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VII,LAGE OF TEQUESTA
Post Office Box 3273 • 250 Tequesta Drive • Suite 300
Tequesta, Florida 33469-0273 (561) 575-6200
Fax: (561) 575-6203
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TEQUESTA EMPLOYEES' PENSION TRUST FUND
BOARD OF TRUSTEES MEETING
OCTOBER 28, 1998
I. CALL TO ORDER AND ROLL CALL
The Tequesta Employees Pension Trust Fund Board of Trustees
held a regularly scheduled meeting at the Village Hall, 357
Tequesta Drive, Tequesta, Florida, on Wednesday, October 28,
1998. The meeting was called to order at 9:00 A.M. by
Chairman Ron T. Mackail. A roll call was taken by Betty
Laur, the Recording Secretary. Boardmembers in attendance
at the meeting were: Peter Allen, Cheryl DeBlasio, William
Sharpless, Chairman Ron T. Mackail, and Secretary Tom
Bradford. Also in attendance were Attorney John McCracken
sitting in for Village Attorney John C. Randolph, Finance
Director Connie Holloman, and Loomis, Sayles & Company
representative Peter V. Van Beuren. Shawn Miller and
Boardmember Carl C. Hansen were absent from the meeting.
II. APPROVAL OF AGiSNDA
Finance Director Holloman requested the following additions
to new applicants for participation in the Pension Plan:
Matthew C. Wick, 10/29/98
Donald C. Jackson, 10/2/98
Boardmember Bradford made a motion to approve the ageada as
submitted amended. Boardmember Sharpless secoaded the
Recycled Paper
80ARD OF TRIISTSES
TBQIISSTA Sl~LO'Y'$SS' P$NSION TRIIST FDND
~STINt3 MINOTSS
October 28, 1998
PA(~38 2
mbtioa. The vote oa the motion was:
Roa T. Mackail - for
Thomas Bradford - for
peter Ailea - for
fChezyl DeBlasio - for
~Pilliaat Sharpless - for
The motion was therefore passed and adapted and the Agenda
was approved as amended.
III. APPROVAL OF I[INLITRS
A} 1} Tequesta Smplbyees' Peasioa Trust Fund Hoard of
Trustees meeting minutes for April 29, 1998
2) Tequesta SaoQaloyees' Pension Trust Fund Bbard of
Trustees meeting minutes for Jt~.1y 29, 1998
Boardmember Sharpless made a motion to approve the
minutes as amended by correction of typographical errors.
Boardmember Bradford seconded the motion. The vote on
the motion was:
Rbn T. ~ackail - for
Thomas Bradford - for
Peter Allen for
Cheryl DeBlasio - for
Nilliam Sharpless - fvr
The motion was therefore passed and adopted and the
minutes were approved as amended.
IV. STANDINti REPORTS
A) Approval of New Applicants for Participation is Plaa
(April-September, 1998):
BOARD OF TRIISTRBS
TBQIII~ESTA ~LOY"BSS'
~sTlrra asrrrnTgs
October 28, 1998
PAag 3
PSNSION TRIIST FIIND
The starting date for employee Jason T. Turner was
corrected from 9/29/98 to 10/4/98, and the additions of
Matthew C. Wick, 10/29/98 and Donald C. Jackson, 10/2/98
were made as requested by Finance Director Holloman.
1) Tracey Friscia, 4/17/98
2} Todd Lynch, 4/30/98
3) Cheryl DeBiasio, 6/1/98
4) Lori Montague, 6/15/98
5) Connie Holloman, 8/3/98
6) Elizabeth Ransom, 8/31/98
7) Jason R. Turner, 10/4/98
8) Matthew C. Wick, 10/29/98
9) Donald C. Jackson, 10/2/98
B} Approval of Beneficiary Changes (April - September 1998)
1 } None
C} Request far ~'ithdrawal of Contributions (employees
terminating ealploymeat with Village (April - September
1998)
Name Term. Date Payout Amo~,tnt
Mercy Cables 6/25/97 $ 473.38
Christopher Crawford 9/19/97 3,692.41
Bruce Pauletti 9/17/97 279.46
Robert Fieris 3/15/98 6,736.24
Michel~.e Thomas 3/6/98 1,164.94
Jennifer Y~Test 4/15/98 2,245.64
David Adams 7/20/98 3,612,14
Michelle Falasz 9/16/98 1,148.56
Al Oslund 9/25/98 4,010.80
Boardmember Bradford made a motipn to approve the new
applicants Eor participation is the pension plan with the
two additions and one change made this mor~iag.
