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TEQUESTA GENERAL EMPLOYEES' PENSION
TRUST FUND
BOARD OF TRUSTEES MEETING
FEBRUARY 19, 2004
I. CALL TO ORDER AND ROLL CALL
The Tequesta General Employees' Pension Trust Fund Board of Trustees held a meeting
at the Tequesta Recreation Center, 399 Seabrook Road, Tequesta, Florida, on February
19, 2404. The meeting was called to order at 1:00 p.m.. A roll call was taken by Betty
Laur, Recording Secretary. Boardmembers in attendance at the meeting were: Chair Jeff
Newell, Vice Chair Carl Hansen, Boardmember Thomas Paterno, and Boardmember Greg
Corbitt. Also in attendance were staff inember Dan Gallagher and Assistant Village
� Manager Robert Garlo.
II. APPROVAL OF AGENDA
MOTION:
Vice Chair Hansen made a motion to approve the agenda as submitted.
Boardmember Corbitt seconded the motion, which carried by unanimous 4-0 vote.
III. ACCEPT A NEW EMPLOYEE REPRESENTATIVE AND VOTE ON A FIFTH
MEMBER OF THE BOARD
Boardmember Corbitt, who held the position as fifth member of the board appointed by
the other four members, formally resigned from the Board.
MOTION
Boardmember Paterno made a motion to accept the resignation from Greg Corbitt
to resign the position of Sth member of the Board. Vice Chair Hansen seconded the
motion, which carried by unanimous vote.
Chair Newell called for a motion to appoint Greg Corbitt as employee representative,
having been unanimously elected by the members of the General Employees' Pension
Fund.
MOTION
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BOARD OF TRUSTEES
TEQUESTA GENERAL EMPLOYEES' PENSION TRUST FUND
MEET�IVG MINUTES
February 19, 2004
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Vice Chair Hansen made a motion to appoint Greg Corbitt as an Employee
representative to the General Employees' Pension Trust Board of Trustees.
Boardmember Paterno seconded the motion, which carried by unanimous vote.
MOTION
Vice Chair Hansen made a motion to appoint Robert Garlo as the fifth member of
the General Employees' Pension Trust Board of Trustees. Boardmember Paterno
seconded the motion, which carried by unanimous vote.
Vice Chair Hansen expressed appreciation to Mr. Garlo for serving on this Board and
welcomed him on behalf of the Board.
IV. DETERMINATION OF WHICH MEMBER TO SEND TO SEMINAR
Boardmember Paterno asked if more than one member could attend at the same time.
Boardmember Garlo suggested it would be more cost effective to send two members.
Boardmember Paterno stated he was in favor of sending all three members who had
not attended because it would allow them to do a better job and would only benefit the
Board, and the cost was little compared to what could be lost by not educating the
members and making poor decision.
MOTION
Boardmember Paterno made a motion to approve sending Boardmembers Garlo,
Hansen, and Corbitt to the next trustee school available either through the Police
association or Florida Pension Public Trustee Association. Vice Chair Hansen
respectfully declined, indicating he had attended several conferences as a Village
Council Member and felt the younger members should attend. Vice Chair Hansen
stated he appreciated the confidence of the Board in him, since to attend did cost
money. Mr. Garlo commented that the Public Safety seminar coming up in March in
Tallahassee was less expensive, and that was the one he would like to attend. Mr.
Gallagher commented the next FPPTA conference would be in June. Mr. Paterno
commented there was a conference in Naples before that but he did not know if there
would be a trustee school offered then. Mr. Corbitt indicated it would be more
convenient for him to attend during the summer. Motion failed for lack of a second.
Consensus was to authorize Mr. Garlo to attend the March seminar in Tallahassee, and
to authorize Mr. Corbitt to attend in March if possible.
MOTION
Boardmember Paterno made a motion to authorize Mr. Garlo to attend the
BOARD OF TRUSTEES
TEQUESTA GENERAL EMPLOYEES' PENSION TRUST FUND
MEETING MINUTES
February 19, 2004
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conference March 22/23, 2004 in Tallahassee, and to authorize Mr. Corbitt to
also attend on those dates if he can work out his schedule or if not this will be
brought up at a later date. Vice Chair Hansen seconded the motion, which
carried by unanimous 5-0 vote.
Mr. Gallagher advised that he had the seminar dates for FPPTA for the whole year.
Boardmember Paterno advised that the schedule could be obtained on the internet at
fppta.org.
V. CONSIDERATION OF ATTENDING JOINT MEETING WITH PUBLIC SAFETY
OFFICERS PENSION BOARD ON TUESDAY, MARCH 2, 2004 AT 10:00 A.M.
TO ESTABLISH A SHORT LIST OF MONITORING COMPANIES
RESPONDING TO RFP
Vice Chair Hansen confirmed with Chair Newell that at the March 2, 2004 a short list of
monitoring firms would be established and a firm would not be selected that day. It was
also confirmed that the purpose of the meeting would be to establish the short list and
there would only be a couple of other items on the agenda but nothing that would take any
time.
Vice Chair Hansen asked if the monitoring company who was selected would send a
report of their findings or report at a meeting and tell the Board if Northstar was doing a
proper job. Mr. Gallagher responded the monitor would provide a report as to the
competency and activities of Northstar, and at that point the Board could determine if
they wanted to stay with Northstar. The monitor would also provide a list from which the
Board could choose if they wanted to pick a new investment manager. The monitoring
firm would charge by the hour or a flat fee, and by piggybacking with Public Safety it
would be cheaper for this fund. Mr. Gallagher commented three firms had responded to
the RFP—Merrill Lynch, Burgess Chambers, and GRS who currently provided actuarial
services to this fund. Boardmember Garlo commented the Public Safety Board was
required by law to have monitoring and asked if it was voluntary for this board to do so.
Mr. Gallagher responded the plan required monitoring every quarter. The legal
requirement for Public Safety was once every three years but their plan also called for
quarterly monitoring.
Boardmember Paterno questioned whether GRS would have a conflict of interest since
they also did the actuarial studies, to which Mr. Gallagher responded they had stated they
would not have a conflict of interest—they had different people performing the separate
services.
BOARD OF TRUSTEES
TEQUESTA GENERAL EMI'LOYEES' PENSION TRUST FUND
MEETING MINUTES
February 19, 2004
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MOTION
Vice Chair Hansen made a motion to approve attending a joint meeting on March 2,
2004 at 10:00 a.m. with the Public Safety Officers' Pension Board for the purpose of
establishing a short list of monitoring companies who had responded to the RFP.
Boardmember Corbitt seconded the motion, which carried by unanimous 5-0 vote.
VI. ANY OTHER MATTERS
Chair Newell welcomed Boardmember Garlo to the board.
It was confirmed in response to a question from Vice Chair Hansen that Northstar,
formerly Loomis and Sayles, had been the investment manager since inception of the
pension fund.
Mr. Garlo announced that Recording Secretary Betty Laur was going to be handling
the meeting agendas as well as the minutes and would also bullet what had transpired
at each meeting in a systematic list of what needed to get done, to avoid what had
happened at the last meeting insofar as items not done timely.. She would also be the
liaison between the Board and the Finance Department to see that things got done on
time and provide an organized approach.
