HomeMy WebLinkAboutDocumentation_Regular_Tab 08_08/09/2007VILLAGE OF TEQUESTA
MEETING AGENDA ROUTING SHEET
MEETING DATE: August 9, 2007
REQUESTED ACTION/SUMMARY: Approval to maintain the property appraisal
values at the October 1, 2006 rates and advise the Florida
Municipal Insurance Trust accordingly.
RESOLUTION OR ORDINANCE NUMBER: Res # 61-06/07 Ord #
ORIGINATING DEPARTMENT: Human Resources
FUNDING SOURCE: 2006/2007 BUDGET
ACCOUNT NUMBER: Various
CURRENT BUDGETED AMOUNT AVAILABLE: General Fund #001
Water Utilities #401
Storm water #403
AMOUNT OF THIS ITEM: $154,123.00
AMOUNT REMAINING AFTER THIS ITEM: $0
BUDGET TRANSFER REQUIRED: Yes _ No
APPROPRIATE FUND BALANCE: Yes No
Piggyback Contract Name and #:
Or
Competitive Bid #
APPROVALS: r"
:~,
~~ ;~ , r
DEPARTMENT HEAD:
FINANCE DIRECTOR:
VILLAGE MANAGER: s"~"`r ~ ~--
VILLAGE MANAGER RECOMMENDATION:
APPROVE ITEM:1~°`
DENY ITEM: ^
VILLAGE ATTORNEY: APPROVED FOR LEGAL SUFFICIENCY
^ Yes ^ No
^ Not Applicable (n/a)
~ a-b ~
Memo
To: Michael R Couzzo, Jr., Village Manager
From: Merlene Reid, HR Manager ~~~~`
Date: July 20, 2007
Re: Insurance Premium -Florida Municipal Insurance Trust
As you are aware, at the request of our insurers to have the Village property
appraised, the Village selected Specialty Property Appraisers to conduct a property
appraisal in February 2007, which resulted in property values moving from
$11,830,351 to $17,372,101. This resulted in the Florida Municipal Insurance Trust
sending the Village an Endorsement dated April 16, 2007, increasing the 2006/07
property insurance premium by $43,433 (see attached).
After discussions with the department heads which included our assessment of the
specifications to which our buildings have been constructed, followed by a meeting
with our brokers, Gehring Group, the Village administration is recommending that we
maintain the property appraisal rates in existence at October 1, 2006, until the end of
the 2006/2007 fiscal year, and have the FMIT submit for our consideration, a
quotation using the new appraised values for the 2007/08 fiscal year. A copy of
Gehring Group's analysis and recommendation is attached.
RESOLUTION NO. 61-06/07
A RESOLUTION OF THE VILLAGE
TEQUESTA, PALM BEACH COUNTY,
PROPERTY APPRAISAL RATES USED
PROPERTY INSURANCE AT OCTOBER
VILLAGE MANAGER TO ADVISE THE
TRUST ACCORDINGLY.
COUNCIL OF THE VILLAGE OF
FLORIDA, TO MAINTAIN THE
TO CALCULATE THE VILLAGE'S
1, 2006 AND AUTHORIZING THE
FLORIDA MUNICIPAL INSURANCE
WHEREAS, the Village had budgeted an initial amount of
$128,149 for property insurance, and a later amount of
$25,974 for the Village Hall, making a total amount of
$154,123; and
WHEREAS, the Florida Municipal Insurance Trust has adjusted
the Property insurance premium rates based on the revised
property values contained in the appraisal report of February
8, 2007 for a total of $43,433.
NOW, THEREFORE, BE IT RESOLVED BY THE VILLAGE OF TEQUESTA, PALM BEACH
COUNTY, FLORIDA, AS FOLLOWS:
Section 1: A resolution to maintain the property appraisal rates in
place on October 1, 2006, until the end of the 2006/07 fiscal year,
and authorizing the Village Manager to advise the Florida Municipal
Insurance Trust on behalf of the Village is hereby approved.
THE FOREGOING RESOLUTION WAS OFFERED by Council member
who moved its adoption. The motion was seconded by
Councilmember and upon being put to a vote, the vote was
as follows:
FOR ADOPTION
AGAINST ADOPTION
The Mayor thereupon declared the Resolution duly passed and adopted
this day of A.D., .
Mayor Jim Humpage
ATTEST:
Village Clerk Lori McWilliams
FLORIDA MUlUICIPAL IINSURANCE TRUST
PROPERTY AND ALLIED LINES CHANGE ENDORSEMENT
THIS ENDORSEMENT FORMS A PART OF THE AGREEMENT NUMBERED BELOW;
MEMBER'S NAME AND MAILING ADDRESS FMIT !NUMBER COVERAGE PERIOD
Village of Tequesta
345 Tequesta Drive
Tequesta, FI, 33469 FMIT #0596
October 1, 2006 TO: October
1, 2007
IT !S HEREBY NOTED AND AGREED THAT THE FOLLOWING CHANGES ARE MADE:
CHANGES
Effective April 5, 2007 the Member's Property Schedule is revised per the attached.
ADDITIONAL II RETURN
~ PREMIUM ~ $43, 433 ~ ~
THE ADDITIOtNALfRETURNPREMIUM IS (INCLUDED IN THE ATTACHED BILLING IINVOIGE.
PROP-END (10!96}
ENDORSEMENT ~: 3
INITIALS: dbaker
DATE: 09/16/2007
Reid, Merlene
From: Ellen Jones [ellen@gehringgroup.com]
Sent: Thursday, July 05, 2007 2:27 PM
To: Reid, Merlene
Cc: Kurt Gehring; Christian Bergstrom; Will Jones
Subject: Tequesta -property schedule co-insurance evaluation
Attachments: 061907 - Tequest Property Insurance AllocationCoinsurance Penalty Evaluation.xls
Merlene,
It was a pleasure to speak with you earlier this week.
Attached please find the Village's property schedule along with our coinsurance penalty evaluation. In order to
calculate the coinsurance penalties, we needed to establish a loss percentage per building. As such, we
utilized a 100% loss scenario and we
only considered buildings that received a premium increase greater than $1,000. Based upon our findings, the
maximum out-of-pocket expenses the Village would suffer for `all other perils' would be $1.66 million and
`windstorm' losses at $1.79 million due to the 5% windstorm deductible. Again, these figures are assuming a
total loss of the facilities. Please note that the Water Plant's clear well & scrubber would have NO coverage
since the coinsurance penalty amount is less than the deductibles.
Based upon all of the documentation we have reviewed during this process, it is the Gehring Group's
recommendation that the Village continue to insure their properties at the total insured values currently on file
with the Florida League of Cities. Our office can provide the Village with additional scenarios should you wish
to increase your TIVs per the recent appraisal for the coming fiscal year of 07/08.
If we can provide you with any additional information, please do not hesitate to contact our office.
Sincerely,
Ellen Jones
Gehring Group
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