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HomeMy WebLinkAboutDocumentation_Pension Public Safety_Tab 20_02/14/2006Gwen Carlisle • From: PITHOMEMTG(c~aol.com Sent: Monday, July 11, 2005 1:14 PM To: gcarlisle@tequesta.org Subject: Re: Public Safety Pension Board Gwen, Here is a brief resume on myself. I have a BA degree from the University of North Carolina -Charlotte in Business Administration. After college, I worked for a local bank for 14 years as a loan officer. 1 opened my own business Pittman's Hometown Mortgage Corp in 1998. 1 am also a licensed REALTOR. I am Past President of the JupiterlTequesta Rotary Club, a member of the Chamber of Commerce, Board of Realtors and Jupiter Light Lodge. I currently reside at 15 Pinetree Circle in Tequesta and have been a Tequesta resident for 9 years. I am also a native of this area growing up in the Palm Beach Gardens area. I am married and have 2 sons, ages 5 8~ 8 that reside with me. 1 hope this enough information for you. Kevin Pittman 15 Pinetree Circle Tequesta, FL 33469 Home - 743-4331 Office/Cell - 748-5050 • • 7/11 /2005 • Gwen Carlisle From: JOY060901 @aol.com Sent: Friday, July 08, 2005 11:49 AM To: gcartisle~tequesta.org Subject: Pension Board Member I am interested in the above position. I have been in the banking business in past years as a programmer/analyst. I have general knowledge of finance through banking experience and the mortgage industry. I am now retired but have attached my resume below for review. You may contact me through my email or by phone if you need further information. Sincerely, Joy Kovalchick • • 7/22/2005 Joy A. Kovalchick Home: 561-748-0760 21 Palmetto Way Email: joy060901(a,aol.com Tequesta, FL 33469 • Ex e n p ne ces: Mortgage contract underwriting, underwriting, processing, closing, funding in the mortgage environment. Trust operations and data processing systems as a manager, analyst, and programmer on mainframe systems involving conversions, training, and system evaluation. Last 10 years in mortgage underwriting for conforming, non-conforming, sub-prime, Jumbos, etc. Professional Experience: Radian Guaranty (MI Company) 2001-2004 Contract Underwriter -Retail conforming, FNMA/FHMLC and non- conforming with many high LTV products requiring PMI. Top producer in getting loans underwritten. Contracted with Washington Mutual & Preferred Home Mtg. Parkway Mortgage 1999-2001 Underwriter -Wholesale and Retail underwriting using various investors Matrixes. Interaction with brokers, investors and account reps. American Mortgage Capital 1997-1999 Underwriter/Supervisor -Sub prime underwriter and Coordinator in the sell of loans to investors, generated reports and calculated pricing. LP used • on fall-out. Supervised HMDA reporting & assisted in new office openings. Parkway Mortgage 1996-1997 Underwriter -non-conforming loans involving various states outside FL. Contact with investor's to establish business relationship, pricing & sales. Ocwen Financial 1992-1996. Processor/underwriter -Conforming &non-conforming mortgage loans. Duties included processing, underwriting, closing, funding and post-close. Established contacts with attorneys & auctioneers for out-of--town auction sells of REO properties. Conducted follow-up from mortgages purchased from auction. Developed and implemented progress charts, pipeline reports. Citibank 1990-1992 Mortgage specialist -Conventional & government loan processing and preparation of closing packages nationwide. Education: Business School, college classes Bank and computer related seminars and courses. Trade Show participation Computer savvy •