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'TEQIJEST°A I'U�I,IC SA�E�'Y OFFI�ERS PEIeTSI�l�
T'FdUST FUND
�OARD �F T�US°I°EES MEETIN�
1��t��.�� �4, 2002
a. c�,� �� o��� ��r� �o�.�. c�.�..
The Tequesta Public Safety Officers' 1'ension Trust Fund Board of Trustees held a regular
rneeting at the Tequesta Recreation Center, 399 Seabrook IZoad, Tequesta, Florida, on
Thursday, January 24, 2002. The meeting was called to order at 10:36 a.m. A roll caIl
was taken by Mary Wolcott, Village Clerk. Boardmernbers in attendance were Chair
James We�nand, Cieraldine Genco, and Secretary of the Board Micha�l R. Couzzo.
Boardmember Nlark Minus arrived at 10:44 a.m. Also in attendance were Finance
Director JoAnn Forsythe, Finance Department representative TDan Gallagher, and Human
Resources Director I�im Bodinizzo.
IIe �PItOi�AL O� A�ENDA
Vice Chair Genco made a motion to approve the age�da as submitt�da Secretary
Couzzo seconded the motion, which car�ied by iananiaiaous 3-0 vot�,
III. APPROVAL OF MINUTES
A) Tequesta Public Safety Off'icers' Pension Trust Fund Board of �ra�stees 1VIee�iea�
Minutes of Novemtrer 27, 2001
Vice Chair Genco made a motion to approve the minutes of the Tequesta Public
Safety Officer�' Peaasi�n Trust Fund �oard of'I'rustees Me�ting of leiov�anb�r
27, 2UOlv Secretary Couzzo seconded the motion, which carriecl by unanimoaas
3-0 v�t�.
Rc.ycled Paper
BOARD OF TRUS'TEES
'I'EQUES'I"t� Pi7BLIC SAFE°I'Y OFFICEIaS° PENSIC�2I� 'TRLTST �LJND
1l�iEE°I`IlVG MIN[J°I'ES
Ja��� 24, 2002
PAGE 2
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IV. STt�NDING ItEPORTS
A) Approval of New Applicants for Participahon in Pen�ion Plan (November 8z
Decexnber 2001 and Januat°y 2002):
1) �rian Yaungblood Date of Hire 1/2/02
Z) Raymond Gilbin Date of Hire 1/7/02
Secretary Couz�o made a motion to approve ne� appdQCants Br�an Yc�ungbtc�ad
and Raymond (xilbi�n f�r participation in th� Pension Pl�n. Chair Genco
seconded the motion, wh6ch carried by unanimmus 3-0 votem
B) Approval of Seneficiary Cha�►ges Plan (Nov�mber � December 2001 and
January 2002):
1) None �
C� Request for Withdraw�l of Contributions (empioyees terminating eanployrrae�t
with Village of Tequesta Plan (�lovember & De�e�ber 2001 �nd Januar�
Z002):
1) David Greenstein Termination date 11/20!O1 $367.75
- Finance Department Representative Dan Gallagher advised that payout had been
made with two signatures as required.
Secretary Couz�o made a moti�n to ratify payout of �ontributions to IDavid
Greenstein in the amount of $367.75. Vic� Chair Genco s�co�ded the mata�n,
which carried by nnanimaus 3-0 vote.
V. 1�1EW BUSINESS
a) Actuariai Revi�w by Stephen Palmquist
Mr. Palmquist commented he had also been asked to provide figures for 6-year
BC�ARD OF 'I'RUS'T�ES
TEQUESTA PIJ�I.IC S.A�k'ETY OFFICEItS' PENSI(JI�T T'RUST F�T�T�
MEE'TIloTT� I�TU'TES
J��u�.� 24, 2002
PA�E 3
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vesting. During review of the actuarial report, Mr. Paltnquist advised that the bottorrt
line for what the Village had to pay under the plan was: for golice afficers, zero
percent of pay and far fire�ghters 3.14% of pay; and State revenue and employee
contributions made up the rest of the cost of the plan for Police and Fire. There was
a significant redu�tion in the cost for all of the groups in the plans, mostly due to
better investment earnings than anticipated between the two evaluation date�. Mr.
