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Yv k Y p § Rs 1 Fiscal Year Ended Se to n e `, .: . a No Text COMPREHENSIVE ANNUAL FINANCIAL REPORT VILLAGE OF TEQUESTA, FLORIDA September 30, 1991 Prepared by the Finance Department VILLAGE OF TEQUESTA, FLORIDA COMPREHENSIVE ANNUAL FINANCIAL REPORT September 30, 1991 TABLE OF CONTENTS Page Number Introductory Section Letter of Transmittal 1-10 Certificate of Achievement for Excellence in Financial Reporting it Village of Tequesta Organization Chart 12 List of Principal Officials 13 Financial Section Independent Auditor's Report 14-15 General Purpose Financial Statements Combined Balance Sheet--All Fund Types and Account Groups 16-19 Combined Statement of Revenues, Expenditures and Changes in Fund Balances--All Governmental Fund Types and Expendable Trust Funds 20-21 Combined Statement of Revenues, Expenditures and Changes in Fund Balances--Budget and Actual-- Governmental Fund Types 22-25 Statement of Revenues, Expenses and Changes in Retained Earnings--Proprietary Fund Type 26 Statement of Cash Flows--Proprietary Fund Type 27-28 Notes to Financial Statements 29-54 Supplemental Information General Fund Schedule of Revenues--Budget and Actual 55-56 Schedule of Departmental Expenditures-- Budget and Actual 57-64 Special Revenue Fund Schedule of Revenues--Budget and Actual 65 VILLAGE OF TEQUESTA, FLORIDA COMPREHENSIVE ANNUAL FINANCIAL REPORT September 30, 1991 TABLE OF CONTENTS (Continued) Page Number Financial Section (continued) Proprietary Fund (Enterprise Fund) Schedule of Operating Expenses--Budget and Actual 66 Comparative Summary of Operations--Fiscal Years Ended September 30, 1991 and 1990 67 Schedule of Restricted Accounts Under Revenue Bond Ordinance 68-69 Amortization Schedule--Water Refunding Revenue Bonds - Series 1985 70 Fiduciary Funds Combining Balance Sheet 71 Schedule of Changes in Assets and Liabilities -- Agency Fund 72 General Fixed Assets Schedule of General Fixed Assets by Source 73 Schedule of General Fixed Assets by Function 74 Schedule of Changes in General Fixed Assets By Function 75 All Funds Schedule of Investments 76 Schedule of Insurance 77 Statistical Section General Revenues by Source 78-79 General Government Expenditures by Function 80-81 Property Tax Levies and Collections 82 Taxable Value and Just Value of Taxable Property 83-84 Property Tax Rates--All Direct and Overlapping Governments 85-86 Ratio of Net General Bonded Debt to Assessed Value and Net Bonded Debt Per Capita 87-88 Legal Debt Margin gg Computation of Direct and Overlapping Debt 90 VILLAGE OF TEQUESTA, FLORIDA COMPREHENSIVE ANNUAL FINANCIAL REPORT September 30, 1991 TABLE OF CONTENTS (Continued) Page Number Statistical Section (Continued) Ratio of Annual Debt Service Bonded Debt to Total Gener~ Revenue Bond Coverage--Water Property Value, Construction Principal Taxpayers Miscellaneous Statistics Demographic Statistics Expenditures for General 31 Expenditures 91 Bonds 92- 93 and Bank Deposits 94 95 96 97 Other Reports Independent Auditor's Report on Internal Control Structure 98-100 Independent Auditor's Report on Compliance with Laws and Regulations 101-102 Statutory Report 103 Management Letter 104-105 No Text VILLAGE OF TEQUESTA Post Office Box 3273 357 Tequesta Drive Tequesta, Florida 33469-0273 (407) 575-6200 FAX: (407) 575-6203 December 9, 1991 To the Citizens of the Village of Tequesta, Florida The Comprehensive Annual Financial Report of the Village of Tequesta, Florida for the fiscal year ended September 30, 1991, is hereby submitted. Responsibility for both the accuracy of the data, and the completeness and fairness of the presentation, including all disclosures, rests with the Village. To the best of our knowledge and belief, the enclosed data are accurate in all material respects and are reported in a manner designed to present fairly the financial position and results of operations of the various funds and account groups of the Village. All disclosures necessary to enable the reader to gain an understanding of the Village's financial activities have been included. The Comprehensive Annual Financial Report is presented in four sections: introductory, financial, statistical and other reports. The introductory section includes this transmittal letter, the Village's organizational chart and a list of principal officials. The financial section includes the general purpose financial statements and schedules, as well as the auditor's report on the general purpose financial statements. The statistical section includes selected financial and demographic information, generally presented on a multi-year basis. The other reports section includes the auditor's report on internal control, compliance and the management letter. This report includes all funds and account groups of the Village. The Village provides a full range of services. These services include police protection; the construction and maintenance of highways, streets and infrastructure; recreational activities and cultural events; and the operation of a municipal water supply system, in addition to general government activities. The Village also contracts with Palm Beach County for fire-rescue service, and a privately owned sanitation company for refuse and recycling collection service. 1 Recycled Paper ECONOMIC CONDITION AND OIITLOOR The Village is located at the northeastern boundary of Palm Beach County. Tequesta is a relatively affluent residential community with adequate commercial facilities necessary to provide goods and services to its residents. Northern Palm Beach County ranks as one of the top growth areas in the country, and the economic condition and outlook of the governments growth potential for the next decade is excellent. During Fiscal Year 1990 the Village adopted a preliminary plan for development of a "Town Center Master Plan" for a 90-acre area located in the center of the Village commercial business district. The plan provides for the construction of residential, cultural and commercial building within the area. Infrastructure improvements for the area, to include roads and drainage, are proposed to be constructed by a special taxing district. Infrastructure financing is anticipated to be provided by the issuance of 20-year special assessment bonds. As a result of the depressed economic condition affecting the nation currently and during 1991, development of the "Town Center Master Plan" has been temporarily delayed; however, recent actions taken by the Chairman of the Federal Reserve in reducing key interest rates should improve the availability of loans for quality developments and we are hopeful that development of this area will commence in the near future. Property values have increased an average of 8.9$ a year during the past five years; however, the 1991 preliminary tax roll for fiscal year 1992 reflects an increase of only 2.2$. An increased number of petitions have been filed with the County Property Appraiser's Office by owners of vacant commercial property requesting reductions in assessed property values which could result in a decrease in the Village's taxable property values. Based on the historical data presented and current projections of property tax values, the Village will closely monitor this situation to ensure that any temporary negative developments will be immediately addressed with a fiscal policy necessary to maintain the financial integrity of the Village's financial position while keeping in mind the tax burden of our citizens. MAJOR INITIATIVES During the preparation of the 1991 budget, the Village was confronted with increased operating expenses for fire/emergency rescue services, refuse/recycling collection fees and employee group health insurance. Also, during the fiscal year, decreases in revenues for building permit fees and various intergovernmental revenues were projected. The Village's management addressed these concerns by: 2 ° Discontinuing payment of residential refuse collection services with ad valorem property taxes and began billing residents for the service to reduce tax rates; ° Increasing employees' contribution percentage for family health insurance; ° Deferring selected capital improvement projects in response to reduced non-ad valorem revenues. The actions recommended by management and adopted by the Village Council displayed exceptional courage in the political environment; moreover, it demonstrated commitment to maintain financial integrity during those difficult economic times. The Village is continuing to address four specific areas of concern: ° Completion of the Expansion of Transportation Corridors (Tequesta Drive) ° Expansion of Potable Water Treatment Facili- ties ° Expansion of Storm Water Drainage Facilities ° Facilitate Development/Redevelopment of the Tequesta Town Center Maintenance and expansion of the community's general infra- structure (such as roads, bridges, sidewalks and storm water drainage systems) remain a concern of the Village. To address this concern, the government has developed a five-year capital projects plan that provides a framework for the development and maintenance of infrastructure to meet current and future needs. This plan is revised each budget year. As a result of projected revenue shortfalls anticipated for next year, projects budgeted within the Capital Projects Fund may be deferred to offset such revenue shortfalls and enable the Village to maintain adequate cash reserves and required fund balances. During the year Capital Projects Fund expenditures consisted of payment of construction retainage, right-of-way condemnation and associated legal costs for the Tequesta Drive widening project in the amount of $166,804. Other expenditures were: Beach Road landscaping $1,987; and pathway improvements $4,228. Capitalized expenses reported in the Proprietary Fund for 1991 totaled $122,251. A summary of capital outlay is reported below. 3 1991 Capital Outla Equipment System Replacements $ 8,607 New Copier 5,688 Trailer 1,370 $ 15,665 Improvements Emergency Water Line Connections 1,213 Fire Hydrants 3;619 Water Meters 7,752 Wells and Improvements 52,248 Storage Tank Construction (2 MG) 30,767 Water Mains (Old Dixie Highway) 10,987 106,586 Total Capital Outlay 122 251 FINANCIAL INFORMATION Management of the government is responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the government are protected from loss, theft or misuse and to ensure that adequate accounting data are compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that: (1) the cost of a control should not exceed the benefits likely to be derived; and (2) the valuation of costs and benefits requires estimates and judgments by management. Budgetary Controls In addition, the Village maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the Village Council. Activities of the General Fund, Special Revenue Funds, Debt Service Fund, Capital Projects Fund and Proprietary Fund are included in the annual appropriated budget. The level of budgetary control (that is, the level at which expenditures cannot legally exceed the appropriated amount) is established by function within each individual fund. The govern- ment also maintains an encumbrance accounting system as one technique of accomplishing budgetary control. Encumbered amounts lapse at year end. However, encumbrances generally are re- appropriated as part of the following year's budget. As demonstrated by the statements and schedules included in the financial section of this report, the Village continues to meet its responsibility for sound financial manaaement. 4 General Government Functions Revenues The following schedule presents a summary of General Fund, Special Revenue Fund, Debt Service Fund and Capital Projects Fund revenues for the fiscal year ended September 30, 1991 and the amount and percentage of increases and decreases in relation to prior year revenues. Percent Increase of Percent (Decrease) Increase Amount of Total From 1990 (Decrease Taxes $2,545,957 72.53 $ 60,143 2.42$ Licenses and permits 153,314 4.37 (37,429) (19.62) Intergovernmental 513,839 14.64 (358,655) (41.10) Charges for services 17,442 .50 3,296 23.16 Fines and forfeits 38,035 1.08 132 .35 Interest 111,675_ 3.18 (25,401) (18.53) Miscellaneous 21,696 .62 (45,455) (67.69) Intragovernmental services 108,000 3.08 8,000 8.00 Total Revenues $3,509,958 10 $(395,369) 10.12$) Taxes accounted for the major source of revenues and the most significant increase in actual revenues received for 1991. Tax revenues consist of three distinct resources: ad valorem property tax, franchise fees and utility service taxes. The ad valorem property tax rate for 1991 was 5.4085 mills, a decrease of 13~ from -- the previous year's millage rate of 6.1828 mills. However, property tax values increased 16.2$. The combination of the increase in property tax values and management's decision to begin charging residents for refuse and recycling collection service in 1991 resulted in the reduction of the ad valorem property tax rate. Intergovernmental revenues represent a significant decrease from previous year revenues; however, this decrease reflects a prior year non-reoccurring grant from the County for transportation improvements and does not present any negative financial impact to the Village. Similarly, the decrease in miscellaneous revenues was the result on non-reoccurring reimbursements received the previous year in the Capital Projects and General Funds. Upon taking into consideration the decrease in revenues from the sources cited, the actual decrease in reoccurring revenues is negligible, and consists primarily of revenue decreases for: interest, resulting from lower interest rates; and license and permits, resulting from current economic conditions. 5 Expenditures The following schedule presents a summary of General Fund, Special Revenue Fund, Debt Service Fund, and Capital Projects Fund expenditures for the fiscal year ended September 30, 1991, and the amount and percentage of increases and decreases in relation to prior year amounts: Current General government Public safety Physical environment Transportation Human services Culture/recreation Capital outlay Debt service Principal retirement Interest and fiscal charges Total expenditures Percent Increase of Percent (Decrease) Increase Amount of Total From 1990 (Decrease) $ 616,142 18.30$ $ (55,489) (8.26)$ 1,938,477 57.58 213,312 12.36 5,550 .16 (431,686) (98.73) 383,982 11.41 59,847 18.46 2,879 .08 1,949 200.09 158,740 4.72 47,751 43.02 173,019 5.14 (709,304) (80.39) 30,000 .89 57,707 1.72 (2,375) 3.95 3,366,496 10 $(875,995) (20.651 Public safety expenditures reported for 1991 represented the most significant increase over prior year expenditures, which can be attributed primarily to a 13.7 increase for the fire/emergency rescue services contract with Palm Beach County. Other less significant increases were reported in transportation for: increased landscape maintenance contracts and general engineering services, and in culture/recreation, primarily attributed to the purchase of park land for planned expansion at Constitution Park. Decreases in expenditures reported for 1991 were for: Capital outlay - the decrease represents expenditures in the Capital Projects Fund for the Tequesta Drive Widening Project which was considerably less than the previous year when the construction phase of the project was completed. Physical environment - this item is the most significant. It reflects management's decision to discontinue paying for residential refuse service collections in 1991 and thereafter from ad valorem property tax revenues. Effective October 1, 1990, Village residents were billed for refuse and recycling collection services, which is separately reported in the Enterprise Fund. General government - the decrease represents Capital Outlay expenditures less than the previous year for County Road 707 Landscape Beautification Project. 