HomeMy WebLinkAboutDocumentation_Pension Public Safety_Tab 20_02/14/2006Gwen Carlisle
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From: PITHOMEMTG(c~aol.com
Sent: Monday, July 11, 2005 1:14 PM
To: gcarlisle@tequesta.org
Subject: Re: Public Safety Pension Board
Gwen,
Here is a brief resume on myself.
I have a BA degree from the University of North Carolina -Charlotte in Business Administration. After college, I
worked for a local bank for 14 years as a loan officer. 1 opened my own business Pittman's Hometown Mortgage
Corp in 1998. 1 am also a licensed REALTOR. I am Past President of the JupiterlTequesta Rotary Club, a
member of the Chamber of Commerce, Board of Realtors and Jupiter Light Lodge. I currently reside at 15
Pinetree Circle in Tequesta and have been a Tequesta resident for 9 years. I am also a native of this area
growing up in the Palm Beach Gardens area. I am married and have 2 sons, ages 5 8~ 8 that reside with me.
1 hope this enough information for you.
Kevin Pittman
15 Pinetree Circle
Tequesta, FL 33469
Home - 743-4331
Office/Cell - 748-5050
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7/11 /2005
• Gwen Carlisle
From: JOY060901 @aol.com
Sent: Friday, July 08, 2005 11:49 AM
To: gcartisle~tequesta.org
Subject: Pension Board Member
I am interested in the above position. I have been in the banking business in past years as a
programmer/analyst. I have general knowledge of finance through banking experience and
the mortgage industry.
I am now retired but have attached my resume below for review.
You may contact me through my email or by phone if you need further information.
Sincerely,
Joy Kovalchick
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7/22/2005
Joy A. Kovalchick Home: 561-748-0760
21 Palmetto Way Email: joy060901(a,aol.com
Tequesta, FL 33469
• Ex e n
p ne ces: Mortgage contract underwriting, underwriting, processing, closing, funding
in the mortgage environment. Trust operations and data processing systems
as a manager, analyst, and programmer on mainframe systems involving
conversions, training, and system evaluation. Last 10 years in mortgage
underwriting for conforming, non-conforming, sub-prime, Jumbos, etc.
Professional Experience:
Radian Guaranty (MI Company) 2001-2004
Contract Underwriter -Retail conforming, FNMA/FHMLC and non-
conforming with many high LTV products requiring PMI. Top producer
in getting loans underwritten. Contracted with Washington Mutual &
Preferred Home Mtg.
Parkway Mortgage 1999-2001
Underwriter -Wholesale and Retail underwriting using various investors
Matrixes. Interaction with brokers, investors and account reps.
American Mortgage Capital 1997-1999
Underwriter/Supervisor -Sub prime underwriter and Coordinator in the
sell of loans to investors, generated reports and calculated pricing. LP used
• on fall-out. Supervised HMDA reporting & assisted in new office openings.
Parkway Mortgage 1996-1997
Underwriter -non-conforming loans involving various states outside FL.
Contact with investor's to establish business relationship, pricing & sales.
Ocwen Financial 1992-1996.
Processor/underwriter -Conforming &non-conforming mortgage loans.
Duties included processing, underwriting, closing, funding and post-close.
Established contacts with attorneys & auctioneers for out-of--town auction
sells of REO properties. Conducted follow-up from mortgages purchased
from auction. Developed and implemented progress charts, pipeline reports.
Citibank 1990-1992
Mortgage specialist -Conventional & government loan processing and
preparation of closing packages nationwide.
Education: Business School, college classes
Bank and computer related seminars and courses.
Trade Show participation
Computer savvy
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