Falmquist advised that the cost for fire�ghters had been b.77% of payroll pr�viously,
and in the 2000 report was 3.14%. Mr. Palmquast noted he had mentioned at the
previous meeting of the General Employees Pension Trust Board that in the case of
Police officers, while the current Village cost was zero percent of pay, he would
anticipate that would not last very long because the Police payroll would increase
faster than the State revenue, so the Village would probably have to start contributing.
for Palice officers. Chair Weinand confirmed with Mr. Palmquist that he was
reporting as of October l, Z000 so that any changes to the plan before Octobec 1,
2t}00 would have been included in the actuarial report. Chair Weinand asked if the
changes in May, 2001, would affect this report. Mr. Palmquist inquired what those
. changes were, to which Secretary Couzzo responded those would be provided and
that the previous Board was looking at accelerating the next actuarial report due
October 2002, which this Board might also want to consider. Mr. Palmquist clarified
that this report was as of October 1, 2000 and that it indicated the required
cantributions for the follovving two year�—fisca101 and fiscal Q2.
Boardmember Mark Mintus arrived at this point, at 10:44 a.m.
- Chair Weinand commented in the report it had been noted the report had been
prepared based on inforznation received from the Finance Departrnent. Mr.
Palmquist verified his firm did not audit the informatian, but that they performed
same tests on the information. One of the tests was if soraaeone's pay increased by
more than 10% or if someone's pay decreased, they followed up to make sure they
had the correct information. They also compared the dates of hire, dates of birth,
etc., to previous data to see if there were any changes. Chair Weinand commented
Mr. Gallagher had spent a lot of time going back and reconciling the accounts, and
asked if he was comfortable with the information received by Mr. Palmquast. Mr.
Gallagher reported the employer's contributions had not yet been completely
reviewed, and would be �nished in the next couple of weeks. Chair Weinand noted
in the actuarial study the expenses of the Board had been shown a.s $7,OOU; which did
not even pay for the money manager. Mr. Palmquist responded that on page 15 af
�o�� o� �aus��s
�QIJES'�'A PI.J�LI� S.�,FE� O�ICE�BS' �EI�TSIOl�T '�i7�'I' Fi.T1�TI7
1�E�� 1VI�TCT�S
J����� �4, 2002
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the report it showed the investment related experase for fiscal 2�00, w�ach would be
for the money rnanager, r�as �13,148, and that other adra�inistrative expens� was
$7,199. Chair Weinand adv��ed the Board they should be cognizant of the amourat
paid to the money manager, since they were required to do an annual performance
audit �f the money manager. Vice Chair CJ�nco responded that could be done �n-
house or doz�e by an out�ide person. lvlr. Pai�nquist corrimented that under State i,avv
for Police arcd F'ire plans there was a requirement that at least once every three years
there must be an outside evaluation of the money manag�r. Vice Chair Genco
commented that in the interirn the �Iillage could do it themselves. Chair Weinand
responded it had never been d�ne. Secretary Couzzo recornmended the plan come
into compiiance. �ice Chair Cpen�o requested a copy of the statute. Chair Weinand
asked if Mr. Palrnquist's firrn performed that service, since at the previous meeting.
Vice Chair Genco had stated she had confidence in his firm. Mr. Palmqui�t
responded that they did that type of �ervice through their division called GI�S Asset
Consulting Group, but because they were geared towards funds of $20 million or so
they had a high minimum fee, which might be too high for this fund. Vice Chaar
Genco commented Mr. Van �euren had quoted the wrong stat�ate and she would like
to see the correct statute. �hair Weinand indicated the stat�te was 175.071. Vice
Chair Genco read ihat statute, which seemed to be the wrong statute. Mr. Ct�uzzo
indicated that the correct statute would be faund.
Mr. Palmquist reparted the results of changing the vesting schedule froan lE) to 6
years. Vice Chair Genco asked if the union contract would have to be changed.
Chair Weinand reported there was no union contract for the Fire I)epartment.
- �ecretary Ct�uzzo indicated that there was a union contract for the Police Dep�rrtment,
which would need to be changed. Vice Chair Genco commented an the �a�eeting of
the Board for the General Employees this had been discu�sed and it had been decided
to table action until closer to the time for negotiating the union contract. Vice �Chair
Genco comznented that because the funds were co-mingled, the vesting schedule
could not be changed for one group without changing it for both. Chair Vdeinand
commented that he was not sure he agreed with that, since in the pensic�n plan
�dopted by the Village of Tequesta the plan specified amounis for (ieneral, for
Police, and for F'ire; and asked N�r. Palmquist for the figures for his own infaranation.
1VIr. Palmquist reported the required annual contribution would increase les� than
$40U and since the 5tate revenue exceeded that a�nount, State revenue would cover
the entire cost. 1VIr. Palmquist indicated the cost increase would be frorri 9.4U to 9.59,
o� .19 °lo of payroil, to change the ve�ting for Police. iVlr. Palanquist indicated the
�OARI) OF 'I'I�US'Y�ES
'I'EQ�JJES°Tt� PLJBI,IC SAF'E°I"Y O�I�ERS° PEl�TSI(�l� °I'ItI7SB' FYJIot�
14IEETII�TG l�iI1�T�J'TE�
January 24, 2002
PAGE 5
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cost increase would be froan 7.90 to 8.14, tar .24 % o� payroll, to change th� vesting
for �ire, and State revenue for Fire was not enough to cover the whole cost, so the
Village would need to increase their contribution by $1800 annually. Therefore, the
increase in cost would be nominal.
1d�OTI�1V
�ecretary Cmuz�m made a motioa� to accept th� actuarial repo� of O�tober 1,
2000. Vice Cha�r Genco seconded the motion, which caa ried by unaaim�us 4-0
vote.
b) Status oa► P'remium Tax Monies from State for 2000 – Annual R�port
Vice Chair Genco reported slie had received notification the annual report had been
approved and the premium would be paid. Chair Weinand requested a copy of the
annual report be provided to each member of the Board. Vice Chair C'aenco a�ad
Secretary Couzzo expressed appreciation to the Finance Department for all of their
hard work on this item. Chair Weinand aiso expressed his appreciation.
Chair Weinand asked if interest should be paid to the Village on the premium tax
monies, to which Mr. Palmquist responded the State never paid interest. Therefore,
this became a moot point.
Chair Weinand commented that at the last raeeting, separation of funds had been
discussed, and it was his understanding any funds over 1998 contributions had to be
- accounted for separately and were not involved in the fund. Finance Director
Forsythe responded the State had sent the Village a report of the agnount involved
and that had never been put aside as a reserve. She had called Mr. Palmquist and he
had expressed his opinion that there did not need to be a separate fund for that
rnoney, but it needed to be tracked on a bookkeeping basis, and that had been done in
his report and he believed that was all that had to be done. Vice Chair Genco
commented that it was her understanding the reason this whole thing came about was
because when the Village elected to apply for those funds they had to say what was
going to happen with those funds—whether they were to be co-mingled with the
other funds or used only for the benefit of the firefighter--and they elected that the
funcis would be used only for the benefit of the firefighters, over and above what the
plan spelled out. Knowing that, it created some concern as to how to not co-mingle
those assets and how to mai�tain track of what those assets grow to, because you
��J�$I3 O� 'I'R�.IS'�'EE5
'I'EQiJES'I'A P�L�C S�E'�I'� O�CER�' �E1�TSI�1�T ��J�T° ��1I�
l�E'I`�1G ��
Januaa-� 24D 20�2
I'.AGE 6
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were dealing with pooled fund�, and the asse�s wer� pooled with the investrnent. �%[r.
Palmquist res�onded the State did not requ�re interest on these re�erves, �o if your
base was �50,000 and next year you got $52,000, all you needed tc� kmow was that
$2,Q00 was available to sp�nd on additional benefits for �refighter�. Vice Chair
(Benco asked �rhat type of benefits were generally deri�ed from t�aat, tm which 1�Ir.
Palrrbquis� responded—raising the multiplier, lowering the retirement age, putting in
COLt�s,or all flc�nds of things. i�ice Chair taenco stat�d, but it could only go for
benefit to the firefighter� and not the police. Mr. Palmqui�t added that it could not be
used as a credit against the Village's contribution, and verified that when the charts
were done for the actuarial report he would adjust that based on the segregated funds,
and startin� with the 2001 report there was a new page in the report, page 6A, that his
�rm had to fill out and whi�h showed any exc;ess monies and vvhat the amounts were,.