6 Other factors contributing to increase in 1991 expenditures were for personal services which include a C.O.L.A. adjustment of 5$ for all employees, an average merit increase of 2$ and employee health insurance costs increase of 15$ in 1991. General Fund Balance The fund balance of the General Fund was $981,721 on Septem- ber 30, 1991, which is more than adequate to provide the capital resources necessary for government operations. The likelihood of the government entering the short-term debt market to pay for current operating expenditures is highly remote. Proprietary Operations Water Operations The Villages proprietary water operations are reported in the Enterprise Fund. The Village potable water system consists of a 2.7 million gallon per day water treatment plant and a distribution system of approximately 50 miles of water mains and water storage facilities with a capacity of 1.75 million gallons. The Village also purchases 1.5 million gallons of water per day, contracted minimum, at wholesale rates, from the Town of Jupiter, Florida. The current agreement extends through July 15, 2006. Revenues and Increase Percent of Water Consumption 1991 1990 (Decrease) Increase 1.000 Gallons Amount Amount From 1990 (Decrease Water Sales $1,951,797 $1,929,978 $21,819 1.13 Total Water Consumption 897,649 861,571 36,078 4.18 Average Daily Consumption 2.705 2.360 .345 14.61 Refuse/Recycling Operations Refuse and recycling now accounted for in the Enterprise Fund generated-fees of $259,531 in 1991. This revenue was previously generated by ad valorem taxes in the General Fund. The Enterprise Fund income and expense data for 1991 is shown in the following schedule. 7 Income and ERUenses Operating Revenues Operating Expenses Operating Income Non-Operating Revenues (expenses) Refuse/ Water Recyclinq Total $1,979,513 $259,531 $2,239,044 1,629,337 251,875 1,881,212 350,176 197,670 7,656 357,832 197,670 Income before Operating transfer 547,846 7,656 555,502 Operating transfer out 57,750 57,750 Net Income ~ 490,096 $ 7,656 $ 497.752 Enterprise Fund Bonded Debt On January 1, 1985, the Village issued $1,525,000 Water Refunding Revenue Bonds. The bonds received Moody's AAA, and Standard & Poor's AAA (MBIA) ratings. The bond sale proceeds were used to refund Series 1978 Water Refunding Revenue Bonds. The bonds are secured by the net revenues of the Enterprise Fund. On September 30, 1991, $1,035,000 of the bonds remained outstanding. Fiduciary operations The Village's fiduciary operations consist of an Agency Fund used to account for investments held by the government as trustee for employees participating in a deferred compensation plan administered by the ICMA Retirement System. In 1991, an Expendable Trust Fund was established to account for forfeitures received by the police department. Debt Administration The Debt Service Fund is used to account for the accumulation of resources for the payment of general long-term debt principal, interest and related costs. The General Long-Term Debt, Account Group is used to account for long-term liabilities expected to be financed from governmental funds. The government issued $910,000, Series 1979 Improvement Revenue Bonds, on October 1, 1979, to finance drainage improvements. The bonds received Moody's A and Standard & Poor's AAA (MBIA) ratings. The bonds are secured by the pledge of and first lien on the guaranteed entitlement portion of the State revenue sharing trust funds and by the pledge of the first lien on certain franchise fees, public service taxes and occupational license taxes. On September 30, 1991, $650,000 of the bonds remained outstanding. 8 The Village does not have a legal debt limitation. During the current year, the Village did not issue any bonded debt. As of September 30, 1991, the Village's net bonded debt was $521,022, the ratio of net bonded debt to taxable value was 14$ and the net bonded debt per capita was $115.58. Cash Management The Village maintains two pooled cash accounts known as the general corporation investment account and the water enterprise investment account. The equity of all funds comprising the investment accounts is maintained at all times. Cash requirements are constantly monitored and temporary idle cash is approved for investment by the Village Manager upon recommendation from the Finance Director. The investment policy of the Village is to maximize its investments in high quality risk-free securities authorized by State statutes, while maintaining a competitive yield on its portfolio. Preference is also given for purchasing investments with local financial institutions when comparable interest rates are quoted. The Village's investments for the current year consisted of deposits with the State Board of Administration - Local Government Surplus Funds Trust Fund Investment Pool, obligations of the U.S. government and amounts held by the Village's agent in a deferred compensation plan. Investments with the State Board of Administra- tion consist of obligations of the U.S. Treasury and its agencies, money market securities of highest quality such as commercial paper, banker's acceptance, corporate notes and repurchase agreements. Because of the short maturities and high quality, securities in this fund are considered practically risk free. On September 30, 1991, investments held by the Village totaled $5,015,722, which is detailed in Note 2, Notes to Financial Statements. The average yield on investments maturing during the year was 7.46$ and the average yield on money market investment accounts was 4.80. Risk Management During 1991, the Village continued using third-party insurance coverage for its Risk Management Program. Also during the year, the government distributed MSDA - Material Safety Data Sheets, in accordance with the 1986 Congressional Emergency Planning and Community Right-to-Know Act, and regularly distributed a safety newsletter to all its employees to assist in the prevention of accident related losses. A detailed list of insurance in effect is contained in the Schedule of Insurance section of this report. 9 OTHER INFORMATION Independent Audit State Statutes require an annual audit by independent certified public accountants. The accounting firm of Nowlen, Holt & Miner, P.A., CPA's, was selected to conduct the Village audit. The auditor's report on the general purpose financial statements is included in the financial section of this report. Awards The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the Village for its comprehensive annual financial report for the fiscal year ended September 30, 1990. This was the ninth consecu- tive year that the Village has received this prestigious award. In order to be awarded a Certificate of Achievement, the Village published an easily readable and efficiently organized comprehen- sive annual financial report. This report satisfied both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year. We believe that our current comprehensive annual financial report continues to meet the Certificate of Achievement Program's requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. Acknowledgements The preparation of the Comprehensive Annual Financial Report on a timely basis was made possible by the dedicated service of the entire staff of the Finance Department and Village Manager's office. Each member of the departments mentioned has our sincere appreciation for the contributions made in the preparation of this report. In closing, without the leadership and support of the Village Council of the Village of Tequesta, preparation of this report would not have been possible. Sincerely, Thomas G. Bradford Bill C. Kas avelis Village Manager Finance Dir ctor 10 Certificate of Achievement for Excellence in Financial Keporting Presented to Village of Tequesta, Florida For its Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 1990 A Certificate of Achievement for Excellence in Financial Reporting is Presented by the Govemment Financial Officers Association of the United States and Canada to govemment units and public employee retirement systems whose comprehensive annual financial reports (CAFR's) achieve the highest standards in govemment accounting and financial reporting. 'pGE OFp~~ 4~S OF THE F9S W UMRED STATES H IIMD N ~~~~ ~ President 6 CDRPDRAiION ~Y 'O~ ~NIC\BO ~O ~I~ ~~r~%~~~ Executive Director 11 VILLAGE OF TEQUESTA ORGANIZATION CHART Citizens Village Council Village Manager N Village Attorney Department of Water Department of Public Works Department Finance and and Recreation Village Clerk Building Police Department Department VILLAGE OF TEQIIESTA, FLORIDA Council - Manager Form of Government VILLAGE COIINCIL - 1990-1991 Joseph N. Capretta Ron T. Mackail William E. Burckart Edward C. Howell Earl L. Collings Mayor Vice-Mayor Councilmember Councilmember Councilmember VILLAGE OFFICIALS Thomas G. Bradford John C. Randolph (Jones, Foster, Johnston & Stubbs, P.A.) Bill C. Kascavelis Carl R. Roderick Scott D. Ladd Gary Preston Thomas C. Hall Manager Attorney Finance Director/Clerk Police Chief Building Official Director, Public Works & Recreation Water System Manager INDEPENDENT CERTIFIED PIIBLIC ACCOIINTANTS Nowlen, Holt & Miner, P.A. 13 THIS PAGE INTENTIONALLY LEFT BLANK EVERETT B. NOWLEN, CPA (1830.1984) EDWARD L HOLT, CPA WIWAM 8. MMVER, CPA ROBERT W. HENDRIX. JR.. CPA JANET R. BARICEVICH. CPA NOWLEN, HOLT & 1VYINER, P.A. CERTIFIED PUBLIC ACCOUNTANTS 215 FIFTH STREET SUITE 200 POST OFFICE BOX 347 WEST PALM BEACH, FLORIDA 33402.0347 TELEPHONE (407- 659-3060 FAX (407) 835.0628 KATHLEEN A. MINER. CPA KIM HATCHER BEAUMONT, CPA MARILVN ROBERTS. CPA R. GREGORY SMITH, CPA ROBERT W. HELMREICH, CPA TERRY L. MORTON. JR.. CPA N. RONALD BENNETT, CPA J. MICHAEL STEVENS. CPA ROBIN A. KOCIELKO. CPA INDEPENDENT AUDITOR'S REPORT The Honorable Mayor and Village Council Village of Tequesta Tequesta, Florida MEMBERS AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS FLORIDA INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS ACCOUNTING FIRMS ASSOCIATED INC. BELLE GLADE OFFICE 333 S.E. 2ntl STREET POST OFFICE BOX 338 BELLE GLADE, FLORIDA 33430-0338 TELEPHONE (407) 996.5812 FAX (407) 998.8248 We have audited the accompanying general purpose financial statements of the Village of Tequesta, Florida, as of September 30, 1991, and for the year then ended, as listed in the table of contents. These general purpose financial statements are the responsibility of the Village's management. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the general purpose financial statements referred to above present fairly, in all material aspects, the financial position of the Village of Tequesta, Florida, as of September 30, 1991, and the results of its operations and the cash flows of its proprietary fund type for the year then ended in conformity with generally accepted accounting principles. 14 We have also reviewed the accounting requirements of the bond ordinances associated with both the Improvement Revenue Bonds, Series 1979 and Water Refunding Revenue Bonds, Series 1985, relating to the benefits and application of funds. In our opinion, based on our audit of the general purpose financial statements, the Village has complied with such provisions. It should be noted that information obtained on the basis of our audit of the general purpose financial statements would not necessarily disclose defaults of a nonaccounting nature. Our audit was made for the purpose of forming an opinion on the general purpose financial statements taken as a whole. The supplemental information listed in the table of contents are presented for purposes of additional analysis and are not a required part of the general purpose financial statements of the Village of Tequesta, Florida. Such information has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in our opinion, is fairly stated in all material respects in relation to the general purpose financial statements taken as a whole. We did not examine the statistical data as set forth in the table of contents and, therefore, express no opinion thereon. December 9, 1991 15 GENERAL PURPOSE FINANCIAL STATEMENTS VILLAGE OF TEQUESTA, FLORIDA Combined Balance Sheet - All Fund Types and Account Groups September 30, 1991 Assets Governmental Fund Types Special Debt Capital General Revenue Service Project: Cash and cash equivalents $ Cash with fiscal agent Investments Accounts receivable (net of allowance for uncollectibles) Due from other funds Due from other governments Inventories of supplies - Unamortized debt issue costs Restricted assets Cash and cash equivalents Investments Fixed assets Amount available in debt service fund Amount to be provided for retirement of general long-term debt 182,598 $ 67,420 $ 10,117 58,545 892,162 118,861 6,857 3,424 735 15,100 $ 80, 06F 150, 74" Total assets X1,085,776 82 520 187 523 230 81F 16 Proprietary Fiduciary Fund Type Fund Tyoes Account Groups Trust General General Totals and Fixed Long-Term (Memorandum Enterprise Agency Assets Debt Only) $ 96,841 2,267,859 199,001 23,481 19,977 41,132 47.9,549 1,475,172 4,504,672 110,921 1, 575 1,037,349 128,978 59,107,684 628,066 5112,496 $1,037,349 X757,044 $ X437,044 ~ 58,545 3,540,550 205,858 40,156 3,424 20,712 41,132 V479,549 1,475,172 5,542,021 128,978 628.066 $12.601.207_ (Continued) 17 VILLAGE OF TEQUESTA, FLORIDA Combined Balance Sheet - All Fund Types and Account Groups September 30, 1991 (Continued) Liabilities and fund equity Liabilities Accounts pa able Accrued liabilities Matured interest pa able Matured bonds pa able Payable from restricted assets Deposits Due to other funds Due to other governments Deferred revenue Deferred compensation payable Contracts payable Obligations under capitalized leases Improvement revenue bonds ayable Wa~er refunding revenue bonds payable Unamortized debt discount Other liabilities Total liabilities Fund equity Investments in general fixed assets Contributed capital Retained earnings Reserved for revenue bond debt service and capital improvements Unreserved Fund balances Reserved for: Inventory.of supplies Debt service Law enforcement Recreation and parks Encumbrances Unreserved Designated for: Subsequent year's expenditures Debt service Undesignated Total fund equity Total liabilities and fund equity Governmental Fund Types Special Debt Capital General Revenue Servile Project $ 68,135 $ 5,665 25,056 1,509 3,690 35,025 $ $ 3 , 51. 40, 001 28,545 30,000 104,-055 35.025 58,545 43.518 735 89,122 2,123 89,600 5,600 79,300 39,378 889,741 41,895 107 997 . 981.721 47,495 _128,978 187,297 $1,085,776 82 520 187 523 230 815 18 Proprietary Fiduciary Fund Tyke Fund T yes Account Grou s Trus Genera Genera Totals and Fixed Long-Term (Memorandum Enterprise Agency Assets Debt Only) $ 42,987 4,328 89,849 $ 114,640 139,842 28,545 30,000 176,650 15, 100 2,867 14,833 13,199 5,415 1,035,000 (18,897) 7.413 1,_298,895 2,878,015 1,778,071 3,152,703 110,921 110,921 1,575 17,195 650,000 757,044 1,037,349 7,808,789 1.575 1.037,349 $9,107,684 112 496 X1,037,349 757 044 See notes to financial statements. 