BOARD of TROSTEEs
TEQUESTA F~dPLOYEES'
FETING MINOTES
October 28, 1998
PAGg 4
PENSION TRUST FUND
Boardmember Sharpless seconded the motion.
the motion was:
Ron T. Mackail - for
Thoasas Bradford - for
Peter A11en - for
Cheryl DeBlasio - for
Nilfiam Sharpl~ss - for
The motion was therefore passed and adopted.
The note on
Boardmember Bradford made a motion to approve the request
for withdrawal of contributions for those employees
listed April through September 1998. Boardmember Allen
seconded the motion. The vote on the motion was:
Ron T. Nackail - for
Tho~os.s Bradford - for
Peter Allen - for
Cheryl DeBlasio - for
Nilliam Sharples8 - for
The motion was therefore passed and adopted.
v.
FINANCIAL REPORTS
A) Laomis, Bayles a Company, L.P., Investment Naanager's
Financial Statement for quarter $ntYing September 30, 1998
(Peter V. Vaa Beuren, V.P. ~ Sr. Partner)
1) Review and Discussion;
Mr. Van Beuren presented an Investment Review booklet for
the Village of Tequesta Employees' Pension Trust Fund
dated October 28, 1998 prepared by Loomis, Bayles &
Company. Mr. Van Beuren reviewed the report booklet
beginning with Section Two, and explained that tY~.e mix
BOARD OF TRIISTSBS
TgQtJ$STA SISBLOYRSS' PSriSION TRIIST FIIND
ffiSRTINCs NINtYT$S
OCtOber 28r 1998
PAGB 5
was still at 50~ for fixed income and 50$ for common
stocks. Mr. Van Beuren explained that criteria for
equities was the growth equity product where the
investment manager was looking for higher potential
earnings growth than in the previous five years and
projected out five years, as well as above average return
on equity relative to the S&P 500 and a reasonable price
times earnings to earnings growth ratio. Additional
returns were being sought in the bond area by trying to
select particular types of credits. Mr. Van Beuren
explained that this past quarter had been very unusual
for fixed income because of the continued flight to
quality worldwide, thereby widening the spread between
U.S. Treasury obligations and other credits. However, by
lengtk~ening maturity and looking for fixed income credits
outside of the U.S. Treasury, some additional value had
been garnished for the portfolio. Financial markets were
reviewed. A dramatic change had taken place since July,
a gradual decline in fixed income and a relatively
volatile stock market. This was reflected in the total
return figures on the S&P index of a single digit figure
of 6~. Fixed income return was still moving along
nicely. Mr. van Beuren reported the stocks in the
pension trust fund were doing twice as good as the S&P
index, and that bonds were holding their own.
During review of Section Three of the report, Mr. Van
Beuren compared the portfolio with the benchmarks and
explained that keeping the funds invested in their
particular Categories as much as possible in each area
had resulted in the portfolio doing as well as it had.
Equity characteristics were showing substantial price
times earnings multiple relative to the S&P 500, which
Loomis Bayles believed was justified given the other
characteristics of the earnings growth relative to the
S&P 500. Mr. Van Beuren explained that i,n order to
receive this type of growth, Loomis Bayles had made
decisions regarding weighting or unweighting certain
BOARD OF TRIIST88S
T$QIIBSTA E~LOYSgS' PENSION TRIIST FQND
I~BTING ~INUTTsS
October 28, 1998
PAGE 6
economic sectors and had over-weighted consumer staples,
consumer cyclicals, communication services, technology,
and health care. Nothing was invested in utilities, or
basic materials, and very low percentages in energy and
capital goods which were growing much more slowly than
other areas of the economy. Mr. Van Beuren explained
that in fixed income, maturities were being lengthened
to pick up yield and still maintain very high quality.
