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Tequesta CAFR - 2010  ‘’”‡Š‡•‹˜‡—ƒŽ ‹ƒ…‹ƒŽ‡’‘”– ‹•…ƒŽ‡ƒ”†‹‰‡’–‡„‡”͵ͲǡʹͲ10      2010 VILLAGEOFTEQUESTACOUNCILMEMBERS2010  ”‘Ž‡ˆ––‘”‹‰Š–ǣ‘—…‹Ž‡„‡”‹…‡”‡ƒǡVice-MayorThomasPaternoǡ ƒ›‘”ƒ–riciaƒ–‹•ǡ‘—…‹Ž‡„‡” ƒ‡• —’ƒ‰‡ƒ†‘—…‹Ž‡„‡”ƒŽ˜‹Turnquest VILLAGE OF TEQUESTA, FLORIDA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 Prepared By Finance Department The Village of Tequesta, Florida VILLAGE OF TEQUESTA, FLORIDA TABLE OF CONTENTS I. INTRODUCTORY SECTION Letter of Transmittal .............................................................................................................. i-v Certificate of Achievement for Excellence in Financial Reporting ....................................... vi Organization Chart ................................................................................................................ vii List of Principal Officials ..................................................................................................... viii II. FINANCIAL SECTION INDEPENDENT AUDITORS’ REPORT ........................................................................... 1-2 MANAGEMENT’S DISCUSSION AND ANALYSIS ..................................................... 3-15 BASIC FINANCIAL STATEMENTS Government-Wide Financial Statements Statement of Net Assets ...................................................................................................16 Statement of Activities .....................................................................................................17 Fund Financial Statements Balance Sheet – Governmental Funds ..............................................................................18 Statement of Revenues, Expenditures and Changes in Fund Balances – Governmental Funds .....................................................................................................19 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities ..................................20 Statement of Net Assets – Proprietary Funds ...................................................................21 Statement of Revenues, Expenses and Changes in Net Assets – Proprietary Funds .......22 Statement of Cash Flows – Proprietary Funds .................................................................23 Statement of Fiduciary Net Assets – Fiduciary Funds .....................................................24 Statement of Changes in Fiduciary Net Assets – Fiduciary Funds ..................................25 Notes to Financial Statements ....................................................................................... 26-63 REQUIRED SUPPLEMENTARY INFORMATION Budgetary Comparison Schedule – General Fund ..............................................................64 Note to the Budgetary Comparison Schedule .....................................................................65 Schedule of Employer Contributions - Pensions .................................................................66 Schedule of Funding Progress - Pensions ...........................................................................67 Schedule of Funding Progress - Other Post Employment Benefits .....................................68 VILLAGE OF TEQUESTA, FLORIDA TABLE OF CONTENTS COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES Combining Balance Sheet – Nonmajor Governmental Funds ............................................69 Combining Statement of Revenues, Expenditures and Changes in Fund Balances – Nonmajor Governmental Funds .......................................................................................70 Budgetary Comparison Schedule – Special Law Enforcement Trust Fund ........................71 Budgetary Comparison Schedule – Capital Improvement Fund .........................................72 Budgetary Comparison Schedule – Capital Projects Fund .................................................73 Combining Statement of Net Assets – Nonmajor Enterprise Funds ...................................74 Combining Statement of Revenues, Expenses and Changes in Net Assets – Nonmajor Enterprise Funds ..............................................................................................75 Combining Statement of Cash Flows – Nonmajor Enterprise Funds .................................76 Combining Statement of Fiduciary Net Assets ...................................................................77 Combining Statement of Changes in Fiduciary Assets .......................................................78 III. STATISTICAL SECTION Net Assets by Component ......................................................................................................79 Changes in Net Assets ...................................................................................................... 80-81 Fund Balances, Governmental Funds .....................................................................................82 Changes in Fund Balances, Governmental Funds ..................................................................83 Assessed and Estimated Actual Value of Taxable Property ..................................................84 Property Tax Rates – All Direct and Overlapping Governments ...........................................85 Principal Property Taxpayers .................................................................................................86 Property Tax Levies and Collections .....................................................................................87 Ratios of Outstanding Debt by Type ......................................................................................88 Ratio of Net Outstanding Debt to Assessed Value and Net Bonded Debt Per Capita ............................................................................................................................89 Computation of Legal Debt Margin .......................................................................................90 Direct and Overlapping Governmental Activities Debt .........................................................91 Pledged-Revenue Coverage – Revenue Bonds - 1994 ...........................................................92 Demographic and Economic Statistics ...................................................................................93 Principal Employers ...............................................................................................................94 Full-time-Equivalent Village Government Employees by Function/Program .......................95 Operating Indicators by Function/Program ............................................................................96 Capital Asset Statistics by Function/Program ........................................................................97 VILLAGE OF TEQUESTA, FLORIDA TABLE OF CONTENTS IV. COMPLIANCE SECTION Independent Auditors’ Report on Compliance and on Internal Control over Financial Reporting and on Compliance and Other Matters based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards .............. 98-99 Management Letter in Accordance with the Rules of the Auditor General of the State of Florida .......................................................................................................... 100-101 Page Intentionally Left Blank INTRODUCTORY SECTION H[^^SYWXaFWcgWefS 345 Tequesta Drive Tequesta, Florida 33469-027 (561) 768-0424 www.Tequesta.org April 28, 2011 To the Honorable Mayor, Members of the Village Council And Citizens of the Village of Tequesta, Florida We are pleased to submit the Comprehensive Annual Financial Report (CAFR) of the Village of Tequesta for the fiscal year ended September 30, 2010. Publication of the CAFR meets the requirement of Chapter 11.45 of the Florida Statues, Chapter 10.550 of the rules of the Auditor General of the State of Florida which requires the Village to publish, within twelve months of the close of each fiscal year, a complete set of audited financial statements. The Comprehensive Annual Financial Report (CAFR), for the fiscal year ended September 30, 2010.is published not only to meet State law requirements but to demonstrate the Village philosophy of transparency by presenting all disclosures necessary for the reader to gain an understanding of the The financial statements included in this report conform to generally accepted accounting principles (GAAP) in the United States of America as promulgated by the Governmental Accounting Standards Board (GASB). Management provides a narrative introduction, overview and analysis to accompany the basic financial statements in the form of Discussion and Analysis. The MDA complements this letter of transmittal and should be read in conjunction with it. the Village of Tequesta. Management assumes full responsibility for the completeness and reliability of the information presented. We believe the data, as presented, isaccurate in all material respects. We assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. To provide a reasonable basis for making these representations, management established a comprehensive internal control framework that is designed for this purpose. Because comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. i The Village’s financial statements have been audited by Marcum LLP, a national firm of licensed certified public accountants. The independent auditor concluded, based upon the audit, that there was reasonable basis for rendering an unqualified opinion that the Village’s financial statements for the fiscal year ended September 30, 2010 are fairly presented in accordance with GAAP. The independent auditor’s report is located at the front of the financial section of this report. PROFILE OF THE VILLAGE OF TEQUESTA The Village of Tequesta, Florida is a municipal corporation organized June 4, 1957 pursuant to Special Act 57-1915, Laws of Florida. The Village has a Council-Manager form of government. All powers of the Village are vested in an elected governing body of the Village consisting of a five member Village Council responsible for enacting ordinances, resolutions and regulations governing the Village, adopting budgets, determining policies, as well as appointing the members of various advisory boards and the Village Manager. The Village Manager executes the laws and administers the government as well as attends to the day-to-day affairs of the Village. The Village of Tequesta provides a full range of services, including police and fire protection; the construction and maintenance of streets and other infrastructure; recreational and cultural activities; water and stormwater utilities and contracts for sanitation services. The Village’s basic operating unit is a department. Departments concentrate their activities on various functions: general government, public safety, transportation and leisure services. For fiscal year 2010, the gross taxable value of real, personal and centrally assessed property was $834 million. The majority of the Village is made up of residential properties. Commercial properties represent approximately 9.5% of property values. The Village has no discernable level of industry. The Budget for Planning and Control The annual budget serves as the foundation for the Village of Tequesta’s financial planning and control. The budget is a policy document which incorporates and reflects the values, goals and priorities identified by the Village Council and residents. It is also the Village’s proposed business plan for the fiscal year, outlining the priorities and financial resources to carry out the Council’s mission of maintaining and enhancing the highest possible level of public service delivery and quality of life for the Village of Tequesta residents. Operating budgets, as well as a 5 year capital improvement plan, are adopted on an annual basis by our governing body. The legal level of budgetary control is at the fund level; st however, the Village manages at the department level. Prior to October 1, the Village Council adopts the approved budget along with a resolution establishing the property tax rate (millage) required to fund the budget. Department heads recommend transfers of budgeted amounts within their department. Supplemental appropriations require the special approval of the governing council. All annual appropriations lapse at the end of the fiscal year. The Village department’s submits their budgets to the Village Manager, who after review submits the proposed budget to the Village Council. The Village Council reviews the budget, holds workshops and two public hearings to obtain citizen before approving the st budget. Prior to October 1, the Village Council adopts the approved budget along with a ii resolution establishing the property tax rate (millage) required to fund the budget. Department heads recommend transfers of budgeted amounts within their department. The Village Council may establish procedures by which the designated budget officer may authorize certain budget amendments within a department provided that the total of the appropriations of the department is not changed, all other transfers and supplemental appropriations require the approval of the governing council. Budget-to-actual comparisons are provided in this report for each individual governmental fund for which an appropriated annual budget has been adopted. FACTORS AFFECTING FINANCIAL CONDITION The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the Village of Tequesta operates. LOCAL ECONOMY AND ECONOMIC CONDITION AND OUTLOOK The Village of Tequesta is an affluent residential community in Palm Beach County, Florida. Tequesta’s growth potential is restricted by the natural boundaries of the Atlantic Ocean to the east, the Loxahatchee River to the west, the Town of Jupiter to the south and Martin County to the north. The Village is approximately 2 square miles and almost completely built-out/developed. Property value assessments for tax year 2010 decreased approximately 10%, which is the second year the Village has experienced this reduction. According to the National Bureau of Economic Research, the economic recession officially began December 2007 and ended June 2009. The Village and many other governments felt the effect of the longest recession since WWII, a year later. By the end of 2010, the Business Cycle Dating Committee of the National Bureau of Economic Research declared the end-date of the recession and confirmed that it was the deepest on record since the Great Depression in terms of job losses. It is important to note that the Bureau clarified that, “in determining that a trough occurred in June 2009, the committee did not conclude that economic conditions since that month have been favorable or that the economy has returned to operating at a normal capacity. Rather, the committee determined only that the recession ended and a recovery began in that month.” The Village first experienced the effect of the recession through lowered property values which resulted in lower revenues from ad valorem taxes. In addition, the Village noticed through its trend analysis and other economic indicators that revenue from sales taxes had fallen flat and we expect no growth in those areas over the next year. The biggest indicators of an upswing in this economy are lower unemployment and job growth and there have not been significant changes in either. Indications are that the Village has experienced less of an exposure to the housing foreclosures than those experienced nation-wide. One of the indicators, water utility bills, are showing that less than one-half of a percent (½ %) of our utility billing accounts have been transferred from individuals to banks or other lending institutions and this trend has been improving over the past year. iii Our Future The Village of Tequesta is not immune to the negative economic environment that is covering the country and affecting so many municipalities. However, the Village has been preparing for the downturn in the economy over the past few years as it was apparent that the continued increase in credit and property values could not be sustained. During those “prosperous years”, the Village used additional income to pay down debt, to purchase, construct and repair capital assets with existing cash and to build reserves. Now, facing lean years, we are in a sound financial position that allows us time to plan and adjust to the changing economic environment, rather than react to it. However, it is important to note that it has not been an easy task for the Village to maintain a consistent and high level of quality services to the residents in these times when revenues have decreased and show flat or low growth – even though the Village Council, administration and working staff may have made it appear easy. It was achieved through hard work, long hours, pay and benefit concessions and the making of fiscally sound, responsible and sometimes painful decisions by the administration, working staff and Village Council. The Village is very fortunate to have a citizenry that is active on many boards and committees, a working staff that has shown its willingness to take on additional responsibilities and an expanded workload and very importantly, a Village Council that is very responsive to the needs of the residents and staff during these challenging times. Long-Term Financial Planning Due to the state of the economy, the main focus/challenge of long-term financial planning for the Village of Tequesta continues to be maintaining a high level of services supported by a stagnant economy. The Village of Tequesta’s primary focus is to identify additional revenue sources and cost savings. Some of the new revenue sources the Village has identified include new lease contracts and the contracting of existing services to other governments. As with so many governments, the Village will be focusing on the growing cost of health care and post retirement benefits. The Village has been able to keep health care costs level during the 2010 fiscal year, but realizes that these costs continue to rise. The health benefits committee, which includes employees and representatives from all collective bargaining units, continues to meet to explore ways to keep these costs down while affording employees health care. In addition, the Village has begun discussing options with the three collective bargaining units to curb the cost of rising post retirement benefits. The Village has a five-yearcapital improvement plan and continues to maintain and enhance existing roadways, parks and recreational facilities. Tequesta Drive Bridge was found to be structurally unsound and in need of immediate replacement. The Village secured $3,000,000 in Federal Economic Stimulus Funds to build a replacement bridge that connects two sections of the Village. The Village entered into an agreement with the Florida Department of Transportation (FDOT) in which they took over the construction project. The Village signed a memorandum of understanding (MOU) with the FDOT, that when the project is completed the FDOT will turn the bridge over to the Village and the Village will be responsible for all bridge maintenance after that date. Construction was completed in December 2010. iv MAJOR INITIATIVES Review the Village’s investment policies and strategies to protect the Village’s assets in the current economic environment. Continue to explore alternative revenue sources, at both the state and federal level, with the assistance of a professional lobbyist. Continue to explore annexation of contiguous properties in unincorporated Palm Beach County. Seek out new ways to reduce the cost of health care and post retirement benefits. Complete construction of a new reverse osmosis train reducing demand on surficial wells and increasing natural water supply. AWARDS AND ACKNOWLEDGEMENTS The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to Tequesta for its comprehensive annual financial report for the fiscal year ended September 30, 2009. This was the twenty- sixth consecutive year that Tequesta has received this prestigious award. In order to be awarded a Certificate of Achievement, Tequesta had to publish an easily readable and efficiently organized comprehensive annual financial report. This report satisfied both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year. We believe that our current comprehensive annual financial report will continue to meet the Certificate of Achievement Program’s requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. The preparation of this report would not have been possible without the efficient and dedicated services of the entire staff of the finance department. We would like to express our appreciation to all members of the department who assisted and contributed to the preparation of this report. In closing, we must also acknowledge the Mayor and Council for their unfailing support for maintaining the highest standards of professionalism in the management of the Village of Tequesta’s finances. Respectfully submitted, Michael R. Couzzo, Jr. JoAnn Forsythe, CPA Finance Director Village Manager v vi VILLAGE OF TEQUESTA, FLORIDA ORGANIZATION CHART SEPTEMBER 30, 2010 vii VILLAGE OF TEQUESTA, FLORIDA LIST OF PRINCIPAL OFFICIALS SEPTEMBER 30, 2010 VILLAGE COUNCIL Patricia Watkins Mayor Thomas Paterno Vice-Mayor Vince Arena Councilmember James Humpage Councilmember Calvin Turnquest Councilmember VILLAGE OFFICIALS Michael R. Couzzo, Jr. Village Manager Trela White (Corbett & White, PA) Village Attorney Lori McWilliams, MMC Village Clerk JoAnn Forsythe, CPA Finance Director James M. Weinand Fire Chief Donald Ricciardi Acting Police Chief James M. Weinand Acting Director of Community Development Russell White Public Services Manager Michael R. Couzzo, Jr. Director of Utilities Greg Corbitt Director of Parks and Recreation VILLAGE AUDITORS Marcum LLP viii FINANCIAL SECTION INDEPENDENT AUDITORS’ REPORT INDEPENDENT AUDITORS’ REPORT Honorable Mayor, Village Council and Village Manager Village of Tequesta, Florida We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the Village of Tequesta, Florida (the Village), as of and for the year ended September 30, 2010, which collectively comprise the Village’s basic financial statements as listed in the table of contents. These financial statements are the responsibility of the Village's management. Our responsibility is to express opinions on these basic financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Village’s internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the Village as of September 30, 2010, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. 