176,650 40,156 4,376 53,548 110,921 13,199 22,610 650,000 1,035,000 (18,897) 7,413 2,408,003 1,037,349 2,878,015 1,778,071 3,152,703 735 89,600 1,575 89,122 2,123 84,900 39,378 1 039,633 10,193,204 $12,601,207 19 VILLAGE OF TEQUESTA, FLORIDA Combined Statement of Revenues, Expenditures, and Changes in Fund Balances - Al1 Governmental Fund Types and Expendable Trust Funds For the Fiscal Year Ended September 30, 1991 General Revenues Taxes $1,851,620 Licenses and permits 76,840 Intergovernmental 384,623 Charges for services 17,442 Fines and forfeits 38,035 Interest 91,917 Miscellaneous 21,696 Intrrgovernmental services 108.000 Total revenues 2,590.173 Expenditures Current General government 616,142 Public safety 1,938,477 Physical environment 5,550 Transportation 383,982 Human services - 2,879 Culture/recreation 158,740 Capital outlay Debt service Principal retirement Interest Fiscal charges Total expenditures 3,105,770 Excess of revenues over (under) expenditures (515.597) Other financing sources (uses) Proceeds from capital lease 18,087 Operating transfers in 800,000 Operating transfers out (63,836) Total other financing sources (uses) 754,251 Excess of revenues and other sources over (under) expenditures and other uses 238,654 Fund balances, October 1, 1990 743,067 Fund balances, September 30, 1991 $ 981,721 20 Fiduciary Governmental Fund Types Fund Type Totals Special Debt Capital Expendable (Memorandum Revenue Service Projects Trust Fund Only $ 694,337 $ $ $ $2,545,957 76,474 153,314 129,216 513,839 17,442 1,575 39,610 8,768 10,990 111,675 21,696 108,000 900,027 8,768 10,990 1,575 3,511,533 616,142 1,938,477 5,550 383,982 2,879 158,740 173,019 173,019 30,000 30,000 57,090 57,090 617 617 87,707 173.019 3,366,496 900,027 (78,939) (162,029) 1,575 145,037 18,087 80,000 121,586 1,001,586 (880,000) (943,836) (880,000) 80,000 121,586 75,837 20,027 1,061 (40,443) 1,575 220,874 27,468 127,917 227,740 1,126,192 $ 47,495 128 978 187.297 1 575 $1,347,066 See notes to financial statemen ts. 21 VILLAGE OF TEQUESTA, FLORIDA Combined Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Governmental Fund Types For the Fiscal Year Ended September 30, 1991 General Fund Variance Favorable Budget Actual (Unfavorable Revenues Taxes $1,811,382 $1,851,620 $ 40,238 Licenses and permits 87,750 76,840 (10,910) Intergovernmental 354,240 384,623 30,383 Charges for services 12,900 17,442 4,542 Fines and forfeits 40,750 38,035 (2,715) Interest 75,000 91,917 16,917 Miscellaneous 3,200 21,696 18,496 Intragovernmental services 108,000 108,000 Total revenues 2,493.222 2,590,173 96,951 Expenditures Current General government 641,580 616,142 25,438 Public safety 2,020,375 1,938,477 81,898 Physical environment 14,500 5,550 8,950 Transportation _ 429,422 383,982 45,440 Human services 5,125 2,879 2,246 Culture/recreation 129,530 158,740 (29,210) Capital outlay Debt service Principal retirement Interest Fiscal charges Total expenditures 3,240,532 3,105,770 134,762 Excess of revenues over (under) expenditures (747,310) (515,597) 231,713 Other financing sources (uses) Proceeds from capital lease 18,087 18,087 Operating transfers in 800,.000 800,000 Operating transfers out (61,250) (63,836) (2,586) Total other financing sources (uses) 738,750 754,251 15,501 Excess of revenues and other sources over (under) expenditures and other uses $ (8,560) 238,654 247 214 Fund balances, October 1, 1990 743,067 Fund balances, September 30, 1991 $ 981,721 22 Special Revenue Fund Debt Service Fund Variance - Variance - Favorable Favorable Budget Actual LUnfavorable) Budget Actual (Unfavorable) $ 661,200 $ 694,337 $ 33,137 $ 73,500 76,474 2,974 129,245 129,216 (29) 7,500 863.945 900,027 36,082 8,768 1,268 7,500 8,768 1,268 30,000 30,000 57,090 57,090 775 617 158 87,865 87,707 158 863,945 900.027 36,082 X80,365) (78,939) 1,426 80,000 80,000 (880,000) (880,000) (880,000) (880,000) 80,000 80,000 $ (16,055) 20,027 $ 36.082 S (365') 1,061 S 1,426 27.468 127,917 S 47,495 $ 128,978 (Continued) 23 VILLAGE OF TEQUESTA, FLORIDA Combined Statement of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual Governmental Fund Types For the Fiscal Year Ended September 30, 1991 (Continued) Revenues Taxes Licenses and permits Intergovernmental Charges for services Fines and forfeits Interest Miscellaneous Inteagovernmental services Total revenues Expenditures Current General government Public safetx Physical environment Transportation Human services Culture/recreation Capital outlay Debt service Principal retirement Interest Fiscal charges Total expenditures Excess of revenues over (under) expenditures Other financing sources (uses) Proceeds from capital lease Operating transfers in Operating transfers out Capital Projects Fund Variance - Favorable Budget Actual (Unfavorable) 4,000 10,990 6,990 4.000 10,990 6,990 322,481 173,019 149,462 322,481 173,019 149,462 (318,481) (162,029) 156,452 119,000 121,586 2,586 Total other financing sources (uses) 119,000 121,586 2,586 Excess of revenues and other sources over (under) expenditures and other uses $ (199,481) (40,443) S 159,038 Fund balances, October 1, 1990 Fund balances, September 30, 1991 24 227,740 $ 187,297 Totals (Memorandum Only) Variance - Favorable Budaet Actual (Unfavorable, $ 2,472,582 161,250 483,485 12,900 40,750 86,500 3,200 108,000 $ 2,545,957 153,314 513,839 17,442 38,035 111,675 21,696 108,000 $ 73,375 (7,936) 30,354 4,542 (2,715) 25,175 18,496 3,368,667 641, 580 2,020,375 14,500 429,422 5,125 129,530 322,481 30,000 57,090 775 3,650,878 3,509,958 616,142 1,938,477 5,550 383,982 2,879 158,740 173,019 30,000 57,090 617 3,366,496 (282,211) 143.462 999,000 (941,250) 18,087 1,001,586 (943,836) 57,750 S (224,461) 75,837 219,299 _141.291 25,438 81,898 8,950 45,440 2,246 (29,210) 149,462 158 284,382 425,673 18,087 2,586 (2,586) 18,087 443 760 1,126,192 S 1,345,491 See notes to financial statements. 25 VILLAGE OF TEQUESTA, FLORIDA Statement of Revenues, Expenses and Changes in Retained Earnings - Proprietary Fund Type For the Fiscal Year Ended September 30, 1991 Operating revenues Charges for services Operating expenses Purchased services Personal services Contractual services Supplies Heat, light and power Repairs and maintenance Depreciation Total operating expenses Operating income Nonoperating revenues (expenses) Interest income Interest expense and fiscal charges Loss on disposal of equipment Gain on sale of land Total nonoperating revenues (expenses) Income before operating transfers Operating transfers (out) Net income Retained earnings, October 1, 1990 Retained earnings, September 30, 1991 See notes to financial statements. Proprietary Fund Type Enterprise $2,239,044 717,545 418,991 209,544 40,736 90,993 94, 189 309.214 1,881,212 357.832 260,707 (107,566) (46, 971) 91.500 197,670 555,502 (57,750) 497,752 4,433.022 X4,930,774 26 VILLAGE OF TEQUESTA, FLORIDA Statement of Cash Flows - Proprietary Fund Type For the Fiscal Year Ended September 30, 1991 Proprietary Fund Type Enterprise Cash flows from operating activities: Net operating income $ 357,832 Adjustments to reconcile operating income to net cash provided by operating activities: Depreciation 309,214 Changes in assets and liabilities: (Increase) decrease in: - Accounts receivable 14,508 Inventories 776 Due from other funds (23,481) Increase (decrease) in: Accounts payable 19,194 Accrued liabilities 948 Deposits 6,683 Deferred revenue 667 Other liabilities 3,079 Due to other funds 5,783 Net cash provided by operating activities 695,203 Cash flows from noncapital financing activities: Operating transfer to other fund (57,750) Net cash used for noncapital financing activities (57,750) (Continued) 27 VILLAGE OF TEQUESTA, FLORIDA Statement of Cash Flows - Proprietary Fund Type For the Fiscal Year Ended September 30, 1991 (Continued) Proprietary Fund Type Enterprise Cash flows from capital and related financing activities: Proceeds from sale of fixed assets $ 92,211 Capital contributions 98,889 Acquisition and construction of fixed assets (116,563) Principal paid on revenue bonds and equipment lease - (90,273) Interest paid on revenue bonds (94,236) Fiscal charges paid on revenue bonds (2,123) Reduction of contracts payable (50,010) Net cash used for capital and related financing activities (162,105) Cash flows from investing activities: Proceeds from redemption of investments 450,541 Purchase of investments (1,312,464) Interest received on investments 261.186 Net cash used for investing activities (600,737) Net decrease in cash and cash equivalents (125 389) Cash and cash equivalents, October 1, 1990 701.779 Cash and cash equivalents, September 30, 1991 $ 576,390 Noncash Capital and Related Financing Activities The Enterprise Fund entered into a capital lease to purchase a copier which cost $5,688. Monthly installments of $273 were applied to the reduction of the capital lease obligations. During the year, subcontractor's contributions of improvements to the water distribution system amounted to $72,469. See notes to financial statements. 28 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 1 - SO1~II~IARY OF SIGNIFICANT ACCOIINTING POLICIES The Reporting Entity The Village of Tequesta is a municipal corporation organized in 1957 under the laws of the State of Florida (Florida Statutes, Chapter 165). The Village has a Council-Manager form of govern- ment. The Village's major operations include public safety (police), streets and roads, culture and recreation, public improvements, planning and zoning, water service and general and administrative. In accordance with the provisions of Statement 3 issued by the National Council on Governmental Accounting entitled, "Defining the Governmental Reporting Entity," as endorsed by the Governmental Accounting Standards Board (GASB), the basic, but not the only, criterion for including a potential component unit within the reporting entity is the governing body's ability to exercise oversight responsibility. The most significant manifestation is financial interdependency. Other manifestations of the ability to exercise oversight responsibility include, but are not limited to, the selection of the governing authority, the designation of management, the ability to significantly influence operations and accounting for fiscal matters. A second criterion used in evaluating potential component units is the scope of public service. Application of this criterion involves considering whether the activity benefits the government or its citizens, or whether the activity is conducted within the geographic boundaries of the government and is generally available to its citizens. A third criterion used to evaluate potential component units for inclusion or exclusion from the reporting entity is the existence of special financing relationships, regardless of whether the government exercises oversight responsibilities. Based upon application of these criteria, the Village of Tequesta has determined that there are no additional governmental departments, agencies, institutions, commissions, public authorities or other governmental organizations operating within the jurisdiction of the Village that would be required to be included in the general purpose financial statements of the Village. 29 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 1 - SQMMARY OF SIGNIFICANT ACCOIINTING POLICIES (Continued) Basis of Presentation - Fund Accounting The accounts of the Village are organized on the basis of funds and account groups, each of which is considered a separate accounting entity. The operations of each fund are accounted for through a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses as appropriate. An account group, on the other hand, is a financial reporting device designed to provide accountabili- ty for certain assets and liabilities that are not recorded in funds because they do not directly affect net expendable avail- able financial resources. The following are the fund categories, funds and account groups used by the Village: Governmental Fund Types General Fund The General Fund is the general. operating fund of the Village. It is used to account for all financial resources except those required to be accounted for in another fund. Special Revenue Fund The Special Revenue Fund is used to account for specific revenue sources that are legally restricted to expenditure for specified purposes. The Special Revenue Fund of the Village accumulates all franchise fees, utility taxes, state revenue sharing and occupational licenses as required by the Improve- ment Revenue Bonds, Series 1979. 30 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 1 - BIIPIIKARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Basis of Presentation - Fund Accountinv (Continued) Governmental Fund Types (Continued) Debt Service Fund The Debt Service Fund is used to account for the accumulation of resources for, and the payment of, long-term debt princi- pal, interest, and related costs. The Debt Service Fund of the Village accumulates monies for payment of the Improvement Revenue Bonds, Series 1979. Capital Projects Fund The Capital Projects Fund is used to account for financial resources to be used for the acquisition or construction of major capital facilities (other than those to be financed by the Proprietary Fund). Proprietary Fund Type Enterprise Fund The Enterprise Fund is used to account for operations that are financed and operated in a manner similar to private business enterprises --where the intent of the governing body is that the costs (expenses, including depreciation) of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges. The Enterprise Fund of the Village is the Water Fund which accounts for the provision of water services and refuse and recycling services to the residents of the Village and some residents of the County. All activities necessary to provide such services are accounted for in this fund including, but not limited to, administration, operations, maintenance, financing and related debt service and billing and collection. 31 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Basis of Presentation - Fund Accounting (Continued) Proprietary Fund Type (Continued) Enterprise Fund (Continued) The proprietary fund is accounted for on a cost of services or "capital maintenance" measurement focus. This means that all assets and all liabilities (whether current or noncurrent) associated with its activity are included on its balance sheet. The reported fund equity (net total assets) is segregated into contributed capital and retained earnings components. Proprietary fund type operating statements present increases (revenues)- and decreases (expenses) in net total assets. Capital outlays for assets that cost $500 or more and have expected lives of greater than one year are capitalized and depreciated in the proprietary fund. Depreciation of exhaust- ible fixed assets is charged as expense against the opera- tions. Accumulated depreciation is reported on the propri- etary fund balance sheet. Depreciation has been provided over the estimated useful lives using the straight-line method. The estimated useful lives are as follows: Buildings 40 years Improvements 20 - 25 years Equipment 4 - 10 years Fiduciary Fund Types Expendable Trust and Agency Funds The Expendable Trust Fund accounts for forfeitures received by the police department to be expended for certain law enforcement purposes as prescribed by Florida Statute Chapter 932.704. The Agency Fund is used to account for assets held by the Village in a trustee capacity or as an agent for individ- uals. Agency funds are custodial in nature (assets equal liabilities) and do not involve measurement of results of operations. 