Total portfolio at the end of September was $942,645 and
as of October 26 was $957,277.
Mr. Van Beuren explained that a statistical page had been
included in Section Four to show the gross domestic
product and CPI for this year and for the coming year.
The CPI was down significantly and a slowdown in the
economy was ~iredicted. Investors worldwide had realized
the significance of the financial crisis which began in
the Far Bast a year ago. This was driven home by the
financial problems in Russia, and the TMF had been
putting together financial packages to try to salvage the
economies of countries in difficulty. The situation
seemed to slightly improve mid-September, and steps were
being taken to improve the banking situation in Japan and
currencies in Brazil. It was hoped that rates would be
lowered world wide. Mr. van Beuren expressed his opinion
that this was the beginning of improvement globally which
would lead to tremendous growth over the next decade.
Mr. Van Beuren stated that the question was whether
enough action was being taken to stave off a growth
recession and whether other countries were cutting rates
fast enough tv avoid recessions in their countries. Mr.
Van Beuren reported the philosophy had not changed for
Tequesta's pension fund and Loomis Sayler planned to
continue looking for attractive companies growing faster
than others, and they liked multi-national companies home
b~.sed in the United States. As of October, 1998, a new
law allowed investments based in foreign countries, which
Mr, van Beuren commented the village might want to
BOARD OF TRIIST$ES
T$QUBSTA 8'd~LOYSBS' PgNSION TRIIST FUND
ffi8$TINa rclNOTSs
October 28, 1998
PAGE 7
consider. Individual transactions were reviewed. The
euro dollar was discussed. Chairman Mackail expressed
his opinion that Europe had no choice other than to
accept the euro dollar, and commented he believed Loomis
Sayler was on the right track. During discussion, Mr.
Van Beuren predicted lower rates ahead.
8) Prudential Securities, tnc., Custodial Broker, Account
Statemeata (July - Septemlaer, 1998)
VI. PAYb~NT3 TO BE RRVINiPB'D AND A.PPROVBD
A) 9/24/98 Gabriel, Roeder, Smith & Co. - $200 (Monthly
Retainer - Sept.)
8/19/98 Gabriel, Roeder, Smith & Co. - $200 (Monthly
Retainer - August)
8/19/98 Gabriel, Roeder, Smith & Co. - $200 (Monthly
Retainer - July)
8/19/98 Gabriel, Roeder, Smith ~ Co. - $200 (Monthly
Retainer - June)
9/30/98 Jones, Foster, Johnston & Stubbs - $527 (Legal
Services)
9/30/98 Jones, Foster, Johnston & Stubbs - $591 (Legal
Services)
9/30/98 Jones, Foster, Johnston & Stubbs - $687 (Legal
Services)
Boardmember Sharpless questioned when the pension fund
had started paying legal expenses which had previously
been paid by the Village. village Manager Bradford
reported it had been changed in April, 1998 since the
General Fund had carried the load for five years as of
April and the pension fund had reached the point where it
was in a position to pay the bills for which it was
responsible.
Soardmember Sharpless made a motioa to approve the
BoARn of TRVSa~EEs
TEQIIESTA E~LOYESS' PENSION TRIIST FUND
MI~STINt~ MINUTES
October 28, 1998
PAQE 8
payments shown on the agenda. Boardmember Allen seconded
the motion. The vote on the motion was:
Ron T. Mackail - for
Thomas Bradford - for
P®ter Allen - for
Cheryl DeBla~sio - for
Nilliana Sharpless - for
The motion was therefore passed and adopted.
vii. Review of Ordinance Amending Pension Fwnd Investment Options
Boardmember Bradford reported that at the last meeting the
Boardmembers had requested an update on the ordinance to
amend the pension fund investment options. Village Manager
Bradford explained that the Ordinance had been approved by
the Village Council on first reading and requested any
changes desired by the Board before final reading scheduled
for November. Boardmember Sharpless questioned Mr. Van
Beuren regarding whether he would like to have the ability
to invest in some foreign securities. Mr. Van Beuren
responded that he would like to have the flexibility, and
gave an example of an attractive company based in Bermuda
from which investments were presently excluded. Mr. Van
Beuren recommended restricting the investments in that area
to include and exclude certain types of investments.
