HomeMy WebLinkAboutMinutes_Pension Joint_06/15/2010 JOINT MEETING OF
TEQUESTA PUBLIC SAFETY OFFICERS'
AND GENERAL EMPLOYEES'
PENSION TRUST FUND BOARDS
June 15, 2010
f. Call To Order And Rotl Call
The Tequesta General Employees Pension Trust Fund Board of Trustees and
the Tequesta Public Safety Officers Pension Trust Fund Board of Trustees held a
joint meeting at the Tequesta Village Hall, 345 Tequesta Drive, Tequesta,
Florida, on Tuesday, June 15, 2010. The meeting was called to order at 8:30
a.m. A roll call was taken by Recording Secretary Betly Laur. General
Employees' Pension Board Members in attendance at the meeting were:
Secretary Carl Hansen, Board Member Deanna Mayo, and Board Member
Michelle Gload. Chair Michael Rhodes and Board Member John Terzakis were
absent from the meeting. Public Safety Officers' Pension Board Members in
attendance at the meeting were: Chair Ed Sabin, Secretary Frank D'Ambra,
Board Member Ray Giblin, Board Member David Cooper, and Board Member
Robert Young. Also in attendance were Attorney Bonni Jensen, Daniel Johnson
with Bogdahn Consulting LLC, Pension Coordinator Lori McWilliams, Finance
Director Joann Forsythe, and Recording Secretary Betty Laur.
11. Approval of Agenda
Motion was made by Secretary Carl Hansen to approve the agenda as
amended by addition of discussion and action regarding a third party
administrator; addition at the Finance Director's request of discussion and
action on opening a local bank account; and correcting the Secretary of the
Public Safety Officers' pension baard to be Frank D'Ambra. Motion was
seconded by Board Member Giblin, to approve the agenda as amended.
Motion carried by unanimous vote of both Boards.
III. Discussion and Action Regarding Third Party Administrator
Secretary D'Ambra reported Pension Resource Center had been asked for the
names of six plans for references, three with which they had good relations and
three with which there had been issues, to see how those had been resolved.
Secretary D'Ambra had spoken with City of Riviera Beach, St. Lucie County Fire
District, and City of Daytona Beach. He had left messages for the
representative at St. Lucie County Fire District but had received no response.
The City of Riviera Beach representative was very happy with their 1 �-year
relationship with Pension Resource Center, advised they had been helpful in
resolving issues that came up, and had nothing derogatory to report. Two
representatives with the City of Daytona Beach reported they had had a 10-11
Tequesta Public Safety Officers' Pension Board and General Employees'
Pension Board Trust Funds Joint meeting Minutes
June 15, 2010 2
year relationship and issues early on had been quickly resolved, and they were
very happy. The value of the website had been discussed, which had alleviated
many of their previous problems. They were very satisfied and highly endorsed
PRS. A summary of Board Member Terzakis' contacts was provided, which
indicated they were also very satisfied and recommended Pension Resource
Center. Finance Director Forsythe advised by keeping the financial information
with the Village that would reduce auditing fees, and there might be a modest
decrease in fees. Secretary D'Ambra expressed his opinion that it might be wise
not to decrease the fees so that if something extra came up the Board would not
be uncomfortable asking them to include those items in their normal fee.
Finance Director Forsythe reported Boca Raton, a client of Pension Resource
Center, had not been provided information timely for their auditors, which would
not be a problem with the financial portion staying with the Village. Secretary
D'Ambra commented that had been a little murky, with Pension Resource Center
implying the auditor had not been timely with his request. Pension Resource
Center had clients for which they did everything, and others who were doing it
like Tequesta planned to do.
Board Member Mayo asked if it was important for Pension Resource Center to
take everything. Attorney Jensen advised the majority of clients she worked with
who used Pension Resource Center did use them for everything. Transition
issues usually came from the municipality since they were used to real time
information and the municipality no longer had control. Finance Director
Forsythe reported when she had visited the office of Pension Resource Center it
all seemed to be administrative; they had said they had just added one
accountant, so possibly they were growing in that area. Secretary D'Ambra
commented he was very comfortable keeping the financial portion with the
Village, based on the input provided by Finance Director Forsythe, but it might
make sense for Pension Resource Center to do everything at some point in the
future. Secretary Hansen asked if there were larger companies who might be
interested in the Village account; the response was the funds were not large
enough at this point for larger companies to be interested, and there was a
tremendous advantage to having a local office nearby where an employee could
go to talk with them. Ghair Sabin asked if the Village could arrange for Nick
Sheets to be the Village's representative and asked about limiting the amount of
money in a checking account for them to pay bills. Secretary D'Ambra advised
the City of Daytona Beach had internal safeguards, limited the amount in a
checking account, and had a surety bond to guard against someone writing
checks. Finance Director Forsythe commented Salem Trust could continue to
write checks or the Boards could authorize checks to be written from a checking
account, and Pension Resource Center would be advising them on that.