32 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 199-1 NOTE 1 - SOMMARY OF SIGNIFICANT ACCOIINTING POLICIES (Continued) Basis of Presentation - Fund Accountinct (Continued) Account Groups General Fixed Assets Account Group The accounting and reporting treatment applied to the fixed assets associated with a fund are determined by its measurement focus. All governmental funds are accounted for on a spending or "financial flow" measurement focus. This means that only current assets and current liabili- ties are generally included on their balance sheets. Their reported fund balances (net current assets) are considered a measure of "available spendable resources." Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. Fixed assets used in governmental fund type operations (general fixed assets) are accounted for in the General Fixed Assets Account Group, rather than in governmental funds . Public domain ("infrastructure") general fixed assets consisting of certain improvements other than buildings, including roads, bridges, curbs and gutters, streets and sidewalks, drainage systems, and light systems, are not capitalized. The Village capitalizes assets that cost $500 or more and have expected lives of greater than one year. No depreciation has been provided on general fixed assets. All fixed assets are valued at historical cost or estimated historical cost if actual historical cost is not available. Donated fixed assets are valued at their estimated fair market value on the date donated. 33 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 1 - SIIMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Basis of Presentation - Fund Accounting (Continued) Account Groups (Continued) General Long-Term Debt Account Group Long-term liabilities expected to be financed from governmental funds are accounted for in the General Long-Term Debt Group, not in the governmental funds. Because of their spending measurement focus, expenditure recognition for governmental fund types is limited to exclude amounts represented by noncurrent liabilities. Since they do not affect net current assets, such long-term debt amounts are not recognized as governmental fund type expenditures or fund liabilities. They are instead reported as liabilities in the General Long-Term Debt Account Group. The two account groups are. not "funds". They are concerned only with the measurement of financial position. They are not involved with measurement of results of operations. Basis of Accountings Basis of accounting refers to when revenues and expenditures or ex- penses are recognized in the accounts and reported in the financial statements. Basis of accounting relates to the timing of the mea- surements made, regardless of the measurement focus applied. All governmental funds, the agency fund and the expendable trust fund are accounted for using the modified accrual basis of accounting. Under the modified accrual basis of accounting, revenues are recognized when they become measurable and available as net current assets. Expenditures are generally recognized under-the modified accrual basis of accounting when the related fund liability is incurred. An exception to this general rule includes principal and interest on general long-term debt which is recognized when due. 34 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 199-1 NOTE 1 - SQMMARY OF SIGNIFICANT ACCOIINTING POLICIES (Continued) Basis of Ac ountin (Continued) The proprietary fund is accounted for using the accrual basis of accounting. Revenues are recognized when they are earned, and the expenses are recognized when they are incurred. Unbilled Water Fund utility service receivables are recorded at year end. Total Columns on Combined Statements The Total columns on the combined statements are captioned "Memorandum Only" to indicate that they are presented only to facilitate financial analysis. Data in these columns do not present financial position, results of operations, or changes in financial position in conformity with generally accepted accounting principles. Neither is such data comparable to a consolidation. Interfund eliminations have not been made in the aggregation of this data. Budgets and Budaetarv Accountin Formal budgetary integration is employed-as a management control device during the year for the General Fund, Special Revenue Fund, Debt Service Fund and Capital Projects Fund. The Finance Depart- ment also maintains control over expenditures of the debt service fund through the use of bond indenture provisions. Budgets for. the General, Special Revenue, Debt Service and Capital Projects Funds are adopted on a basis consistent with generally accepted accounting principles. For budgeting purposes, current year encumbrances are not treated as expenditures. The Village follows these procedures in establishing the budgetary data reflected in the financial statements: 1. Prior to September 1, the Village Manager submits to the Village Council a proposed operating budget for the fiscal year commencing the following October 1. The operating budget includes proposed expenditures and the means of financing them. 35 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 1 - SIIMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Budgets and Budgetary Accounting (Continued) 2. Public hearings are conducted to obtain taxpayer com- ments. 3. Prior to October 1, the budget is legally enacted through passage of a resolution. Changes or amendments to the total budgeted expenditures of the Village total functional expenditures must be approved by the Village Council. However, in order to make the most effective use of the budgetary process, it is the policy of the Village to make as few budget adjustments as possible. Appropriations are legally controlled at the functional level within funds and expenditures may not legally exceed budgeted appropriations at that level. On April 25, 1991, the Village adopted a resolution providing for supplemental appropriation increases. Budget amounts as amended are reflected in the general purpose financial statements. The Village has complied with the Florida requirement that budgets be in balance. The General Fund, Special Revenue, Debt Service Fund and Capital Projects Fund budgets reflected in the accompany- ing financial statements are not balanced because they do not include amounts budgeted from the beginning fund balance. A budget for operating expenses of the Enterprise Fund (Water Fund) is also legally adopted on a basis consistent with generally accepted accounting principles in accordance with requirements of Ordinance 260-Water Refunding Revenue Bonds, Series 1985. Appropriations lapse at the end of the fiscal year. Encumbrances Encumbrance accounting is used for purposes of budgetary control. Encumbrances outstanding at year end are reported as reservations of fund balances until expended or accrued as a liability of the fund. 36 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Investments Investments, consisting of U.S. treasury obligations and funds held with the state investment pool are stated at cost or amortized cost, which approximates market. Assets of Internal Revenue Code Section 457 Deferred Compensation Plan are reported at market value. Inventories Inventories are valued at cost (first-in, first-out) or market. Inventories in the General Fund consist of expendable supplies held for consumption. The cost is recorded as an expenditure at the time individual inventory items are purchased. Reported invento- ries are equally offset by a fund balance reserve which indicates that they do not constitute "available spendable resources" even though they are a component of net current assets. Amortization The issue costs and debt discount on long-term debt are amortized over the life of the bonds using the straight-line method. Revenue Recognition Ad Valorem Taxes Ad valorem taxes are assessed as of January 1 and billed the following October. They are due and payable on November 1 of each year or as soon thereafter as the assessment roll is certified and delivered to the Tax Collector. These taxes are collected by the County and remitted to the Village. Revenue is recognized at the time monies are received from the County. All unpaid taxes become delinquent on April 1 following the year in which they are assessed. Discounts are allowed for early payment at the rate of 4~ in the month of November, 3$ in the month of December, 2$ in the month of January and 1$ in the- month of February. The taxes paid in March are without discount. At September 30, unpaid delinquent taxes, if any, are reflected as a receivable on the balance sheet and as deferred revenue. 37 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 1 - SIIMMARY OF SIGNIFICANT ACCOIINTING POLICIES (Continued) Revenue Recognition (Continued) Ad Valorem Taxes (Continued) The Village does not accrue property tax revenues since the collection of these taxes coincides with the fiscal year in which levied, and since the Village consistently has no material uncollected property taxes at year end. Intergovernmental Revenue Intergovernmental revenues are reported under the legal and contractual requirements of the individual programs. In certain programs, such as State Revenue Sharing, revenue is recognized when it is measurable and avail- able. Other Revenues Other revenues, such as franchise fees and utility taxes, licenses and permits, charges for services, fines and forfeits, and miscellaneous revenues are recognized when received in cash because they generally are not measur- able until then. Interest is recognized when earned at _ which time it is considered measurable and available. Interfund Transactions Following is a description of the basic types of interfund transac- tions made during the year and the related accounting policy: Transactions for services rendered or facilities provided. These transactions are recorded as revenue in the receiving fund and expenditures in the disbursing fund. Transactions to transfer revenue or contributions from the fund budgeted to receive them to the fund budgeted to expend them. These transactions are recorded as operat- ing transfers in and out. 38 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 1 - SIIPII~ARY OF SIGNIFICANT ACCOIINTING POLICIES (Continued) Reserved Fund Balance The portion of the fund balance reserved for recreation and parks represents the amount of funds received for recreational improve- ments and park land which are not yet expended. Compensated Absences Accumulated unpaid vacation and sick leave amounts are accrued when incurred. In governmental funds, the current liability expected to be liquidated with expendable available financial resources is recorded in the specific fund, with the remainder of the liability reported in the General Long-Term Debt Account Group. The Proprie- tary Fund records its respective-share of the liability in total. Statement of Cash Flows For purposes of the statement of cash flows, the proprietary fund considers all highly liquid investments (including restricted assets) with a maturity of three months or less when purchased to be cash equivalents, except for those investments which management intends to be long-term investments. NOTE 2 - CASH AND INVESTMENTS Cash and Cash Equivalents At year end, the carrying amount of the Village's deposits was $916,143 and the bank balances were $1,082,995. Cash consists of unrestricted and restricted funds entirely covered by federal depository insurance or by a multiple financial institution collateral pool that insures public deposits. The collateral pool exists pursuant to the Florida Security for Deposits Act, Chap- ter 280, which consists of assets pledged to the State Treasurer by financial institutions that comply with the requirements of Florida Statutes and have been thereby designated as a qualified public depository. These deposits are deemed to be insured for risk categorization purposes. 39 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 2 - CASH AND INDESTMENTS (Continued) Investments Florida statutes authorize the Village to invest the Local Government Surplus Funds Trust Fund administered by the State Treasurer; negotiable direct obligations of or obligations unconditionally guaranteed by the U.S. Government; interest-bearing time deposits in financial institutions located in Florida and organized under Federal or Florida laws; obligations of the Federal Farm Credit Banks, the Federal Home Loan Mortgage Corporation, the Federal Home Loan Bank or its district banks, or obligations guaranteed by the Government National Mortgage Association and obligations of the Federal National Mortgage Association. Investments (including restricted investments) consist of funds held with the state investment pool, obligations of the United States government and amounts held by the Village's agent in a deferred compensation plan. Obligations of the United States government are guaranteed and held by a qualified public depository. The Village is obligated by its Water Refunding Revenue Bond issue, Series 1985, to purchase U.S. Treasury Obligations. The treasury bonds are recorded net of unamortized discount of $33,104. The Village's Deferred Compensation plan has funds held by ICMA Retirement Corporation. The plan offers six different portfolios of mutual funds. The Village's investments are categorized as either (1) insured or registered or for which the securities are held by the Village or its agent in the Village's name, (2) uninsured and unregistered for which the securities are held by the financial institution's trust department or agent in the Village's name, or (3) uninsured and unregistered for which the securities are held by the broker or dealer, or by its safekeeping department or agent but not in the Village's name. 40 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 2 - CASH AND INVESTMENTS (Continued) Investments (Continued) Obligations of United States government Investment in: State investment pool Deferred compensation mutua 1 fund Cate4ory Carrying 1 _ Amount $601 $ 601,896 4,302,905 110,921 $5,015,722 Market Value $ 631,628 4,302,905 110,921 $5,045,454 NOTB 3 - RESTRICTED ASSETS Restricted assets as of September 30, 1991 consist of the following accounts: Investments Meter Deposit Accounts Capital Improvement Accounts 1985 Bond Accounts: Sinking Account Bond Amortization Account Reserve Account Renewal and Replace- ment Account $ 33,850 $ 142,800 $ 176,650 104,509 431,180 535,689 4,626 457 5,083 283,792 602,226 886,018 45,853 298,509 344,362 6,919 6,919 479 549 1,475,172 $1.954,721 41 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 4 - CCOUNTS RECEIVABLE - ENTERPRISE FIIND Accounts receivable of $199,001 are stated net of a $2,000 allowance for doubtful accounts and consist of billed revenues totaling $175,995 and unbilled revenues totaling $25,006. NOTE 5 - COMPONENTS OF FIRED ASSETS A summary of changes in general fixed assets follows: Balance Balance October 1, September 30, 1990 Additions Deletions 1991 Land $ 49,728 $ 35,000 $ $ 84,728 Buildings 294,333 294,333 Improvements other than buildings 133,265 7,017 140,282 Equipment 473,663 77,870 33,527 518.006 950 989 119 887 33 527 51,037.349 The components of fixed assets at September 30, 1991 are summarized as follows: General Land Buildings Improvements other than buildings Machinery and equipment Construction in progress Accumulated depreciation Total Enterprise Fixed Assets Fund Account Group Total $ 92,042 $ 84,728 $ 176,770 388,592 294,333 682,925 6,789,934 140,282 6,930,216 191,271 22,965 7,484,804 2,980,132 $4,504,672 518,006 709,277 1,037,349 8,522,153 2 980 3 $1,037,349 $5,542,021 42 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 INED BENEFiT__PENSION PL All Village full-time employees participate in the noncontributory Florida Retirement System, a cost-sharing multiple-employer public employee retirement system. The payroll for employees covered by the System for the year ended September 30, 1991 was $1,522,823, which is also the total payroll for the Village. All Village full-time employees are eligible to participate in the System as authorized by Chapter 121 of the Florida Statutes. The Florida Retirement System has five classes of membership. Village employees belong to three of the five classes, the senior management service class (SMSC) consisting of the Village Manager, the regular class consisting of administrative, operations and clerical employees, and the special risk class (SRC) consisting of law enforcement officers. Employees who retire at or after age 62 (age 55 for SRC members) with ten years of credited service are entitled to a retirement benefit, payable monthly for life, equal to 2.0$ (SMSC), 1.60 to 1.68$ (regular class) and 2.02 to 3.0$ (SRC) of their average final compensation for each year of credited service, depending on the years served. Average final compensation is the employee's average of the f ive highest years of credited service, depending on the years served. Average final compensation is the employee's average of the five highest years of credited service. Benefits fully vest on reaching ten years of service (seven years for SMSC members). Vested employees may retire at or after age 55 and receive reduced retirement benefits. The System also provides death and disability benefits. Benefits are established by State statute. The Village's actuarially determined contribution requirement for the year ended September 30, 1991 was $275,525. The actual contribution made was $275,525 (General Fund $234,751, Enterprise Fund $40,774). The contribution equaled 18.09$ of current covered payroll. The Village is required by statute to contribute at rates as of September 30, 1991 of 18.39$ of covered payroll for senior management service class, 15.72$ of covered payroll for regular class and 25.52$ for special risk class. Because this is a non-contributory plan, no employee contributions are required. 43 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 6 - DEFINED BENEFIT PENSION PLAN (Continued) The "pension benefit obligation" is a standardized disclosure measure of the present value of pension benefits, adjusted for the effects of projected salary increases and step-rate benefits, estimated to be payable in the future as a result of employee service to date. The measure, which is the actuarial present value of credited projected benefits, is intended to help users assess the System's funding status on a going-concern basis, assess progress made in accumulating sufficient assets to pay benefits when due, and make comparisons among PERS and employers. The System does not make separate measurements of assets and pension benefit obligation for individual employers. The pension benefit obligation at July 1, 1991 (the latest available information) for the System as a whole, determined through an actuarial valuation performed as of July 1, 1991, was $33.8 billion. The System's net assets available for benefits on that date (valued at market) were $23.8 billion, leaving an unfunded pension benefit obligation of $10 billion. The Villages actuarially determined contribution requirement represents less than one percent of all contributions. Ten-year historical trend information showing the System's progress in accumulating sufficient assets to pay benefits when due is pre- sented in the Systems June 30, 1990 comprehensive annual-financial report. NOTE 7 - DEFERRED COMPENSATION PLAN The Village offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The plan, available to all Village employees, permits them to defer a portion of their salary until future years. The deferred compensa- tion is not available to employees until termination, retirement, death, or unforeseeable emergency. All amounts of compensation deferred under the plan, all property and rights purchased with those amounts, and all income attribut- able to those amounts, property, or rights are (until paid or made available to the employee or other beneficiary) solely the property and rights of the Village (without being restricted to the provisions of benefits under the plan), subject only to the claims of the Villages general creditors. Participants rights under the plan are equal to those of general creditors of the Village in an amount equal to the fair market value of the deferred account for each participant. 44 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 7 - DEFERRED COMPENSATION PLAN (Continued) It is the opinion of the Village that it has no liability for losses under the plan but does have the duty of due care that would be required of an ordinary prudent investor. The Village believes that is unlikely that it will use the assets to satisfy the claims of general creditors in the future. Investments are managed by the plans trustee under one of six investment options, or a combination thereof. The funds are invested at the discretion of individual plan participants. NOTE 8 - COMPENSATED ANNOAL LEAVE AND SICK PAY As of September 30, 1991, the total liability for compensated absences was $100,287. The noncurrent portion of compensated absence liability of the General Fund is recorded in the Long-Term Debt Group. For the fiscal year ended September 30, 1991, the long-term amount was $89,849. The liability recorded by the Enterprise Fund was $10,438 NOTE 9 - RIBR MANAGEMENT The Village is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The Village continues to purchase commercial insurance to cover the various risks. Retention of risks is limited to those risks that are uninsurable and deductibles ranging from $250 to $10,000 per occurrence. Major uninsurable risks include damages to infrastructure assets. Since the amount of loss cannot be reasonably estimated and the likelihood of occurrence is not determinable, no provision for losses is reflected in the financial statements. There were no settled claims which exceeded insurance coverage during the past three fiscal years. 45 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOT$ 10 - LEASE COMMITMENTS Durinq the fiscal year, the Village entered into two capital lease agreements to purchase office equipment. Each lease is for a 36- month term with monthly lease payments of $567 (General Fund) and $178 (Water Fund). The Water Fund Iease provides for a purchase option for $825. The lease expires in July, 1992. There are no contingent rents. The office equipment is capitalized at cost in the General Fixed Asset Group - $18,087 and Enterprise Fund - $5,688. No amortization was accumulated during the fiscal year. NOTE 11 - CONTRACTS PAYABLE AND COMMITMENTS As of September 30, 1991, the Village had the following contracts payable and commitments with respect to unfinished capital projects:. ~prietary Fund - Contracts Payable Expected Date capital Project of Completion Old Dixie Highway - Water Main Conflicts S13.198 January, 1992 13 19 Proprietary Fund - Commitments Remaining Expected Date Capital Project Commi tments of Completion Computer Conversion $ $ 78,949 December, 1991 Telemetry Remote Sites 10,195 December, 1991 Old Dixie Highway: .Water Main Relocation 68,628 January, 1992 Water Main Conflicts 85,977 154,605 January, 1992 Storage Tank & Wells Project: Storage Tank 525,469 March, 1992 Well ,~24 35,500 September, 1992 Wells X25, #26, ,~27 84,800 645,769 September, 1992 889 518 46 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 12 - LONG-TERM AGREEMENT TO PIIRCHASE WATER On July 15, 1976, the Village entered into an agreement with Tri- Southern Utilities Company, Inc. (the agreement subsequently assumed by the Town of Jupiter) to purchase water for the Village's water system for a period of 30 years. Rates for water service are based on wholesale rates. The Village is billed monthly based upon a 1,500,000 gallons per day contracted minimum. NOTE 13 - PROJECTS ENTERED INTO WITH OTHER GOVERNMENTAL IINITB On August 15, 1984, the Village entered into an interlocal agreement between Palm Beach County and various other municipali- ties for services to be rendered by the Palm Beach County Fire Rescue Department to said municipalities for a fee. For the year ended September 30, 1991 fire protection and emergency medical service expense was $573,925. MOTE 14 - REFDBE/RECYCLING CHARGES On September 14, 1990, the Village adopted an ordinance providing for user charges and fees to cover related costs for refuse and recycling collection services. The ordinance also provided for the removal of the millage required to fund such payment from the (General Fund) Ad Valorem Millage rate for fiscal year 90/91 and thereafter. As a result, refuse and recycling fees of $259,531 for the fiscal year ended September 30, 1991 were billed along with the water service charges and were appropriately accounted for in the Enterprise Fund. NOTE 15 - LONG-TERM DEB Water Fund Water Refunding Revenue Bonds, Series 1985 were issued pursuant to Resolution 2-84/85 enacted by the Village Council on October 23, 1984, for a total principal amount of $1,525,000. Resolution 2-84/85 provides for the disposition of all revenues derived from the operation of the water system. Revenues are first to be used for payment of all current operating expenses. Revenues are next to be used for the required payments for principal and interest on, and reserve for, the outstanding water refunding revenue bonds. 47 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 15 - LONG-TERM DEBT' (Continued) Neater Fund (Continued) Revenues are next to be used to maintain the renewal, replacement and improvement of the water system. Such payments to the renewal and replacement fund are made monthly equal to one-twelfth of the estimated annual cost of extensions, additions to, enlargements and replacement of capital assets of the system and emergency repairs thereto, such cost to be established by recommendation of the con- sulting engineer. Finally, any revenues remaining may be used for any lawful purpose. The Resolution requires the establishment of the following accounts: Account Puraose Revenue Account To collect the entire gross revenues derived from the system, except investment earnings. Operation and To pay fully accrued operating Maintenance Account expenses. Sinking Account To accumulate sufficient funds to meet annual debt service requirements through transfers from the Revenue Account. Bond Amortization Established within the Sinking Account Account to meet principal payment on the debt. Reserve Account To accumulate funds for payment of principal and interest only if funds in the Sinking Account are insuffi- cient. Renewal and Replacement To accumulate funds for the purpose Account of funding the cost of extensions, additions to, enlargements and replacement of capital assets of the .system and emergency repairs thereto. 48 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 15 - LONG-TERM DEBT (Continued) 6~ater Fund (Continued) The annual requirements to amortize the debt are as follows: Fiscal Year Ending September 30 1992 1993 1994 1995 1996 1997 Principal Interest Total $ 50,000 105,000 185,000 275,000 300,000 120 000 $ 44,503 83,005 74, 199 55,142 30,593 5.340 $ 94,503 188,005 259,199 330,142 330,593 125, 340 S1.035.000 S 292.782 $1.327.782 The Village is obligated by the securities contract to purchase an aggregate of $980,000 par amount of U.S. Treasury Bonds due February 15, 2007, bearing interest at 7-5/8$, at an aggregate purchase price of $928,324. Purchase must be made semi-annually on April 1 and October 1 from April 1, 1985 through October 1, 1993, at semi-annual prices increasing from approximately $33,000 in 1985 to approximately $71,000 in 1993. Neither the U.S. Treasury Bonds nor their income is pledged for payment of the refunding bonds. However, the purchase prices of the Treasury Bonds are added to gross debt service and the income from the Treasury Bonds is subtracted -from gross debt service to compute bond service requirements. Required Annual Bond Amortization Account payments to the Trustee of the 85 Series Bonds are as follows: Fiscal Year Ending September 30 Amount 1992 $130,000 1993 140,000 1994 75.000 345 000 Debt issue expense and bond discount on the Water Refunding Revenue Bonds, Series 1985, are being amortized over the life of the bonds. 49 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 15 - LONG-TERM DEBT (Continued) General Long-Term Debt This debt consists of Improvement Revenue Bonds Series 1979, dated October 1, 1979, in the amount of $910,000 with interest rates ranging from 8.30$ to 8.50$. Resolution 10-78/79 provided for the creation of a special fund known as the Improvement Bond Revenue Fund (Revenue Fund) and the Improvement Bond Sinkinq Fund (Debt Service Fund). Pledged funds to be deposited in the Revenue Fund are the guaranteed entitlement portion of state revenue sharing trust funds, public service utilities taxes, franchise fees and occupational license taxes. At September 30, 1991, $650,000 of this issue, which consists of term and serial bonds, were outstanding. The disposition of monies in the Revenue Fund are first to the Debt Service Fund in the amount of the required principal and interest payments. A reserve account was established in the Debt Service Fund to provide for the maximum debt service requirement in any fiscal year. This account is fully funded as of September 30, 1991. Finally, any revenues remaining may be used for any lawful purpose. The bonds will be repaid through the Debt Service Fund. Annual requirements to amortize this debt are as follows: Coupon 9ctober 1. Rate Principal Interest Payments 1992 8.40$ $ 35,000 $ 54,600 $ 89,600 1993 8.40$ 35,000 51,660 86,660 1994 8.40$ 40,000 48,720 88,720 1995 8.40$ 40,000 45,360 85,360 1996 8.40$ 45,000 42,000 87,000 1997 8.40$ 45,000 38,220 83,220 1998. 8.40$ 50,000 34,440 84,440 1999 8.40$ 55,000 30,240 85,240 2000 8.40$ 55,000 25,620 80,620 2001 8.40$ 60,000 21,000 81,000 2002 8.40$ 65,000 15,960 80,960 2003 8.40$ 70,000 10,500 80,500 2004 8.40$ 55,000 4.620 59,620 Totals 650 000 422 940 $1.072.940 50 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 15 - LONG-TERM DEHT (Continued) T9ta1 Lonv-Term Debt The annual requirements to amortize all outstanding debt including interest payments of $718,444 as of September 30, 1991 are as follows: Fiscal Capital Year Ending Compensated Lease Water Improvement September 30 Absences Obligations Revenue Revenue Total 1992 $ $ 8,940 $ 94,503 $ 89,600 $ 193,043 1993 8,940 188,005 86,660 283,605 1994 7,452 259,199 88,720 355,371 1995 330,142 85,360 415,502 1996 330,593 87,000 417,593 1997 1998 125,340 83,220 208,560 1999 84,440 84,440 2000 85,240 85,240 2001 80,620. 80,620 2002 81,000 81,000 2003 80,960 80,960 2404 80,500 80,500 Various 89,849 59,620 59,620 _ 89.849 89 849 25 332 51,327,782 X1,072.940 $2,515,903 Annual maturities of long-term compensated absences cannot be reasonably determined. 51 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 15 - LONG-TERM DEBT (Continued) changes in Long-Term Debt Transactions for the Village for the year ended September 30, 1991 are summarized as follows: General Long-Term Debt Group _ Enterprise Funds Capital Improvement Water Capital Compensated Lease Revenue Revenue Lease Absences Obligations Bonds Bonds Obligations Lang-term debt at October 1, 1990 $76,227 Plus: Addition of new debt Addition to compensated absences 13,622 Less: repay- ments of debt Long-term debt at September 30, 1991 Merest Expense 89 849 17 195 18,087 $680,000 650 000 $1,125,000 90.000 5,688 5 415 $1,035.000 Interest expense on long-term debt for the fiscal year ended September 30, 1991 totaled $151,568 (general long-term debt - $57,332; Enterprise Fund - $94,236). NOTE 16 - DEFEASANCE OF PRIOR DEBT In prior years, the Village defeased the 1978 Series, $3,915,000 Water Revenue Refunding Bonds by placing the proceeds of new bonds in an irrevocable trust to provide for all future debt service payments on the old bonds. Accordingly, the trust account assets and the liability for the defeased bonds are not included in the Village's financial statements. At September 30, 1991, $3,915,000 of bonds outstanding and interest of $3,753,343 are considered defeased. 52 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 NOTE 17 - INTERFIIND RECEIVABLEB AND PAYABLES Individual fund interfund receivables and payables at September 30, 1991 are as follows: Fund Znterfund Interfund Receivables P~yables General Fund Special Revenue Fund Expendable Trust Fund Enterprise Fund 15,100 1,575 23,481 40 156 NOTE 18 - INTERFIIND ADMINISTRATIVE FEE $25,056 15, 100 40 156 During the year ended September 30, 1991, the Enterprise Fund remitted $108,000 to the General Fund for administrative management fees. This amount is reflected as intragovernmental services revenue in the General Fund and as contractual services operating expenses in the Enterprise Fund. NOTE 19 - CONTRIBIITED CAPITAL - ENTERPRISE FIIND The changes in contributed capital consists of the following: Capital Developer Improvement Contributions Charges Total Contributed capital at October 1, 1990 $ 986,918 $1,719,739 $2,706,657 Plus: contributions 72,469 98,889 171,358 Contributed capital at September 30, 1991 X1,059,387 $1,818,628 $2,878.015 53 VILLAGE OF TEQUESTA, FLORIDA Notes to Financial Statements September 30, 1991 OTE 2 O - ~,ITIGATION The Village is involved in right-of-way property acquisitions pending as of September 30, 1991. The appraised values of the property was paid to the court pending settlement and estimated attorney fees of $40,000 were accrued as of September 30, 1991. The Village does not anticipate any liabilities in excess of those paid or accrued. The Village has filed suit against a surety in the amount of $59,404 plus costs and attorney fees. The suit is based upon the claim for breach of contract for installation of certain landscaping and maintenance thereof. No estimate can be made of the amount of the award, if any, that will actually be received. The Village, in accordance with the normal conduct of its affairs, is involved in various other judgments, claims and litigations. It is expected that the final settlement of these matters will not materially affect the financial statements of the Village. 54 SUPPLEMENTAL INFORMATION GENERAL FUND VILLAGE OF TEQUESTA, FLORIDA General Fund Schedule of Revenues - Budget and Actual For the Fiscal Year Ended September 30, 1991 Taxes Current ad valorem taxes Delinquent ad valorem taxes Total taxes Licenses and permits Building permits Other licenses and permits Total licenses and permits Intergovernmental Cigarette tax Alcoholic beverage licenses One-half cent sales tax County grants Countywide registrations Local option gas tax Road and bridge tax Recycling reimbursables Miscellaneous Total intergovernmental Charges for services Zoninq fees Map sales Certification, copying, record search Building inspection Municipal police academy Tennis lights Total charges for services Variance - Favorable Budget _ Actual Unfavorable) $1,808,882 $1,846,288 2,500 _ 5.332 1.811,382 1.851.620 85,000 2,750 69,450 7.390 87.750 14,915 7,500 205,200 25,000 96,625 5,000 354.240 2,350 500 900 4,500 2,650 2,000 12 900 76,840 13,487 7,935 206,927 10,430 26,629 112,052 5,602 1,492 69 384.623 9,440 781 1,092 2,542 2,012 1.575 17,442 $ 37,406 2,832 40238 (15,550) 4.640 X10.910) (1,428) 435 1,727 10,430 1,629 15,427 5,602 (3,508) 69 30L~83 7,090 281 192 (1,958) (638) (425) 4,542 (Continued) 55 VILLAGE OF TEQUESTA, FLORIDA General Fund Schedule of Revenues - Budget and Actual For the Fiscal Year Ended September 30, 1991 (Continued) Fines and forfeits Court fines Parking tickets Total fines and forfeits Interest Tax collector Investments Total interest Miscellaneous Contributions for park land Other Police department Total miscellaneous Intragovernmental services Administrative management - water fund Total intragovernmental services Total revenues Budget $ 40,000 750 40.750 75,000 75, 000 3,000 200 3, 200 Variance - Favorable Actual (Unfavorabl,e~ $ 37,165 $ (2,835) 870 120 38.035 (2,715) 3,034 88,883 91.917 3,034 13,883 16,917 13,845 5,768 2,083 21.696 13,845 2,768 1,883 18,496 108,000 108.000 108,000 $2,493,222 108, 000 $2,590,173 $ 96,951 56 VILLAGE OF TEQUESTA, FLORIDA General Fund Schedule of Departmental Expenditures - Budget and Actual For the Fiscal Year Ended September 30, 1991 General government Legislative Travel and per diem Other charges Books, publications and dues Total legislative Executive Salaries F.I.C.A. Retirement Life and health insurance Worker's compensation insurance Professional services Contractual services Deferred compensation plan Travel and per diem Office machines maintenance Other charges office supplies Rentals and leases Books, publications, dues Total executive Variance - Favorable Budget _ Actual (Unfavorable) $ 14,465 $ 12,039 500 3,, 885 3 , 882 18.850 15.921 128,750 10,325 21,975 16,955 121,819 9,952 21,970 15,759 890 16,450 7,750 3,320 8,970 2,430 1,105 2,625 1,505 2.32.5 225, 375 700 15,459 5,233 3,039 8,806 2,428 967 2,459 1,503 1,560 211.654 $ 2,426 500 3 2.929 6,931 373 5 1,196 190 991 2,517 281 164 2 138 166 2 765 13,721 (Continued) 57 VILLAGE OF TEQUESTA, FLORIDA General Fund Schedule of Departmental Expenditures - Budget and Actual For the Fiscal Year Ended September 30, 1991 (Continued) General government (continued) Financial and administrative Salaries F.I.C.A. Retirement Life and health insurance Worker's compensation insurance Professional services Accounting and auditing Travel and per diem Other charges Office supplies Books, publications, dues Office machines maintenance Capital outlay Machinery and equipment Total financial and administrative Legal counsel Legal services Total legal counsel Variance - Favorable Budget Actual (Unfavorable) $ 98,800 $ 98,798 $ 2 7,630 7,627 3 15,615 15,347 268 11,800 11,534 266 665 2,425 21, 230 2,000 400 3,700 460 4,260 530 2,425 19,915 1,710 315 3,696 335 4,258 169. 485 166.490 85. 300 85,191 85, 300 85 f 191 Planning and zoning Professional services Other charges Total planning and zoning 14,900 3,800 18,700 9,367 186 9.553 135 1,315 290 85 4 125 2 2,995 109 109 5, 533 3.614 9.147 (Continued) 58 VILLAGE OF TEQUESTA, FLORIDA General Fund Schedule of Departmental Expenditures - Budget and Actual For the Fiscal Year Ended September 30, 1991 (Continued) Variance Favorable Budget Actual (Unfavorable] General government (continued) Other general government Life and health insurance $ 4,010 $ 4,007 $ 3 Other personal services 9,155 7,881 1,274 FICA taxes 405 401 4 Unemployment compensation insurance 250 220 30 Professional services 5,160 2,120 3,040 Travel and per diem 630 630 Communication services 4,125 4,110 15 Transportation/postage 5,700 5,291 409 Utility services 7,875 5,303 2,572 Fire hydrant rental fees 11,400 11,400 Rentals and leases 6,345 4,725 1,620 Insurance 25,000 23,238 1,762 Village Hall maintenance 9,450 7,412 2,038 Printing and binding 525 59 466 Promotional activities 10,880 10,876 4 Other charges 2,625 2,511 114 Office supplies 4,150 3,357 793 Operating supplies 2,010 2,003 7 Books, publications, dues 1,575 743 832 Capital outlay Improvements other than buildings 7,025 7,017 8 Machinery and equipment 5,575 23,526 (17,951) Debt service Principal 891 (891) Interest 242 (242) Total other general government 123,870 127.333 (3,463) Total general government 641,580 616,142 25,438 (Continued) 59 VILLAGE OF TEQUESTA, FLORIDA General Fund Schedule of Departmental Expenditures - Budget and Actual For the Fiscal Year Ended September 30, 1991 (Continued) Variance - Favorable Budget Actual (Unfavorable) Public safety Police department Salaries $ 666,450 $ 641,743 $ 24,707 Overtime 38,675 37,447 1,228 F.I.C.A. 54,875 54,263 612 Retirement 160,415 150,808 9,607 Life and health insurance 87,415 71,669 15,746 Worker's compensation insurance 39,245 35,641 3,604 Travel and per diem 3,065 2,489 576 Communication services 5,180 5,153 27 Rentals and leases 760 753 7 Insurance 21,565 21,562 3 Repairs and maintenance 19,105 18,164 941 Printing and binding 800 481 319 Other charges 8,760 3,201 5,559 Personnel training 6,515 5,966 549 Office supplies 2,135 1,983 152 Operating supplies 49,785 43,055 6,730 Books, publications, dues 1,055 976 79 Capital outlay Machinery and equipment _ 521925 52,892 33 Total police department 1.218.725 1,148,246 70.479 Protective inspections Salaries 132,425 130,930 1,495 F.I.C.A. 10,290 10,149 141 Retirement 20,500 20,323 177 Life and health insurance 19,675 18,436 1,239 (Continued) 60 VILLAGE OF TEQUESTA, FLORIDA General Fund Schedule of Departmental Expenditures - Budget and Actual For the Fiscal Year Ended September 30, 1991 (Continued) Public safety (continued) Protective inspections (continued) Worker's compensation insurance Contractor services Travel and per diem Communication services Insurance Repairs and maintenance Printing and binding Other charges Office supplies Operating supplies Books, publications, dues Total protective inspections Emergency and disaster relief Civil preparedness Disaster relief Capital outlay Machinery and equipment Total emergency and disaster relief Variance - Favorable Budget Actual (Unfavorable) $ 12,855 7,600 4,000 2,130 1,880 3,475 3,600 1,500 1,500 1,405 600 $ 12,844 7,194 3,089 2,125 1, 771 2,784 2,606 1,038 972 896 493 $ 11 406 911 5 109 691 994 462 528 509 107 223, 435 790 1,000 656 2,500 4.290 656 7.785 134 1,000 2.500 3.634 (Continued) 61 VILLAGE OF TEQUESTA, FLORIDA General Fund ----- Schedule of Departmental Expenditures - Budget and Actual For the Fiscal Year Ended September 30, 1991 (Continued) Public safety (continued) Fire protection and emergency medical service Contractual services Total fire protection and emergency medical service Variance - Favorable Budget Actual (Unfavorable) S 573,925 S 573,925 573,925 573,92 Total public safety Physical environment 2~ 020,375 1,938,477 Recycling uncollectibles 2,000 Solid waste uncollectibles 6,900 Uniforms and equipment 5,600 5,550 Total physical environment Transportation Road and street facilities Salaries Overtime F.I.C.A. Retirement Life and health insurance Worker's compensation insurance Engineering services Other contractual services Travel and per diem Communication services 81, 898 2,000 6,900 50 119,100 119,050 50 750 678 72 9,450 9,404 46 18,850 17,301 1,549 18,500 18,340 160 9,365 9,347 18 31,700 31,581 119 50,092 49,801 291 2,600 2,250 350 1,225 1,218 7 62 (Continued) VILLAGE OF TEQUESTA, FLORIDA General Fund Schedule of Departmental Expenditures - Budget and Actual For the Fiscal Year Ended September 30, 1991 (Continued) Transportation (continued) Road and street facilities (continued) Rentals and leases Utility services Street lights Insurance Repairs and maintenance Other charges Operating supplies Road materials and supplies Books, publications, dues Capital outlay Machinery and equipment Improvements other than buildings - replacement of Royal Palms Total transportation Variance - Favorable Budget Actual jUnfavorablel $ 980 $ 490 $ 490 21,700 21,620 80 22,000 21,115 885 8,600 8,570 30 56,225 48,398 7,827 500 239 261 6,400 4,690 1,710 5,500 2,588 2,912 275 264 11 21,010 3,462 17,548 24.600 13.576 11,024 429,422 383,982 45.440 Human services Health - mosquito control Salaries Equipment maintenance Other charges Operating supplies Personnel training Total human services 1,300 255 1,045 1,450 1,355 95 50 50 1,625 1,159 466 700 60 640 5,125 2,879 2.246 (Continued) 63 VILLAGE OF TEQUESTA, FLORIDA General Fund Schedule of Departmental Expenditures - Budget and Actual For the Fiscal Year Ended September 30, 1991 (Continued) Culture/Recreation Parks and recreation Salaries Overtime F.I.C.A. Retirement Life and health insurance Worker's compensation insurance Contractual services Travel and per diem Communication services Utility services Insurance Repairs and maintenance Other charges Office supplies Operating supplies Books, publications, dues Aid to government organizations Aid to private organizations Programs Capital outlay Land Playground park equipment Variance - Favorable Budget Actual (Unfavorable) $ 49,200 $ 49,106 $ 94 400 400 4,350 4,325 25 9,025 9,002 23 2,560 2,518 42 2,625 2,623 2 6,885 5,339 1,546 1,500 1,274 226 400 398 2 9,650 9,606 44 1,300 1,235 65 21,000 20,501 49g 500 154 346 250 81 169 1,410 606 804 275 205 70 2,650 2,650 7,350 7,000 350 4,700 4,512 188 3,500 Total culture/recreation 129,530 34,816 2,789 158,740 Total expenditures X3,240,532 X3,105,770 64 (34, 816) 711 S 134,762 SPECIAL REVENUE FUND VILLAGE OF TEQUESTA, FLORIDA Special Revenue Fund Schedule of Revenues -Budget and Actual For the Fiscal Year Ended September 30, 1991 Taxes Franchise fees Utility taxes Total taxes Licenses and permits Professional and occupational licenses Total licenses and permits Intergovernmental State revenue sharing Total intergovernmental Total revenues Variance - Favorable Budget Actual (Unfavorable) $ 277,700 383.500 661.200 $ 290,006 404.331 694.337 $ 12,306 20,831 33.137 73.500 73.500 129.245 129.245 $ 863,945 65 761474 76,474 129, 216 129.216 $ 900,027 2.974 2.974 (29) (29j 6 08 PROPRIETARY FUND (ENTERPRISE FUND) VILLAGE OF TEQUESTA, FLORIDA Enterprise Fund Schedule of Operating Expenses - Budget and Actual For the Fiscal Year Ended September 30, 1991 Purchased services Purchased water Refuse and recycling service Total purchased services Personal services Salaries Overtime F.I.C.A. Retirement Life and health insurance Workers compensation insurance Employee recognition program Employee assistance programs Total personal services Contractual services Insurance Personal services Communication services Rentals and leases Computer program services Legal Engineering Accounting and auditing Other charges Licenses and fees Administrative management Personnel training and travel Budget $ 517,425 270.225 787.650 295,880 8,000 28,700 46,155 47,460 13,460 700 1, 600 441,955 29,430 1,000 5,500 5,500 6,280 8,470 34,743 25,725 11,600 1,750 108,000 6,100 Actual $ 465,670 251, 875 717.545 288,077 7,177 28,123 40,774 42,751 11,287 343 459 418,991 27,910 4,311 3,298 4,179 4,701 17,312 21,903 10,264 1,750 108,000 5,916 Variance Favorable cunravorante~ $ 51,755 18.350 70.105 7,803 823 577 5,381 4,709 2,173 357 1.141 22,964 Total contractual services Supplies Office supplies Chemicals Other operatin supplies Books, publications and dues Total supplies Heat, light and power Repairs and maintenance Depreciation Total operating expenses 244.098 7,175 21,000 11,775 2.000 41,950 91, 725 114,415 S1.721,793 66 1,520 1,000 1,189 2,202 2,101 3,769 17,431 3,822 1,336 209, 544 6,132 20, 502 12,977 1, 125 1,043 498 (1,202) 875 40,736 90,993 94,189 309,214 $1,881,212 1,214 732 201226 (309,214) $ (159,419) VILLAGE OF TEQUESTA, FLORIDA Enterprise Fund Comparative Summary of Operations For the Fiscal Years Ended September 30, 1991 and 1990 Operating revenues Water system Refuse and recycling Charges for services Operating expenses Purchased services Personal services Contractual services Sup lies Hea~ light and power Repairs and maintenance Depreciation Capital outlay Total operating expenses Operating income Nono erating revenues (expenses) In~erest income Interest expense and fiscal charges Loss on disposal of equipment Well abandonment Gain on sale of land Total nonoperatinq revenues Income before operating transfer Operating transfers (out) Net income 1991 1990 $1,979,513 $1,963,238 259. 31 2.239.044 1.9631238 717,545 418,991 209,544 40,736 90,993 94,189 309,214 467,571 366,074 221,141 36,778 88,467 105,733 310,661 1,881.212 357.832 260,707 244,209 (107,566) (1 2 2 (46, 971) ( , 05 (207,283 91,500 197,670 (79,538) 555,502 279,297 j57.750) (55,000 $ 497.752 $ 224.297 67 VILLAGE OF TEQUESTA, FLORIDA Enterprise Fund Schedule of Restricted Accounts Under Revenue Bond Ordinance For the Fiscal Year Ended September 30, 1991 Sinking Account Balance, October 1, 1990 Cash and investments $ 10,585 Unamortized discount on investments Total 10,585 Increases Transfers from unrestricted accounts 175,488 Investment earnings 3,246 Total 178,734 Decreases Capital outlay Transfers to other restricted accounts 184,236 Total 184,236 Balance, September 30, 1991 Cash and investments 5,083 Unamortized discount on investments Total 5 Og 68 Bond Renewal and Amortization Reserve Replacement Account Account _ Account $729,815 $323,264 $ 12,449 (27.482) 702,333 323,264 12.44 125,352 1,610 25,050 58,333 19,488 183,685 21,098 25,Q50 30,580 30,580 919,122 344,362 6 919 _(33.104) ' 886 1 344 36 6 9 9 69 VILLAGE OF TEQUESTA, FLORIDA Amortization Schedule $1,525,000 Water Refunding Revenue Bonds - Series 1985 September 30, 1991 The debt was incurred on January 1, 1985, through the issuance of $1,525,000 water refunding revenue bonds. The proceeds were used to refund a portion of the outstanding Series 1978 water refunding revenue bonds. The bonds are secured by the net revenues of the Water Fund. On September 30, 1991, the outstanding bonds totaled $1,035,000; the payment schedule follows: Due Date 1992 April 1 1992 October 1 1993 April 1 1993 October 1 1994 April 1 1994 October 1 1995 April 1 1995 October 1 1996 April 1 1996 October 1 Totals Principal $ 50,000 50,000 55,000 55,000 130,000 135,000 140,000 150,000 150,000 120.000 $1,035.000 Interest $ 44,503 42,502 40,503 38,234 35,965 30,440 24,702 18,578 12,015 5.340 ~ 292,782 Total $ 94,503 92,502 95,503 93,234 165,965 165,440 164,702 168,578 162,015 125,340 S1,327,782 70 FIDUCIARY FUNDS VILLAGE OF TEQUESTA, FLORIDA Combining Balance Sheet - Fiduciary Fund Types September 30, 1991 Expendable Trust Agency Fund Fund Totals Assets Investments $ $110,921 $110,921 Due from other funds 1,575 1,575 Total assets 1 575 110 921 112 496 Liabilities and Fund Balances Liabilities Deferred compensation payable S 5110.921 S110.921 Total liabilities 110.921 110.921 Fund Balances Reserved for law enforcement Total fund balances Total liabilities and fund balances 1.575 1.575 1,575 1.575 1 575 110 921 112 496 71 VILLAGE OF TEQUESTA, FLORIDA Schedule of Changes in Assets and Liabilities - Agency Fund For Fiscal Year Ended September 30, 1991 Deferred Balance Compensation October 1, and 1990 Balance September 30, Additions Deductions _ 1991 Assets investments 105 587 40 68 35 352 110 92 Liabilities Deferred compensation payable 1 5 587 40 6 35 35 110 2 72 GENERAL FIXED ASSETS VILLAGE OF TEQUESTA, FLORIDA Schedule of General Fixed Assets by Source September 30, 1991 General fixed assets Land Buildings Improvements other than buildings Equipment Total general fixed assets Investment in general fixed assets General Fund revenue Total investment in general fixed assets $ 84,728 294,333 140,282 518,00¢ $1,037.349 ~1, 037,~,~ X1,037.349 73 VILLAGE OF TEQUESTA, FLORIDA Schedule of General Fixed Assets By Function September 30, 1991 General government Public safety Transportation Human services Culture/recreation Total general fixed assets Allocated to functions Prior year data which cannot be allocated Total general fixed assets Buildings and Total Land Improvements Equipment $ 352,144 $35,000 $214,410 $102,734 270,410 14,180 256,230 126,274 7,713 118,561 6,020 6,020 167.857 49.728 83,668 34,461 922,705 84,728 114.644 319,971 518,006 114.644 S1.037,349 84 728 434 615 518 006 74 V;II~AGE OF TD~'`A, , Schedule of Crianges in General Fixed Assets By Fluxztion September 30, 1991 Genera). government Public safety TrarLSportation Human services Clxlture/ rE?AL~2at1Qi1 Prior to allocation by function General cer~eral Fixed Assets ~~- Fixed ~~ October 1, Departmental Ste' 30, 1990 itions Deletions Transfers _ 1991 $320,342 $ 29,449 $10,200 $ 12,553 $ 352,144 254,314 51,976 23,327 (12,553) 270 410 122,812 3,462 126,274 6,020 6,020 _132,857 _ 35,000 167,857 836,345 119,887 33,527 922,705 114.644 950 989 119 887 33 527 ~~s 114.644 1 037 34 75 ALd, FUNDS VILLAGE OF TEQUESTA, FLORIDA Schedule of Investments - All Funds September 30, 1991 Enterprise Fund Bond Amortization Account U ited States Treasury Obli,.gation Unamortized Interest Maturity Par Value Cost _ Discount _ Rate ate $635,000 $595,688 $33,104 7.625 2/15/07 State Board of Adminis ra~ion Interest Amounts Rate General Fund Debt Service Fund Capital Projects Fund Enterprise Fund Meter deposits account Retained earnings account Reserve account Bond amortization account Sinking fund account Capital improvement account $ 892,162 Various 118,861 Various 150,747 Various 142,800 Various 2,267,859 Various 298,509 Various 330 Various 457 Various 431,180 Various 76 VILLAGE OF TEQUESTA, FLORIDA Schedule of Insurance September 30, 1991 Employees Statutory Life Group Life Insurance Group Hospitalization Comprehensive Automobile Liability Public Employees Blanket Bond Public Official Bond Workmen's Compensation Multi-peril Public Official's Liability Police Professional Liability Umbrella Liability Unlawful and Intentional Death (Police Department Personnel, death resulting from an intentional and illegal act) Policy Number Coverage 65-26-41 $20,000 3-2215 1.5 times annual salary 24883 Various BA0014609-05 30157954 30158137 WC0137341-00 CPP0117219-04 POS131577 91-010-87 X00068591-00 $1,000,000 $100,000 $100,000 $500,000 $1,000,000 $1,000,000 $1,300,000 $1,000,000 ETB-102089 $75,000 77 VILLAGE OF TEQUESTA, FLORIDA General Revenues by Source (Unaudited) (1) Last Ten Fiscal Years Fiscal Year Ended September 30 Licenses and Taxes (2) Permits 1982 $ 991,734 $ 74,325 1983 1,014,020 95,964 1984 1,129,107 113,982 1985 1,777,305 102,894 19$6 1,729,412 104,014 1987 1,881,171 123,303 1988 2,143,933 170,834 1989 - 2,199,925 219,862 1990 2,485,814 190,743 1991 2,545,957 153,314 (1) Includes General, Special Revenue, Debt Service Funds and Capital Projects Funds. (2) Includes Fire/Emergency Rescue Service. Ad valorem tax millage effective year 1985. (3) Includes intragovernmental services. Source: Village of Tequesta financial records. 78 THIS PAGE INTENTIONALLY LEFT BLANK No Text No Text Charges for Fines and Intergovernmental Services Forfeits Miscellaneous(3) Total $ 200,916 $ 8,200 $23,574 $ 98,081 $1,396,830 283,130 9,463 32,455 99,601 1,534,633 335,899 8,807 48,783 107,163 1,743,741 348,936 9,023 43,330 144,301 2,425,789 385,952 11,869 42,929 151,640 2,425,816 421,385 8,880 51,126 123,140 2,609,005 568,091 19,562 53,034 166,547 3,122,001 701,112 32,941 51,555 338,392 3,543,787 872,494 14,146 37,903 304,227 3,905,327 513,839 17,442 38,035 241,371 3,509,958 79 VILLAGE OF TEQUESTA, FLORIDA General Government Expenditures by Function (Unaudited) (1) Last Ten Fiscal Years Fiscal Year Ended September 30 General Public Government Safety (2l Transportatior 1982 $271,157 $ 635,668 $ 299,846 1983 279,561 703,124 356,401 1984 274,038 755,573 227,840 1985 296,537 1,143,971 239,512 1986 373,195 1,234,668 200,309 1987 401,854 1,328,602 306,292 1988 509,134 1,435,360 462,873 1989 603,396 1,387,841 900,405 1990 671,631 1,725,165 1,206,458 1991 616,142 1,938,477 557,001 (1) Includes General, Special Revenue, Debt Service and Capital Project Funds. (2) Includes Fire/Emergency Contract with Palm Beach County year 1985. (3) Refuse/Recycling Service reported in Enterprise Fund year 1991. Source: Village of Tequesta financial records. 80 Culture Physical Human and Debt ~nvironment(3) Services Recreation Service Total $159,155 $11,069 $ 82,808 $89,088 $1,548,791 177,427 8,024 79,719 92,988 1,697,244 183,591 2,154 128,247 91,299 1,662,742 206,776 10,907 121,847 89,603 2,109,153 240,507 5,768 120,204 87,896 2,262,547 278,752 2,907 111,146 91,215 2,520,768 308,215 502 111,466 89,350 2,916,900 337,268 1,067 103,019 86,905 3,419,901 437,236 930 110,989 90,082 4,242,491 5,550 2,879 158,740 87,707 3,366,496 81 VILLAGE OF TEQUESTA, FLORIDA Property Tax Levies and Collections (Unaudited) (1) Last Ten Fiscal Years ' Percent c Fiscal Year Total Current Tax Percent Outstanding Delinque~ Ended Tax Levy Collections of Levy Delinquent Taxes tc September 30 (1) (1) Collected Taxes Tax Le m 1982 $ 569,277 $ 558,068 98.0 $11,209 2.0 1983 550,573 540,876 98.2 9,697 1.8 1984 641,179 636,533 99.3 4,646 .7 1985 1,038,027 1,037,003 99.9 1,024 .1 1986 1,129,458 1,128,128 99.9 1,330 .1 1987 1,255,399 1,252,073 99.7 3,326 .3 1988 1,501,241 1,496,727 99.7 4,514 .3 1989 1,527,891 1,522,364 99.6 5,527 .4 1990 1,821,025 1,813,915 99.6 7,110 .4 1991 1,864,093 1,850,505 99.3 13,588 .7 (1) Includes discounts taken by property taxpayers. Source: Palm Beach County Tax Collector's office. 82 THIS PAGE INTENTIONALLY LEFT BLANK VILLAGE OF TEQUESTA, FLORIDA Taxable Value and Just Value of Taxable Property (Unaudited) Last Ten Fiscal Years September 30 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 Real Property Taxable Value Just Value $200,770,160 199,394,093 206,001,538 219,001,538 233,658,151 257,766,850 262,373,925 290,375,566 337,942,463 346,506,060 $237,918,493 243,749,997 262,247,858 275,901,415 297,370,052 324,296,888 329,524,860 366,488,883 414,814,947 424,334,994 Source: Palm Beach County Property Appraiser's office. 83 Personal Property Total Ratio Taxable Just Taxable Just Taxable Value Value Value Value Value To Just Value $ 9,434,287 10,410,095 11,333,640 10,902,190 10,812,334 11,547,658 12,052,258 14,685,689 16,463,806 15,726,846 $ 9,856,038 10,943,311 11,916,171 11,562,981 11,562,008 12,241,396 12,977,252 15,755,728 21,797,356 20,588,283 $210,204,447 209, 8.04, 188 218,153,678 229,903,728 244,470,485 269,314,508 274,426,183 305,061,255 354,406,269 362,232,906 $247,774,531 254,693,308 274,164,029 287,464,396 308,932,060 336,718,284 342,502,112 382,244,611 436,612,303 444,923,277 85~ 82$ 80$ 80$ 79$ 80$ 80$ 80$ 81$ 81$ 84 VILLAGE OF TEQUESTA, FLORIDA Property Tax Rates - All Direct and Overlapping Governments (Unaudite< (Per $1,000 of Assessed Value) Last Ten Fiscal Years South Florida County Water General School County Management September 30 Fund County Board Library District 1982 2.9839 4.9361 6.9192 .3707 .3580 1983 2.6762 4.1823 6.1331 .3261 .3840 1984 3.1506 4.2489 6.9329 .3526 .3990 1985 4.9200 4.1836 7.1720 .3525 .4270 1986 5.0867 4.5271 7.2280 .3428 .4390 1987 5.3126 4.6190 7.5950 .3951 .5130 1988 5.7510 4.7862 8.1580 .9075 .4970 1989 5.7510 5.0.562 8.4620 .9137 .5470 1990 6.1828 4.8904 9.1990 .3910 .5470 1991 5.4085 4.8314 9.2930 .3790 .5470 (1) Two year levy. (2) Included in Village General Fund millage rate. At October 1, 1983, the Jupiter Fire Control District No. 1 became a part of Palm Beach County through consolidation. The County provides fire rescue service to the Village at an annual contract rate. The millage required to fund the service is included within the Village tax rate. Source: Palm Beach County Property Appraiser's office. 85 Florida Jupiter Naviga- Jupiter Fire Palm Beach tional Children's County Inlet District Junior Inland Services Health Care District No. 1 College District Council District Total .1003 1.2422 .5000(1) 17.4104 .1866 1.1845 15.0728 .2290 1.4660 16.7790 ,2290 (2) 17.2841 .2290 (2) 17.8526 .2115 (2) 18.6462 .1979 (2) .0670 .0923 20.4569 .1920 (2) .0395 .1537 21.1151 .1772 (2) _ .0370 .1929 1.2500 22.8673 .1434 (2) .0550 .2238 1.2500 22-.1311 86 VILLAGE OF TEQUESTA, FLORIDA Ratio of Net General Bonded Debt to Assessed Value and Net Bonded Debt Per Capita (Unaudited) Last Ten Fiscal Years Fiscal Year Ended September 30 Taxable Population* Value 1982 3,828 $210,204,447 1983 3,810 209,804,188 1984 3,870 218,153,678 1985 3,928 229,903,728 1986 4,077 244,470,485 1987 4,141 269,314,508 1988 4,448 274,426,183 1989 4,479 305,061,255 1990 4,499 354,406,269 1991 4,508 362,567,496 * Source: Palm Beach County Planning Board, University of Florida Estimates and Federal Census, and Village Building Department 87 Debt Ratio of Net Gross Service Net Bonded Debt Net Bonded Bonded Monies Bonded to Assessed Debt Debt Available Debt Value Per Capita 865,000 110,918 754,082 .36 196.99 845,000 110,508 734,492 .35 192.78 825,000 110,205 714,795 .33 184.70 805,000 .109,769 695,231 .30 176.99- 785,000 110,937 674,063 .27 165.33 760,000 118,377 641,623 .23 154.94 735,000 111,920 623,080 .22 140.08 710,000 121,839 588,161 .19 131.32 680,000 127,917 552,083 .16 122.71 650,000 128,978 521,022 .14 115.58 88 VILLAGE OF TEQUESTA, FLORIDA Legal Debt Margin (Unaudited) September 30, 1991 The Village of Tequesta, Florida has no legal debt margin. 89 VILLAGE OF TEQUESTA, FLORIDA Computation of Direct and Overlapping Debt (Unaudited) September 30, 1991 Taxing Authority Village of Tequesta Palm Beach County Palm Beach County School Board Total Net Debt _Outstandina $ 521,022 392,840,000 284,375,000 Percentage Applicable to Tequesta 100.00$ .70 .70 Amount Applicable to Tequesta $ 521,022 2,749,880 1,990,625 $5,261,527 Source: Above Government Entities 90 VILLAGE OF TEQUESTA, FLORIDA Ratio of Annual Debt Service Expenditures for General Bonded Debt to Total General Expenditures (Unaudited) Last Ten Fiscal Years Ratio of Del Total Service 1 Fiscal Year Total General Total Ended Debt Expenditures General September 30 Principal Interest Service (1) Exp enditure: 1982 $ 15,000 $73,910 $88,910 $1,548,791 5.7 1983 20,000 72,588 92,988 1,697,244 5.5 1984 20,000 71,299 91,299 1,662,742 5.5 1985 20,000 69,235 89,235 2,109,153 4.2 1986 20,000 67,896 87,896 2,174,651 4.0 1987 25,000 65,855 90,855 2,520,768 3.6 1988 25,000 64,350 89,350 2,916,900 3.1 1989 25,000 61,905 86,905 3,419,901 2.5 1990 30,000 60,082 90,082 4,242,491 2.1 1991 30,000 57,707 87,707 3,366,496 2.6 (1) Includes General, Special Revenue, Debt Service and Capital Projects Fund. 91 THIS PAGE INTENTIONALLY LEFT BLANK VILLAGE OF TEQUESTA, FLORIDA Revenue Bond Coverage Water Bonds (Unaudited) Last Ten Fiscal Years Fiscal Year Net Revenue Ended Gross Operating Available for September 30 Revenues Expenses Debt Service 1982 $1,249,423 $ 745,584 $503,839 1983 1,245,749 804,402 441,347 1984 1,349,576 982,883 366,693 1985 1,566,884 1,239,255 327,629 1986 1,620,609 1,310,250 310,359 1987 1,760,534 1,434,538 325,996 1988 1,834,930 1,437,407 397,523 1989 2,142,260 1,555,291 586,969 1990 2,207,447 1,604,403 603,044 1991 2,240,220 1,629,337 610,883 (1) Represents net debt service costs per a securities contract requiring the Village to purchase an aggregate of $980,000 par amount of U.S. Treasury Bonds due February 15, 2007, bearing interest at 7-5/8$, at an aggregate purchase price of $928,324. The purchase price of the Treasury Bonds is added to the gross debt service and the income from the Treasury Bonds is subtracted from gross debt service to compute Bond Service Requirements. 