HomeMy WebLinkAboutDocumentation_Regular_Tab 06_09/09/2010 '``
VILLAGE OF TEQUESTA
AGENDA ITEM TRANSMITTAL F�,� .� .. .�.� �,
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1. VILLAGE COUNCIL MEETING:
', ., .'` ` � ,, `���i `��"
Meeting Date: Meeting Type: Regular Ordinance #-� ����k,���r,� ��,�€��r ���_
9/9/10 � � ` " ''�' `:�- -'
Consent Agenda: No Resolution #: Ci€�:k #��r� �� �n��:r t�x�.
Originating Department: Human Resources
2. AGENDA ITEM TITLE: (Wording form the SUBJECT line of your staff report)
Approval of Health insurance renewal with Cigna Insurance and Dental renewal with MetLife Insurance
3. BUDGET / FINANCIAL IMPACT:
Account #: Various Amount of this item: Per schedules $840,160
Current Budgeted Amount Available: Amount Remaining after item:
Click h�re �o �nt�r t�xt.
Budget Transfer Required: ��c�cy�� �r� Appropriate Fund Balance: Chac�se �n it�m.
it�r;�x.
4. EXECUTIVE SUMMARY OF MAJOR ISSUES: (This is a snap shot description of the agenda item)
Request for renewal of a one-year contract for health insurance with Cigna Health and
MetLife Dental for FY2010/2011 and authorizing the village manager to execute the contracts
on behalf of the village. The costs will be allocated across the various departments.
5. APPROVALS:
� ,
Dept. Head: !�� Finance Director:� �Approved
•0 No Financial Impact
Attorney: (for legal sufficiency) Yes � No ❑
Village Manager: �-''�
,�! Routing Sheet Process
• SUBMIT FOR COUNCIL DISCUSSION: 1CJ 1. Send ALL completed forms to
/
APPROVE ITEM: ❑ Finance for review ONE WEEK prior
� to agenda items due into Clerk's
Office.
• DENY ITEM: � 2. Finance sends Routing Sheet to
Clerk by deadline.
Form amended 08/26/08 3. Clerk formulates agenda and sends
to Manager for review / approval.
, . - • - •
Memo
To: Michael R Couzzo, Jr., Village Manager
�
From: Merlene Reid, HR Director
�� �,�/ ��
Date: August 25, 2010
Re: Health and Dental Insurance 2010/11
The 2010/11 Benefits Committee has made the following recommendations in respect of
medical and dental plans for FY2010/11:
Medical: Renew with Cigna's national nefinrork Open Access Plus with Cigna Care
PPO, for an overall 1.88% annual increase of $16,868.62 to the Village,
active employees and retirees.
Dental: Renew the existing PPO plan with MetLife at the existing rates.
With a non-neqotiable 14.74°/o increase submitted by Cigna to maintain the current plan, the
Committee opted to review alternate options with them as well as proposals from Blue Cross
Blue Shields, the details of which are attached. A brief summary of the major changes in
respect of the proposed plan is as follows:
• Primary care physician visits increase from $15 to $20 per visit
• Specialist visits increase from $25/$40 to $30/$45
• Pharmacy increases from $10/$35/$50 to $15/$40/$60
• Emergency room increases from $150 to $200
• Family deductible increases from $1,000 to $1,500
• Per the new Health Care Act there is no charge for lab services and physicals while
the lifetime maximum, mental and substance abuse services are now unlimited,
Our Brokers, The Gehring Group has indicated that their clients' renewal experiences show
an average of 1.5% to 3% increase to account for the changes under the new Act.
The 3 unions, the PBA, IAFF and the CWA have all indicated their support for the options
being recommended.
Based on the thorough review and analysis of the committee, the comparative data provided
by our brokers, along with their guidance and advice and the support demonstrated by the
unions in spite of another year of benefits reduction, the Human Resources department
recommends the approval of the selected plans.
Reid, Merlene
From: Keith W. Davis [keith@corbettandwhite.com]
Sent: Monday, August 30, 2010 9:46 AM
To: Reid, Merlene
Subject: RE: HEALTH & DENTAL AGENDA ITEM 9/9/2010
Merlene:
Approved for form and sufficiency.
I�eith W. Uavis, Esq.
Corbett and White, P.A.
"T'clephone (561) 586-71 l 6 �'�,
Board Certi�ed in City, County and Local G�o�ernment Law �
�
From: "Reid, Merlene" <mreid@tequesta.org>
Date: Wed, 25 Aug 2010 19:20:13 -0400
To: Forsythe, Jody<jforsythe@tequesta.org>; <trela@corbettandwhite.com>
Ce: McWilliams, Lori<lmcwilliams@tequesta.org>; Gload, Michelle<mgload@tequesta.org>
Subject: HEALTH & DENTAL AGENDA ITEM 9/9/2010
Jody,
Original of attached Agenda item has been placed in your box for approval.
Trela,
Please review item for sufficiency
Lori,
Copy of Cigna"s renewal document attached for Mike to sign after the meeting as I see that he will be out on vacation
the following day. It's very important that it gets executed (only Mike needs to sign).
Merlene
Merlene Reid, SPHR
Human Resources Director
Village of Tequesta
345 Tequesta Drive
Tequesta, FL 33469-3062
Tel: (561) 768-0415 I
Fax: (561) 768-0697
IMPORTANT: The contents of this email and any attachments are confidential. They are intended for the named
recipient(s) only.
If you have received this email in error, please notify the system manager or the sender immediately and do not disclose
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' Village of Tequesta
Dental Renewal Evaluation
Effective Date: October 1, 2010
CURRENT RENEWAL
SCHEDULE OF BENEFITS MetLife MetLife
Dental PPO Plan Dental PPO Plan
Plan Basics In Network Non Network Jn Network Non Network
Calendar Year Maximum $1,500 $1,500
Deductibles
Single $25 $50 $25 $50
Family Maximum $75 $150 $75 $150
Deductible Waived for
!
Preventative Svcs Yes No Yes No
Benefits
Preventative 100% 100% 100% 100%
Basic 100% 80% 100% 80%
Major 60% 50% 60% 50%
Orthodontia 50% 50% 50% 50%
Service Information
Out of Network Benefits
Payable Level 90% UCR 90% UCR
New Hires Only New Hires Only
Benefits Waiting Period 12 months Ortho 12 months Ortho
Orthodontia Lifetime Maximum $1,000 $1,000
Endodontics/Periodontics
Payable Level Basic Basic
Rate Guarantee Expires 10/1/2009 12 months
Premium per Month Emplayee ViNage Employee Village
Employee 49 $0.00 $30.22 $0.00 $30.22
Employee + Family 36 $51.37 $30.22 $51.37 $30.22
Monthly Premium $1,849.32 $2,568.70 $1,849.32 $2,568.70
Annual Premium $22,191.84 $30,824.40 $22,191.84 $30,824.40
$ Increase N/A $0.00 $0.00
% Increase N/A 0.0% 0.0%
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