which would be another way to keep track. Chair VVeinand cornmented, so whether
the funds were in ar out of the plan they rnust go for supplemental benefits, which
I6�r. Palmquist confirrned. Chair i�einand asked who d�termined the �upplement�fl
benefits, to which Mr. Palmquist responded it could be pretty complicated but the
�oard could make recommendataon�, and since the Village had collective bargaining
units they had to be included in the pr�cess, so the Baard, the collective bargaining
units, and the `lillage together had to make a decision, and if there was money
available it was supposed to be spent for whichevex group it applzed. Vice Chair
Caenco asked for the amount. Finance Darectmr Forsythe resporaded with th�
following exarnple: if the base year was 1997, reported in 1998, and if there was
$SO,OOU in 1998 and the next year you got $52,000, $50,000 could go into t�e plan to
be used for anything and it was only the $2,000 that wa� for supplemental. It was
- reported the firefighters amount was below the base and the police amount wa� over
the base. Mr. Gallagher explained that the base year amount for the firefighters wa�
$36,341.16. In the following two years they received $35,118.60 and $31,246.8t)
respectively, therefore, they had nothing in excess of the base year. NIr. Gallagher
reported the base year amount for the police was $25,134.19 and the following y�ar
vvas $29,795.11, and the next year was $42,177.00, so they now had $21,0OO.�t�.
Vice Chair Genco commented she would suggest to the police that they decide vvhat
they would like changed and present that to the Board, and it would be easier to
spen� the money than try to iceep track. Chair �tJeinand c�rnrnented tha� iooking at
the actuarial statement of 6-year vestin�, the I'olice I)epartment could use a portion
of that money to do a 6-year ves�ing as an extra benefit. Mr. Palmquist verifi�d tk�at
could be dmne ar�d paid for out of the supplemental fund and would not affect the
contribution. Vice Chair Genc� cornrnented the only is�ues vvere the union contra.cts
]�t�A.RD OF °I'RUS7['EES
°I°EQ�S'�"A►. I'UBLIC S�"T'Y O�ICE�tS' I'E1vTSI�1�T °I'R�[JS'I' F�J1�1I.)
MEE°I'�TG MI�TLJ°I'ES
Ja�nuary 24, 2002
I'A.GE 7
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and the sarne thflng had to be done for both, and asked for someone to corne back to
the Bs�ard with a way to utili�� the availabl� fund�.
VIio �1Y OTHEIZ 1l�I�1�'TEIZS
Chair �Veinand req�ested followup of the discu�sion at the last rneeting that there be
a cash flow evaluation for calendar year 2001. Mr. C'rallagher advised it had been
�ncluded in the pack�ts and covered October, Novetnber, and IDecember 2001. �ice
Chair Cenco asked far the cash flow evaluation for the whole year 2001.
Chair Weinand asked if someone was designated °an the Villa�e to be plan
admYnistrator. �1ice Chair Genco responded it was the Village of Tequesta. Chags
Weinand questioned who the contact person was, to which Vice Chair Ge�co
responded either Mr. Gallagher or Ms. Forsythe.
`lice Chair Genco advised that the General Employees had decided to go to a de�ned
contribution plan, which wauld take approximately 6-9 months, and about that tiyne
union contract negotiations would began, and the Board could then look at a
tianetable if thzs plan decided to go to defined �ontribution. Vice Chair (�enco
commented that hopefully, an outside administrator would be obtained for the
Genera� Employees, and after that process wa� completed, this fund could decide if
they wanted to go de�ned contribution, because it was too big a job to do both fund�
at once. Vice Chair Genco advised that right now the Village was the administrator
and Mr. Gallagher and Ms. Forsythe had done unbelievable catch-up work, and the
- report she had received from Mr. Gallagher covered items that had not been done
before, and she d'ad not understand how no one had addressed these items in prior
years. Vice Chair (ienco reported it took awhile to get up to speed, the monies were
being accrued, and were okay, and while the rate of return was good, everyone mu�t
understand that it wauld be improved but that this year it had been like starting frorr�
scratch even thaugh the plan had been in existence. Vice Chair Genco cocnmented
she was speaking both as a member of this Board and as a rnemher of the Village
Council, and asking for a little patience, and the plan and the trust document needed
to be re-stated to have something more concise and easier to read than the current
plan documents and a half-dozen resolutions that all disagreed with each other,
making understanding difficult. Vice Chair Genco commented she looked at the l�st
resolution that Mr. �1an Beuren drew up which was for Police and Fire and was sent
to the state, a�d the title s�id, General Employees Fund, v�hich w�s a mistake. There
���i�.� �� �$U�`���
1'EQiJES'I'A ��LIC ��°� O�FICEgtS' PEl�TSIOIoT 'I'13ZIJS'T �LJI�
NI�E'TIlVG 1l�I�J'I'1;�
J�Iflld�l� 2q's 2��2
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were inconsistencie� in the fiducia.a�y respon�ibilities, and there were things in the
Plan docuarient that belonged in the trust document. Chair V�einand corr�mented a
plan sumrnary was supposed to be given to every egnployee every two years, and he
did nc�t kz���sr if there t�ras �ne. I�urnan Resources Director Kirra �odinizzo responded
there was a. pla� �umrnary and it wa,s given to new hires as part of the new hare
arientation. 1V�s. Bodinizzo indieated she would grovide a�opy to Chair Vileinand.
Vice Chair fienc� noted quarterly staternents were not beang received.
Chair �Veinand cornmented this �oard could only adrninister the plan as approved by
the �lillage Council, that the Council's original intent wa..� ta rrr�ake the plan as close
to the ff�lorida Retirement Plan as possible but it had gone off track, and commented
he believed thi� Board had an obligation to let the Village Council know benefit�
were slipping compared with other plans, resulting in problems in retaining or
hiring personnel. Vice Chair Cenco questioned if the plan was competitive. M�.
�odinizzo expressed her opinion that the plan was not competitive, that it had been
competitive when it was set up in 1996, and the intent had been to make the plan like
the Florida Retirement Plan. Ms. Bodinizzo reported the Florida R�tirement Plan
had changed their vesting to 6 years, and it was that component, plus the cost of
living allowance component that Florida Retirement Plan had and the �/illage did r�o�
have, and the fact that no interest was earned on contributions made by the
ernployees that were problems. �Iice Chair Genco cominented th� plan did allow
interest to be paid, it was simply a matter of determaning the amount. 1o�Is. Badini�zo
suggested that the attorney could help with that determination. Vice Chair �aenco
requested that Ms. Bodinizzo report back to ihis Board regarding what in t�e plan
- was not competitive, so the Board would have something to loak at for the next
meeting, and if the Board saw the plan was not competitive then it could go to legal
counsel and a decision might be made at that time to have sorneone re-draft the
documents. Then submittal to the union for their revievv could be rnade. After
everyone had reviewed and approved the re-draft, it could be presented to the Village
Council for approval. Chair Weinand asked if the Board or the Village Council
should start that process, to which Vice Chair Genco responded this Board had the
responsibility to manage the assets and if the Board felt �omething needed to be done
. they had the authority to proceed and start the process. VVhen they had something to
bring before the Council on which action was needed, that was the time to involve
the Village Council. Boardmember Mintus advised that one of the reasons people
considering working f�r the 'Tequesta Police Department did not de�ide to come to
'Tequesta was the retirernent, because they wanted �tate retirement or sornething
B�JARD OF T]E�USTEES
T]EQUES'I'A PU�LIC SA�E'I°�.' �F'�ICERS° PENSYOI� TRL7ST FL7I�TlD
I�IEETING MINU'1 ES
January 24, 2002
PAGE 9
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comparabl�, and a lot of good pe�ple had left the departraaent f�r thas reasc�n.
1VIUTION
Vi�e Chair Genco made a aa'ohon that this BoaY°d have Ms. Bad�nizzo look at
other plans to see what was competitive and make a report to this Board at their
Feb�°uax;� 2002 meeting< Boardreaember Mi�ttus seconded the motaon, whach
carried by unanimous 4m0 vote,
1dIOTION
S�cretary Couzzm aaa�de � motion to accept th� resignatfon of Boaa°dmeat�bea°
Edward Res�ik, Effective January 4, 2002. Vice Chair Genco secmnded the
motion, which carried by unanfmous 4�0 vate.
Chair Weinand indicated a new boardmeanber would be needed. 1lVir. Palanquist
verified this Board would choose a fifth memb�r, which wouId be ratified by the
Village Council. Vice Chair Genco requested resumes frorn interested parties be
presented at the next meeting so that the Board could apgoint a boardmear�ber and the
Village Council could ratify the appoiactment at their next subsequent rneetir��.
Vice Chair Genco indacated she was not totally satisfied with present legal counsel
and suggested looking for other legal counsel.
MI�TION
Vice Chair Genco made a motion to evatuate potential legal counsel for the
- purposes of providing the Board wath advice, and drafting new plan d�cuments
�nd trust documents. Boardmemlber Mintus seconded the motton, which
carried by unanimous 4-0 vote.
Chair Weinand expressed his opinion this was long overdue and that many of the
Board's questions were th� result of not getting information they should have been
told. Chair Weinand indicated that Attorney McCracken was to have provided the
investment policy with the changes, which had not been done, so he could not
distr�bute that, but did dastribute Florida Statu�e 112.661 which the plan was
supposed to follow, and was what the plan needed to be updated to. Vice Chair
Genco questioned if there was duplication within the Florida Statutes, to which l��ir.
Palmquist responded F.S.112.661 was not a duplica.tion but had been added a couple
of year� ago and stated the rr�inimum requirements. Mr. Palmquist advised one of
�(�ARI) O� �'gtIJS'I�ES
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Jam�a�y Zq' 2002
PAGE 10
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the minirnurn requirement� was that the Eoard was supposed to adopt a policy on
education of trustees. Vice Chair C'8enco com�aente� this would be tabled as an
inforynation itera� until the Board wa� ready to re-state the plan docuznents. Chair
tA/e�nand recornrnended this be brought back to the next meeting to begin work, a�d
noted the Villag� ordinance required following F.S. 112.661.
1Vir. Gallagher reported he had recently learned the a�caunt at Prudential was �.
�orrianand account, which issues checks, platinc�m vis�s, atm cards, etc. l�r.
C'aallagher indicated he was pursuing where this occuned and what action should be
taken by �he Board. 1VIr. Gallagher reported he had reviewed �11 the staternents and
found no charges that would indicate use of a visa or atm. Ghair jlVeinand
connmented that the first action should be to find out if card� had been issued. i/ice.
Chair Genco reported that almost all the banks had converted all their account in
1996 after changes in the law allowed them to do sa, but that created a margin for
error that could not be allowed in this type of account. Vice Chair Genco questioned
if a checking account would be useful in keeping funds separated. Mr. Gallagher
responded if someone left, their check could be written internally. Chair Weinand
commented when there was a retiree, monthly checks would have to be done. dice
Chair Genca indicated she would like the checking aspect, but not the visa. 1VIr.
Falmquist advised that most Boards did not use brokerage accaunts and the �Iillage
should pay no rnore than ten cents a share. Chair Weinand indacated he believed
trades were a flat rate of $55 per trade. Vice Chair Genco indicated the real markup
was not known and suggested looking at Bank of America since ft was local. Mr.
Palmquist stated he could provide a list of banks. Vice Chair Genco commented
- many of the banks would also provide administration, which on tap of the �ustodial
would be very nice, especially if the employees later decided to go to defined
contribution. Vice Chair Genco indicated Mr. Palmquist should prr�vide the list of
banks to Mr. Gallagher.
1VIs. Bodinizzo reported the liability insurance had been increased to $2 million�.
Chair Weinand indicated the name of the fund should be corrected on the application.
Chair i�Veinand commented he knew according to the plan that records were to be
kept on people coming into and leaving the plan, and asked if there should be an
application approved by the Board for people coming into the plan. Ms. Bodinizzo
explained that employees did not fill out an application but just designated a
beneficiary. Mz. Couzzo cammented he executed those fozrns. Vice Chair Genco
BOARD OF 'TRUSTEES
TEQUESTA IPUBI,IC SAFET`� OFFICE][tS' PEI�TSIO�T 'TRLTS'A' F�.J1oTD
MEE'TIleTG MINU'TES
Januaxy 24, 2002
PAGE 11
,,,.�.��...,_�.�_,__.�,�_._.�..�_��..�,_-____,_,��_.,�__.�.�..,.�_,�.._�-,���„_.�
commented she would not like personal information to coane to the Baard beca,azse
then i� was public information. Mr. Couzzo indicated a list of al1 the people an the
plan as of the beginning of the fiscal year could be provided. Chair VVeinand
commented his main concera� was only that somebody was tracking it, and he did not
want to get to a point where there was a problem and sorr�eone's be�eficiary was not
known. Mr. Couzzo indicated it was being tracked.
VIII. COMlOjIUNI��iTI�NS FROM CITIZENS
There were no comnaunications from citizens.
IXa ADJOU1tN1VIENT
1VdOTION
Vice Ch�ir Genco made a anotion to adjourn the meetango Secret�ry Couzzo
seconded the mation, which carried by un�nimous �-0 vote. The motion was
therefore passed and adopted, and the meeting was ac�jourixed at 11:31 a.<ra.
Respectfully subm�tted,
� � �
" Mary Wolc t
Village Clerk
DATE APPROVED:
� �°� . �' 1 c: �.