92 Debt Service Requirements Debt Amortization Service Principal Interest Account (1) Total Coverage $ -0- $275,090 $ -0- $275,090 1.83 -0- 275,252 -0- 275,252 1.60 -0- 276,344 -0- 276,344 1.33 25,000 223,139 34,035 242,274 1.35 65,000 134,421 58,857 258,278 1.20 70,000 132,919 54,427 257,346 1.27 75,000 112,036 73,210 260,246 1.53 80,000 106,705 66,911 253,616 2.31 85,000 100,855 71,301 257,156 2.35 90,000 107,566 58,455 256,021 2.39 93 VILLAGE OF TEQUESTA, FLORIDA Property, Value, Construction and Bank Deposits (Unaudited) Last Eight Fiscal Years Commercial Residential Construction (1) Construction (1) Property Value (3) Number Number Fiscal of of Bank Real Persona] e r Units Value Units Value Deposits f21 Property Propert 1984 3 $ 329,567 50 $4,366,966 $232,803,399 $206,820,038 $11,333,64 1985 9 4,692,681 33 2,106,652 224,302,732 219,001,538 10,902,19 1986 2 828,435 5 484,135 272,519,953 233,658,151 10,812,33 1987 1 116,250 27 2,717,154 269,494,041 257,766,850 11,547,65 1988 6 6,803,410 24 3,358,458 294,073,604 329,524,860 12,052,25 1989 6 1,615,526 18 2,694,552 289,305,649 366,488,883 15,755,72 1990 1 197,126 20 3,206,343 313,199,861 414,814,947 21,797,35 1991 1 1,882,888 4 962,089 257,956,427 424,334,994 20,588,28; Information only available for years provided. Source: (1) Village of Tequesta Building Department. (2) Tequesta Commercial Banks and Savings and Loan Associations. (3) Palm Beach County Property Appraiser's office. 94 VILLAGE OF TEQUESTA, FLORIDA Principal Taxpayers (Unaudited) September 30, 1991 Percentage 1991 of Assessed Assessed Taxpayers Type of Business Valuation Valuation County Line Plaza (Tequesta Associates - (K-Mart) Limited Partnership) Shopping Center $12,797,210 2.9$ Dorner Properties (Bank of Palm Beach Undeveloped & Trust Company) Real Estate 7,381,382 1.7 Lighthouse Plaza (Lighthouse Plaza Associates, Ltd.) Shopping Center 4,092,763 .9 Tequesta Shoppes (Publix) Shopping Center 3,928,517 .9 Barnett Bank (First National Bank of Jupiter/Tequesta) Banking 3,106,908 .7 Tequesta Country Club Golf/Social Club 2,611,784 .6 Tequesta Fashion Mall (Edwin J. Nelson) Shopping Center 2,336,067 .5 Tequesta Plaza -(Fehlhaber Corporation) Shopping Center 2,100,000 .5 Tequesta Corporate Center (Tequesta Corp. Professional Center Partners) Office Building 1,030,000 .2 Shaw Properties Professional Office Building 1,013,080 .2 $40,397.711 9.1$ ~~ Source: Palm Beach County Property Appraiser's Office 95 VILLAGE OF TEQUESTA, FLORIDA Miscellaneous Statistics (Unaudited) September 30, 1991 ate of Incorporation: 1957 Fonas of Government: Council-Manager, 3 Councilmembers elected ' even years, 2 Councilmembers elected odd years Municipal Elections: Non-Partisan Area: Approximately 2 square miles Miles of Streets: Approximately 44 lane miles Fire Protection: Provided by - Palm Beach County Fire Insurance Rating - 6 Police Protection: Number of stations - 1 Number of certified officers - 16 Number of dispatchers - 4 Municipal Water Department: Number of customers - 4,331 Average daily consumption - 2.705 million gallons Miles of water mains - approximately 50 miles Sanitary Sewage: Service provided by Loxahatchee River Environmental Control District (ENCON) Storm Sewers: Adequate coverage Garbage Collection: Service franchised to Nichol's Sanitation Frequency of service is bi-weekly Electric Service: Florida Power & Light Company Telephone Service: Southern Bell Telephone & Telegraph Company Buildin Permits Issued: 432 Recreation and Culture: Number of parks - 4, approximately 52 acres Number of libraries.- 1, branch of Palm Beach County system Number of volumes - 15,000-X0,000 Municipal Employees: Full-time - 48 96 VILLAGE OF TEQUESTA, FLORIDA Demographic Statistics (Unaudited) Last Ten Fiscal Years Education Level in Years of Fiscal Population Per Capita Median Formal Unemployment ea (1) Income (2) Age (2) Schooling (2Z Rate (3) 1982 3,828 $ 10.9 1983 3,810 20,169 12.1 1984 3,870 9.1 1985 3,928 8.8 1986 4,077 5.9 1987 4,141 7.7 1988 4,448 7.2 1989 4,479 8.4 1990 4,499 20,362 7.9 1991 4,508 9.7 Sources: (1) Palm Beach County Planning Board, University of Florida Estimates and Federal Census. (2) U.S. Department of Commerce, Bureau of the Census, Information only available for years provided. (3) Job Service of Florida. 97 THIS PAGE INTENTIONALLY LEFT BLANK No Text No Text NOWLEN, HOLT & MINER, P.A. CERTIFIED PUBLIC ACCOUNTANTS 215 FIFTH STREET SUITE 200 POST OFFICE BOX 347 WEST PALM BEACH, FLORIDA 33402.0347 TELEPHONE (407) 859.3060 FAX (407) 835.0628 MEMBERS AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS EVERETT B NOWLEN, CPA (1930•t 98x1 KATHLEEN A. MINER, CPA TERRY L. MORTON, JR., CPA FLORIDA MSTITUTE OF EDWARD 1 MOLT. CPA KIM HATCHER BEAUMONT. CPA N. RONALD BENNETT. CPA CERTIFIED PUBLIC ACCOUNTANTS WKUAM B MF1ER, CPA MARILYN ROBERTS. CPA J. MICHAEL STEVENS, CPA ~ ACCOUNTING FIRMS ASSOCIATED INC. ROBERT W HENDRI%. JR.. CPA R GREGOFIY SMITH. CPA ROBIN A. KOCIELKO. CPA JANET R. BARICEVICH, CPA ROBERT W. MELMREK;H. CPA BELLE GLADE OffK:E 333 S.E 2rq STREET POST OFFICE 80% 338 BELLE GLADE. FLORIDA 33x30.0338 TELEPHONE 1x07) 998~SBt2 INDEPENDENT AUDITOR' S REPORT ON INTERNAL CONTROL FAx (x07) 998-82x8 STRUCTURE RELATED MATTERS NOTED IN A FINANCIAL STATEMENT AUDIT CONDUCTED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS The Honorable Mayor and Village Council Village of Tequesta, Florida We have audited the general purpose financial statements of the Village of Tequesta, Florida, as of and for the year ended September 30, 1991 and have issued our report thereon dated December 9, 1991. We conducted our audit in accordance with generally accepted auditing standards and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. In planning and performing our audit of the general purpose financial statements of the Village of Tequesta, Florida for the year ended September 30, 1991, we considered its internal control structure in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide assurance on the internal control structure. The management of the Village of Tequesta, Florida is responsible for establishing and maintaining an internal control structure. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of internal control structure policies and procedures. The objectives of an internal control structure are to provide management with reasonable, but not absolute, assurance that assets are safeguarded against loss from unauthorized use or disposition, and that transactions are executed in accordance with management's authorization and recorded properly to permit the preparation of general purpose financial statements in accordance with generally accepted accounting principles. 98 Because of inherent limitations in any internal control structure, errors or irregularities may nevertheless occur and not be detected. Also, projection of any evaluation of the structure to future periods is subject to the risk that procedures may become inadequate because of changes in conditions or that the effectiveness of the design and operation of policies and procedures may deteriorate. For the purpose of this report, we have classified the significant internal control structure policies and procedures in the following categories: Cash Investments Inventory Revenue, receivables and receipts Expenditures for goods and services and accounts payable Property, equipment and capital expenditures Debt and debt service expenditures Fund equities Payroll and related liabilities For all of the control categories listed above, we obtained an understanding of the design of relevant policies and procedures and whether they have been placed in operation, and we assessed control risk. Under standards established by the American Institute of Certified Public Accountants, reportable conditions involve matters coming to our attention relating to significant deficiencies in the design or operation of the internal control structure that, in our judgment, could adversely affect the entity's ability to record, process, summarize, and report financial data consistent with the assertions of management in the general purpose financial statements. A material weakness is a reportable condition in which the design or operation of one or more of the specific internal control structure elements does not reduce to a relatively low level the risk that errors or irregularities in amounts that would be material in relation to the financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. Our consideration of the internal control structure would not necessarily disclose all matters in the internal control structure that might be reportable conditions and accordingly, would not necessarily disclose all reportable conditions that are also considered to be material weaknesses as defined above. 99 We noted, however, certain matters involving the internal control structure and its operation that we consider to be reportable conditions, and which we believe to be material weaknesses: ~earegation of Duties There is inadequate separation of duties in all the control cycles. The basic premise is that no one employee should have access to both physical assets and the related accounting records or to all phases of a transaction. Our recommendations regarding the above condition, as well as other matters involving the internal control structure and its operations we noted, have been reported to the management of the Village of Tequesta, Florida and are contained in the management letter. This report is intended for the information of management and Village Council. This restriction is not intended to limit the distribution of this report, which is a matter of public record. ~il~.,~~ ~~ ~.~1G+~w+- ~. ~. December 9, 1991 100 NOWLEN, HOLT & MINER, P.A. CERTIFIED PUBLIC ACCOUNTANTS 2t5 FIFTH STREET SUITE 200 POST OFFICE BOX 347 WEST PALM BEACH, FLORIDA 33402.0347 TELEPHONE (407) 659-3060 FAX (407)835.0628 MEMBERS AMERICAN NSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS EVERETT B NOWLEN, CPA (1930-t 9811 KATHLEEN A. MNER, CPA TERRY 1. MORTON, JR., CPA FLORIDA NSTITUTE OF EDWARD T h10LT, CPA KIM HATCHER BEAUMONT. CPA N. RONALD BENNETT. CPA CERTIFIED PUBLIC ACCOUNTANTS WLLIAM B. MNER. CPA MARILYN ROBERTS. CPA J. MICHAEL STEVENS, CPA ACCOUNTNG FIRMS ASSOCIATED NC. R08ERT W HENORIX, JR.. CPA R. GREGORY SMITH, CPA ROBIN A. KOCIELKO. CPA JANET R. BARCEVICH, CPA ~ ROBERT W. HELMREICH. CPA BELIE GLADE OFFK:E 333 S-E. 2n0 STREET POST OFFICE BOX 338 BELLE GLADE. FLORIDA 33/300338 TELEPHONE (1071 996.581 2 INDEPENDENT AUDITOR' S REPORT ON COMPLIANCE WITH FAX (107) 998.8218 LAWS AND REGULATIONS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS ISSUED BY THE GAO The Honorable Mayor and Village Council Village of Tequesta, Florida We have audited the general purpose financial statements of the Village of Tequesta, Florida as of and for the year ended September 30, 1991, and have issued our report thereon dated December 9, 1991. We conducted our audit in accordance with generally accepted auditing standards and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. Compliance with laws, regulations, contracts, and grants applicable to the Village of Tequesta, Florida is the responsibility of the Village's management. As part of obtaining reasonable assurance about whether the general purpose financial statements are free of material misstatement, we performed tests of the Village's compliance with certain provisions of laws, regulations, contracts, and grants. However, it should be noted that our objective was not to provide an opinion on overall compliance with such provisions. The results of our tests indicate that, with respect to the items tested, the Village of Tequesta, Florida complied, in all material respects, with the provisions referred to in the preceding paragraph. With respect to items not tested, nothing came to our attention that caused us to believe that the Village of Tequesta, Florida had not complied, in all material respects, with those provisions. 101 This report is intended for the information of management and Village Council. This restriction is not intended to limit the distribution of this report, which is a matter of public record. December 9, 1991 102 ~2acu,2~-, ~tU- u rtit,~,,,. P. +~., VILLP,GE OF TEQUESTA, FLORIDA STATUTORY REPORT The financial report for the Village of Tequesta, Florida, to be filed with the Department of Banking and Finance pursuant to Section 218.32, Florida Statutes, has not been prepared as of the date of the audit report. The report is due March 31, 1992. 103 NOWLEN, HOLT & MINER, P.A. CERTIFIED PUBLIC ACCOUNTANTS 215 F~TH STREET SUITE 200 POST OFFICE BOX 347 WEST PALM BEACH, FLORIDA 33402.0347 TELEPHONE (407) 858-3080 FAX (407) 835-0628 EVERETT B. NOWIFN, CPA (19301984) KATHLEEN A. MNER. CPA TERRY L. MORTON. JR., CPA EDWARD T. MOLT. CPA KIM HATCHER BEAUMONT. CPA N. RONALD BENNETT, CPA WLLIAM B. MNER, CPA MAR4YN ROBERTS, CPA J- MICHAEL STEVENS. CPA ROBERT W. HENDRIX. JR.. CPA R. GREGORY SMITH. CPA ROBN A. KOCIELKO. CPA JANET R. BARICEVICH, CPA ROBERT W. NEL.MREICH, CPA The Honorable Mayor and Village Council Village of Tequesta, Florida MEMBERS AMERICAN NSTITUTE OF CERTFED PUBLIC ACCOUNTANTS FIORIDA NSTTTUTE OF CERTIFIED PUBLIC ACCOUNTANTS ACCOUNTING FIRMS ASSOCIATED NC. BELLE GLADE OFFICE 333 S.E. 2rW STREET POST OFFICE BOX 338 BELLE GLADE. FLORIDA 33430.0338 TELEPHONE (407) 998.5812 FAX (407) 998.8248 We have audited the general purpose financial statements of the Village of Tequesta, Florida for the year ended September 30, 1991 and have issued our report thereon dated December 9, 1991. In planning and performing our audit of the general purpose financial statements of the Village of Tequesta, Florida for the year ended September 30, 1991, we considered its internal control structure in order to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide assurance on the internal control structure. As a result of this examination, we would like to present some recommendations for consideration by management. These suggestions are based primarily on the work done during our audit engagement, and we do not wish to imply that they cover every possible weakness. Nevertheless, we do think that they deserve your careful evaluation. PRIOR YEAR COMMENTS WHICH CONTINDE TO APPLY Sevrevation of Duties There is inadequate separation of duties in all the control cycles. The basic premise is that no one employee should have access to both physical assets and the related accounting records or to all phases of a transaction. Due to the recent integration of the finance department and certain water department personnel, management should review the possibility of segregating duties in all control cycles where there were previous limitations due to a small staff. All other recommendations from the prior year audit were implemented. 104 CURRENT YEAR COMMENTS Fixed Asset Depreciation Software The depreciation software for Enterprise Fund fixed assets depreciation did not properly roll forward accumulated depreciation as of September 30, 1990. As a result, manual computations were required to account for all accumulated depreciation. We recommend the software program be corrected or replaced if necessary. This report is intended for the information of the management and members of the Village Council. This restriction is not intended to limit the distribution of this report, which is a matter of public record. December 9, 1991 105 No Text