER FUND Balance Sheet Statement of Changes in Retained Earnings Income Statement Statement of Changes in Financial Position STATEMENT OF GENERAL FIXED ASSETS STATEMENT OF GENERAL LONG-TERM DEBT NOTES TO FINANCIAL STATE'~IENTS PAGES 1-2 3-4 5 6 7 8 9 10 11 12 13 14-15 16 17 18 19 20 21-25 NOWLEN, LYNCH & 5TEWART VILLAGE OF TEQUESTA, FLORIDA SEPTEMBER 30, 1978 TABLE OF CONTENTS PAGES SUPPLEMENTAL INFORMATION General Fund Schedules of Expenditures, Encumbrances and Transfers 26-30 Water Fund Schedule of Operating Expenses - Actual and Budgeted 31-32 Comparative Summary of Operations - September 30, 1978 and 1977 33 Analysis of Restricted Funds Under Bond Ordinance 34-35 Combined Schedule of Investments - All Funds 36-39 Amortization Schedule - Excise Tax Revenue Bonds - Series 1964 40 Amortization Schedule - Series 1978 Water Refunding Revenue Bonds 41-43 Schedule of Insurance 44-45 NOWLEN, LYNCH & STEWART NOWLEN, LYNCH & STEWART CERTIFIED PUBLIC ACCOUNTANTS 220 FLAGLER GOURT BUILDING PORT OFFICE BOX 347 WEST PALM BEACH, FLORIDA 33402 TELEPHONE 1305) 659-3080 EVERETT B..NOW LE N, CPA W. F. LYNCH, CPA 11897-19641 V. C. STEWART, CPA ALAN L. TEDAMONSO N, CPA EDWARD T. MOLT, GPA February 6, 1979 MEMBERS AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS FLORIDA INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS WILLIAM C. KISKER, JR., CPA WILLIAM B. MINER; CPA JANET R. BA RICEVIGH, CPA RICHARD C. ALLEN, CPA B. E. WEEKS, CPA JACLYN J. TEDAMONSO N, CPA R. GREGORY SMITH, CPA ROBERT W. HEN DRIX, JR., CPA The Honorable Mayor and Village Council Village of Tequesta, Florida BELLE GLADE, FLORIDA OFFICE 333 S. E. 2ND STREET POST OFFICE BOX 335 BELLE GLADE, FLORIDA 33430 TELEPHONE 13051 996-5612 We have examined the financial statements of the various funds and account groups of the Village of Tequesta, Florida for the year ended September 30, 1978, as listed in the fore- going table of contents. Our examination was made in accordance with .generally accepted auditing standards, and accordingly in- cluded such tests of the accounting records and such other auditing procedures as we considered necessary in the circumstances. As discussed in note 9 to the financial statements, the Village is involved in litigation concerning the Water Fund. The ultimate outcome of the litigation and the possible liability, if any, cannot presently be determined. In our opinion, subject to the effects, if any, on .the financial statements of the ultimate outcome of the matter dis- cussed in the preceding paragraph, the aforementioned financial statements present fairly the financial position of the various funds and account groups of the Village of Tequesta, Florida at September 30, 197.8, and results of operations of such funds and the changes in financial position of the Water Fund for the year ended September 30, 1978, in conformity with generally accepted accounting principles, which except for the change, with which we concur, described in note 2 to the financial statements, have been applied on a basis consistent with that of the preceding year. We have also reviewed the provisions of the bond ordinances relating to the receipts and application of funds, and in our opinion, based on our examination of the financial statements, the Village has complied with such provisions. It should be noted that information obtained on the basis of our examination of the financial statements would not necessarily disclose defaults of a non-accounting nature. The accompanying supplemental information and the column on the accompanying combined balance sheet captioned "Total Memorandum Only" are not necessary for a fair presentation of the financial statements, but are presented as additional analytical data. This information has been subjected to the tests and other auditing procedures applied in the examination of the financial statements mentioned above and, in our opinion, is fairly stated in all material respects in relation to the financial statements taken as a whole. ~~~~ VILLAGE OF TEQUESTA, FLORIDA COMBINED BALANCE SHEET - ALL FUNDS AND ACCOUNT GROUPS SEPTEMBER 30, 1978 TOTAL MEMORANDUM ONLY ASSETS AND OTHER DEBITS Cash $ 188,079 Investments. 2,251,501 Cash with paying agent 132,131 Accrued interest receivable 27,286 Accounts receivable 102.,814 Due from other governments 3,874 Prepaid expenses and deposits 540 Property, plant and equipment 4,543,945 Accumulated depreciation (493,918) Construction work in progress 19,909 Unamortized debt issue costs (Note 1) 184,594 Amount available for debt service 14,110 Amount to be provided for debt service 10,890 TOTAL ASSETS AND OTHER DEBITS $6,985,755 LIABILITIES Accounts payable $ 73,8.64 Accrued interest payable 132,131 Customers' meter deposits 54,286 Bonds payable (Page 20) 25,000 Water refunding revenue bonds - Series 1978 (Note 7} 3,915,000 Less: Unamortized debt discount. (Note 1) (115,493) TOTAL LIABILITIES $4,084,788 CONTINGENT LIABILITIES (Note 9) RESERVES Reserve for encumbrances (Note 8) 7,000 Reserves - Water Fund (Note 5) 1,701,665 CONTRIBUTIONS FROM CUSTOMERS 94,900 INVESTMENT IN GENERAL FIXED ASSETS 698,552 FUND BALANCES/RETAINED EARNINGS Fund balance 331,006 Retained earnings 67,844 TOTAL LIABILITIES, CONTRIBUTIONS, RESERVES, INVESTMENT IN GENERAL FIXED ASSETS AND FUND BALANCES/RETAINED EARNINGS $6,985,755 The accompanying notes are an essential part of the financial statements. 3 VILLAGE OF TEQUESTA, FLORIDA COMBINED BALANCE SHEET - ALL FUNDS AND ACCOUNT GROUPS SEPTEMBER 30, 1978 SPECIAL DEBT GENERAL GENERAL GENERAL REVENUE SERVICE WATER FIXED LONG-TERM FUND FUNDS FUND FUND ASSETS DEBT $ 73,604 $26,726 $ 68 $ 87,681 $ $ 237,298 13,578 2,000,625 132,131 5,583 354. 21,349 2,554 110 100,150 3,874 280 260 3,845,393 698,552. (493,918) 19,909 184,594 14,110 10,890 $319,319 $30,600 $14,110 $5,898,174 $698,552 $25,000 $ 26,023 $ $ $ 47,841 $ $ 132,131 54,286 25,000 3,915,000 .(115,493) $ 26,023 $ $ $4,033,765 $25,000 (Note 9) 7,000 1,701,665 94,900 698,552 286,296 30,600 14,110 67.,844 $319,319 $30,600 $14,110 $5,898,174 $698,552 $25,000 The accompanying notes are an essential part of the financial statements. 4 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA GENERAL FUND .BALANCE SHEET SEPTEMBER 30, 1978 ASSETS Cash Certificates of deposit United States treasury bills Accrued interest receivable Accounts receivable Deposits TOTAL LIABILITIES, RESERVE AND FUND BALANCE Liabilities: Accounts payable Accrued payroll-taxes Prepaid occupational licenses Total Liabilities Reserve for encumbrances (Note 8) Fund balance TOTAL The accompanying notes are an essential part of the financial. statements.. 5 NOWLEN, LYNCH & STEWAR7 $ 73,604 160,000 77,298 5,583 2,554 280 $319,319 $ 10,192 5,097 10,734 $ 26,023 7,000 286,296 $319,319 VILLAGE OF TEQUESTA, FLORIDA GENERAL FUND STATEMENT OF CHANGES IN FUND BALANCE FOR THE YEAR ENDED SEPTEMBER 30, 1978 Fund .Balance, .October 1, 1977 Prior period adjustment {Note 2) Adjusted Fund Balance, October 1, 1977 Add: Excess of revenues over expenditures Fund Balance, September 30, 1978 The accompanying notes are an essential part of the financial statements. $258,585 (9,655) $248,930 37,366 $286,296 b NOWLEN. LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES, ENCUMBRANCES AND TRANSFERS FOR THE YEAR ENDED SEPTEMBER 30, 197$ REVENUES Ad valorem taxes State revenue sharing Utility taxes Franchise taxes State road and bridge funds Occupational licenses Building permits Investment earnings Cigarette taxes Administrative management - water department Miscellaneous income Fines and forfeitures Office rent - water department Beverage licenses Police desk message service Recreation fees TOTAL REVENUES TRANSFERS FROM OTHER FUNDS Transfers from Federal Revenue Sharing Trust Fund Transfers from Antirecession Fiscal Assistance Fund TOTAL REVENUES AND TRANSFERS EXPENDITURES AND ENCUMBRANCES Streets and maintenance expense Public safety expense Administrative expense Recreation and parks expense Office expense Building department TOTAL EXPENDITURES AND ENCUMBRANCES TRANSFERS TO DEBT SERVICE FUND TOTAL EXPENDITURES, ENCUMBRANCES AND TRANSFERS EXCESS (.DEFICIENCY) OF REVENUES AND TRANSFERS OVER EXPENDITURES, ENCUMBRANCES AND TRANSFERS OVER (UNDER) ACTUAL BUDGET BUDGET $355,229 $ 353,500 $ 1,729 129,243 129,300 (57) 125,394 109,500 15,894 101,921 94,500 7,421 27,307 22,000 5,307 22,168 19,800 2,368 22,814 20,000 2,814 21,.986 12,000 9,986 15,263 13,000 2,263 7,000 7,000 5,838 3,200 2,638 5,120 6,000 (880) 5,000 5,000 4,401 4,400 1 1,200 1,200 1,090 3,200 (2,110) $850,974 $ 803,600 $ 47,374 11,825 II,825 2,695 2,695 $865,494 $ 818,120 $ 47,374 $288,565 $ 474,900 $(186,335) 257,398 260,055 (2,657) 150,555 185,417 (34,862) 55,271 60,300 (5,029) 44,165 46,900 (2,735) 20,773 21,400 (627) $816,727 $1,048,972 $(232,245) 11,401 13,600 (2,199) $828,128 $1,062,572 $(234,444) $ 37,366 $ (244,452) $ 281,818 The accompanying notes are an essential part of the financial statements. 7 N~WLEN, LYNGH & STEWART VILLAGE OF TEQUESTA, FLORIDA SPECIAL REVENUE FUNDS COMBINED BALANCE SHEET SEPTEMBER 30, 1978 FEDERAL ANTIRECESSION REVENUE FISCAL SHARING ASSISTANCE TRUST FUND FUND ASSETS Cash $26,726 $ Due from Federal Government - entitlement payment 3,874 Total Assets $30,600 FUND BALANCE Fund Balance $30,600 $ None $ None The accompanying notes are an essential part of the financial statements. 8 NOWLEN. LYNCH & 5TEWART TOTAL $26,726 3,374 $30,600 $30,600 VILLAGE OF TEQUESTA, FLORIDA SPECIAL REVENUE FUNDS COMBINED STATEMENT OF CHANGES IN FUND BALANCE FOR THE YEAR ENDED SEPTEMBER 30, 1978 FEDERAL ANTIRECESSION REVENUE FISCAL. SHARING ASSISTANCE TRUST FUND FUND TOTAL Fund Balance,. October 1, 1977 $ 25,578 $ None $ 25,578 Add: Excess of revenues over transfers 5,022 None 5,022 Fund Balance, September 30, 1978 $ 30,600 $ None $ 30,600 The accompanying notes are an essential part of the .financial statements. 9 NOWLEN. LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA FEDERAL REVENUE SHARING TRUST FUND STATEMENT OF REVENUES AND TRANSFERS FOR THE YEAR ENDED SEPTEMBER 30, 1978 REVENUES Entitlement payments Investment earnings TOTAL REVENUES Transfers to General Fund: Public safety Streets and drainage Recreation TOTAL TRANSFERS EXCESS (DEFICIENCY) OF REVENUES OVER TRANSFERS OVER (UNDER) ACTUAL BUDGET BUDGET $ 15,490 $ 15,490 $ 1,357 1,357 $ 16,847 $ 15,490 $ 1,357 $ 4,425 $ 4,425 $ 4,000 33,200 (29,200) 3,400 3,400 $ 11,825 $ 41,025 $(29,200) $ 5,022 $(25,535) $ 30,557 The accompanying notes are an essential part of the financial statements. 10 PIOWLEN, LYNGH & STEWART VILLAGE OF TEQUESTA, FLORIDA ANTIRECESSION FISCAL ASSISTANCE FUND STATEMENT OF REVENUES .AND TRANSFERS FOR THE YEAR ENDED SEPTEMBER 30, 1978 ACTUAL OVER (UNDER) BUDGET BUDGET REVENUES Quarterly payments from Federal Government Investment earnings TOTAL REVENUES TRANSFERS Transfers to General Fund: Administrative $ 2,594 $ 2,594 $ 101 101 $ 2,695 $ 2,594 $ 101 2,695 2,594 101 EXCESS OF REVENUES OVER TRANSFERS $ None $ None $ None The accompanying notes are an essential part of the financial statements. 