Discussion ensued. Tt was believed the new law al3owed up
to 10~ of the portfolio to be invested in foreign
securities. Village Manager Bradford advised that an
amendment might need to be read on first reading at the
November Village Council meeting and second reading in
December. Chairman Mackail questioned whether income on
U.S. territories based securities would be taxable upon
entry into the United States. Mr. Van Beuren advised that
type of securities were not what was under discussion.
After further discussion, the following motion was made:
BOARD OB TRIISTEES
T8QII8STA EMPLOY8E3'
~68TIWG MINDTES
October 28, 1998
PAGE 9
PEriSIOII TRIIST FvND
Boardmember Bradford made a motion to request the Village
Council to amend the Ordinance to allow for foreign-based
securities that are traded in the form of ADRS on a national
exchange, within the statutory limitations. 8oardmember
Allen seconded the motion. The vote on the motion was:
Roa T. Mackail - for
Thomas Bradford - for
Peter Allen - for
Cheryl De8lasio - for
~1llii~m Sharpless - for
The motion was therefore passed sad adopted.
yr=I. Arm oTSER ]6ATTRRS
Boardmember Allen reported the Fire Department had requested
that he ask the Board for permission for someone to come and
discuss the advantages and disadvantages between defined
benefit and defined contribution plans. Boardmember
Sharpless advised that permission had been granted at a
previous meeting before Mr. Allen became a member of the
Board. Boardmember Bradford commented that he did not
believe it would be proffer for this Board to pay for someone
to coarse since this Fund was in the defined benefit business
and not in the defined contribution business. Boardmember
6harpless commented that an insurance person would probably
come without a fee. Boardmember Bradford commented that the
IC3~ Retirement Corporation would send their regional person
to speak without charge, and recommended Boardmember Allen
contact Kim Bodinizzo, Personnel Specialist, regarding
providing a presentation on the defined contribution plan..
Boardmember DeBlasio advised that Kim was already doing that
for the General Employees.
Since no motion had been made concerning the financial
reports of Prudential Securities, Inc., Boardmember Bradford
made the following motion:
No Text
BOARD OF TRIISTELS
TSQIIESTA E~LOYEBS•
N$STING MINiJTES
October 28, 1998
PAGE 10
PENSION TRIIST Fi?ND
Boardmember Bradford made a motiaa to accept the account
statements of Prudential Securities, inc. for July to
September, 1998. Boardmember Sharpless seconded the motion.
The vote on the motion was:
Ron T. ~ackail - for
Thomas Bradford - for
Peter Allen - for
Cheryl De8lasio - for
Nilliam Sharpless - for
The motion was therefore passed and adopted.
I%. ADJ4IIRNMKNT
Soardmember Bradford made a motion to adjourn the meeting.
Soardmember Allen seconded the motion. The vote oa the
motion was:
Ron T. N~ackail - for
Thomas Sradfo~d - for
Peter Allen - for
Cheryl De8lasio - for
1Pilliam Sharpless - for
Th® motion was therefore passed sad adopted, sad the meeting
was ad3ourned at 9:53 A.b~.
Respectfully submitted,
cz..~,(~
~~~ ~
Betty Laur
Recording Secretary
S
BOARD OF TRIISTEES
TEQtT$STA S~LOYEES' PENSION TRIIST FtTND
MEETING ~dINUTES
October 28, 1998
PAGE I1
ATTEST:
Joann Manganiello
Village Clerk
DATE APPROVED: