HomeMy WebLinkAboutDocumentation_Regular_Tab 06B_11/14/2002 r
; � VILLAGE OF TEQUESTA
� Post Office Box 3273 • 25Q Tequesta Drive, Suite 300
r ' *�� a Tequesta, Florida 33?�69-0273 • (561) 575-6200
3 ' o Fax: (561) 575-6203
o - ; �
1
C
TEQUESTA GENERAL EMPLOYEES' PENSION
TRUST FUND
BOARD OF TRUSTEES MEETING
AUGUST 6, 2002
I. CALL TO ORDER A.ND ROLL CALL
The Tequesta General Employees' Pension Trust Fund Board of Trustees held a regular
meeting at the Village Manager's Office, 250 Tequesta Drive, Suite 300, Tequesta,
Florida, on August 6, 2002. The meeting was called to order at 10:00 a.m. A roll call
was taken by Betty Laur, Recording Secretary. Boardmembers in attendance at the
meeting were: Vice Cl�air JeffNewell, Boardmember Greg Corbitt and Village Manager
Michael R. Couzzo, Jr., Secretary of the Board. Chair Geraldine Genco was absent from
the meeting. Also in attendance were Project Accountant Dan Gallagher. Finance
Department Representatives Randy Schmitz and Marilou Kuper, and Kim Bodinizzo,
Human Resources Coordinator, joined the meeting later.
II. APPROVAL OF AG�NDA
MOTION:
Secretary Couzzo made a motion to approve the agenda as submitted.
Boardmember Corbi�t seconded the motion, which carried by unanimous 3-0 vote.
III. APPROVAL OF MIloTUTES
Tequesta Employees' Pension Trust Fund Board of Trustees Special Meeting
Minutes of May 21, 2002.
MOTION
Boardmember Corb�tt made a motion to approve the minutes of the Tequesta
Employees' Pension �rust Fund Soard of Trustees Special Meeting of May 21, 2002
Recycled Paper
BOARD OF TR�TSTEES
TEQUESTA GENERAI. EMPLOYEES= PENSION TRUST FUND
MEETING MIl1f UTES
August 6, 2002
PAGE 2
as submitted. Boardmember Couzzo seconded the motion, which carried by
unanimous 3-0 vote.
I�'. UNFINISHED BUSINESS
a) Report on statas of registration for members to attend FPPTA Certifica.tion
Progrr�m — Dan Gallagher, Project Accou��at
Mr. Gallagher reported he ha.d all the forms. Secreta,ry Couzw cflmmeirted the Board
had approved paymem from the fund. Mr. Gallagher indicated he would send in the
paperwork for membership which cost $350, and then would send in the regis�ration
for the two people who had been flesigaated to attend the certification program in
September, Jeff Newell and C'rregg Corbitt. No actian was required since this ha.d
been approved at the last meeting.
b) Presentation of copy of contract from Hanson, Perry & Jensen, P.A. selected as
attorney for tLe pension plan at the May 21, 2002 meeting — Dcxn Gallagher,
Project AccountaYet
Mr. Gallagher provided a copy of the engagement agreement. Secretaay Couzzo
noted this item need.ed no action other than to have the contract executed.
c) Cost Estimate for Actuarial Studp as of Uctober 1, 2002 from Stephen
Palmquist — Dc�c Gallagher, .Project Accounta�t
Mr. Gallagher reparted he ha.d spoken with Mr. Palmquist and the cost would be
$5,600.00, divided between the General Employees and the Public Safety Officers'
pension trust fund.
MOTION:
�
Secretary Cou�w made a motion to hire Stephen Palmquist to do an actaarial
stady for $5,600.40 with cost shared between the General Employees Pension
Trust Fund and the Public Safety Of�cers' Pension Trust �und Boardmember
Corbitt seconded the motion. Motion carried by unanimous 3-0 vote.
V. STANDING REPORTS
a) A�proval of new applicants for participatian in Pension Plan (May - July
2002)
� 1
BO�RD OF TRUSTEES
TEQUESTA GENERAI. EMPLOYEES= PENSION TRUST FUND
MEETIlITG MINUTES
August 6, 2002
PAGE 3
Christine Diemer Guison July 22, 2002
Cindy L. Flaskerud July 22, 2Q02
MOTION
Ser.retary Couz�zo moved approval of new applicants for participation in Pension
Plan as submitt�d. Boardmember Corbitt seconded the motion, which c�.rried
by unanimous 3-0 vote.
b) Approval of Beneficiaiy Changes (May - JWy 2002)
Marl� B. Fives
MOTION
Secretary Cou7ao mov�d approval of beneficiary changes as su6mitted.
Boardmember Corbitt se�onded the motion, which carried by unanimous 3-0
vote.
c) Request for withdrawal of contributions (employees terminating employment
with Village of Teque.cta) (May - July 2002)
Mark McGraw June 14, 2002 $497.60
MOTION:
Secretary Cou�o moved approval of request for wit6drawal of contributions as
submitted. Boardmember Corbrtt seconded the motion, which carried by
unanimous 3-0 vote.
d) Ratification of withdrawals made since the last meeting on 2 signatare t►asis
None
e) Cash Flow SchedWe
Mr. Ga,llagher noted the reports were included in the packet, along with a copy of the
statemerrts from Prudential which were the basis for the cash flow reports. Mr.
Gallagher commented thax he would update the cash flow to include 7u1y since that
statemeirt ha.d now been received.
VI. FINANCIAL REPORTS
BOARD OF TRUSTEES
TEQUESTA GENERAL EMPLOYEES= PENSION TRUST FUND
MEETING MINUTES
August 6, 2002
PAGE 4
A) Prudential Securities, Inc., Custodial Broker, Income and Distributions FYE
12/31/Ol and 3/31/02 and Account Statements (May-JWy 2002)
Mr. Gallagher reported $25'7.00 income for last mornh in the money market fund.
VII. PAYMENTS TO BE REVIEWED AND APPROVED
a) Business Services Connection -$96.75 (recording services)
MOTION
Secretary Coazzo made a motion to apprpve the payment of $96.75 to Business
Services Connection. Boardmember Carbitt stconded tLe motion, whieh
carried by unanimoas �0 vote.
V�. NEW BUSINESS
a) Annual Report — approval received - Da�e Gallagher, �°roject Accountcuzt
Mr. Gallagher commeirted that last year's armual report had been finished by �
De.cember 31 in order to get State funds. This year's report had been completed and
approval dated 7une 27, 2002 ha.d been received. Mr. Gallagher advised that copies
were available for anyone who would like one, wluch stated the income, liabilities,
revenues, expenditures, for the pa.st year and the additions and terminations of the
Police and Fire employees. Mr. Gallagher indicat� the overall Accounting
Department did a job this year in getpng the annual report finished by Ma.y 15 and
receiving approval da.ted. Jiuie 27, wluch was certainly an improveme�t over last year.
Secretary Couzzo commerrted kudos to a11.
b) Consideration of appointment of Joan Wall as Administrator of General
Employees Pension Trust Fund - Kim Bodini�o, Human Resources Coordi�cztor
MOTION
Secretary Cou�zo made a motion to recess for ten minutes 6efore hearing tLis
item. Boardmember Corbitt seconded tLe motion, which carried by unanimous
3-0 vote. TLe meeting was therefore adjourned at 10:10 a.m.
BOARD OF TRUSTEES
TEQUESTA GF•NE,RA.i� EMPLOYEFS= PENSION TRUST FUND
MEE'TII1TG
August fi, 2002
PAGE 5
1'he meeting was reconvened by Vice Chair JefF Newell at 10:20 a.m. Vice Chair Newell
turn�cl the meeting over to Chair Geraldine Genco, who had arrived during the recess.
Chair Genco ask� Joan Wall if she would provide any type of actuarial services, and
if she was a CPA Ms. Wall responded ao to both questions. Chair Genco asked.
what type of reports Ms. Wa11 would provide, to wluch the response was whatever
reports were requested; that she nonna.11y did general le�ger reports quarterly far her
other clients. Ms. Wa11 stated. she did not do actuarial work, and that she actually had
a coirtract with only one of her clieirts. Ms. Wall explained that �he started in this
work in 1978 working for the M'iami Be,ach Police and Fire Departme�ts, and the
work had been angoing since tha.t time. Ms. Wall indicated she was not a Certified
Pension Administrator, that she ha.d just done their boaks, and the auditors had call�
her in because tHey had no books in M'iami Bea.ch. The auditor could not do the
books and also audit them; they needed another person, and at the 1;ime she was doing
strictly accounting work. Pembroke Pines ha.d th�n asked her to do the rest af their
work, which ha.d been a good move on her part. Chair Genco commertted the V'illage
needed help from outside administration to provide a breakdown of the plan
participaats, comributions, and market value of their participation in the plan on a
quarterly ba.sis. Ms. Wall responded thax the market value of co�tnbutions wa.s only
done by an actuary and only on an annual basis, and was provided in an employee
benefit statemerrt. Chair Genco expressed her wish that participants be able to know
the market value of their participa�ion on a quarterly basis. Ms. Wall responded she
did not do tha.t and knew of no plan that did that. No one else had. any questions for
Ms. Wall. Chair Genco commeYrted Ms Wall had come very highly recommended but
the V'Illage was handling the bookkeeping and would like the other services provid�i.
Ms. Wall commented as big as Miami Beach was, they did not provide information to
participants quarterly. Secretary Couzzo commented he did not know what benefit it
would be to provide the value of their contn`butions quazterly. Ms. Wall indica.ted if
the Village had a defined benefit plan the participants' benefits were guaranteed; in a
defined coutribution plan such as one with Salem Trust, Pepsico, or ICMA, they
would provide quarterly statemems for the people, but these were very large
institutions. Chair Genco commented the V"illage would only need the amount of
contn`butions on a quarterly basis for individuals. Secr�taay Couzzo commented from
talking to the employces, they wa�ted. to know w�a.t they ha.d contnbuted, but that
was on their pay s�tubs. Wha.t they really wanted to know was how much they would
get when they retired, which they got annually �.nd wluch did not change tb�at much
beca,use it was based on a percentage of their sa�ary, and Mr. Palmquist estimated. that
each year. Mr. Gouzzo indicated. the emplo�s $ad been thinking of changing from
defined benefit to defined corrin`bution, but i�o�v they recognized the security in the
defined benefit plan at the moment. Mr. Couzzo sugges�ed the Board keep the
BOARD OF TRUSTEES
TEQUF�STA GENERAI. E1V�LOYEES= PENSIOAT TRUST FUND
MEETING MINUTES
August 6, 2002
PAGE 6
defined coirtnbution plan option in mind for firture consideration. Ms. Wall
commerrted if a defined coulxibution plan was chosen then the V"illage would want to
go with a large company like ICMA that handled those, the V'illage would send them
money each month, and they would make the invees�ttmmem for the people based on their
choice. Secretary Couzzo explained some Yillage employees were with ICMA
Secretary Couzzo comme�ed Ms. Wall could work with the V'illage accounting
people and complement their work to complete whatever they could not get done.
Ms. Wall commeirted for one client the custodial statemeuts came to her hous�, she
did the reports, prepared the general ledger, sent out to auditors at year end the
schedules they wanted, and also sent information to the actuary for their actuarial
evaluation on an annual basis. Ms. Bodinizzo comme�ted this Board ha.d been
trying to make a decisio�} whether to go from a defined benefit to defined cornnbution
plan. Ms. Bodinizzo indicated she had spoken with the Finance Director, Ms.
Forsythe, and they had asked Ms. Wall to come in today with the idea that in the
urterm wrtil a decision was made on the type of plan that Ms. Wa11 mi,ght provide
accounting services if the Board so desired. Ms. Wall commented if the Board did
not feel they had �. need. for that today, they might decide in 3-4 months they would
like to ha.ve tha.t done and could contact her then. Chair (ienc� requested Ms. Wall
meet with Mr. Gallagher and Ms. Forsythe after tlus meeting. Chair Genco asked for
sample� of Ms. Wall's work. Ms. Wall indicated she could provide whatever was
wazrted, such as annual reports, general ledgers, adjustmems to market value, etc.
Secretary Cou�zo commented. he believed the Board would ha.ve to wait and see
regarding the decision to go to a defined contnbution plan, and his feeling was if it
were proposed to employees at the present time it would not be well rec�ival because
of the economy and the market situaxion. Chair Genco stated the Board would go no
fiuther to investigate a change in t1�e plan. Chair Genco commented the attorney ha.d
updated the language in the plan about the investme�t overview but had not besn
specific. Ms. Wall asked if there wa.s an investment policy, to which Chair Genco
responded, yes. Ms. Wall asked if the investime�t policy called. for someone to report
to the Board how well their money manager was doing. Chaar Genco responded that
was what was just a.dded, and the entire plan was going to be recione.
Chair Genco commemed she wauted to officially appoint a secrettary to ttris Board to
manage ths agenda, package, make sure people got copies of the package with ba.ckup
materials included for all agenda. items, include copies of any presentations to be made
at the meeting, and the Chairperson of the meeting should have the opportunity to
review the agenda. package and the backup materials at least a week prior to the
meeting. Mr. Couzzo commeirteri he was the secretary of the Pension Board, and
asked if an existing resolution or ordinance specifically appointed the Manager as
Secretary. Recording Secreta,ry Betty Laur responded that she believed that had bceu
�o�xn oF �vs�Es
TEQIJ�aSTA GEN�RAL EM[PLOYEES= PENSI0�1T TRi7ST �'UNI)
MEETING MINUTES
August 6, 2002
�'AGE �
done by motion of the V'illa.ge Council, which she would research. Mr. Couzzo
commerned that what Chair Genco wam�d. to do might require first changing an
existing resolution or ordinance and if so, he would like to have tha,t changed since he
did not think it should be tha.t way and he did not have the time to do it, and request�.
that be researched. Chair Genco commente�i that even if the V'�Ilage Manager was
designated as Seca�etary, if that turned out to be the requiremem, the Boaard could
have an ad hoc secretary, and Finance I?irec'tor Forsythe ha.d suggested Marilou
Kuper for this position. N1r. Couzzo responded if that was the will of the Board, that
wat�ld be fine. Ms. Kruper aske� if that meant she would be re�ording secretary.
Chair Genco responded that Recording Secretary Beriy I.aur would continue to do
the minutes, and 14Ian`lou would be Administrative Assistairt to the Board. Ms. Kuper
s�tated she could handle that so long as she w�s given aJl the packet materials and a
schedule of the meetings. Chair Genco explained that mestings were a11 scheduled
ahead. of time, and that Marilou's duties would be to prepare the agenda. packets for
distn`bution, make sure everything was in the packets, double checking everything
before it wem out, malcing sure the meeting was on the calendar, and mal�ing sure
everyone had the packets ahead of time_ Secrectarary Gouzzo �ommextted maybe
everything could be left the same as far as Secretary, and just make Marilou
Administrative Assistant to the Boazd.
IX. E9►1�TY OTHER MAITERS
Secretary Couzzo cominented that a number of employees ha.d requested. changing the
vesting period, and if the Board was not going to consider movin.g to a defin�i
contn`bution plan at the moment, it might be appropriate to consider a shorter vestin�
period or at least start paying urterest on employee cornr�`butions so that the eanplvyees
would be earning urterest on the amoum they ha.d comributed. Chair Genco
commetrted. thax the Board had talked about tha,t when they talked about getting the
pZan re-stated, had talked about adding languag� regarding an urterest rate and at that
pourt could look at evaluating cha.nges to vesting. Secretary Couzzo commemed to Mr.
Gallagher �t Mr. Palmquist would need to look at that because of the financial impact
for early vesting, and suggested he consider 5 or 6 year vesting since 10 years seemed.
too long. Chaar Cenco agreed, and commented that the ad.vantage wot�d. be to help the
attrition rate, and commented th� thing that bothEred her most was the employees did
not get any i�terest on their contributions. Nir. Couzzo suggested Mr. Palmquist laok
at 6-year vesting and the financial impact of getdng the urterest na matter when an
employ�e left; and a�equested Mr. Gallagher ha.ve Mr. Palmquist look at the financial
impact of changing vesting to 6 years and paying an interest rate of 3% for
coirtn`butions ma,de at any time withdrawn by a contributor. Mr. Couzzo noted far
Chair Genco's benefit that earlier in the meeting the Board had authorized Mr.
BOARD OF TRUSTEES
TEQUESTA GENERAL E1VgPLOYEES= PENSION TRUST FiJND
MEETING MINVI'ES
August 6, 2002
PAGE 8
--------------------------------------------------------------------------------
Palmquist to do an actuarial study.
Chair Genco asked if the attorney had been accepted by the Board, and was told that
had been approved earlier in the meeting_ Chair Genco commented she would like
Hanson & Perry's firm to look at the pension plan to make changes. Mr. Gallagher
indicated he would request the plan on disk from the former attorney.
X. COMIVIUNICATTONS FROM CITIZENS
There were no communications from citizens.
XI. ADJOURNMENT
Vice Chair Newell made a motion to adjourn the meeting. Boardmember Couzzo
seconded the motion, which carried by unanimous 4-0 vote. The motion was
therefore passed and adopted, and the meeting was adjourned at 10:37 a.m.
Respectfully submitted,
. _: �
'�---`_.�_�� f ��- � �� �.- .�,-
I
Betty Laur
Recording Secretary
DATE APPROVED: