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' VILLAGE OF TEQUESTA U .
� Post Oflice Box 3273 • 250 Tequesta Drive • Suite 300
9 �"� Tequesta, Florida 33469-0273 • (561) 575-6200
s � t Fa�c: (561) 575-6203
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TEQUESTA EMPLOYEES' PENSION TRUST FUND
BOARD QF TRUSTEES MEETING
JANUARY 27, 1999
I. CALL TO ORDLR AND ROLL CALL
The Teques�a gnployees' Pension Trust Fund Board of Trustees
held a regularly scheduied meeting at the Village Hall, 357
Tequesta Drive, Tequesta, Florida, an Wednesday, January 27,
1999. The meeting was. called to order at 9:00 A.M. by
Chairman Rori T. Mackail. A roll call was taken by Betty
Laur, the Recording Secretary. Boardmembers in attendance
at the meeting were: i�Tilliam Sharpless, Chairman Ron T.
Mackail, Carl C. Hansen, and Secretary Tom Bradford. Also
in attendance were Attorney John MeCracken sitting in for
Village Attorney John C. Randfllph, Finance Direc�or Connie
Holloman, and Loomis, Sayles & Company representative Peter
V. Van Beuren. Boardmembers Cheryl De�lasio and Shawn
Miller were absent from the meeting. Peter Alien, who had
been on an emergency call, arrived at 10:05 A.M.
II. APPROfTAL OF AG]3NUA
Boaxdmember Bradford made a�tioa to approve the ageada as
submitted. Boardmember Saasen. seconded the motion. The
vote oa the motfaa aras:
Roa T. Mackail - for
Thomas Bradford - for
Carl C. Haasea - for
�Pilltam Sharpless - for
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80ARD OF TRIISTELS
TS�t'3�STA ��LOYELS' P�iSION TRUST FtJND
MEI3TING MINOTES
Jaauary 27, 1999
PAGS 2
The matioa was therefore passed aad adopted aad the Agenda
was approved as svbmitted.
III. APPBOVAL OF MINO'r8S
A) Tequesta Smgloyees• Pensioa Trust Fuad Board of Trustees
meetiag minutes for October 28, 1998, 1998
Boardmember Bradford made a motion to approve the minutes
as submitted. Boardmember Hansen seconded the motion.
The vote on the motian was:
iton T. Mackail - for
Thomoas 8radford - for
Carl C. Sansea - for
�Pilliam Sharpless - for
The motion was therefore passed and adopted and the
minutes were approved as submitted.
IV. STANDING RSPORTS
A) Approval of New AppZicants for Particfgatioa ia Plaa
(Octobe� 1998-Jaauary 1999):
1} Noel Hamzik, 11/9/98
2) Kara Irwin, 11/3A/98
3) James Peters, 12/22/98 `
4} Ricki Nix, I/3i99
5) Andrew Terwilliger, ijii/99
B) Approval of Beaeficiary Changes (Ootober 1998 - Jaauary
1999)
1) None �
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TSQIIBSTA �LOY88S' P�iSION TRQST FUND
MRSTING MINOTES
Jaauary 26, 1999
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Boardmeaiber Bradford made a motfon to approve the aew
applicaats for partfcipatioa fa the peasion plan.
Soardmember Sharpless 8econded the motion. The vote oa
the matior,�, was:
Roa T. Mackail - for
Thomas Bradford - for
Carl C. Saaaea - for
�illiam Sharpless - for
The motfoa was therefore passed aaad adopted.
C) Request for �ithdraaial af Contrfbutioas tea�ployees
termfaatiag employmeat arith viilage (October 1998 -
January 1999)
Name Term. Date Payout Amount
Shawn Thurman 11/1/98 $6
Boardmember Sansea made a motioa to agprove the request
for �ithdrawal of cflatribntions for those empZoyees
listed October 1998 through Jaauary 1999. Boardmember
Sharplesg secoaded the motion. The vote oa the motion
was:
Roa T. b�ackail - for �
Thamas Ssadford - for
Carl C. 8aasea - for
�illiam Sharpless - for
The motioa was therefore passed aad adopted.
V . FINANCIAL RI�PORTS
A) LoomiB, Sayles � C0004pauy, L. P. ,=avestment �aaager� s
Financfai 3tatemeat for Quarter Faadiag December 31, 1998
tPeter V. Van Beurea, V.P. & Sr. Partner)
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BQARD OF TRIISTL$S
T]3QIISSTA Bb+�LOYSSS' PEI+TSION TRIIST FUND
b�ETING M�NOTLS
Jaauary 26, 1999
PAG$ 4
1) Revievr and Discussioa:
Mr. Van Beuren presented an Investment Review booklet
for the Village of Tequesta Employees� Pension Trust
Fund for the period ending December 31, 1998. Mr. Van
Beuren reviewed the report booklet beginning with
Section Two, and explained that the mix was still at
50�r for fixed income and 50� for equities. Mr. van
Beuren explained that during 1998 interest rates had
trended downward which facilitated higher stock
market valuations. Total returns year to year on
both stock and bond indexes had been quite positive.