1 In accordance with Government Auditing Standards, we have also issued our report dated April 28, 2011 on our consideration of the Village’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. The Management’s Discussion and Analysis and the Required Supplementary Information on pages 3 through 15 and pages 64 through 68 are not a required part of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Village’s basic financial statements. The introductory section, combining and individual fund statements and schedules and statistical tables are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund statements and schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The information identified in the table of contents as the introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. Fort Lauderdale, FL April 28, 2011 2 MANAGEMENT’S DISCUSSION AND ANALYSIS (MD&A) Village of Tequesta, Florida Management’s Discussion and Analysis As management of the Village of Tequesta, we offer readers of the Village’s financial statement this narrative overview and analysis of the financial activities of the Village for the fiscal year ended September 30, 2010. We encourage readers to consider the information presented here in conjunction with the additional information that we have furnished in the letter of transmittal found on pages i to v of this report. Financial Highlights The assets of the Village of Tequesta exceeded its liabilities at the close of fiscal year 2010 by $31 million (net assets). Of this amount, $10 million (unrestricted net assets) may be used to meet the ongoing obligations to the citizens and creditors. The Village’s total net assets decreased by $416 thousand (1.3%) during the current fiscal year. General revenues decreased $359 thousand (4.6%). This decrease is mainly due to a decrease in property values resulting in lower revenues from ad valorem (property) taxes. Total government-wide expenses increased $703 thousand or 5.2% over the prior year mainly due to additional costs to keep the current level of services during the closing of the “old” Tequesta Bridge and the building of the “new” Tequesta Bridge. As of the close of the 2010 fiscal year, the Village’s governmental funds reported combined ending fund balances of $5.48 million, a decrease of $754 thousand (12.1%) from fiscal year 2009. At the end of the current fiscal year, fund balance for the General Fund was $3.98 million, a decrease of $704 thousand (15%) from the prior year. Of this balance, $130 thousand was reserved for inventories, prepaid items and encumbrances, $1 million was designated for hurricane/disasters, $134 thousand was designated for subsequent year’s expenditures and $2.7 million was unreserved and undesignated. The Village’s total non-current liabilities decreased by $336 thousand (3.1%) during the current fiscal year. Please see, Notes to Basic Financial Statements, Note 7 on page 47. The Village implemented GASB 45 in fiscal year 2010 and recorded a net OPEB obligation of $89,000 related to a health-care plan that allows eligible individuals to continue health, dental and other insurance at their own cost, upon retirement. Please see, Notes to Basic Financial Statements, Note 10 on page 58. The Village did not expend $500,000 or more in Federal and/or State financial assistance in the fiscal year ended September 30, 2010 and for that reason did not meet the threshold for a single audit according to the Florida Single Audit Act (section 215.97 F.S.) and OMB Circular A-133. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the Village of Tequesta’s basic financial statements. The Village’s basic financial statements consist of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. In addition to these basic financial statements, this report contains other supplementary information. Government-wide financial statements: Thegovernment-wide financial statements are designed to provide readers with a broad overview of the Village’s financial position and activities, in a manner similar to a private-sector business. 3 Thestatement of net assets presents information on the Village’s total assets and total liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the Village is improving or deteriorating. Thestatement of activities presents information showing how the Village’s net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the Village that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the Village included general government, public safety, transportation and leisure services. The business-type activities of the Village included water, stormwater and refuse and recycling. The government-wide financial statements can be found on pages 16-17 of this report. Fund financial statements: Afundis a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The Village, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the Village can be divided into three categories: governmental funds, proprietary funds and fiduciary funds. Governmental fund: Governmental funds are used to account for essentially the same functions reported asgovernmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating the Village’s near term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the Village’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds andgovernmental activities. The Village maintains four individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balance for the General Fund which is considered a major fund. Data from the other three governmental funds is combinedinto a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements elsewhere in this report. The Village adopts an annual appropriated budget for its General Fund. A budgetary comparison statement has been provided for the General Fund to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on pages 18-20 of this report. 4 Proprietary funds: The Village maintains one type of proprietary fund.Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The Village uses enterprise funds to account for its water, stormwater and refuse and recycling operations. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the Water Fund. Data from Stormwater and Refuse & Recycling funds are combined into a single, aggregated presentation. The basic proprietary fund financial statements can be found on pages 21-23 of this report. Fiduciary funds: Fiduciary funds are used to account for resources held for the benefit of parties outside the Village. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the Village’s own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statements can be found on pages 24-25 of this report. Notes to the financial statements: The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the basic financial statements can be found on pages 26-63 of this report. Other information: In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the Village of Tequesta’s progress in funding its obligation to provide pension benefits and other post employment benefits to its employees. Required supplementary information can be found on pages 64-68 of this report. The combining statements referred to earlier in connection with non-major governmental funds, as well as, non-major enterprise funds and fiduciary funds are presented immediately following the required supplementary information. Combining and individual fund statements and schedules can be found on pages 69-78 of this report. Government-wide Financial Analysis As noted earlier, net assets may serve over time as a useful indicator of the Village’s financial position. In the case of the Village of Tequesta, total assets exceeded liabilities by approximately $31 million at the close of the most recent fiscal year. The largest portion of the Village’s net assets (67%) represents investments in capital assets (e.g., land, buildings, machinery and equipment), less any related outstanding debt used to acquire those assets. The Village uses these capital assets to provide services to citizens; consequently, they are notavailable for future spending. Although the Village’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. 5 Village of Tequesta's Net Assets Governmental Business-type ActivitiesActivitiesTotal 2010 2009 2010 2009 2010 2009 Assets Current and other assets $ 6,478,993 $ 7,554,503 $ 5,297,975 $ 4,509,551 $11,776,968 $12,064,054 Capital assets, net 11,105,211 11,195,372 19,050,305 19,967,285 30,155,516 31,162,657 Total assets $17,584,204 $18,749,875 $24,348,280 $24,476,836 $41,932,484 $43,226,711 Liabilities Long-term liabilities $4,213,699 $4,342,028 $6,160,706 $6,367,892 $10,374,405 $10,709,920 Other liabilities 538,274 858,488 175,244 398,148 713,518 1,256,636 Total liabilities $4,751,973 $5,200,516 $6,335,950 $6,766,040 $11,087,923 $11,966,556 Net assets Invested in capital assets, net of related debt $7,525,570 $7,330,897 $13,037,012 $13,713,525 $20,562,582 $21,044,422 Unrestricted 5,306,661 6,218,462 4,975,318 3,997,271 10,281,979 10,215,733 Total net assets $12,832,231 $13,549,359 $18,012,330 $17,710,796 $30,844,561 $31,260,155 The remaining unrestricted net assets of $10 million (33 %) may be used to meet the Village’s ongoing obligations to citizens and creditors. At the end of the current fiscal year, the Village of Tequesta is able to report positive balances in all categories of net assets, both for the government as a whole, as well as for its separate governmental and business-type activities. The same situation held true for the prior fiscal year. The government’s total net assets decreased $416 thousand (1.3%) during the year. This decrease was primarily the result of decreases in revenue related to declining property values as well as an increase in expenses related to the building of a new bridge. Specifically, the decision of the Village Council to hold the millage rate the same as the prior year resulted in revenues from ad valorem taxes declining $530 thousand. Governmental activities: Governmental activities decreased the Village of Tequesta’s net assets by $717 thousand accounting for 173% of the total decrease in net assets of the Village. Key elements of this decrease are as follows: Village of Tequesta Changes in Net Assets Governmental Business-type Total Activities Activities 201020092010200920102009 Revenues: Program Revenues: Charges for services $1,308,458 $1,158,443 $4,803,915$4,592,320 $ 6,112,373 $5,750,763 Operating grants & contributions 75,865 67,842 24,354 67,842 51,511-- Capital grants & contributions 100,000 -- ---- 100,000 -- General Revenues: Ad valorem taxes 4,643,816 5,173,808 ---- 4,643,816 5,173,808 Other taxes 1,315,006 1,285,063 ---- 1,315,006 1,285,063 Franchise fees on gross receipts 435,766 466,541 ---- 435,766 466,541 Unrestricted intergovernmental ----717,673 702,616 717,673 702,616 Unrestricted investment. earnings (loss) 71,0678,725 49,973(9,208) 121,040 (483) Other miscellaneous 208,754 171,614 40,22942,080 248,983 213,694 Total Revenue $8,824,894 $9,034,652 $4,945,628$4,625,192 13,770,522 $13,659,844 6 Village of Tequesta Changes in Net Assets (continued) Governmental Business-type Total Activities Activities 201020092010200920102009 Expenses: General government $ 1,503,750 $ 1,501,344 $ -- $ -- $ 1,503,750 $ 1,501,344 Public safety 6,313,835 5,807,477 -- -- 6,313,835 5,807,477 Transportation 843,960 774,966 -- -- 843,960 774,966 Leisure services ----710,685 639,590 710,685 639,590 Interest on long-term debt ----169,792 180,770 169,792 180,770 Water utility -- -- 3,989,517 3,907,950 3,989,517 3,907,950 Stormwater -- -- 223,421 226,498 223,421 226,498 Refuse & recycling -- -- 431,156 444,449 431,156 444,449 Total Expenses 9,542,022 8,904,147 4,644,094 4,578,897 14,186,116 13,483,044 Increase (decrease) in net assets ($717,128) $130,505 $301,534 $46,295 (415,594) $176,800 Net assets - beginning 10/01 13,549,359 13,418,854 17,710,796 17,664,501 31,260,155 31,083,355 Net assets - ending 9/30 $12,832,231 $13,549,359 $18,012,330 $17,710,796 $30,844,561 $31,260,155 Property taxes decreased $530 thousand (10.24%) due to decreasing property values and the Village Council’s decision to keep the current millage rate unchanged. Overall revenues from other taxes increased $30 thousand (2.33%). The largest increase was attributable to revenues from electric utility taxes, which increased $44 thousand due mainly to two unusual events – a January freeze and extremely high temperatures in June and July. Franchise fees based on gross receipts decreased due to lowered fuel adjustment charges. suffer investment losses in the Investment earnings increased $62 thousand as the Village did not fiscal year ending September 30, 2010 that were reflected in the prior year’s earnings. Charges for services increased $150 thousand (12.9%) with the majority of this increase due to a new contract whereby, Palm Beach County Fire Rescue pays the Village of Tequesta $168 thousand annually to supply fire rescue services to unincorporated areas. This increase was partially offset by a write off of EMS transportation fees of $89 thousand. Revenue from public safety operating grants and contributions decreased $43 thousand (64%) primarily as a result of the Village in the prior year received an EMS grant that was not received in the current year. Revenue from capital grants and contributions increased $100 thousand and was solely from a State DEP grant to improve Tequesta Park. Other miscellaneous revenues increased by $37 thousand primarily as a result of an insurance recovery in the current year. Expenses increased $637 thousand primarily as a result of the closing and rebuilding of Tequesta Bridge and the cost to continue the same level of service to its residents while the Bridge was closed. Additionally, services offered by leisure services were expanded. 7 The Village’s programs/functions include General Government, Public Safety, Transportation and Leisure Services. The net cost shows the extent to which the Village’s general revenues support each of the Village’s programs. The cost of all governmental activities this year was $8.1 million. As shown on the Statement of Activities, the functions directly benefiting from the programs generated revenue of $1.4 million towards this cost and the remaining $8.1 million was financed through general revenues ($7.4 million) and with the balance ($717 thousand) financed by existing reserves. The use of reserves is not shown on the chart below. 8 Business-type activities: The net assets of business-type activities increased $302 thousand (1.7%) from the prior year. Key elements of this increase are as follows. Charges for services for business-type activities increased by 4.6%. The Water Fund recorded an increase in revenue due to record high summer temperatures increasing water demand by 2.4% and an annual rate increase. This was offset by a small decrease in revenue from other enterprise activities. Net assets in the Refuse and Recycling Fund decreased $14 thousand as a result of the decision by the Village Council to fund a portion of the refuse and recycling operations with reserves. The Stormwater Fund recorded an increase in net assets of $89 thousand as revenue exceeded operating expenses. Operating income for all business type activities was $443 thousand, an improvement of $196 thousand over the prior year’s operating income. Although operating expenses in the nonmajor funds decreased (income remained basically unchanged from the prior year) the most significant changes in the results in operations overall is attributable to increased water fees and lower costs to process water (utility and chemical costs were down from the prior period). 9 Financial Analysis of the Village’s Funds As noted earlier, the Village of Tequesta uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental funds: The focus of the Village’s governmental funds is to provide information on near- term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the Village’s financing requirements. In particular, unreserved fund balance may serve as a useful measure of the Village’s net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, The Village of Tequesta’s governmental funds reported combined ending fund balances of $5,480,841, a decrease of $753,827 (12.1%) from the prior year. Approximately 70% ($3.8 million) of the total amount of fund balance constitutes unreserved, undesignated fund balance,which is available for spending at the government’s discretion.Additionally, the Village has designated $1 million of fund balance for Disaster Relief and $251 thousand for subsequent year’s expenditures.Designations reflect the Village’s self-imposed limitations on the use of otherwise available current financial resources.In addition, the Village reserved $247 thousand (4.5%) of fund balance for inventories, encumbrances and prepaid items. The General Fund is the chief operating fund of the Village. At September 30, 2010, unreserved fund balance of the General Fund was $3.8 million (this includes designations). As a measure of the General Fund’s liquidity, it may be useful to compare both unreserved fund balance and total fund balance to total fund expenditures.Unreserved, undesignated fund balance represents 29% of fiscal year 2010 General Fund expenditures and total General Fund balance represents 42.9% of the total expenditures. The ratio of total fund balance to expenditures has decreased from the prior year when unreserved fund balance represented 38% of total general fund expenditures and total fund balance represented 54% of total expenditures. This is the second year that these ratios have decreased representing a growing gap between revenues and expenditures. 10 Total General Fund revenues decreased by $278 thousand (3.1%) compared with the prior year. The most significant reason for the decrease in revenues is the continued reduction in property values. Increases in other revenue sources (i.e. charges for services, licenses and permits and investment earnings) were able to reduce, but not completely offset the effect of the reduction in this major revenue source. Some specific key factors and how they have affected the Village’s revenues are as follows; The Village continued to suffer the effect of lower property values which resulted in reduced proceeds from ad-valorem taxes of $530 thousand. The Village reviewed and corrected its fee schedule for licenses and permits to better reflect fees charged by other communities. Revenue from licenses and permits increased ($68 thousand) due to the implementation of a new permit fee schedule. Charges for services increased due mainly to a contract with Palm Beach County to provide fire rescue services to unincorporated areas. This revenue ($168 thousand) was offset by the write-off of EMS transportation fees of $89 thousand. Investment earnings increased $62 thousand as interest rates stabilized and the Village did not experience the losses from investments suffered in the prior year. Revenue from utility taxes, communication services taxes and other taxes increased only marginally (2%). Rents and royalties increased $41 thousand due to rent from a new cell tower lease with AT&T. The amount of General Fund revenue by type, their percent of the total and the amount of change compared to last fiscal year are shown in the following schedule: GENERAL FUND - Revenues Change 2010% of Total$%2009 GENERAL FUND Revenues Sources Taxes $ 4,643,816 53.2% $(529,992) -10.2% $ 5,173,808 Other taxes 1,315,006 15.1% 29,943 2.3% 1,285,063 Intergovernmental 739,110 8.5% 14,735 2% 724,375 Franchise fees 435,766 5.0% (30,775) -7% 466,541 Charges for services 687,332 7.9% 90,063 15% 597,269 Intragovernmental 307,740 3.5% 14,750 5% 292,990 Licenses and permits 279,835 3.2% 68,464 32% 211,371 Investment earnings 71,067 0.8% 62,342 715% 8,725 Fines and forfeitures 21,721 0.2% (13,156) -38% 34,877 Miscellaneous 61,974 0.7% (25,448) -29% 87,422 Rents and Royalties 161,492 1.9% 40,896 34% 120,596 Total Revenue $ 8,724,859 100.0% $(278,178) -3.1% $ 9,003,037 11 Expenditures in the General Fund are shown in the following schedule: Change General Fund Expenditures by Function 20102009 GENERAL FUND % of Total $% Expenditures General government $1,340,475 14% $(32,683) -6%$1,373,158 Public safety 5,830,734 63% 418,989 71%5,411,745 Transportation 738,323 8% 27,939 5%710,384 Leisure services 554,449 6% (8,265) -1%562,714 Debt service 454,625 5% (4,976) -1%459,601 Capital outlay 352,076 4% 187,850 32% 164,226 Total expenditures $9,270,682 100% $588,854 100%$8,681,828 In fiscal year 2010, total General fund expenditures increased by $588,854 (6.8%) compared to the prior year. The largest portion of this increase (71%) was in the public safety function Overtime in the fire department increased 116%, while overtime in the police department increased 49% due to the repair, eventual demolition and construction of the new Tequesta Bridge. Pension contributions increased almost 100% in public safety due mainly to an increase in the contribution rates and the increase in overtime. The general government function, which includes the Village Council and administrative departments, decreased 6% ($33 thousand) from the prior year. The major portion of this decrease is due to a reduction in personal services as the human resources and finance departments reduced staff. 12 Legal fees decreased 28% from the prior year. The increase in Capital outlay was mainly due to the purchase of a fire rescue vehicle. Ending total fund balance for the Capital Projects Fund is $268,773 and for the Capital Improvement Fund is $1,215,184. These funds are designated for capital projects/improvements. These funds receive revenue from capital grants and transfers in from other funds. During 2010, $273,549 was transferred into the Capital Improvement Fund ($158,549 from the General Fund and $115,000 from the Capital Projects Fund) for the Tequesta bridge construction. Proprietary funds: The Village’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. At the end of the year, total net assets of the proprietary funds were $18,012,330 a 2% increase from the prior year ($302 thousand). Income from operations increased 6% ($196 thousand) over the prior year due to an increase in rates as well as increased demand (2.4%).The Water Fund recorded an increase in revenue attributable to increased demand during a summer that had record setting temperatures and an annual rate increase. Additionally, a reduction in the cost of utility and chemical costs resulted in lower than expected costs to run the plant. The non-major funds (the Stormwater Utility and Refuse and Recycling funds) recorded $73 thousand in operating income up from $58 thousand in the prior year. Total charges for services for these non-major enterprise funds was mainly unchanged from the prior period. The Refuse and Recycling Fund showed an operating loss of $17 thousand which resulted from a budgeted return of excess net assets (in the form of a subsidy) to its customers. General Fund Budgetary Highlights The difference between the original and final amended budget for 2010 was an increase in appropriations of approximately $903,000.Of the increase, $694 thousand was funded primarily from available fund balance. Significant differences between the original budgeted expenditures, the final amended budget and/or actual amounts can be briefly summarized as follows: Budgeted revenues from “Other Taxes” were increased $209 thousand to budget revenues from the insurance premium taxes that were recognized but not originally budgeted. In addition, utility taxes from electric were increased to budget for revenues from higher than usual usage. Original budgeted expenditures for public safety increased $405 thousand. Significant changes were Other pension contributions were increased $209 thousand to recognize and budget the o contribution of insurance premium taxes into the public safety pension trust. Overtime was increased $125 thousand reflecting the additional cost related to the o Tequesta Bridge project. Budgeted expenditures for leisure services increased $26 thousand. The largest change was an increase of $18 thousand for general maintenance of Paradise Park. Budgeted expenditures for capital outlay increased $295 thousand. The most significant increase was due to the purchase of a fire rescue vehicle. In addition, each year’s capital outlay budget is increased by the unbudgeted roll-forward of prior- year’s encumbrances. Transfers out were increased by $158 thousand to fund costs associated with the new Tequesta Bridge. 13 The Village generated a positive variance of approximately $634 thousand between the final adopted budget and actual results. Actual revenues were approximately $45,000 more than expected. Actual expenditures were approximately $588 thousand less than expected. In the public safety category, expenditures were lower than anticipated as the Village originally budgeted to make an additional contribution to the public safety trust of approximately $300 thousand in the event that a new actuarial study required that increase. However, the Village did not have to make that contribution. The final budget anticipated using approximately $1.34 million from available fund balance. However, the Village only used $704 thousand of available fund balance. Capital Assets and Debt Administration Capital assets: The Village’s capital assets for its governmental and business-type activities total $30,155,516 (net accumulated depreciation) as of September 30, 2010. These assets include land, construction in progress, buildings, improvements-other-than-buildings, infrastructure and machinery and equipment. Although the Village added more capital assets during the year than were deducted, the Village’s total net capital assets for the current fiscal year decreased $1 million as annual depreciation was greater than the amount of the additions. The following is a detail of capital assets at September 30, 2010. Additional information on the Village’s capital assets can be found in Note 6, Capital Assets, starting on page 43 of this report. Governmental Business 2010 Capital AssetsActivities Activities2Total Land $ 402,935 $ 83,335 $ 486,270 Construction in progress 400,040 115,065 515,105 Buildings 8,043,522 979,512 9,023,034 Improvements other than buildings 2,503,853 58,720 2,562,573 Infrastructure 779,438 29,608,204 30,387,642 Machinery & equipment 4,484,237 1,291,311 5,775,548 Total capital assets $ 16,614,025 $ 32,136,147 $ 48,750,172 Less accumulated depreciation (5,508,814) (13,085,842) (18,594,656) Total capital assets, net $ 11,105,211 $ 19,050,305 $ 30,155,516 Long-term Debt: At the end of the current fiscal year, the Village had no general obligation bonded debt. All of the Village’s outstanding debt is secured by general revenue sources. Village of Tequesta - Long Term Debt Governmental Business-type Total Activities Activities 2010 2009 2010 2009 2010 2009 Notes payable $3,491,028 $3,709,027 $6,405,528 $6,667,662 $9,896,556 $10,376,689 Capital leases 88,613 155,448 88,613 155,448 Deferred loss on refunding (392,235) (414,702) (392,235) (414,702) Total Long Term Debt $3,579,641 $3,864,475 $6,013,293 $6,252,960 $9,592,934 $10,117,435 14 2010 net outstanding debt, decreased by $524 thousand (5.2%). -term debt can be found in Note 7. Long Term Debt starting on page 43 of this report. The Village Council decision to hold the millage rate at5.7671 mills will result in a reduction in tax revenues as property values continue to decline. Interest rates remain low which will continue to affect investment earnings. As pension contributions , the Village is considering changes to the retirement options it offers new employees. Revenues from sales taxes continue to be flat and current trends are not predicting any immediate change unless consumer confidence increases. The Village is negotiating contracts with the bargaining units that would include no wage increases for F/Y/E 9/30/2011. The unemployment rate for the Village of Tequesta at September 30, 2010 is 11.4% up from 9.7%a year ago. increased 1.7% on October 1, 2010. All of these factors were considered in preparing the Village o 2010-2011 fiscal year. Requests for Information for all those with an interest Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Village of Tequesta, Finance Department, 345 Tequesta Drive, Tequesta, Florida 33469. 15 Page Intentionally Left Blank BASIC FINANCIAL STATEMENTS VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF NET ASSETS SEPTEMBER 30, 2010 Business- Governmentaltype ActivitiesActivitiesTotal Assets Cash and cash equivalents4,776,243$ 4,947,274$ 9,723,517$ Investments128,026 89,419 217,445 Receivables, net245,252 180,344 425,596 Inventories33,793 21,156 54,949 Prepaid items87,478 32,440 119,918 Other assets748,323 27,342 775,665 Net pension asset459,878 -- 459,878 Capital assets not being depreciated802,975 198,400 1,001,375 Capital being depreciated, net10,302,23618,851,90529,154,141 Total Assets 24,348,28017,584,204 41,932,484 Liabilities Accounts payable107,704 72,170 179,874 Accrued liabilities187,344 26,098 213,442 Customer deposits-- 19,726 19,726 Due to other governments927 -- 927 Unearned revenue186,961 -- 186,961 Other current liabilities55,338 57,250 112,588 Non-current liabilities Due within one year280,865 272,910 553,775 Due in more than one year3,932,8345,887,7969,820,630 Total Liabilities 6,335,9504,751,973 11,087,923 Net Assets Invested in capital assets, net of related debt7,525,570 13,037,012 20,562,582 Unrestricted5,306,6614,975,31810,281,979 Total Net Assets $ 18,012,33012,832,231$ 30,844,561$ an integral part of these financial statements. The accompanying notes are 16 VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF ACTIVITIES FISCAL YEAR ENDED SEPTEMBER 30, 2010 The accompanying notes are an integral part of these financial statements. 17 Net (Expense) Revenue and Prop,ram Revenues Changes in Net Assets Charges Operating Capital Business - for Grants and Grants and Governmental type Functions/Programs Expenses Services Contributions Contributions Activities Activities Total Governmental Activities General government $ 1,503,750 $ 316,816 $ -- $ -- $ (1,186,934) $ -- $ (1,186,934) Public safety 6,313,835 899,639 22,804 -- (5,391,392) -- (5,391,392) Transportation 843,960 -- -- -- (843,960) -- (843,960) Leisure services 710,685 92,003 1,550 100,000 (517,132) -- (517,132) Interest on long-term debt 169,792 -- -- -- (169,792) -- (169,792) Total Governmental Activities 9,542,022 1,308,458 24,354 100,000 (8,109,210) -- (8,109,210) Business -type Activities Water 3,989,517 4,076,132 51,511 -- -- 138,126 138,126 Stormwater utility 223,421 313,126 -- -- -- 89,705 89,705 Refuse and recycling 431,156 414,657 -- -- -- (16,499) (16,499) Total Business -type Activities 4,644,094 4,803,915 51,511 -- -- 211,332 211,332 Total Primary Government $ 14,186,116 $ 6,112,373 $ 75,865 $ 100,000 (8,109,210) 211,332 (7,897,878) General Revenues Ad valorem taxes 4,643,816 -- 4,643,816 Utility taxes 629,012 -- 629,012 Communication services tax 386,574 -- 386,574 Insurance premium taxes 209,245 -- 209,245 Business taxes 90,175 -- 90,175 Franchise fees based on gross receipts 435,766 -- 435,766 Unrestricted intergovernmental 717,673 -- 717,673 Unrestricted investment earnings 71,067 49,973 121,040 Miscellaneous revenues 208,754 40,229 248,983 Total general revenues 7,392,082 90,202 7,482,284 Change in Net Assets (717,128) 301,534 (415,594) Net Assets - Beginning 13,549,359 17,710,796 31,260,155 Net Assets - Ending $ 12,832,231 $ 18,012,330 $ 30,844,561 The accompanying notes are an integral part of these financial statements. 17 VILLAGE OF TEQUESTA, FLORIDA BALANCE SHEET GOVERNMENTAL FUNDS SEPTEMBER 30, 2010 OtheTota rl GovernmentalGovernmental GeneralFundsFunds Assets Cash and cash equivalents4,007,390$ 768,853$ 4,776,243$ Investments --128,026 128,026 Receivables, ne --245,252 245,252 t Inventories --33,793 33,793 Prepaid items --87,478 87,478 Other assets-- 748,323748,323 Total Assets4,501,9391,517,1766,019,115 Liabilities and Fund Balances Liabilities Accounts payable 12,14795,557 107,704 Accrued liabilities --187,344 187,344 Due to other governments --927 927 Unearned revenue --186,961 186,961 Other current liabilities55,338 55,338-- Total Liabilities526,127 538,27412,147 Fund Balances Reserved for: Inventories --33,793 33,793 Prepaid items --87,478 87,478 Encumbrances 117,8388,123 125,961 Unreserved, designated for, reported in General fund: Disaster relief --1,000,000 1,000,000 Subsequent year's expenditures --134,175 134,175 Special revenue fund: Subsequent year's expenditures 1,000-- 1,000 Capital projects funds: Subsequent year's expenditures 250,000-- 250,000 Unreserved, undesignated, reported in General fund --2,712,243 2,712,243 Special revenue fund 20,072-- 20,072 Capital projects funds--1,116,1191,116,119 Total Fund Balances3,975,8121,505,0295,480,841 Total Liabilities and Fund Balances$4,501,939$1,517,176 Amounts Reported for Governmental Activities in the Statement of Net Assets are Different Because: Capital assets used in governmental activities are not financial resources and therefore, are not reported in the funds11,105,211 Net pension assets are not considered to represent a financial asset in the governmental fund459,878 Long-term liabilities, including notes payable, are not due and payable in the current period and therefore are not reported in the governmental funds Note payable(3,491,028) Capital leases(88,613) Compensated absences(554,058) Net OPEB obligation (80,000) Net Assets of Governmental Activities$12,832,231 an integral part of these financial statements. The accompanying notes are 18 VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2010 OtherTotal GovernmentalGovernmental GeneralFundsFunds Revenues Ad valorem taxes4,643,816$ --$ 4,643,816$ Other taxes1,315,006 -- 1,315,006 Intergovernmental739,110 100,000 839,110 Franchise fees435,766 -- 435,766 Charges for services687,332 -- 687,332 Intragovernmental307,740 -- 307,740 Licenses and permits279,835 -- 279,835 Investment earnings71,067 -- 71,067 Fines and forfeitures21,721 -- 21,721 Miscellaneous61,974 35 62,009 -- 161,492 Rents and royalties161,492 Total Revenues 100,0358,724,859 8,824,894 Expenditures Current: General government1,340,475 1,000 1,341,475 Public safety5,830,734 -- 5,830,734 Transportation738,323 -- 738,323 Leisure services554,449 64,891 619,340 Capital outlay352,076 242,148 594,224 Debt service: Principal284,833 -- 284,833 Interest159,506 -- 159,506 Fiscal charges10,286 -- 10,286 Total Expenditures 308,0399,270,682 9,578,721 Excess (Deficiency) of Revenues over Expenditures (208,004)(545,823) (753,827) Other Financing Sources (Uses) Transfers in-- 273,549 273,549 (115,000) (273,549) Transfers out(158,549) Total Other Financin Sources (Uses) g 158,549(158,549) -- Net Change in Fund Balances (49,455)(704,372) (753,827) 1,554,4844,680,184 6,234,668 Fund Balances - Beginning Fund Balances - Ending $ 1,505,0293,975,812$ 5,480,841$ The accompanying notes are an integral part of these financial statements. 19 VILLAGE OF TEQUESTA, FLORIDA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FISCAL YEAR ENDED SEPTEMBER 30, 2010 Amounts reported for governmental activities in the statement of activities are different because: Net change in fund balances - total governmental funds (Page 19)(753,827)$ Governmental funds report capital outlays as expenditures. However, in the statement of activities, the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. The details of the differences are as follows: Capital outlay594,224$ Depreciation expense(684,385) Net adjustment(90,161) The issuance of long-term debt provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. The detail of the differences are as follows: Principal payments: Notes payable217,998$ Capital leases66,835 Net adjustment284,833 Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds: The details of the differences are as follows: Compensated absences(76,504) Net OPEB obligation(80,000) Net pension expenses(1,469) Change in net assets of governmental activities(717,128)$ an integral part of these financial statements. The accompanying notes are 20 VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF NET ASSETS PROPRIETARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2010 Business-type Activities WaterNonmajor FundFundsTotals Assets Current Assets Cash and cash equivalents4,272,266$ 675,008$ 4,947,274$ Investments80,189 9,230 89,419 Receivables,, net174,738 5,606 180,344 Inventories20,675 481 21,156 Prepaid items32,167 273 32,440 Other assets27,342 -- 27,342 Total Current Assets 690,5984,607,377 5,297,975 Non-Current Assets Capital assets not being depreciated198,400 -- 198,400 Capital assets being depreciated, net17,282,924 1,568,981 18,851,905 Total Non-Current Assets 1,568,98117,481,324 19,050,305 Total Assets 2,259,57922,088,701 24,348,280 Liabilities Current Liabilities Accounts payable32,594 39,576 72,170 Accrued liabilities26,098 -- 26,098 Customer deposits19,726 -- 19,726 Other current liabilities57,250 -- 57,250 Current maturities of notes payable272,910 -- 272,910 Total Current Liabilities 39,576408,578 448,154 Non-Current Liabilities Net OPEB obligation9,000 -- 9,000 Compensated absences137,933 480 138,413 Notes payable5,740,383 -- 5,740,383 Total Non-Current Liabilities 4805,887,316 5,887,796 Total Liabilities 40,0566,295,894 6,335,950 Net Assets Invested in capital assets, net of related debt11,468,031 1,568,981 13,037,012 Unrestricted4,324,776 650,542 4,975,318 Total Net Assets $ 2,219,52315,792,807$ 18,012,330$ an integral part of these financial statements. The accompanying notes are 21 VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS PROPRIETARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2010 Business-type Activities WaterNonmajor FundFundsTotals Operating Revenues Charges for services4,076,132$$727,783$4,803,915 Operating Expenses Cost of sales and services: Plant production1,304,192 -- 1,304,192 Distribution883,304 -- 883,304 Stormwater 106,458-- 106,458 Purchased services-- 425,006 425,006 Management services291,150 16,590 307,740 Administration312,957 -- 312,957 Depreciation915,061106,5231,021,584 Total Operating Expenses 654,5773,706,664 4,361,241 Operating Income 369,46873,206442,674 Non-Operating Revenues (Expenses) Connection fees51,511 -- 51,511 Miscellaneous revenue39,437 792 40,229 Investment earnings 44,209 5,764 49,973 Interest expense --(272,699) (272,699) Other fiscal charges(10,154) (10,154)-- Total Non-Operating Revenues (Expenses) 6,556(147,696) (141,140) Change in Net Assets 79,762221,772 301,534 15,571,0352,139,76117,710,796 Net Assets - Beginning $15,792,807$2,219,523$18,012,330 Net Assets - Ending The accompanying notes are an integral part of these financial statements. 22 VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2010 Business-type Activities WaterNonmajor FundFundsTotals Cash Flows from Oeratin Activities pg Cash received from customers, governments and other funds4,194,272$ 729,888$ 4,924,160$ Cash paid to suppliers(1,646,853) (517,907) (2,164,760) Cash paid to employees(1,325,619) (44,143) (1,369,762) Other cash received39,437 40,229792 Net Cash Provided by Operating Activities 168,6301,261,237 1,429,867 Cash Flows from Capital and Related Financing Activities Acquisition and construction of capital assets(50,022) (54,582) (104,604) Proceeds from connection fees51,511 -- 51,511 Principal payments on long-term debt(262,934) -- (262,934) Interest and fiscal charges paid(258,819) (258,819)-- Net Cash Used in Capital and Related Financing Activities (520,264) (54,582) (574,846) Cash Flows from Investin Activities g Sales of investments25,733 290,910 316,643 Interest received on investments44,209 49,9735,764 Net Cash Provided b Investin Activities yg69,942 366,616296,674 Net Increase in Cash and Cash Equivalents 410,722810,915 1,221,637 3,461,351 3,725,637264,286 Cash and Cash Equivalents - Beginning $ 4,947,274675,008$ $4,272,266 Cash and Cash Equivalents - Ending Adustments to Reconcile Oeratin Income to Net jpg Cash Provided b Oeratin Activities ypg Operating income369,468$ 73,206$ 442,674$ Depreciation 915,061 106,523 1,021,584 Miscellaneous non-operating revenue39,437 792 40,229 Changes in operating assets and liabilities: (Increase) decrease in: Accounts receivable118,140 2,105 120,245 Inventories2,032 680 2,712 Prepaid items(7,965) 12 (7,953) Increase (decrease) in: Accounts payable(204,782) (13,032) (217,814) Accrued liabilities (1,221) -- (1,221) Customer deposits(3,870) -- (3,870) Net OPEB obligation 9,000 -- 9,000 Compensated absences25,937(1,656) 24,281 Net Cash Provided b Oeratin Activities ypg$1,261,237$ 1,429,867168,630$ Noncash Investing Activities $ 32,4633,266$ Change in fair value of investments29,197$ an integral part of these financial statements. The accompanying notes are 23 VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2010 Pension Trust Funds Assets Cash and cash equivalents228,016$ Investments, at fair value: Corporate stocks3,623,380 Corporate bonds1,033,982 Government backed assets2,032,205 Mutual funds696,638 Prepaid items3,465 Contributions receivable83,898 Accrued interest receivable25,806 Total Assets 7,727,390 Liabilities Accounts payable22,981 Due to broker33,604 Total Liabilities 56,585 Net Assets Held in Trust for Pension Benefits $7,670,805 The accompanying notes are an integral part of these financial statements. 24 VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2010 Pension Trust Funds Additions Contributions: Employer$530,146 Employee204,898 State209,245 Total contributions944,289 Investment income Net appreciation in fair value of investments731,000 Investment earnings146,116 877,116 Less investment expenses(69,884) Net investment income807,232 Total Additions 1,751,521 Deductions Refunds of contributions16,639 Operating expenses65,149 Total Deductions 81,788 Net Increase 1,669,733 Net Assets Held in Trust for Pension Benefits Net assets - beginning6,001,072 Net assets - ending$7,670,805 The accompanying notes are an integral part of these financial statements. 25 NOTES TO BASIC FINANCIAL STATEMENTS VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N1–SSAP OTEUMMARY OF IGNIFICANT CCOUNTING OLICIES The Village of Tequesta, Florida is a municipal corporation organized in 1957 pursuant to Special Act 57-1915, Laws of Florida. The Village has a Council-Manager form of government. The Village’s major operations include public safety (police, fire rescue/EMS), streets and roads, culture and recreation, public improvements, planning and zoning, water, stormwater, recycling services and general and administrative. The financial statements of the Village have been prepared in conformity with accounting principles generally accepted in the United States (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental and financial reporting principles. The more significant of the Village’s accounting policies are described below: The financial statements were prepared in accordance with governmental accounting standards, which establishes standards for defining and reporting on the financial reporting entity. The definition of the financial reporting entity is based upon the concept that elected officials are accountable to their constituents for their actions. One of the objectives of financial reporting is to provide users of financial statements with a basis for assessing the accountability of the elected officials. The financial reporting entity consists of the Village, organizations for which the Village is financially accountable and other organizations for which the nature and significance of their relationship with the Village are such that exclusion would cause the reporting entity’s financial statements to be misleading or incomplete. The Village is financially accountable for a component unit if it appoints a voting majority of the organization’s governing board and it is able to impose its will on that organization or there is a potential for the organization to provide specific financial benefits to, or impose specific financial burdens on, the Village. The Village has no component units to report for the fiscal year ending September 30, 2010. The government-wide financial statements distinguish between the governmental and business-type activities of the Village. Governmental activities are those supported by taxes and intergovernmental revenues. Business-type activities rely to a significant extent on fees and charges for support. Government-wide financial statements include a Statement of Net Assets and a Statement of Activities. These statements report on the government as a whole and provide a consolidated financial picture of the government. Fiduciary funds (the Village’s pension trust funds) are excluded from this presentation as the assets are held for the benefit of a third party (members and beneficiaries) and cannot be used to address activities or obligations of the Village. 26 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N1–SSAP() OTEUMMARY OF IGNIFICANT CCOUNTING OLICIES CONTINUED The statement of activities demonstrates the degree to which the direct expenses of a given function or segment is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. All remaining nonmajor governmental funds or proprietary funds are aggregated and reported as other governmental or nonmajor funds. Since the governmental fund financial statements are presented on a different measurement focus and basis of accounting than the government-wide statements, a reconciliation is provided which briefly explains the adjustments necessary to reconcile the results of governmental fund accounting to the government-wide presentations. The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the Village considers revenues to be available if they are collected within 45 days after the end of the current fiscal period. Expenditures are recorded when the related fund liability is incurred, except for principal and interest on long-term debt and compensated absences which are recognized as expenditures when payment is due. 27 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N1–SSAP() OTEUMMARY OF IGNIFICANT CCOUNTING OLICIES CONTINUED Property taxes, sales taxes, franchise taxes, grant revenues and investment earnings associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period.. All other revenues are considered measurable and available only when cash is received by the Village. The Village reports the following major governmental fund: TheGeneral Fund is the Village’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Village reports the following major proprietary funds: The Water Fund is used to account for the activities of the water utility, which includes the processing and distribution of potable water to Village residents and some surrounding communities. Additionally, the Village reports the following fiduciary funds: Thepension trust funds account for the activities of the Firefighters’ Pension Trust Fund, the Police Officers’ Pension Trust Fund and the General Employees’ Pension Trust Fund. These funds accumulate resources for pension benefits to qualified employees. Private-sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government-wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. The Village has the option of following subsequent private-sector guidance for their business-type activities and enterprise funds, subject to this same limitation. The Village has elected not to follow subsequent private- sector guidance. As a general rule, the effect of interfund activity has been eliminated from the government- wide financial statements. Exceptions to this general rule are payments-in-lieu of taxes and other charges between the Village utility functions and various other functions of the Village. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. 28 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N1–SSAP() OTEUMMARY OF IGNIFICANT CCOUNTING OLICIES CONTINUED Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the Village’s water utility, stormwater utility and refuse and recycling funds are charges to customers for services. Operating expenses for proprietary funds include the costs of services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the Village’s policy to use restricted resources first, then unrestricted resources as they are needed. 