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HomeMy WebLinkAboutDocumentation_Regular_Tab 02_06/14/2007Village of Tequesta Comprehensive Annual Financial Report Fiscal Yeas Ending September 30, 2006 ~X.~ INTRODUCTORY SECTION VILLAGE OF TEQUESTA, FLORIDA COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR ENDED SEPTEMBER 30, 2006 Prepared By Finance Department The Village of Tequesta, Florida VILLAGE OF TEQUESTA, FLORIDA TABLE OF CONTENTS PAGE I. INTRODUCTORY SECTION Letter of Transmittal i-v Certificate of Achievement for Excellence in Financial Reporting vi Organization Chart vii List of Principal Officials viii II. FINANCIAL SECTION REPORT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS 1-2 MANAGEMENT'S DISCUSSION AND ANALYSIS 3-15 BASIC FINANCIAL STATEMENTS: Government-Wide Financial Statements: Statement of Net Assets 16 Statement of Activities 17 Fund Financial Statements: Balance Sheet -Governmental Funds 18 Statement of Revenues, Expenditures and Changes in Fund Balances - 19 Governmental Funds Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 20 Statement of Net Assets -Proprietary Funds 21 Statement of Revenues, Expenses and Changes in Net Assets -Proprietary Funds 22 Statement of Cash Flows -Proprietary Funds 23 Statement of Fiduciary Net Assets -Fiduciary Funds 24 Statement of Changes in Fiduciary Net Assets -Fiduciary Funds 25 Notes to Basic Financial Statements 26-56 REQUIRED SUPPLEMENTARY INFORMATION (Other than MD&A): Budgetary Comparison Schedule -General Fund 57 Note to Budgetary Comparison Schedule 58 Schedule of Employer Contributions 59 VILLAGE OF TEQUESTA, FLORIDA TABLE OF CONTENTS (Continued) PAGE COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES Combining Balance Sheet - Nonmajor Governmental Funds 60 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Governmental Funds 61 Budgetary Comparison Schedule -Special Revenue Fund 62 Budgetary Comparison Schedule -Capital Projects Fund 63 Budgetary Comparison Schedule -Capital Improvement Fund 64 Combining Statement of Net Assets - Nonmajor Enterprise Funds 65 Combining Statement of Revenues, Expenses and Changes in Net Assets - Nonmajor Proprietary Funds 66 Combining Statement of Cash Flows - Nonmajor Enterprise Funds 67 Combining Statement of Fiduciary Net Assets 68 Combining Statement of Changes in Fiduciary Assets 69 III. STATISTICAL SECTION Net Assets by Component -Last Four Fiscal Years 70 Changes in Net Assets -Last Four Fiscal Years 71_72 Program Revenues by Function/Program -Last Four Fiscal Years 73 Fund Balances, Governmental Funds -Last Four Fiscal Years 74 Changes in Fund Balances, Governmental Funds -Last Four Fiscal Years 75 Tax Revenues by Source, Governmental Funds -Last Four Fiscal Years 76 Revenues from Sales and Use Taxes by Category -Last Four Fiscal Years 77 Assessed and Estimated Actual Value of Taxable Property -Last Ten Fiscal Years 78 Property Tax Rates -All Direct and Overlapping Governments -Last Ten Fiscal Years 79 Principal Property Taxpayers -Current Year and Nine Years Ago 80 Property Tax Levies and Collections (Unaudited) -Last Ten Fiscal Years g l Second Tier Capacity -Other Taxes by Category -Last Ten Fiscal Years 82 Ratios of Outstanding Debt by Type -Last Ten Fiscal Years S3 Ratio of Net Outstanding Debt to Assessed Value and Net Bonded Debt Per Capita (Unaudited) - Last Ten Fiscal Years 84 Computation of Legal Debt Margin gs Direct and Overlapping Governmental Activities Debt 86 Pledged-Revenue Coverage -Last Ten Fiscal Years 87 Demographic and Economic Statistics -Last Ten Fiscal Years gg Full-time-Equivalent Village Government Employees by Function/Program - Last Five Fiscal Years 89 Operating Indicators by Function/Program -Current Fiscal Year 90 Capital Asset Statistics by Function/Program -Current Fiscal Year 91 VILLAGE OF TEQUESTA, FLORIDA TABLE OF CONTENTS (Continued) PAGE N. COMPLIANCE SECTION Report of Independent Certified Public Accountants on Compliance and on Internal Control over Financial Reporting and on Compliance and Other Matters based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 92-93 Management Letter in Accordance with the Rules of the Auditor General of the State of Florida 94-95 Report of Independent Certified Public Accountants on Compliance and Internal Control over Compliance Applicable to Each Major State Financial Assistance Project 96-97 Schedule of Expenditures of State Financial Assistance 98 Note to the Schedule of Expenditures of State Financial Assistance 99 Summary Schedule of Prior Audit Findings 100 Schedule of Findings and Questioned Costs 101 !llaae of Teaaes~-a, 345 Tequesta Drive I P: (561) 575-6200 Tequesta, FL 33469 F: (561) 575-6203 February 16, 2007 To the Honorable Mayor, Members of The Village Council, and Citizens of the Village of Tequesta, Florida Chapter 11.45 of the Florida Statues, Chapter 10.550 of the rules of the Auditor General of the State of Florida requires every general purpose local government publish within six months of the close of each fiscal year a complete set of audited financial statements. The Comprehensive Annual Financial Report of the Village of Tequesta, Florida, is published to fulfill that requirement for the fiscal year ended September 30, 2006. The financial statements included in this report conform with accounting principles generally accepted in the United States (GAAP) established by the Governmental Accounting Standards Board. This report consists of management's representations concerning the finances of the Village of Tequesta. Consequently, management assumes full responsibility for the completeness and reliability of the information presented. We believe the data presented in this report to be accurate in all material respects, and include all statements and disclosures necessary for the reader to obtain a thorough understanding of the Village's financial activities. To provide a reasonable basis for making these representations, management has established a comprehensive internal control framework that is designed for this purpose. Because the cost of intemal controls should not outweigh their benefits, the Village's comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statement will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The Village's financial statements have been audited by Rachlin Cohen & Holtz LLP, a licensed certified public accounting firm. The independent auditor concluded, based upon the audit, that there was reasonable basis for rendering an unqualified opinion that the Village's financial statements for the fiscal year ended September 30, 2006 are fairly presented in accordance with GAAP. The independent auditor's report is located at the front of the financial section of this report. Management's discussion and analysis (MD&A) immediately follows the independent auditor's report and provides a narrative introduction, overview, and analysis of the basic financial statements. MD&A complement this letter of transmittal and should be read in conjunction with it. PROFILE OF THE GOVERNMENT The Village of Tequesta was incorporated June 4, 1957 and has aCouncil-Manager form of government. All powers of the Village are vested in an elected governing body of the Village consisting of a five member Village Council responsible for enacting ordinances, resolutions and regulations governing the Village, adopting budgets, determining policies, as well as appointing the members of various advisory boards and the Village Manager. The Village Manager executes the laws and administers the government as well as attends to the day-to-day affairs of the Village. The Village of Tequesta provides a full range of services, including police and fire protection; the construction and maintenance of streets and other infrastructure; recreational and cultural activities; water and stormwater utilities and contracts for sanitation services. The annual budget serves as the foundation for the Village of Tequesta's financial planning and control. The Village departments meet with and submit their plans and needs for the coming year to the finance department, which compiles a proposed budget. The Village Manager reviews and then submits the Manager's recommended budget to the Village Council. The Village Council reviews the budget, holds workshops for discussion on the budget and subsequently holds two public hearings to obtain citizen input and make changes prior to adoption of the budget. Finally, prior to October ls`, the Village Council adopts the approved budget along with an ordinance establishing the property tax rate (millage) required to fund the budget. Department heads recommend transfers of budgeted amounts within their department, which require approval of the Village Manager. All transfers greater then $5,000, capital items or transfers between funds are reported to the governing council. Supplemental appropriations require the special approval of the governing council. Budget-to-actual comparisons are provided in this report for each individual governmental fund for which an appropriated annual budget has been adopted. it FACTORS AFFECTING FINANCIAL CONDITION The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the Village of Tequesta operates Local Economy The Village is located at the extreme northeastern quadrant of Palm Beach County. Tequesta is a relatively affluent residential community with adequate commercial facilities necessary to provide goods and services to its residents. Northern Palm Beach County ranks as one of the top growth areas in the country. Although Tequesta's growth potential is restricted by the natural boundaries of the Atlantic Ocean to the east, the Loxahatchee River to the west, the Town of Jupiter to the south and Martin County to the north, Tequesta's growth potential for the foreseeable future continues to be favorable Property value assessments for fiscal year 2005/2006 increased approximately 15.4%. New construction and general appreciation in property values continue to be important factors Long-Term Financial Planning The Village of Tequesta's primary focus related to economic growth is the rebuilding and improving of existing commercial and residential property. The Village has afive-year capital improvement plan to continue to maintain and enhance existing roadways, parks and recreational facilities to encourage the improvement of these properties. Unreserved, undesignated fund balance in the general fund falls within the policy guidelines targeted by the Council for budgetary and planning purposes (i.e., 20% of total general fund expenditures). MAJOR INITIATIVES • Continue to explore annexation of contiguous properties in unincorporated Palm Beach County. • Continue to evaluate capital and operational needs within the Village to ensure ahigh- level service delivery in an efficient and economical manner. • Continue to explore alternative revenue sources, at both the state and federal level, with the assistance of a professional lobbyist. • Continue to evaluate and implement contemporary financial policies and procedures to ensure the efficient and economical operation of the Village of Tequesta. iii • Construct a new reverse osmosis well and raw water pipe line, reducing demand on external suppliers and increasing natural water supply • Construct new playground, pathways and restrooms at Constitution Park. • Design and construct a new linear park along Dixie Highway. • Provide repairs to Tequesta Bridge • Coordinate improvements to railroad crossing at Tequesta Drive. • Construct new stormwater system for South Cypress Drive and install new landscaped median. Cash Management The Village of Tequesta maintains two pooled cash accounts, the general investment account and the water enterprise investment account. The finance department monitors cash requirements and the finance director approves temporary idle cash for investment into these accounts. The investment policy of the Village is to maximize its investments in high quality, risk-free securities authorized by State statutes, while maintaining a competitive yield on its portfolio. Tequesta's investments for the current year consisted of deposits with the State Board of Administration (SBA) -Local Government Surplus Funds Trust Fund Investment Pool, obligations of the U.S. Government, and amounts held by an outside custodian on behalf of the Pension Trust Funds. Investments with the SBA consist of obligations of the U.S. Treasury and its agencies, money market securities of highest quality such as commercial paper, banker's acceptance, corporate notes and repurchase agreements. These funds have adopted operating procedures consistent with the requirements fora 2a-7 fund. Because of short maturities and high quality, securities in this fund are considered practically risk free. Risk Management During 2006, Tequesta continued to use a third-party insurance coverage for its Risk Management Program. Pension Benefits The Village maintains asingle-employer, defined benefit pension retirement system. The retirement system provides benefits to all full time firefighters, as well as any full time police officers or general employees hired January 1, 1996 or thereafter. In 1999, the Plans were amended, establishing a separate plan for public safety officers (firefighters and police officers) and a separate plan for general employees. The retirement system was established by the Village and is administered by two separate Boards of Trustees (public safety offers and general employees). The retirement system receives contributions that may not be used to pay the benefits of all employee classes. Due to this restriction, for financial statement purposes, three separate plans are shown as pension trust funds. The Village Employees' Retirement System administers the following plans: The Firefighters' Pension Trust Fund (FPTF), The Police iv Officers' Pension Trust (PPTF) and the General Employees' Pension Trust Fund (GPTF). The Firefighters' Pension Trust Fund and the Police Officers' Pension Trust Fund have issued stand- alone financial statements and are included in the financial statements of the Village as pension trust funds. AWARDS AND ACKNOWLEDGEMENTS The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to Tequesta for its comprehensive annual financial report for the fiscal year ended September 30, 2005. This was the twenty-third consecutive year that Tequesta has received this prestigious award. In order to be awarded a Certificate of Achievement, Tequesta had to publish an easily readable and efficiently organized comprehensive annual financial report. This Report satisfied both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year. We believe that our current comprehensive annual financial report will continue to meet the Certificate of Achievement Program's requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. The preparation of this report would not have been possible without the efficient and dedicated services of the entire staff of the finance department. We would like to express our appreciation to all members of the department who assisted and contributed to the preparation of this report. In closing, we must also acknowledge the Mayor and Council for their unfailing support for maintaining the highest standards of professionalism in the management of the Village of Tequesta's finances. Respectfully submitted, ~ - ~~ ~ Michael R. Couzzo, Jr. Village Manager ~, Ann Forsythe, CP Finance Director v VILLAGE OF TEQUESTA, FLORIDA CERTIFICATE OF ACHIEVEMENT SEPTEMBER 30, 2006 Certificate of Achievement for Excellence in Financial Reporting Presented to Village of Tequesta Florida For its Comprehensive Annual Financial Report for the Fiscal Year Ended. Septemer 30, 2005 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. ~a~ a~F,~ subs ~ 7~ .~ President ~~~ Executive Director -vi- A O w ~ ~ ~ ~ o ~ ~ o w z a ¢ W E-y ~ w w ~" O t~ w W ~ ~ ~ o a a VILLAGE OF TEQUESTA, FLORIDA LIST OF PRINCIPAL OFFICIALS SEPTEMBER 30, 2006 VILLAGE COUNCIL 2005-2006 James Humpage Tom Paterno Geraldine A. Genco Patricia Watkins Seat 5 -Open Mayor Vice-Mayor Councilmember Councilmember Councilmember VILLAGE OFFICIALS AND DIRECTORS Michael R, Couzzo, Jr. Scott Hawkins (Jones, Foster, Johnston & Stubbs, P.A.) Gwen Carlisle James Weinand William McCollom JoAnn Forsythe, CPA Catherine Harding Robert Garlo Michael R. Couzzo, Jr. Gregg Corbitt Village Manager Village Attorney Village Clerk Fire Chief Police Chief Director of Finance Director of Community Development Director of Public Works Director of Utilities Director of Parks and Recreation Rachlin Cohen & Holtz LLP Accountants • Advisors -viii- FINANCIAL SECTION REPORT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS COI'Je12 Holtz Accountants Advisors REPORT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS Honorable Mayor, Village Council and Village Manager Village of Tequesta, Florida We have audited the accompanying financial statements of the governments] activities, the business-type activities, each major fund, and the aggregate remaining fund information of the Village of Tequesta, Florida (the Village) as of and for the year ended September 30, ?006, which collectively comprise the Village's basic financial statements, as listed in the table of contents. These financial statements are the responsibility of the Village's management. Our responsibility is to express opinions on these basic financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Village's internal control over financial reporting. Accordingly, we express no such opinion. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the Village of Tequesta, Florida as of September ~0, ?006 and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with accounting principles generally accepted in the United States. In accordance with Government Auditing Standards, we have also issued a report dated February 16, ?007 on our consideration of the Village's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Covernnzent Auditing Standards and should be read in conjunction with the report in considering the results of our audit. Rachlin Cohen & Holtz LLP One Southeast Third Avenue ^ Tenth Floor ^ Miami, Florida 33131 ^ Phone 305.377.4228 ^ Fax 305.377.8331 ^ www.raChlin.COm An Independent Member of Baker Tilly International M I A M I ^ F O R T L A U D E R D A L E ^ W E S T P A L M B E A C H Honorable Mayor, Village Council and Village Manager Village of Tequesta, Florida Page Two Management's Discussion and Analysis and the Required Supplementary Inforniation on pages 3 to 15 and pages 57 to 59, respectively, are not a required part of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Village's basic financial statements. The introductory section, combining and individual fiend statements and schedules and statistical tables are presented for purposes of additional analysis and are not a required part of the basic financial statements. Similarly, the accompanying schedule of expenditures of state financial assistance is presented for purposes of additional analysis as required by the Florida Single Audit Act and Chapter 10.50, Rules of the Auditor General. The combining and individual fund statements and schedules and the schedule of expenditures of state financial assistance, have been subjected to the auditing procedures applied in the audit of the basic financial statements and in our opinion, is fairly stated in all material respects in relation to the basic financial statements taken as a whole. The information identified in the table of contents as the Introductory and Statistical Sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and, accordingly, we express no opinion thereon. West Palm Beach, Florida February 16, 2007 -~- Cohen Holtz Accountants Advisors MANAGEMENT'S DISCUSSION AND ANALYSIS (MD&A) Village of Tequesta, Florida Management's Discussion and Analysis As management of the Village of Tequesta, we offer readers of the Village's financial statement this narrative overview and analysis of the financial activities of the Village for the fiscal year ended September 30, 2006. We encourage readers to consider the information presented here in conjunction with the additional information that we have furnished in the letter of transmittal found on pages i to v of this report. Financial Highlights The assets of the Village of Tequesta exceeded its liabilities at the close of the most recent fiscal year by $27.2 million (net assets). Of this amount, $10.4 million (unrestricted net assets) may be used to meet the ongoing obligations to the citizens and creditors. The Village's total net assets increased by $2.76 million (11.3%) during the current fiscal year. A key factor was the increase in ad valorem taxes due to a rise in the taxable value of real property. Another factor was an increase in the interest rates over the year resulting in a 82% increase in this revenue from the prior year. As of the close of the current fiscal year, the Village's governmental funds reported combined ending fund balances of $5.4 million, a decrease of $1.4 million from the prior year. At the end of the current fiscal year, unreserved, undesignated fund balance for the General fund was $1.9 million a reduction of $523,793 from the prior year. The Village's total long-term-debt decreased by $210,087 (2.8%) during the current fiscal year. Please see, Notes to Basic Financial Statements, Note 9 on page 40. The Village implemented GASB Statement 44, Economic Condition Reporting: The Statistical Section. The 21 statistical tables present detailed information as a context for understanding what the financial statements, note disclosures, and required supplementary information says about the Village's overall financial health. The tables begin on page 70. The Village was required to have an audit on compliance and internal control over each major State financial assistance project (grant) for fiscal year ending 9/30/2006. The auditors report begins on page 96. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the Village of Tequesta's basic financial statements. The Village's basic financial statements consist of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial 3 statements. In addition to these basic financial statements, this report contains other supplementary information. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the Village's finances, in a manner similar to a private- sectorbusiness. The statement of net assets presents information on all of the Village's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the Village is improving or deteriorating. The statement of activities presents information showing how the Village's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the Village that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the Village included general government, public safety, transportation and leisure services. The business-type activities of the Village included water, stormwater and refuse and recycling. The government-wide financial statements can be found on pages 16-17 of this report. Fund financial statements. Afund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The Village, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the Village can be divided into three categories: governmental funds, proprietary funds and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating the Village's near teen financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the Village's near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The Village maintains five individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the General, Special Revenue, Special Law Enforcement, Capital Projects and Capital Improvement funds. The General and Capital Projects fund are considered to be 4 a major funds. Data from the other three governmental funds is combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The Village adopts an annual appropriated budget for its General Fund. A budgetary comparison statement has been provided for the General Fund to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on pages 18-20 of this report. Proprietary funds. The Village maintains one type of proprietary fund. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The Village uses enterprise funds to account for its water, stormwater and refuse and recycling. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the Water Utility. Data from Stormwater Utility and Refuse and Recycling funds are combined into a single, aggregated presentation The basic proprietary fund financial statements can be found on pages 21-23 of this report. Fiduciary ficnds. Fiduciary funds are used to account for resources held for the benefit of parties outside the Village. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the Village's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statements can be found on pages 24-25 of this report. Notes to the basic financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the basic financial statements can be found on pages 26-56 of this report. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the Village of Tequesta's progress in funding its obligation to provide pension benefits to its employees. Required supplementary information can be found on pages 57-59 of this report. The combining statements referred to earlier in connection with nonmajor governmental funds, as well as, nonmajor enterprise funds and fiduciary funds are presented immediately following the required supplementary information. Combining and individual fund statements and schedules can be found on pages 60-69 of this report. The Village of Tequesta implemented GASB Statement 44, Economic Condition Reporting.• The Statistical Section. The 21 statistical tables are presented under the following 5 categories: Financial Trends, Revenue Capacity, Debt Capacity, Demographic and Economic Information and Operating Information and can be found on pages 70-91 of this report. Government-wide Financial Analysis As noted earlier, net assets may serve over time as a useful indicator of the Village's financial position. In the case of the Village of Tequesta, total assets exceeded liabilities by $27.2 million at the close of the most recent fiscal year. The largest portion of the Village's net assets (59.7%) represents investment in capital assets (e.g., land, buildings, machinery and equipment), less any related outstanding debt used to acquire those assets. The Village uses these capital assets to provide services to citizens; consequently, they are not available for future spending. Although the Village's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources since the capital assets themselves cannot be used to liquidate these liabilities. Village of Tequesta's Net Assets Governmental Activities Business-type Activities Total Assets Current and other assets Capital assets, net Total assets 2006 2005 $7,296,921 $8,106,445 2006 2005 2006 2005 $6,063,576 $5,886,762 $13,360,497 $13,993,207 Liabilities Current liabilities and payables Long-term liabilities Total liabilities Net assets Invested in capital assets, net of related debt Restricted for debt service Restricted for Renew & Rep. Unrestricted Total net assets $10,142,809 $7,416,462 $18,955,598 $18,270,078 $29,098,407 $25,686,540 $17,439,730 $15,522,907 $25,019,174 $24,156,840 $42,458,904 $39,679,747 $1,598,906 $998,469 $659,242 $836,567 $2,258,148 $1,835,036 $5,611,91 L $5,809,481 $7.373,470 $7,583,557 $12,985,381 $L3,393,038 $7,210,817 $6,807,950 $8,032,712 $8,420,(24 $L5,243,529 $15,228,074 $4,515,096 $1,788,749 $143,370 $ 11,722,188 $10,815,151 $16,237,284 $12,603,900 $133,762 $317,102 $277,132 $317,102 $262,607 $262,607 $5,570,447 $6,926,208 $4,867,905 $4,604,463 $10,438,352 $ L 1,530,671 $10,228,913 $8,714,957 $16,986,462 $15,736,716 $27,215,375 $24,451,673 The restricted portion of the Village's net assets, $539,439 (1.9%), represents resources that are subject to external restrictions on how they maybe used. The remaining unrestricted net asset balance of $10.4 million (38.4 %) maybe used to meet the Village's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the Village of Tequesta is able to report positive balances in all three categories of net assets, both for the government as a whole, as well as for its separate governmental and business-type activities. The same situation held true for the prior fiscal year. The government's total net assets increased $2,763,702 (11.3%) during the year. This increase demonstrates the degree in which increases in ongoing revenues have outpaced increases in ongoing expenses. 6 Governmental activities. Governmental activities (excluding transfers) increased the Village of Tequesta's net assets by $1,453,656 accounting for 52.6% of the total increase in net assets of the Village. Village of Teq uesta's Changes in Net Assets Governmental Activities Business-ty pe Activities Total 2006 2005 2006 2005 2006 2005 evenues: rogram Rcvcnucs: Charges forScrviccs $1,449,040 $1,305,484 $4,676,082 $4,613,451 $6,125,122 $5,872,616 Grants & Contributions 900,183 515,438 526,471 119,944 1,426,654 515,438 cncral Rcvcnucs: PropcrtyTaxcs 5,166,754 4,494,713 5,166,754 4,494,713 Other Taxes 1,087,759 1,084,827 1,087,759 1,084,827 Franchise fees based on gross receipts 419,929 367,778 419,929 367,778 [ntcrgovcrnmcntal 679,001 622,457 679,001 622,457 Unrestricted investment earnings 392,961 214,588 280,665 164,163 673,626 378,751 Fines and forfeitures Sce below 352,254 See below 352,254 ain on sale of capital assets 1,981 4,820 6,801 OthcrMiscellancous 173,362 289,647 479,145 151,487 652,507 441,134 Total Rcvcnuc 10,270,970 9,247,186 5,967,]83 5,049,045 16,238,153 14,296,231 Expenses: General government ],402,535 1,36],013 1,402,535 1,361,013 Public safety 5,577,243 4,691,063 5,577,243 4,691,063 Transportation 837,441 656,158 837,441 656,158 Leisure Services 756,224 605,745 756,224 605,745 Interest of long-term debt 243,871 248,728 386,012 368,576 629,883 248,728 Water utility scrviccs 3,801,245 3,657,451 3,801,245 3,657,451 Stormwatcr scrviccs 198,993 142,788 198,993 142,788 Refuse & recycling scrviccs 270,887 260,715 270,887 260,715 otal Expenses 8,817,314 7,562,707 4,657,137 4,429,530 13,474,451 11,992,237 'hangc in net assets, efore transfers 1,453,656 1,684,479 1,310,046 619,515 2,763,702 2,303,994 ransfcrs and contributions: 60,300 710, I S I (60,300) (7 L0,1 S I) - - hange in net assets 1,5]3,956 2,394,630 (90,636) 2,763,702 2,303,994 ctasscts-beginning 10/Ol 8,714,957 6,320,327 15,736,716 15,827,353 24,451,673 22,147,680 ctasscts-cndin=9/30 $10,228,913 $8,714,957 $16,986,462 $15,736,716 27,215,375 $24,451,673 7 Government-type activities: A key element in the increase in net assets is an increase is property taxes, which increased $672,04] (IS%), mainly due to rising property values/assessments. Grant revenue from governmental activities increased by $384,745. Investment earnings increased $169,092, due to rising interest rates during the year. Fees from licenses and permits increased $78,012 mostly due to increased activity in building permits. Fines and forfeitures are reported as part of `charges for services' in f/y/e 9/30/2006 and were reported as `General revenue' in the prior year. The Village's programs/functions include General Government, Public Safety, Transportation and Leisure Services. The net cost shows the extent to which the Village's general revenues support each of the Village's programs. The cost of all governmental activities this year was $8,817,314. As shown on the Statement of Activities, the functions directly benefiting from the programs generated revenue of $2,349,223 towards this cost and the remaining cost of $6,468,091 (73.4%) was financed through general revenues. This represents a 12.7% increase from prior year. 8 Revenues by Source -Governmental Activities Unrestricted investrr~~" ~~-~'~~~ Intergovernmental 6.6% Other Miscellaneous Charges for iervices Franchise fees 4.1 14.1% Grants & Contributions 8.8% In the chart above, revenue from ad valorem taxes has been combined with `other taxes' to show the percentage of revenue generated from all tax sources in fiscal year ending September 30, 2006 Business-type activities. The net assets of business-type activities increased $1,249,746. Operating income from business-type activities was $931,428; an increase of $258,987 from the prior year. This was mainly due to an increase of $406,527 in intergovernmental revenue related to grant revenue, offset by an increase in operating expenses (R & M increased $135,076, utilities increased $58,578 and depreciation expense increased $51,647)). It should also be noted that Capital Connect charges have been reclassified from `Charges for Services in f/y/e 9/30/2005 to miscellaneous revenue, anon-operating revenue in f/y/e 9/30/2006. Additionally, $68,839 received from Tropic Vista residents, to reimburse costs associated with the Village supplying water to this area in Martin County, is classified as `Charges for Services' in the current year, a change from miscellaneous revenue in prior year. 9 Expenditures by Function -Business Type Activities Revenue & Recycling Stormwater Utility 5% 6% Revenues by Source -Business Type Activities Grants & Contributions - 9 l~ Investment Earnings Miscellaneous 5% 8% Financial Analysis of the Village's Funds As noted earlier, the Village of Tequesta uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental funds. The focus of the Village's governmental unds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the Village's financing requirements. In particular, unreserved fund balance may serve as a useful measure of the Village's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, The Village of Tequesta's governmental funds reported combined ending fund balances $5.4 million, a decrease of $1.4 million from the prior year. Approximately 73% ($3,950,680) of the total amount of fund balances constitutes unreserved fund balance, which is available for spending at the government's discretion. However, the Village has designated $1,000,000 of the unreserved fund balance in the General Fund for Disaster Relief; $691,866 for subsequent year's expenditures (roll-forwards) and has identified fund balances in the following funds for specific uses: Capital Improvements ($103,020) and Special Revenue Funds ($255,615). Designations reflect the Village's self-imposed limitations on the use of otherwise available current financial resources. The remainder of unreserved undesignated fund balance (S l .9 million) represents approximately 35.2% of total fund balances. The General Fund is the chief operating fund of the Village. At the end of the current fiscal year, unreserved fund balance of the general fund was $3,068,585. As a measure of the general fund's liquidity, it may be useful to compare both unreserved fund balance and total fund balance to total fund expenditures. Unreserved fund balance represents 36.7% of total general fund expenditures, while total fund balance represents 40.7% of that same amount. Compared to the prior fiscal year, total General Fund revenues increased by 5424,727 or 4.8%. Key factors in this growth are as follows; Increase in property values and new construction resulting in increased ad-valorem taxes of $672,041 (15.0%). Revenue from grants increased $169,092. Investment earnings (interest) increased $169,092 due to rising interest rates. These increases were offset by the following decreases in revenue o Fines and forfeitures decreased $316,429 ($300,000 fine collected in 2005). o Miscellaneous revenue decreased $114,305, due to one-time insurance proceeds of $62,441 and donations/contribution of 545,000 received in 2005. 11 The amount of General Fund revenue by type, their percent of the total and the amount of change compared to last fiscal year are shown in the following schedule: General Fund Change from Prior Year 2006 % of Total ~ % 2005 Revenues Sources axes 5,166,754 56.1% 672,041 15.0% 4,494,713 thcr taxes (with taxes in graph below) 1,087,759 11.8% 2,932 0.3% 1,084,827 Intcrgovcmmcntal 679,001 7.4% 56,544 9.0% 622,457 'barges for services 507,702 5.5% 16,707 3.0% 490,995 Inteagovcrnmcntal 262,700 2.9% 7,802 3.0% 254,898 rants 365,183 4.0°/> (150,255) -29.0% 515,438 Licenses and permits 544,065 5.9% 78,012 17.0% 466,053 Interest 374,957 4.1% 169,092 82.0% 205,865 Fines and forfeitures 34,075 .04% (316,429) -90.0°/> 350,504 Miscellaneous 175,343 1.9% (114,304) -39.0% 289,647 Lnpact fees 12,293 0.1 % 2,585 27.0% 9,707 Total Rcvcnuc 9,209,831 100% 424,727 4.8% 8,785,104 Revenues by Source -General Fund ^ Licenses and Permits j.9P ~ Interest ~ Fines and Forfeitures ~ Miscellaneous 4 . I °ro 0.4 °,'o I .9 ~ Grants ~ Impact Fees 4.0°iu ~ 0.1 ^Intragovernmental 2.9% ~ Taxes 67.9% ®Charges for Services 5.5% ^ Intergovernmental 7.4% 12 Expenditures in the General Fund are shown in the following schedule: _ ~'rCileral F'U[1C1 Chance from Prior Year 2006 % of Total $ % 2005 Ex enditures cncral government 1,391,612 16.7% 77,342 6% 1,314,270 Public Safcry 4,736,666 56.7% 393,045 9% 4,343,621 ransportation 807,651 9.7% 182,637 29% 625,014 Leisuro services 692,408 8.3% 168,969 32% 523,439 Capital outlay 239,195 2.8% (17,721) -7% 256,916 Debtscrvicc 486,423 5.8% 36,-40 8% 450,283 Total cx cnditures 8,353,955 100% 840,412 11% 7,5]3,543 In fiscal year 2006, total General fund expenditures increased by $840,412 or 11 percent compared to the prior year. The largest dollar increase in the General fund was in Public Safety ($393,045) which represents 47% of the total increase in expenditures. A portion of this increase is related to personnel services, with significant increases in overtime. A portion of this overtime is attributable to the closing of a portion of Tequesta Bridge. The largest increase in Transportation is primarily due hurricane related expenses ($I41,983). The largest increase in Leisure services is due to repair and maintenance of Tequesta park ($ 113, 800). The Special Revenue fund has a total fund balance of $378,976 reserved for paying debt service on the Improvement Revenue Refunding Bond Series 1994. Ending fund balance for the Capital Projects fund is $1,460,396 and the Capital Improvement fund is $362,910, which are designated for capital projects/improvements. Revenue into these funds was from capital grants and transfers-in. There was a net decrease in fund balances during the current year as actual expenditures exceeded revenues in the capital projects and capital improvement funds by $1,448,848. This decrease is mainly due to the cost of repairs on Tequesta bridge of $497,14] and $2,093,271 related to the construction of the municipal center. Proprietary funds: The Village's proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. Total net assets at the end of the year for the Water Utility Fund amounted to $14,943,481: an increase of $1,131,926 (8.2%) from the prior year. Income from operations and connection fees represented $91.7,779 of this increase. Other factors concerning the finances of this major fund have already been addressed in the discussion of the Village's business-type activities. General Fund Budgetary Highlights During the year there were additional appropriations that increased the original budget by $1,886,432. 13 Differences between the original budgeted expenditures and the final amended budget can be briefly summarized as follows: $143,983 increase in general government budget -mainly due an increase in the legal budget of $120,000 and budgeting a planner. $225,094 increase in the public safety budget -police patrol increased $99,377 and fire control increased $119,341 $299,233 increase in transportation budget - $210,674 increase in hurricane expenses, $42,593 increase in utility services. $198,795 increase in leisure services budget - $145,400 increases for repair and maintenance of Tequesta Park. $197,007 increase in capital outlay budget -various items $685,531 increase in transfers-out - to fund capital projects/improvements $1,157,882 (61.4%) of this increase was funded by appropriating existing fund balance and the remaining increase was funded through increases in various budgeted revenues. Although the final budgeted operating expenditures were $1,064,112 (13%) greater than the original budget, actual operating expenditures were $170,285 (2%) greater then the original budget and $893,817 (10%) less then the amended budget. Additional detail of final budget versus actual: ($305,448) public safety: 52% is a decrease in Police Patrol, personal services ($224,051) general government: 35% decrease Human Resources (position vacant), 21% decrease in Planning (planner not hired) ($98,782) transportation: 69.6% for hurricane expenses not used ($74,287)leisure services: 42% from repair and maintenance of Tequesta Park rolled forward to following year. ($174,772) in capital outlay: 36% related to police patrol vehicles; 65% encumbered ($16,477) debt service Capital Assets and Debt Administration Capital assets. The Village's capital assets for its governmental and business-type activities as of September 30, 2006 is $29,098,407 (net accumulated depreciation). These assets include land, buildings, improvements-other-than-buildings and machinery and equipment. The total increase in the Village's capital assets for the current fiscal years was 13.3 percent. Following is a detail of capital assets at September 30, 2006. Governmental Activities Business-type Activities $ 83,335 1,353,397 979,512 24,577,173 1,034,558 28,027,975 ( 9,072.377 $18,955,598 Total 2006 $ 486,270 4,462,293 5,899,860 26,279,278 4,310,863 41,438,567 (12,340,1601 $29,098,407 Land $ 402,935 Construction in progress 3,108,899 Buildings 4,920,348 Improvements 1,702,105 Equipment 3,276,305 Total capital assets 13,410,592 Less ace. depreciation (3,267,783 Total capital assets, net $10,142,809 14 Additional information on the Village's capital assets can be found in Note 7, Capital Assets, starting on page 37 of this report. Long-term Debt. At the end of the current fiscal year, the Village had no general obligation bonded debt. All of the Village's outstanding debt is secured by specified and general revenue sources. Village of Tequesta's Outstanding Debt Governmental Business-type Activities Activities Total 2006 2005 2006 2005 2006 2005 Revenue Bonds, net $ 380,000 $ 490,000 $ 6,763,985 $ 6,930,075 $ 7,143,985 $ 7,420,075 Notes payable 4,309,826 4,493,579 469,425 524,852 4,779,251 5,018,431 Capital leases 508,887 461,032 508,887 461,032 Compensated Absences 413,198 364,870 140,060 128,630 553,258 493,500 $ 5,611,911 $ 5,809,481 $ 7,373,470 $ 7,583,557 $ 12,985,381 $ 13,393,038 During the current fiscal year, the Village's net outstanding debt, decreased by $407.657 (3%). Additional information on the Village's long-term debt can be found in Note 9. Long Term Debt starting on page 40 of this report Economic Factor and Next Year's Budgets and Rates The rise in property values and the resulting efFect on ad valorem tax revenue appears to be the largest single economic factor in developing the Villages budget for the next fiscal year. Due to the significant increase in this revenue, there was no change in the millage rate for the Village. We have noted, however, that there is a decline in home sales and although that has not translated into declining home (taxable) values at this time, we will be watching this carefully in the next year. The unemployment rate for the Village of Tequesta is currently 3.7 percent, which is an increase of 0.6 percent from a rate of 3.1 percent a year ago. Inflationary trends in the region compare favorable to national indices. All of these factors were considered in preparing the Village of Tequesta's budget for the 2007 fiscal year. The Village of Tequesta's water rates are changed each year based on calculations detailed in the Village's Code of Ordinances. Based on these calculations the water rates were increased 2.36% on October 1, 2006. Requests for Information This financial report is designed to provide a general overview of the Village of Tequesta's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Village of Tequesta, Finance Office, 345 Tequesta Drive, Tequesta, Florida 33469 15 Page Intentionally Left Blank BASIC FINANCIAL STATEMENTS VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF NET ASSETS SEPTEMBER 30, 2006 A QQL'TQ Cash and cash equivalents Investments Receivables, net Inventories Restricted assets: Cash Investments Net pension asset Other assets Capital assets not being depreciated Capital assets being depreciated, net Total assets LIABILITIES Liabilities: Accounts payable Retainage payable Accrued liabilities Deposits Due to other governments Other current liabilities Unearned revenue Non-current liabilities: Due within one year Due in more than one year Total liabilities TTL'T A QOC'i'O Invested in capital assets, net of related debt Restricted for debt service Restricted for renewal and replacement Unrestricted Total net assets Business- Governmental type Activities Activities Total $ 232,056 $ 190,986 $ 423,042 5,879,963 4,130,606 10,010,569 621,082 853,101 1,474,183 39,621 14,547 54,168 - 13,475 13,475 143,370 690,912 834,282 302,250 - 302,250 78,579 169,949 248,528 3,511,834 1,436,732 4,948,566 6,630,975 17,518,866 24,149,841 17,439,730 25,019,174 42,458,904 843,270 157,492 1,000,762 210,133 61,912 272,045 169,083 131,820 300,903 - 308,018 308,018 2,743 - 2,743 81,331 - 81,331 292,346 - 292,346 418,073 228,000 646,073 5,193,838 7,145,470 12,339,308 7,210,817 8,032,712 15,243,529 4,515,096 11,722,188 16,237,284 143,370 133,762 277,132 - 262,607 262,607 5,570,447 4,867,905 10,438,352 $ 10,228,913 $16,986,462 $ 27,215,375 See notes to basic financial statements. -16- a E" ~ w a w E-~ --~ F~ F-' U Q w O H w W Q F-' 0 0 N 0 R,' W R] W H P. W Q w Q z W ~i Q W ~" Q U w ~. r-. ,-. 0o O N O ~ .-. _ M [~ M [~ 00 O ~ I~ ~--~ ~--~ M M 00 YO 01 M M ~ ~ ~ E-~ `~..~~ ~ N ~ d' ~O 'd ~ ~ ~ ~ ~ ~ N N N N .+-+ ~ ~ ,~ ~ .> ~ Q ~ r-+ U ~ ~ ~ Q N y ~z ~~ ~- ~ ~ N , a: ~• ~ ~ W ~ ~ '~ U ~ z ~~ 69 ~ ~ ~ ~ ~ i i oooNO~ O\ v~ (~ O t~ O~ M [~ M t~ 00 O t~ ~--~ ~--' M M 00 Ol M M ~O ~ ~O l~ ~n ~ ~t N d' ~ ~ I~ ~~ 0 ~~ (~ o a~'i CJ ~ ~ ~ O N .~~" ¢! ~ (Yi ~ cn N S". ~ ~ O ~, o ~ U ~. P-. ~ U ~ c. ~ w ~ G7 NI k W o o o O O o 0 0 0 o M O M M N v~ O~ N ~O o0 ~O N N v~ ~ vi v~ O N M ~O M M ~ ~ d' ~O N O l~ N ~ ~Y N d' 69 ~ M N ~ M mot' d t~ ' ~ mot' N N oo M N l~ [~ ~O M ~ O M (~ V~ ~ d^ oo v~ [~ N o0 ~ ~ a0 ,-. 00 M [~ v~ v~ N O N O O l~ O t~ t~ ~ ~ ~t ~O (~ l~ O~ O ~O ~ 00 M t~ ~O M a\ ~ vi N ~ [~ D1 a\ M N ~ ~ M ~--~ ~n N ~--~ ~t N ~O oo l~ t~ v~ oo ~O v~ 'V' •-• v7 p~ O ~ ~O ~O ~O ~O l~ ~' N ~n v~ .~ c0 N ~t ~ N N Ei4 N ~ ~O ~O ' ' ' ' v~ vi O O O ~O ~O N O ~ ~ 01 d' ~t 00 ~O M M l~ [~ ~ 0 ~ M N --+ ~Y ~ 0 0 ~ \O O ~ 00 .--~ vll ~O r, U N M N O~~ ao O ~ ~~ M O [~ l~ d\ O Q1 M D1 M O~ 41 U 00 ~D t~ O~ O~ N M ~--~ O N _M ~ o0 ~h ~ O ~ ~O ~ ~ ~ al ~ [~ N ~p v~ .--. I ~ I .--. ~ 169 o O o O O o 0 0 0 ~t V' O cs~ ~ ~ ~ ~ ~ ~t ~t ~O v~ N N l~ f]. ~' ~' ~ 'N U ~ a~ ~ Y ~~~ o ~ w ~ ~ ~' ~ ~ ~ o n ~ ~ ~ ~~ _ ~ ~ N oo O O a~i ~ ~ ~ O vi ~O v~ ~ N ~ ~ ~ O O ~ N ~ O ~ N ¢ ~ bq H O -. , '~' ~ ~ ~ ~ N ~ ~ U bA 6 9 N ~ ~ ~ O ~ ~ . ~ ~-. ~ N 4-i ~ ~ c N v~ 00 M ~ ~ d ~ ~ ~ .D N oo ~--~ sue O y ~ .~ .~ ~ ~ ~ ~ ~ l~ O~ ~ C~ 'mot . U O ~ ~ ~ _ ~ ~ ~ V ~D V' sue, ~ N N N Q y„ y, U _ ~ ~ O GO fn ~ ~' ~ M ~ 'C3 Q 'Y ~ Q Q O ~~ ~ cd ~C7 ~ ~ H ~ ai c~ ~ a~ C7 w H U Z Z ~ .Y ~ _ •~ ~ U ~ .. ~, ~ Y U cC ~ a .~ ~ ~ 'S ~ ~ ~ O U ~ + C ~ U O 'j ~ O ~ ~ _~ ~ `n ~ >, ~ ~ ~ ~ O ~ O b0 Lam' ~ .~ w ~ N ~ ~ '~ ~ ~ o rn a~ ~. °' ~ o 0 _ a~i s`ct. ~ a~ c~Ha~ a' ~ E~ . ~ i a ~ .~ 30 F~ E-~ ~ X U ~ ' ~~ O N O N VILLAGE OF TEQUESTA, FLORIDA BALANCE SHEET GOVERNMENTAL FUNDS SEPTEMBER 30, 2006 ASSETS Cash and cash equivalents Investments Receivables, net Inventories Other assets Total assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable Retainage payable Accrued liabilities Due to other governments Other current liabilities Unearned revenue Total liabilities Fund balances: Reserved for: Inventories Debt service Capital purchases Encumbrances Unreserved, designated: Subsequent years expenditures Designated for disaster relief Unreserved, undesignated, reported in: General Fund Special Revenue Funds Capital Project Funds Total fund balances Total liabilities and fund balances Capital Other Total Projects Governmental Governmental General Fund Funds Funds $ 183,739 $ 1,074 $ 47,243 $ 232,056 3,559,957 1,947,111 516,265 6,023,333 244,742 335,000 41,340 621,082 39,621 - - 39,621 74,635 3,944 - 78,579 $ 4,102,694 $ 2,287,129 $ 604,848 $ 6,994,671 $ 170,001 $ 616,600 $ 56,669 $ 843,270 - 210,133 - 210,133 169,083 - - 169,083 2,743 - - 2,743 81,331 - - 81,331 281,736 - 10,610 292,346 704,894 826,733 67,279 1,598,906 39,621 - - 39,621 - - 143,370 143,370 136,789 - - 136,789 152,805 972,500 - 1,125,305 167,970 487,896 36,000 691,866 1,000,000 - - 1,000,000 1,900,615 - - 1,900,615 - - 255,179 255,179 - - 103,020 103,020 3,397,800 1,460,396 537,569 5,395,765 $ 4,102,694 $ 2,287,129 $ 604,848 Amounts reported for governmental activities in the statement of net assets are different because: Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds. Net pension asset is not considered to represent a financial asset and therefore is not reported in the governmental funds Long-term liabilities, including bonds payable, not due and payable in the current period and therefore are not reported in the funds Net assets of governmental activities 10,142,809 302,250 (5,611,911) $ 10,228,913 See notes to basic financial statements. -18- VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2006 Revenues: Ad valorem taxes Other taxes Intergovernmental Franchise fees based on gross receipts Charges for services Intragovernmental Grants and contributions Licenses and permits Interest Fines and forfeitures Miscellaneous Impact fees Total revenues Expenditures: Current: General government Public safety Transportation Leisure services Capital outlay Debt service: Principal Interest Fiscal charges Total expenditures Excess (deficiency) of revenues over expenditures Other financing sources (uses): Transfers in Transfers out Proceeds from capital leases Total other financing sources (uses) Net change in fund balances Fund balances, beginning Fund balances, ending Capital Other Total Projects Governmental Governmental General Fund Funds Funds $5,166,754 $ - $ - $ 5,166,754 1,087,759 - - 1,087,759 679,001 - - 679,001 - - 419,929 419,929 507,702 - - 507,702 262,700 - - 262,700 365,183 535,000 - 900,183 544,065 - 87,456 631,521 374,957 - 18,004 392,961 34,075 - 750 34,825 175,343 - - 175,343 12,292 - - 12,292 9,209,831 535,000 526,139 10,270,970 1,391,612 - - 1,391,612 4,736,666 - 497,141 5,233,807 807,651 - - 807,651 692,408 - - 692,408 239,195 2,922,839 - 3,162,034 272,687 - 110,000 382,687 207,889 - 30,135 238,024 5,847 - - 5,847 8,353,955 2,922,839 637,276 11,914,070 855,876 (2,387,839) (111,137) (1,643,100) 393,518 1,162,881 466,969 2,023,368 (1,469,550) - (493,518) (1,963,068) 136,789 - - 136,789 (939,243) 1,162,881 (26,549) 197,089 (83,367) (1,224,958) (137,686) (1,446,011) 3,481,167 2,685,354 675,255 6,841,776 $3,397,800 $1,460,396 $ 537,569 $ 5,395,765 See notes to basic financial statements. -19- VILLAGE OF TEQUESTA, FLORIDA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FISCAL YEAR ENDED SEPTEMBER 30, 2006 Amounts reported for governmental activities in the statement of activities (Page 17) are different because: Net change in fund balances -total governmental funds (Page 19) $ (1,446,011} Governmental funds report capital outlays as expenditures. However, in the statement of activities, the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. The details of the difference are as follows: Capital outlay 3,162,034 Depreciation expense (435,687) Net adjustment 2,726,347 The issuance of long-term debt provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. The detail of the differences are as follows: Capital lease proceeds (136,789) Principal payments: 1994 revenue bonds 110,000 Notes payable 183,753 Capital leases 88,934 Net adjustment 245,898 Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds: The details of the difference are as follows: Compensated absences (48,328) Net pension expenses 36,050 Change in net assets of governmental activities (Page 17) $ 1,513,956 See notes to basic financial statements_ -20- VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF NET ASSETS PROPRIETARY FUNDS SEPTEMBER 30, 2006 ASSETS Current assets: Cash and cash equivalents Investments Accounts receivable, net Inventories Other assets Restricted assets: Cash Investments Total current assets Non-current assets: Capital assets not being depreciated Capital assets being depreciated Total non-current assets Total assets LIABILITIES AND NET ASSETS Current liabilities: Accounts payable Accrued liabilities Retainage payable Current maturities of long-term debt Current portion of compensated absences Deposits Total current liabilities Long-term liabilities: 1998 revenue bond payable, net of current maturities Notes payable, long-term portion Compensated absences Total long-term liabilities Total liabilities Net assets: Invested in capital assets, net of related debt Restricted Unrestricted Total net assets Business-type Activities Water Nonmajor Fund Funds Totals $ 189,082 $ 1,904 $ 190,986 3,441,024 689,582 4,130,606 846,012 7,089 853,101 14,547 - 14,547 169,921 28 169,949 13,475 - 13,475 690,912 - 690,912 5,364,973 698,603 6,063,576 1,408,985 27,747 1,436,732 16,196,903 1,321,963 17,518,866 17,605,888 1,349,710 18,955,598 22,970,861 2,048,313 25,019,174 153,683 3,809 157,492 130,617 1,203 131,820 61,912 - 61,912 200,000 - 200,000 27,936 64 28,000 308,018 - 308,018 882,166 5,076 887,242 6,583,985 - 6,583,985 449,425 - 449,425 111,804 256 112,060 7,145,214 256 7,145,470 8,027,380 5,332 8,032,712 10,372,478 1,349,710 11,722,188 396,369 - 396,369 4,174,634 693,271 4,867,905 $14,943,481 $ 2,042,981 $16,986,462 See notes to basic financial statements. -21- VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS PROPRIETARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2006 Operating revenues: Charges for services Intergovernmental revenue Total operating revenues Operating expenses: Personnel services Purchased services Depreciation Repairs and maintenance Management services Contractual services Professional services Utilities Operating supplies Other Insurance Office supplies Travel and per diem Total operating expenses Operating income Non-operating revenues (expenses): Connection fees Investment income Interest expense Total non-operating revenues (expenses) Income before transfers Transfers in Transfers out Change in net assets Net assets, beginning Net assets, ending Business-type Activities Water Nonmajor Fund Funds Totals $ 4,090,268 $ 585,814 $ 4,676,082 526,471 - 526,471 4,616,739 585,814 5,202,553 989, 521 30,945 1,020,466 693,546 265,587 959,133 800,967 71,597 872,564 357,852 67,310 425,162 248,500 14,200 262,700 96,600 2,491 99,091 69,791 13,034 82,825 316,261 - 316,261 121,252 1,313 122,565 57,600 3,403 61,003 27,792 - 27,792 18,843 - 18,843 2,720 - 2,720 3,801,245 469,880 4,271,125 815,494 115,934 931,428 458,658 25,307 483,965 243,786 36,879 280,665 (386,012) - (386,012) 316,432 62,186 378,618 1,131,926 178,120 1,310,046 (60,300) (60,300} 1,131,926 117,820 1,249,746 13, 811,55 5 1,925,161 15,736,716 $14,943,481 $ 2,042,981 $16,986,462 See notes to basic financial statements. -22- VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2006 Cash flows from operating activities: Cash received from customers, governments and other funds Cash paid to suppliers Cash paid to employees Net cash provided by operating activities Cash flows from non-capital financing activities: Transfers to other funds Net cash used in non-capital financing activities Cash flows from capital and related financing activities: Acquisition and construction of capital assets Connection fees Principal payments Capital lease payments Interest paid Net cash used in capital and related financing activities Cash flows from investing activities: Purchases of investments Increase in restricted assets Interest received on investments Net cash provided by (used in) investing activities Net increase in cash and cash equivalents Cash and cash equivalents, beginning Cash and cash equivalents, ending Adjustments to reconcile operating income to net cash provided by operating activities: Operating income Miscellaneous revenue Depreciation and amortization Changes in operating assets and liabilities: (Increase) decrease in: Accounts receivable Inventories Other assets Increase (decrease)in: Business-type Activities Water Nonmajor Fund Funds Totals $ 4,242,778 $ 611,769 (2,126,289) (434,153) (977,284) (30,933) 1,139,205 146,683 - (60,300) - (60,300) $ 4,854,547 (2,560,442) (1,008,217) 1,285,888 (60,300) (60,300) (1,494,319) (63,765) (1,558,084) 458,658 - 458,658 (160,000) - (160,000) (61,517) - (61,517) (386,012) - (386,012) (1,643,190) (63,765) (1,706,955) 507,193 (58,173) 449,020 (86,406) - (86,406) 243,786 36,879 280,665 664,573 (21,294) 643,279 160,588 1,324 161,912 28,494 580 29,074 $ 189,082 $ 1,904 $ 190,986 $ 815,494 $ 115,934 $ 931,428 - 25,307 25,307 800,967 71,597 872,564 (381,101) 648 (1,296) (13) 4,246 (66,790) Accounts payable (121 202} Accrued liabilities 3,631 Compensated absences 11,326 Customer deposits 7,140 Net cash provided by operating activities $ 1,139,205 See notes to basic financial statements. -23- $ 146,683 (380,453) (1,309) (62,544) (121,202) 3,631 11,326 7,140 $ 1,285,888 VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS SEPTEMBER 30, 2006 ASSETS Cash and cash equivalents Investments, at fair value: Corporate stocks Corporate bonds Government backed assets Contribution receivable Accrued interest receivable Total assets LIABILITIES AND NET ASSETS Accounts payable Total liabilities Net assets held in trust for pension benefits Pension Trust Funds $ 354,072 2,247,796 161,343 1,362,029 36,804 18,066 4,180,110 11,778 11,778 $4,168,332 See notes to basic financial statements. -24- VILLAGE OF TEQUESTA, FLORIDA STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2006 ADDITIONS Contributions: Employer Employee Insurance premium taxes Total contributions Investment income Net appreciation in fair value of investments Investment earnings Less investment expenses Net investment income Total additions DEDUCTIONS Pension benefits Operating expenses Total deductions Net increase Net assets held in trust for pension benefits: Net assets, beginning Net assets, ending See notes to basic financial statements. -25- Pension Trust Funds $ 280,378 156,544 152,414 589,336 103,958 i 10,549 214,507 43.065 171,442 760,778 49,547 25,652 75,199 685,579 3,482,753 $4,168,332 NOTES TO BASIC FINANCIAL STATEMENTS VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS FISCAL YEAR ENDED SEPTEMBER 30, 2006 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The Village of Tequesta, Florida is a municipal corporation organized in 1957 pursuant to Special Act 57-1915, Laws of Florida. The Village has aCouncil-Manager form of government. The Village's major operations include public safety (police, fire rescue/EMS), streets and roads, culture and recreation, public improvements, planning and zoning, water, stormwater, recycling services and general and administrative. The financial statements of the Village have been prepared in conformity with accounting principles generally accepted in the United States (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental and financial reporting principles. The more significant of the Village's accounting policies are described below: a. The Financial Reporting Entity The financial statements were prepared in accordance with government accounting standards, which establishes standards for defining and reporting on the financial reporting entity. The definition of the financial reporting entity is based upon the concept that elected officials are accountable to their constituents for their actions. One of the objectives of financial reporting is to provide users of financial statements with a basis for assessing the accountability of the elected officials. The financial reporting entity consists of the Village, organizations for which the Village is financially accountable and other organizations for which the nature and significance of their relationship with the Village are such that exclusion would cause the reporting entity's financial statements to be misleading or incomplete. The Village is financially accountable fora component unit if it appoints a voting majority of the organization's governing board and it is able to impose its will on that organization or there is a potential for the organization to provide specific financial benefits to, or impose specific financial burdens on, the Village. Based upon the application of these criteria, the Village Employees' Retirement System (the Retirement System) meets the criteria described above and has been included in the accompanying financial statements. The Retirement System functions for the benefit of the employees and is governed by a seven member board, of which the Village Council appoints three members. The Village and Retirement System members are obligated to fund all Retirement System costs based upon actuarial valuations. The Village funds the difference between member and other contributions and the actuarial cost. Considering these factors, it has been determined that the Retirement System is fiscally dependent on the Village, which makes the Retirement System a component unit of the Village. Since the Retirement System provides services exclusively for the benefit of the Village, the Retirement System is reported as a blended component unit, specifically as the Village Employees' Retirement System. The Village Employees' Retirement System administers the following Plans: The General Employees' Pension Trust Fund, which does not issue a stand alone financial report, and The Public Safety Officers' Pension Trust Fund which consists of The Firefighters' Pension Trust Fund, and The Police Officers' Pension Trust Fund. The Public Safety Officers' Pension Trust Fund does not issue a stand alone financial report. -26- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) b. Government-Wide and Fund Financial Statements The government-wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the non-fiduciary activities of the Village. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. All remaining nonmajor governmental funds or proprietary funds are aggregated and reported as other governmental or other proprietary funds. c. Measurement Focus, Basis of Accounting and Basis of Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the Village considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. -27- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) c. Measurement Focus, Basis of Accounting and Basis of Presentation (Continued) Property taxes, franchise fees and other taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the Village. The Village reports the following major governmental funds: The General Fund is the Village's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Capital Projects Fund accounts for the acquisition or construction of various major capital projects. The Village also reports the following nonmajor government funds: The Special Revenue Fund accounts for revenue sources that are legally restricted to expenditures for specific resources. The Special Revenue Fund accumulates revenues as required by the Improvement Revenue Refunding Bonds, Series 1994. These revenues include franchise fees and occupational licenses. The Special Law Enforcement Fund accounts for forfeitures received by the Police Department. The forfeitures must be expended for certain law enforcement purposes as prescribed by Florida Statue Chapter 932.704. The Capital Improvement Fund is used to account for the maintenance and upkeep of the Village's general infrastructure (such as roads, bridges, sidewalks and storm water drainage systems) and streetscape beautification projects. The Village reports the following major proprietary funds: The Water Fund is used to account for the activities of the water operations. The Village also reports the following nonmajor proprietary funds: The Stormwater Utility Fund accounts for the construction and maintenance of the Village's stormwater system. The Refuse and Recycling Fund is used to account for the fees charged for solid waste and recyclable material collection. -28- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Assets, Liabilities, and Net Assets or Equity (Continued) 4. Capital Assets (Continued) and year end workpaper files. Capital assets are defined by the Village as assets with an initial, individual cost of more than $1,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the asset constructed. There was no capitalized interest expense in 2006. Capital assets of the Village are depreciated using the straight line method over the following estimated useful lives: Buildings 20 - 40 years Improvements 20 - 30 years Equipment 3 - 10 years GASB Statement No. 34 allows municipalities a four year period from the date of implementation to record the various components of infrastructure assets. The Village capitalizes current year additions only. 5. Compensated Absences It is the Village's policy to permit employees to accumulate within certain limits, earned but unused vacation time and sick leave, which will be paid to employees upon separation from Village service. All vacation and sick leave pay is accrued when incurred in the government-wide and proprietary fund financial statements. In the governmental funds, a liability is recorded only for unused vacation and sick leave payouts for employees who have separated, for example, as a result of employee resignations and retirements. For the governmental funds, compensated absences are liquidated by the general fund. 6. Long-Term Obligations In the government-wide financial statements, and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the straight-line amortization method. The result of using this method does not differ significantly from the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. -31- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Assets, Liabilities, and Net Assets or Equity (Continued) 6. Long-Term Obligations (Continued) In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other fmancing sources. Premiums received on debt issuances are reported as other fmancing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. 7. Use of Estimates The financial statements and related disclosures are prepared in conformity with accounting principles generally accepted in the United States. Management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements and revenue and expenses during the period reported. These estimates include assessing collectibility of accounts receivable, the pension obligations, and useful lives and impairment of tangible assets, among others. Estimates and assumptions are reviewed periodically and the effects of revisions are reflected in the financial statements in the period they are determined to be necessary. Actual results may differ from those estimates. S. Fund Equity In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balance, where noted, represent tentative management plans that are subject to change. NOTE 2. PROPERTY TAXES Ad valorem taxes are assessed and liened as of January 1 S` and billed the following October. They are due and payable on November ls` of each year or as soon thereafter as the assessment roll is certified and delivered to the Tax Collector. These taxes are collected by the County and remitted to the Village. Revenue is recognized at the time monies are received from the County. All unpaid taxes become delinquent on April 1 following the year in which they are assessed. Discounts are allowed for early payment at the rate of 4% in the month of November, 3% in the month of December, 2% in the month of January and 1 % in the month of February. The taxes paid in March are without discount. At September 30`h, unpaid delinquent taxes, if any, are reflected as a receivable on the balance sheet. -32- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 2. PROPERTY TAXES (Continued) Assessed values are established by the Palm Beach County Property Appraiser at approximately fair market value. The assessed value of property at January 1, 2006, upon which the 2005-2006 levy was based, was approximately $981 million. Under Florida law, the assessment of all properties and the collection of all county, municipal, school district and special district property taxes are consolidated in the offices of the County Property Appraiser and County Tax Collector. The Village is permitted by Article 7, Section 8 of the Florida Constitution to levy taxes up to $10 (10 mills) per $1,000 of assessed valuation for general governmental services (other than the payment of principal and interest on general obligation long-term debt). In addition, unlimited amounts may be levied for the payment of principal and interest on general obligation long-term debt, subject to a limitation on the amount of debt outstanding. The millage rate to finance general governmental services for the year ended September 30, 2006 was 6.4980 mills per $1,000 of assessed valuation. There were no material delinquent property taxes at September 30, 2006. NOTE 3. DEPOSITS AND INVESTMENTS Deposits In addition to insurance provided by the Federal Depository Insurance Corporation, deposits are held in qualified public depositories pursuant to Florida Statutes, Chapter 280, Florida Security for Public Deposits Act. Under the Act, all qualified public depositories are required to pledge eligible collateral with the Treasurer or another banking institution. In the event of a failure of a qualified public depository, the remaining public depositories would be responsible for covering any resulting losses. Accordingly, all deposits are considered insured or collateralized with securities held by the entity or its agent in the entity's name. Investments Florida Statutes authorize the Village to invest surplus funds in the Local Government Surplus Funds Trust Fund, negotiable direct obligations of or obligations unconditionally guaranteed by the U.S. Government; interest bearing time deposits in financial institutions located in Florida and organized under Federal or Florida laws; obligations of the Federal Farm Credit Banks, the Federal Home Loan Mortgage Corporation, the Federal Home Loan Bank or its district banks, or obligations guaranteed by the Government National Mortgage Association and obligations of the Federal National Mortgage Association. Investments consist of the Local Government Surplus Funds Trust Fund administered by State Board of Administration and investments held by the Village's retirement funds. The Local Government Surplus Funds Trust Fund is governed by Ch. 19-7 of the Florida Administrative Code, which identifies the Rules of the State Board of Administration. These rules provide guidance and establish the general operating procedures for the administration of the Local Government Surplus Funds Trust Fund. Additionally, the Office of the Auditor General -33- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 3. DEPOSITS AND INVESTMENTS (Continued) Investments (Continued) performs the operational audit of the activities and investments of the State Board of Administration. The Local Government Surplus Funds Trust Fund is not a registrant with the Securities and Exchange Commission (SEC); however, the funds have adopted operating procedures consistent with the requirements fora 2a-7 fund. At year end, the Village's investment balances were as follows: Investment Maturity (In Years) Less than Retirement plan corporate bonds Retirement plan U.S. Agencies Retirement plan U.S. Treasuries Fair Value 1 Year 1-5 Years $ 161,343 $ - $ 161,343 1,159,478 - 1,159,478 217,808 - 217,808 $1,538,629 $ - $ 1,538,629 Interest Rate Risk. The Village does not have a formal investment policy that limits investment maturities as a means of managing its exposure to market value losses arising from increasing interest rates. The Village Pension Board of Trustees has an investment policy to obtain a reasonable total rate of return to commensurate with the Prudent Investor Rule and any other applicable statute. The Pension Board employs a professional Investment Manager to invest the assets of the funds. Within the parameter allowed by the Prudent Investor Rule, the asset allocation of the funds is solely at the Investment Manager's discretion, including sector weightings and investment style. Additionally, the Board of Trustees retain a monitoring service to evaluate and report on a quarterly basis the rate of return and relative performance of the Funds. The state investment pool, administered by the State Board of Administration of Florida, contained certain floating rate notes during the fiscal year and at September 30, 2006, which were indexed based on the prime rate and/or one and three month LIBOR rates. Credit Risk. The Village's investment policy does not address the requirement of ratings by a nationally recognized statistical rating organization (NRSRO), i.e. Standard and Poor's and Moody's Investment Services. The SBA does not have a rating from a NRSRO. All corporate bonds and agency bonds were ranked "Aaa" under Moody's ratings. Concentration of Credit Risk. The Pension Board investment policy does not allow for an investment in any one issuer that is in excess of five percent of total assets, nor shall the aggregate exceed five percent of the outstanding capital stock of the issuer. -34- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 3. DEPOSITS AND INVESTMENTS (Continued) Investments (Continued) Custodial Credit Risk -Investments. For an investment, this is the risk that, in the event of the failure of the counter party, the Village will not be able to recover the value of the investments or collateral securities that are in the possession of an outside party. The Village's investment policy does not address the requirement of custody considering all investments are in outside investment pools. The Pension Trust investment policy requires all investments be placed in the custody (custodian) of a Qualified Public Depository, pursuant to Florida Statute 280. The plan assets are held by a third party custodian, and all securities purchased by, and all collateral obtained by, the plan shall be properly designated as plan assets. Securities transactions between abroker-dealer and the custodian involving purchase or sale of securities by transfer of money or securities must be made on a "delivery vs. payment" basis to insure that the custodian will have the security or money in hand at conclusion of the transaction. NOTE 4. RECEIVABLES Receivables at September 30, 2006 for the government's individual major funds, nonmajor and fiduciary funds in the aggregate, including the applicable allowance for uncollectible accounts, are as follows: Nonmajor Pension Capital and Other Trust General Projects Water Funds Funds Total Customers billed Other taxes Contributions Miscellaneous Employees Intergovernmental Franchise fees Gross receivables Less allowance for uncollectibles Net total receivables $122,109 $ 103,677 30,378 859 19,198 276,221 (31,479) $ 244,742 - $360,810 $ 5,161 $ - 1,140 335,000 488,562 335,000 850,512 - (4,500) $ 335,000 $ 846,012 -35- 1,928 41,340 48,429 $ 48,429 36,804 36,804 $ 36,804 $ 488,080 103,677 36,804 33,446 859 842,760 41,340 1,546,966 (35,979) $1,510,987 VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 4. RECEIVABLES (Continued) At the end of the current fiscal year, various components of unearned revenue reported in the governmental funds were as follows: Prepayments on T-Mobile lease (general fund) $ 82,610 Prepayments on Nextel lease (general fund) 148,060 Advance receipts for special events (general fund) 43,520 Disaster relief (general fund) 851 Licenses and registrations not yet due (general fund) 3,955 Licenses and registrations not yet due (special revenue fund) 10,610 Permits not yet due (general fund) 2,740 $ 292,346 NOTE 5. INTERFUND TRANSFERS Interfund transfers during the year ended September 30, 2006 are as follows: Transfers In Capital Nonmajor General Projects Governmental Transfers Out Fund Fund Fund Total General fund $ - $ 1,062,881 $ 406,669 $1,469,550 Nonmajor governmental 393,518 100,000 - 493,518 Stormwater utility - - 60,300 60,300 Total $393,518 $ 1,162,881 $ 466,969 $2,023,368 Transfers are used to (1) move excess revenues from special revenue fund as required by bond covenants, (2) move revenues from the fund with collection authorization to the fund where debt service principal and interest payments become due. Interfund Administrative Fee During the year ended September 30, 2006, the Enterprise Funds remitted $262,700 to the General Fund for Administrative Management fees. This amount is reflected as Intragovernmental Services revenue in the General Fund and as management fees, an operating expense, in the Enterprise Funds. -36- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 6. RESTRICTED ASSETS Restricted assets as of September 30, 2006 consist of the following accounts: Cash Investments Total Customer deposits Renewal and replacement Debt service Total restricted assets $ 9,252 $ 298,76b $ 308,018 4,223 258,384 262,607 - 277,132 277,132 $13,475 $ 834,282 $ 847,757 NOTE 7. CAPITAL ASSETS Capital asset activity for the year ended September 30, 2006 was as follows: Government activities: Capital assets not being depreciated: Land Construction in progress Total capital assets not being depreciated Capital assets being depreciated: Buildings Improvements other than buildings Equipment Total capital assets being depreciated Less accumulated depreciation for: Buildings Improvements other than buildings Equipment Total accumulated depreciation Total capital assets being depreciated, net Governmental activities capital assets, net Beginning Ending Balance Additions Deductions Balance $ 402,935 $ - $ - $ 402,935 575,685 2,533,214 - 3,108,899 978,620 2,533,214 - 3,511,834 4,767,001 153,347 - 4,920,348 1,471,110 230,995 - 1,702,105 3,064,327 244,478 (32,500) 3,276,305 9,302,438 628,820 (32,500) 9,898,758 (432,575) (121,096) - (553,671) (292,497) (63,488) - (355,985) (2,239,524) (251,103) 32,500 (2,358,127) (2,864,596) (435,687) 32,500 (3,267,783) 6,437,842 193,133 - 6,630,975 $ 7,416,462 $2,726,347 $ - $10,142,809 -37- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 7. CAPITAL ASSETS (Continued) Beginning Ending Balance Additions Deletions Balance Business-type activities: Capital assets not being depreciated: Land $ 83,335 $ - $ - $ 83,335 Construction in progress 1,255,007 1,156,022 (1,057,632) 1,353,397 Total capital assets not being depreciated 1,338,342 1,156,022 (1,057,632) 1,436,732 Capital assets being depreciated: Buildings 979,512 - - 979,512 Improvements other than buildings 23,194,807 1,382,366 - 24,577,173 Equipment 982,908 77,328 (25,678) 1,034,558 Total capital assets being depreciated 25,157,227 1,459,694 (25,678) 26,591,243 Less accumulated depreciation for: Buildings (430,628) (24,488) - (455,116) Improvements other than buildings (7,272,528) (758,901) - (8,031,429) Equipment (522,335) (89,175) 25,678 (585,832) Total accumulated depreciation (8,225,491) (872,564) 25,678 (9,072,377) Total capital assets being depreciated, net 16,931,736 587,130 - 17,518,866 Business-type activities capital assets, net $18,270,078 $1,743,152 $(1,057,632) $18,955,598 Depreciation expense was charged to functions/programs of the Village as follows: Governmental activities: General government $ 17,469 Public safety 335,320 Transportation 26,633 Leisure services 56,265 Total depreciation expense -governmental activities $435,687 Business-type activities: Water $ 800,967 Nonmajor funds 71,597 Total depreciation expense -business-type activities $ 872,564 NOTE 8. CAPITAL LEASES The Village entered into a capital lease in the amount of $397,922 during February 2003 for the financing of a fire pumper. The applicable interest rate is 3.610% and interest and principal payments are due annually on April 15`h. The lease expires on April 15, 2012. -38- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 8. CAPITAL LEASES (Continued) The following is a schedule of the future minimum lease payments under this capital lease arrangement at September 30, 2006: Fiscal year ending September 30: 2007 $ 46,720 2008 46,720 2009 46,720 2010 46,720 2011 46,720 2012 46,720 Total minimum lease payments 280,320 Less amount representing interest (32,268) Present value of future rnirinnum lease payments $248,052 The Village entered into a capital lease in the amount of $30,678 during December 2003 for the financing of a 2004 Chevrolet Tahoe. The applicable interest rate is 6.15% with monthly principal and interest payments totaling $595.22. The lease expires on December 1, 2008. The following is a schedule of the future minimum lease payments under this capital lease arrangement at September 30, 2006: Fiscal. year ending September 30: 2007 $ 7,143 2008 7,143 2009 1,786 Total minimum lease payments 16,072 Less amount representing interest (1,098) Present value of future minimum lease payments $14,974 The Village entered into a capital lease in the amount of $21,998 during January 2004 for the financing of a 2004 Ford F-150 supercrew pickup truck. The applicable interest rate is 4.63% with monthly principal and interest payments totaling $655.63. The lease expires on December 30, 2006. The following is a schedule of the future minimum lease payments under this capital lease arrangement at September 30, 2006: Fiscal year ending September 30: 2007 $1,967 Total minimum lease payments 1,967 Less amount representing interest (16) Present value of future minimum lease payments $1,951 -39- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 8. CAPITAL LEASES (Continued) The Village entered into a capital lease in the amount of $152,999 during July 2005 for the financing of a 2005 American Lafrance Medic Master ambulance. The applicable interest rate is 3.78% with monthly principal and interest payments totaling $2,802.55. The following is a schedule of the future minimum lease payments under this capital lease arrangement at September 30, 2006. Fiscal year ending September 30: 2007 $ 33,631 2008 33,631 2009 33,631 2010 25,223 Total minimum lease payments 126,116 Less amount representing interest (8,702) Present value of future minimum lease payments $ 117,414 The Village entered into a capital lease in the amount of $136,789 during May 2006 for the financing of 800mghz radios for the police department. The applicable interest rate is 6.83% with monthly principal and interest payments totaling $2,542.70. The lease expires on Apri121, 2011. Fiscal year ending September 30: 2007 $ 30,512 2008 30,512 2009 30,512 2010 30,512 2011 17,799 Total minimum lease payments 139,847 Less amount representing interest (13,351) Present value of future minimum lease payments $126,496 NOTE 9. LONG-TERM DEBT The following is a summary of changes in long-term liabilities of the Village for the year ended September 30, 2006: Governmental Activities Revenue Bonds -1994 The Village issued Improvement Revenue Refunding Bonds, Series 1994, in the amount of $1,365,000 with an interest rate of 6.15% dated June 24, 1994 and a maturity date of July 1, 2009. Pursuant to the Bond Resolution, 16-93/94, the Village is obligated to use -40- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 9. LONG-TERM DEBT (Continued) Governmental Activities (Continued) Revenue Bonds -1994 (Continued) Franchise Fees and Occupational Licenses Fees to pay the principal and interest on the bonds. At September 30, 2006, $380,000 of this issue was outstanding. Remaining revenues after all principal and interest payments may be used for any lawful purpose. Debt service requirements to maturity are as follows: Year ending September 30: 2007 2008 2009 Total Note Payable Principal Interest Total $120,000 $ 23,370 $143,370 125,000 15,990 140,990 135,000 8,303 143,303 $380,000 $ 47,663 $427,663 On September 13, 2002, the Village Council authorized management to enter into a $5,000,400 loan agreement with a bank, due $31,042 per month including interest at 4.28%, maturing September 2022. Proceeds from the note are to be used to finance the final construction of the public safety facility, to repay existing debt obligations and to reimburse the Village for prior capital expenditures incurred in connection with the construction of the public safety facility. The loan principal and interest amounts are to be repaid from non ad valorem tax revenues. Debt service requirements to maturity are as follows: Principal Interest Total Year ending September 30: 2007 $ 191,774 $ 180,727 $ 372,501 2008 200,143 172,358 372,501 2009 208,881 163,620 372,501 2010 217,998 154,504 372,502 2011 227,514 144,987 372,501 2012-2016 1,295,494 567,013 1,862,507 2017-2021 1,604,015 258,492 1,862,507 2022 364,007 8,494 372,501 Total $ 4,309,826 $ 1,650,195 $ 5,960,021 -41- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 9. LONG-TERM DEBT (Continued) Business-type Activities Water Revenue Bonds - 1998 The Village issued Water Revenue Bonds, Series 1998, in the amount of $7,915,000 with a varying interest rate of 3.8% to 5.125% dated March 1, 1998 and a maturity date of March 1, 2028. Pursuant to the Bond Resolution, 7-97/98, the Village is obligated to establish and maintain required reserves as noted in Note 10 -Required Reserves. At September 30, 2006, the outstanding balance was $6,850,000. Debt service requirements to maturity are as follows: Principal Interest Total Year ending September 30: 2007 $ 180,000 $ 341,185 $ 521,185 2008 185,000 333,015 518,015 2009 195,000 324,415 519,415 2010 205,000 315,113 520,113 2011 215,000 305,135 520,135 2012-2016 1,245,000 1,350,228 2,595,228 2017-2021 1,600,000 987,845 2,587,845 2022-2026 2,050,000 522,750 2,572,750 2027-2028 975,000 50,609 1,025,609 Total 6,850,000 4,530,295 11,380,295 Less unamortized discount (86,015) - (86,015) $ 6,763,985 $ 4,530,295 $11,294,280 Water Expansion Loan On June 30, 2004, the Village entered into a $645,170 loan agreement with Bank of America, with an interest rate of 4.96% per annum, maturing May 1, 2024. Proceeds from the note are to be used to finance the expansion of the Village water system. Interest on the outstanding principal balance is paid in arrears, on the first day of each and every May and November, commencing November 1, 2004. This note will be repaid in 19 installments of principal due on the first day of each May, commencing May 1, 2005. The final payment of the entire unpaid principal balance and all accrued and unpaid interest is due on May 1, 2024. The principal may be prepaid at the option of the Village in whole or in part, on November 1 or May 1, in which case there shall be no prepayment premium or penalty. As of September 30, 2006, $135,745 has been prepaid on the note. -42- Village has established all of the required reserve accounts. -44- VILLAGE OF TEQUESTA, FLORIDA VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 12. VILLAGE EMPLOYEES' RETIREMENT SYSTEM (Continued) PLANDESCRIPTIONAND CONTRIBUTIONINFORMATION(Continued) Benefit provisions and contribution requirements of plan members and the Village are established, and may be amended, only by the Village Council. a. Public Safety Officers' Trust Fund Plan Description Any firefighter or police officer who completes six or more years of credited service and attains age 55, or completes 25 years of credited service and attains age 52, is eligible for normal retirement benefits. The monthly retirement benefit shall be equal to 3% for the first six (6) years of service, 3.5% for the next four (4) years of service, 4% for the next five (5) years of service, 3% for the next six (6) years of service, 2% for the next four (4) years of service and 3% for all years after twenty-five years of service. Early retirement may be taken after a firefighter or police office attained the age of 50 and has six (6} years of credited service. In the event of early retirement, benefits are actuarially reduced to take into account the firefighter or police officer younger age and earlier commencement of retirement benefits. Such reduction shall not exceed 3% per year. Disability benefits can be received for total and permanent disabilities as determined by the Board of Trustees. If the pension is granted, the benefit amount shall be as follows: If the injury or disease is service connected, the firefighter or police officer shall be entitled to the greater of (a) or (b}: (a) A monthly pension equal to 42% of his average monthly compensation as of his/her disability retirement date, or (b) The accrued normal retirement benefit. If the injury or disease is not service connected, the firefighter or police officer shall be entitled to the greater of (a) or (b): (a) A monthly pension equal to 25% of his average monthly compensation as of his/her disability retirement date, or (b) The accrued normal retirement benefit. If the firefighter or police officer dies prior to retirement from the Village, his beneficiary shall receive the following benefit: (a) Line-of-Duty-Death-Benefit - a pension to the spouse (or children) of 50% of Average Final Compensation for life. (b) Non-Line-of- Duty-Death -the spouse of a member with six years of credited service will receive the actuarial equivalent of the accrued early or normal retirement benefit. If the firefighter or police officer dies or terminates employment with less than six years of credited service, he is entitled to a refund of the money he contributed. -47- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 12. VILLAGE EMPLOYEES' RETIREMENT SYSTEM (Continued) PLANDESCRIPTIONAND CONTRIBUTION INFORMATION(Continued) a. Public Safety Officers' Trust Fund (Continued) Funding Policy Firefighters are required to contribute 6.1% and Police Officers are required to contribute 5% of their compensation to the plan. The State of Florida contributes the net proceeds of the excise tax (premium tax) imposed upon casualty and property insurance premiums on policies written within the Village. In accordance with Florida Statute 175.351(1)(a} the premium tax income is placed in the pension trusts solely and exclusively for the use of the firefighters and police officers where it becomes an integral part of that pension plan. The amount of the state contributions were made directly to the Firefighters' and Police Officers' pension trust for fiscal year ended September 30, 2006 were $86,714 and $65,700 respectively, rather than flowing it through the General Fund before transferring them to the appropriate plans. The Village will correct this in future years. The Village is required to contribute an actuarially determined amount to fund the plan using the aggregate actuarial cost method as approved by the plans' Board of Trustees. The aggregate method does not separately identify or amortized the unfunded actuarial liability. The Firefighters' Pension Fund (part of the Public Safety Officers' Trust Fund) does not issue a separate stand alone financial statements. Therefore, included below is the Statement of Fiduciary Net assets and the Statement of Changes in Fiduciary Net Assets as of and for the year ended September 30, 2006. FIREFIGHTERS' PENSION FUND STATEMENT OF FIDUCIARYNET ASSETS SEPTEMF3ER 3Q 2006 ASSETS Cash and cash equivalents $ 227,959 Investments 2,291,683 Accrued interest 10,092 Contributions receivable 24,525 Total assets 2,554,259 LIABILITIES AND NET ASSETS Accounts payable 5,697 Total liabilities 5,697 Net assets held in trust for pension benefits $2,548,562 -48- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 12. VILLAGE EMPLOYEES' RETIREMENT SYSTEM (Continued) PLANDESCRIPTIONAND CONTRIBUTIONINFORMATION(Continued) a. Public Safety Officers' Trust Fuud (Continued) FIREFIGHTERS' PENSION FUND STATEMEN"I' OF CHANGES IN FIDUCIARYNET ASSETS DEDUCTIONS FISCAL YEAR FNDID SEPTEMBER 30, 2006 ADDITIONS Contributions $ 164,749 Insurance premium taxes 86,714 Investment income, net 86,291 Total additions 337,754 Pension benefits and refunds 17,948 Operating expenses 11,991 Total deductions 29,939 Net increase 307,815 Net assets held in trust for pension benefits: Net assets, beginning 2,240,747 Net assets, ending $ 2,548,562 The Police Officers' Pension Fund (part of the Public Safety Officers' Trust Fund} does issue separate stand alone financial statements. Included below is the Statement of Fiduciary Net Assets and the Statement of Changes in Fiduciary Net Assets as of and for the year ended September 30, 2006. POLICE OFFICERS' PENSION FUND STATEMENT OF FIDUCIARYNET ASSET'S SEPTEMBER 30, 2006 ASSETS Cash and cash equivalents $ 73,875 Investments 742,670 Accrued interest 3,271 Contribution receivable 4,293 Total assets 824,109 LIABILITIES AND NET ASSETS Accounts payable 2 364 Total liabilities 2,364 Net assets held in trust for pension benefits $821,745 -49- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 12. VILLAGE EMPLOYEES' RETIREMENT SYSTEM (Continued) PLANDESCRIPTIONAND CONTRIBUTIDNINFORMATION(Continued} a. Public Safety Officers' Trust Fund (Continued) POLICE OFFICERS' PENSION FUND STATEMENT OF CHANGES IN FIDUCIARYNET ASSETS FISCAL YEAR ENDID SEPTEMBER 30, 2006 ADDITIONS Contributions $ 99,286 Insurance premium taxes 65,700 Investment income, net 27,164 Total additions 192,150 DEDUCTIONS Pension benefits and refunds 23,253 Operating expenses 3,663 Total deductions 26,916 Net increase 165,234 Net assets held in trust for pension benefits: Net assets, beginning 656,511 Net assets, ending $821,745 b. General Employees' Pension Trust Fund Plan Description Any general employee who attains age 62, or completes 30 years of credited service regardless of age, is eligible for normal retirement benefits. The monthly amount of normal retirement income for a general employee is equal to the number of years of credited service multiplied by 2% of his average highest compensation. Early retirement may be taken after a general employee has attained the age of 50 and has six (6) years of credited service. In the event of early retirement, benefits are actuarially reduced to take into account the general employee younger age and earlier commencement of retirement benefits. Such reduction shall not exceed 5% per year. Disability benefits can be received for total and permanent disabilities as determined by the Board of Trustees. If the pension is granted, the benefit amount shall be as follows: -50- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 12. VILLAGE EMPLOYEES' RETIREMENT SYSTEM (Continued) PLANDESCRIPTIONAND CONTRIBUTIONINFORMATION(Continued) b. General Employees' Pension Trust Fund (Continued) Plan Description (Continued) If the injury or disease is service connected, the general employee shall be entitled to the greater of (a) or (b): (a) A monthly pension equal to 42% of his average monthly compensation as of his disability retirement date, or (b) An amount equal to the number of years of his credited service multiplied by 2% of his average monthly salary based upon his final five years of service. If the injury or disease is not service connected, the general employee shall be entitled to the greater of (a) or (b): (a} A monthly pension equal to 25% of his average monthly compensation based on his final five (5) years of service, or (b) An amount equal to the number of years of his credited service multiplied by 2% of his average monthly salary based upon his final five years of service. If the general employee dies prior to retirement from the Village, his beneficiary shall receive an amount equal to the vested pension benefit. A survivor benefit is payable to the beneficiary starting when the member would have reached retirement age. If the general employee dies or terminates employment with less than six years of credited service, he is entitled to a refund of the money he contributed. Funding Policy General employees are required to contribute 5% of their compensation to the plan. The Village is required to contribute the remaining amount to fund the plan using the aggregate actuarial cost method as approved by the plan's Board of Trustees. The aggregate method does not separately identify or amortize the unfunded actuarial liability. The General Employees' Pension Trust Fund does not issue separate stand alone financial statements. Therefore, included below is the Statement of Fiduciary Net assets and the Statement of Changes in Fiduciary Net Assets as of and for the year ended September 30, 2006. -51- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 12. VILLAGE EMPLOYEES' RETIREMENT SYSTEM (Continued) PLANDESCRIPTIONAND CONTRIBUTIONINFORMATION(Continued) b. General Employees' Pension Trust Fund (Continued) Funding Policy (Continued) GENERAL EMPLOYEES' PENSION TRUST FUND STATEMENT OF FIDUCIARYNET ASSETS SEPTEMBER 3Q 2006 ASSETS Cash and cash equivalents $ 52,238 Investments 736,815 Accrued interest 4,703 Contributions receivable 7,986 Total assets 801,742 LIABILITIES AND NET ASSETS Accounts payable 3,717 Total liabivtie s 3,717 Net assets held in trust for pension benefits $798,025 GENERAL EMPLOYEES' PENSION TRUST FUND STATEMENT OF CHANGES IN FIDUCIARYNET ASSETS FISCAL YEAR ENDED SEPTEMBER 30, 2006 ADDITIONS Contributions $172,887 Investment income, net 57,987 Total additions 230,874 DEDUCTIONS Pension benefits and refunds 8,346 Operating expenses 9,998 Total deductions l 8344 Net increase 212,530 Net assets held in trust for pension benefits: Net assets, beginning 585,495 Net assets, ending $ 798,025 -52- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 12. VILLAGE EMPLOYEES' RETIREMENT SYSTEM (Continued) PLANDESCRIPTIONAND CONTRIBUTIONINFORMATION(Continued) Annual Pension Cost The Village's 2006 annual pension cost and actual contributions for each plan are shown below. The required contributions were determined as part of the October 1, 2005 actuarial valuation for each plan. Fiscal Year Ending Firefighters' Retirement System: September 30, 2004 September 30, 2005 September 30, 2006 Police Officers' Retirement System: September 30, 2004 September 30, 2005 September 30, 2006 General Employees' Retirement System: September 30, 2004 September 30, 2005 September 30, 2006 Three-Year Trend Information Annual Percentage Net Pension Pension of APC Obligation Cost (APC) Contributed Asset $ 143,153 97.6% $ (138,066) 148,675 101.8% (140,790) 169,327 106.5% (151,797) $ 57,676 97.5% $ (73,826) 59,912 115.3% (83,018) 108,234 104.0% (87,374) 92,657 80.0% (42,826} 96,383 99.5% (42,392) 89,226 123.2% (63,079) Components of Annual Pension Cost and Net Pension Asset Police General Firefighters' Officers' Employees Annual required contribution (ARC) $ 165,394 $106,969 $ 88,512 Interest on net pension obligation (NPO) (12,278) (7,821) (3,391) Adjustment to ARC 16,211 9,086 4,105 Annual pension cost 169,32? 108,234 89,226 Actual contributions 180,334 112,590 109,913 Increase (decrease) in net pension obligation (asset) (11,007) (4,356) (20,687) Net pension obligation (asset), begn~ning (140,790) (83,018) (42,392) Net pension obligation (asset), ending $ (151,797) $ (87,374) $ (63,079) -53- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 12. VILLAGE EMPLOYEES' RETIREMENT SYSTEM (Continued) PLANDESCRIPTIONAND CONTRIBUTIONINFORMATION(Continued) Components of Annual Pension Cost and Net Pension Asset (Continued) Valuation date Actuarial cost method Amortized method Remaining amortization period Asset valuation method Administrative costs Actuarial assumptions: Investment rate of return* Projected salary increase* *Includes inflation at Cost of living adjustments Police General Firefighters Officers Employees Pension Pension Pension Fund Fund Fund 10/ 1 /2005 10/ 1/2005 10/ 1 /2005 Aggregate Aggregate Aggregate (1) (1) (1) (1) (1) (1) Fair value Fair value Fair value Included in calculation Included in calculation Included in calculation of normal cost of normal cost of normal cost 8% 8% 8% 6% 6% 6% 4% 4% 4% 0% 0% 0% (1) When the aggregate actuarial cost method is used, unfunded actuarial liabilities are not identified or separately amortized; therefore, a schedule of funding progress is not required and has not been NOTE 13. COMMITMENTS AND CONTINGENCIES Long-Term Agreement to Purchase Water On July 15, 1976, the Village entered into an agreement with Tri-Southern Utilities Company, Inc. (the agreement was subsequently assumed by the Town of Jupiter) to purchase water for the Village's water system for a period of 30 years. Rates for water service are based on wholesale rates. The Village is billed monthly based upon a contracted minimum usage rate of 1,500,000 gallons per day. Water purchases were approximately $693,500 for the year ended September 30, 2006. Lease Agreements On December 20, 1994, the Village entered into an Interlocal agreement with Palm Beach County. Per the agreement, Palm Beach County provided for partial funding, land acquisition and design and construction of a branch library within Tequesta. Upon completion of the project, the library was leased to Palm Beach County for 50 years for an annual rent of one dollar. In the event the Village terminates the lease before the end of 50 years, the Village must reimburse Palm Beach County a depreciated value using a useful life of 25 years based on an initial value of $405,000 calculated on a straight-line basis. -54- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 13. COMMITMENTS AND CONTINGENCIES (Continued) Contracted Services -Refuse and Recycling Collection Effective October 1, 1989, the Village entered into a franchise agreement with Nichols Sanitation, Inc. for curbside solid waste and recycling collection services. On October 14, 1993, the Village amended the franchise agreement. The amendment extended the agreement for an additional five years commencing October 1, 1994. For consideration of the extension, the collection rates were reduced. In addition, the Village assessed a 6% franchise fee for each residential customer, effective October 1, 1994. Nichols Sanitation may also adjust the curbside and recycling rates beginning October 1, 1995, and each October 1St thereafter based upon the change in the Consumer Price Index (CPI). Effective October 1, 1999, the existing agreement was extended through September 30, 2007. Refuse and recycling fees totaled approximately $264,300 for the year ended September 30, 2006. Contracted Services -Fire/Emergency Medical Service Effective October 1, 1993, the Village entered into an Interlocal agreement with Jupiter Inlet Colony for the Village to provide fire protection/emergency medical services for a fee. For the year ended September 30, 2006, fire protection fees received from Jupiter Inlet Colony were $183,332. Construction Commitments Significant construction commitments as of September 30, 2006 are as follows: Estimated Estimated Expended Cost to Completion Description to Date Complete Date Governmental Funds Capital Projects Fund: Village Hall Plans (engineering only) $ 173,977 $ 11,500 May-07 Village Hall Construction 2,219,847 490,815 May-07 FEC Project 679,727 75,436 Sep-07 Streetlight Conduit - 98,470 Mar-07 Fuel Tank 13,796 41,390 Mar-07 Skate Park Expansion 15,872 14,862 Mar-07 Enterprise Funds Water Utility: Hydraulic Model Update (engineering only) 8,600 6,400 Mar-07 Water Plant Expansion ~ 214,588 2,622,000 Aug-07 R.O. Well #4 1,092,105 119,158` Feb-07 Stormwater Ut~7ity: Cypress Drive South 19,575 9,100 ~ Jul-07 -55- VILLAGE OF TEQUESTA, FLORIDA NOTES TO BASIC FINANCIAL STATEMENTS (Continued) NOTE 14. RISK MANAGEMENT The Village is exposed to various risks of loss related to torts, theft of, damage to and destruction of assets, errors and omissions, injuries to employees and natural disasters. The Village purchases commercial insurance to cover the various risks. There was no reduction in insurance coverage from coverage in the prior year. The Village has opted to retain a small portion of risk on various lines of coverage and has deductible programs ranging from $250 to $10,000. Major uninsurable risks include damages to infrastructure assets. The amount of insurance purchased is based upon replacement cost of the Village's total insured value. Prior to fiscal year 2007/2008, the Village will request a Maximum Potential Loss study to review whether the insurance purchased provides sufficient coverage of assets during the event of a catastrophic event striking our area. There were no settled claims which exceeded insurance coverage during the three prior fiscal years. The Village is insured under a retrospectively rated policy for workers' compensation coverage with statutory limits. The plan is written through a trust fund comprised of Florida governmental entities. Premiums are based upon risk class and remuneration of covered employees adjusted by an experience modification factor which includes three prior years of claims history. At the end of each fiscal year, the plan is audited and the Village can either receive a return of premium or be required to pay additional premium base upon actual versus estimated payroll. Should a deficit develop in the trust fund after excess insurance recoveries, the Village shall thereafter be responsible for its individual claims costs. NOTE 15. JOINT VENTURE The Village, in conjunction with six other municipalities, organized a consortium to provide mutual fire and emergency aid. The consortium is known as the Northern Area Mutual Aid Consortium (NAMAC). During 1999, the consortium purchased equipment and supplies as well as collected contributions. The consortium does not issue separate financial statements. The Village has not been obligated to contribute any funds to the consortium since its inception in 1999. NOTE 16. GASB 45 Accounting and financial Reporting by Employers for Postemployment Benefits Other Than Pensions Per GASB 45: "Employers that participate in single-employer or agent multiple-employer defined benefit OPEB plans (sole and agent employers) are required to measure and disclose an amount for annual OPEB cost on the accrual basis of accounting. Annual OPEB cost is equal to the employer's annual required contribution to the plan (ARC), with certain adjustments if the employer has a net OPEB obligation for past under-or over contributions." In compliance with Florida Statute 112.0801 Group insurance; participation by retired employees. The Village of Tequesta offers to retirees and their eligible dependents the same health and hospitalization insurance coverage as is offered to active employees at a premium cost of no more than the premium cost applicable to active employees. As allowed by this statute, the cost is paid entirely by the retired employees. Subsequently, under GASB 45, there is no annual OPEB cost and no net OPEB obligation to report for fiscal year ending September 30, 2006. -56- Page Intentionally Left Blank REQUIRED SUPPLEMENTAL INFORMATION VILLAGE OF TEQUESTA, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE GENERAL FUND FISCAL YEAR ENDED SEPTEMBER 30, 2006 Revenues: Ad valorem taxes Other taxes Intergovernmental Charges for services Intragovernmental Grants and contributions Licenses and permits Interest Fines and forfeitures Miscellaneous Impact fees Total revenues Expenditures: Current: Public safety General government Transportation Leisure services Capital outlay Debt service: Principal retirement Interest Fiscal charges Total expenditures Excess of revenues over expenditures Other financing sources (uses): Capital lease proceeds Capital lease purchases Transfers in Transfers out Appropriated fund balance Total other financing sources (uses) Budgeted Amounts Original Final Variance with Final Budget - Actual Positive Amounts Ne ative $ 5,100,850 $ 5,100,850 $ 5,166,754 $ 65,904 1,040,700 1,040,700 1,087,759 47,059 562,200 568,810 679,001 110,191 492,800 492,800 507,702 14,902 262,700 262,700 262,700 - - 452,610 365,183 (87,427) 555,100 625,100 544,065 (81,035) 77,000 77,000 374,957 297,957 36,300 45,300 34,075 (11,225) 1.57,860 177,983 175,343 (2,640) 29,200 29,200 12,292 (16,908) 8,314,710 8,873,053 9,209,831 336,778 4,817,020 5,042,114 4,736,666 305,448 1,471,680 1,615,663 1,391,612 224,051 607,200 906,433 807,651 98,782 567,900 766,695 692,408 74,287 216,960 413,967 239,195 174,772 281,800 281,800 272,687 9,113 212,600 212,600 207,889 4,71.1. 8,500 8,500 5,847 2,653 8,183,660 9,247,772 8,353,955 893,81.7 131.,050 (374,719) 855,876 1,230,595 - 136,789 136,789 - - (136,789) - (136,789) 360,100 393,518 393,518 - (784,019) (1,469,550) (1,469,550) - 292,869 1,450,751 - 1,450,751 (131.,050) 374,719 (939,243) 1,313,962 Net change in fund balance $ - $ - $ (83,367) $ (83,367) See note to budgetary comparison schedule. -57- VILLAGE OF TEQUESTA, FLORIDA NOTE TO THE BUDGETARY COMPARISON SCHEDULE SEPTEMBER 30, 2005 NOTE 1. BUDGETS AND BUDGETARY ACCOUNTING Formal budgetary integration is employed as a management control device during the year for the General Fund, Special Revenue Fund and Capital Projects Funds. All budgets are legally enacted through passage of an ordinance. Budgets are adopted on a basis consistent with accounting principles generally accepted in the United States. For budgeting purposes, current year encumbrances are not treated as expenditures. The Village follows these procedures in establishing the budgetary data reflected in the financial statements: 1) Prior to September ls`, the Village Manager submits to the Village Council a proposed operating budget for the fiscal year commencing the following October 1 S`. The operating budget includes proposed expenditures and the means of financing them. 2) Public hearings are conducted to obtain taxpayer comments. 3) Prior to October 1 S`, the budget is legally enacted through passage of an ordinance. Changes or amendments to the total budgeted fund expenditures must be approved by the Village Council. Management may make unlimited interfunctional transfers within a fund without seeking Council approval. However, in order to make the most effective use of the budgetary process, it is the policy of the Village to make as few budget adjustments as possible. During the year, supplemental appropriations of approximately $558,000 were made. Appropriations are legally controlled at the fund level and expenditures may not legally exceed budgeted appropriations at that level. Appropriations lapse at year end. -58- VILLAGE OF TEQUESTA, FLORIDA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF EMPLOYER CONTRIBUTIONS FISCAL YEAR ENDED SEPTEMBER 30, 2006 Annual Fiscal Required Village State Percentage Year Contribution Contribution Contribution Contributed Firefighters' Pension Fund 2002 $ 59,836 $ 66,261 $ 81,917 247.6% 2003 114,382 76,957 59,123 119.0% 2004 139,739 82,036 56,536 99.2% 2005 145,344 115,072 92,522 142.8% 2006 165,394 102,194 86,714 114.2% Police Officers' Pension Fund 2002 $ 18,199 $ - $ 81,854 449.8% 2003 38,594 15,906 53,639 180.2% 2004 56,225 20,391 67,950 157.1% 2005 58,489 49,002 65,700 196.1% 2006 106,969 70,169 65,700 1.27.0% General Employees' Pension Fund 2002 $ 41,607 $ 48,124 N/A 115.7% 2003 64,723 69,869 N/A 108.0% 2004 92,218 74,110 N/A 80.4% 2005 95,949 98,658 N/A ].02.8% 2006 88,512 1.08,015 N/A 1.22.0% -59- Page Intentionally Left Blank COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES NONMAJOR GOVERNMENTAL FUNDS NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds Special revenue funds are used to account for specific revenues that are legally restricted to expenditures for particular purposes. Special Revenue Fund -This fund was established to collect and accumulate certain revenues from Franchise fees and Occupational Licenses to pay principal and interest on the 1994 Series Improvement Revenue Refunding Bonds. Special Law Enforcement Trust Fund -This fund is used to account for forfeitures received by the Police Department. Capital Projects Funds Capital projects funds are used to account for the acquisition and construction of major capital facilities other than those financed by proprietary and trust funds. Capital Improvement Fund -This fund is used to account for the maintenance and upkeep of the Village's general infrastructure (such as roads, bridges, sidewalks and storm water drainage systems) and streetscape beautification projects. VILLAGE OF TEQUESTA, FLORIDA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS SEPTEMBER 30, 2006 ASSETS Assets: Cash and cash equivalents Investments Accounts receivable Total assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable Retainage payable Deferred revenue Total liabilities Fund balances: Reserved for debt service Unreserved, designated: Subsequent years expenditures Unreserved, undesignated Total fund balances Total liabilities and fund balances Total Special Special Law Capital Nonmajor Revenue Enforcement Improvement Governmental Fund Fund Fund Funds $ 47,226 $ - $ 17 $ 47,243 301,020 19,573 195,672 516,265 41,340 - - 41,340 $ 389,586 $ 19,573 $ 195,689 $ 604,848 $ - $ 10,610 10,610 143,370 - $ 56,669 $ 56,669 - - 10,610 - 56,669 67,279 - - 143,370 - - 36,000 36,000 235,606 19,573 103,020 358,199 378,976 19,573 139,020 537,569 $ 389,586 $ 19,573 $ 195,689 $ 604,848 -60- VILLAGE OF TEQUESTA, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2006 Operating revenues: Franchise fees Licenses and permits Interest Fines and forfeitures Total revenues Operating expenditures: Public safety Capital outlay Debt service: Principal Interest Total expenditures Excess (deficiency) of revenues over expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Fund balances, beginning Fund balances, ending Total Special Special Law Capital Nonmajor Revenue Enforcement Improvement Governmental Fund Fund Fund Funds $ 419,929 $ - $ - $ 419,929 87,456 - - 87,456 17,082 922 - 18,004 - 750 - 750 524,467 1,672 - 526,139 - - 497,141 11.0,000 30,135 140,135 ~~~ ~~~ - 4y /,141 497,141 110,000 30,135 ~~~ ~~~ 1,672 (497,141) (111,137) 60,300 - 406,669 466,969 (360,100) - (133,418) (493,518) (299,800) - 273,251 (26,549) 84,532 1,672 (223,890) (137,686) 294,444 17,901 362,91.0 675,255 $ 378,976 $ 19,573 $ 139,020 $ 537,569 -61- VILLAGE OF TEQUESTA, FLORIDA BUDGETARY COMPARISON SCHEDULE SPECIAL REVENUE FUND FISCAL YEAR ENDED SEPTEMBER 30, 2006 Revenues: Franchise fees Licenses and permits Miscellaneous Total revenues Operating expenditures: Debt service: Principal Interest Total expenditures Excess of revenues over expenditures Other financing sources: Transfers in Proceeds from notes payable Total other financing sources (uses) Net change in fund balance Variance with Final Budget - Bud~eted Amounts Actual Positive Ori final Final Amounts Ne alive $ 358,700 $ 358,700 $ 419,929 $ 61,229 78,300 78,300 87,456 9,156 3,000 3,000 17,082 14,082 440,000 440,000 524,467 84,467 110,000 110,000 110,000 - 30,200 30,200 30,135 65 140,200 140,200 140,135 65 299,800 299,800 384,332 84,532 60,300 60,300 60,300 - (360,100) (360,100) (360,100) - (299,800) (299,800) (299,800) - $ - $ - $ 84,532 $ 84,532 -62- VILLAGE OF TEQUESTA, FLORIDA BUDGETARY COMPARISON SCHEDULE CAPITAL PROJECTS FUND FISCAL YEAR ENDED SEPTEMBER 30, 2006 Revenues: State grant Expenditures: Public safety Capital outlay Total expenditures Deficiency of revenues over expenditures Other financing sources and uses: Transfers in Appropriated fund balance Total other financing sources (uses) Budgeted Amounts Actual Ori final Final Amounts Variance with Final Budget - Positive Ne ative $ 470,800 $ 470,800 $ 535,000 $ (64,200) 3,666,600 4,329,653 2,922,839 1,406,814 ~ ~~~ inn n ~z~n ~c~ ~ m~ Q~n i nn~ Q i n (3,195,800) (3,858,853) (2,387,839) 1,342,614 884,019 1,162,881. 1,162,881 - 2,311,781 2,695,972 - (2,695,972) 3,195,800 3,858,853 1,162,881 (2,695,972) Net change in fund balance $ - $ - $ (1,224,958) $ (1,224,958) -63- VILLAGE OF TEQUESTA, FLORIDA BUDGETARY COMPARISON SCHEDULE CAPITAL IMPROVEMENT FUND FISCAL YEAR ENDED SEPTEMBER 30, 2006 Variance Revenues Expenditures: Public safety Total expenditures Deficiency of revenues over expenditures Other financing sources and uses: Transfers in Transfers out Appropriated fund balance Total other financing sources (uses) Net change in fund balance Budgeted Amounts Ori final Final $ - $ with Final Budget - Actual Positive Amounts Ne alive - $ - $ - 4,000 536,476 497,141 39,335 4,000 536,476 497,141 39,335 (4,000) (536,476) (497,141) 39,335 - 406,669 (1.00,000) (133,418) 104,000 263,225 4,000 536,476 406,669 - (133,418) - - (263,225) 273,251 (263,225) $ - $ - $ (223,890) $ (223,890) -64- Page Intentionally Left Blank NONMAJOR ENTERPRISE FUNDS NONMAJOR ENTERPRISE FUNDS Stormwater Fund -This fund is used to account for the drainage and stormwater collection for the Village. Refuse and Recycling Fund -This fund is used to account for the fees charged for solid waste and recyclable material collection. VILLAGE OF TEQUESTA, FLORIDA COMBINING STATEMENT OF NET ASSETS NONMAJOR ENTERPRISE FUNDS SEPTEMBER 30, 2006 ASSETS Current assets: Cash and cash equivalents Investments Accounts receivable Other assets Total current assets Non-current assets: Capital assets not being depreciated Capital assets being depreciated Total noncurrent assets Total assets LIABILITIES AND NET ASSETS Current liabilities: Accounts payable Accrued liabilities Current portion of compensated absences Total current liabilities Long-term liabilities: Compensated absences Total long-term liabilities Total liabilities Net assets: Invested in capital assets Unrestricted Total net assets Total Nonmajor Stormwater Refuse & Enterprise Utility Rec. cy ling Funds $ 601 $ 1,303 $ 1,904 524,853 164,729 689,582 4,868 2,221 7,089 28 - 28 530,350 168,253 698,603 27,747 - 27,747 1,321,963 - 1,321,963 1,349,71.0 - 1,349,710 1,880,060 168,253 2,048,31.3 3,809 - 3,809 1,203 - 1,203 64 - 64 5,076 - 5,076 256 - 256 L/V - GJV 5,332 - 5,332 1,349,710 - 1,349,71.0 525,018 168,253 693,271 $1,874,728 $168,253 $ 2,042,981 -65- VILLAGE OF TEQUESTA, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS NONMAJOR ENTERPRISE FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2006 Total Nonmajor Stormwater Refuse & Enterprise Utility Recycling Funds Operating revenues: Charges for services $ 301,993 $ 283,821 $ 585,814 Total operating revenues 301,993 283,821 585,814 Operating expenses: Personal services 30,945 - 30,945 Purchased services - 265,587 265,587 Depreciation 71,597 - 71,597 Repairs and maintenance 67,31.0 - 67,310 Management services 8,900 5,300 14,200 Contractual services 2,491 - 2,491 Professional services 13,034 - 13,034 Operating supplies 1,313 - 1,313 Other 3,403 - 3,403 Total operating expenses 198,993 270,887 469,880 Operating income 103,000 12,934 115,934 Non-operating revenues: Interest income 25,514 ] 1,365 36,879 Connection fees 25,307 - 25,307 Total non-operating revenues 50,821 11,365 62,186 Income before transfers 153,821 24,299 178,120 Transfers out (60,300) - (60,300) Change in net assets 93,521 24,299 117,820 Net assets, beginning 1,781,207 143,954 1,925,161 Net assets, ending $ 1,874,728 $ l 68,253 $ 2,042,981 -66- VILLAGE OF TEQUESTA, FLORIDA COMBINING STATEMENT OF CASH FLOWS NONMAJOR ENTERPRISE FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2006 Cash flows from operating activities: Cash received from customers, governments and other funds Cash paid to suppliers Cash paid to employees Net cash provided by (used in) operating activities Cash flows from non-capital financing activities: Transfers to other funds Net cash used in non-capital financing activities Cash flows from capital and related financing activities: Acquisition and construction of capital assets Net cash used in capital and related financing activities Cash flows from investing activities: Purchases of investments Interest received on investments Net cash provided by (used in) investing activities Net increase in cash and cash equivalents Cash and cash equivalents, beginning Cash and cash equivalents, ending Adjustments to reconcile operating income to net cash provided by operating activities: Operating income Miscellaneous revenue Depreciation Changes in operating assets and liabilities: (Increase) decrease in: Accounts receivable Other assets Increase in accounts payable and accrued liabilities Net cash provided by (used in) operating activities Total Nonmajor Stormwater Refuse & Enterprise Utility Recycling Funds $ 328,037 $ 283,732 $ 611,769 (141,979) (292,174) (434,153) (30,933) - (30,933) 155,125 (8,442) 146,683 (60,300) - (60,300) (60,300) - (60,300) (63,765) - (63,765) (63,765) - (63,765) (56,202) (1,971) (58,173) 25,51.4 11,365 36,879 (30,688) 9,394 (21,294) 372 952 1,324 229 351 580 $ 601. $ 1,303 $ 1.,904 $ 103,000 $ 12,934 $ 115,934 25,307 - 25,307 71,597 - 71,597 737 (89) 648 (13) - (13) (45,503) (21,287) (66,790) $ 155,125 $ (8,442) $ 146,683 -67- Page Intentionally Left Blank FIDUCIARY FUNDS FIDUCIARY FUNDS Firefighters' Pension Trust Fund -This fund accounts for the accumulation of resources and for contributions and benefits of the firefighter employees. Police Officers' Pension Trust Fund -This fund accounts for the accumulation of resources and for contributions and benefits of the police employees. General Employees' Trust Fund -This fund accounts for the accumulation of resources and for contributions and benefits for the general employees of the Village. VILLAGE OF TEQUESTA, FLORIDA COMBINING STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS SEPTEMBER 30, 2006 ASSETS Cash and cash equivalents Investments: Corporate stocks Corporate bonds Government backed assets Contribution receivable Accrued interest receivable Total assets Police General Firefighters' Officers' Employees' Pension Pension Pension Total $ 227,959 $ 73,875 $ 52,238 $ 354,072 1,381,718 447,776 418,302 2,247,796 45,150 14,632 101,561 161,343 864,815 280,262 216,952 1,362,029 24,525 4,293 7,986 36,804 1.0,092 3,271 4,703 18,066 2,554,259 824,109 801,742 4,180,110 LIABILITIES AND NET ASSETS Accounts payable Total liabilities 5,697 2,364 3,717 1],778 5,697 2,364 3,717 ].1,778 Net assets held in trust for pension benefits $2,548,562 $ 821,745 $ 798,025 $4,168,332 -68- VILLAGE OF TEQUESTA, FLORIDA COMBINING STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS FISCAL YEAR ENDED SEPTEMBER 30, 2006 ADDITIONS Contributions: Employer Employee Insurance premium taxes Total contributions Investment income Net appreciation in fair value of investments Investment earnings Less investment expenses Net investment income Total additions DEDUCTIONS Pension benefits and refunds Operating expenses Total deductions Net increase Net assets held in trust for pension benefits: Net assets, beginning Police General Firefighters' Officers' Employees' Pension Pension Pension Total $ 102,194 $ 70,169 $ 108,015 $ 280,378 62,555 29,117 64,872 156,544 86,714 65,700 - 152,414 251,463 164,986 172,887 589,336 43,636 14,048 46,274 103,958 68,052 20,750 21,747 1.10,549 111,688 34,798 68,021 214,507 25,397 7,634 10,034 43,065 86,291 27,164 57,987 171,442 337,754 1.92,150 230,874 760,778 17,948 23,253 8,346 49,547 11,991 3,663 9,998 25,652 29,939 26,916 18,344 75,1.99 307,815 165,234 212,530 685,579 2,240,747 656,511 585,495 3,482,753 Net assets, ending $ 2,548,562 $ 821,745 $ 798,025 $ 4,168,332 -69- STATISTICAL SECTION STATISTICAL SECTION This part of the Village of Tequesta's comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the Village's overall financial health Contents Financial Trends Pale These schedules contain trend information to help the reader understand how the Village's financial performance and well-being have changed over time. 70 Revenue Capacity These schedules contain information to help the reader assess the Village's most significant local revenue source, the property tax. 76 Debt Capacity These schedules present information to help the reader assess the affordability of the Village's current levels of outstanding debt and the Village's ability to issue additional debt in the future. 83 Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the Village's financial activities take place. 88 Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the Village's financial report relates to the services the Village provides and the activities it performs. 91 Sources: Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. VILLAGE OF TEQUESTA, FLORIDA NET ASSETS BY COMPONENT LAST FOUR FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) 2003 2004 2005 2006 Governmental activities: Invested in capital assets, net of related debt Restricted Unrestricted Total governmental activities net assets $ 2,209,191 $ 921,889 $ 1,788,749 $ 4,515,096 - - - 143,370 4,423,513 4,947,838 6,926,208 5,570,447 $ 6,632,704 $ 5,869,727 $ 8,714,957 $1.0,228,913 Business-type activities: Invested in capital assets, net of related debt Restricted Unrestricted Total business-type activities net assets Primary government: Invested in capital assets, net of related debt Restricted Unrestricted Total governmental activities net assets $10,561,209 $ 9,602,911 $10,815,151 $ l 1,722,188 317,193 322,818 317,102 396,369 4,843,781 5,901,624 4,604,463 4,867,905 $15,722,183 $15,827,353 $15,736,716 $16,986,462 $12,770,400 $10,524,800 $12,603,900 $16,237,284 317,193 322,818 317,102 539,739 9,267,294 10,849,462 11,530,671 1.0,438,352 $ 22,354,887 $ 21,697,080 $ 24,451,673 $ 27,215,375 Note: The Village began to report accrual information when it implemented GASB Statement 34 in fiscal year 2003. -70- VILLAGE OF TEQUESTA, FLORIDA CHANGES IN NET ASSETS LAST FOUR F[SCAL YEARS (ACCRUAL BASS OF ACCOUNTING) Expenses: Governmental activities: General government Public safety Transportation Leisure services Interest on long-term debt Total governmental activities expenses Business-type activities: Water S tormwater Refuse and recycling Community development Total business-type activities expenses Total primary government program expenses Program revenues: Governmental activities: Charges for services: General government Public safety Transportation Leisure services Operating grants and contributions Capital grants and contributions Total governmental activities program revenues Business-type activities: Charges for services: Water Stormwater Refuse and recycling Community development Operating grants and contributions Capital grants and contributions Total business-type activities program revenues Total primary government program revenues 2003 2004 2005 2006 $ 1,299,812 $ 1,105,741 $ 1,361,013 $ 1,402,535 474,134 4,138,374 4,691,063 5,577,243 3,649,803 804,523 656,158 837,44] 385,192 458,659 605,745 756,224 277,855 262,479 248,728 243,871 6,086,796 6,769,776 7,562,707 8,817,314 3,881,752 3,975,766 4,026,027 4,187,257 278,442 155,537 142,788 198,993 229,460 252,933 260,715 270,887 593,105 513,101 - - 4,982,759 4,897,337 4,429,530 4,657,137 $11,069,555 $11,667,113 $11,992,237 $13,474,451 $ 352,901 $ 439,646 $ 260,647 $ 270,137 477,041 538,056 l ,040,427 1,1.21,642 63,438 42,430 4,410 57,261 56,517 43,945 515,438 365,183 - - - 535,000 949,897 ].,064,077 l ,820,922 2,349,223 4,082,459 3,931,562 4,037,674 4,090,268 297,843 303,450 298,188 301,993 242,901 248,252 277,589 283,821 628,068 348,511 - - - - - 42,471 - - 1.19,944 484,000 5,251,271 4,831,775 4,733,395 5,202,553 $ 6,201,168 $ 5,895,852 $ 6,554,317 $ 7,551,776 Net (expense) revenue: Governmental activities Business-type activities Total primary government net expense $ (5,136,899) $ (5,705,699) $ (5,741,785) $ (6,468,091) 268,512 (65,562) 303,865 545,416 $ (4,868,387) $ (5,771,261) $ (5,437,920) $ (5,922,675) -71- VILLAGE OF TEQUESTA, FLORIDA CHANGES IN NET ASSETS (Continued) LAST FOUR FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) General revenues and other changes in net assets: Governmental activities: Taxes: Property taxes $ 3,392,623 $ 3,781,095 $4,494,713 $ 5,166,754 Other taxes 1,093,877 1.,089,781 1,084,827 1,087,759 Franchise fees based on gross receipts 350,423 372,212 367,778 419,929 Intergovernmental 520,921 558,069 622,457 679,001 Unrestricted Investment earnings 89,532 79,483 214,588 392,961 Miscellaneous revenues 123,740 83,126 641,901 173,362 Gain (loss) on sale of capital assets 6,400 (1,0]2,584) - 1,981 Transfers (7,847) (8,460) 710,151 60,300 Total governmental activities 5,569,669 4,942,722 8,136,415 7,982,047 Business-type activities: Unrestricted Investment earnings 70,706 75,846 164,163 280,665 Miscellaneous revenues 10,917 82,576 151,487 479,145 Gain on sale of capital assets 681,912 3,850 (710,151) 4,820 Transfers 7,847 8,460 - (60,300) Totalbusiness-typeactivities 771,382 170,732 (394,501) 704,330 Total primary government 6,341,051 5,113,454 7,741,914 8,686,377 Change in net assets: Governmental activities 5,569,669 4,942,722 8,136,415 7,982,047 Business-typeactivities 771,382 170,732 (394,501) 704,330 Total primary government $6,341,051 $5,11.3,454 $7,741,914 $8,686,377 Note: The Village began to report accrual information when it implemented GASB Statement 34 in fiscal year 2003. -72- VILLAGE OF TEQUESTA, FLORIDA PROGRAM REVENUES BY FUNCTION/PROGRAM LAST FOUR FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Function/Program Governmental activities: General government Public safety Transportation Leisure services Subtotal governmental activities Business-type activities: Water Community development Stormwater Refuse and recycling Subtotal business-type activities Total primary government program revenues Program Revenues 2003 2004 2005 2006 $ 352,902 $ 439,646 533,_558 582,001 - 42,430 63,438 - 949,898 1,064,077 4,082,459 3,931,562 628,068 348,511 297,843 303,450 242,901. 248,252 5,251,271 4,831,775 $ 6,201,169 $ 5,895,852 $ 260,647 1,058,235 497,630 4,410 1,820,922 4,1.57,618 298,188 277,589 4,733,395 $ 6,554,317 $ 605,137 1,145,871 305,691 292,524 2,349,223 4,616,739 301,993 283,821 5,202,553 $7,551,776 Note: In fiscal year 2005 Community Development was closed as a business-type function/program and all related activates is now accounted for as a governmental program activity. Note: The Village began to report accrual information when it implemented GASB Statement 34 in fiscal year 2003. -73- VILLAGE OF TEQUESTA, FLORIDA FUND BALANCES, GOVERNMENTAL FUNDS LAST FOUR FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 2003 2004 2005 2006 General fund: Reserved Unreserved Total general fund All other governmental funds: Reserved Unreserved, reported in: Capital projects funds Special revenue funds $ 43,745 $ 50,509 $ 56,759 $ 176,410 ~ inn n~~ ~ ~i4 ~Qn ~ non nnQ ~ ~~i inn 3,Z14,15I 3,765,SSy 3,451,167 3,3y7,50U 155,645 341,722 823,675 143,370 1,069,670 889,395 2,519,033 1,599,416 237,858 15,692 17,901 255,179 $1,463,173 $1,246,809 $3,360,609 $ 1,997,965 -74- VILLAGE OF TEQUESTA, FLORIDA CHANGES IN FUND BALANCES, GOVERNMENTAL FUNDS LAST FOUR FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) 2003 2004 2005 2006 Revenues: Taxes $ 4,836,923 $ 5,243,088 $ 5,579,540 $ 6,254,513 Intergovernmental 575,986 596,947 622,457 679,001 Charges for services 362,663 477,513 490,995 507,702 Intragovernmental 337,490 341,700 254,898 262,700 Franchise fees based on gross receipts - - 367,778 419,929 Grants 56,517 43,945 515,438 900,183 Licenses and permits 103,564 93,601. 549,884 631,521 Interest 83,166 79,483 214,588 392,961 Fines and forfeitures 58,467 57,41.3 352,254 34,825 Miscellaneous 80,494 83,126 289,647 175,343 Impact fees 32,143 11,028 9,707 12,292 Total revenues 6,527,413 7,027,844 9,247,186 10,270,970 Expenditures: Current: General government 1,289,050 1,225,550 1,314,270 ],391,612 Public safely 3,443,961 3,918,798 4,351,936 5,233,807 Transportation 440,263 776,273 625,014 807,651 Leisure services 347,975 384,980 523,439 692,408 Capital outlay 1,439,607 368,303 870,453 3,162,034 Debt service: Principal 470,221 319,280 336,101 382,687 Interest 277,855 262,479 255,672 243,871 Total expenditures 7,708,932 7,255,663 8,276,885 11,914,070 Excess (deficiency) of revenues over expenditures (1,181,519) (227,819) 970,301 (1,643,100) Other financing sources (uses): Transfers in 464,954 326,010 3,771,617 2,023,368 Transfers-out (472,801) (334,470) (3,068,840) (1,963,068) Other proceeds - 574,624 152,999 136,789 Total other financing sources (uses) (7,847) 566,164 855,776 197,089 Net change in fund balances $(1,189,366) $ 338,345 $1,826,077 $(1,446,011) Debt service as a percentage of noncapital expenditures 11.93% 8.45% 7.99% 7.1.6% -75- VILLAGE OF TEQUESTA, FLORIDA TAX REVENUES BY SOURCE, GOVERNMENTAL FUNDS LAST FOUR FISCAL YEARS (MODIFIED ACCRUAL BASIS OF ACCOUNTING) Fiscal Year PropertX Sales & Use Franchise Total 2003 $ 3,392,623 $ 1,093,877 $ 350,423 $ 4,836,923 2004 3,781,095 1,089,781 372,212 5,243,088 2005 4,494,713 1,084,827 367,778 5,947,318 2006 5,166,754 1,087,759 419,929 6,674,442 Change: 2003-2006 1,774,131 (6,118) 69,506 1,837,519 2003-2006 52.29% -0.56% 19.83% 37.99% -76- VILLAGE OF TEQUESTA, FLORIDA REVENUE FROM SALES & USE TAXES BY CATEGORY LAST FOUR FISCAL YEARS (ACCRUAL BASIS OF ACCOUNTING) Utility taxes: Electric Water Propane Communications services tax Gas taxes: Local gas tax 6 cents Local gas tax 1-5 cent 2003 2004 2005 2006 $ 372,565 $ 350,854 $ 363,807 $ 363,620 158,738 177,954 156,890 169,302 23,904 24,329 30,587 37,557 351,680 340,996 335,593 329,248 127,087 1.33,272 135,948 129,668 59,903 62,376 62,000 58,364 $1,093,877 $1,089,781 $1,084,827 $1,087,759 -77- b ~ ~ ~ ~ Y ~ ~_~ ~Q~ ~~~~~~~~~~ Q `~ ~ o a ~" H W a O a W W H W O w a~ Q H U Q Q E~ Q E~ W Q z Q Q W W x d w W Q U w z H E-+ Q .-7 +-~ G1 M ~ ~D M M [~ ~ ~ ~--~ ~ ~ O M ~ ~ ~ N O~ d' "O ~ w ~ ^ t~ ~O v~ O O~ O~ M ~ ~ ~ ~ K O OO D\ ~ D\ ^ O~ M M ~ W ~ ~ ~ cci ~ ~. p" ~ ~ ' O ~ N ~ ~ ~ oM0 d\ ~ ~t ~ ~ ~ ~ ~p o0 O~ .-. .-: 69 :~ ..~ N M O ~n O ~n O v~ O v~ O 0 0 0 0 ~ ~ ~ ~I ~ ~ d• M ~D t~ t~ [~ [~ a\ ~t a1 ~t a\ ~t a\ ~t Q ~ ~ ~D ~ ~ ~ ~ ~ ~ ~ oMO cmn ~ a\ ~ o ° ~ ~ ~ ~ ~ M M o0 ^ 01 ~O M (~ ^ ~ ~ ~ ~ O ~ ~ d- ~ ~n M O~ ~O M O O~ ~D ~ oo M O~ ~D O O ~D ~ c~ 6~ O N O~ d~ O N O~ ~ Q~ ~ ~ Q ' N ~ ~ 00 ^ l~ M M ~ ~ ^ M ~ ~ ~ ~ ~ [~ 00 ~ ~ a 4-. 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N ~ 00 l~ V~ M ~ Ct O~ N ' H Q, ~ 00 O ~t o0 N O O~ O v~ > M M ~ d' ~ ~ ~D `D 00 O~ _ bg ~ ~ ~O ~O N M ~ [~ m oo ~O N ~ ~ ~ O ~ N ~ m m ~ ~ ~ bl ° ~ a a 0 U -o o ~ m ~ ~ t~ oo a1 O ~ N m ~ ~n ~O ,, .~ o, rn o~ o o o o o 0 0 ~ ~ ~ ~ o~ o~ o 0 0 0 0 0 o p,,, U % U C w ~ 0 G Q O M ~ O N ~ ~ Q s.. y., O ~w ~ U cG 4~ a o O ~ ~, -~. ~ ~ ~ ~ a o ~ U ~. ~ o U ~ o ~ o, .ti ~ U w a a H .~ N O .~ O .~ ;~ 0 ~L 0 .~' o~ .^ -~ ~ (~/~~ N M •o 0 ~ ~ W ~ o s ~ ~ ~ ro ~ ~ U N ~~ ~ ~ i ~' VILLAGE OF TEQUESTA, FLORIDA COMPUTATION OF LEGAL DEBT MARGIN SEPTEMBER 30, 2006 Total assessed value $ 981,627,378 Legal debt margin: Debt limitation - 10% of total assessed value 98,162,738 Total bonded debt outstanding $380,000 Less amount available in debt service fund (b) 378,977 Total debt applicable to limitation 1,023 Legal debt margin $ 98,161,714 (a) PBC Property Appraiser's Office, Form DR-420 'Certificate of Taxable Value' (b) IBR-Special Revenue -Unreserved Fund Balance at 9/30/2005 -85- VILLAGE OF TEQUESTA, FLORIDA DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT SEPTEMBER 30, 2006 Governmental. Unit Estimate Net Estimate Share of Bonded Percentage Direct and Debt Applicable to Overlapping Outstanding Tequesta (a) Debt Debt repaid with property taxes Palm Beach County P.B.C. School Board $336,020,000 0.61 °Io $ 2,046,226 97,990,000 0.61.% 596,719 Subtotal, overlapping debt Village of Tequesta direct debt Total direct and overlapping debt 2,642,945 5.19R_71 $ 7,841,658 Sources: Assessed value date used to estimate applicable percentages provided by each governmental unit. Notes: Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the Village of Tequesta. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and business of the Village of Tequesta. This process recognizes that, when considering the Village's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident -and therefore responsible for repaying the debt - of each overlapping government. (a) For debt repaid with property taxes, the percentage of overlapping debt applicable is estimated using taxable assessed property values. Applicable percentages were estimated by determining the portion of another governmental unit's taxable assessed value that is within the Village's boundaries and dividing it by each unit's total taxable assessed value. -86- VILLAGE OF TEQUESTA, FLORIDA PLEDGED-REVENUE COVERAGE LAST TEN FISCAL YEARS Less: Net Fiscal Pledged Operating Available Debt Service Year Revenues (a) Expenses Revenue Principal Interest Coverage 1997 $ 411.,129 $141,844 $ 269,285 $ 65,000 $ 76,844 1.90 1998 436,385 142,866 293,519 70,000 72,866 2.05 1999 455,063 143,370 311,693 75,000 68,370 2.17 2000 490,179 143,960 346,219 80,000 63,960 2.40 2001 498,959 139,095 359,864 80,000 59,095 2.59 2002 441,409 144,461 296,948 90,000 54,461 2.06 2003 448,946 143,585 305,361 95,000 48,585 2.13 2004 464,973 142,678 322,295 100,000 42,678 2.26 2005 459,873 141,490 318,383 105,000 36,490 2.25 2006 524,468 140,135 384,333 110,000 30,135 2.74 Note: Details regarding the Village's outstanding debt can be found in the notes to the financial statements. Operating expenses do not include interest, depreciation or amortization expenses. (a) Pledged revenues include franchise fees, licenses and permits from Fund 101. -87- VILLAGE OF TEQUESTA, FLORIDA DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS Per Capita Fiscal Population Personal Personal Median Unemployment Year ~ Income Income (4) A~ Rate 3 1997 4686 $ - $ - 0.0 3.6% 1998 5036 - - 0.0 4.7% 1999 5122 - - 0.0 5.7% 2000 5273 184,417,902 34,974 47.5 5.2% 2001 5307 185,607,018 34,974 47.5 5.5% 2002 5327 186,306,498 34,974 47.5 5.1% 2003 5333 186,516,342 34,974 47.5 6.2% 2004 5648 197,533,152 34,974 47.5 5.7% 2005 5686 198,862,164 34,974 47.5 3.1% 2006 5702 199,421,748 34,974 47.5 3.7% Note: Principal Employers -The Village of Tequesta has no discernable level of industries. "Workforce Housing Needs Assessment: Municipal Profiles", prepared by the Metropolitan Center, Florida International University. Sources: (I) Bureau of Economic and Business research, University of Florida. (2) 2000 U.S. Census Data, adjusted for inflation by MuniNetGuide.com (3) Agency for Workforce Innovation (AWI). (September to September -local area by County -not seasonally adjusted) (4) Wikipedia.org -88- VILLAGE OF TEQUESTA, FLORIDA FULL-TIME EQUIVALENT VILLAGE GOVERNMENT EMPLOYEES BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Full-time Equivalent Employees as of September 30 Function/Program 1.997 1998 1999 2000 2001 2002 2003 2004 2005 2006 Proposed Governmental activities: General government Public safety Transportation Leisure services Community development (a) Total governmental activities Business-type activities: Water Stormwater Community development Total business-type activities Total primary government - - - - - 8.0 8.5 12.0 1.1.5 1.0.5 - - - - - 45.5 51.0 45.0 42.0 46.0 - - - - - 2.0 2.5 - - 3.0 - - - - - 1.5 2.5 2.0 2.0 3.0 - - - - - 3.0 2.5 3.0 - - - - - - 57.0 67.5 61.5 58.5 62.5 - - - - - 14.0 12.5 14.5 14.0 15.0 - - - - - 0.5 - - - 1.0 - - - - - 3.5 3.0 - - - - - - - - 18.0 15.5 14.5 14.0 16.0 75.0 83.0 76.0 72.5 78.5 Source: Village of Tequesta Budget Reports Notes: A full-time employee is scheduled to work 2,088 hours per year (including vacation and sick leave). Full-time-equivalent employment is calculated by dividing total labor hours by 2,088. (a) Community Development activities (planning, building and code enforcement) were accounted for in an enterprise (business-type activity) fund until fiscal year 2005 when the fund was closed. Planning, building and code enforcement activities are currently accounted for in the General Fund. -89- VILLAGE Or TEQUESTA, FLORIDA OPERATING INDICATORS BY FUNCTION/PROGRAM CURRENT FISCAL YEAR Governmental activities: General government Registered voters Public safety: Police department No. of full-time certified police officers No. of total calls received No. of arrests No. of parking violations No. of incident numbers issued Fire department: No. of full-time certified firefighters No. of emergency responses No. of transports No. of fires extinguished No. of inspections Building, zoning: No. of building permits issued No. of building inspections conducted Transportation: Miles of street lane miles Leisure services: No. of parks No. of park acreage Business-type activities: Water: No. of customers Average daily consumption Miles of water mains 2006 4,007 1 16 3,300 199 162 81.7 16 1.,254 622 632 326 1,049 2,214 48 3 48 4,612 2.782 mg 50 -90- VILLAGE OF TEQUESTA, FLORIDA CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM CURRENT FISCAL YEAR Function/Program: 2006 Governmental activities: General government: Municipal center - Public safety - Police: No. of stations 1 No. of patrol units 12 Fire: No. of stations 1 No. of ambulances 2 No. of pumpers 3 Transportation: Miles of street lane miles 48 Leisure services: No. of parks 3 No. of park acreage 48 No. of playgrounds 3 No. of baseball/softball diamonds 3 No. of skate-parks 1 Business-type activities: Water: Miles of water mains 50 No. of fire hydrants 550 Storage capacity (thousands of gallons) 3,250 -91- COMP~,IANCE SECTION Cohen ~Ioltz Accountants Advisors Report of Independent Certified Public Accountants on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Gover~zmentAuditin~ Sta~zdards Honorable Mayor, Village Council and Village Manager Village of Tequesta, Florida We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate other remaining fund information of the Village of Tequesta, Florida (the Village) as of and for the fiscal year ended September 30, ?006, which collectively comprise the Village's basic financial statements, and have issued our report thereon dated February 16, 2007. We conducted our audit in accordance with generally accepted auditing standards and the standards applicable to financial audits contained in Govenim.ent Auditing Standards, issued by the Comptroller General of the United States. Internal Control Over Financial Reporting In planning and performing our audit, we considered the Village's internal control over financial reporting in order to determine our auditing procedures for the purpose of expressing our opinion on the basic financial statements and not to provide assurance on the internal control over financial reporting. Our consideration of the internal control over financial reporting would not necessarily disclose all matters in the internal control over financial reporting that might be material weaknesses. A material weakness is a reportable condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk Chat misstatements caused by error or fraud in amounts that would be material in relation to the financial statementsbeing audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control over financial reporting and its operation that we consider to be material weaknesses. Compliance and Other Matters As part of obtaining reasonable assurance about whether the Village's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations and contracts, grant agreements and other matters, non-compliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance that are required to be reported under Governn~entAuditing Standards. -92- ~a Rachlin Cohen & Holtz LLP One Southeast Thirtl Avenue ^ Tenth Floor ^ Miami, Florida 33131 ^ Phone 305.377.4228 ^ Fax 305.377.8331 ^ www.raChlin.COm An Independent Member of Baker Tilly International M I A M I ^ F O R T L A U D E R D A L E ^ W E S T P A L M B E A C H Honorable Mayor, Village Council and Village Manager Village of Tequesta, Florida Page Two This report is intended for the information and use of the Mayor, Village Council, management and regulatory bodies and is not intended to be and should not be used by anyone other than the specified parties. ~~~~ ~' ~ ~~~ L~ P West Palm Beach, Florida February 16, 2007 -93- Cohen Holtz Accountants Advisors CO~JeYI Holtz Accountants Advisors Management Letter in Accordance with the Rules of the Auditor General of the State of Florida Honorable Mayor, Village Council and Village Manager Village of Tequesta, Florida We have audited the basic financial statements of the governmental activities, the business-type activities and each major fund and the aggregate remaining fund information of the Village of Tequesta, Florida (the Village) as of and for the year ended September 30, 2006, which collectively comprise the Village's basic financial statements, and have issued our report thereon dated February 16, 2007. We conducted our audit in accordance with auditing standards generally accepted in the United States; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States and Chapter 10.550, Rules of the Auditor General. We have issued our Report of Independent Certified Public Accountants on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements, Report of Independent Certified Public Accountants on Compliance and Internal Control over Compliance Applicable to each Major State Financial Assistance Project, and the Schedule of Findings and Questioned Costs. Disclosures in those reports and schedule, which are dated February 16, 2007, should be considered in conjunction with this manaeement letter. Additionally, our audit was conducted in accordance with the provisions of Chapter 10.550, Rules of the Auditor General, which govern the conduct of local governmental entity audits performed in the State of Florida and require that certain items be addressed in this letter. The Rules of the Auditor General (Section ]0.554(1)(h)l.) require that we address in the management letter, if not already addressed in the auditor's report on compliance and internal controls or schedule of findings and questioned costs, whether or not recommendations made in the preceding annual financial report have been followed. The recommendations made in the preceding annual financial audit report have been addressed. As required by the Rules of the Auditor General (Section 10.554(1)(h)2.), the scope of our audit included a review of the provisions of Section 218.415., Florida Statutes, regarding the investment of public funds. In connection with our audit, we determined that the Village complied with Section 218.415, Florida Statutes. The Rules of the Auditor General (Section ] 0.554(1)(h)3.) require that we address in the management letter any findings and recommendations to improve financial management, accounting procedures, and internal controls. -94- Rachlin Cohen & Holtz LLP One Southeast Third Avenue ^ Tenth Floor ^ Miami, Florida 33131 ^ Phone 305.377.4228 ^ Fax 305.377.8331 ^ www.raChlin.com An Independent Member of Baker Tilly International M I A M I ^ F O R T L A U D E R D A L E ^ W E S T P A L M B E A C H Honorable Mayor, Village Council and Village Manager Village of Tequesta, Florida Page Two The Rules of the Auditor General (Section 10.554(1)(h)4.) require disclosure in the management letter of the following matters if not already addressed in the auditor's reports on compliance and internal controls or schedule of findings and questioned costs and are not clearly inconsequential: (1) violations of laws, rules, regulations, and contractual provisions that have occurred, or are likely to have occurred; (2) improper or illegal expenditures; (3) improper or inadequate accounting procedures (e. g., the omission of required disclosures from the financial statements); (4) failures to properly record financial transactions; and (5) other inaccuracies, shortages, defalcations, and instances of fraud discovered by, or that come to the attention of the auditor. Our audit found no matters that were required to be disclosed. The Rules of the Auditor General (Section 10.554(1)(h)5.) also require that the name or official title and legal authority for the primary government and each component unit of the reporting entity be disclosed in the management letter, unless disclosed in the notes to the financial statements. The Village was incorporated in 1957 By Laws of Florida 57-1915. There are no component units. As required by the Rules of the Auditor General (Section 10.554(1)(h)6a.), astatement must be included as to whether or not the local government entity has met one or more of the conditions described in Section 218.503(1), Florida Statutes. In connection with our audit, we determined that the Village did not meet any of the conditions described in Section 218.503(1), Florida Statutes. As required by the Rules of the Auditor General (Section 10.554(1)(h)6.b.), we determined that the annual financial report for the Village for the fiscal year ended September 30, 2006, filed with the Florida Department of Financial Services pursuant to Section 218.32(1)(a), Florida Statutes, is in agreement with the annual financial audit report for the fiscal year ended September 30, 2006. As required by the Rules of the Auditor General (Sections 10.554(h)6.c. and 10.556(7), we applied financial assessment procedures. It is management's responsibility to monitor the entity's financial condition, and our financial condition assessment was based in part on representations made by management and the review of financial information provided by same. The assessment was done as of the fiscal year end. There were no findings that identified deteriorating financial conditions. This report is intended solely for the information and use of the Mayor, Village Council, management and the Auditor General of the State of Florida and is not intended to be and should not be used by anyone other than these specified parties. ~f~~~ West Palm Beach, Florida February 16, 2007 -95- Cohen Holtz Accountants Advisors Cohen Holtz Accountants Advisors Report of Independent Certified Public Accountants on Compliance and Internal Control over Compliance Applicable to Each Major State Financial Assistance Project Honorable Mayor, Village Council and Village Manager Village of Tequesta, Florida Compliance We have audited the compliance of the Village of Tequesta, Florida (the Village), with the types of compliance requirements described in the Executive Office of the Governor's State Projects Compliance Supplement, that are applicable to each of its major state financial assistance projects for the fiscal year ended September 30, 2006. The Village's major state financial assistance projects are identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs. Compliance with the requirements of laws, regulations, contracts and grants applicable to each of its state financial assistance projects is the responsibility of the Village's management. Our responsibility is to express an opinion on the Village's compliance based on our audit. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States and Chapter 10.50, Rules of the Auditor General. Those standards and Chapter 10.550, Rules of the Auditor General require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have direct and material effect on a major state financial assistance project occurred. An audit includes examining, on a test basis, evidence about the Village's compliance with those requirements and performing such other procedures, as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. Our audit does not provide a legal determination on the Village's compliance with those requirements. In our opinion, the Village complied, in all material respects, with the requirements referred to above that are applicable to each of its major state financial assistance projects for the fiscal year ended September 30, ?006. Internal Control over Com lip ance The management of the Village is responsible for establishing and maintaining effective internal control over compliance with requirements of laws, regulations, contracts and grants applicable to state financial assistance projects. In planning and performing our audit, we considered the Village's internal control -96- Rachlin Cohen & Holtz LLP One Southeast Third Avenue ^ Tenth Floor ^ Miami, Florida 33131 ^ Phone 305.377.4228 ^ Fax 305.377.8331 ^ www.rachlin.com An Independent Member of Baker Tilly International M I A M I ^ F O R T L A U D E R D A L E ^ W E S T P A L M B E A C H Honorable Mayor, Village Council and Village Manager Village of Tequesta, Florida Page Two over compliance with requirements that could have a direct and material effect on major state financial assistance projects in order to determine our auditing procedures for the purpose of expressing our opinion on compliance and to test and report on internal control over compliance in accordance with Chapter ]0.550, Rules of the Auditor General Our consideration of the internal control over compliance would not necessarily disclose all matters in the internal control that might be material weaknesses. A material weakness is a reportable condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that noncompliance with applicable requirements of laws, regulations, contracts, and grants caused by error or fraud that would be material in relation to a major state financial assistance projects being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control over compliance and its operation that we consider to be material weaknesses. This report is intended solely for the information and use of the Mayor, Village Council, management, and specific legislative or regulatory bodies and state awarding agencies and pass-through entities, and is not intended to be and should not be used by anyone other than these specified parties. y< ~. ~~P West Palm Beach, Florida February 16, ?007 -97- Cohen Holtz Accountants Advisors O O N O M fx w w E~ a w Q w z w x Q w a d U w ~ ~ O ~ ~ O N ~ O ~n v~ N O~ ~ +~-' ~ O ~ O~ ~ 00 :zj o0 [~ ~ ~O '--~ M ~ ct ~D [~ X w Ef3 b4 ~ U f. ~ CC z ~~ U '-' N N O ~ ~ M p CC ~ C C ~ o 7 7 w U U Q Q ~ ~ ~ ~, a~ C7 c W O Q ~ ~ ~ ~ _ ~ O O O ~~ z M M -a a~ ~, x W U r.+ .o H a c N " ~ '-' U U . ..I ~ o ~ ~ '~V V ~ N a 0.' °~ ~ . 0' ~ v ~ , ~ ~ ~ o ~ ~ ~ ~ ff ~ ~ fx ~" `'~ ~ ~ , o y ~ ~ c~ ° o A ~ o ~ i ., ~ V .~ _ j ~ W ~ ~ O ~ ~ ;~ oo ti ~ ~ ~ A 3 ~ ~° ~ ° W c ~ ~ , , [ ~, ~, ;~ r y ~ ~ o `~ v ~ ~ z a ~ i ~ i h o y ° 0 ~ , f E f y U Q ~_ U w w 0 °~' x w 0 -~ U 0 0 N C/I VILLAGE OF TEQUESTA, FLORIDA NOTE TO THE SCHEDULE OF EXPENDITURES OF STATE FINANCIAL ASSISTANCE FISCAL YEAR ENDED SEPTEMBER 30, 2006 NOTE 1. BASIS OF PRESENTATION The accompanying schedule of expenditures of state financial assistance projects includes the state grant activity of the Village and is presented on the modified accrual basis of accounting. The information in this schedule is presented in accordance with the requirements of the Florida Single Audit Act and Chapter 10.550, Rules of the Auditor General. Therefore, some amounts presented in this schedule may differ from amounts presented in, or used in the preparation of, the basic financial statements. -99- VILLAGE OF TEQUESTA, FLORIDA SUMMARY SCHEDULE OF PRIOR AUDIT FINDINGS FISCAL YEAR ENDED SEPTEMBER 30, 2006 PRIOR YEAR FINDINGS AND STATUS There were no prior year findings. -100- VILLAGE OF TEQUESTA, FLORIDA SCHEDULE OF FINDINGS AND QUESTIONED COSTS FISCAL YEAR ENDED SEPTEMBER 30, 2006 SECTION I -SUMMARY OF AUDITOR'S RESULTS Financial Statements Type of auditor's report issued: Unqualified Opinion Internal control over financial reporting: Material weakness(es) identified? Yes X No Reportable condition(s) identified not considered to be material weakness? Yes X No Non-compliance material to financial statements noted? Yes X No State Financial Assistance Projects Internal control over major State Financial Assistance Projects: Material weakness(es) identified? Yes X No Reportable condition(s) identified not considered to be material weakness? Yes X No Type of auditor's report issued on compliance for major State Financial Assistance Projects: Unqualified Opinion Any audit findings disclosed that are required to be reported in accordance with Chapter 10.550, Rules of the Auditor General? Yes X No Identification of major state financial assistance projects: State Projects State CSFA No. Florida Department of Environmental Protection 37.039 Dollar threshold used to distinguish between Type A and Type B programs: State $221,597 SECTION II -FINANCIAL STATEMENT FINDINGS None. SECTION III -STATE FINANCIAL ASSISTANCE FINDINGS AND QUESTIONED COSTS None. -101-