11 NOWLEN, LYfVCH & STEWART VILLAGE OF TEQUESTA, FLORIDA DEBT SERVICE FUND BALANCE SHEET SEPTEMBER 30, 1978 ASSETS Cash $ (g Investments: Certificates of deposit $3,70Q United States Treasury Notes - at cost 9,878 13,578 Accrued interest receivable 354 Other 110 Total Assets $14,110 FUND BALANCE Fund Balance $14,110 The accompanying notes are an essential part of the financial statements. 12 NOWLEN, LYNCH & 57EWART VILLAGE OF TEQUESTA, FLORIDA DEBT SERVICE FUND STATEMENT OF REVENUES, TRANSFERS, EXPENDITURES AND AND FUND BALANCE FOR THE YEAR ENDED SEPTEMBER 30, 1978 REVENUES Investment earnings T T7 21 TT C 'GAT; D C Transfers from General Fund TOTAL REVENUES AND TRANSFERS EXPENDITURES Principal payments Interest payments Paying agent's fee EXCESS (DEFICIENCY) TO FUND BALANCE FUND BALANCE, OCTOBER 1, 1977 FUND BALANCE, SEPTEMBER 30, 1978 The accompanying notes are an essential part of the financial statements. $ 1,264 11,401 $12,665 $12,000 1,572 29 13,601 $ (936) 15,046 $14,110 13 NOWLEN, LYNGN & STEWART VILLAGE OF TEQUESTA, FLORIDA WATER FUND BALANCE SHEET SEPTEMBER 30, 1978 ASSETS CURRENT ASSETS Cash Certificates of deposit Accounts receivable Accrued interest receivable Prepaid expenses TOTAL CURRENT ASSETS RESTRICTED ASSETS Cash and investments: Cash with paying agent Sinking Fund Bond Amortization Fund Reserve Account Renewal and Replacement Fund Capital Improvements Reserve Fund Meter Deposits Fund Water Main Relocation Fund 1976 Water Construction Fund Capital Improvement Fund Accounts receivable - Meter Deposits Fund Due from paying agent - Sinking Fund Accrued interest receivable TOTAL RESTRICTED ASSETS PROPERTY, PLANT AND EQUIPMENT At cost: Land Plant and equipment Less accumulated depreciation (Note 1) Construction work in progress NET PROPERTY, PLANT AND EQUIPMENT OTHER ASSETS Unamortized debt issue costs {Note 1) TOTAL $ 85,967 265,500 93,216 2,935 260 $ 132,131 1 526,993 266,758 25,200 4,600 81,177 18,365 717,305 96,440 50 6,884 18,414 $ 92,042 3,753,351 $3,845,393 493,-918 $3,351,475 19,909 The accompanying notes are an essential part of the financial statements. $ 447,878 1,894,318 3,371,384 184,594 $5,898.,174 14 VILLAGE OF TEQUESTA, FLORIDA WATER .FUND BALANCE SHEET SEPTEMBER 30, 197$ LIABILITIES, RESERVES, CONTRIBUTIONS AND RETAINED EARNINGS CURRENT LIABILITIES (PAYABLE FROM CURRENT ASSETS.} Accounts payable, accrued payroll and utilities taxes $ 41,605 CURRENT LIABILITIES (PAYABLE FROM RESTRICTED ASSETS) Accounts .payable $ 6,236 Customers' meter deposits. 54,286 Accrued interest payable 132,131 192,653 TOTAL CURRENT LIABILITIES $ 234,258 LONG-TERM DEBT Water refunding revenue bonds payable - Series 1978 (Note 7) $3,915,000 Less: Unamortized debt discount (Note 1) (115,493) TOTAL LONG-TERM DEBT 3,.799,507 TOTAL LIABILITIES $4,033,765 CONTINGENT LIABILITIES (Note 9) RESERVES (Note 5) 1,701,665 CONTRIBUTIONS Contributions from customers 94,900 RETAINED EARNINGS 67,844 TOTAL The accompanying notes are an essential part of the financial statements. $5,898,174 15 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA WATER FUND STATEMENT OF CHANGES IN RETAINED EARNINGS FOR THE YEAR ENDED SEPTEMBER 30, 1978 Balance of Retained Earnings, October 1, 1977 Add: Net income for the year Decrease in reserves Balance of Retained Earnings, September 30, 1978 The accompanying notes are. an essential part of the financial statements. $ (693,084) 447,786 313,142 $ 67,844 16 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA WATER FUND INCOME STATEMENT FOR THE YEAR ENDED SEPTEMBER 30, 1978 OPERATING REVENUES Water sales $ 765,392 Connection fees and service charges 23,445 Fire hydrant rental fees 7,900 TOTAL OPERATING REVENUES $ 795,737 OPERATING EXPENSES Purchased water $ 328,500. Office and administrative expense 64,839 Pumping and storage expense 60,198 Distribution expense 41,255 TOTAL OPERATING EXPENSES $ 494,792 OPERATING INCOME $ 301,945 OTHER INCOME (EXPENSES) Investment earnings 122,390 Interest on debt (228,.22.8) Debt discount amortization and paying agents' fees (7,744) INCOME BEFORE DEPRECIATION AND EXTRAORDINARY ITEM $ 188,363 DEPRECIATION (Note 1) 74,940 INCOME BEFORE EXTRAORDINARY ITEM $ 113,423 EXTRAORDINARY ITEM Gain on advance refunding of debt (Note 5) 334,363 NET INCOME $ 447,786 The accompanying notes :are an essential part of the financial statements. 17 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA WATER FUND STATEMENT OF CHANGES IN FINANCIAL POSITION FOR THE YEAR ENDED SEPTEMBER 30, 1978 SOURCE OF FUNDS Operations: Net income for the year before extraordinary item $ 113,423 Items not requiring current outlay of funds: Depreciation and amortization of debt discount 82,029 Total operations before extraordinary item $ 195,452 Extraordinary item 334,363 Total operations $ 529,815 New long-term debt 3,915,000 Contributions from customers 79,300 Decrease in restricted assets 268,418 Decrease in working capital 73,344 TOTAL $4,865,877 APPLICATION OF FUNDS Increase in property, plant and equipment $ 623,398 Increase in other assets 175,986 Increase in unamortized debt discount 70,493 Reduction in long-term debt 3,996,000 TOTAL $4,865,877 INCREASE (DECREASE) Various Elements of Net Decrease in Working Capital: Cash $ 695 Certificates of deposit (41,200} Accounts receivable 17.279 Accrued interest receivable 1,042 Prepaid expenses (1,886) Accounts payable, accrued payroll and utilities taxes (6,689) Customers' meter deposits (12,057) Accrued interest payable (70.528} Current portion of long-term debt 40,000 TOTAL $ (73,344) The accompanying notes are an essential part of the financial statements. 18 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF GENERAL FIXED ASSETS SEPTEMBER 30, 1978 GENERAL FIXED ASSETS Land $ 35,000 Buildings 150,666 Improvements other than buildings 363,102 Equipment 149,784 Total General Fixed Assets $698,552 INVESTMENT IN GENERAL FIXED ASSETS Total Investment in General Fixed Assets from Bonds, General Revenues and Gifts $698,552 The accompanying notes are an essential part of the financial statements. 19 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF GENERAL LONG-TERM DEBT 1964 EXCISE TAX REVENUE BONDS SEPTE'"iBER 30, 1978 Amount available and to be provided for payment of long-term debt: Amount available in Debt Service Fund Amount to be provided Total available and to be provided Bonds Payable (4.25, payable from utilities taxes, $12,000 due within one year) The accompanying notes are an essential part of the financial statements. $14,110 10,890 $25,000 $25,000 20 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 1978 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The accounting policies of the Village of Tequesta, Florida conform to generally accepted.accounting principles as applicable to governmental units. The following is a summary of the significant policies. Basis of Accounting The accrual basis of accounting is followed, with minor exceptions, by all funds other than budgetary funds (general, special revenue and debt service funds) which utilize the modified accrual basis of accounting. Investments Investments are stated at cost. Accounts Receivable No allowance for doubtful accounts is .considered necessary at September 30, 1978. General Fixed Assets General fixed assets purchased are recorded as expenditures in the General Fund at time of purchase. Such assets are capitalized at-cost in the General Fixed Assets group of accounts. No depreciation has been provided on general fixed assets. Water Fund Fixed Assets Water Fund fixed assets are stated at cost.. Depreciation has been computed using the straight-line method over the following estimated useful lives: Plant 50 years Equipment 20-30 years Office equipment 6 years Vehicles 4 years Construction work in progress is not depreciated until completed and placed in service. 21 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 1978 NOTE 2 - PRIOR PERIOD ADJUSTMENT General .Fund The prior period adjustment was made to properly restate beginning fund balance under the modified accrual basis of accounting. NOTE 3 - PENSION PLAN All full-time Village employees are eligible to participate in the non-contributory .state retirement system as authorized by Chapter 121 of the Florida Statutes. Total pension. costs for the year ended September 30, 1978 were $43,879. As of September 30, 1978, there was no unfunded liability for prior service costs. NOTE 4 - WATER FUND - REQUIRED PAYMENTS PER BOND ORDINANCE Pursuant to Ordinance 260 enacted by the Village Council on May 9, 1978, the Village has issued water refunding revenue bonds Series 1978 outstanding in the principal amount of $3,915,000 on September 30, 1978. Ordinance 260 provides for the disposition of all revenues derived from the operation of the water system. Revenues are first to be used for the payment of all current operating expenses. Revenues are next to be used for the required payments for principal and interest on, and reserve for, the outstanding water refunding revenue bonds. Revenues are next to be used to maintain the renewal, replacement and improvement of the water system. Such payments to the Renewal and Replacement Fund are made monthly equal to one-twelfth of the estimated annual cost of extensions, additions to, enlargements and replacement of capital assets of the system and emergency repairs thereto, such cost to be established by recommendation of the .consulting engineer. Finally, any revenues remaining may be used for any lawful purpose. NOTE 5 - RESERVES - WATER FUND The Revenue Bond Ordinance described in Note 4, required the establishment of the following accounts: ACCOUNT PURPOSE Revenue Fund To collect the entire gross revenues derived from the system, except investment earnings. Operation and Maintenance Fund To pay fully accrued operating expenses. 22 NOWLEN. LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 1978 NOTE 5 - RESERVES - WATER FUND (Continued) ACCOUNT Sinking Fund PURPOSE To accumulate sufficient funds to meet annual debt service require- ments through. transfers from the Revenue Fund. Bond Amortization Fund Reserve Account Renewal and Replacement Fund Established within the Sinking Fund to meet principal payment on the debt. To accumulate funds for payment of principal and interest only if funds in the Sinking Fund are insufficient. To accumulate funds for the purpose of .funding the cost of extensions, additions to, enlargements and replacement of capital assets of the system and emergency repairs thereto. NOTE 6 - GAIN ON ADVANCE REFUNDING OF DEBT The $334,363 gain resulted from the advance refunding of $1,511,000 Series 1967 water revenue certificates and $2,485,000 Series 1976A water revenue certificates. On August 1, 1978, the Village nego- tiated the sale of $3,915,000 Series 1978 water refunding revenue bonds and $4,370,000 Series 1978A special obligation bonds for the purpose of defeasing the Series 1967 and 1976A water revenue certificates. An escrow agent was appointed and all proceeds from the sale of both issues were .deposited into an escrow account. The escrow agent purchased federal securities. The federal securities and all earnings derived are pledged for the payment of principal and interest on the Series 1967 and 1976A water revenue certificates and the Series 1978A special obligation bonds. Principal and .interest on the Series 1978 water refunding revenue bonds shall be paid by the Village from revenues derived from the operation of its water system. The Series 1978A special obligation bonds and the aforementioned escrow account are not reflected on the financial statements of the Village of Tequesta, Florida in accordance .with generally accepted accounting principles because the 1978A issue is a direct obligation of the escrow agent and the federal securities are pledged to defease the 1967 and 1976A Series and to meet debt service requirements of the 1978A special obligation bond issue. 23 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUE5TA, FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 1978 NOTE 7 - LONG-TERM DEBT - WATER FUND The long-term debt consists of Series. 1978 water refunding revenue term bonds. The term bonds bear interest at 6.75 and mature as follows: $2,010,000 October 1, 2003 1,905,000 April 1, 2007 $3,915,000 U.S. Treasury obligations bearing 7-5/8~ interest will be purchased with funds required to be deposited by the Village into a bond amortization fund. The purpose of this fund is to meet the princi- pal payments on the term bonds. The interest derived from the U.S. Treasury obligations will remain in the fund to be reinvested until fully funded. The required deposits by the Village are as follows: Date 10/1/78 $536,100 4/1/79 700 10/1/79 700 4/1/80 700 10/1/80 700 4/1/81 700 10/1/81 700 4/1/82 700 10/1/82 700 4/1/83 700 10/1/83 700 4/1/84 700 10/1/84 700 4/1/85 700 10/1/85 700 4/1/86 700 10/1/86 700 4/1/87 700 10/1/87 700 4/1/88 700 10/1/88 700 4/1/89 700 10/1/89 .700 4/1/90 700 10/1/90 700 4/1/91 700 10/1/91 700 4/1/92 700 10/1/92 700 4/1/93 700 10/1/93 _ 700 $557,100 24 NOWLEN, LYNCH & STEWAR7 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 1978 NOTE 8 - RESERVE FOR ENCUMBRANCES The encumbrances recorded represent amounts appropriated for street improvements outstanding at September 30, 1978. NOTE 9 - CONTINGENCIES The Village is involved in a lawsuit with Jupiter Inlet Corporation. The Corporation contends that the Village had withdrawn water from beneath its property depriving the Corporation of the use of its property. A final judgment was entered in favor of the Village in April, 1976, but the plaintiff has filed an appeal. .The District Court of Appeal overturned the decision holding the Village liable. The Village filed a Petition for Writ of Certiorari to the State Supreme Court.. A decision will be forthcoming in 1979. In the opinion. of the Village attorney, if the Village is not successful at this level, the matter will probably be remanded to the Circuit Court and tried,. with an estimated exposure to the Village in the event the plaintiff is successful of $75,000 to $100,000. This contingent liability is not reflected on the financial statements. 25 NOWLEN. LYNCH & STEWART SUPPLEMENTAL INFORMATION NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA GENERAL FUND SCHEDULE OF EXPENDITURES, ENCUMBRANCES AND TRANSFERS FOR THE YEAR ENDED SEPTEMBER 30, 1978 ACTUAL BUDGET (OVER) UNDER BUDGET STREETS AND A'IAINTENANCE EXPENSE Salary - superintendent Salary - maintenance Extra work OASI expense Street maintenance Streets and drainage Bicycle paths Fogging expense General maintenance Truck and tractor expense Truck insurance Gasoline and oil - truck and tractor Gasoline and oil - other Small tools Village Hall maintenance Garbage collection Yard trash collection Trash bag program Utilities - street lights Fire hydrant rental fees Street name signs New equipment $ 11,943 $ 11,943 25,074 25,074 30Q 2,294 2,300 3,852 4,390 56,446 220,200 36 16,800 4,073 5,000 13,823 15,700 1,127 1,500 971 1,200 1,226 1,200 132 150 190 500 4,307 0 4,393 99,23 100,500' 40,586 40,600 419 8,294 8,300 7,900 7,900 134 200 6,508 6,750 TOTAL STREETS AND MAINTENANCE EXPENSE 300 6 538 163,754 16,764 927 1,877 373 229 (26) 18 310 86 1,270 14 (419 ) 6 66 242 $288,565 $474,900 $186,335 26 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA GENERAL FUND SCHEDULE OF EXPENDITURES, ENCUMBRANCES AND TRANSFERS FOR THE YEAR ENDED SEPTEMBER 30, 1978 (OVER) UNDER ACTUAL BUDGET BUDGET PUBLIC SAFETY EXPENSE Salary - Police Chief $ 16,804 $ 16,854 $ 50 Salary - Police Lieutenant 14,816 14,816 Salaries - Patrol Sergeants 34,765 34,800 35 Salary - Detective 13,366 13,467 101 Salaries - Patrolmen 89,441 89,500 59 Salaries - Dispatchers 32,156 32,156 Merit increases 7,090 7,200 110 Pay for extra work 1,492 .1,500 8 OASI expense 12,631 12,850 219 Car expense 5,327 5,900 573 Gasoline and oil. 8,457 8,800 343 Car insurance 2,219 2,800 581 Equipment and uniforms 2,097 1,800 (297) Telephone 2,150 2,300 150 Teletype 50 50 Printing 824 1,150 326 Utilities - traffic signals 1,834 1,900 66 Miscellaneous 2,051 2,237 186 Traffic signs 502 550 48 New equipment 9,026 9,125 99 Personnel training 300 300 TOTAL PUBLIC SAFETY EXPENSE $257,398 $260,055 $2,657 27 NOWLEN, LYNCH & sTEWART VILLAGE OF TEQUESTA, FLORIDA GENERAL FUND SCHEDULE OF .EXPENDITURES, ENCUMBRA,'VCES AND TRANSFERS FOR THE YEAR ENDED SEPTEMBER 30, 1978 ACTUAL BUDGET (OVER) UNDER BUDGET ADMINISTRATIVE EXPENSE Salary - Village Manager Salary - Village Clerk OASI expense Car allowance Councilmembers' fees Dues and subscriptions Insurance expense Legal expense Contributions Auditing expense Hospitalization insurance premiums Pension premiums Contingencies Miscellaneous Civil defense Unemployment Compensation Fund Revision to Code of Ordinances Disaster Relief Contingency Fund Comprehensive planning $ 24,826 $ 24,826 11,874 11,943 1,784/ 2,050 1,190 1,190 3,025 3,100 499 500 10,279 29,147 13,068 15,000 11,720 11,720 2,700 2,700 12,904 13,000 38,108 40,420 11,369 13,570 4,590 5,251 2 500 74 2,000 1,500 1,500 5,000 1,043 2,000 TOTAL ADMINISTRATIVE EXPENSE 69 266 ?5 1 18,868 1,932 96 2,312 2,201 661 498 1,926 5,000 957 $150,555 $185,417 $34,862 28 NOWLEN, LYNCH & STEWART .VILLAGE OF TEQUESTA, FLORIDA GENERAL FUND SCHEDULE OF EXPENDITURES, ENCUMBRANCES AND TRANSFERS FOR THE YEAR ENDED SEPTEMBER 30, 1978 ACTUAL BUDGET RECREATION AND PARKS EXPENSE Salary - Director $15,242 Salaries - Maintenance 8,082 Salaries - Playground Leaders (.part-time) 2,938 Salaries - Night Tennis Court Supervisor 1,252 OASI expense 1,400 Program expense 584 Telephone 341 Office supplies 20 Car allowance 700 Miscellaneous 387 Beautification 625 Electricity - field lights Electricity - trailer and office 1,264 Electricity - security lights 179 Utilities - water 651 Field maintenance 1,926 General maintenance 1,467 Gasoline and oil - truck 168 Truck repairs and expense 134 Minor equipment C it t l i 536 17 375 ap a mprovemen s , TOTAL RECREATION AND PARKS EXPENSE $55,271 $15,242 8,082 3,200 2,400 1,400 700 400 100 700 526 1,000 1,800 1,700 200 700 2,000 1,500 250 300 700 17,400 (OVER) UNDER BUDGET 262 1,148 116 59 80 139 375 1,800 436 21 49 74 33 82 166 164 25 $60,300 $5,029 29 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA GENERAL FUND SCHEDULE OF EXPENDITURES, ENCUMBRANCES AND TRANSFERS FOR .THE YEAR ENDED SEPTEMBER 30, 1978 OFFICE EXPENSE Salaries OASI expense Supplies Postage Telephone Utilities Miscellaneous TOTAL OFFICE EXPENSE BUILDING DEPARTMENT Salary - Building Official OASI expense Telephone Travel and car Miscellaneous TOTAL BUILDING DEPARTMENT TRANSFERS_TO DEBT SERVICE FUND TOTAL EXPENDITURES, ENCUMBRANCES AND TRANSFERS ACTUAL BUDGET $ 27,917 $ 28,823 1,676 1,700 1,813 2,300 943 1,100 2,001 2,300 5,331 6,100 4,484 4,577 $ 44,165 $ 46,900 (OVER) UNDER BUDGET $ 906 24 487 157 299 769 $ 2,735 $ 18,527 $ 18,527 $ - 1,045~ 1,050 5 339 401 62 566 800 234 296 622 326 $ 20,773 $ 21,400 $ 627 $ 11,401 $ 13,600 $ 2,199 $828,128 $1,062,572 $234,444 30 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA WATER FUND SCHEDULE OF OPERATING EXPENSES - ACTUAL AND BUDGETED FOR THE YEAR ENDED SEPTEMBER 30, 1978 (OVER) UNDER ACTUAL BUDGET .BUDGET PURCHASED WATER $328,500 $328,500 $ -0- PUMPING AND STORAGE EXPENSE Wages: Superintendent $ 9,263 $ 9,263 $ Assistant superintendent 6,426 6,584 158 Merit increase 207 250 43 Extra work 600 600 Utilities 21,468 27,000 5,532 Chemicals 860 1,500 640 Repairs 14,764 14,995 231 General maintenance 697 1,000 303 Truck gasoline and oil 998 1,000 2 Truck repairs and expense 628 750 122 Small tools 394 500 106 Miscellaneous 1,293 1,453 160 U.S.G.S. Program 2,600 2,600 TOTAL PUMPING AND STORAGE EXPENSE $ 60,198 $ 67,495 $7,297 OFFICE AND ADMINISTRATIVE EXPENSE Wages $ 9,356 $ 9,356 $ OASI expense 3,581 3,850 269 Rent 5,000 5,000 Administrative management 7,000 7,000 Supplies 4,720 5,900 1,180 Telephone 866 900 34 Hospitalization insurance premiums 2,213 2,300 87 Pension premiums 5,771 6,000 229 Financial. consultants fee 1 1 Engineering service 3,808 2,000 (1,808) Licenses and fees 1,630 1,800 170 Dues and subscriptions 100 200 100 Insurance 4,145 2,800 (1,345) Miscellaneous 1,900 1,993 93 Legal expense 6,049 12,000 5,951 Auditing expense. 3,700 3,700 Contingencies 1,000 1,000 Other personal services 4,000 4,000 TOTAL OFFICE AND ADMINISTRATIVE EXPENSE $ 64,839 $ 69,800 $4,961 31 NOWLEN, LYNCH & STEWAF27 VILLAGE OF TEQUESTA, FLORIDA WATER FUND SCHEDULE OF OPERATING EXPENSES - ACTUAL AND BUDGETED FOR THE YEAR ENDED SEPTEMBER 30; 1978 DISTRIBUTION EXPENSE Wages: Superintendent Assistant superintendent Meter reader/water analyst Labor Merit increase Extra work Repairs Truck gasoline and oil Truck repairs. and expense Miscellaneous TOTAL DISTRIBUTION EXPENSE TOTAL OPERATING EXPENSES TOTAL NUMBER OF CUSTOMERS CONNECTED TO SYSTEM AT SEPTEMBER 30, 1978 UNA DITED (OVER) UNDER ACTUAL BUDGET BUDGET $ 9,264 6,426 7,149 14,851 372 591 650 969 750 233 $ 9,264 6,583 8,082 14,851 794 600 1,500 1,300 750 n~~ 157 933 422 9 850 .331 243 $ 41,255 $ 44,200 $ 2,945 $494,792 $509,995 $15,203 2,625 32 NOWL~N, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA .WATER FUND COMPARATIVE SUMMARY OF OPERATIONS FOR THE YEARS ENDED SEPTEMBER 30, 1978 AND 1977 OPERATING REVENUES Water sales Connection fees and service charges Fire hydrant rental fees TOTAL OPERATING REVENUES. OPERATING EXPENSES Purchased water Office and administrative expense Pumping and storage expense Distribution expense TOTAL OPERATING EXPENSES. OPERATING INCOME OTHER INCOME (EXPENSES) Investment earnings Interest on debt Debt discount amortization and paying agents' fees INCOME BEFORE DEPRECIATION AND EXTRAORDINARY ITEM DEPRECIATION INCOME BEFORE EXTRAORDINARY ITEM EXTRAORDINARY ITEM Gain on advance refunding of debt NET INCOME 1978 1977 $ 765,392 $.680,944 23,445 14,639 7,900 7,400 $ 796,737 $ 702,983 $ 328,500 $ 66,077 64,839 60,674 .60,198 64,058 41,255 37,012 $ 494,792 $.227,821 $ 301,945 $.475,162 122,390 124,817 0228,228) (216,456) (.7,744) (3,095) $ 188,363 $ 380,428 74,940 $ 113,423 334,363 $ 447,786 59,691 $ 320,737 $ 320,737 33 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA WATER FUND ANALYSIS OF RESTRICTED FUNDS UNDER REVENUE BOND ORDINANCE FOR THE YEAR ENDED SEPTEMBER 30, 1978 Balance, October 1, 1977 Cash and investment Accrued interest receivable Increases: Transfers from net income Transfers from other restricted funds Transfers from other unrestricted funds Proceeds from sale of Series 1978 water refunding revenue bonds Investment earnings Total Decreases: Capital outlay and non- recurring repairs Interest payments Principal payments Paying agents' fees. Transfers to other restricted funds Transfers to other unrestricted funds Total Balance, September 30, 1978 1976 REFUNDING SINKING INTEREST REVENUE FUND - AND 1976 BONDS SERIES SINKING RESERVE RESERVE SINKING 1967 FUND ACCOUNT ACCOUNT FUND $ 50,600 $ 89,624 $101,812 $208,848 $ 906 540 688 729 $ 51,506 $ 90,164 $102,500 $209,577 $ 74,604 111,441 3,476 44,044 94,971 1,818 3,803 5,861 15,663 1,060 $131,404 $205,408 $108,361 $225,240 $140,075 $ $ $ $ $ 76,175 184,916 132,131 25,000 83 13,717 20,466 101,998 213,493 16,429 26 6,363 11,747 1,060 $131,404$205,408 $108,361 $225,240 $133,191 Cash and investments $ $ $ $ $ Accrued interest receivable Due from paying agent 6,884 $ -0- $ -0- $ -0- $ -0- $ 6,884 34 VILLAGE OF TEQUESTA, FLORIDA WATER FUND ANALY SIS. OF RESTRICTED FUNDS UNDER REVENUE BOND ORDINAN CE FOR THE YEAR ENDED SEPTEMBER 30, 1978 CAPITAL BOND RENEWAL AND CERTIFICATE IMPROVEMENTS AMORTIZATION RESERVE REPLACEMENT REDEMPTION RESERVE FUND ACCOUNT FUND FUND FUND TOTAL $ $ $ 54,043 $224,336 $ 52,269 $ 781,532 531 3,172 110 6,676 $ $ $ 54,574 $227,508 $ 52,379 $788,208 20,957 19,779 270,825 293,843. 271,433 568,752 238,418 233,418 i 94,971 279. 3,367 9,391 2,146 43,383 $532,540 $271,433 $ 78,898 $256,678 $ 54,525 $2,004,562 $ $ $ 11,580 $ $ 16,151 $ 27,731 393,222 25,000 83 41,923 143,451 33,704 56.8,752 113,227 70 148,922 $ -0- $ --0- $ 53,503 $256,678 $ 49,92.5 $1,163,710 $526,993 $266,758 $ 25,200 $ $ .4,600 $ 823,551 5,547 4,675 195 10,417 6,.884 $532,540 $271,433 $ 25,395 $ -0- $ 4,600 $ X40,852 35 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA COMBINED SCHEDULE OF INVESTMENTS - ALL FUNDS SEPTEMBER 30, 1978 CERTIFICATES OF DEPOSIT INTEREST MATURITY FUND AMOUNT RATE DATE General Fund $130,000 7.09a 12/1/78 30,000 7.55 3/6/79 Debt Service Fund 2,700 6.00 9/24/79 1,000 6.00 9/15/79 Water Fund Operation and Maintenance Fund 42,000 6.00 10/i9/78 Reserve Account 2,000 6.50 4/8/79 1,000 6.50 3/28/80 208,848 7.50 7/1/86 Renewal and Replacement Fund 2,000 6.00 10/7/78 1,700 6.00 10/11/78 1,300 5.50 10/18/78 2,000 6.00 10/18/78 2,000 6.00 11/8/78 2,000 5.50 12/5/7$ 3,200 6.00 3/8/79 4,200 6.00 3/9/79 2,300 5.50 3/9/79 1,300 5.50 3/9/79 1,700 5.50 3/9/79 1,500 6.00 9/2/79. Bond Amortization Fund 1976 Water Construction Fund 212,000 7.50 10/10/78 20,000 5.00 11/10/78 2,900 5.50 11/22/78 3,000 5.50 11/24/78 I4I,800 7.39 1/3/79 85,000 7.25 2/17/79 160,000 7.25 3/9/79 3,6D0 5.50 1/3/79 47,468 7.16 12/1/78 3,900 6.00 12/22/78 5,300 6.00 10/19/78 4,000 6.00 12/20/78 1,600 6.00 2/21/79 2,100 6.00. 3/16/79 4,000 6.00 3/28/79 1,000 6.00 5/16/79 36 .VILLAGE OF TEQUESTA, FLORIDA COMBINED SCHEDULE OF INVESTMENTS - ALL FUNDS SEPTEMBER 30, 1978 UNITED STATES TREASURY OBLIGATIONS MARKET INTEREST MATURITY AMOUNT COST VALUE RATE DATE $ 80,000 $ 77.,298 $ 78,400 6.50a 10/5/78 10,000 9,878 9,420 6-7/8 9/30/78 55,000. 54,880 54,880 8.25 8/15/85 565,000 526,993 526,993 7-5/8 2/15/07 20,000 19,636 19,636 7.28 12/14/78 37 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA COMBINED SCHEDULE OF INVESTMENTS - ALL FUNDS SEPTEMBER 30, 1978 CERTIFICATES OF DEPOSIT INTEREST MATURITY FUND AMOUNT RATE DATE Water Fund Customer Meter Deposits Fund $ 1,000 6.50°s 1/28/79 31,000 7.25 2/18/79 16,100 6.50 2/23/79 10,900 .6.50. 8/6/79 1,800 6.50 11/26/79 2,900 6.50 1/28/80 1,700. 6.50 2/17/80 1,000 6.50 3/30/80 1,200. 6.50 5/30/80 1.,800 6.50 5/23/80 1,200 6.50 7/24/80 1,300 6.50 8/24/80 1,400 6.50 10/18/80 3,000 6.50 11/24/80 1,100 6.50 12/6/80 2,600 6.50 12/30/80 Retained Earnings. Account 16,900 6..50 3/15/79 40,200 6.50 10/12/79 2,900 6.50 2/16/80 5,000 6.50 2/19/80 2,000 6.50 3/2/80 2,900 6.50 4/18/80 2,000 6.50 5/8/80 1,800 6.50 5/21/80 21,100 6.50 6/1/80 2,000 6.50 6/6/80 2,300 6.50 7/9/80 2,600 6..50 8/8/80 3,000 6.50 8/21/80 2,500 6.50 9/9/80 3,000 6.50 10/13/80 2,000 6.50 11/5/80 11,000 7..79 3/16/79 6,400 5.50 3/16/79 57,800 6..00 12/9/78 36,100 6.00 12/8/78 Capital Improvements Reserve Fund 4,600 6.00 3/28/79 38 NOWLEN, LYNCH & STEWAR7 VILLAGE OF TEQUESTA, FLORIDA COMBINED SCHEDULE OF INVESTMENTS - ALL FUNDS SEPTEMBER 30, 1978 CERTIFICATES OF DEPOSIT INTEREST MATURITY FUND AMOUNT RATE DATE Water Fund Water Main Relocation Fund $ 3,300 5.508 11/26/78 15,000 7.47 2/22/79 Capital Improvement Fund 19,.800 7.39 12/30/78 1,300 5.50 12/30/78 1,300 5.50 12j30/78 1,300 .5.50 .12/30/78 1,400 5.50 12/30/78 1,000 5.50 12/30/78 4,400 6.50 1/26/80 2,300 6.50 2/1/80 1,700 6.50 2/10/80 2,000 6.50. 2/17/80 1,400 6.50 2/26/EO 1,400 6.50 3/21/80. 1,000 6.50 3/26/80 1,400 6.50 4/3/80 .2,000 6.50 4/20/80 1,200 6.50 5/2/80 1,100 6.50 5/14/80 8,400 6.50 5/23/80 1,100 6.50 6/22/80 1,300 6..50 7/13/80 1,000 6.50 7/20/80 1,300 6.50 8/10/80 1,300 6.50 8/15/80 1,200 6.54 8/22/80 1,200 6.50 8/24/80 2.,.000 6.50 9/9/80 1,300 6.50 10/5/80 1,300 6.50 10/18/80 .1,200 6.50. 1.0/24/80 1,900 6.50 12/1/80 1,000 6.50 12/7/80 1,000 6.50 12/13/80 1,100 6.50 12/20/80 1,200 6.50 12/23/80 2,200 6.50 1/6/81 3,100 6..50. 