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Diversification and Sector Neutrality Continue to Make Their Case
HOW THE INDICES FARED
• S&P 500
t73 3.60%
12 Mon 12.25%
Russell 2000
Q3 4.69%
12 Months 17.95°~
..:Dana's Small Cap Equity
Strategy has outperformed
the Russe112000 by 495 basis
paints through the first 3 quay-
tees of 2005.
The Equity Market
The third quarter can be summed up in two
words: Hurricane Katrina. The human tragedy
viewed on TV was something we could not
fathom ever occurring in our country. Merely
three weeks later another 100-year storm, Hur-
ricane Rita, threatened to inflict the same type
of damage in about the same area. Interest-
ingly, we actually experi-
enced arally shortly after
the storm hit land and the
S&P 500 approached a
quarter high a mere week
following the storm. How-
ever the full impact of these storms on our
markets is currently unknown.
Overall, it was a good quarter for the equity
markets -both the S&P 500 and the Nasdaq
index reached four-year highs in early August.
The S&P 500 was up over 3% for the quarter
and that brought the year-todate number into
positive territory. The Nasdaq rose 4.6%; how-
ever it is still down 1.1% for the year. Eight of
the ten S&P economic sectors posted positive
returns, which was up from six in the second
quarter and four in the first quarter. No sur-
prise, the energy sector led the way with an
17.7% increase as energy stocks followed the
price of oil. Oil topped out at $70.85 on Au-
gust 30 due to Hurricane Katrina and its im-
pact on the supply of oil.
Dana Portfolios: Performance and Stocks
It was wonderful to have a summer rally, after
the flat line we experienced throughout the
year. When dissecting our Large Cap perform-
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The Dana Large Cap Strategy is up
10.52% year-ta-date and ahead of
the S&P by 775 basis points.
Instruments (TXN) and Motorola (MOT).
Given that crude oil was up over 17%, we had our
share of energy sector winners. These included:
Valero (VLO), ConocoPhillips (COP), and Apache
(APA). Valero, the nation's largest refiner, has
benefited from the demand surge in oil and the
limited current supply. In addition, its refining
margins have increased significantly and Valero is
able to refine the cheaper heavy/
sour crude more efficiently than
others. The health care sector has
also shown some life. Our largest
winner in this space was Amgen
(AMGN). Amgen, a biotech com-
pany, saw its shares jump 15% in early July due to
a 38% profit rise, blowing past the Street's consen-
sus and boosting guidance. Strong sales of its flag-
ship anemia drug, Aranesp, which helps chemo-
therapy patients, spurred growth.
On the small cap side we were also pleased with
our numbers as we were able to post a 6.5% return
for the quarter. We beat the S&P 600 by over
1.1% and the Russell 2000 by over 1.8% for the
quarter. Interestingly, on an index basis, small cap
continues to outperform its large cap brethren
through 2005.
Standouts in our Small Cap Strategy were from
the discretionary, technology and industrial sec-
tors. Gildan Activewear (GIL) was our top per-
former. The maker of blank apparel for private-
label use experienced a steady rise in its stock price
throughout the quarter. Earnings surpassed expec-
tations and guidance was expected to be higher
due to stronger unit volume sales, amore favorable
product mix and the lower cost of cotton. Our
next winner was the target of an acquisition, Ree-
bok International (RBK). Its shares leaped during
the quarter as it was announced that Adidas was
going to purchase Reebok, in a deal valued at $3.8
billion, in hopes of taking on behemoth Nike in
the ultra competitive shoe market. The industrial
sector was led by Lennox International (LII) and
Old Dominion Freight Line (ODFL). Lennox, a
maker of air conditioners and heaters, reported its
second-quarter profits up 33% as sales improved
due to higher prices and volumes, prompting the
company to raise its yearly outlook. The upbeat
(804) 765-0157 www.danainvastment.com dia®danainvestment.com
report boosted Lennox's stock to an all-time high.
• ODFL reported its profit increased by a third in the
second quarter as it expanded its trucking network,
prompting the company to raise its earnings outlook
for the rest of the year. Finally, technology had three
winners: PortalPlayer (PIAI~, due to bullish reports on
the chipmaker as it stands to benefit from the inclusion
of its chips in new and upcoming products from Apple;
communications equipment maker Comtech Telecom-
munications (CMTL) had strong earnings, sales, cash
flow and is soon to be added to the S&P 600 all of
which propelled its shares; and Diodes (DIOD), had a
very strong quarter, after the chipmaker said that it
now expects third-quarter sequential sales to be at the
high end of its previous guidance.
fuel to the inflation fire, and potentially slows growth. And one final note,
for the month of September there were no advances in the number of divi-
dend increases, but a substantial increase in dividend reductions. It may be
too early to tell, but some companies seem to be growing more conservative
when they peer into their crystal balls, prior to determining their dividend
policy.
In contrast, we do like the fact that this bull market has been driven by earn-
ings, and that valuation multiples have actually contracted. One statistic we
saw noted that S&P multiples are down 9.5%, while earnings are up 12.5%.
Earnings will continue to be strong throughout 2005 and we do see value in
this market, as the current Fed policy remains accommodative, and the econ-
omy has demonstrated resiliency in the face of recent adverse events.
Outlook
Despite offering the best market returns of the year, x, hW rE.nhgsl4tlo
some real risks have emerged this past quarter. Chief of ,6 ' - ~±? ,ea
our concerns is the consumer. The economy and ulti- ,x
mately the stock market are heavily dependent on the 6 `
consumer. Right now we are starting to see some cracks °
develop and consumer confidence plummet. The high ooMLC saPSOD
cost of gas, the expected high cost of heating this win-
ter, lower discretionary income, all-time high credit zax EPa cn.n Mb Fsnust
card delinquencies, and record personal bankruptcies ,sx
(people rushing to file before the law changed on Octo- ~~ ""`
ber 17) -have us worried about the holidays and the Sx
health of the consumer and our economy. The recent ~
• Hurricanes are also a concern. It is going to be difficult DwLC saps°o
to identify the hurricane impact on the economic data.
In addition, it will be interesting to see how many com-
panies try to use their perceived "get-out-of-jail-free-
card" by blaming any shortfall of their revenue and hb.b Eamhga RSlb
earnings to "ICatRita" in an environment already thick x'
with margin pressure. And don't forget the Fed as they ,s
continue to raise interest rates. Recently they have 6
started to harmoniously jawbone about the risk of infla- °
tion. If the concerns are real, rising inflation will be a Danasc saPSOo
huge headwind for the equity markets and force the
Fed to continue to raise rates. One quick related static- EPa liresrA Ran rennet
tic -gold reached an 1&year high of $473/ounce on 20% tsax ,~
the last day of the quarter, which usually signals higher t5x
inflation and economic trouble on the horizon. Crude ,ox
oil is a common thread weaving through all of these sx .-
issues, and we do not see the high prices abating any- 07 Danasc saP6m
time soon. Oil lightens the pockets of consumers, adds
Dana Large Cap Characteristics
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Dana Small Cap Characteristics
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Dana Investment Advisors, Inc. is an independent federally registered investment adviser providing equity and fixed income investment management services to a broad range of clients. The
returns presented have been prepared and presented in accordance with the AIMR PPS Standards. AIMR has neither endorsed the presented performance, nor is AIMR affiliated with Dana
Investment Advisors, Inc. in any way. All fee-paying accounts utilizing similar investment strategies to those discussed herein were included in the composite performance returns presented.
Total firm assets for the period ending 12-31-04 were $2,307,600,000. The number of portfolios contained in the Dana Large Cap Equity and Small Cap Equity Strategies were 186 antl 30
respectively. The percentage of firm assets in 2004 represented in the Dana large Cap Equity Strategy was 15.9%; with an annual 2004 return dispersion of .0.59%. The percentage of firm
assets in 2004 represented in the Dana Small Cap Equity Strategy was 1.7%; with an annual 2004 return dispersion of 1.71 % . To receive a complete list and description of Dana Investment
Advisor, int.'s composites antl/or a presentation that adheres to the AIMR-PPS standards, contact Nick Berich at Tel. (262) 782-3631. All data is presented in U.S. Dollars. Portfolio Charac-
teristics reflect Dana Equity Strategy holdings as of market close on the date indicated. Returns presented are exclusive of investment management and custodial fees, and net of transaction
costs. Investment management fees would reduce the returns presented, far example: on aone-million dollar portfolio with an advisory fee of .75% earning a 10°% return, the total cotn-
pounded advisory fee over a five year period would be $50,368. The resulting average annual return for the period would therefore be 9.17%. All returns were Calculated on a time weighted
• total return basis. Pertormance does include the accrual of income and the reinvestment of dividends and interest received. Indexes shown were selected because they demonstrated similar
characteristics to the Dana strategy to which they were compared. During various market cycles, the strategies discussed herein have demonstrated portfolio characteristics and returns that
have been both more and less volatile than that of the comparable index. While data contained herein was gathered from sources deemed reliable. the accuracy of the data presented cannot
be guaranteed. Past perormance is not indicative of future returns.