Mr. Newell reported he had asked his brother who was in the investment business to
look at Northstar's performance, and he had indicated they were very conservative and
from a performance point of view below average. Chair Newell commented that was
why he felt the Board should look at that, and if Northstar was found really to be
perfortning below average some changes needed to be made. Chair Newell reported he
had been on this Board two years and he was not very happy with the returns. It was
pointed out by Boardmember Paterno that Northstar had just started handling
investments for this fund 2-1/2 months ago, and could not be penalized for the last two
years. Chair Newell agreed, but commented he wanted to make sure the Board was
getting the best that was available, and the only way to know that was to have a
monitor for the investments. Mr. Gallagher reported when he had told Mr. West of
Burgess Chambers that Northstar was doing the investments, Mr. West had
immediately responded that Northstar was very conservative. Chair Newell
commented the Board must decide if a very conservative approach was best for this
fund, and indicated he was suspicious the returns were below average and needed to be
better. Boardmember Paterno agreed, but commented it was better than before, and
that this fund should probably be in small caps, large caps, and diversify the stock
almost like a Merrill Lynch that would let the fund put money in different funds;
however, that might not be possible without going with the Public Safety Officers'
BOARD OF TRUSTEES
TEQUESTA GENERAL EMI'LOYEES' PENSION TRUST FUND
MEETING MINUTES
February 19, 2004
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fund since this fund was so small. Mr. Gallagher read excerpts regaxding small value
funds from an internet article on Morning Star which had returned 42% in last year's
rally and overall gained 15% a year since 1995, Mr. Gallagher agreed there was a need
to invest in a better mix of small, medium, and large cap companies. Boardmember
Paterno advised if money was spread over different sectors the risk would reduce with
higher return, and diversification needed to be done to have lower risk with highest
potential return, and smooth out the valleys and peaks. Chair Newell commented that
the goal was to find a balance as things rose and fell. Mr. Gallagher commented that
Peter Van Beuren had advised that Northstar's philosophy was large caps and a very
conservative approach, and indicated if you wanted to change that philosophy,
Northstar was not the right company. Vice Chair Hansen asked if the first monitoring
report would address whether the investments had been too conservative. Mr.
Gallagher responded that it would and would also give a list of names of other
companies if the Board wanted to change. Vice Chair Hansen noted the Board should
wait to make a decision after the first monitoring report was received. Mr. Gallagher
advised that the Public Safety Officers' Board had made that same decision.
Boardmember Paterno suggested having more than one investment manager, with
Northstar managing large caps, and having one manager for bonds, one for value, one
for growth and possibly a foreign manager Chair Newell commented that seemed to
be a successful way of doing it. Boardmember Paterno commented on the possibility
of diversifying the 60% in stocks into four equal quarters, and pick the area for each
upon advice from the monitor. Chair Newell commented this would be the first
monitoring since inception. Mr. Paterno commented although not required by law for
this board, without a monitoring service this Board might not be living up to their
fiduciary responsibility, and it was written into the plan that there should be a monitor.
Chair Newell commented he was pleased with the direction taken by the Board, and
they were performing their fiduciary responsibility well.
Boardmember Paterno inquired when re-doing the actuarial study would be brought
up. Mr. Gallagher commented he had called Mr. Palmquist to get cost to update the
actuarial study and statements to each employee regarding their contributions into the
plan and their benefits. Mr. Gallagher indicated he would hopefully have the cost
figures by the next meeting. Mr. Paterno commented the Village needed to put in their
contribution to make up the shortfall, since not much money was made last year. Mr.
Gallagher noted there should be some type of report on an annual basis to see what the
liability of the Village would be in order to fund the pension plan if it required
funding. Boardmember Paterno expressed his opinion the Village would be better off
funding it on a yearly basis instead of putting it off. Mr. Gallagher commented if it
was done every two years, it was five months into the next year before the actuarial
report was received and that made it a good 2-1/2 years before the figures were known
which he did not believe was appropriate.
BOARD OF TRUSTEES
TEQUESTA GENERAL EMPLOYEES' PENSION TRUST FUND
MEETING MINUTES
February 19, 2004
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VII. COMMUNICATIONS FROM CITIZENS
There were no comments from citizens.
VIII. ADJOURNMENT
There being no further business, upon motion by Boardmember Corbitt, seconded by
Boardmember Paterno, and unanimously carried, the meeting was adjourned.
Respectfully submitted,
Betty Laur
Recording Secretary
Date Approved