1/12/81 4,000 6.00 12/15/78 8,500 5.50 12/21/78 3,400 6.00 6/15j79 39 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA AMORTIZATION SCHEDULE EXCISE Ti~X REVENUE BONDS - SERIES 1964 SEPTEMBER 30, 1978 The bonded debt was incurred in 1964 through the issuance of $148,000 excise tax revenue bonds. The proceeds were used for construction of the Village Hall and Utility Garage. A balance of $25,000 was outstanding on September 30, 1978; the schedule of payments on the outstanding bonds follows: COUPON ANNUAL DUE DATE RATE PRINCIPAL INTEREST TOTAL REQUIREMENT April 1, 1979 4.25 $ $ .531.25 $ 531.25 $ October 1, 1979 4.25% 12,000.00 531.25 .12,531.25 13,062.50 April 1, 1980 4.25 276.25 276.25 October 1, 1980 4.25 13,000.00 276.25 13,276.25 13,552.50 TOTAL $25,000.00 $1,615.00 $26,615.00 $26,615.00 40 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA AMORTIZATION SCHEDULE $3,915,000 WATER REFUNDING REVENUE BONDS - SERIES 1978 SEPTEMBER 30,.1978 The debt was incurred on August 1, 1978, through the issuance of $3,915,000 water refunding revenue bonds. The proceeds were used to refund a portion of the outstanding Series 1967 and Series 1976A water revenue certificates. The bonds are secured by the net revenues of the water fund. On September 30, 1978, the outstanding bonds totaled $3,915,000; the pay- ment schedule follows: COUPON ANNUAL RATE PRINCIPAL INTEREST TOTAL REQUIREMENTS 1978 Oct. 1 6.75% $ $ 132,131.25 $ 132,131.25 $ 132,131.25 1979 Aprii 1 6.75% 132,131.25 132,131.25 1979 Oct. 1 6.75% 132,131.25 132,131.25 264,262.50 1980 April 1 6.75% 132.,131.25 132,131.25 1980 Oct. 1 6.75% 132,131.25 132,131.25 264,262.54 1981 April 1 6.75% 132,131.25 132,131.25 1981 Oct. 1 6.75% 132,131.25 132,131.25 264,262.50 1982 April 1 6.75% 132,131.25 132,131.25 1982 Oct. 1 6.75% 132,131.25. 132,131.25 264,262.50 1983 April 1 6.75% 132,131.25 132,131.25 1983 Oct. 1 6.75% 132,131.25 132,131.25 264,262.50 1984 April 1 6.75% 132,131.25 132,131.25 1984 Oct. 1 6.75% 132,131.25 132,131.25 264,262.50 1985 April 1 6.75% 132,131.25 132,131.25 1985 Oct. 1 6.75 132,131.25 132,131.25 264,262.50 1986 April 1 6.75% 132,131.25 132,131.25 1986 Oct. 1 6.75% 132,131.25 132,131.25 264,262.50 1987 April 1 6.75% 132,131.25. 132,131.25 1987 Oct. 1 6.75% 132,131.25 132,131.25 264,262.50 1988 April l 6.75% 132,131.25 132,131.25 1988 Oct. l 6.75% 132,131.25 132,131.25 264,262.50 1989 April 1 6.75% 132,131.25 132,131.25 1989 Oct. l 6.75% 132,131.25 132,131.25 264,262.50 1990 April 1 6.75% 132,131.25 132,131.25 1990 Oct. 1 6.75% 132,131.25 132,131.25 264,262.50 41 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA AMORTIZATION SCHEDULE $3,915,000 WATER REFUNDING REVENUE BONDS - SERIES 1978 SEPTEMBER 30, 1978 COUPON ANNUAL RATE PRINCIPAL INTEREST TOTAL REQUIREMENTS 1991 April 1 .6.75% $ $ 132,131.25 $ 132,131.25 $ 1991 Oct. 1 6.75% 132,131.25 132,131.25 264,262.50 1992 April 1 6.75% 132,131.25 132,131.25 1992 Oct. 1 6.75% 132,131.25 132,131.25 264,262.50 1993 April 1 6.75% 132,131.25 132,131.25 1993 Oct. 1 6.75% 132,131.25 132,131.25 264,262.50 1994 April 1 6.75% 70,000.00 132,131.25 202,131.25 1994 Oct. 1 6.75% 75,000.00 129,768.75 204,768.75 446,900.00 1995 April 1 6.75% 80,000.00 127,237.50 207,237.50 1995 Oct. 1 6.75% 80,000.00 124,537.50 20.4,537.50 411,775.00 1996 April 1 6.75% 80,000.00 121,837.50 201,837.50 1996 Oct. 1 6.75% 85,000.00 119,137.50 204,137.50 405,975.00 1997 April 1 6.75% 90,000.00 116,268.75 206,268.75 1997 Oct. 1 6.75% 90,000.00 113,231.25 203,231.25 409,500.00 1998 April 1 6.75% 95,000.00 110,193.75 205,193.75 1998 Oct. 1 6.75% 95,000.00 106,987.50 201,987.50 407,181.25 1999 April 1 6.75% 100,000.00 103,781.25 203,781.25 1999 Oct. 1 6.75% 105,000.00 100,406.25 205,406.25 409,187.50 2000 A ril 1 p 6.75% 105 000.00 862.50 96 201 862.50 , 2000 Oct. 1 6.75% 110,000.00 93,318.75 203,318.75 405,181.25 2001 April 1 6.75% 115,004.00 89,606.25 204,606.25 2001 Oct. 1 6.75% 120,000.00 85,725.00 205,725.00 410,331.25 2002 April 1 6.75% 120,000.00. 81,675.00 201,675.00 2002 Oct. 1 6.75% 130,000.00 77,625.00 207,625.00 409,300.00 2003 April 1 6.75% 130,000.00 73,237.50 203,237.50 2003 Oct. 1 6.75% 135,000.00 68,850.00 203,850.00 407,087.50 2004 April 1 6.75% 64,293.75 64,293.75 2004 Oct. 1 6.75% 64,293.75 64,293.75 128,587.54 2005 April 1 6.75% 64,293.75 64,293.75 2005 Oct. 1 6.75% 64,293.75 64,293.75 128,587.5C 42 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA AMORTIZATION SCHEDULE $3,915,000 WATER REFUNDING REVENUE BONDS - SERIES 1978 SEPTEDIBER 30, 1978 COUPON ANNUAL RATE PRINCIPAL INTEREST TOTAL REQUIREMENTS 2006 April 1 6.75% $ $ 64,293.75 $ 64,293.75 $ 2006 Oct. 1 6.75% 64,293.75 64,293.75 128,587.50 2007 April 1 6.75% 1,90,000.00 64,293.75 1,969,293.75 1,969,293.75 TOTAL $3,915,000.00 $6,618,543.75 $10,533,543.75 $10,533,543.75 43 NOWLEN, LYNCH & STEWART VILLAGE OF TEQUESTA, FLORIDA SCHEDULE OF INSURANCE SEPTEMBER 30, 1978 TYPE -0F COVERAGE INSURER Employees Statutory Life Reliance Insurance Co. Group Life Insurance Group Hospitalization Western Life Insurance Co. Blue Cross and Blue Shield of Florida, Inc. Automobile: Physical damage and uninsured motorists Bodily injury Property damage Public Employees Blanket Bond Workmen's Compensation General Accident, Fire and Life Assurance Co. National Surety General Accident, Fire and Life Assurance Co. Multi-Peril Policy General Accident, Fire and Life Assurance Co. Buildings and personal property (90% co-insurance) Public Official Bond Treasurer National Surety 44 VILLAGE OF TEQUESTA, FLORIDA SCHEDULE OF INSURANCE SEPTEMBER 30, 1978 ANNUAL POLICY NO. POLICY TERM5 COVERAGE AMOUNT PREMIUM SR 40914 10/1/77-10/1/78. $10,000 - $20,000 $ 337 3-2215 10/1/77-10/1/78 1.5 times annual salary 4,476 24883 10/1/77-10/1/78 15,118 GLA 45-341-13 10/1/77-10/1/78 5,331 $250,000/$500,000 $250,000/$500,000 $50,000 4135132 12/14/77-12/14/78 $25,000 518 U761091 10/1/77-10/1/78 $100,000 9,082 SMP 15214 10/1/77-10/1/78 $319,800 8,340 087118 12/14/77-12/14/78. $25,000 250 45 NOWLEN, LYNCH & STEWART