` The results for the year had been quite favorable for
the pension trust plan both for equities and fixed
income securities. Mr. van Beuren explained these
were unusual returns. Mr. van Beuren explained that
his firm was trying to stay as close to the 50�/50�
allocation as possible, ar�.d were right on the mark at
the end of the year. If cash came in at the end of
the evaluation period that percentage could be
slightly off. Securities which had substantially
higher growth characteristics �han the S&P 500 were
selected with a price earnings multiple higher than
that of the S&P 500. Mr. Van Beuren explained that
the price earnings multiple wpuld probably drop
during 1999. The authority for changing the
allocation mix was discussed. Mr. Van Bueren
explained that he believed a change was now in
progress. Mr. Van Beuren commented that one way to
add value to the portfolio was to overweight or
underweight certain sectors of the econamy, trying to
avoid underperforming areas. Selecting longer
maturities was also a strategy, staying within the A
- AAA rated securities. Mr. van Beuren explained
that his firm was now Iimited to buying in sizes of
$25,Ofl0 because of the size of the pension fund, and
there would be more opportunities when the fund grew
to where $1 million sizes could be purchased. Mr.
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BOARD OF TRUST]3L3
TLQUESTA 81��LOYI�SS' PRNSIOW TRIIST FDND
b�BTING MTNDTES
Jaauary 26, 1999
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Van Beuren announced the fund had now crossed the $1
million level., and that the total fund as of 12/31/98
was $1,094,325.
Mr. Van Beuren anticipated that in 1999 and 200Q,
retirement accounts would be controlled more by
individuals. zmportant thing� happening throughout
the world would guide Loomis Sayles & Company; for
example, governments that had previously ignored
these matters were now providing liquidity to make
their currencies stable and thence their financial
markets. Mr. Van Beuren explained that there was a
cooperati:ve movement to help countrie� get over their
major financial problems. Brazil, South America, and
the �ar East and were being helped by the
International Monetary gund. Mr. Van Beuren
commented that the world had chan�ed with the
development of high technoiogy and computers and -
companies were more ef€icient. The United States was
a leader in this field. Mr. Va�n Beuren predicted ifl+
years of terrific growth around the world, and that
corrections and pullbacks would recover. Mr. Van
Beuren predicted continued slower growth with
inflation curtailed, downward interest rates, and
softened earnings. The challenge would be to €ind
companies with above average growth rates ir�
comparison to their values �n.d to target those early.
Mr, Van Beuren stated the current market was very
momentum driven, meaning that when buyers of common
s�ocks were interested in a security they would
generalZy accumulate shares for some �ime, after
which they would leave it and go to something else,
and a distribution process would begin. The energy
se�tor was not predicted to be high during 1999.
Boardmember Hansen questioned why more was not
invested in Intel, which was doing very well. Mr.
van Beuren responded that diversi�y was very
important in a smaller portfolio to minimize risk,
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BOARD OF TRII3T88S
TBQi�'SSTA �SPLOYB$S• PENSION TRIIST FOI�D
�ETING MINUTgS
Jaauary 26, 1999
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and that sizes would grow as the portfolio grew. Mr.
Van Beuren explained that approximately 25 separate
companies were the right number for diversification
for a$1 million account, and expl.ained that their
firm managed a hypothetical 35-company portfolio as
a model, which was up 55� during 1998. Mr. van
Beuren commented that if the allocation mix was
changed to 60� they might add to the list of
companies, and that Microsoft might be added at some
point. Mr. Van. Beuren reviewed purchases and sales
made during the past quarter, and mentioned that
corporate biographies were also included in the
report. IMS Health was described by Mr. Van Beuren.
Foreign investments were discussed and the ability to
invest in multinational companies. Baardmember
Bradford reported that� the Village Council 1�ad
approved an Ordinance December 14, 1998 on second and
final �eading so that the Board now had the option to
invest in securities up to 60�, and to purchase
foreign securities up to 10� of the fund assets.
Boardmember Bradford made a motioa to approve the
report by Peter vaa Beurea for the perfod eading
December 31, 1998. Boardmember 8aasea seconded the
matfoa. The vote on the motioa �asa
Roa T. D�a,ckail - for
Thamas Bxadford - for
Carl C. 8aasea - for
�illiam Sharpless - €or
The motion was therefore passed and adopted.
S) Pzudeatial Securitiea, =ac., Custodial Broker, Account
Statemeats �October - December, 1998)
Boardmember Sradford made a mottoa to approve the
Prudeatial Seourities, 2ac,, aacouat atat+ements for the
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TEQUESTA ��LOYSLS' PENSION TRIIST F[JND
I�ETING MINUTSS
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Vi2. Ordiaaace No. 538 1°im,ending Peasioa Fuad Iavestment Optioas
Boardmember Bradford reported that the�Board had recommended
to the Village Council con�ideration of an amendment to the
Plan to allow the option to invest in foreign securities up
to the maximum aliowed by law, and to invest in securities
up to 60�. The Village Council had approved the request,
and the Board now had the authority to make investments in
securities not to exceed 60�, which included foreign
securities of up to 10�. Mr. Van Beuren clarified that the
10�r was a total fund percentage allocation; and stated as an
example that on a$1 million account $600,000 would be
permitted in equities. Attorney McCracken explained that in
that example, the 10� could be foreign equities and bonds.