1. Deposits and Investments The Village’s cash and cash equivalents are considered to be cash on hand, demand and time deposits and short-term investments with original maturities of three months or less from the date of acquisition. State statutes authorize the Village to invest in obligations of the U.S. Treasury, its agencies and instrumentalities, commercial paper, corporate bonds, repurchase agreements, the State Board Investment Pool and the Florida Municipal Investment Trust. The Village maintains a cash and investment pool that is available for use by all funds with the exception of the Water Utility which has separate accounts with the State Board of Administration (SBA). Pooled cash is classified as “Cash and Cash Equivalents” in the Statement of Net Assets and pooled investments are combined with other separate investments and classified as “Investments.” Interest income earned as a result of pooling is distributed to the appropriate funds based on the month end equity balance in each fund. All investments, except the State Board Investment Pool, are reported at fair value, which is based on quoted market prices. The Investment Pool is segregated into the Florida PRIME which is recorded at its value of the pool shares (2a7-like fund) which is fair value and Fund B which is accounted for as a fluctuating NAV pool and is reported based on the fair value factor. 2. Receivables and Payables Activities between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as “due to/from other funds”. Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” 29 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N1–SSAP() OTEUMMARY OF IGNIFICANT CCOUNTING OLICIES CONTINUED 2. Receivables and Payables (continued) All trade and other receivables are shown net of an allowance for uncollectibles. Allowances for uncollectible receivables are based upon historical trends and the periodic aging of receivables. Water charges to customers are based on actual water consumption. Consumption is based upon a monthly cycle. The Village recognizes revenue and a related receivable for th unbilled consumption as of September 30 of each year. 3. Inventories Inventories of the general fund are valued at cost on a first-in, first-out (FIFO) method. Inventories consist of expendable supplies held for consumption. The cost is recorded as an expenditure when the individual inventory items are purchased. Inventories of the Water Fund are valued at lower of cost (determined using the weighted average) or market and consist of pipes, valves, fittings and meters. The cost is recorded as an expense when the individual inventory items are put into service. 4. Capital Assets Capital assets, which include property, plant and equipment, and certain infrastructure assets (e.g., utility plant, roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. In the case of the initial capitalization of general infrastructure assets (i.e., those reported by governmental activities) the Village chose to include all such items regardless of their acquisition date. Capital assets are defined by the Village as assets with an initial, individual cost of more than $1,000 and an estimated useful life in excess of one year and $25,000 for intangibles with an estimated useful life in excess of one year. Purchased or constructed assets are recorded at actual cost or estimated historical cost if actual cost is unavailable. Donated capital assets are recorded at estimated fair market value at the date of donation. During the year ended September 30, 2010, the Village implemented GASB Statement No. 51, “Accounting and Financial Reporting for Intangible Assets.” There was no impact on the Village’s financial statement. 30 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N1–SSAP() OTEUMMARY OF IGNIFICANT CCOUNTING OLICIES CONTINUED 4. Capital Assets (continued) The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend the asset’s life are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the asset constructed. There was no interest to be capitalized in fiscal year 2010. Capital assets of the Village are depreciated using the straight line method over the following estimated useful lives: Buildings 20 –40 years Improvements other than buildings20 –50 years Infrastructure 20 –50 years Machinery and equipment 2 –15 years 5. Compensated Absences It is the Village’s policy to permit employees to accumulate within certain limits, earned but unused vacation time, sick leave and compensatory time which will be paid to employees upon separation from Village service. All vacation, sick leave pay and compensatory time is accrued when incurred in the government-wide and proprietary fund financial statements. In the governmental funds, a liability is recorded only for unused vacation and sick leave payouts for employees who have separated, for example, as a result of employee resignations and retirements. 6. Long-Term Obligations In the government-wide financial statements, and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs and refunding gains/losses, are deferred and amortized over the life of the bonds using the straight-line amortization method. Bonds payable are reported net of the applicable bond premium or discount and refunding gains/losses. 31 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N1–SSAP() OTEUMMARY OF IGNIFICANT CCOUNTING OLICIES CONTINUED 6. Long-Term Obligations (continued) In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. 7. Use of Estimates The financial statements and related disclosures are prepared in conformity with accounting principles generally accepted in the United States of America. Management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements. Estimates also affect the reported amount of revenue and expenditures/expenses during the period reported. These estimates include assessing collectability of accounts receivable, pension obligations, and useful lives and impairment of tangible assets, among others. Estimates and assumptions are reviewed periodically and the effects of revisions are reflected in the financial statements in the period they are determined to be necessary. Actual results may differ from those estimates. 8. Net Assets Net assets of the government-wide and proprietary funds are categorized as invested in capital assets, net of related debt; restricted or unrestricted. Invested in capital assets, net of related debt, is that portion of net assets that relates to the Village’s capital assets reduced by accumulated depreciation and by any outstanding debt incurred to acquire, construct or improve those assets, excluding unexpended proceeds. Restricted net assets is that portion of net assets that has been restricted for general use by external parties (creditors, grantors, contributors, or laws or regulations of other governments) or imposed by law through constitutional provisions or enabling legislation. Unrestricted net assets consist of all net assets that do not meet the definition of either of the other two components. 32 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N1–SSAP() OTEUMMARY OF IGNIFICANT CCOUNTING OLICIES CONTINUED 9. Fund Equity In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balance represent tentative management plans that are subject to change. N2–PT OTEROPERTY AXES st Ad valorem taxes are assessed as of January 1 and billed the following October. They are st due and payable on November 1 of each year or as soon thereafter as the assessment roll is certified and delivered to the Tax Collector. Taxes are collected by the County and remitted to the Village. Revenue is recognized at the time monies are received from the st County. All unpaid taxes become delinquent on April 1 following the year in which they are assessed. Discounts are allowed for early payment at the rate of 4% in the month of November, 3% in the month of December, 2% in the month of January and 1% in the month of February. The th taxes paid in March do not have a discount. At September 30, unpaid delinquent taxes, if any, are reflected as a receivable on the balance sheet. There were no material delinquent property taxes at September 30, 2010. Assessed values are established by the Palm Beach County Property Appraiser at approximately fair market value. The assessed value for operating purposes of property at January 1, 2009, upon which the 2009-2010 levy was based, was $833,906,426. Under Florida law, the assessment of all properties and the collection of all county, municipal, school district and special district property taxes are consolidated in the offices of the County Property Appraiser and County Tax Collector. The Village is permitted by Article 7, Section 8 of the Florida Constitution to levy taxes up to $10 (10 mills) per $1,000 of assessed valuation for general governmental services (other than the payment of principal and interest on general obligation long-term debt). In addition, unlimited amounts may be levied for the payment of principal and interest on general obligation long-term debt, subject to a limitation on the amount of debt outstanding. The millage rate to finance general governmental services for the year ended September 30, 2010 was 5.7671 mills per $1,000 of assessed valuation. 33 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N3–DI OTEEPOSITS AND NVESTMENTS All of the Village’s deposits are held in qualified public depositories pursuant to State of Florida Statutes, Chapter 280, Florida Security for Public Deposits Act. Under the Act, every qualified public depository shall deposit with the Treasurer eligible collateral of the depository to be held subject to his or her order. The Treasurer, by rule, shall determine the collateral requirements and collateral pledging level for each qualified public depository. The pledging level may range from 25% to 125% of the average monthly balance of public deposits depending upon the depository’s financial condition and establishment period. All collateral must be deposited with an approved financial institution. Any potential losses to public depositors are covered by applicable deposit insurance, sale of securities pledged as collateral and, if necessary, assessments against other qualified public depositories of the same type as the depository in default. At September 30, 2010, none of the Village’s primary bank balances were exposed to custodial credit risk. The Village has adopted an investment policy in accordance with Florida Statutes to establish guidelines for the efficient management of its cash reserves. The Village is authorized to invest in obligations of the U.S. Treasury, its agencies and instrumentalities, certificates of deposit, the State Board of Administration Investment Pool, any intergovernmental investment pools authorized pursuant to Chapter 163 of the Florida Statutes, SEC registered money market funds with the highest credit quality rating from a nationally recognized rating agency, and securities of any interest in any open-end or closed-end management type investment company or investment trust registered under the Investment Company Act of 1940, provided that the portfolio is limited to obligations of the U.S. government, its agencies and instrumentalities and to repurchase agreements fully collateralized by such U.S. government obligations and provided that such investment company or investment trust takes delivery of such collateral either directly or through an authorized custodian. The State Board of Administration (SBA) administers the Florida PRIME (formerly known as the Local Government Surplus Funds Trust Fund (LGIP) and the Fund B Surplus Funds Trust Fund (Fund B), both of which are governed by Chapter 19-7 of the Florida Administrative Code and Chapters 218 and 215 of the Florida Statutes. These rules provide guidance and establish the policies and general operating procedures for the administration of the Florida PRIME and Fund B. The Florida PRIME is not a registrant with the Securities and Exchange Commission (SEC); however, the Board has adopted operating procedures consistent with the requirements for a 2a-7-like fund, which permits money market funds to use amortized cost to maintain a constant net asset value (NAV) of $1 per share. 34 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N3–DI() OTEEPOSITS AND NVESTMENTS CONTINUED The fair value of the position in the Florida PRIME is equal to the value of the pool shares. Fund B does not meet the requirement of an SEC a-7-like fund and therefore is accounted for as a fluctuating NAV pool. As of September 30, 2010, the fair value factor for Fund B was $.70706 per share. Fund B is not subject to participant withdrawal requests. Distributions from Fund B, as determined by the SBA, are effected by transferring eligible cash or securities to the Florida PRIME, consistent with the pro rata allocation of pool shareholders of record at the creation of Fund B. One hundred percent of such distributions from Fund B are available as a liquid balance within the Florida PRIME. The investments in the Florida PRIME and Fund B are not insured by FDIC or any other governmental agency. At September 30, 2010, the Village of Tequesta had the following deposits and investments: Weighted Deposits andAverageCredit Percent InvestmentsFair ValueMaturityRatingDistribution Demand deposits9,723,517$97.81% SBA-Florida PRIME24,100 52 daysAAAm S&P0.24% 7.49 yearsNot rated1.94% SBA - Fund B193,255 Total Investments217,355 Total Deposits and Investments $ 100.00%9,940,872 IRR NTEREST ATE ISK Interest rate risk exists when there is a possibility that changes in interest rates could adversely affect an investment’s fair value. Generally, the longer the time to maturity, the greater the exposure to interest rate risk. The Village’s investment policy disallows the purchase of securities that have a maturity of greater than five years. In addition, on any given date, at least 80% of the portfolio shall mature within one year. CR REDITISK Credit risk is the risk that a debt issuer will not fulfill its obligations. The investment policy limits credit risk by requiring that investments be limited to investments in specific securities and that short-term obligations of U.S. corporations are rated at the time of purchase at one of the three highest classifications established by a nationally recognized statistical rating organizations. 35 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N3–DI() OTEEPOSITS AND NVESTMENTS CONTINUED CCR ONCENTRATION OF REDITISK The Village’s investment policy states that assets shall be diversified to control the risk of loss resulting from concentration of assets to a specific maturity, instrument, issue, dealer, or bank through which these securities are bought and sold. As of September 30, 2010, the value of each position held in the Village’s portfolio is less than 5% in any one issuer. At September 30, 2010, the General Employees’ Pension Trust Fund had the following deposits and investments: Weighted AverageCredit Percent Fair ValueMaturityRatingDistribution Cash100$ 0.01% Money market49,834 3.12% Corporate bonds:3.27 years Bonds52,527 A13.29% Bonds114,563 A27.18% Bonds27,599 A31.73% Bonds27,187 Baa11.70% Bonds79,166 Baa34.96% U.S. agencies71,890 .32 yearsAaa6.08% U.S. treasuries209,001 1.50 years13.10% Mutual funds94,091 5.90% Corporate stocks844,833 52.93% Total $ 100.00%1,570,791 IRR NTEREST ATE ISK Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment in debt securities. Generally, the longer the time to maturity, the greater the exposure to interest rate risk. The established performance objectives require investment maturities to provide sufficient liquidity to pay obligations as they become due. The Plan does not have a formal policy relating to interest rate risk. At September 30, 2010, the weighted average maturity in years for each investment type is included in the preceding table. 36 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N3–DI() OTEEPOSITS AND NVESTMENTS CONTINUED CR REDITISK Credit risk is the risk that a debt issuer will not fulfill its obligations. The investment policy limits credit risk by requiring that investments made or held in the fund shall be limited to: Obligations issued by the U.S. Government or obligations guaranteed as to principal and interest by the U.S. government or by an agency of the U.S. Government; Bonds, stocks, or commingled funds administered by national or state banks, or other evidences or indebtedness, issued or guaranteed by a corporation organized under the laws of the United States, any state or organized territory of the United States, or District of Columbia provided that the securities meet the following ranking criteria: Fixed Income: Holds a rating in one of the four highest classifications by a major rating service Equities: Traded on a National Exchange Money Market: The money market fund or STIF provided by the Plan’s custodian. At September 30, 2010, the investments of the General Employees’ Pension Trust Fund were in compliance with the policies. CCR ONCENTRATION OF REDITISK Concentration of credit risk is defined as the risk of loss attributed to the magnitude of an investment in a single issuer. The Plan utilizes limitations on securities of a single issuer to manage this risk. The Plan’s investment policy limits investments in common stock or capital stock of any one issuing company or aggregate of any one issuing company to 5% of the outstanding capital stock of the company. The investment policy requires that the value of bonds issued by any single corporation shall not exceed 10% of the total fund. Investments in corporate common stock and convertible bonds shall not exceed 70% of the fund assets at market value. Foreign securities shall not exceed 25% of the market value of the fund. If the Plan owns investments at the end of a calendar quarter which no longer satisfy the applicable investment standard, then such investment is disposed of at the earliest economically feasible opportunity. 37 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N3–DI() OTEEPOSITS AND NVESTMENTS CONTINUED CCR USTODIAL REDITISK Custodial credit risk is defined as the risk that the Plan may not recover cash and investments held by another party in the event of a financial failure. The Plan requires all securities to be held by a third party custodian in the name of the Plan. Securities transactions between a broker-dealer and the custodian involving purchase or sale of securities by the transfer of money or securities must be made on a “delivery vs. payment” basis to ensure that the custodian will have the security or money in hand at the conclusion of the transaction. FCR OREIGN URRENCY ISK Foreign currency risk is the risk that changes in exchange rates will adversely affect the fair value of an investment. The investment policy permits a maximum of 25% of the market value of the fund securities to be invested in foreign securities. At September 30, 2010, approximately 16% of the market value of the fund was invested in foreign securities, which met the limitations of the policy. At September 30, 2010, the Police and Firefighters’ Pension Trust Fund had the following deposits and investments: Weighted AverageCredit Percent Fair ValueMaturityRatingDistribution Cash583$ 0.01% Money market177,499 2.95% Corporate bonds:5.73 years Bonds64,530 Aaa1.07% Bonds27,052 Baa10.45% Bonds25,949 0.43% Bonds84,288 A21.40% Bonds72,494 A31.20% Bonds12,971 AA20.22% Bonds40,207 Aa30.67% Bonds117,697 Baa11.96% Bonds135,521 Baa22.25% Bonds152,233 Baa32.53% U.S. agencies766,226 .38 yearsAaa12.73% U.S. treasuries959,992 6.23 years15.95% Mutual funds602,547 10.01% Corporate stocks2,778,497 46.17% Total 100.00% $6,018,286 38 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N3–DI() OTEEPOSITS AND NVESTMENTS CONTINUED IRR NTEREST ATE ISK Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment in debt securities. Generally, the longer the time to maturity, the greater the exposure to interest rate risk. The established performance objectives require investment maturities to provide sufficient liquidity to pay obligations as they become due. The Plan does not have a formal policy relating to interest rate risk. At September 30, 2010, the weighted average maturity in years for each investment type is included in the preceding table. CR REDITISK Credit risk is the risk that a debt issuer will not fulfill its obligations. The investment policy limits credit risk by requiring that: Fixed income investments must hold a rating in one of the four highest classifications by a major rating service. Equities must be traded on a national exchange. Money market investments must hold a minimum rating of Standard & Poor’s A1 or Moody’s P1. At September 30, 2010, the investments of the Police and Firefighters’ Pension Trust Fund were in compliance with the policies. CCR ONCENTRATION OF REDITISK Concentration of credit risk is defined as the risk of loss attributed to the magnitude of an investment in a single issuer. The Plan utilizes limitations on securities of a single issuer to manage this risk. The Plan’s investment policy limits investments in common stock, capital stock or convertible stock of any one issuing company or aggregate of any one issuing company to 5% of the outstanding capital stock of the company. The investment policy requires that the value of corporate bonds issued by any single corporation cannot represent more than 5% of the total fund. Investments in corporate common stock and convertible bonds shall not exceed 70% of the fund assets at market value. Mortgage-backed securities issued by non-government entities are limited to 15% of the fixed income portfolio. Foreign securities shall not exceed 15% of the value at cost of the fund. If the Plan owns investments that complied with the limitations at the time of purchase, which subsequently exceed these limits or do not satisfy the applicable standards, the non-compliant investment may be held until it is economically feasible to dispose of the investment. 39 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N3–DI() OTEEPOSITS AND NVESTMENTS CONTINUED CCR USTODIAL REDITISK Custodial credit risk is identified as the risk that the Plan may not recover cash and investments held by another party in the event of a financial failure. The Plan requires all securities to be held by a third party custodian in the name of the Plan. Securities transactions between a broker-dealer and the custodian involving purchase or sale of securities by the transfer of money or securities must be made on a “delivery vs. payment” basis to ensure that the custodian will have the security or money in hand at the conclusion of the transaction. FCR OREIGN URRENCY ISK Foreign currency risk is the risk that changes in exchange rates will adversely affect the fair value of an investment. The investment policy permits a maximum of 15% of the market value of the fund to be invested in foreign securities. At September 30, 2010, approximately 14% of the market value of the fund was invested in foreign securities, which met the limitations of the policy. RU–PP ISKS AND NCERTAINTIES ENSIONLANS The Plans invest in various investment securities. Investment securities are exposed to various risks such as interest rate, market and credit risks. Due to the level of risk associated with certain investment securities, it is at least reasonably possible that changes in the values of investment securities will occur in the near term and, that such changes could materially affect the amounts reported in the statement of plan net assets for each Plan. The Plans, through their investment advisors, monitor Plan investments and the risks associated therewith on a regular basis which each Plan believes minimizes these risks. Contributions to the Plans are made and the actuarial present value of accumulated plan benefits are reported based on certain assumptions pertaining to interest rates, inflation rates and employee demographics, all of which are subject to change. Due to uncertainties inherent in the estimations and assumptions process, it is at least reasonably possible that changes in these estimates and assumptions in the near term would be material to the financial statements. 40 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N4-R OTEECEIVABLES Receivables at September 30, 2010 for the government’s individual major funds, non-major and fiduciary funds in the aggregate, including the applicable allowance for uncollectible accounts, are as follows: Nonmajor and Other GeneralWaterFundsTotal Customers billed $ 17778,211$ 513,452$ 256$,176 -- Other taxes 42,738 42--,738 Miscellaneous 1656,260 6,425 Employees --1,849 -- 1,849 Intergovernmental -91,280 5 96,093,373 -- -- 42,194 Franchise fees42,194 Gross receivables262,532 177,617 5,606 445,755 Less allowance for uncollectibles(17,280) (2,879) -- (20,159) Net Total Receivables $ 174,738245,252$ 5,606$ 425,596$ Governmental funds report deferred revenue in connection with receivables for revenues that are not considered to be available to liquidate liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received, but not yet earned. At the end of the current fiscal year, various components of unearned revenue reported in the governmental funds were as follows: GF ENERAL UND Prepaid cell tower leases115,045$ Prepaid business taxes54,704 Prepaid licenses and registrations not yet due17,212 Total $186,961 41 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N5–IT OTENTERFUNDRANSFERS Interfund transfers during the year ended September 30, 2010 were as follows: Transfers In Nonmajor General Governmental dFundsTotal Transfers OutFun General fund$ 158,549--$ 158,549$ Nonmajor governmental funds--115,000115,000 Total $ 273,549--$ 273,549$ Transfers are used to (1) move excess revenues from the special revenue funds as required by bond covenants, (2) move unrestricted general fund revenues to finance various programs that the Village must account for in other funds in accordance with budgetary authorizations, including amounts provided as subsidies or matching funds for various grant programs. IAF NTERFUND DMINISTRATIVE EE During the year ended September 30, 2010, the Enterprise Funds remitted $307,740 to the General Fund for Administrative Management fees. This amount is reflected as Intra- governmental Services revenue in the General Fund and as management fees, an operating expense, in the Enterprise Funds. 42 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N6–CA OTEAPITALSSETS Capital asset activity for the year ended September 30, 2010 was as follows: BeginningEnding BalanceAdditionsDeductionsBalance Governmental Activities Capital assets not being depreciated: Land402,935$ --$ --$ 402,935$ Construction-in-progress421,994 -- 400,040(21,954) Total Capital Assets Not Being Depreciated -- (21,954) 802,975 824,929 Capital assets being depreciated: Buildings8,043,522 -- -- 8,043,522 Improvements other than buildings2,369,076 134,777 -- 2,503,853 Infrastructure695,085 84,353 -- 779,438 Machinery and equipment4,087,189 397,048 4,484,237-- Total Capital Assets Being Depreciated 616,17815,194,872 -- 15,811,050 Less accumulated depreciation for: Buildings(1,117,562) (201,091) -- (1,318,653) Improvements other than buildings(562,456) (118,377) -- (680,833) Infrastructure(85,751) (29,491) -- (115,242) Machinery and equipment(3,058,660) (335,426) (3,394,086)-- Total Accumulated Depreciation (684,385)(4,824,429) -- (5,508,814) Total Capital Assets Being Depreciated (68,207)10,370,443 -- 10,302,236 Governmental Activities Capital Assets, Net $ (68,207)11,195,372$ (21,954)$ 11,105,211$ Business-Type Activities Capital assets not being depreciated: Land83,335$ --$ --$ 83,335$ Construction-in-progress97,875 17,190 115,065-- Total Capital Assets Not Being Depreciated 17,190181,210 -- 198,400 Capital assets being depreciated: Buildings979,512 -- -- 979,512 Improvements other than buildings58,720 -- -- 58,720 Infrastructure29,548,372 59,832 -- 29,608,204 Machinery and equipment1,263,729 27,582 -- 1,291,311 Total capital assets being depreciated31,850,333 87,414 31,937,747-- Less accumulated depreciation for: Buildings(528,580) (20,429) -- (549,009) Improvements other than buildings(5,872) (2,349) -- (8,221) Infrastructure(10,650,326) (912,480) -- (11,562,806) Machinery and equipment(879,480) (86,326) -- (965,806) Total Accumulated Depreciation (1,021,584) -- (13,085,842) (12,064,258) Total Capital Assets Being Depreciated, Net (934,170) -- 18,851,905 19,786,075 Business-Type Activities Capital Assets, Net $ (916,980)19,967,285$ --$ 19,050,305$ 43 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N6–CA() OTEAPITALSSETS CONTINUED Depreciation expense was charged to functions/programs of the Village as follows: Governmental Activities: General government147,272$ Public safety359,815 Transportation91,793 Leisure services85,505 Total Depreciation Expense - Governmental Activities $ 684,385 pe Activities: Business-T y Water915,061$ Nonmajor funds106,523 Total Depreciation Expense - Business-Type Activities $1,021,584 N7–L-TD OTEONGERMEBT GA OVERNMENTAL CTIVITIES Note Payable On September 13, 2002, the Village signed a $5,000,000 promissory note with the Bank of America, with an interest rate of 4.28%, payable monthly in arrears and maturing September 13, 2022. Proceeds from the note were used to finance the final construction of the public safety facility, to repay existing debt obligations and to reimburse the Village for prior capital expenditures incurred in connection with the construction of the public safety facility. Debt service requirements to maturity are as follows: For The Year Ending September 30,PrincipalInterestTotal 2011227,514$ 144,985$ 372,499$ 2012237,445 135,056 372,501 2013247,809 124,692 372,501 2014258,626 113,875 372,501 2015269,915 102,586 372,501 2016-20201,536,930 325,578 1,862,508 2021-2022712,78932,212745,001 Total $ 978,9843,491,028$ 4,470,012$ 44 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N7–L-TD() OTEONGERMEBT CONTINUED Capital Leases The Village entered into a capital lease with Bank of America in the amount of $397,922 on February 13, 2003 for the financing of a fire pumper. The applicable interest rate is 3.61% th with principal and interest payments totaling $46,720 due annually on April 15. The lease was assigned to SunTrust on February 13, 2003 and matures April 15, 2012. The following is a schedule of the future minimum lease payments under this capital lease arrangement at September 30, 2010: Fiscal Year Ending September 30,Amount 201146,720$ 201246,720 Total minimum lease payments93,440 Less amount representing interest(4,827) Present Value of Future Minimum Lease Payments $88,613 The assets acquired through capital leases are as follows: Machinery and equipment397,922$ Accumulated depreciation(333,626) Total $64,296 B-A USINESSTYPE CTIVITIES Note Payable - 2004 On June 30, 2004, the Village signed a $645,170 promissory note with the Bank of America, with an interest rate of 4.96% per annum, maturing May 1, 2024. Proceeds from the note were used to finance the expansion of the Village water system. Interest on the outstanding principal balance is paid in arrears, on the first day of each and every May and November. The final payment of the entire unpaid principal balance and all accrued and unpaid interest is due on May 1, 2024. The principal may be prepaid at the option of the Village without any prepayment premium. As of September 30, 2010, $146,275 has been prepaid on the note. 45 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N7–L-TD() OTEONGERMEBT CONTINUED B-A() USINESSTYPE CTIVITIES CONTINUED Note Payable – 2004 (continued) Debt service requirements to maturity are as follows: For the Year Ending September 30:PrincipalInterestTotal 201126,000$ 18,148$ 44,148$ 201227,000 16,859 43,859 201329,000 15,520 44,520 201430,000 14,081 44,081 201532,000 12,593 44,593 2016-2020185,000 37,670 222,400 2021-202436,8951,83038,725 Total $ 116,701365,895$ 482,596$ On July 14, 2008, the Village signed a $6,554,935 promissory note with the Bank of America, with an interest rate of 3.6852% per annum, maturing on March 1, 2028. The proceeds of the note were used to advance refund the 1998 Water Revenue Bonds. Principal and interest are paid monthly and payments commenced on August 1, 2008 with interest paid in arrears. Debt service requirements to maturity are as follows: For the Year Ending September 30:PrincipalInterestTotal 2011246,910$ 221,463$ 468,373$ 2012255,830 212,671 468,501 2013267,218 202,353 469,571 2014277,867 192,160 470,027 2015287,885 181,626 469,511 2016-20201,621,704 735,219 2,356,923 2021-20251,957,126 402,073 2,359,199 2026-20281,125,093 55,1111,180,204 Total $ 2,202,6766,039,633$ 8,242,309$ 46 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N7–L-TD() OTEONGERMEBT CONTINUED CL-TD HANGES IN ONGERM EBT The following is a summary of changes in long-term liabilities of the Village for the year ended September 30, 2010: BeginningEndingDue Within BalanceAdditionsDeletionsBalanceOne Year Governmental Activities: Note payable - 20023,709,027$ --$ 217,999$ 3,491,028$ 227,514$ -- Capital leases155,448 88,61366,835 43,521 Compensated absences477,553 109,110 (32,605) 554,058 9,830 Net OPEB obligation-- 95,281 15,281 --80,000 Total Governmental Activities $ 204,3914,342,028$ 267,510$ 4,213,699$ 280,865$ Business-Type Activities: Note payable - 2004390,895$ --$ 25,000$ 365,895 26,000$ Note payable - 20086,277,567 -- 237,934 6,039,633 246,910 Unamortized deferred loss on refunding of debt(414,702) -- (22,467) (392,235) -- Compensated absences114,132 31,378 7,097 138,413 Net OPEB obligation-- 10,719 1,719 --9,000 Total Business-Type Activities $ 42,0976,367,892$ 249,283$ 6,160,706$ 272,910$ All governmental activities compensated absences are liquidated by the general fund. N8–FRS OTELORIDA ETIREMENT YSTEM PD LAN ESCRIPTION All full time employees hired before January 1, 1996 are eligible to participate in the Florida Retirement System (FRS), a cost sharing, multiple-employer, public retirement system controlled by the State Legislature and administered by the State of Florida Department of Administration, Division of Retirement. The FRS provides retirement and disability benefits, annual cost of living adjustments and death benefits to plan members and beneficiaries. A post-employment health insurance subsidy is also provided to eligible employees. Benefits are established by Chapter 121, Florida Statutes and Chapter 22B, Florida Administrative Code. Amendments to the law can only be made by an act of the Florida Legislature. 47 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N8–FRS() OTELORIDA ETIREMENT YSTEMCONTINUED PD() LAN ESCRIPTION CONTINUED The State of Florida issues a publicly available financial report that includes financial statements and required supplementary information for the FRS. The latest available report was for the fiscal year ended June 30, 2010. That report may be obtained by writing to the State of Florida Division of Retirement, Department of Management Services, P.O. Box 9000, Tallahassee, Florida 32315-9000 or visiting the website at http://dms.myflorida.com. FP UNDING OLICY The FRS funding policy provides for monthly employer contributions at actuarially determined rates that, expressed as percentages of annual covered payroll are adequate to accumulate sufficient assets to pay benefits when due. Level percentages of payroll employer contribution rates, established by State law, are determined using the entry-age actuarial cost method. The level percentages of payroll method is also used to amortize the unfunded liability over a period of 30 years, and to amortize each change in actuarial assumptions. The contribution rates by job class for the Village’s employees at September 30, 2010 were as follows: regular employees – 10.77%, special risk employees – 23.25% and employees participating in the DROP – 12.25%. The regular and special risk employees’ rates include 1.11% for the employer Health Insurance Subsidy contribution and 0.03% for an administrative fee. The DROP rate includes the 1.11 percent Health Insurance Subsidy contribution but the 0.03% administrative fee does not apply to DROP participants. The Village’s contributions to the FRS for the fiscal years ended September 30, 2008, 2009 and 2010 were $160,046, $165,716 and $155,540 respectively, which were equal to the required contributions for each fiscal year. N9–PP OTEENSION LANS The Village maintains two single employer defined benefit pension plans, the Public Safety Officers’ Pension Trust Fund and the General Employees’ Pension Trust Fund (GPTF). Since the Public Safety Officers’ Plan receives contributions that may not be used to pay benefits of all employee classes, two separate pension trust funds, the Firefighters’ Pension Trust Fund (FPTF) and the Police Officers’ Pension Trust Fund (PPTF) are reflected in the financial statements. The General Employee’s Plan is also reflected as a pension trust fund in the financial statements. 48 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N9–PP() OTEENSION LANSCONTINUED Basis of Accounting The pension trust funds are reported on the accrual basis of accounting. Plan member and state contributions are recognized as revenues in the period that the contributions are due. Employer contributions to each Plan, as calculated by each Plan’s actuary, are recognized when due and the employer has made a formal commitment to provide the contributions. Benefits and refunds are recognized when due and payable in accordance with the terms of the plan. Expenses are recognized in the accounting period incurred. Method Used to Value Investments Investments are reported at fair value, which is determined as follows: securities traded on a national securities exchange are valued at the last reported sales price on the last business day of the fiscal year; securities traded in the over-the-counter market and listed securities for which no sales was reported on that date are valued at the last reported bid price. Purchases and sales of securities are recorded on a trade-date basis. Net appreciation (depreciation) in the fair value of investments includes the difference between the cost and the fair value of investments held, as well as the net realized gains or losses from securities sold. Gains or losses on sales of securities are based on average cost. Dividend and interest income is recorded as earned. Membership in each Plan consisted of the following at September 30, 2010: FPTFPPTFGPTF Covered group: Active members19 12 38 Vested terminated members1 1 3 Total 1320 41 As of the last actuarial date, there were no retirees or beneficiaries receiving benefits. A. PSO’TF UBLICAFETYFFICERSRUSTUND Plan Description The Public Safety Officers’ Trust Fund is a single-employer defined benefit plan administered by a five-member Board of Trustees that covers all Village police officers and firefighters hired after 1996 (prior to 1996, the Village participated in the Florida Retirement System). The Plan is also governed by Chapters 112, 175 and 185, Florida Statutes. 49 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N9–PP() OTEENSION LANSCONTINUED A. PSO’TF() UBLICAFETYFFICERSRUSTUNDCONTINUED Plan Description (continued) Any firefighter or police officer who completes six or more years of credited service and attains age 55, or completes 25 years of credited service and attains age 52, is eligible for normal retirement benefits. The monthly retirement benefit shall be equal to 3% for the first six (6) years of service, 3.5% for the next four (4) years of service, 4% for the next five (5) years of service, 3% for the next six (6) years of service, 2% for the next four (4) years of service and 3% for all years after twenty-five years of service. Early retirement may be taken after a firefighter or police office attained the age of 50 and has six (6) years of credited service. In the event of early retirement, benefits are actuarially reduced to take into account the firefighter or police officer’s younger age and earlier commencement of retirement benefits. Such reduction shall not exceed 3% per year. Disability benefits can be received for total and permanent disabilities as determined by the Board of Trustees. If the pension is granted, the benefit amount shall be as follows: If the injury or disease is service connected, the firefighter or police officer shall be entitled to the greater of (a) or (b): (a)A monthly pension equal to 42% of his/her average monthly compensation as of his/her disability retirement date, or (b)The accrued normal retirement benefit. If the injury or disease is not service connected, the firefighter or police officer shall be entitled to the greater of (a) or (b): (a)A monthly pension equal to 25% of his/her average monthly compensation as of his/her disability retirement date, or (b)The accrued normal retirement benefit. If the firefighter or police officer dies prior to retirement from the Village, his beneficiary shall receive the following benefit: (a)Line-of-Duty-Death-Benefit – a pension to the spouse (or children) of 50% of Average Final Compensation for life. (b)Non-Line-of- Duty-Death – the spouse of a member with six years of credited service will receive the actuarial equivalent of the accrued early or normal retirement benefit. If the firefighter or police officer dies or terminates employment with less than six years of credited service, he/she is entitled to a refund of the money he contributed. 50 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N9–PP() OTEENSION LANSCONTINUED A. PSO’TF() UBLICAFETYFFICERSRUSTUNDCONTINUED Plan Description (continued) All retirees and beneficiaries receiving pension benefits will be paid a supplemental benefit equal to $20 for each year of the member’s Credited Service up to a maximum of $600. The supplemental benefit ceases upon the later of the death of the retired member or beneficiary. Funding Policy Contribution requirements of Plan members and the Village are established, by and may be amended only by the Village Council. Firefighters and police officers are required to contribute 5% of their compensation to the Plan. Pursuant to Chapters 175 and 185 of the Florida Statutes, premium taxes on certain property and casualty insurance contracts written on Village properties is collected by the State and is remitted to the Plan. The amount of insurance premium taxes collected by the Village totaled $209,245 for the year ended September 30, 2010, $149,253 for property insurance contracts for firefighters under Chapter 175 and $59,992 for casualty insurance contracts for police officers under Chapter 185. This amount was recognized as a revenue and expenditure in the General Fund. Employer contributions for the fiscal year ending September 30, 2010 determined using the actuarial valuation dated October 1, 2009 were 13.03% of covered payroll for police officers and 18.96% of covered payroll for firefighters. The Village is required to contribute the remaining amounts necessary to finance the benefits based on actuarially determined amounts. The Firefighters’ Pension Trust Fund (part of the Public Safety Officers’ Trust Fund) does not issue separate stand alone financial statements. Included below are the Statement of Fiduciary Net Assets and the Statement of Changes in Fiduciary Net Assets as of and for the year ended September 30, 2010. 51 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 9–PP() N OTEENSION LANSCONTINUED A. PSO’TF() UBLICAFETYFFICERSRUSTUNDCONTINUED Funding Policy (continued) FIREFIGHTERS' PENSION TRUST FUND STATEMENT OF FIDUCIARY NET ASSETS SEPTEMBER 30, 2010 ASSETS Cash and cash equivalents129,568$ Investments4,213,240 Prepaid items2,500 Contributions receivable64,882 Accrued interest receivable12,838 Total Assets 4,423,028 LIABILITIES Accounts payable10,565 Net Assets Held in Trust for Pension Benefits $4,412,463 FIREFIGHTERS' PENSION TRUST FUND STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FISCAL YEAR ENDED SEPTEMBER 30, 2010 ADDITIONS Contributions502,979$ Investment income , net502,670 Total Additions 1,005,649 DEDUCTIONS Operating expenses25,825 Total Deductions 25,825 Net increase 979,824 Net assets held in trust for pension benefits: Net Assets - Beginning 3,432,639 Net Assets - Ending $4,412,463 52 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N9–PP() OTEENSION LANSCONTINUED A. PSO’TF() UBLICAFETYFFICERSRUSTUNDCONTINUED Funding Policy (continued) The Police Officers’ Pension Trust Fund (part of the Public Safety Officers’ Trust Fund) does not issue separate stand alone financial statements. Included below are the Statement of Fiduciary Net Assets and the Statement of Changes in Fiduciary Net Assets as of and for the year ended September 30, 2010. POLICE OFFICERS' PENSION TRUST FUND STATEMENT OF FIDUCIARY NET ASSETS SEPTEMBER 30, 2010 ASSETS Cash and cash equivalents48,514$ Investments1,626,962 Prepaid items965 Contribution receivable6,382 Accrued interest receivable4,964 Total Assets 1,687,787 LIABILITIES Accounts payable4,076 Net Assets Held in Trust for Pension Benefits $1,683,711 POLICE OFFICERS' PENSION TRUST FUND STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FISCAL YEAR ENDED SEPTEMBER 30, 2010 ADDITIONS Contributions201,228$ Investment income, ne 190,522 t Total Additions 391,750 DEDUCTIONS Operating expenses10,143 Total Deductions 10,143 Net increase 381,607 Net assets held in trust for pension benefits: 1,302,104 Net Assets - Beginning Net Assets - Ending $1,683,711 53 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N9–PP() OTEENSION LANSCONTINUED B. GE’PTF ENERAL MPLOYEESENSION RUSTUND Plan Description The General Employees’ Pension Trust Fund is a single employer defined benefit plan administered by a five member Board of Trustees that covers all Village general employees hired after 1996 (prior to 1996, the Village participated in the Florida Retirement System). Any general employee who attains age 62, or completes 30 years of credited service regardless of age, is eligible for normal retirement benefits. The monthly amount of normal retirement income for a general employee is equal to the number of years of credited service multiplied by 2% of his average highest compensation. Early retirement may be taken after a general employee has attained the age of 50 and has six (6) years of credited service. In the event of early retirement, benefits are actuarially reduced to take into account the general employee younger age and earlier commencement of retirement benefits. Such reduction shall not exceed 5% per year. Disability benefits can be received for total and permanent disabilities as determined by the Board of Trustees. If the pension is granted, the benefit amount shall be as follows: If the injury or disease is service connected, the general employee shall be entitled to the greater of (a) or (b): (a)A monthly pension equal to 42% of his/her average monthly compensation as of his disability retirement date, or (b)An amount equal to the number of years of his/her credited service multiplied by 2% of his average monthly salary based upon his final five years of service. If the injury or disease is not service connected, the general employee shall be entitled to the greater of (a) or (b): (a)A monthly pension equal to 25% of his/her average monthly compensation based on his final five (5) years of service, or (b)An amount equal to the number of years of his/her credited service multiplied by 2% of his average monthly salary based upon his final five years of service. If the general employee dies prior to retirement from the Village, the beneficiary shall receive an amount equal to the vested pension benefit. A survivor benefit is payable to the beneficiary starting when the member would have reached retirement age. If the general employee dies or terminates employment with less than six years of credited service, he is entitled to a refund of the money contributed. 54 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N9–PP() OTEENSION LANSCONTINUED B. GE’PTF() ENERAL MPLOYEESENSION RUSTUNDCONTINUED Funding Policy Contribution requirements of Plan members and the Village are established, and may be amended only by the Village Council. General employees are required to contribute 5% of their compensation to the Plan. Employer contributions for the fiscal year ending September 30, 2010 determined using the actuarial valuation dated October 1, 2008 were 7.85% of covered payroll. However, the Village elected to use a contribution rate of 8.06%. The Village is required to contribute the remaining amount necessary to finance the benefits based on an actuarially determined amount. The General Employees’ Pension Trust Fund does not issue separate stand alone financial statements. Included below are the Statement of Fiduciary Net Assets and the Statement of Changes in Fiduciary Net Assets as of and for the year ended September 30, 2010. GENERAL EMPLOYEES' PENSION TRUST FUND STATEMENT OF FIDUCIARY NET ASSETS SEPTEMBER 30, 2010 ASSETS Cash and cash equivalents49,934$ Investments1,546,003 Contributions receivable12,634 Accrued interest receivable8,004 Total Assets 1,616,575 LIABILITIES Accounts payable8,340 33,604 Due to broker Total Liabilities 41,944 Net Assets Held in Trust for Pension Benefits $1,574,631 55 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N9–PP() OTEENSION LANSCONTINUED B. GE’PTF() ENERAL MPLOYEESENSION RUSTUNDCONTINUED Funding Policy (continued) GENERAL EMPLOYEES' PENSION TRUST FUND STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FISCAL YEAR ENDED SEPTEMBER 30, 2010 ADDITIONS Contributions240,082$ Investment income, ne114,040 t Total Additions 354,122 DEDUCTIONS Refunds of contributions16,639 Operating expenses29,181 Total Deductions 45,820 Net increase 308,302 Net assets held in trust for pension benefits: 1,266,329 Net Assets - Beginning Net Assets - Ending $1,574,631 The Village’s current contributions were determined through actuarial valuations performed as of October 1, 2008 for the General Employees’ Pension Trust Fund and October 1, 2009 for the Public Safety Officers’ Pension Trust Fund. Significant actuarial assumptions as of the latest actuarial valuations are as follows: Public Safety Officers' Pension Fund PoliceGeneral Employees' Firefighters'Officers'Pension Fund Valuation date10/1/200910/1/200910/1/2009 Actuarial cost methodEntry Age NormalEntry Age NormalAggregate Amortization methodN/AN/AN/A dN/AN/AN/A Remaining amortization perio Asset valuation methodFive year smoothingFive year smoothingFive year smoothing Actuarial assumptions: Investment rate of return8%8%7.5% Projected salary increase6%6%6% Includes inflation at4%4%4% Cost of living adjustmentsN/AN/AN/A 56 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 9–PP() N OTEENSION LANSCONTINUED The aggregate actuarial cost method was used to determine the annual required contribution of the employer for the General Employees Pension Fund for the 2010 fiscal year. Because this method does not identify or separately amortize unfunded actuarial liabilities, information about the Plan’s funded status and funding progress has been prepared using the entry age actuarial cost method for that purpose, and the information presented is intended to serve as a surrogate for the funded status and funding progress of the Plans. The Village’s 2010 annual pension cost and net pension asset for each Plan are shown below. PoliceGeneral Firefighters’Officers’Employees' Annual required contribution (ARC)342,571$ 130,820$ 146,158$ Interest on net pension obligation (NPO)(12,503) (11,742) (11,871) Adjustment to ARC(17,476)(16,413) (17,879) Annual pension cost 347,544 135,491 152,166 Actual contributions350,366135,199148,167 Increase (decrease) in net pension obligation(2,822) 292 3,999 (146,776)(158,284) Net pension obligation (asset), beginning(156,287) Net Pension Obligation (Asset) - Ending $ (146,484)(159,109)$ (154,285)$ Three-Year Trend Information AnnualPercentageNet Pension Pensionof APCObligation Fiscal Year EndingCost (APC)Contributed(Asset) Firefighters’ Retirement System September 30, 2008205,406$ 95.4%(158,298) September 30, 2009215,545 99.1%(156,287) September 30, 2010347,544 100.8%(159,109) Police Officers’ Retirement System September 30, 200888,663$ 135.8%(125,284) September 30, 200993,177 123.1%(146,776) September 30, 2010135,491 99.8%(146,484) General Employees’ Retirement System September 30, 200891,665$ 142.5%(113,056) September 30, 200996,179 147.0%(158,284) September 30, 2010152,166 97.4%(154,285) 57 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N9–PP() OTEENSION LANSCONTINUED The funded status of the Plans as of October 1, 2009, the most recent actuarial valuation date, is as follows: Actuarial UAAL as Accrued ActuarialLiabilityUnfundeda % of Value(AAL) -AALFundedCoveredCovered AssetsEntry Age(UAAL) RatioPayrollPayroll (a)(b)(b) - (a)(a) / (b)( c)((b - a) / c) Public Safety Pension Fund: Fire3,965,053$ 4,471,106$ 506,053$ 88.7%1,434,855$ 35.3% Police1,333,906 987,399 (346,507) 135.1%749,835 -46.2% General Employees' Pension Fund* 1,341,5181,465,279 (123,761) 109.2%1,890,529 -6.5% *For purposes of this schedule, the AAL for the General Employees’ Plan was determined using the entry age actuarial cost method. Note that the ARC for the Plan was calculated using the aggregate actuarial cost method. The schedule of funding progress, presented as required supplementary information (RSI) following the notes to the financial statements, presents multiyear trend information about whether the actuarial values of plan assets are increasing or decreasing over time relative to the AALs for benefits. N10–OPEB THER OST MPLOYMENT ENEFITS OTE The Village provides an optional single employer defined benefit post-employment healthcare plan to eligible individuals. The plan allows its employees and their beneficiaries, at their own cost, to continue to obtain health, dental and other insurance benefits upon retirement. The benefits of the plan conform to Florida Statutes, which are the legal authority for the plan. The plan has no assets and does not issue a separate financial report. 58 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N10–OPEB() THER OST MPLOYMENT ENEFITS CONTINUED OTE The Village does not directly make a contribution to the plan on behalf of retirees. Retirees and their beneficiaries pay the same group rates as are charged to the Village for active employees by its healthcare provider. However, the Village’s actuaries, in their actuarial valuation, calculate an offset to the cost of these benefits as an Employer Contribution, based upon an implicit rate subsidy. This offset equals the total age-adjusted costs paid by the Village or its active employees for coverage of the retirees and their dependents for the year net of the retiree’s own payments for the year. The annual other post employment benefit (OPEB) cost is calculated based on the annual required contribution of the employer, an amount actuarially determined in accordance with GASB Statement No. 45. The annual required contribution represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and to amortize any unfunded actuarial liabilities over a period not to exceed thirty years. The annual OPEB cost for the Village for the current year and the related information is as follows: Required Contribution Rates EmployerPay-as-you-go Plan membersN/A FY 2010 Annual Required Contribution (ARC)106,000$ Interest on Net OPEB Obligation-- Adjustment to ARC-- Annual OPEB Cost106,000 Employer Contributions(17,000) Increase in the Net OPEB Obligation89,000 Net OPEB Obligation - October 1, 2009-- Net OPEB Obligation - September 30, 2010 $ 89,000 The annual OPEB cost, the percentage of annual OPEB cost contributed to the plan and the net OPEB obligation for 2010 was: Fiscal year ended9/30/2010 Annual OPEB cost106,000$ Percentage of OPEB cost contributed 16% Net OPEB Obligation $89,000 59 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N10–OPEB() THER OST MPLOYMENT ENEFITS CONTINUED OTE The funded status of the plan as of the latest actuarial valuation was as follows: Actuarial valuation date October 1, 2009 Actuarial accrued liability (AAL)484,000$ Actuarial value of plan assets-- Unfunded actuarial liability (UAAL)484,000 Funded ratio-- Covered payroll4,111,000 UAAL as a percentage of covered payroll11.80% The actuarial valuation for the calculation of OPEB involves estimates of the value of reported amounts and assumptions about the probability of events in the future. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared to past expectations and new estimates are made about the future. The required schedule of funding progress presented as required supplementary information is designed to provide multi-year trend information to show whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. However, the Village has not contributed assets to the plan at this time Projections of benefits are based on the substantive plan (the plan as understood by the employer and plan members) and include the types of benefits in force at the valuation date and the pattern of sharing benefit costs between the Village and the plan members to that point. Actuarial calculations reflect a long-term perspective and employ methods and assumptions that are designed to reduce short-term volatility in actuarial accrued liabilities and the actuarial value of assets. Significant methods and assumptions were as follows: Actuarial valuation dateOctober 1, 2009 Actuarial cost methodProjected unit credit Amortization method15-year open period; level-dollar payment Asset valuation methodUnfunded Actuarial assumptions investment return4% per annum (includes inflation at 2.75% per annum) Healthcare cost trend rate(s): Select rates10.00% for 2009/2010 graded to 6% for 2017/18 Ultimate rate5.00% per annum 60 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 11–CC N OTEOMMITMENTS AND ONTINGENCIES LA EASE GREEMENTS On December 20, 1994, the Village entered into an Interlocal agreement with Palm Beach County. Per the agreement, Palm Beach County provided for partial funding, land acquisition and design and construction of a branch library within Tequesta. Upon completion of the project, the library was leased to Palm Beach County for 50 years for an annual rent of one dollar. In the event the Village terminates the lease before the end of 50 years, the Village must reimburse Palm Beach County a depreciated value using a useful life of 25 years based on an initial value of $405,000 calculated on a straight-line basis. CS–RRC ONTRACTEDERVICES EFUSE AND ECYCLING OLLECTION The Village entered into a solid waste and recyclable collection agreement with Waste Management Inc. of Florida on September 13, 2007 for a period of five years beginning October 01, 2007 and expiring September 30, 2012. With this agreement the Village granted Waste Management the exclusive franchise for solid waste collection of residential, commercial, industrial and roll-off refuse, recycling and vegetative waste. The Village, on August 5, 2010, entered into the first amendment to the agreement separating the diesel fuel and collection components of the rate allowing for separate calculation of an annual increase. The annual change in the collection component is determined using the CPI (June to June) while the annual change in the fuel component is determined using the change in the cost of diesel fuel determined by reference to EIA/DOE website that reports average prices. Effective September 30, 2010 the Village entered into a second amendment to the agreement extending the term of the current agreement and additional five (5) years from October 1, 2012 and expiring September 30, 2017. CS–F/EMS ONTRACTEDERVICES IREMERGENCY EDICAL ERVICE Effective October 1, 1993, the Village entered into an Interlocal agreement with Jupiter Inlet Colony for the Village to provide fire protection/emergency medical services for a fee. For the year ended September 30, 2010, fire protection fees received from Jupiter Inlet Colony were $205,822. 61 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 11–CC() N OTEOMMITMENTS AND ONTINGENCIES CONTINUED CC ONSTRUCTION OMMITMENTS Significant construction commitments as of September 30, 2010 are as following: EstimatedEstimated ExpendedCost toCompletion Descriptionto DateCompleteDate Tequesta Bridge570,000$ **Winter 2010 $ Fall 20112,445,605 Water Plant Expansion -- ** The Florida Department of Transportation (FDOT) has agreed to complete this project using $3,000,000 in Federal Economic Stimulus Funds allocated for the bridge. According to a memorandum of understanding with the FDOT, the Village will be responsible for costs in excess of the $3,000,000 of the stimulus funds. In addition, the FDOT required the Village of Tequesta to deposit $1,198,323.00 with the FDOT to be available in the event the cost to build the bridge exceeds $3,000,000. As of September 30, 2010 the FDOT has refunded $450,000 of the initial deposit, with any remaining amounts to be refunded after completion of the project and a final accounting of the total project costs. N12–RM OTEISKANAGEMENT The Village is exposed to various risks of loss related to torts, theft of, damage to and destruction of assets, errors and omissions, injuries to employees and natural disasters. While the Village cannot anticipate the areas in which potential claims may arise, the Village purchases commercial insurance to protect against areas of possible exposure germane to municipal entities such as property, liability, automobile, workers’ compensation, crime, storage tank, inland marine and railroad coverage. Deductibles and limits vary by coverage and are secured based upon the Village’s tolerance of risk retention in each area. 62 VILLAGE OF TEQUESTA, FLORIDA NOTES TO FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010 N12–RM() OTEISKANAGEMENT CONTINUED At the Village Council’s direction, the property deductible of $100,000 is applicable for all perils excluding hurricane/windstorm damage. The Florida Municipal Insurance Trust (FMIT) applies a named storm deductible of 5% of the 100% value of real and personal property, personal property of others and business income values at the time of loss or damage at the locations where the damage occurred, subject to the policy deductible, whichever is greater. The Village continues to self insure all properties valued under $100,000. FMIT issued members in good standing a return of premium credit; the Village of Tequesta received a total credit of $20,422 in fiscal year 2009/2010 related to policy year 2008/2009. The Village remains fully insured with the FMIT for workers’ compensation coverage with statutory limits. Premiums are based upon risk class and remuneration of covered employees adjusted by an experience modification factor which includes three prior years of claims history. At the end of each fiscal year, the plan is audited and the Village can either receive a return of premium or be required to pay additional premium base upon actual versus estimated payroll. The final audit by the FMIT for fiscal year 2009/2010 resulted in the Village owing the total of $2,102, of which $1,979 resulted from a workers’ compensation premium shortfall. There were no significant changes in insurance coverage from coverage in prior years. Settled claims have not exceeded the commercial coverage in any of the past three fiscal years. N13–JV OTEOINT ENTURE The Village, in conjunction with six other municipalities, organized a consortium to provide mutual fire and emergency aid. The consortium is known as the Northern Area Mutual Aid Consortium (NAMAC). During 1999, the consortium purchased equipment and supplies as well as collected contributions. The consortium does not issue separate financial statements. The Village has not been obligated to contribute any funds to the consortium since its inception in 1999. 63 REQUIRED SUPPLEMENTARY INFORMATION VILLAGE OF TEQUESTA, FLORIDA REQUIRED SUPPLEMENTARY INFORMATIO N BUDGETARY COMPARISON SCHEDULE GENERAL FUND FISCAL YEAR ENDED SEPTEMBER 30, 2010 Variance with Final Budget Budgeted AmountsActualPositive OriginalFinalAmounts(Negative) Revenues Ad valorem taxes4,636,000$ 4,636,000$ 4,643,816$ 7,816$ Other taxes1,014,240 1,223,485 1,315,006 91,521 Intergovernmental700,440 700,440 739,110 38,670 Franchise fees490,000 490,000 435,766 (54,234) Charges for services786,310 786,310 687,332 (98,978) Intragovernmental307,740 307,740 307,740 -- Licenses and permits247,400 247,400 279,835 32,435 Investment earnings57,000 57,000 71,067 14,067 Fines and forfeitures22,400 22,400 21,721 (679) Miscellaneous36,500 36,500 61,974 25,474 Rents and royalties171,850 171,850 161,492 (10,358) Total Revenues 8,469,880 8,679,125 8,724,859 45,734 Expenditures Current: General government1,421,350 1,421,257 1,340,475 80,782 Public safety5,889,424 6,293,989 5,830,734 463,255 Transportation741,030 757,963 738,323 19,640 Leisure services541,340 566,993 554,449 12,544 Capital outlay68,000 363,068 352,076 10,992 Debt service: Principal282,120 284,841 284,833 8 Interest159,550 159,550 159,506 44 Fiscal charges12,000 12,000 10,286 1,714 Total Expenditures 9,859,6619,114,814 9,270,682 588,979 ) of Revenues Excess (Deficiency over Expenditures (1,180,536)(644,934) (545,823) 634,713 Uses Other Financing Transfers out-- (158,549) (158,549) -- e in Fund Balance Net Chang (1,339,085)(644,934) (704,372) 634,713 Fund Balance - Beginning of Year 1,339,085 4,680,184 3,341,099 644,934 Fund Balance - End of Yea r$ ----$ 3,975,812$ 3,975,812$ See note to the budgetary comparison schedule. 64 VILLAGE OF TEQUESTA, FLORIDA NOTE TO THE BUDGETARY COMPARISON SCHEDULE FISCAL YEAR ENDED SEPTEMBER 30, 2009 N1–BBA OTEUDGETS AND UDGETARY CCOUNTING Formal budgetary integration is employed as a management control device during the year for the General Fund, Special Revenue Fund and Capital Projects Funds. All budgets are legally enacted through passage of a resolution. Budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America. For budgeting purposes, current year encumbrances are not treated as expenditures. The Village follows these procedures in establishing the budgetary data reflected in the financial statements: st 1)Prior to September 1, the Village Manager submits to the Village Council a st proposed operating budget for the fiscal year commencing the following October 1. The operating budget includes proposed expenditures and the means of financing them. 2)Public hearings are conducted to obtain taxpayer comments. st 3)Prior to October 1, the budget is legally enacted through adoption of a resolution. As the original budgeted appropriations were adopted by resolution, all changes to the total appropriations of a fund must be adopted by resolution. Budget amendments for items in excess of $5,000, capital items or amendments transferring funds between unrelated departments are presented to the Village Council for approval. Budget amendments not requiring Village Council approval are submitted by departments to the Finance Department and the Village Manager for approval. During the year, total supplemental appropriations of $903,396 were approved and adopted for the General Fund. Appropriations are legally controlled at the fund level and expenditures may not legally exceed budgeted appropriations at that level. Appropriations lapse at year end. 65 VILLAGE OF TEQUESTA, FLORIDA REQUIRED SUPPLEMENTARY INFORMATIO N SCHEDULE OF EMPLOYER CONTRIBUTIONS - PENSIONS FISCAL YEAR ENDED SEPTEMBER 30, 2010 AnnualVillage Contribution FiscalRequiredVillagePremium TaxPercentage YearContributionContributionContributionContributed Firefighters' Pension Fund 2005145,344$ 115,072$ 70,455$ 127.6% 2006165,394 102,194 70,455 104.4% 2007171,986 116,915 70,455 108.9% 2008201,074 127,844 70,455 98.6% 2009211,458 143,079 70,455 101.0% 2010342,571 279,911 70,455 102.3% Police Officers' Pension Fund 200558,489$ 49,002$ 33,130$ 140.4% 2006106,969 70,169 33,130 96.6% 2007111,243 87,635 33,130 108.6% 200885,371 87,240 33,130 141.0% 200988,769 81,539 33,130 129.2% 2010130,820 102,069 33,130 103.3% General Employees' Pension Fund 200595,949$ 98,658$ N/A102.8% 200688,512 108,015 N/A122.0% 200792,042 122,449 N/A133.0% 200888,790 130,665 N/A147.2% 200992,364 141,407 N/A153.1% 2010146,458 148,167 N/A101.2% 66 VILLAGE OF TEQUESTA, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF FUNDING PROGRESS - PENSIONS FISCAL YEAR ENDED SEPTEMBER 30, 2010 Actuarial Accrued ActuarialLiabilityUnfundedUAAL as a % ActuarialValue of(AAL) - AALFundedCoveredof Covered ValuationAssetsEntry Age*(UAAL)Ratio PayrollPayroll Date(a)(b)(b) - (a)(a) / (b)(c) ((b - a) / c) (1) Public Safety 10/01/021,875,657$ 1,428,869$ (446,788)$ 131.3%2,132,437$ (21.0%) 10/01/031,966,148 1,610,963 (355,185) 122.0%1,339,667 (26.5%) 10/01/052,782,953 2,598,331 (184,622) 107.1%1,650,403 (11.2%) 10/01/074,080,609 3,730,247 (350,362) 109.4%1,931,871 (18.1%) 10/01/09 Fire3,965,053 4,471,106 506,053 88.7%1,434,855 35.3% Police1,333,906 987,399 (346,507) 135.1%749,835 (46.2%) Note: Separate information for fire and police was not available prior to the 10/1/09 valuation. (1) Through10/1/07,theannualrequiredcontribution(ARC)wascalculatedusingtheaggregateactuarial costmethod.Informationinthisscheduleforthoseyearswascalculatedusingtheentryageactuarialcost method as a surrogate for the funding progress of the Plan. (2) General Employees' 10/01/03333,944$ 264,486$ (69,458)$ 126.3%1,056,797$ (6.5%) 10/01/05602,280 429,242 (173,038) 140.3%1,098,039 (15.8%) 10/01/071,026,897 764,571 (262,326) 134.3%1,500,201 (17.5%) 10/01/081,235,850 1,034,855 (200,995) 119.4%1,790,280 (11.2%) 10/01/091,465,279 1,341,518 (123,761) 109.2%1,890,529 (6.5%) (2) Theannualrequiredcontribution(ARC)wascalculatedusingtheaggregateactuarialcostmethod. Informationinthisscheduleiscalculatedusingtheentryageactuarialcostmethodasasurrogateforthe funding progress of the Plan. 67 VILLAGE OF TEQUESTA, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF FUNDING PROGRESS - OTHER POST EMPLOYMENT BENEFITS Unfunded (a)Actuarial ActuarialActuarialUnfundedAccrued ActuarialValue ofAccruedActuarialFundedCoveredLiability as of Valuation DateAssetsLiability (AAL)LiabilityRatioPayroll% of Covered October 1, 2009--$ 484,000$ (484,000)$ 0.00%4,111,000$ 11.80% TheaboveschedulereflectsdataforoneyearduetotheyearendedSeptember30,2010beingthefirstyear of implementation of GASB Statement No. 45. 68 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES Page Intentionally Left Blank NONMAJOR GOVERNMENTAL FUNDS NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds Special revenue funds are used to account for specific revenues that are legally restricted to expenditures for particular purposes. Special Law Enforcement Trust Fund – This fund accounts for forfeitures received by the Police Department. The forfeitures must be expended for certain law enforcement purposes as prescribed by Florida Statute Chapter 932.704. Capital Projects Funds Capital Improvement Fund – This fund is used to account for the maintenance and upkeep of the Village’s general infrastructure (such as roads, bridges, sidewalks and storm water drainage systems) and streetscape beautification projects. Capital Projects Fund – This fund accounts for the acquisition or construction of major capital projects, other than those financed by proprietary fund types. VILLAGE OF TEQUESTA, FLORIDA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS SEPTEMBER 30, 2010 Special RevenueTotal Capital Projects CapitalCapitalonmajo Special LawNr EnforcementImprovementProjectsGovernmental FunFunFunFunds ddd Assets Cash and cash equivalent$ 479,00821,072$ 268,773$ 768,853$ s Other assets--748,323-- 748,323 Total Assets $21,072$1,227,331$268,773$1,517,176 Liabilities and Fund Balances Liabilities Accounts payabl$--$12,147$-- 12,147$ e Total Liabilities --12,147-- 12,147 Fund Balances Reserved for encumbrances 63,038-- 54,800 117,838 Unreserved, designated: Subsequent year's expenditures 250,0001,000 -- 251,000 Unreserved, undesignated reported in: Special revenue fund --20,072 -- 20,072 Capital projects fun--902,146213,9731,116,119 d Total Fund Balances1,215,184268,7731,505,029 21,072 Total Liabilities and Fund Balances $21,072$1,227,331$268,773$1,517,176 69 VILLAGE OF TEQUESTA, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND NONMAJOR GOVERNMENTAL FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2010 Special RevenueTotalCapital Projects Special LawCapitalCapitalNonmajor EnforcementImprovementProjectsGovernmental FundFundFundFunds Revenues Intergovernmental--$ --$ 100,000$ 100,000$ -- -- 35 Miscellaneous35 Total Revenues --35 100,000 100,035 Expenditures Current: General government1,000 -- -- 1,000 Leisure services-- 64,891 -- 64,891 Capital outlay-- 162,148 80,000 242,148 Total Expenditures 227,039 80,000 308,039 1,000 Excess (Deficiency) of Revenues Over Expenditures (227,039)(965) 20,000 (208,004) Other Financin Sources (Uses) g Transfers in-- 273,549 -- 273,549 Transfers out-- -- (115,000) (115,000) Total Other Financin Sources (Uses) g 273,549-- (115,000) 158,549 Net Chane in Fund Balances g 46,510(965) (95,000) (49,455) 1,168,67422,037 363,773 1,554,484 Fund Balances - Beginning of Year $ 1,215,18421,072$ 268,773$ 1,505,029$ Fund Balances - End of Year 70 VILLAGE OF TEQUESTA, FLORIDA BUDGETARY COMPARISON SCHEDULE SPECIAL LAW ENFORCEMENT TRUST FUND FISCAL YEAR ENDED SEPTEMBER 30, 2010 Variance with Final Budget Budgeted AmountsActualPositive OriginalFinalAmounts(Negative) Revenues Miscellaneous--$ --$ 35$ 35$ Expenditures Current: General government-- 1,000 1,000 -- Excess (Deficiency) of Revenues (1,000)-- (965) 35 over Expenditures 1,000-- 22,037 21,037 Fund Balance - Beginning of Year $ ----$ 21,072$ 21,072$ Fund Balance - End of Year 71 VILLAGE OF TEQUESTA, FLORIDA BUDGETARY COMPARISON SCHEDULE CAPITAL IMPROVEMENT FUND FISCAL YEAR ENDED SEPTEMBER 30, 2010 Variance with Final Budget Budgeted AmountsActualPositive OriginalFinalAmounts(Negative) Revenues $ ----$ --$ --$ Expenditures Current: Leisure services-- 65,000 64,891 109 1,327,831 162,148 1,165,683 Capital outlay1,313,323 Total Expenditures 1,313,323 1,392,831 227,039 1,165,792 Excess (Deficiency) of Revenues over Expenditures (1,392,831)(1,313,323) (227,039) 1,165,792 Sources Other Financing Transfers in115,000 273,549 273,549 -- Net Change in Fund Balance (1,119,282)(1,198,323) 46,510 1,165,792 1,119,2821,198,323 1,168,674 49,392 Fund Balance - Beginning of Year Fund Balance - End of Yea r$ ----$ 1,215,184$ 1,215,184$ 72 VILLAGE OF TEQUESTA, FLORIDA BUDGETARY COMPARISON SCHEDULE CAPITAL PROJECTS FUND FISCAL YEAR ENDED SEPTEMBER 30, 2010 Variance with Final Budget Budgeted AmountsActualPositive OriginalFinalAmounts(Negative) Revenues Intergovernmental$ 80,000--$ 100,000$ 20,000$ Expenditures Capital outlay--134,800 54,80080,000 Excess (Deficiency) of Revenues Over Expenditures (54,800)-- 20,000 74,800 Other Financing Uses Transfers Out(115,000)(115,000)(115,000)-- Net Change in Fund Balance (169,800)(115,000) (95,000) 74,800 115,000169,800363,773193,973 Fund Balance - Beginning of Year $--$--$268,773$268,773 Fund Balance - End of Year 73 NONMAJOR ENTERPRISE FUNDS NONMAJOR ENTERPRISE FUNDS Stormwater Fund – This fund is used to account for the construction and maintenance of the Village’s stormwater system. Refuse and Recycling Fund – This fund is used to account for revenues received from non-ad valorem assessments charged to residents for residential curbside pick-up of solid waste and recyclable material. VILLAGE OF TEQUESTA, FLORIDA COMBINING STATEMENT OF NET ASSETS NONMAJOR ENTERPRISE FUNDS SEPTEMBER 30, 2010 Total Nonmajor StormwaterRefuse &Enterprise UtilityRecyclingFunds Assets Current Assets Cash and cash equivalents537,850$ 137,158$ 675,008$ Investments4,602 4,628 9,230 t 3,1562,450 5,606 Receivables, ne Inventories481 -- 481 Prepaid items273 273-- Total Current Assets 545,656144,942690,598 Noncurrent Assets Capital assets being depreciated, net1,568,981 1,568,981-- Total Assets 2,114,638144,9422,259,579 Liabilities Current Liabilities Accounts payable4,18635,39039,576 Non-Current Liabilities Compensated absences480 480-- Total Liabilities 4,66635,39040,056 Net Assets Invested in capital assets, net of related debt --1,568,981 1,568,981 Unrestricted540,990109,552650,542 Total Net Assets $2,109,971$109,552$2,219,523 74 VILLAGE OF TEQUESTA, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENSES AND AND CHANGES IN NET ASSETS NONMAJOR ENTERPRISE FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2010 Total Nonmajor StormwaterRefuse & Enterprise UtilityRecyclingFunds Operating Revenues Charges for services313,126$$414,657$727,783 Operating Expenses r --106,458 106,458 Stormwate Purchased services-- 425,006 425,006 Management services10,440 6,150 16,590 Depreciation106,523 106,523-- Total Operating Expenses 223,421431,156654,577 Operating Income (Loss) 89,705(16,499)73,206 Non-Operating Revenues Miscellaneous revenue792 -- 792 Investment earnings 3,392 5,7642,372 Total Non-Operating Revenues 4,184 6,5562,372 Change in Net Assets (14,127)93,889 79,762 2,016,082123,6792,139,761 Net Assets - Beginning $2,109,971$109,552$2,219,523 Net Assets - Ending 75 VILLAGE OF TEQUESTA, FLORIDA COMBINING STATEMENT OF CASH FLOWS NONMAJOR ENTERPRISE FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2010 Total Nonmajor StormwaterRefuse &Enterprise UtilityRecycling Funds Cash Flows from Operating Activities Cash received from customers, governments and other funds315,129$ 414,759$ 729,888$ Cash paid to suppliers(85,646) (432,261) (517,907) Cash paid to employees(44,143) -- (44,143) Other cash received792--792 Net Cash Provided by (Used in) Operating Activities 186,132 168,630(17,502) Cash Flows from Capital and Related Financing Activities (54,582)-- Acquisition and construction of capital assets (54,582) Net Cash Used in Capital and Related Financing Activities (54,582) (54,582)-- Cash Flows from Investing Activities Sales of investments183,086 107,824 290,910 5,7642,372 Interest received on investments3,392 Net Cash Provided by Investing Activities 186,478 296,674110,196 Net Increase in Cash and Cash Equivalents 92,694318,028 410,722 264,28644,464 219,822 Cash and Cash Equivalents - Beginning $537,850$ 675,008137,158$ Cash and Cash Equivalents - Ending Adjustments to Reconcile Operating Income (Loss) to Net Cash Provided by (Used in) Operating Activities: Operating income (loss)89,705$ (16,499)$ 73,206$ Depreciation106,523 -- 106,523 Miscellaneous non-operating revenue792 -- 792 Changes in operating assets and liabilities: (Increase) decrease in: Accounts receivable2,003 102 2,105 Inventories680 -- 680 Prepaid items12 -- 12 Increase (decrease) in: Accounts payable(11,927) (1,105) (13,032) (1,656)-- Compensated absences(1,656) Net Cash Provided by (Used in) Operating Activities $186,132$ 168,630(17,502)$ Noncash Investing Activities $ 3,2661,619$ Change in fair value of investments1,647$ 76 Page Intentionally Left Blank FIDUCIARY FUNDS FIDUCIARY FUNDS Firefighters’ Pension Trust Fund – This fund accounts for the accumulation of resources and for contributions and benefits of the firefighter employees. Police Officers’ Pension Trust Fund – This fund accounts for the accumulation of resources and for contributions and benefits of the police employees. General Employees’ Pension Trust Fund – This fund accounts for the accumulation of resources and for contributions and benefits for the general employees of the Village. VILLAGE OF TEQUESTA, FLORIDA COMBINING STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS SEPTEMBER 30, 2010 PoliceGeneral Firefighters'Officers'Employees' PensionPensionPension Trust FundTrust FundTrust FundTotal Assets Cash and cash equivalents129,568$ 48,514$ 49,934$ 228,016$ Investments, at fair value: Corporate stocks2,003,707 774,790 844,883 3,623,380 Corporate bonds528,476 204,464 301,042 1,033,982 Government backed assets1,244,439 481,779 305,987 2,032,205 Mutual funds436,618 165,929 94,091 696,638 Prepaid items2,500 965 -- 3,465 Contributions receivable64,882 6,382 12,634 83,898 e12,8384,9648,00425,806 Accrued interest receivabl Total Assets 4,423,0281,687,7871,616,5757,727,390 Liabilities Accounts payable 4,07610,565 8,340 22,981 Due to broker----33,60433,604 Total Liabilities 10,5654,07641,94456,585 Net Assets Held in Trust for Pension Benefits $4,412,463$1,683,711$1,574,631$7,670,805 77 VILLAGE OF TEQUESTA, FLORIDA COMBINING STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2010 PoliceGeneral Firefighters'Officers'Employees' PensionPensionPension Trust FundTrust FundTrust FundTotal Additions Contributions: r$ 102,069279,910$ 148,167$ 530,146$ Employe Employee 39,16773,816 91,915 204,898 State149,25359,992 209,245-- Total contributions502,979201,228240,082944,289 Investment income Net appreciation in fair value of investments461,259 174,774 94,967 731,000 Investment earnings75,01428,58542,517146,116 203,359536,273 137,484 877,116 Less investment expenses(33,603)(12,837)(23,444)(69,884) Net investment income 502,670190,522114,040807,232 Total Additions 1,005,649391,750354,1221,751,521 Deductions Refunds of contributions-- -- 16,639 16,639 Operating expenses25,82510,14329,18165,149 Total Deductions 25,82510,14345,82081,788 Net Increase 381,607979,824 308,302 1,669,733 Net Assets Held in Trust for Pension Benefits Net assets - beginning3,432,6391,302,1041,266,3296,001,072 Net assets - ending$4,412,463$1,683,711$1,574,631$7,670,805 78 STATISTICAL SECTION STATISTICAL SECTION This part of the Village of Tequesta's Comprehensive Annual Financial Report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the Village overall financial health. ContentsPage Financial Trends Theseschedulescontaintrendinformationtohelpthereaderunderstandhowthe 79-83 Village's financial performance and well-being have changed over time. Revenue Capacity TheseschedulescontaininformationtohelpthereaderassesstheVillagemost 84-87 significant local revenue source, the property tax. Debt Capacity Theseschedulespresentinformationtohelpthereaderassesstheaffordabilityofthe VillagecurrentlevelsofoutstandingdebtandtheTown'sabilitytoissueadditional 88-92 debt in the future. Demographic and Economic Information Theseschedulesofferdemographicandeconomicindicatorstohelpthereader 93-94 understand the environment within which the Village's financial activities take place. Operating Information Theseschedulescontainserviceandinfrastructuredatatohelpthereaderunderstand howtheinformationintheVillage'sfinancialreportrelatestotheservicestheVillage 95-97 provides and the activities it performs. Sources: Unlessotherwisenoted,theinformationintheseschedulesisderivedfrom the Comprehensive Annual Financial Reports for the relevant year. VILLAGE OF TEQUESTA, FLORIDA NET ASSETS BY COMPONENT LAST EIGHT FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) 2003 2004 2005 2006 2007 2008 2009 2010 Governmental Activities Invested in capital assets, net of related debt $ 2,209,191 $ 921,889 $ 1,788,749 $ 4,515,096 $ 6,679,855 $ 6,959,332 $ 7,330,897 $ 7,525,570 Restricted 143,370 140,990 - -- - Unrestricted 4,423,513 4,947,838 6,926,208 5,570,447 5,402,774 6,459,522 6,218,462 5,306,661 Total Governmental Activities Net Assets $ 6,632,704 $ 5,869,727 $ 8,714,957 $10,228,913 $12,223,619 $13,418,854 $13,549,359 $12,832,231 Business -Type Activities: Invested in capital assets, net of related debt $10,561,209 $ 9,602,911 $10,815,151 $11,722,188 $14,513,500 $14,082,989 $13,713,525 $13,037,012 Restricted 317,193 322,818 317,102 396,369 328,544 - -- - Unrestricted 4,843,781 5,901,624 4,604,463 4,867,905 3,046,229 3,581,512 3,997,271 4,975,318 Total Business -Type Activities Net Assets $15,722,183 $15,827,353 $15,736,716 $16,986,462 $17,888,273 $17,664,501 $17,710,796 $18,012,330 Primary government: Invested in capital assets, net of related debt $12,770,400 $10,524,800 $12,603,900 $16,237,284 $21,193,355 $21,042,321 $21,044,422 $20,562,582 Restricted 317,193 322,818 317,102 539,739 469,534 - -- - Unrestricted 9,267,294 10,849,462 11,530,671 10,438,352 8,449,003 10,041,034 10,215,733 10,281,979 Total Governmental Activities Net Assets $22,354,887 $21,697,080 $24,451,673 $27,215,375 $30,111,892 $31,083,355 $31,260,155 $30,844,561 Note: The Village began to report accrual information when it implemented GASB Statement 34 in fiscal year 2003. 79 VILLAGE OF TEQUESTA, FLORIDA CHANGES IN NET ASSETS LAST EIGHT FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Business -type activities: 2003 2004 2005 2006 2007 2008 2009 2010 Expenses 3,881,752 3,975,766 4,026,027 4,187,257 4,139,784 3,760,426 3,907,950 3,989,517 Governmental activities: 278,442 155,537 142,788 198,993 188,709 215,163 226,498 223,421 General government $ 1,299,812 $ 1,105,741 $ 1,361,013 $ 1,402,535 $ 1,391,654 $ 1,344,038 $ 1,501,344 $ 1,503,750 Public safety 3,649,803 4,138,374 4,691,063 5,577,243 5,634,834 5,784,245 5,807,477 6,313,835 Transportation 474,134 804,523 656,158 837,441 766,226 736,844 774,966 843,960 Leisure services 385,192 458,659 605,745 756,224 559,583 539,450 639,590 710,685 Interest on long-term debt 277,855 262,479 248,728 243,871 229,074 206,126 180,770 169,792 Total Governmental Activities Expenses 6,086,796 6,769,776 7,562,707 8,817,314 8,581,371 8,610,703 8,904,147 9,542,022 Business -type activities: Water 3,881,752 3,975,766 4,026,027 4,187,257 4,139,784 3,760,426 3,907,950 3,989,517 Stormwater 278,442 155,537 142,788 198,993 188,709 215,163 226,498 223,421 Refuse and recycling 229,460 252,933 260,715 270,887 306,347 420,081 444,449 431,156 Community development 593,105 513,101 -- -- -- -- -- -- Total Business -Type Activities Expenses 4,982,759 4,897,337 4,429,530 4,657,137 4,634,840 4,395,670 4,578,897 4,644,094 Total Primary Government Program Expenses $ 11,069,555 $ 11,667,113 $ 11,992,237 $ 13,474,451 $ 13,216,211 $ 13,006,373 $ 13,483,044 $ 14,186,116 Program Revenues Governmental activities: Charges for services: General government $ 352,901 $ 439,646 $ 260,647 $ 270,137 $ 278,215 $ 475,244 $ 302,182 $ 316,816 Public safety 477,041 538,056 1,040,427 1,121,642 1,006,947 863,391 783,774 899,639 Transportation -- -- -- -- -- 12 -- -- Leisure services 63,438 42,430 4,410 57,261 54,364 50,219 72,487 92,003 Operating grants and contributions 56,517 43,945 515,438 365,183 20,350 18,711 67,842 24,354 Capital grants and contributions 535,000 54,764 57,736 100,000 Total Governmental Activities Program Revenues 949,897 1,064,077 1,820,922 2,349,223 1,414,640 1,465,313 1,226,285 1,432,812 Business -Type Activities Charges for services: Water 4,082,459 3,931,562 4,037,674 4,090,268 3,850,508 3,463,564 3,863,439 4,076,132 Stormwater 297,843 303,450 298,188 301,993 303,273 299,729 314,569 313,126 Refuse and recycling 242,901 248,252 277,589 283,821 285,917 402,439 414,312 414,657 Community development 628,068 348,511 -- -- -- -- -- -- Operating grants and contributions -- -- -- 42,471 7,827 -- -- 51,511 Capital grants and contributions 119,944 484,000 430,000 Total Business -Type Activities Program Revenues 5,251,271 4,831,775 4,733,395 5,202,553 4,877,525 4,165,732 4,592,320 4,855,426 Total Primary Government Program Revenues $ 6,201,168 $ 5,895,852 $ 6,554,317 $ 7,551,776 $ 6,292,165 $ 5,631,045 $ 5,818,605 $ 6,288,238 Net (Expense) Revenue Governmental activities $ (5,136,899) $ (5,705,699) $ (5,741,785) $ (6,468,091) $ (7,166,731) $ (7,145,390) $ (7,677,862) $ (8,109,210) Business -type activities 268,512 (65,562) 303,865 545,416 242,685 (229,938) 13,423 211,332 Total Primary Government Net Expense $(4,868,387) $ 5,771,261 $ 5,437,920 $ 5,922,675 $ 6,924,0 $ 7,375,328 $ 7,664,439 $ 7,897,878 Note: The Village began to report accrual information when it implemented GASB Statement 34 in fiscal year 2003. 80 General Revenues and Other Changes in Net Assets Governmental activities: Taxes: Property taxes Othertaxes Franchise fees based on gross receipts Unrestricted intergovernmental Unrestricted investment earnings Miscellaneous revenues Gain (loss) on sale of capital assets Transfers Total Governmental Activities Business -Type Activities Unrestricted Investment earnings Miscellaneous revenues Gain (loss) on sale of capital assets Transfers Total Business -Type Activities Total Primary Government Change in net assets: Governmental activities Business -type activities Total Primary Government VILLAGE OF TEQUESTA, FLORIDA CHANGES IN NET ASSETS (CONTINUED) LAST EIGHT FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) 2003 2004 2005 2006 2007 2008 2009 2010 $ 3,392,623 $ 3,781,095 $ 4,494,713 $ 5,166,754 $ 6,139,007 $ 5,661,200 $ 5,173,808 $ 4,643,816 1,093,877 1,089,781 1,084,827 1,087,759 1,157,128 1,123,272 1,285,063 1,315,006 350,423 372,212 367,778 419,929 477,711 462,296 466,541 435,766 520,921 558,069 622,457 679,001 815,828 783,034 702,616 717,673 89,532 79,483 214,588 392,961 404,816 152,602 8,725 71,067 123,740 83,126 641,901 173,362 106,647 37,621 171,614 208,754 6,400 (1,012,584) 1,981 (7,847) (8,460) 710,151 60,300 60,300 120,600 5,569,669 4,942,722 8,136,415 7,982,047 9,161,437 8,340,625 7,808,367 7,392,082 70,706 75,846 164,163 280,665 321,718 86,811 (9,208) 49,973 10,917 82,576 151,487 479,145 397,708 39,955 42,080 40,229 681,912 3,850 (710,151) 4,820 7,847 8,460 (60,300) (60,300) (120,600) 771,382 170,732 (394,501) 704,330 659,126 6,166 32,872 90,202 6,341,051 5,113,454 7,741,914 8,686,377 9,820,563 8,346,791 7,841,239 7,482,284 432,770 (762,977) 2,394,630 1,513,956 1,994,706 1,195,235 130,505 (717,128) 1,039,894 105,170 (90,636) 1,249,746 901,811 (223,772) 46,295 301,534 $ 1,472,664 $ (657,807) $ 2,303,994 $ 2,763,702 2.896.517 971.463 $ 176,800 $ (415,594) 81 VILLAGE OF TEQUESTA, FLORIDA FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) Total Other Governmental Funds 1 355 724 2 764 524 $1,463,173 $1,246,809 $ 3,360,609 $1,997,965 $1,016,893 $1,207,790 $1,554,484 $1,505,029 Note: In fiscal year 2007, started a breakdown of unreserved of other governmental funds. 82 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 General Fund Reserved $ 202,585 $ 146,557 $ 43,745 $ 50,509 $ 56,759 $ 176,410 $ 47,493 $ 82,197 $ 383,766 $ 129,394 Unreserved 2,656,696 2,943,229 3,170,436 3,718,380 3,424,408 3,221,390 4,456,247 5,180,611 4,296,418 3,846,418 Total General Fund 2,859,281 3,089,786 3,214,181 3,768,889 3,481,167 3,397,800 4,503,740 5,262,808 4,680,184 3,975,812 All Other Governmental Funds Reserved 122,627 1,030,617 155,645 341,722 823,675 143,370 196,426 12,752 29,508 117,838 Unreserved, reported in: Special revenue fund 141,912 175,980 237,858 15,692 17,901 255,179 362,582 391,527 22,037 21,072 Capital Projects funds 1,091,185 1,557,927 1,069,670 889,395 2,519,033 1,599,416 457,885 803,511 1,502,939 1,366,119 Total Other Governmental Funds 1 355 724 2 764 524 $1,463,173 $1,246,809 $ 3,360,609 $1,997,965 $1,016,893 $1,207,790 $1,554,484 $1,505,029 Note: In fiscal year 2007, started a breakdown of unreserved of other governmental funds. 