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VILLAGE OF TEQUESTA
Post Office Box 3273 250 Tequesta Drive, Suite 300
Tequesta, Florida 33469-0273 (561) 575-6200
Fax: (561)575-6203
TEQUESTA PUBLIC SAFETY OFFICERS= PENSION
TRUST FUND
BOARD OF TRUSTEES MEETING
MAY 21, 2002
I. CALL TO ORDER AND ROLL CALL
The Tequesta Public Safety Officers' Pension Trust Fund Board of Trustees held a regular
meeting at the Tequesta Village Manager's office, 250 Tequesta Drive, Suite 300,
Tequesta, Florida, on May 21, 2002. The meeting was called to order at 11:35 a.m. Aroll
call was taken by Betty Laur, Recording Secretary. Boardmembers in attendance were
Chair James Weinand, Vice Chair Geraldine Genco, and Secretary of the Board Michael
R. Couzzo, Jr. Also in attendance were Project Accountant Dan Gallagher, Human
Resources Coordinator Kim Bodinizzo, and Northstar Capital Management representative
Peter Van Beuren.
II. APPROVAL OF AGENDA
Mr. Gallagher requested addition under item 4(c) of request for withdrawal of funds by
Mark Mintus.
MOTION:
Vice Chair Genco made a motion to approve the agenda as amended. Secretary
Couzzo seconded the motion, which carried by unanimous 3-0 vote.
III. APPROVAL OF MINUTES
A) Tequesta Public Safety Officers' Pension Trust Fund Board of Trustees Meeting
Minutes of February 21, 2002
MOTION:
• Vice Chair Genco made a motion to approve the minutes of the Tequesta Public
Safety Officers' Pension Trust Fund Board of Trustees Meeting of February 21,
Recycled Paper
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2002 as submitted. Secretary Couzzo seconded the motion, which carried by
unanimous 3-0 vote.
IV. STANDING REPORTS
A) Approval of New Applicants for Participation in Pension Plan (January/April
2002):
1) Brian Youngblood Date of Hire 1/2/02 (Police Dept.)
2) Charles Patrick Malley Date of Hire 5/6J02 (Police Dept.)
Secretary Couzzo made a motion to approve new applicants Brian Youngblood
and Charles Patrick Malley for participation in the Pension Plan. Vice Chair
Genco seconded the motion, which carried by unanimous 3-0 vote.
• B) Approval of Beneficiary Changes (March/Apri12002):
1) None
C) Request for Withdrawal of Contributions (employees terminating employment
with Village of Tequesta Plan (March/Apri12002):
1) Mark Mintus Termination Date 4/25/02 $4,529.31
Vice Chair Genco made a motion to approve payout of contributions to Mark.
Mintus in the amount of $4,529.02. Vice Chair Genco seconded the motion,
which carried by unanimous 3-0 vote.
D) Ratification of withdrawals made since the last meeting on 2 signature basis:
None
E) Cash Flow Schedule for Current Period
Mr. Gallagher noted the schedule provided was through March and he had just
• received the information for April, which he distributed. Mr. Gallagher reviewed the
cash flow schedule. Mr. Van Beuren verified that their figures matched those
• BOARD OF TRUSTEES
TEQUESTA PUBLIC SAFETY OFFICERS- PENSION TRUST FUND
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May 21, 2002
PAGE g
provided by Mr. Gallagher. Mr. Gallagher explained that when the annual report was
approved the Village would receive contributions from the State predicated on last
year's contributions.
MOTION:
Secretary Couzzo made a motion to approve the cash flow schedule as
presented. Vice Chair Genco seconded the motion, which carried by unanimous
3-0 vote.
V. RESULTS OF ELECTION TO FILL POLICE REPRESENTATIVE'S SEAT ON
THE BOARD FORMERLY HELD BY MARK MINTUS
Mr. Gallagher reported that the Police officers had voted Brian Youngblood to represent
• them.
MOTION:
Secretary Couzzo made a motion to approve Brian Youngblood as the Police
Department's representative on this Board. Vice Chair Genco seconded the motion,
which carried by unanimous 3-0 vote.
VI. UNFINISHED BUSINESS
A) Consideration of Selection of Custodial Bank- Bank of America or Salem Trust
Mr. Gallagher presented a letter from Salem Trust outlining the benefits ofgoing with
them, and reported the cost would be a minimum of $3,000 annually. Mr. Van
Beuren commented that Salem Trust seemed to have a lot of experience in what the
Board was interested in; however, their fee schedule included a transaction fee instead
of just charging a fee on assets, which was an added cost. Mr. Van Beuren noted the
Board was contemplating hiring a pension administrator and a bank could act as a
broker without getting involved in benefits; and perhaps the Village did not need a
trust company to do something the administrator would be doing. Vice Chair Genco
commented that an administrator was needed and agreed with Mr. Van Beuren that
the Village needed administrative services and not custodial, which would duplicate
• fees. Chair Weinand commented help was needed in administration and there was no
need to hire a firm right now. Vice Chair Genco agreed. Prudential's charges were
• BOARD OF TRUSTEES
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discussed.
MOTION:
Vice Chair Genco made a motion to take no action on consideration of a
custodial bank but instead to focus on looking for an administrator. Secretary
Couzzo seconded the motion, which carried by unanimous 3-0 vote.
B) Investment Policy Review
Chair Weinand commented that an administrator or legal counsel would do this
review and proposed it be left under Unfinished Business until an administrator or
legal counsel was appointed. Vice Chair Genco requested the agenda be amended to
include this with item (G) -Consideration of Resumes for Legal Counsel.
. C) Progress Report by Finance Department -Cash Flow Report for Prior Year
Mr. Gallagher commented the report showed income and distribution for the last
fiscal year, but ending and beginning balances were not shown. Totals for earnings
split between Fire and Police were shown.
'IOTIUN:
Vice Chair Genco made a motion to approve the Progress Report. Secretary
Couzzo seconded the motion, which carried by unanimous 3-Q vote.
D) Discussion of Actuarial Impact Study by Steven Palmquist authorized by this
Board at their last meeting
Chair Weinand recalled that the Board had authorized Mr. Palmquist to do an
actuarial impact study on COLA, the drop program, and other aspects ofthe pension
plan to bring them more into line with the State of Florida Retirement System. Mr.
Pahnquist was waiting for a new financial report from the Finance Department. Chair
Weinand expressed concern with Mr. Palmquist doing this study on new figures. Vice
Chair Genco inquired as to the purpose of the report, to which Chair Weinand
responded these were items that had shown up in a comparison between the Village's
plan and the State of Florida Retirement Plan, and in order to make the Village
benefits comparable to the Florida Retirement Plan an actuarial impact statement was
• needed to show the cost of such items as changing the vesting schedule before
presenting a request for changes to the Village Council. Chair Weinand commented
• BOARD OF TRUSTEES
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the study had not been done and he had reservations about doing a study with two
different sets of data. Discussion ensued regarding the need for an actuarial study,
which Mr. Palmquist would do along with the one for the other pension plan. Mr.
Gallagher reported he had verified with Mr. Palmquist that the cost of the actuarial
study would be $5,600.00. Chair Weinand proposed having an actuarial study done
now, starting after the annual report was done. Mr. Gallagher indicated that the
annual report had been filed and the revised report was now pending since the
Financial Director wanted it held until comments were received from the State, and
Mr. Palmquist needed the revised report and a census in order to proceed with the
actuarial study. Ms. Bodinizzo indicated she would provide Mr. Gallagher with a
census expanded to show salaries, etc.
MOTION:
Vice Chair Genco made a motion to have an actuarial study done now.
• Secretary Couzzo seconded the motion, which carried by unanimous 3-0 vote.
E) Consideration of establishing a consistent date and time for meetings of this
Board
Mr. Gallagher reported the General Employees' Pension Board had established the
first Tuesday of the second month in the quarter as their meeting time. This would
provide time following year end to have the final figures ready for review at the
November meeting. Consensus was to hold this Board's meeting on the same day.
The August meeting would be August 6, 2002 and the November meeting would
need to be held on the second Tuesday this year because of election day being on the
first Tuesday. The time established for the meetings was 11 a.m.
MOTION:
Secretary Cou~o made a motion to establish a meeting time for meetings of this
Board of the first Tuesday of the second month of the quarter at 11 a.m.,
beginning with the August 6, 2002 meeting, and with the November 2002
meeting to be held on the second Tuesday, November 12, because of election day
being on the first Tuesday. Chair Genco seconded the motion, which carried by
unanimous 3-0 vote.
F) Discussion of Hiring Joan Wall as Pension Plan Administrator
Ms. Bodinizzo reported that Ms. Wall had been recommended by Mr. Palmquist.
• BOARD OF TRUSTEES
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Subsequently, Ms. Bodinizzo had contacted Ms. Wall and she had provided her
resume, which had been included in the packet for this meeting. Ms. Wall had
indicated she would be interested since this was a small plan, and that she could
provide all functions, including preparation of the agenda, accounting, etc. Her
charge was $30 per hour and the total would depend on the functions the Board
wanted done. Discussion ensued. Vice Chair Genco requested that Ms. Bodinizzo
contact Ms. Wall and obtain an estimate on providing the following services:
maintain breakdowns of the asset allocations for each member, monitor the deposits
and withdrawals, provide quarterly statements to the employees, do the accounting
and keep the plan in compliance with State laws by monitoring changes. Vice Chair
Genco also requested that Ms. Bodinizzo double check Ms. Wa11's references to see
how satisfied they were with her, and if the references checked out to ask her to come
to the next meeting and to furnish a copy of her standard contract. Vice Chair Genco
requested this item be placed on the next agenda for approval or disapproval. Mr.
• Gallagher recommending keeping the annual report here and explained that he now
had each page on the computer and they could just be updated. Vice Chair Genco
commented Ms. Wall would need to be told when she was expected to generate the
reports and that should be in her proposal. Mr. Gallagher commented the Finance
Department had sent out letters to employees outlining their contributions. Vice
Chair Genco commented those should be sent quarterly. Ms. Bodinizzo commented
the letters to the Fire Department would go out that day or the next day. Direction
was to place this on the next meeting agenda as new business. Chair Weinand
clarified that this would be a contract between Ms. Wall and the pension board, not
the Village.
MOTION:
Vice Chair Genco made a motion to request a copy of Ms. Wall's contract and a
draft of the output she gives to other cities. Secretary Couzzo seconded the
motion, which carried by unanimous 3-0 vote.
G) Consideration of resumes for Legal Counsel and Investment Policy Review
Chair Weinand commented the Board had discussed hiring new legal counsel at a
prior meeting and Mr. Palmquist had provided three names for consideration.
Information on two had been obtained. Secretary Couzzo reported the General
Employees' Pension Board had approved the firm of Hanson, Perry, & Jensen, P.A. at
• their meeting earlier that day. Chair Weinand indicated that was his recommendation
also.
• BOARD OF TRUSTEES
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MEETING MINUTES
May 21, 2002
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MOTION:
Secretary Couzzo made a motion to appoint the firm of Hanson, Perry, &
Jensen, P.A. as legal counsel for the Public Safety Officers' Pension Trust Fund.
Vice Chair Genco seconded the motion, which carried by unanimous 3-0 vote.
It was noted that Joan Wall, if hired, would handle the investment policy, which
would then be taken to the Village Council for consideration of approval.
VII. FINANCIAL REPORTS
A) Prudential Securities, Inc., Custodial Broker, Income and Distributions FYE
9/30/01 and Account Statements (February -March 2002)
• Mr. Gallagher indicated the report had been provided in the packets for this meeting.
MOTION:
Vice Chair Genco made a motion to accept the Prudential statements as
reviewed and approved. Secretary Couzzo seconded the motion, which carried
by unanimous 3-0 vote.
B) Northstar Capital Management Investment Manager's Report as of March 31,
2002
Peter Van Beuren reviewed the investment manager's report, indicating that cash had
changed because of cash added in April. Certain sectors of the economy were being
eliminated and others weighted. Mr. Van Beuren explained that this economy was
consumer driven. Techs were discussed. Mr. Van Beuren pointed out that the
bottom three lines on page 3-3 were important. A one-year historical growth rate
versus the S&P rate was provided. The following pages contained a breakdown of
economic sectors. Page 3-5 showed performance figures for the portfolio were
trailing slightly; however, the total portfolio was really what counted and that had
done very well. Mr. Van Beuren reported that the figures on page 3-6 confirmed Mr.
Gallagher's figures for January. Mr. Van Beuren reported there had not been much
change in interest rates year to date, and the Federal Reserve had not raised or
• lowered interest rates this year. Mr. Van Beuren reported that in February there had
been good signs of relatively strong economic recovery coming out of the recession;
• BOARD OF TRUSTEES
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however, that had changed in the second quarter. In 2001 there were consumer
incentives that gave people confidence to spend, and they had still been doing that;
but a leading indicator just aut had been negative for the first time since last
September. Mr. Van Beuren commented he did not expect the Federal Reserve to
raise rates over the summer, that there was more liquidity in the markets, and that
because of terrorist actions people wanted to be more cautious. Mr. Van Beuren
indicated they wanted to capture some of the government's defense budget and had
started on that, and reported that continuous concern caused flight to safety in
financial markets. Mr. Van Beuren reported that over 60% of companies reported
positive earnings this quarter and the Fund's holdings had had very good reporting
figures. Chair Weinand noted Intel was down. Mr. Van Beuren reported it had been
purchased low but it had not performed well and tech areas were being watched
closely. Mr. Van Beuren noted only 1-1/2% ofthe portfolio was in Intel. Vice Chair
Genco inquired about Darden Restaurants. Mr. Van Beuren reported mid-priced
restaurants had done well after 9-11. Mr. Van Beuren reported that on balance his
• firm was looking fora slower economoc picture over the next quarter, and hoping to
see better demand in the fall; and that they would continue to look for companies with
above average earnings growth, growing faster than the S&P index. Vice Chair
Genco questioned losses on Morgan-Stanley and Sysco, cost versus sales price, and
asked how far down stocks were allowed to go, to which Mr Van Beuren responded
usually 20%. Mr. Van Beuren advised that another indicator in technical studies was
when accumulation, distribution, and relative strength were significantly out ofphase.
Chief Weinand commented at the last meeting Mr. Van Beuren had discussed the
energy markets as ones the fund should be in, but there were now none. Mr. Van
Beuren commented that was probably 2-4 meetings ago, and after that they had
started to deteriorate. Chair Weinand questioned the withdrawal to General
Employees in April of $3,885.96 shown on page 3-6, and commented it looked like
funds were removed without Board approval. Mr. Gallagher indicated he would
research to determine if that was a bookkeeping error. Vice Chair Genco commented
the fund was doing well considering the market.
MOTION:
Vice Chair Genco made a motion to approve the report from Northstar Capital
Management Company. Secretary Couzzo seconded the motion, which carried
by unanimous 3-0 vote.
• VIII. PAYMENTS TO BE REVIEWED AND APPROVED
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a) Jones, Foster, Johnston & Stubbs - $1,180.00
b) Northstar Capital Management - $3,671.00
c) Business Services Connection -$86.00
Vice Chair Genco commented she felt the attorney's bill had been high and had asked
Mr. Gallagher to provide backup information. Vice Chair Genco noted she was not
happy with the amount charged but that was part of the reason there would be a new
attorney.
MOTION•
Vice Chair Genco made a motion to approve the following payments:
Jones, Foster, Johnston & Stubbs - $1,180.00; Northstar Capital Management -
$3,67L00; and Business Services Connection - $8b.00. Secretary Couzzo
questioned charges on the attorney's invoice, requested more detail and
• justification, and indicated he could not second the motion; therefore, the
motion died far lack of a second.
MOTION•
Vice Chair Genco made a motion to approve the following payments:
Northstar Capital Management - $3,671.00; and Business Services Connection -
$86.00. Secretary Couzzo seconded the motion, which carried by unanimous
vote of 3-0.
IX. NEW BUSINESS
a) Consideration of sending Memo to Village Council regarding differences in our
Pension System vs. Florida Retirement System
Chair Weinand recommended this item be tabled until the report was received from
Mr. Pahnquist.
MOTION:
Vice Chair Genco made a motion to table this item until the actuarial impact
report was received from Stephen Palmquist. Secretary Couzzo seconded the
motion, which carried by unanimous vote of 3-0.
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b) Consideration of letter of interest from John Flint to fill seat vacated by Edward
D. Resnik
Vice Chair Genco asked for Mr. Flint's background. Chair Weinand responded he
had been a Tequesta firefighter and now worked for Palm Beach Gardens Fire Rescue
and had background in securities and investments. Vice Chair Genco expressed her
opinion that there would be a conflict of interest and it would be more appropriate for
this Board to have anon-affiliated public person. Discussion ensued that a person
with a financial background would be desirable. Vice Chair Genco requested that the
Smoke Signals notice include that a person with financial background was desired.
MOTION:
Vice Chair Genco made a motion not to accept John Flint as a member of the
Board, to consider the seat still open, and to look for a public non-affiliated
person to fill the seat. Secretary Couzzo seconded the motion, which carried by
• unanimous vote of 3-0.
c) Discussion of Education for Trustees - FFPTA
1. Trustees' School -Certified Public Pension Trustee (CPPT) Certificate
Program -PGA National, Palm Beach Gardens -September 30 -
October 2, 2002
2. Annual Conference -June 30 -July 3, 2002 -Boca Raton Resort
Secretary Couzzo reported that the General Employees Pension Trust Board had
decided they would send two members to the next session of the Trustee's School and
two members the following session, and would keep alternating until all had achieved
advanced status. Chair Weinand commented that this organization required a
membership and paid fee to attend the certification program and the State of Florida
offered a free course. Chief Weinand commented he did not know the cost but
thought it was not too bad, and this Pension Fund used to be a member but had not
been for the past few years. Mr. Gallagher indicated the cost was $650 per person
covering all expenses related to certification and once involved in the program an
individual had three years to complete the CPPT program. Chair Weinand
commented he would like to become a member in order to get the publications.
Secretary Couzzo reported that would happen because the General Employees had
voted to send members of their Board to the certification program. Vice Chair Genco
BOARD OF TRUSTEES
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suggested attending the school without the membership. Mr. Gallagher indicated he
would look into the situation. The certification program was discussed.
MOTION•
Secretary Couzzo made a motion to have two members, Chair Weinand and
Vice Chair Genco, attend the program in September at PGA National in Palm
Beach Gardens and to defer the conference until a future date. Vice Chair
Genco seconded the motion, which carried by unanimous vote of 3-0.
X. ANY OTHER MATTERS
There were no other matters to come before the Board.
• XI. COMMUNICATIONS FROM CITIZENS
There were no communications from citizens.
XH. ADJOURNMENT
MOTION:
Vice Chair Genco made a motion to adjourn the meeting. Secretary Couzzo
seconded the motion, which carried by unanimous 3-0 vote. The motion was
therefore passed and adopted, and the meeting was adjourned at 12:55 p.m.
DATE APPROVED:
•
Respectfully submitted,
Betty Laur
Recording Secretary