Attorney Jensen advised Pension Resource Center would use facsimile
signatures to pay bills. Secretary D'Ambra noted they could pay throughout the
quarter and then bring to the meeting for Board approval. Attorney Jensen
noted checks could be brought to the meeting for actual signatures if the Board
Tequesta Pubfic Safety Officers' Pension Board and General Employees'
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June 15, 20i0 3
liked, but that would be more cumbersome. Chair Sabin discussed cost.
Secretary Hansen wanted to be sure the Village employees were comfortable
working with this company. Finance Director commented it would be a change
and there would be a lot of initial issues, such as whether the Boards would
authorize them to transfer a set amount, such as $10,000 into a checking
account monthly. Finance Director Forsythe recommended starting out doing it
the way it was currently done, then perhaps later turning over the checking
account to Pension Resource Center. Secretary D'Ambra commented they
were already working with 60+ clients and if the Village was really looking at off-
loading the work, that was why they were being hired, and he was inclined to
give them the keys so long as Finance Director Forsythe was comfortable with
the safeguards. Director Forsythe asked if the Boards would want to continue to
have the same procedure in place regarding paying bills and having them ratified
at the next meeting. Secretary D'Ambra suggested meeting with Pension
Resource Center to see how they recommended initially putting procedures in
place and then see if the Village was comfortable with their recommendations.
Board Member Mayo commented she had thought from the beginning it was the
goal to give the third party administrator everything so there was no issue over
who was doing what. Finance Director Forsythe responded there was a problem
with turning over the financial piece, and it was only a small part of the Finance
Department's work and not a burden for them, and it was a burden for Pension
Coordinator McWilliams. It would be a problem if they did not receive information
back timely for financial reporting. She wanted to know if the Boards wanted to
keep the investments as they were but give Pension Resource Center a checking
account. Secretary D'Ambra again commented he felt Pension Resource
Center should be given the keys with adequate safeguard built in. Board
Member Mayo commented she thought the goal was to move everything and not
to have a piece here and a piece there; she questioned why not move everything
and if there was a problem with something then pull that part back. Finance
Director Forsythe responded that would be okay for the administrative side, but
the finance side was more complicated. Board Member Mayo commented she
was sure it was, however since the original goal had been to hand everything
over and not have it broken up, she thought the broken up part had been the
issue. Director Forsythe advised the issue expressed by the Village Manager
was the time spent by Village staff, and she had explained to him it wasn't taking
very much time from Finance, plus timing affected her. She was also concerned
about the safety, commenting it was one thing if minutes were late or they lost
something on the administrative side; it was different turning money and
investments over. Secretary D'Ambra commented he did not see that any
investments would be turned over, in his opinion the process of making
payments was what woufd be turned over or kept as it was. Attorney Jensen
advised the Village could still do financial statements, receive the information and
create mirrored statements; it did not have to be that the Village did not have any
access to the information. The question should be whether the Board wanted
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Pension Board Trust Funds Joint meeting Minutes
June 15, 2010 4
financial statements to be created here in the Village or at Pension Resource
Center. Board Member Mayo commented the original quote had been for
everything to be turned over. Chair Sabin commented it seemed the investment
activity was being separated from the administrative expense activity. Dan
Johnson of Bogdahn Consulting, LLC, described the procedure used by another
municipality which he and Attorney worked with, who used Pension Resource
Center as their administrator. Attorney Jensen advised the Boards they did not
have to give Pension Resource Center the authority to move funds around
without the Board members' signatures. Discussion ensued. Secretary D'Ambra
noted Pension Resource Center would bring all transactions to the Boards each
quarter for approval, and if something needed to be changed or had been
missed, it could be dealt with at that time. Attorney Jensen advised that the
procedure now was to make some payments in between meetings and then ratify
them at the next quarterly meeting; however, the Boards could require all
payments to be brought to the meeting each quarter for actual signatures if
desired.
Chair Sabin expressed his opinion it would make sense for Pension Coordinator
McWilliams and Finance Director Forsythe to meet with Pension Resource
Center for a game plan of how they should work together. If the Boards decided
to approve the third party administrator at today's meeting, one of the first things
to be sorted out was who was going to do what. He felt the Boards needed to
see more specifics on how the Administration and Finance departments would
work with the third party administrator, and they could meet and work out details
until they were comfortable with the process, then report back to the Boards.
Secretary D'Ambra felt the boards should move forward and give the Pension
Coordinator and Finance Director authority to meet with Pension Resource
Center to work out procedures.
MOTION
Secretary Frank D'Ambra made a motion to move forward and approve
Pension Resource Center as Third Party Administrator and delegate
responsibility to Finance Director Forsythe and Pension Coordinator
McWilliams, with any assistance from the Boards, to set up a proper
process and procedures with Pension Resource Center; when they are
comfortable then the Chair and Secretary of the respective Boards are
authorized to sign to execute the contract for their plan and move forward.
Board Member Ray Giblin seconded the motion. During discussion of the
motion, Finance Director Forsythe asked what Pension Coordinator
McWilliams' duties would be in administration. Response was that she
would be out of it after migration and transition. Chair Sabin asked if a
participant had a beef with the third party administrator, who in the Village
they would go to. Finance Director Forsythe indicated she would have no
problem fulfilling that role. Following discussion, consensus was the
participant would go to their Board representative. If a Board member had
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June 15, 2010 5
a question or a problem, they would contact the Pension Resource Center
representative. Pension Coordinator McWilliams clarified that the Village
Manager did not want the Village Clerk's office to have any role with the
pensions. Human Resources Director Reid commented Human Resources
would be happy to pass along any employee questions they received to the
third party administrator. Secretary D'Ambra agreed that the Boards
should not be involved in day-to-day matters, but the Board
representatives should be contacted if there was a problem. Participants
would have information provided by the third party administrator and the
website, which would be helpful in answering their questions. Attorney
Jensen indicated she could send a letter to the participants introducing the
third party administrator and providing website information and contact
information. Secretary Hansen expressed concern that the Village
Manager's intent to get rid of the pension functions might not be met by
still having participant contact with Village staff. Human Resources
Director Reid explained there must be some coordination between a Village
staff person with the third party administrator. Chair Sabin indicated
things could be changed as time went on. Board Member Giblin indicated
one of the big reasons he favored hiring the third party administrator at this
time was one employee was ready to enter the DROP program and there
had been a lot of questions regarding that. Board Member Gload
expressed her opinion employees should contact the third party
administrator with their questions because now they were sent from one
place to another. Secretary D'Ambra clarified they would only go to Human
Resources if there were a problem. Pension Coordinator McWilliams
advised the Clerk's office had never sent an employee on to another
department unless they could not provide an answer, and requested that
Human Resources Director Reid also be involved in the meetings with
Pension Resource Center. Secretary D'Ambra amended his motion to
include Human Resources Director Reid; Board Member Giblin seconded
the amendment. Pension Coordinator McWilliams asked if the motion
included having Attorney Jensen write a contract. Secretary D'Ambra
responded he believed Pension Resource Center would provide a contract.
Discussion ensued regarding when the contract would be signed. Motion
carried by unanimous 5-0 vote of the Public Safety Officers' pension board.
MOTION
Board Member Gload made the same motion as above for the General
Employees' Pension Board: to move forward and approve Pension
Resource Center as Third Party Administrator and delegate responsibility
to Finance Director Forsythe and Pension Coordinator McWilliams and
Human Resources Director Reid, with any assistance from the Boards, to
set up a proper process and procedures with Pension Resource Center;
when they are comfortable then the Chair and Secretary of the respective
Tequesta Public Safety Officers' Pension Board and General Employees'
Pension Board Trust Funds Joint meeting Minutes
June 15, 2010 6
Boards are authorized to sign to execute the contract for their plan and
move forward. Board Member Mayo seconded the motion, which carried
by unanimous 3-0 vote.
Chair Sabin commented it would be nice to have a contract in place or ready to
be signed at the August 2, 2010 meeting. Secretary Hansen suggested a letter
of intent to Pension Resource Center to notify them staff members wou{d be
working with them. Attorney Jensen noted a letter also needed to be sent to the
other presenter, Benefits USA, that Pension Resource Center had been selected.
These notifications were to be sent out by the Pension Coordinator. Chair Sabin
requested a copy of a draft contract be sent out early on. Attorney Jensen noted
they had a standard 30-day termination, but suggested they should have a longer
termination period on their side. Chair Sabin expressed hope this could be
completed during July.
IV. Discussion and Action On Opening A Local Bank Account
Consensus was to hold off on this item since Pension Resource Center had
banks they worked with.
V. Any Other Matters
Attorney Jensen reminded everyone to file their Form 1.
Secretary Hansen asked if the contract would be three way between the Boards
and Pension Resource Center. Attorney Jensen advised there would be two
separate contracts, with a separate one between each Board and Pension
Resource Center.
VI. Adjourn
Chair Sabin announced since there was no further business the meeting
was adjourned at 9:42 a.m.
Respecifully Submitted,
Betty La r
Recording Secretary