82 Revenues Taxes Intergovernmental Franchise fees Charges for services Intragovernmental Grants Licenses and permits Interest Fines and forfeitures Miscellaneous Rents and royalties Impact fees Total Revenues Expenditures Current: General government Public safety Transportation Leisure services Capital outlay Debt service: Principal Interest Fiscal charges Total Expenditures Excess (Deficiency) of Revenues Over Expenditures Other Financing Sources (Uses) Transfers in Transfers -out Other proceeds Total Other Financing Sources (Uses) Net Change in Fund Balances Debt Service as a Percentage of Noncapital Expenditures VILLAGE OF TEQUESTA, FLORIDA CHANGES IN FUND BALANCES, GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 $ 4,102,022 $ 4,502,446 $ 4,836,923 $5,243,088 $ 5,579,540 $ 6,254,513 $ 7,296,135 $ 6,871,639 $ 6,458,871 $ 5,958,822 573,933 638,106 575,986 596,947 622,457 679,001 815,828 783,034 724,375 839,110 - - - - 367,778 419,929 477,711 462,296 466,541 435,766 302,072 382,650 362,663 477,513 490,995 507,702 526,922 574,937 597,269 687,332 252,756 327,270 337,490 341,700 254,898 262,700 273,150 280,100 292,990 307,740 - 142,207 56,517 43,945 515,438 900,183 90,398 76,448 37,583 83,702 108,429 103,564 93,601 549,884 631,521 401,704 299,059 211,371 279,835 193,208 84,693 83,166 79,483 214,588 392,961 404,816 152,602 8,725 71,067 47,351 68,758 58,467 57,413 352,254 34,825 111,080 40,779 34,877 21,721 46,116 46,423 80,494 83,126 289,647 175,343 52,899 38,242 80,603 62,009 - - - - - - 108,628 103,627 120,596 161,492 4,084 44,320 32,143 11,028 9,707 12,292 3,858 2,575 851 5,605,244 6,345,302 6,527,413 7,027,844 9,247,186 10,270,970 10,563,129 9,685,338 9,034,652 8,824,894 1,216,011 1,139, 653 1,289, 050 1,225,550 1,314,270 1,391,612 1,371,148 1,220,238 1,373,158 1,341,475 2,996,439 3,229,968 3,443,961 3,918,798 4,351,936 5,233,807 5,291,398 5,439,202 5,411,745 5,830,734 430,813 403,363 440,263 776,273 625,014 807,651 736,436 692,552 710,384 738,323 238,843 325,326 347,975 384,980 523,439 692,408 495,767 467,740 562,714 619,340 1,381,776 4,048,126 1,439,607 368,303 870,453 3,162,034 1,892,075 257,373 752,980 594,224 486,147 1,997,263 470,221 319,280 336,101 382,687 482,665 572,742 278,831 284,833 164,307 133,998 277,855 262,479 255,672 243,871 222,938 200,236 171,297 159,506 -- -- -- -- -- -- 6,136 5,890 9,473 10,286 6,914,336 11,277,697 7,708,932 7,255,663 8,276,885 11,914,070 10,498,563 8,855,973 9,270,582 9,578,721 (1,309,092) (4,932,395) (1,181,519) (227,819) 970,301 (1,643,100) 64,568 829,364 (235,930) (753,827) 2,624,652 5,358,147 464,954 326,010 3,771,617 2,023,368 685,644 924,300 1,642,813 273,549 (644,090) (4,038,447) (472,801) (334,470) (3,068,840) (1,963,068) (625,344) (803,700) (1,642,813) (273,549) 5,252,000 574,624 152,999 136,789 1,980,562 6,571,700 (7,847) 566,164 855,776 197,089 60,300 120,600 $ 671,470 $ 1,639,305 $(1,189,366 ) $ 338,345 $ 1,826,077 $(1,446,011 ) $ 124,868 $ 949,964 $(235,930) $(753,827) 11.76% 29.48% 11.93% 8.45% 7.99% 7.16% 8.20% 8.99% 5.40% 5.06% 83 VILLAGE OF TEQUESTA, FLORIDA ASSESSED AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS 2001 $ 422,707,903 Centrally $18,949,389 $ 21,865,379 $ 278,827 Real Property Personal Property Assessed Property Total 81% 2002 Estimated Estimated Estimated 21,621,054 Estimated Assessed Actual "Just" Actual "Just" Actual "Just" 78% Actual "Just" Value as a Taxable Value of Taxable Value of Taxable Value of Taxable Direct Value of Percentage of Fiscal Year Ending Assessed Taxable Assessed Taxable Assessed Taxable Assessed Tax Taxable Actual September 30 Value Property Value Property Value Property Value Rate Property Value 2001 $ 422,707,903 $ 522,797,351 $18,949,389 $ 21,865,379 $ 278,827 $ 278,827 $ 441,936,119 6.7305 $ 544,941,557 81% 2002 468,569,608 601,222,227 18,641,610 21,621,054 279,734 279,734 487,490,952 6.7305 623,123,015 78% 2003 503,562,346 672,688,887 19,211,494 22,202,297 287,762 287,762 523,061,602 6.7305 695,178,946 75% 2004 583,470,308 789,428,369 19,488,528 22,409,087 326,474 326,474 603,285,310 6.4980 812,163,930 74% 2005 695,900,596 950,969,798 19,752,631 22,669,061 340,485 340,485 715,993,712 6.4980 973,979,344 74% 2006 804,692,586 1,159,686,579 20,372,762 23,286,106 340,839 340,839 825,406,187 6.4980 1,183,313,524 70% 2007 959,650,125 1,369,028,275 21,925,090 21,925,090 385,284 385,284 981,960,499 6.4980 1,391,338,649 71% 2008 992,309,662 1,410,466,330 24,589,752 27,733,698 489,214 489,214 1,017,388,628 5.7671 1,438,689,242 71% 2009 905,243,765 1,263,380,924 20,238,412 26,800,875 724,859 730,883 926,207,036 5.7671 1,290,912,682 72% 2010 813,253,151 1,087,782,592 19,867,770 25,872,707 713,541 718,791 833,906,426 5.7671 1,114,374,270 75% Source: Palm Beach County Property Appraiser's office: Form DR -422 "The 2009 Revised Recapitulation of the Ad Valorem Assessment Rolls of Tequesta, Palm Beach County, Florida" 84 VILLAGE OF TEQUESTA, FLORIDA PROPERTY TAX RATES - ALL DIRECT AND OVERLAPPING GOVERNMENTS (Per $1,000 of Assessed Value) LAST TEN FISCAL YEARS Direct Rates Overlapping Rates (1) S. Florida Jupiter Fl. Island Children's County Fiscal Year Ending Village County Everglades School County Water Mgmt. Inlet Nay. District Services Health Care September 30 Rate County Debt Construction District Library District District (FIND) Council District 2001 6.7305 4.9362 0.3362 0.1000 8.9180 0.5403 0.6970 0.1091 0.0410 0.5000 1.0250 2002 6.7305 4.9351 0.3851 0.1000 8.9480 0.5403 0.6970 0.1012 0.0385 0.5703 1.1500 2003 6.7305 4.5000 0.3084 0.1000 8.7790 0.5403 0.5970 0.0916 0.0385 0.6228 1.1300 2004 6.4980 4.5000 0.2910 0.1000 8.5710 0.5833 0.5970 0.0916 0.0385 0.6902 1.1300 2005 6.4980 4.5000 0.2677 0.1000 8.4320 0.5807 0.5970 0.0916 0.0385 0.6902 1.1000 2006 6.4980 4.4500 0.2692 0.1000 8.1060 0.6250 0.5970 0.0916 0.1000 0.6887 1.0800 2007 6.4980 4.2800 0.1975 0.1000 7.8720 0.5989 0.5970 0.0916 0.0385 0.6199 0.9700 2008 5.7671 3.7811 0.2002 0.0894 7.3560 0.5441 0.5346 0.0909 0.0345 0.5823 0.8900 2009 5.7671 3.7811 0.1845 0.0894 7.2510 0.5427 0.5346 0.1000 0.0345 0.6009 0.9975 2010 5.7671 4.3440 0.2174 0.0894 7.9830 0.5518 0.5346 0.1253 0.0345 0.6898 1.1451 (1) Overlapping rates are those of local and county governments that apply to property owners within the Village of Tequesta. Sources: Palm Beach County Property Appraiser's office M, VILLAGE OF TEQUESTA, FLORIDA PRINCIPAL PROPERTY TAXPAYERS MOST CURRENT YEAR (2009) AND NINE YEARS AGO 2009** 2000 Percentage of Percentage of Taxable Total Village Taxable Total Village Assessed Taxable Assessed Taxable Taxpayer Value Rank Value Value Rank Value Tamwest Realty, Inc (County Line Plaza) $ 18,471,466 1 2.21% $ 12,881,896 1 2.91% Inland S.E. Tequesta, LLC (Teq. Shoppes) 9,000,000 2 1.08% 7,720,000 2 1.75% Tequesta Investors LP 7,400,000 3 0.89% Terrace Communities Tequesta LLC 7,070,621 4 0.85% SLO ML LLC 4,853,449 5 0.58% JMZ Tequesta Properties, Inc. 4,770,176 6 0.57% Tequesta Country Club 4,158,957 7 0.50% 3,527,576 5 0.80% ALS North America, Inc. 4,150,000 8 0.50% Royal Tequesta LLC 3,946,354 9 0.47% Tracy Thomas J. 3,796,045 10 0.45% Lighthouse Cove apartments, Ltd. 7,300,954 3 1.65% H & J Tequesta Assoc. 5,450,000 4 1.23% AHC Purchaser Inc 2,978,496 6 0.67% Jacksonville Tower Assoc. 2,250,385 7 0.51% First Union National Bank of FL 1,978,062 8 0.45% Oz of Tequesta, Inc. 1,672,374 10 0.38% Tequesta Fashion Mall 1,800,000 9 0.41% Total $ 67,617,068 8.10% $ 47,559,743 10.76% ** Palm Beach County Property Appraiser's Office is unable to provide 2010 top taxpayers due to software changing and report redesigning. Due to this circumstances 2009 information is used. Source: Palm Beach County Property Appraiser's Office 86 VILLAGE OF TEQUESTA, FLORIDA PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS Collected within the Fiscal Year Taxes Levied Fiscal Year of the Levy Collections Total Collections to Date (2) Ended for the Percentage in Subsequent Percentage September 30, Fiscal Year (1) Amount of Levy Years Amount of Levy 2001 $ 2,985,994 $ 2,970,942 99.5% $ 15,052 $ 2,985,994 100.0% 2002 3,271,160 3,147,730 96.2% 5,816 3,153,546 96.4% 2003 3,520,466 3,388,176 96.2% 13,983 3,402,160 96.6% 2004 3,912,003 3,776,782 96.5% 4,125 3,780,907 96.6% 2005 4,650,578 4,486,224 96.5% 5,857 4,492,081 96.6% 2006 5,363,489 5,164,292 96.3% 5,543 5,169,835 96.4% 2007 6,355,149 6,134,038 96.5% 9,000 6,143,039 96.7% 2008 5,863,796 5,663,439 96.6% 4,401 5,667,839 96.7% 2009 5,341,529 5,162,044 96.6% 11,548 5,173,592 96.9% 2010 4,809,222 4,627,732 96.2% -- 4,627,732 96.2% (1) The tax levied in a fiscal year is based on the taxable value of the prior year (2) Includes discounts taken by property taxpayers. Source: Palm Beach County Tax Collector's office. VILLAGE OF TEQUESTA, FLORIDA RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS Governmental Activities Business -type Activities Total Percentage Fiscal Year Ending Revenue Notes Capital Revenue Notes Primary of Personal Per September 30 Bonds Payable Leases Bonds Payable Government Income Capita 2001 $ 880,000 $ -- $ 246,696 $ 7,640,000 $ 58,669 $8,825,365 4.75% $ 1,663 2002 790,000 5,000,000 162,856 7,495,000 36,723 13,484,579 7.24% 2,531 2003 695,000 4,838,352 353,636 7,345,000 13,827 13,245,815 7.10% 2,484 2004 595,000 4,669,648 363,065 7,185,000 645,170 13,457,883 6.81% 2,383 2005 490,000 4,493,579 461,032 7,020,000 524,852 12,989,463 6.53% 2,284 2006 380,000 4,309,827 508,886 6,850,000 504,852 12,553,565 6.29% 2,202 2007 259,846 4,118,053 338,150 6,670,000 437,952 11,824,001 4.61% 1,990 2008 -- 3,917,908 225,398 -- 6,929,640 11,072,946 3.39% 1,877 2009 -- 3,709,027 155,448 -- 6,668,462 10,532,937 3.03% 1,794 2010 -- 3,491,028 88,613 -- 6,405,528 9,985,171 3.04% 1,774 M. VILLAGE OF TEQUESTA, FLORIDA RATIO OF NET OUTSTANDING DEBT TO ASSESSED VALUE AND NET BONDED DEBT PER CAPITA LAST TEN FISCAL YEARS (2) 5,307 $ 441,936,119 $ 8,825,365 $ 141,912 $ 8,683,453 Assessed (A) (B) (A - B) Ratio of Net Net Value of Gross Debt Service Net O/S Debt to Outstanding Fiscal Year Ending (1) Taxable Outstanding Funds Outstanding Value of Debt September 30, Population Property Debt Available (O/S) Debt Taxable Property Per Capita 2001 5,307 $ 441,936,119 $ 8,825,365 $ 141,912 $ 8,683,453 2002 5,327 487,490,952 13,484,579 141,913 13,342,666 2003 5,333 523,061,602 13,245,815 225,676 13,020,139 2004 5,648 603,285,310 13,457,883 272,801 13,185,082 2005 5,686 715,993,712 12,989,463 294,444 12,695,019 2006 5,702 825,406,187 12,553,565 378,680 12,174,885 2007 5,942 981,960,499 11,824,001 482,726 11,341,275 2008 5,898 1,017,388,628 11,072,946 369,490 10,703,456 2009 5,872 926,207,036 10,532,937 -- 10,532,937 2010 5,629 833,906,426 9,985,171 -- 9,985,171 (1) U.S. Census Bureau, 2010 Census (2) Form DR -422 "Certificate of Final Taxable Value" 1.96% $ 1,636 2.74% 2,505 2.49% 2,441 2.19% 2,334 1.77% 2,233 1.48% 2,135 1.15% 1,909 1.05% 1,815 1.14% 1,794 1.20% 1,774 o. Debt Limit Total Net Debt Applicable to Limit Legal debt margin Total Net debt Applicable to Limit as a Percentage of Debt Limit VILLAGE OF TEQUESTA, FLORIDA LEGAL DEBT MARGIN INFORMATION LAST EIGHT FISCAL YEARS SEPTEMBER 30, 2010 Total Assessed Value (1) $ 833,906,426 Legal Debt Margin Debt limitation - 10% of total assessed value (2) 83,390,643 Total bonded debt outstanding -- -- Less amount in debt service fund -- Total Debt Applicable to Limitation -- Legal Debt Margin $ 83,390,643 Fiscal Year 2003 2004 2005 2006 2007 2008 2009 2010 $ 59,606,928 $71,463,973 $ 82,565,448 $ 98,162,738 $ 101,695,653 $ 93,130,772 $ 83,442,520 $ 83,390,643 470,324 322,199 195,556 1,023 -- -- -- -- 59,136,604 $71,141,774 $ 82,369,892 $ 98,161,715 $ 101,695,653 $ 93,130,772 $83,442,520 $ 83,390,643 0.79% 0.45% 0.24% 0.00% 0.00% 0.00% 0.00% 0.00% (1) Form DR -422 "Certificate of Final Taxable Value" (2) Village of Tequesta Charter Section 5.02 Limitations Note: The Village began to report this information in fiscal year 2003. 90 VILLAGE OF TEQUESTA, FLORIDA DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT SEPTEMBER 30, 2010 Estimate Estimate Share of Net Percentage Direct and Debt Applicable to Overlapping Governmental Unit Outstanding Tequesta Debt (a) (b) Debt repaid with property taxes Palm Beach County P.B.C. School Board Subtotal, overlapping debt Village of Tequesta direct debt Total direct and overlapping debt (a) Sources: Palm Beach County and PBC School Board 250,470,000 0.59% $ 1,477,773 29,555,000 0.59% 174,375 1,652,148 3,579,641 $ 5,231,789 Note: For debt repaid with property taxes, the percentage of overlapping debt applicable is estimated using taxable assessed property values. Applicable percentages were estimated by determining the portion of the Village taxable assessed value and dividing it by the PBC taxable assessed value. (Data provided by the PBC Property Appraiser's Office) Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the Village of Tequesta. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the Village of Tequesta. This process recognizes that, when considering the Village's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident and therefore responsible for repaying the debt of each overlapping government. 91 VILLAGE OF TEQUESTA, FLORIDA PLEDGED- REVENUE COVERAGE LAST TEN FISCAL YEARS Net Fiscal Pledged Less: Available Debt Service (2) Year Revenues (1) Expenditures Revenue Principal Interest Coverage 2001 $ 498,959 $ 139,095 $ 359,864 $ 80,000 $ 59,095 2.59 2002 441,409 144,461 296,948 90,000 54,461 2.06 2003 448,946 143,585 305,361 95,000 48,585 2.13 2004 464,973 142,678 322,295 100,000 42,678 2.26 2005 459,873 141,490 318,383 105,000 36,490 2.25 2006 524,468 140,135 384,333 110,000 30,135 2.74 2007 593,649 143,370 450,279 120,154 23,216 3.14 2008 515,700 275,836 239,864 259,846 15,990 0.87 2009 -- -- -- -- -- - 2010 -- -- -- -- -- - Note: Details regarding the Village's outstanding debt can be found in the notes to the financial statements. (1) Pledged revenues include franchise fees, licenses and permits from Fund 101. Fund 101 closed in fiscal year 2009. (2) Debt paid in full in fiscal year 2008. 92 VILLAGE OF TEQUESTA, FLORIDA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS Per Capita Fiscal Population Personal Personal Median Unemployment Year (1) Income (2) Income (2) Age (3) Rate (4) 2001 5,307 $ 185,607,018 $ 34,974 47.5 5.5% 2002 5,327 186,306,498 34,974 47.5 5.1% 2003 5,333 186,516,342 34,974 47.5 6.2% 2004 5,648 197,533,152 34,974 47.5 5.7% 2005 5,686 198, 862,164 34,974 47.5 3.1% 2006 5,702 199,421,748 34,974 47.5 3.7% 2007 5,942 256,397,300 43,150 47.5 3.3% 2008 5,898 326,224,278 55,311 47.5 7.3% 2009 5,872 347,311,184 59,147 47.5 9.7% 2010 5,629 328,497,182 58,358 47.5 11.4% Sources: (1) U.S. Census Bureau, 2010 Census (2) US Department of Commerce, Bureau of Economic Analysis, Regional Economic Information System, April 2010 (3) 2000 U.S. Census Data. 2010 Census data was not updated at the time when report was prepared. (4) Florida Agency for Workforce Innovation, Labor Market Statistics Center, Local Area Unemployment Statistics Program 93 VILLAGE OF TEQUESTA, FLORIDA PRINCIPAL EMPLOYERS - PALM BEACH COUNTY (1) CURRENT YEAR AND NINE YEARS AGO 2010 2001 Percentage of Percentage of Total County Palm Beach Total County Employer Employees Rank Employment Employees Rank Employment School Board of Palm Beach County Palm Beach County Tenet Healthcare Corporation HCA (Hospital Corporation of America) Florida Power & Light Wackenhut Corporation Florida Atlantic University Bethesda Memorial Hospital Veterans Health Administration Boca Raton Resort & Club State of Florida Federal Government Columbia PB Healthcare System, Inc. Intracoastal Health Systems, Inc. Motorola, Inc. Boca Raton Resort Community Hospital 21,718 1 3.98% 11,381 2 2.08% 51127 3 0.94% 4,150 4 0.76% 3,658 5 0.67% 3,000 6 0.55% 2,776 7 0.51% 2,300 8 0.42% 2,205 9 0.40% 2,200 10 0.40% J2i,J 1J 18,000 1 3.33% 9,000 2 1.66% 2,300 8 0.43% 1,850 9 0.34% 8,600 3 1.59% 5,200 4 0.96% 4,000 5 0.74% 3,200 6 0.59% 2,500 7 0.46% 1,600 10 0.30% 10.72% 56,250 (1) Source: Business Development Board of Palm Beach County. Data is for Palm Beach County, Florida. Employment information for the Village is not available. 10.40% VILLAGE OF TEQUESTA, FLORIDA FULL-TIME EQUIVALENT VILLAGE GOVERNMENT EMPLOYEES BY FUNCTION/PROGRAM LAST NINE FISCAL YEARS Business -Type Activities Water 14.0 Full-time Equivalent Employees as of September 30, 14.5 14.0 15.0 Function/Program 2002 2003 2004 2005 2006 2007 2008 2009 2010 1.0 1.0 1.0 Community development (1) 3.5 3.0 2.5 - - - - Governmental Activities - Total Business -Type Activities 18.0 15.5 17.0 14.0 16.0 16.5 16.0 17.0 General government 8.0 8.5 12.0 11.5 10.5 9.5 15.0 15.0 10.0 Public safety 45.5 51.0 45.0 45.0 46.0 51.0 50.0 49.0 50.0 Transportation 2.0 2.5 - - 3.0 4.0 4.0 4.0 4.0 Leisure services 1.5 2.5 2.0 2.0 3.0 3.0 3.0 3.0 3.0 Total Governmental Activities 57.0 64.5 59.0 58.5 62.5 67.5 72.0 71.0 67.0 Business -Type Activities Water 14.0 12.5 14.5 14.0 15.0 15.5 15.0 16.0 15.0 Stormwater 0.5 - - - 1.0 1.0 1.0 1.0 1.0 Community development (1) 3.5 3.0 2.5 - - - - - - Total Business -Type Activities 18.0 15.5 17.0 14.0 16.0 16.5 16.0 17.0 16.0 Total Primary Government 75.0 80.0 76.0 72.5 78.5 84.0 88.0 88.0 83.0 Note: The Village was able to access this data from 2002. Source: Village of Tequesta Human Resource Dept Notes: A full-time employee is scheduled to work 2,088 hours per year (including vacation and sick leave). Full -time -equivalent employment is calculated by dividing total labor hours by 2,088. (1) Community Development activities (planning, building and code enforcement) were accounted for in an enterprise (business -type activity) fund until fiscal year 2005 when the fund was closed. Planning and building activities are currently accounted for in the General Fund, and code enforcement as part of the function of Public Safety. 95 VILLAGE OF TEQUESTA, FLORIDA OPERATING INDICATORS BY FUNCTION/PROGRAM LAST FIVE FISCAL YEARS 20062007200820092010 Governmental Activities General governmen t Registered voter 4,0074,007 4,439 4,612 4,505 s Public safety: 1916 17 18 17 No. of full-time certified police officers No. of calls receive 3,5003,300 3,535 3,533 3,178 d No. of arrests199 238 224 251 296 No. of parking violation 148162 171 131 124 s 853817 965 887 881 No. of incident numbers issued Fire department: 1916 20 21 21 No. of full-time certified firefighters No. of emergency response 1,1221,254 1,143 1,189 1,043 s No. of transports622 521 621 651 562 No. of fires extinguishe 601632 522 538 481 d No. of inspections326 412 435 476 480 Building, zoning: 9981,049 906 784 812 No. of building permits issued No. of building inspections conducte 2,5812,214 2,039 1,771 1,579 d Leisure services: No. of Spring Classes-- -- 8 8 10 No. of Summer Classes-- -- 4 5 4 No. of Movies-- -- 4 4 3 Business-Type Activities Water: No. of customer 4,7224,612 4,968 4,983 4,982 s 2.782 mg2.349 mg2.351 mg2.175 mg2.175 mg Average daily consumption Note: The Village began to report this information in fiscal year 2006, as prior information is not available. 96 VILLAGE OF TEQUESTA, FLORIDA CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM LAST FIVE FISCAL YEARS Function/Program20062007200820092010 Governmental Activities General government: Municipal center0011 1 Public safety Police: No. of stations1111 1 No. of patrol units121279 15 Fire: No. of stations1111 1 No. of ambulances2222 3 No. of pumpers3322 3 Transportation: Miles of street lane miles484343*2424 No. of bridges11 1 11 Leisure services No. of parks3334 4 No. of park acreage48484850 53 No. of playgrounds3322 2 No. of baseball/softball diamonds 3333 3 No. of skate-parks1111 1 Business-type activities: Water: Miles of water mains50757272 73 No. of fire hydrants550430430430 430 Storage capacity (thousands of gallons)3,250 3,250 3,250 3,250 3,250 Note: The Village began to report this information in fiscal year 2006, as prior information is not available. * This report is presenting the revised method in calculating the miles of street lane 97 Page Intentionally Left Blank COMPLIANCE SECTION INDEPENDENT AUDITORS’ REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITHGOVERNMENT AUDITING STANDARDS Honorable Mayor, Village Council and Village Manager Village of Tequesta, Florida We have audited the financial statements of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information of the Village of Tequesta, Florida (the Village) as of and for the year ended September 30, 2010, which collectively comprise the Village’s basic financial statements and have issued our report thereon dated April 28, 2011. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Internal Control over Financial Reporting In planning and performing our audit, we considered the Village’s internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Village’s internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the Village’s internal control over financial reporting. Adeficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the Village’s financial statements will not be prevented, or detected and corrected on a timely basis. Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over financial reporting that might be deficiencies, significant deficiencies or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as defined above. 98 Compliance and Other Matters As part of obtaining reasonable assurance about whether the Village’s financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. This report is intended solely for the information and use of the Mayor, Village Council, management, and regulatory agencies and is not intended to be and should not be used by anyone other than these specified parties. Fort Lauderdale, FL April 28, 2011 99 MANAGEMENT LETTER IN ACCORDANCE WITH THE RULES OF THE AUDITOR GENERAL OF THE STATE OF FLORIDA Honorable Mayor, Village Council and Village Manager Village of Tequesta, Florida We have audited the accompanying financial statements of the governmental activities, business–type activities, each major fund, and the aggregate remaining fund information of the Village of Tequesta, Florida (the Village) as of and for the year ended September 30, 2010, and have issued our report thereon dated April 28, 2011. We conducted our audit in accordance with auditing standards generally accepted in the United Government States of America and the standards applicable to financial audits contained in Auditing Standards issued by the Comptroller General of the United States. We have issued our Independent Auditors’ Report on Internal Control over Financial Reporting and on Compliance and Other Matters. Disclosures in that report, which is dated April 28, 2011, should be considered in conjunction with this management letter. Additionally, our audit was conducted in accordance with Chapter 10.550, Rules of the Auditor General, which governs the conduct of local governmental entity audits performed in the State of Florida. This letter includes the following information, which is not included in the aforementioned auditor’s report; Section 10.554(1)(i)1., Rules of the Auditor General, requires that we determine whether or not corrective actions have been taken to address significant findings and recommendations made in the preceding annual financial audit report. There were no findings in the preceding annual financial report. Section 10.554(1)(i)2., Rules of the Auditor General, requires our audit to include a review of the provisions of Section 218.415, Florida Statutes, regarding the investment of public funds. In connection with our audit, we determined that the Village complied with Section 218.415, Florida Statutes. Section 10.554(1)(i)3., Rules of the Auditor General, requires that we address in the management letter any recommendations to improve financial management. In connection with our audit, we did not have any such recommendations. Section 10.554(1)(i)4., Rules of the Auditor General, requires that we address violations of contracts or grant agreements, or abuses that have occurred, or are likely to have occurred, that have an effect on the financial statements that is less than material but more than inconsequential. In connection with our audit, we did not have any such findings. 100 Section 10.554(1)(i)5., Rules of the Auditor General, provides that the auditor may, based on professional judgment, report the following matters that have an inconsequential effect on the financial statements, considering both quantitative and qualitative factors: (1) violations of provisions of contracts or grant agreements, fraud, illegal acts, or abuse, and (2) deficiencies in internal control that are not significant deficiencies. In connection with our audit, we did not have any such findings. Section 10.554(1)(i)6., Rules of the Auditor General, requires that the name or official title and legal authority for the primary government and each component unit of the reporting entity be disclosed in this management letter, unless disclosed in the notes to the financial statements. The Village was incorporated in 1957 By Laws of Florida 57-1915. There are no component units related to the Village. Section 10.554(1)(i)7.a., Rules of the Auditor General, requires a statement be included as to whether or not the local governmental entity has met one or more of the conditions described in Section 218.503(1), Florida Statutes, and identification of the specific condition(s) met. In connection with our audit, we determined that the Village did not meet any of the conditions described in Section 218.503(1), Florida Statutes. Section 10.554(1)(i)7.b., Rules of the Auditor General, requires that we determine whether the annual financial report for the Village for the fiscal year ended September 30, 2010, filed with the Florida Department of Financial Services pursuant to Section 218.32(1)(a), Florida Statutes, is in agreement with the annual financial audit report for the fiscal year ended September 30, 2010. In connection with our audit, we determined that these two reports were in agreement. Section 10.554(1)(i)7.c. and 10.556(7), Rules of the Auditor General, we applied financial condition assessment procedures. It is management’s responsibility to monitor the Village’s financial condition, and our financial condition assessment was based in part on representations made by management and the review of financial information provided by same. The assessment was done as of the fiscal year end. There were no findings that identified deteriorating financial conditions. Pursuant to Chapter 119, Florida Statutes, this management letter is a public record and its distribution is not limited. Auditing standards generally accepted in the United States of America require us to indicate that this letter is intended solely for the information of the Mayor, Village Council, management, and the Florida Auditor General, and is not intended to be and should not be used by anyone other than these specified parties. Fort Lauderdale, FL April 28, 2011 101