Mr. Van Beuren commented that his company would prabably not
go up to the 10�k maximum inunediately, but this would allow
investment in foreign based companies such as Royal Dutch
Petroleum, Tyco International, etc. •
Chairman Mackail made a motion to grant Loomis , SaleB �
Comapanlr authority to alloar iavestmeat of 60� ia seourities,
I.O� af which could be ia foreiga-based securitiea that are
traded in the form of ADRs aa a aational exchange, �ithia
the statutory limitations. Boardmember Haas�a. secoaded the
motioa. The vote on the motioa was:
Ror� T. Mackall - far
Thomas 8radford - for
Cari C. 8aasen - for
�vfiliam Sharpless - for
Tb�,e mottoa was therefore passed aad adopted.
V�II. CONSIDSRATION OF SSL]3GTION OF INDBPENDEN'P LSGAL COIINSLL -
�villfam M. Sharpless, Esquire
Boardmember Sharpless explained that he had great respect
for the law firm of Jones, Foster, Johnston & Stubbs and
BOARD OF TRIISTgSS
TSQIIESTA BL�LOYSBS' P�2TSION TRIIST FQND
�BTING MINUTSS
Jaauary 26, 19�9
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that this was no reflection on their services; however,
because of possible conflict of interest it was recommended
at the training classes that all Boards of Trustees have
their own independent attorneys. Boardmember Sharpless
commented that he had spoken to members of other Boards who
also reco�nended ind.ependent counsel. Boardmember Sharpless
reported he had spoken about this matter to members of this
Board after the last meeting, arld had been asked to speak to
some other attorneys.
Boardmember Peter Al1en joined the meeting at 10:05 a.m.
Boardmember Sharpless reported he had spoken with Peter `Tan
Beuren, who had consulted other members of Loomis Sayles &
Cornpany, who had reconmiended attorney Lee Danar and Attiorney
Steven Sipen. Steve Palmquist had recommended 1�ttorneg
Bonnie Jensen. Attorney Sipen's fees were $200 per hour
plus travel expenses from Miami Beach; Attorney Daner�s fees
were $160 per hour plus travel expenses from Sarasota, and
since their firm represented Palm Beach Gardens that traval
� expenses could be shared; and Attorney Jensen's fee was $i45
per hour with no travel expenses since she was located in
West Palm Beach. Boardmernber xansen questioned the possible •
conflict of interest on the part of Jones, Foster, �ohnson
& Stubbs. Boardmember Sharpless explained that alI members
of the Board should only be concerned with one thing--the
welfare of the participants in all three plans--and not the
cost to the village. Since the firm of Jones, Foster,
Johnson & 3tubbs represented the Viilage in many other
matters, they might have concerns regarding the cost.
Chairman MackaiZ asked Attorney McCracken tnrhether he
believed there was a conflict of interest. Attorney
McCracken responded that his firm had handled the Town of
Palm Beach and their pension fund for more than twenty years
and had Y�ad no conflict to their knowledge. Attorney
McCracken explained that there were frequently conflicts
between unions and municipalities, but no conflict had been
presented to them, and commented that many seminars were
BOARD OF TRIISTB�S
T$QUBSTA �LOYEBS' P�TSION TRIIST FUND
�ETING MINUTLS
Jaauary 26, 1999
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sponsored by unions who recommended independent counsel.
Chairman Mackail expressed his opinion that this Soard's
interest had always been in the pension fund and that the
fund. h�d__grown_ successfull� _usina_. the__Jones_ _Foster firm____
Chairmafl Mackail did not recom�nend making a change because
he did not believe the cost was prohibitive. Boardmember
Hansen and Boardmember Allen expressed a desire to table
this item until the next meeting to allow time to study the
matter. Secretary Bradford reported that at a meeting of the
employees the previous week they had heard a presentation
from a firm regarding defined benefit versus defined
contribution plan�. Secretary Bradford stated he believed
there was a real pos�ibility that the emplayees might
abolish the current plan in favor of a defined contribution
plan, and therefore believed this was not the time to make
a change. Boardmemb�r Sharpless stated that in light of
this infarmation from Secretary Bradford, he agreed the
Board should not pursue this matter further, and he believed
that if �on�s Foster Jahnston & Stubbs represented both the
Town of Palm Beach and the�.r pension fund with no conflicts
for twenty years, that nothing further should be done at
this time.
IX. ADJOIIRZ�i�]'P
8oardmemb�r Hansea a motion to adfoura the meeting.
Boardmember Sharpless gecoaded the motion. The vote on the
motion aras:
Roa T. Mackail - for
ThomaB Bradford - for
Peter Al1en. - for
Carl C. Sausen - for
�illiam Sharpless - for
The motioa was therefore passed aad adopted, and the meetiag
was adjourned at 10:22 A.M.
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Respectfully submitted
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��'�=� �
Betty Laur
Recording Secretary
ATTPST:
Joann Manganiello
Village Clerk
DAT$ APPROVED: